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Altair's software products represent a comprehensive, open-architecture solution for simulation, data intelligence, and cloud computing.
Altair HyperWorks Product
Altair Partner Alliance Product
3-matic enables design modification, remeshing and the creation of 3D textures, lightweight models and conformal structures, all on STL levels.
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Altair Activate model-based development enables product creators, system simulation and control engineers to model, simulate and optimize hybrid systems.
AcuNexus is a novel CFD pre-processor intended to facilitate efficient, automated simulation based design (SBD) processes delivering reliable results for decision making.
Leading general-purpose Computational Fluid Dynamics (CFD) solver that is capable of solving the most demanding industrial and scientific applications. Robust and scalable solver technology empowers users by providing unparalleled accuracy.
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AFDEX is a general-purpose metal forming simulator based on rigid-elasto/thermo/viscoplastic finite element method...
Based on an intuitive graphical interface, AlphaCell is a complete and accurate TMM/FTMM solution for predicting the vibro-acoustic response of multi-layer trims.
Industry's fastest enterprise job scheduler with event-driven architecture for highest throughput and high-performance scheduling.
A portal for engineers and researchers that provides a simple, powerful, and consistent interface for submitting and monitoring jobs on remote clusters, clouds, or other resources.
A multi-site license allocation and management tool enabling maximized license usage through sharing.
An HPC administrators control center for managing, optimizing, and forecasting HPC resources on premises and in the cloud.
An advanced mission critical dependency management platform for developing and executing flows.
Industry's only end-to-end hardware emulation enterprise job scheduler designed specifically for hardware emulation environments.
A real-time software license monitoring and management tool.
Altair's industry-leading workload manager and job scheduler for high-performance computing (HPC) environments
Visualize, analyze and optimize the utilization of enterprise-wide software licenses from anywhere.
Amphyon is a simulation based process software for powder bed based, laser beam melting additive manufacturing processes.
Altair's Automated Reporting Director removes the non-value add tasks associated with the mechanics of report generation to reduce manual effort.
AVL CRUISE™ M is a multi-disciplinary system simulation solution that supports model-based development using high quality real-time models.
AVL EXCITE™ Acoustics is a tool for the calculation of sound radiation in free field using the Wave Based Technique (WBT).
AVL FIRE™ M is a multi-domain simulation software solving non-reacting, single phase fluid flows, heat transfer and solid temperatures in systems without moving boundaries.
CADdoctor is the ultimate desktop application for 3D data translation among multiple CAD formats, PDQ validation, repair and transformation.
CAEfatigue VIBRATION is a frequency-based fatigue solver and random response post processor developed by CAEfatigue Limited.
CES Selector is the industry standard tool for materials selection and graphical analysis of materials properties
Charge enables engineers to analyze the electric field of an entire model without compromising to unrealistic simplifications, allowing them to simulate problems that were previously unsolvable.
ChassisSim is MBD software that allows race teams and vehicle dynamics engineer to simulate all aspects of vehicle behavior well before the car turns a wheel.
CoDA by Anaglyph Ltd provide preliminary design for composite laminates allowing for a first analysis to be undertaken.
General purpose numerical computing environment that allows customers to easily develop and perform custom mathematical operations on various types of data, including data associated with CAE pre- and post-processing.
Bridges the gap of injection molding and mechanical simulation. Enabling users to consider anisotropic parts.
CosiMate is a platform for engineers performing modeling and simulation of an overall system made of hydraulics, mechanicals, electronics, or other components.
Coustyx by ANSOL is a next generation analysis software that yields fast, accurate solutions to very large problems in acoustics, across a wide frequency range.
Design Profit assists product design engineers by exposing waste and risk in their designs...
DSHplus by FLUIDON is a simulation program especially developed for the dynamic nonlinear calculation of complex hydraulic and pneumatic systems and components.
EFEA by MES performs mid to high frequency vibration and acoustic simulations for complex structural acoustic systems. It has been validated in the naval, aircraft and automotive industries.
ElectroFlo is a fully featured thermal analysis software that allows users to perform thermal, CFD, and electrical analyses on extremely complex models.
Visual Environment for Model Based Development of Embedded Systems
ESAComp is software for analysis and design of composites, ranging from conceptual design of layered composite structures to advanced analyses.
Evolve allows industrial designers to develop forms faster than before using either PC or Mac, from capturing an initial sketch, to exploring styling alternatives and visualizing products with realistic real-time rendering.
FEKO is an electromagnetic analysis software suite allowing users to solve a range of electromagnetic problems in realistic operating environments.
FEMFAT offers fatigue life prediction of all vehicle components (engine, gearbox, chassis, frames, car bodies and structures) and machinery equipment based on FEA.
FieldView Express is a CFD post-processor that engineers choose when they must deliver accurate results in ever-faster design cycles.
Flow Simulator is an integrated flow, heat transfer, and combustion design software that enables mixed fidelity simulations to optimize machine and systems design.
Flux is a finite element software application used for electromagnetic and thermal physics simulations, both in 2D and 3D
Quickly evaluate performance of electrical rotating machines
Altair's Geomechanics Director allows engineers and scientists to build finite element models from subsurface geology quickly and efficiently.
HUByx is a finite element model of the human body simulating all the bones and organs as well as the internal fluid in between them, enabling the propagation of pressure wave inside the body.
Robust pre-processing environment specifically designed to automate the creation of high-fidelity models for crash analysis and safety evaluation.
Powerful data analysis and 2D/3D plotting tool with interfaces to many popular file formats.
High-performance finite element pre-processor to prepare largest models, starting from import of CAD geometry to exporting an analysis run for various disciplines.
HyperStudy is a multi-disciplinary design study software that enables exploration and optimization of design performance and robustness.
Post-processing and visualization environment for finite element analysis, multi-body system simulation, CFD results and digital video.
Standalone application to contour and animate results. It can be embedded in PowerPoint presentations or webpages.
State-of-the art Private cloud HPC appliance offering unlimited use of all Altair software.
Advanced solver for manufacturing simulations and validations. Robust, accurate and easy to use. Provides the best customized simulation solutions for metal, polymer extrusions and many other applications.
Automate the laborious, manual tasks associated with model setup, analysis, post-processing and reporting of impact simulation studies.
Insight+ enables listening to and experiencing test and CAE data together to assist engineers in better understanding NVH contributions at any stage of the design process.
Inspire allows design engineers, product designers and architects to generate and investigate structurally efficient concepts quickly and easily. Inspire embeds Altair's OptiStruct algorithms bringing topology optimization to a broader audience.
complete casting simulation in 5 easy steps through a highly intuitive user experience, catering to beginners and experts alike
Introducing a new CAD interface that takes a giant leap to a direct CAD to solution approach
Enhance and optimize the polymer extrusion process to improve both productivity and quality
Fully integrated solution for enhanced sheet metal forming product feasibility, detailed process analysis and virtual try-out.
KTex Family is a set of tools dedicated to modeling composite materials precisely at the scale of the yarns.
LAP by Anaglyph Ltd is used in preliminary design for tailoring, analyzing, and optimizing laminates and composites.
LOGEengine contains an intelligent tool for automatic simulation tuning.
LOGEresearch performs combusion and chemical kinetics simulations for all reactive systems.
LW Finder takes the guesswork out of strain gauge placement by finding the best locations to place strain gauges and predicting measurement error.
MADYMO is the worldwide standard for occupant safety analyses and design optimization.
Maple is a technical computing software for engineers, mathematicians, and scientists.
MapleSim is an advanced physical modeling and simulation tool.
Create and manage a materials library relevant to your product design. View and compare data, create CAE material files and more.
Empowers engineers to import & modify geometry and mesh models with specific mesh criteria automatically with the power of Altair HyperWorks tools.
Validate CAD model data to automatically identify potential issues that could slow down the pre-processing stage of the simulation life cycle.
With ModelCenter® by Phoenix Integration, you can integrate your engineering simulation tools, explore your product designs, and organize your engineering knowledge.
Integrated solution to analyze and optimize multi-body system performance. Through extensive customer partnership, MotionSolve is thoroughly validated for quality, robustness and speed.
World's leading open multi-body dynamics modeling environment, with an intuitive interface for studying mechanical systems.
MultiMech by MultiMechanics helps clients to accurately relate microstructural design and manufacturing parameters to overall structural performance and service life.
Multiscale Design is a software used for seamless integration of modeling, simulation, testing, uncertainty quantification and optimization of composite materials and structures at multiple spatial and temporal scales.
nanoFluidX is a SPH-based fluid dynamics simulation tool which predicts flow in complex geometries exposed to complex motion.
nCode DesignLife provides fatigue life prediction from finite element results to answer the question "how long will it last?" or "will it pass the test?" before prototyping.
NovaFlow&Solid is a fully featured mold filling and solidification simulation package based on advanced fluid flow and heat transfer theories.
The NVH Director employs Altair's HyperWorks suite of computer-aided engineering tools in a fully integrated, user-friendly, customizable form to automate the tasks involved in NVH analysis.
Optenni Lab is a software tool for synthesis and optimization of matching circuits for multiband, broadband, multi-antenna and tunable antenna systems
Industry proven, modern structural analysis solver for linear and non-linear structural problems under static and dynamic loadings. The market-leading solution for structural design and optimization.
PICLS is a thermal simulation tool which helps designers easily perform thermal simulation of PCBs.
ProteusDS is an innovative dynamics analysis software used to test virtual prototypes of a wide variety of marine, offshore and subsea technologies.
Tailor your thicknesses and orientation of your composite lay-up to reach your cost/performance target.
Leading structural analysis solver for highly non-linear problems under dynamic loadings like Crash, Impact, Blast and Stamping simulation.
RAMDO is an uncertainty quantification, reliability analysis, and design optimization software platform.
Santos® technologies enable you to provide greater customer satisfaction with products that can be brought to market sooner while reducing exposure to risk of injury.
SC/Tetra by Software Cradle is an all-in-one thermo-fluid analysis system that uses un-structured mesh.
scSTREAM by Software Cradle is a CFD software that captures geometric shape in a structured mesh.
SEAM provides high frequency vibro-acoustic solutions to the automotive, aerospace, naval and heavy equipment industries.
Sense is a new touchscreen design and simulation tool that promises to save engineering time and provide results with maximum accuracy.
ShipMo3D is a cutting edge software application used to model the interactions of ships and offshore structures with waves and the marine environment.
SimData Manager provides efficient and systematic access to all simulation-relevant data along the entire CAE process chain.
Process oriented, feature-based finite element modeling software that allows to quickly and accurately generate FE models from complex CAD assemblies.
Eliminates geometry simplification and meshing, the two most time-consuming and expertise-extensive tasks done in traditional FEA, enabling the analysis of fully-featured CAD assemblies in minutes without meshing.
S-Life FKM is a static and fatigue strength software for the assessment of FEA results according to the FKM guideline.
Innovation Intelligence - An end-to-end Internet of Things (IoT) platform designed for M2M and digital twin projects
A modern cloud-based business intelligence platform
for hosted and on-premises environments.
A set of software automations to rapidly identify and analyze design alternatives to eliminate the root causes of squeak and rattle (S&R) in assemblies.
StressCheck® is a FEA-based numerical simulation software for detail stress, global-local, fracture, contact & composites analyses in the aerospace & defense industries.
TAITherm is a professional thermal simulation tool for comprehensive CAE analysis of both steady-state and transient-heat transfer conditions
Total Materia Premium Edition is the most comprehensive resource for material properties containing over 10 million property records spanning in excess of 380,000 materials.
TracePro is a powerful illumination and non-imaging optical design and analysis program with an easy-to-use graphical interface.
ultraFluidX is a simulation tool for ultra-fast prediction of the aerodynamic properties of passenger and heavy-duty vehicles as well as for the evaluation of building and environmental aerodynamics.
Virfac® addresses the advanced simulation of welding processes, heat treatment, surface treatment, carburizing, additive manufacturing and damage tolerance based on the XFEM technology.
Allows engineers to automatically identify gauge locations, review and interpolate CAE results, highlight issues and correlate to physical test data.
A solution designed to provide better wind tunnel simulation and user experience. Altair's HyperWorks VWT is able to more accurately and quickly predict an automobile's aerodynamic performance.
VMAP bridges the gap between virtual prototyping and experimentation in product design cycle in automotive, aerospace and energy systems.
VSim is a computational application for simulating electromagnetics in the presence of complex structures and dynamical charged particles.
Altair's Weight Analytics solution manages the entire Weight and Balance process empowering engineering and management teams to control and ensure W&B attributes meet program requirements.
Altair's Weld Certification Director allows engineers to accelerate the time taken to identify and analyze the performance of weld lines against mechanical requirements.
Highly accurate and very fast wave propagation and radio network planning software
XLDyn™ is a user-friendly Model-Based Systems Engineering software for requirements and verification tracking, providing a wide range of verification options including simple cell equations, integrated simulation tools and test data.
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Red Sox - 001 000 004 01 - 6 10 0 Orioles - 112 100 000 00 - 5 6 1Canada Day Miracle!
When Ty Wigginton led off the fourth inning with a solo home run, it put Josh Beckett and the Red Sox in a 5-1 hole. Who knew that would be Baltimore's last baserunner of the day? Boston pitchers retired the next 24 consecutive batters and end up on the winning side of a 6-5 score.
Facing Jim Johnson in the ninth, Dustin Pedroia (bbbc) walked and Kevin Youkilis (cbb) cracked a home run to right-center! 5-3! Kirk gave Johnson a quick exit and asked George Sherrill to close it out.
Jason Bay went down swinging (he ended the day 0-for-5, with 5 K) and David Ortiz was caught looking. The Red Sox were down to their last out.
Jacoby Ellsbury dumped a single into left-center. Jeff Bailey, who had run for Mark Kotsay in the eighth inning, walked on five pitches. Jason Varitek also walked, loading the bases. Rocco Baldelli, pinch-hitting for Nick Green, grounded a ball to shortstop. It looked like it would be an easy, game-ending fielder's choice. But the ball rolled through!! Robert Andino made a Jeterian dive to his left and came up empty (which is the usual outcome of a Jeterian dive). Ellsbury and Bailey scored and the game was tied at 5-5.
Sherrill was still on the mound. He walked J.D. Drew to re-load bases -- and Kirk finally gave him the hook. Danys Baez came in and retired Pedroia on a foul pop to the catcher.
Both teams went down in order in the tenth. Ellsbury started the eleventh with a double down the left field line. I didn't see many replays, but it sure looked like the ball landed on the foul side of the line. However, the Orioles did not argue, so maybe the call was that it passed over the bag in fair territory. Bailey flew out to right and LBJ sprinted to third. Julio Lugo, who has taken over at shortstop for Green, looked at ball 1, then chopped a single through the shortstop hole to bring Ellsbury in with the go-ahead run. LUGO!
Jonathan Papelbon finished up in the bottom half to record his 133rd career save, passing Bob Stanley and setting a new Red Sox franchise record. He retired the Birds in order, something the Sox pitchers did for eight straight innings.
After Beckett allowed Wigginton's dong in the fourth, he got the next three batters (K, K, F8). And he retired the side in the fifth (3-1, F7, K), sixth (4-3, P8, 6-3), and seventh (P6, F9, K). Daniel Bard struck out the side in the eighth and pitched a perfect ninth (P6, K, P7). Ramon Ramirez breezed through the tenth (3-1, P4, K). Bot's inning went: P5, F7, P6.
Josh Beckett (3.48, 133 ERA+) / Brad Bergesen (3.76, 121 ERA+)
Okay, so maybe watching last night's game was like passing a kidney stone ...
Earl Weaver once said, "This ain't football, we do this every day." And so last night becomes a distant memory -- and lo: A new day and a new game.
(Still, if everyone in the bullpen was going to have a shitty outing, it was awfully nice of them to do it all in the same game.)
In his last seven starts, Beckett is 5-1 with a 1.24 ERA. He has not allowed an earned run in five of his last seven starts.

subset: commoncrawl


text: Fahrenheit Unit B - First Floor 330 J Street, San Diego, CA 92101 Click on other Floor Plans For Fahrenheit Condos Below Fahrenheit Unit A – First Floor Fahrenheit Unit A – Second Floor 2 + denBeds 2Baths Fahrenheit Unit B – First Floor View All Floor Plans Would you like more details about this Fahrenheit floor plan? We are here for you and look forward to providing you with more information and available units matching this floor plan. Name* First Last Email* PhoneComments or Questions:CAPTCHAEmailThis field is for validation purposes and should be left unchanged.


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The Rigid 304L liners are recommended when venting wood or pellet burning appliances.
The Rigid Chimney Liner (304L) - 13" Diameter is backed by our Lifetime warranty. Follow the simple maintenance requirements and this chimney liner will be the last one you install. Using our chimney liners will increase the value of your home as the warranty will transfer to the next occupants.
The Rigid Chimney Liner (304L) - 13" Diameter can be joined together using screws or high-temp silicone. Once correctly installed rigid liner can provide the safest chimney liner available. It is easy to insulate the outside of the liner. This provides more protection for any combustible components near the chimney. The perfectly smooth inner wall of the liner provides a surface that creosote has a difficult time binding with. This allows easy cleaning of the chimney and helps reduce the risk of chimney fires.


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Located in north-west Bavaria, the Spessart Hills Nature Park protects one of Germany's largest and most beautiful deciduous forests. The hills are bordered by the valley of the river Main with its picture-perfect towns and castles.
Situated in the geographical centre of the European Union, the Spessart Hills Nature Park is celebrated for the ancient beech and oak forests that cover large parts of its gently undulating hills, occasionally giving way to clearings, streams and river valleys. Where bandits and poachers used to roam, today you can relax and enjoy the sights and scenery of the Spessart hills in all their natural beauty.
The hiking here is unbeatable, with 4,000 kilometres of trails, three certified long-distance routes and a unique network of European culture routes. Cyclists will enjoy the River Main Cycle Route and the trails in the Bikewald Spessart park. Various trails, two visitor centres and an interactive water exhibition will all help you get the best out of your time in the reserve, as will our qualified tour guides.
Cultural attractions are also on offer. A range of castles and palaces, among them Henneburg Castle in Stadtprozelten, and moated Mespelbrunn Castle, are popular destinations for a day trip. Also worth a visit are the picturesque medieval towns along the Main river, such as Lohr and Miltenberg. Fine food and drink are available at the village inns, beer gardens and wineries, where you can enjoy the diversity of Franconian cuisine, selected wines of the Main valley and locally sourced meat and game.
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This is a 4 year product paying in Euro issued by BNP Paribas. It is Digital Certificate linked to the performance of Unicredit SpA from 09/27/2019 to the last observation date 09/25/2023 and will be monitored at quarterly periods. The product will pay 15 additional 1.1% unconditional coupon(s) . At maturity, it will repay the initial investment plus a coupon of 1.1% so long as the worst performing underlying is at or above 50% . If the European protection barrier of 50% has not been breached, the nominal value will be paid, otherwise the product will repay the initial investment less any negative worst performing underlying measured over the term of the product
BNP Fixed Cash Collect UCG 1.1 - 02.10.2023
N° 305 of 1335 Autocall Plus - Income Plan in Italy | Probability of 50.06% to outperform BTP learn more
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With the Hunger Games hitting movie screens in less than a week, fans are keeping their eyes open for every bit of Panem-related intel until the movie's release -- and the same rule applies to the Hunger Games soundtrack. Taylor Swift supplies two tracks to the collection, and for the live debut of one of those tunes -- "Eyes Open," a power ballad sung from the perspective of HG heroine Katniss Everdeen -- cast your peepers to the video posted below.
Swift performed the song Sunday night in Auckland, New Zealand -- a special treat for the pop star's final show of her 13-month Speak Now tour.
The Hunger Games soundtrack doesn't arrive until March 20, though leaks of Swift's "Eyes Open" have been circulating before the weekend. Still, Swift seemed to enjoy teasing 12,000 squealing fans in Auckland with the promise of new music.
"You don't think I'd get in trouble if I played it now?" a seated Swift said to the crowd, before launching into the tune, acoustic guitar buoyed by layer-upon-layer of fluffy fairy skirts.
"The tricky thing is/ Yesterday we were just children / Playing soldier just pretending / Dreaming dreams with happy endings," Swift sings at the song's outset, crowing from the P.O.V. of Katniss Everdeen, a District 12 teenager selected to fight in the Hunger Games.
"It was almost like a vacation to get to write from someone else's perspective," Swift recently told Rolling Stone, talking about writing her contributions to the Hunger Games soundtrack, "Eyes Open" and the previously released single "Safe & Sound."
As "Eyes Open" continues toward the chorus, it seems Swift has composed an internal monologue for Katniss -- a mantra set to Nickelback-esque music, for when things get hairy in the Hunger Games arena. A silver parachute of antibiotics might be more helpful, but we'll take it.
"Keep your eyes open," Swift sings on the chorus, "Everybody's waiting for you to break down / Everybody's watching to see the fallout / Even when you're sleeping, sleeping / Keep your eyes open/ Keep your eyes open."
Watch Swift's Auckland performance of "Eyes Open" below:
What's On Tonight for


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- Latest Industry Standards
- Most Reputable Company
- Licensed and fully insured
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When you want Custom Closet Doors in Las Vegas, Wyoming, go with Custom Closet Door Guys
You've got many great reasons to rely on Custom Closet Door Guys for your needs when it comes to Custom Closet Doors in Las Vegas, NM. Our company has the best client satisfaction ratings, the highest quality products, and the most effective and successful money saving practices. We appreciate your needs and goals, and we are ready to help you using our experience. Dial 888-273-0286 to reach Custom Closet Door Guys and explore all your goals concerning Custom Closet Doors in Las Vegas.


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Scoop Neck
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Want to take a look at the other styles we have to offer? Check out more women's t-shirts here, and take advantage of great styles like raglans, crewnecks, V-necks, and tank tops! Also, take a look at styles for the whole family with our wide selection of men's and kid's t-shirts, and save big on looks that everyone will be sure to love.


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Police are looking for two suspects who crashed a car into a Houston-area convenience store and stole an 18-pack of beer.
The incident was caught on surveillance video, where you see the car crash into the store and two people rush out and grab a 18-pack on Bud Light. Nothing else seems to have been taken.


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Sleep Apnea Specialists in Bullville, NY
Sleep Apnea 411 makes it easy to find a Sleep Apnea Specialist in Bullville, NY. We are a trusted source for finding information on sleep apnea, sleep disorders, sleep deprivation, insomnia treatment, snoring remedies, sleep paralysis, narcolepsy and restless legs syndrome (rls). If you're unable to find the information you're looking for. We invite you to contact one of our listed Sleep Apnea Specialists for more information on Sleep Apnea and Sleep Disorders.
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Alcohol and Sleep Disorders - Why 28% of You Are at Risk
by: Sherry L Harris
Whether you are a once in a while insomniac, or you constantly can't sleep, there is a good chance you have drank alcohol to help induce sleep, or at least been tempted to. Even though 28% of insomniacs use alcohol as a sleep aid according to Medscape, it turns out alcohol and sleep disorders aren't exactly compatible.
So if alcohol and insomniacs are so wrong for each other, why do so many people think otherwise? Rest assured if you are one of that 28%, you aren't delusional. Alcohol leads to rapid induction of sleep and helps you stay asleep for about two hours because of its relaxing properties. The problem is that once the alcohol metabolizes, withdrawal symptoms begin to occur. These include shallow sleep, multiple awakenings, nightmares and vivid dreams. This increases the adverse affects of sleep deprivation, leading to fatigue and lack of alertness.
Beyond these affects; however, there are more serious issues when alcohol is mixed with insomnia. One of these is the increased likelihood of suffering from sleep apnea. Florence Cardinal, whose husband suffered from sleep apnea, knows firsthand the kind of affect alcohol can have on this particular sleep disorder.
"He'd awaken more frequently, frightening me with his gasping for breath," said Cardinal on Health Central. "He'd get up, disoriented, not knowing where he was or who I was."
Different studies suggest the affect alcohol will have on a person's insomnia depends on the person. In young women, for example, alcohol deepens sleep while it is in the body, decreasing REM sleep and increasing Stage 4 deep sleep. The major risk with this is the chance of being unable to wake up quickly in the event of an emergency.
Another group who is specifically affected by alcohol when sleeping is the elderly. The elderly achieve higher levels of alcohol in the blood and brain than younger persons after consuming the same amount of alcohol. The elderly are also at risk because alcohol consumption leads to unsteadiness, and can result in falls and injuries if they get up and walk around during the night.
Alcoholics are also affected a little differently when using alcohol to help insomnia. When they drink anytime from late afternoon to right before bed, sleep consists almost entirely of brief periods of REM sleep, disrupted by numerous awakenings.
Even if you don't belong to any of these specific groups, it is still not a good idea to drink alcohol to induce sleep. This may become a habit, which not only leads to fatigue during the day, but also possible alcoholism. There are many other methods of helping to induce sleep that are safer and more effective ways to get a good night's rest.
Need insomnia help? Sherry Harris offers FREE information packed ebook, "101 Amazingly Simple Ways to Beat Insomnia." Get the solution to your sleeping problems right now at http://www.ScentToSleep.com Get all the help you need to fall asleep fast, free sleep tips (that work!). Hope you enjoyed the article topic Alcohol and Sleep Disorders. Visit us now.


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Facebook: The "wild, wild west" of social media. Can advisors use it? Of course. Should they? Why not? Are there regulatory issues and considerations that must be addressed? Aren't there always?
In this short column, let's consider for discussion purposes the use of Facebook in a financial services firm. I recommend every advisory firm strongly consider doing the following:
- Establish and implement a written policy regarding the firm's position on the use of social media. The policy should be twofold, covering the use of social media by the firm and the personal use of social media by the firm's employees and representatives.
- The firm's written policy should address whether or not the firm shall utilize social media, how it shall be used and any corresponding limitations on that use. A firm's Facebook page, like its website, is an advertisement, and the content should be subject to ongoing monitoring and review by the firm's chief compliance officer. As an advertisement, the content is also subject to regulatory recordkeeping requirements. The same content parameters and prohibitions (e.g., use of testimonials, a topic I'll cover in a future column) that apply to all of a firm's advertising also apply to the firm's use of Facebook.
- Just as important (or potentially even more important) is the establishment of a firm's written policy for its employees' and representatives' personal use of social media. Why? Because the firm can monitor and control the content that it posts on its Facebook page, but it cannot exercise such monitoring or control of an employee's or rep's personal Facebook content (outside of regularly reviewing an employee's Facebook page, which, based upon the type of nonsense that is posted on Facebook could be overly intrusive and mutually embarrassing). Employees need to appreciate that the firm does not want to monitor their personal Facebook pages and postings. Rather, the firm is a regulated entity and, as such, it is required to establish and implement a reasonable policy designed to prevent infractions or deviations from the firm's policy and applicable regulations.
So, what should a firm do short of monitoring an employee's personal Facebook content (a policy that I do not recommend)? My recommendation is to implement a policy that either prohibits the employee from "friending" firm clients (which may not be realistic); or discourages the "friending" of firm clients while making it clear that if an employee or rep does so, he or she is expressly prohibited from discussing any firm-related business on Facebook or any other social media (or through a personal email account, which is much too often overlooked).
All such business-related communications should be restricted to the firm's email account. The firm has a supervisory obligation to monitor firm-related communications. Unless they want the firm to monitor their Facebook or personal email content (which, again, could prove mutually embarrassing), employees or reps must agree to abide by the firm's policy.
I also recommend that the firm reinforce and reconfirm this policy on an annual basis. To do so, the firm can require that each employee acknowledge the policy in writing initially upon establishment (or at the time of hiring) and on an annual basis thereafter. The firm should also include its social media policy as one of the discussion items on its annual compliance meeting agenda. (Yes, the firm should have an annual compliance meeting for all firm personnel, with an agenda and a sign-in sheet to be maintained with the firm's compliance records. Two of the items on the current SEC exam pertain to how the firm educates its employees and reps.)


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Retirement is not what it used to be. Once, with a sound, performance-based wealth management plan, our forebears could count on an adequately-funded retirement in which they had sufficient assets to meet their needs.
But your Baby Boomer clients may not have that luxury. Why? Because they're living longer and their money is running out.
- The cost of living is far outpacing increases in income
- Pension plans have gone the way of the dinosaur.
- Market volatility has eroded clients' lifetime savings.
- Healthcare costs are rising, particularly elder care.
- The housing market caved in, cutting the value of many investors' most valuable asset.
- Tougher tax policies may yet kick in.
The result? Even a high-performing wealth management plan may not be able to keep up. Investors are realizing that the old-fashioned way of managing their wealth is not going to get them to the Promised Land, and instead, are turning to goal-based wealth management.
In my opinion we are in the midst of a sea change in wealth management in terms of how advisors and their clients alike will measure success in the future.
Personal Goals; Standardized Tools
Goal-based wealth management is as unique as the individual. One investor's goal may be to set aside $10 million to start a foundation. Another investor may simply want to enjoy a retirement where he and his wife can afford to golf and go out for dinner twice a week. And yet another investor may wish to leave sizable inheritances to her children (a goal that is less easily achieved these days).
To achieve these goals—and in the process, put goal-based wealth management to work for them—many investors have chosen to go with a traditional advisory firm. But many are also choosing online entities that offer centralized financial advice, such as Mint, Simplify, Prosper, Betterment, SigFi, Personal Capital Corporation, Wealthfront, and Covestor, to name a few.
One of the biggest reasons for the popularity of online providers is that they offer useful new electronic tools that investors can use to develop their investment strategies and map out their financial futures.
For example, there are financial planning applications that help investors set up their goals in the first place. There are disbursement applications that calculate the rate at which investors should access their money in retirement. There are also a wide range of other apps—all of which help give the online providers their appeal as goal-based wealth management resources.
How Traditional Advisory Frms Are Adapting
You may have already helped clients implement a goal-based model, or you may be about to. In which case, shouldn't your firm be offering electronic wealth management tools, too? In my opinion, the answer is a resounding "Yes."
In the years to come, these wealth management tools will become pervasive—and not just for self-directed investors. They'll become a resource your clients will readily use, not as a substitute for your services, but as a complement to it.
That means you need to bolster your own technological capabilities. And it means you need even better access to the financial data that drives the technology that you and your clients are using.
- Get the data into your systems, including data from held-away accounts.
- Move the data seamlessly between systems.
- Make it extremely easy for the end user to work with the data.
All of this is eminently possible with "single feed" access to all the data that you and your clients need. It's one reason why ByAllAccounts is seeing increased demand for our account aggregation services.
Because with all the right data, you and your clients can set the personal wealth management goals that go beyond performance measurement, and instead provide a real-world benchmark of true financial longevity and security.


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Festivals in genre: Theatre
Sydney Festival 2014
The Sydney Festival is taking place on January 9th – 26th 2014 and should not be missed! This city-wide festival transforms Sydney into the cultural heart of Australia with a diverse range of music, dance, visual arts, talks and various free & family events. ...... Read More
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Bath International Music Festival 2014
The Bath Music Festival is a 11 day, city-wide, music festival this year taking place mid to late May 2014. The festival has been going strong since 1948 and is host to a wide variety of different musical genres including contemporary jazz, folk, world, orchestral and electronica. This years theme: Voyage of Discovery. Whilst probably not the most well known jazz festival in the UK, the... Read more
Bath, England, UK
Beaches International Jazz Festival 2014
The 2014 Beaches Jazz Festival is a 10 day free jazz festival held in Toronto, Canada during mid-late July. With roughly 1000 artists performing over 6 main stages including 50 dedicated bands for the "StreetFest" party you can see why some 1,000,000 people come to the festival each year, making it one of Toronto's most famous festivals. For over 1,000 hours during the 2nd half of July you'll be able... Read more
Toronto, Ontario, Canada
The 2014 Payne Pest Management San Diego Jazz Festival will this year run for 3 days over the memorial day weekend at Omni La Costa Resort & Spa. Expected audience of 11,500 and around 25 acts in total, the San Diego Jazz Fest is a great little festival hosted on the panoramic seaside setting of the La Costa venue. Confirmed acts for this year include Jill Scott, Jonathan Butler, Norman... Read more
Carlsbad, California, USA
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Montreux Jazz Festival 2014
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Performing all of your application development with a single language on a single platform may be ideal, but it's not always practical. There are times when you may need to integrate a new application with a legacy one, and communication between the two can be an issue. For instance, you may desire to isolate the two applications so that the new application's design isn't compromised, and the older one can be upgraded later without impacting the newer application.
Potential Solutions
In the past, I've explored distributed computing solutions that have discussed integrating Java and C++ applications via the Java Native Interface (JNI), Java Message System (JMS), and web services; see the the "Conclusion" section at the end of this article. Although these approaches are good in the right situations, there may be times where these solutions are too complicated or just not ideal. For instance, calling into native code from Java via JNI can be complex, time-consuming, and error-prone. Using JMS requires a JMS provider be licensed, installed, and configured. And a web service requires significant development and web-based infrastructure.
Another solution is to use socket-based network communication directly between the Java and C++ applications. Although this is a relatively low-level approach, it's still an effective solution. With XML as the message protocol between them, you can maintain a degree of platform and language independence. Figure 1 illustrates this in a very simple way; here we show that a C++ application that uses Windows sockets can communicate with a Java application that uses Java IO (scenario
c) just as easily as in the two homogenous examples (scenarios
a and
b), and with no code changes.
Figure 1: A Java application can communicate directly with a C++ winsock application.
The Socket Solution
Let's explore a sample integration solution that includes a Java application that uses
java.io to communicate with a C++ Windows application that uses Windows sockets. The Windows application supports three simple requests for the following data:
- The Windows host name
- The amount of memory installed
- A pseudorandom number
These requests are simple for illustration only, but in reality they may be requests for data only available from a legacy application or a native platform interface. All requests and responses are formatted as simple XML character strings. Specifically, both the client and server wait for data and read bytes from the network stream, with each full message delineated by a NULL — or '\n' — character.
The simple XML request messages are in Example 1. Each message has the same basic XML structure, with only the request name differing between them.
<Request> <Name>GetHostname</Name> </Request> <Request> <Name>GetMemory</Name> </Request> <Request> <Name>GetRandomNumber</Name> </Request>
Example 1: The XML request messages sent from the client, to the server.
If you need to send data along with each request, simply add one or more XML elements to the request message. For example, if you want to change the
GetMemory message to indicate the type of memory (physical or virtual) to request, the XML can be changed to look like the following:
<Request> <Name>GetMemory</Name> <Type>Physical</Type> </Request>
The response messages are similar to the requests with some obvious changes; see Example 2. The main differences are the XML response types, and the inclusion of the data being requested.
<Response> <Name>HostnameResponse</Name> <Hostname> MyServer </Hostname> </Response> <Response> <Name>MemoryResponse</Name> <TotalPhysicalMemory> 1073201152</TotalPhysicalMemory> </Response> <Response> <Name>RandomNumberResponse</Name> <Number>20173</Number> </Response>
Example 2: The XML response messages sent from the server, in response to client requests.
In this sample implementation, the actual data returned in each response will vary according to the computer it's run on. Let's begin to dive into the implementation of the solution, beginning with the Java client application.


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Independent broker-dealer LPL Financial (LPLA) said Thursday that Shaw Financial Services, which has about $360 million of client assets, has moved LPL's broker-dealer and corporate RIA platforms. The group, which has offices in Tulsa and Edmond, Okla., was previously affiliated with Lincoln Financial Securities.
"We are pleased to welcome Shaw Financial Services to LPL Financial," said Bill Morrissey (right), executive vice president of business development at LPL Financial, in a press release. "Shaw Financial is led by seasoned financial industry veterans who have a passion for financial education and enabling their clients to feel confident in making intelligent, educated investment choices suited to appropriate goals."
Shaw Financial, which focuses on serving clients with a wide range of assets, is led by owners Charlotte Shaw, president, and husband Gary Shaw, vice president.
"Central to Shaw Financial is our view of our firm's role as a financial teacher, helping our clients evaluate and understand their financial lives in order to make prudent decisions to pursue their long-term goals," Charlotte Shaw said in a statement.
"Our slogan, 'Empowering you through the heart of a teacher,' captures the importance of education and its relationship to our work as financial advisors," she explained. "It reflects our emphasis on investing in a way that is intended to be transparent and easy for our clients to understand.
LPL Financial has more than 13,400 affiliated financial advisors and 700 affiliated financial institutions. In addition, it provides more than 4,600 financial advisors licensed with insurance companies with clearing, advisory platforms and technology solutions.
Shaw Financial "enjoys an exceptional reputation in their local markets, which has resulted in the steady growth of its practice," Morrissey added. "Equally important, we are delighted that our industry-known platforms, resources and tools continue to position our company as the destination of choice for leading independent advisory practices such as Shaw Financial across the nation."
LPL Financial is set to host Focus13, a conference that brings several thousand advisors together for three days of technology launches, continuing education sessions, compliance workshops and networking opportunities, next week in San Diego.
Check out LPL Financial Focus13 Conference to Unveil New Mobile Apps on ThinkAdvisor.


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Pfizer had right to do region wrong
Pfizer Inc. has every right to demolish the buildings it owns. But in deciding to raze Building 118 the pharmaceutical giant is not proving to be a good corporate neighbor. The unwillingness of Pfizer to offer a rational explanation for the decision is all the more frustrating.
Razing the building and an adjacent complex of former research labs to save on property taxes would make sense, except that there was apparently a potential buyer in place that would have assumed the tax burden.
"No jobs will be impacted as a result of this decision," said Pfizer spokeswoman Joan Campion.
The statement was indicative of Pfizer's corporate myopia. No jobs at Pfizer will be impacted perhaps. Pfizer, which has downsized its workforce, had long ago vacated the 750,000-sqaure-foot complex for newer digs on its Groton campus.
But municipal jobs may well be lost as the City of Groton absorbs the loss of about $500,000 in property tax revenues annually and the town $2 million. More troubling are the jobs that could have been created, but won't be if Pfizer sticks by this decision.
The administration of Gov. Dannel P. Malloy, working in conjunction with local leaders, had been trying hard to arrange the sale of the complex and the reuse of the buildings, creating well-paying jobs and keeping the property on the tax rolls in the process.
And it appears a deal was close. Stu Lichter, president of the Industrial Realty Group, confirmed in a phone interview with Day Staff Writer Lee Howard on Wednesday that his company was in serious negotiations. The California company has a record of finding new and profitable uses for empty buildings. Mr. Lichter said he had a bioscience company lined up as the first tenant, and anticipated the creation of up to 200 science jobs.
Gov. Malloy anticipated closing the deal. In a March 11 visit to The Day, the governor said he expected his administration would soon have some positive news to report about Building 118. The governor is too savvy a politician to raise expectations if he did not think he could deliver, so Pfizer's reversal apparently came as an unpleasant surprise to him as well.
Was it the nature of the business planned for the former laboratories? Did Pfizer fear that an adjacent research operation would poach disaffected employees?
The statements coming from Pfizer suggests the corporation is operating in some parallel universe in which there was never any potential deal or state assistance to make it happen.
"Given the substantial operating costs associated with maintaining an empty facility and having exhausted potential alternatives, we are proceeding with plans to raze this building," stated the Groton site leader, Rod MacKenzie, in a note to employees.
And, by the way, Pfizer appreciates the efforts of the governor, state and federal legislators and local leaders in trying to find a viable use, added Ms. Campion in a follow-up statement. With friends like this �
Most galling is how often this corporation benefited by receiving state tax credits and tax breaks to support it during a time of expansion. That it could not continue working on a deal to reuse these buildings, and benefit the community it is part of, is distressing evidence of the callousness of corporate calculations.
While things appear grim, the Malloy administration should do what it can to try to get Pfizer to reconsider. It must also not allow any animus over this matter to interfere with negotiations over possible uses of other Pfizer properties for sale or lease.
It is more important than ever that the legislature pass and the governor sign a bill, sponsored by the region's delegation of state lawmakers, that would require the Department of Economic and Community Development to create a plan for bioscience and pharmaceutical growth in southeastern Connecticut.
But unfortunately, unless something changes, that planning will not include Building 118 - and that is a shame.
The Day editorial board meets regularly with political, business and community leaders and convenes weekly to formulate editorial viewpoints. It is composed of President and Publisher Tim Dwyer, Editorial Page Editor Paul Choiniere, Managing Editor Tim Cotter, Staff Writer Julia Bergman and retired deputy managing editor Lisa McGinley. However, only the publisher and editorial page editor are responsible for developing the editorial opinions. The board operates independently from the Day newsroom.
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Keep police-community conversation going
Nothing so simple as a picnic in a park on a mellow September day can reform the injustice, but it is like day and night compared to the lethal confrontations suffered by Black people and the reciprocal attacks on police.
Trump campaigns in UN address
Transnational challenges require global cooperation — including from America — to solve.


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TIBCO has announced that its "application intelligence" Jaspersoft group has released Visualize.js, a JavaScript framework for advanced embedding of visualizations and reports in applications. Effectively this technology acts as a JavaScript-based wrapper that encompasses a given visualization and allows it to be embedded in another web application.
The new framework is included in the newly released TIBCO Jaspersoft 5.6 platform. The proposition here is a combination the complete Jaspersoft analytic server with the simplicity and control of JavaScript.
In addition to Visualize.js, Jaspersoft also now introduces virtualized blending of relational and big data sources such as MongoDB, Hadoop, and Cassandra, more powerful analytic calculations and visualizations, and new interactive reporting features.
TIBCO Jaspersoft claims that with Visualize.js, developers can now embed highly interactive visualizations and reports with more control and power than previously available using iFrames, charting libraries, or other BI vendor solutions.
Visualize.js leverages the REST APIs of JasperReports Server for built-in services such as data connectivity, repository access, in-memory analytics, and visualization design.
Brian Gentile, senior vice president and general manager, TIBCO Jaspersoft, says that the Jaspersoft 5.6 platform advancements, when combined with the new Visualize.js framework, enable any web application to seamlessly embed and control advanced analytic functionality. "This enables just the right amount of data — no more and no less — to be presented directly in an application, making everyone more capably analytic."


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|Epson Stylus NX625
- File Size : 82.2 MB
- Version : v6.74
- Release Date : 11/04/11
Compatibility and System Requirements :
- Windows 7 32-bit
- Windows 7 64-bit
- Windows Vista 32-bit
- Windows Vista 64-bit
- Windows XP 32-bit
- Windows XP 64-bit
Link Download Driver : Epson Stylus NX625 All-in-One Printer Driver
Click show for details
Downloading drivers:
Almost all drivers you download are going to be a single file if the file is not an executable file it is almost definitely a compressed file that contains all the driver files. In order to install the driver you will first need to uncompress the file.
When extracting or uncompressing the drivers make sure to remember where you place the folder containing the drivers as you will need to point Windows to this folder when installing the drivers. We usually recommend users install the driver files in a folder on their desktop as it's an easy place to remember and locate.
Finally, the single file or the files extracted from the compressed file can be deleted after you have finished installing the drivers.
Many computer and hardware manufacturers today are pre-packaging their drivers into executable files or have the drivers installed through the setup file, which means double-clicking the setup file or the file you download should install the drivers to the computer for you.
Note: Many developers may package their drivers in a compressed file, which means before looking for the setup file you may need to uncompress the downloaded file. Information about doing this was explained above. If after uncompressing the file it still does not contain an executable file, setup file, or does not install your hardware device continue with the below recommendations.
Finally, if you were successful in installing your drivers make sure to reboot the computer after the drivers have been installed.
Using the have disk option
Often computer manufacturers and hardware manufacturers will also place the drivers on the CD, diskette, or download for Windows to find and use during its hardware detection. Below are steps on how to install drivers for a new device and upgrade a devices driver for this setup.
- Open Windows Device Manager.
- In the Device Manager make sure the device you're attempting to install is not already listed from past install attempts. If the device is found highlight it and remove it from Device Manager to prevent any conflicts during the install.
- Once Device Manager looks ok reboot the computer.
- As the computer is rebooting an install new hardware wizard should appear if Windows detects the new hardware using this wizard you should be able to point Windows to the folder containing your drivers either on the CD, diskette, or the folder containing the files you downloaded.
If Windows does not detect any new hardware open Control Panel and double-click the Add hardware icon to run the hardware detection wizard. During the steps you will have an option to tell Windows you have a disk containing the drivers for your new hardware device, at this point Windows to the directory containing the drivers for your device.
Once drivers have been installed reboot.
- Open Windows Device Manager.
- In the Device Manager locate the device you wish to update the drivers for.
- Right-click the device and click Properties.
- In the Properties window click the Driver tab.
- Click the Update Driver button.
- In the Hardware Update Wizard point Windows to the location of the updated drivers on your hard drive
Once drivers have been installed reboot.
Install through the .inf file
Finally, if the above recommendations do not work the installation instructions for drivers and hardware devices are always contained in a .inf file that is located within the drivers.
Locate the .inf for your version of Windows, right-click that file and choose the option for install. Note this is a very raw form of installing a drivers and it is important that you make sure you're installing the correct .inf file and not a .inf file for another device or for a different version of Windows. Additional information and tips about locating the drivers was explained earlier in the general driver tips section.
Once you have right-clicked and installed the driver, reboot the computer.
One of the above three recommendations should have installed or updated the drivers successfully onto the computer. If you're still having difficulties getting the device to install it's possible you're not encountering a hardware issue and not an issue with the drivers. Refer to the troubleshooting steps for your hardware device for additional help and information.
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text:
"There's no SRI going on here at all," George Schwartz, CFA and president of Schwartz Investment Counsel, bluntly stated at the outset of the interview. "We do MRI."
For those wondering, SRI is obviously socially responsible investing, but MRI?
"Morally responsible investing," Schwartz said.
Although Schwartz (left) is the manager of the Ave Maria Mutual Funds, he gets quite a bit of input, much of it from notable names. The funds' advisory board is a who's-who of high-profile Catholics; retired football coach Lou Holtz, Larry Kudlow of CNBC, pundit Phyllis Schlafly and philosopher Michael Novak are just a few.
The direction they give is what you'd expect with a fund that invests according to religious prescripts.
"We screen for a narrow focus," Schwartz explained. "Abortion is a big one, so any company that performs abortions or donates to abortion providers is prohibited. That includes dug companies that make abortifacients and hospitals that perform them. Investment is prohibited in any company that donates to Planned Parenthood, for instance."
Investment in embryonic stem cell research is also prohibited, though Schwartz was quick to point out that adult stem cell research is not.
"Lastly, any company that makes and distributes pornography is screened out," he added.
Does that include companies like HBO and some of the racier content they sometimes air?
"We have a number of screening service providers the board has approved that make those determinations."
He noted that companies screened out account for around 150 companies out of the benchmark Russell 3000, so the impact is not great, but it's nonetheless strict. The board's direction provides less room for movement on the issue than even that allowed by United States Conference of Catholic Bishops. That organization states no more than 5% of a company's revenue can come from the mentioned topics in order to invest; for Ave Maria, it's zero.
"Some might say it's operating with one hand tied behind my back," Schwartz argued. "I don't see it that way at all. For me, it's needed direction. And some of those companies we wouldn't invest in anyway; they're just lousy businesses with poor fundamentals."
And to the ongoing argument that investors must sacrifice returns for their conscience when investing in SRI —er — MRI companies?
"We've experienced a 9.6% average return each year with our largest fund for the past five years, versus 6.1% for the index. So that 350 basis points of outperformance each year for the past five years."
Other items of interest to which Schwartz pointed:
- Ave just recently crossed over $1 billion in AUM, including the Ave Maria Rising Dividend Fund (AVEDX), which Morningstar has given five stars and which has experienced the most inflows in Ave's fund group.
- Ave has continued to have strong inflows into equity funds month after month—counter to the industry with around $120 million in net inflows—for a fund family that is a little over a billion. With 10% internal growth in six months, they are bucking trends with their conservative, contrarian value investing approach.
- The Ave Maria Bond Fund (AVEFX) also had its 10-year anniversary in May this year. With interest rates increasing, many bond funds are down, but Ave's bond fund is beating its benchmark by 415 basis points year to date, and is in the first percentile for Morningstar year to date.
- The Ave Maria Growth Fund (AVEGX) also reached its 10-year anniversary this May and is a four-star Morningstar-rated fund.
Check out Does Catholic-Friendly Investing Lead to Earthly Rewards? on AdvisorOne.


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intel education study – lets answer the questions: why is it important in modern life? How to get? What to do?
Why do you need intel education study?
Only intel education study will allow you to be in the trend of the modern development of society. Today it is important to be not just educated, but to receive continuous knowledge. If you stop in your development, then you can keep up with life. The dynamics of the development of modern society is mad and it is gaining momentum more and more. In the 19th century, people throughout their lives received as much information as a modern person receives in a few days or months of life.
How to get intel education study?
Today getting an intel education study is very simple. There are full-time, part-time and distance learning. You can go to school, and you can study at home at the computer. You just need to decide what kind of training is more convenient for you.
Methods intel education study.
If earlier the book and the notebook were the main tools of the teacher and the student, then today intel education study uses various tools: text, video, interactive. ЗD programs for the process visualization, programmable tasks and artificial intelligence are the first assistants in intel education study.
What are the results of intel education study?
Getting theoretical knowledge is not enough. Today, you should have practical skills not only in a specific subject, but also be able to develop independently, that is, be able to receive and apply advanced knowledge that appears every second.
Go to study!


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The private charged with participation in prostitution or accompanying might require to work with an attorney to prevent criminal charges. The legal representative will require to discuss the distinction and how the implicated was not part of a sex crime in the state or that the proof is void in some manner.
In a lot of states, an escort and prostitute are various entities with entirely various methods of working that might cause prosecution for one and no charges for the other. Some states might see an escort as the exact same as a prostitute and might charge the individual for comparable criminal offenses as the sex employee no matter how long the individual works as an escort.
The Difference in the Prostitute as a Person
Others will have no character other than to lure the customer into the exchange of cash for sex. Another significant distinction is that the sex employee might not take safety measures and might spread out sexually transmitted illness. The escort might not even provide sex, however he or she will normally prevent this action by engaging in some type of safe sex.
Distinctions by Law
The escort might not devote any criminal offense when offering other services that might not consist of sex. The exchange of cash is not particularly for sex, and the escort frequently bypasses these legal matters through technicalities.
The distinctions in between these 2 kinds of employees might likewise alter what possible charges might happen from police. An escort is not generally captured obtaining somebody for sexual services in exchange for cash or offering sex for settlement. In addition, an escort might utilize the web or other mobile applications to get in touch with customers where most prostitutes will work the streets or effort to lure others personally.
The individual working as an escort might offer intriguing services that do not extend to sex. While the escort offers time for payment, the prostitute's main objective is to get cash for sex. The escort might not even use sex, however he or she will generally prevent this action by engaging in some kind of safe sex.
The escort might not dedicate any criminal activity when supplying other services that might not consist of sex. An escort is not normally captured obtaining somebody for sexual services in exchange for cash or offering sex for settlement.
What Is an Escort
The escort does not require to or even have sex offered for payment. The individual working as an escort might offer intriguing services that do not extend to sex. In addition, the escort does not normally offer sex as part of the services even if the night might end with this in between the 2 or more celebrations.
The Difference in Services
While the escort offers time for payment, the prostitute's main objective is to obtain cash for sex. The escort likewise will accompany the customer to amusing occasions such as an opera, to a club or for a dining experience.
will pay.
The Difference in the Escort as a Person
Typically, an escort works to achieve 2 objectives at the very same time. The escort desires to enjoyment the other celebration by his or her existence, even if it is simply to engage in discussion for the night. The escort desires repeat company or word-of-mouth marketing by making sure complete satisfaction with the customer.
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The high cost of sending an engineer or skilled technician onsite to solve machinery problems is putting the focus on new ways to achieve higher levels of remote access support. Now, a service called Virtual Support Engineer is targeting machinery builder's OEMs to provide a way for securely connecting to machinery, improving troubleshooting and optimizing system performance.
Using the Virtual Support Engineer service, OEMs access their assets in a highly secure environment. While most other user solutions on the market transfer data bi-directionally through a firewall, the service relies exclusively on IT-approved outbound communication. This helps prevent computer viruses, worms, or other digital threats tied to inbound data transfer. Security is further enhanced by adding features such as recorded logins, thorough audit trails, video recording, and the ability for the end user to be given the rights to grant access on demand.
Craig Resnick, vice president of consulting at ARC Advisory Group, said in a press release :
For OEMs, remote access to information generated by machines provides significant opportunity to improve service, but the potential benefits actually extend much farther. The ability to access and analyze machine data ultimately will help OEMs build more efficient and effective machines for their customers.
In the past, a main obstacle to receiving remote access has always been security concerns from end users. The Virtual Support Engineer service helps to relieve uncertainties when it comes to security by providing a more highly secure solution that is also more cost-effective for OEMs of all sizes.
OEMs using the Virtual Support Engineer service receive access to real-time alarming capabilities that can be delivered via text message or email, to themselves, their customer, or a Rockwell Automation remote-support application engineer. Through the system, OEMs use a simple graphical interface to configure alarms for key tags and performance indicators, allowing for quick response to issues and proactive prevention. Alarm capabilities also can indicate potential for future equipment failures, allowing OEMs to make proactive adjustments prior to catastrophic failure -- all without travelling onsite to their customer's facility. Access to machinery alarm data and analytics information also can help inform future performance enhancements to machinery.
In emergency situations, the Virtual Support Engineer service proactively notifies OEMs when equipment goes down. The system sends a constant signal to the Rockwell Automation Service Center indicating a machine's online status. If this connection is lost, Rockwell Automation immediately notifies the appropriate party, who can then troubleshoot the issue from anywhere.
Related posts:
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- Blurring the Lines of Control
- Interfacing Intelligent Sensors With Industrial Ethernet Networks
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- Design News Survey: Companies Use Range of Safety Standards


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The Financial Industry Regulatory Authority issued an alert Thursday underscoring the importance of a bond's duration risk in the current low interest-rate environment.
"With interest rates hovering near all-time lows, investors should make sure they know their duration numbers," said Gerri Walsh, FINRA's vice president of investor education, in a statement. "Whether investors own individual bonds or bond funds, they need to understand that outstanding bonds with a low interest rate and high duration may experience significant price drops if interest rates rise."
The alert, Duration—What an Interest Rate Hike Could Do to Your Bond Portfolio, explains that although stated in years, duration is not simply a measure of time. "The duration of a bond or a bond fund also signals how much the price of a bond investment is likely to fluctuate when interest rates move up or down."
The alert goes on to say a bond fund with a 10-year duration will decrease in value by 10% if interest rates rise 1%. In contrast, if a fund's duration is two years, then a similar 1% rise in interest rates will result in only a 2% decline in the bond fund's value.
To find your bond fund's duration, investors should look on the fund's fact sheet. Investors holding individual bonds should start by asking their investment professional or the bond's issuer.
Says the alert: "Investors should also keep in mind that just because a bond or bond fund's duration is low, it does not mean the investment is risk-free. In addition to duration risks, bonds and bond funds are subject to inflation, call, default and other risk factors."


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Rob Stein
Rob Stein is a correspondent and senior editor on NPR's science desk.
An award-winning science journalist with more than 25 years of experience, Stein mostly covers health and medicine. He tends to focus on stories that illustrate the intersection of science, health, politics, social trends, ethics, and federal science policy. He tracks genetics, stem cells, cancer research, women's health issues and other science, medical, and health policy news.
Before NPR, Stein worked at The Washington Post for 16 years, first as the newspaper's science editor and then as a national health reporter. Earlier in his career, Stein spent about four years as an editor at NPR's science desk. Before that, he was a science reporter for United Press International (UPI) in Boston and the science editor of the international wire service in Washington.
Stein is a graduate of the University of Massachusetts, Amherst. He completed a journalism fellowship at the Harvard School of Public Health, a program in science and religion at the University of Cambridge, and a summer science writer's workshop at the Marine Biological Laboratory in Woods Hole, Mass.
Stein's work has been honored by many organizations, including the National Academy of Sciences, the American Association for the Advancement of Science and the Association of Health Care Journalists.


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There is diverse range of alarm systems with add on features available in Scio OR. These kinds of security systems consist of movement sensors, detectors, alarm and magnetic switches that are tuned to ignore normal and regular movement judged by a microprocessor and notify the proprietor if a suspicious motion is judged. Additionally, there are systems which can synchronize the data over internet to get the data, monitor your establishment and take necessary action even if you are away from the belonging.
When you haven't considered these things before and own your place in a place with not enough or poor security system, higher crime rate and delayed response from law enforcing agencies, you should not think twice to get a home security system with alarm. With the advancement in technology, there are even better and cheaper option than before.
Why You Should Install A CCTV System At Your Scio Home
A CCTV is a modern tool, mainly consisting of a camera which transmit the monitoring of one location to another with very low delay of time. The surveillance of the location where camera is set up is completed by the mean of an output device such as a monitor or a screen. There can be many advantages of a CCTV camera, but top 5 of these are as:
- Security of staff and customers
For a company owner, a monitoring camera helps in protecting the staff as well as customers. God forbid if a criminal activity occurred within the boundaries of a person's establishment, he will be able to provide the proof to the concerned authorities for the actions. This ensures the physical protection in addition to the protection of belongings.
- Protection against lawsuits:
CCTV camera assists business owners and employers from false claims or accusations, phony lawsuits or any fraudulence going on from either worker or the client side. Let's be honest, we all know the customer do try to maintain free meals or false guarantee for their intentionally made mistakes.
- Improving productivity and preventing employee theft
According to a study in Scio Oregon, 33 percent of companies fail due to worker's unproductivity and thefts. It is a significant concern for the business owners and employers, if the employees are working (during their working hours) or if their belongings are safe with workers in their absence. Although, everyone owns same mindset, but there is always one bad egg ruins the bunch. A monitoring system can not only increase the productive time of an employee and be sure no worker is involved in stealing the ownership of the business, which provide a feeling of relief to the employers and business owners.
- Control crime rate
Supposed an area 24/7 under monitoring with the help of several CCTV camera which are reporting to a single law enforcing agencies. Will you dare to catch someone belongings and run away knowing the fact that you will be captured and will have to pay your doing soon? Obviously, the answer is'NO'.
- Monitor personal or public spaces:
One may want to monitor personal space when out for a picnic or experience, leaving his pets behind or publics places like parks, street or traffic flow to notify other of the situation to get themselves secured in time. This is where CCTV plays its part.
If you're one of those suffering from any of the problems, the solution of which is indicated above in indirect way, look at obtaining a CCTV surveillance system.
Advantages of Using Video Surveillance in Scio OR
It's pretty easy to unwind in your comfort zone and forget about the need for security if no incidence has occurred however the truth is that security threats are always lurking and you never know when they will hit. Here are some reasons why you may want to invest in a video surveillance system;
- Peace of Mind — knowing that you have ears and eyes looking out for your safety is very comforting and bound to give you greater peace of mind.
- Effective security — video surveillance improves the secureness of your assumptions which then protects your possessions and yourself better.
- Cost savings — having a video surveillance system will cut the costs of having physical defenses to do the job hence lowering your security budget.
Investing in video surveillance camera is one of the most effective way of improving security for both homes and business premises. The modern advancements in video transmission and quality make this an effective instrument for reducing criminal activity at your target place while at the same time improving the sense of security for your loved ones, employees or coworkers. Video camera surveillance systems are available in all sorts of varieties to better suit every exceptional need of consumers in Oregon.
Most common types of video surveillance systems available on the market;
In-House Surveillance Systems – There are several names to this type of surveillance system no matter how the overall concept is that it is used for monitoring indoor environments such as inside your house, store or factory. The primary focus of the system is the condition of activities within the premises without worrying about the surrounding environment. In-house systems are best for monitoring behaviour patterns, customs and conducts of the men and women who occupy your target location such as maids, family members and employees when you are not around to monitor yourself. It's popularly used to make evaluations of workers by many Scio OR organisation whether for promotion or to take disciplinary action.
Open Environment Systems – This sort of video camera surveillance system takes a more generalised approach to security and monitoring. Its overall surveillance character, however, makes it tricky when dealing with privacy issues therefore care must be taken to comply with all the required regulations before installation. Open environment systems are mainly used for monitoring the environment around the areas of interests such as homes or businesses. A practical example of this is a street surveillance system. The focus is the condition of the surrounding atmosphere. The system is quite useful for securing the target region and offering a means of warning against approaching obvious and possible threats.
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Here are a few factors to take into account before committing to a particular home security system in Scio
- Cost of the Security System – This one is a simple matter of asking yourself whether you can afford the home security system or not. Thankfully, however, there is a wide range of security systems to select from which can match any small budget. Be sure you look out for the level of your chosen system. Several factors can help you with this such as client feedback on the site of the manufacturer, the warranty periods and the return policy. There are also a number of resources where you can get quality used products at a bargain price if your budget is quite low such as eBay.
- Suitability – While all home security systems essentially do the same job, each one comes with its distinctive features which best suit different application. As an example, the kind of security system that's suitable for a flat in an apartment building is most likely different from the sort of system suitable for a house in the suburbs. Find a system that offers the most appropriate security features such as alarm sounds, motion detectors and so forth.
- Threat Levels and Security Levels – Each security system has a particular threshold when it comes to threat levels and the amount of security that it provides. Confused? For example, if you're dealing with high-end intruders that are proficient at bypassing security systems then you will require a more sophisticated security system that could handle such a threat level. Your security level is dependent on the value of your belongings to be procured. Get more intensive systems if you have more precious possessions. On the other hand, if you're dealing with common burglars then a basic one will do the job. Details of the threat levels can be readily sourced from public crime statistics.
As soon as you have made your selection, you are all set to move and acquire your security system in Scio OR 97374. Don't forget to get professional installation services for the complex systems to prevent damage and to ensure maximum system affectivity. Don't forget to ensure the continued operation of your system through regular maintenance and proper care.
Nearby Cities in Oregon


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Sylvia Plath was one of the defining voices of the twentieth century, and one of the most appealing: few other poets have introduced as many new readers to poetry. The poems in this fresh and inviting edition were chosen by Poet Laureate Carol Ann Duffy.
In my selection, which is roughly chronological to shadow her progress, I have tried to walk through the landscape of Sylvia Plath's poetry as though for the first time, fifty years older than I was when she died. In doing so I have experienced afresh the almost physical excitement I felt when I first read this bold, brilliant, brave poet who changed the world of poetry for us all. - Carol Ann Duffy
In a momentous publication, Seamus Heaney's translation of Book VI of the Aeneid, Virgil's epic poem composed sometime between 29 and 19 BC, follows the hero, Aeneas, on his descent into the underworld. In Stepping Stones, a book of interviews conducted by Dennis O'Driscoll, Heaney acknowledged the importance of the poem to his writing, noting that 'there's one Virgilian journey that has indeed been a constant presence, and that is Aeneas's venture into the underworld. The motifs in Book VI have been in my head for years - the golden bough, Charon's barge, the quest to meet the shade of the father.'
In this translation, Heaney employs the same deft handling of the original combined with the immediacy of language and flawless poetic voice as was on show in his translation of Beowulf, a reimagining which, in the words of Bernard O'Donoghue, brought the ancient poem back to life in 'a miraculous mix of the poem's original spirit and Heaney's voice'.
William Barnes9780571236657Paperback
Alexander Pope9780571230709Paperback
Percy Bysshe Shelley9780571259472Paperback
Public Property9780571218592Paperback
The Price of Everything9780571169009Paperback
Love in a Life9780571161010Paperback
Percy Bysshe Shelley9780571274307Paperback
The Customs House9780571288113Paperback
The Cinder Path9780571244935Paperback
In the Blood9780571228041Paperback
The Prodigal9780571226528Paperback
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text:
"If you think only clients are worried about the distribution phase, think again," Charlie Farrell presciently notes.
The CEO of Denver-based Northstar Investment Advisors is on something of an evangelical bent of late, warning advisors of the difficulties of running a profitable firm in the retirement income management space.
"It's a whole different style, structure and service model," Farrell, author of "Your Money Ratios: 8 Simple Tools for Financial Security," explains. "The amount of interactions necessary to feed clients distributions from different accounts, all with different timing and tax issues (in addition to special one-offs) will increase precipitously. Essentially the service levels will double, but the fees will not."
This "levelized" or declining asset base will combine with bear markets and an increased need for income due to health issues to create a situation where the advisor will find themselves with fewer clients, increased costs and decreased revenue.
"The need for a scalable and efficient practice will be more important than ever."
He cites a tipping point of between 20% and 25% of an advisor's clients in distribution mode "that will really start to affect the efficiency and profitability of the practice."
"Some advisors may say, 'I make enough money,' and that's fine if they want to run it out themselves, but they can't sustain and build on something that way," Farrell adds. "They still need to hire good people, invest in technology and other issues specific to the successful management of the practice."
Advisors may not be as aware of the looming threat as they should be, because the number of client interactions are far less in the accumulation stage, "and there are fewer tax consequences when adding to an account."
In the distribution stage, however, many clients will typically have between three and six accounts, all with different tax structures and implications.
"The health issues that will occur as they get older, combined with family members and heirs that typically get involved as clients grow older will consume more of the advisor's time," Farrell concludes. "Something like an estate settlement is extremely time consuming and expensive. Eventually, advisors might charge extra for this, but the business model as of now is that it is included in the advisor's fees."
Charlie Farrell will be a speaker at this year's Think Retirement Income Conference in Boston on Oct. 10 and 11. For more information and a list of other speakers, please visit www.thinkretirementincome.com.


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$1,530.00 per installment/per person.
* Rates/installments, fees and utilities included are subject to change. Rates/installments do not represent a monthly rental amount (and are not prorated), but rather the total base rent due for the lease term divided by the number of installments.
Floor plans may vary. Square footage and/or dimensions are approximations and may vary between units. Select units may include ADA accessible features.


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Cottage: Foxglove Cottage
Dates: Sat 3rd Oct - Sat 10th Oct 2020
Cost: £700.00
A family owned business situated in a beautiful secluded location on the historic 2000 acre Lanhydrock Estate near Bodmin in beautiful sunny Cornwall.
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