text:
It's easy for non-specialists to be confused by U.S. tax law. Take recent concern among nonprofit groups about a provision in the new tax law enacted at the beginning of this year.
The American Taxpayer Relief Act of 2012 reinstated the so-called Pease limitation on itemized deductions for high earners, raising concerns that charitable contributions would suffer as a result.
The Pease limitation cuts back itemized deductions by 3% of the amount by which an individual taxpayer's adjusted gross income exceeds $250,000 ($300,000 for married couples), but not more than 80% of the total.
Nonprofit organizations lobbied hard against reinstatement of the limitation, which came into effect in 1991 and was phased out between 2006 and 2010. Some groups raised alarms after President Barack Obama signed the new tax bill into law. Certain high-profile individuals, such as former White House press secretary Ari Fleischer, said they would have to be stingier in their charity this year.
A new paper by the Urban Institute Center on Nonprofits and Philanthropy should allay these concerns. Its analysis of the new law finds that "the Pease limitation has negligible effects on the tax incentive for charitable giving."
The reason is that Pease is driven by the taxpayer's income, not by the amount of his or her deductions. "Taxpayers who elect to itemize their deductions can continue to deduct charitable contributions at their full marginal income tax rate," according to the paper.
In fact, the new law increases their incentive to do so. The top tax rate on ordinary income has jumped from 35% in 2012 to 39.6% in 2013 on taxable income over $400,000 for individuals ($450,000 for married couples). This makes each dollar of itemized charitable deduction worth nearly 40 cents this year, compared with 35 cents last year.
Consider this example from the Center on Budget and Policy Priorities.
A married couple with $350,000 of AGI in 2013 ($50,000 over the Pease ceiling) claims $40,000 in deductions. Pease would reduce that amount by $1,500 (3% of the $50,000) to $38,500.
Critically, however, the couple could receive full tax benefit for any additional charitable donation they might make—say $10,000. Even with that contribution, Pease would still reduce the total itemized deductions by the same 3% of $50,000.
Without the additional $10,000 donation, the couple would be able to deduct $38,500; with it, the deduction jumps to $48,500. Their taxable income would be reduced by the entire $10,000 donation.
The couple in the example would be in the 33% tax bracket, so with the $10,000 donation their tax liability would fall by 33 cents on each dollar, or $3,300. The Pease limitation would play no part in this. Pease affects less than 2% of U.S. households, according to the center.
The Urban Institute paper says the new tax law has increased the incentive for top-bracket donors to be generous. It says contributions to tax-exempt groups will rise by $3.3 billion this year, 1.3% more than if last year's tax provisions had been extended.
The paper attributes this to increases in the top marginal tax and in the highest marginal tax rate on capital gains—from 15% to 20%, benefiting those who donate appreciated property to charity.
The paper lists other provisions that will also influence charitable giving:
- The charitable IRA rollover provision was extended until Dec. 31
- The enhance charitable deduction for contributions of food inventory was similarly extended
- The basis adjustment to stock of S corporations making charitable contributions of property was also extended to Dec. 31
Check out AdvisorOne's special report home page: 20 Days of Tax Planning Advice for 2013.


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Stomped by Texas for Three Games Straight, Is There Any Hope For Our Boys in Halos?
The 2011 Angels can't score to save their lives and they can't hit when it counts. Veteran bats have only come alive in alternating streaks all season – much like Torii Hunter's slumbering bat waking with a vengeance into his current 15-game hitting streak – and the rookies and the gap hitters are pretty much carrying the line-up. The problem with that is that we can get guys on base, but we can't bring them home, facts I haven't shied away from mentioning all season.
And yet, the Angels have been in the thick of the division race, winning series and beating top teams all season long pretty much on the strength of their pitching and fielding alone. Two weeks ago, we were a mere game out of first place! So what happens when the pitching inevitably falters for a few games? Last week happens, with the disastrous road trip to Toronto and the Bronx. And if the fielding gets lax too? Well, then you have what could have been a season making series against the Texas Rangers turn into what we've seen on the field instead the last few days – something that could very well be season breaking if the Angels don't pull it together and play their hearts out from tonight on through the rest of the season.
Another end result is that I, consummate baseball optimist, constant cheerleader and the self-proclaimed Pollyanna of Angels baseball actually started to despair for a few minutes Tuesday night. Tuesday was my husband's birthday and his boss gave him the company seats, the OMG! company seats, on the field, in the first section on the dangerous side of the home plate screens, 10 rows back from the action. Awesome boss, yes? But sitting there, seemingly inches from the field, watching Erick Aybar lazily glance at the second playable line drive in as many innings shoot uncontested into the outfield for extra bases, in a game where our young starter was clearly struggling and needed all the backup he could get, I thought, "Well, that's it then. If the Angels have just given up, the season is over."
In fact, I think I waited this long to post our photos from the game, indeed anything about the Rangers series, in the hopes that Wednesday would give me something more cheerful to talk about. No dice. At least the lollygagging fielding was over by Wednesday, but not the gaffs. Balls were being thrown all kinds of places that weren't anywhere near a glove. Erick Aybar decided to make an effort again for us Wednesday, but alternated between not being able to keep balls in his glove and not being able to get them out in time to actually throw them – which given the throwing situation might, in hindsight, have been a blessing in disguise, I don't know – all night. Santana pitched a great game, but with the usual insufficient run support, and now with insufficient defense, it's no surprise we lost.
So, are we done? The commentators all seem to think so. This was an important series, no doubt about it. We could be. If we can pull tonight off, we're still six games out of first place in mid-August and that's a tall order. But I did say my moment of despair was brief and, like it's underlying message, I'm not giving up unless the Angels have given up…and even then I probably won't give up unless winning becomes a mathematical impossibility, not a mere improbability, an impossibility. I'm stubborn like that. Monday and Tuesday notwithstanding, I don't think the Angels have given up. Wednesday they still played badly but there were improvements – our pitching was back on track and the defense was at least hustling. And, here's the thing. We were only one game out of first two weeks ago with only a handful of head to head games against the Rangers under our belt. We have seven more coming up including tonight. So, come on Angels, this division just got a whole lot tougher, but it's still winnable.
So, tonight and going forward through August and September, we need to see a lot less of this – big bats taking knocking our pitching for extra bases -:
And a lot more of this, namely Angels in scoring position who then actually score and Angels on the base paths who just earned RBIs. And, I know I'm being extra, extra demanding here, but how about in several of the innings leading up to the 9th inning too?:
We need to start hitting pitchers who are hittable, and not right into double plays either. Derek Holland pitched a good game, but he was hittable:
No more injuries please!!! Everyone stay healthy:
It's unfair to but so much pressure on our starting pitching, but that's just the way things are this season, especially with the #4 spot in the rotation in such a state of flux, the rest of the rotation needs to be lights out as often as possible. With Garrett Richards unfortunately timed injury, they're reinstating Joel Pineiro as a starter…oooooh boy. I just don't know about that one. Prove me wrong, okay Joel? And the bullpen needs to be equally spot on. So why did we send this guy back to AAA?:
And why do we keep putting this guy in, in crucial situations? Tuesday was fine. Fernando Rodney pitches best when we're already behind and don't want to fall further behind, but I still don't like seeing him take the mound:
And the fielding needs to be error free and full of hustle:


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BOOK ONLINE | Camp Netanya Resort and Spa | Places to stay in Mabini-Batangas
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Words are powerful. They can be used to encourage, inspire and enlighten—or to judge and destroy.
In his book, "The 10 Commandments of Common Sense," Hal Urban provides guidance for conducting our lives. His third commandment is, "Don't use destructive language." He calls these words "The Dirty Thirty." Angry words, judgmental words, playing "poor me," excessive fault-finding, complaining, whining, gossiping, false flattery, sarcasm and blowing things out of proportion are all on his list of destructive language.
Leaders who wish to create a world-class advisory business need to set the tone and call out those who use destructive talk to chip away at the firm culture. The leader's language plays an important role in establishing respectful, responsible dialogue; it is the strongest currency for influencing the behavior of your associates.
Of course, the larger the firm, the harder it is to know what your people are saying. An effective leader must discourage associates from undermining the firm's mission. I am not recommending thought control or censorship. Nor am I suggesting a dull and boring way of speaking. Rather, develop your skill in using words to create a positive impact, and cull phrases from your business that distract and disturb.
Our profession often relies on idioms and acronyms as an efficient way to relate ideas. While helpful, technical terms can camouflage or distort a message. Floyd Norris, a columnist for The New York Times, wrote in March about a presentation by Bruno Iksil, the "London Whale." On Jan. 26, 2012, as losses over his trades at JP Morgan were growing, Iksil proposed to "sell the forward spread and buy protection on the tightening move," "use indices and add to existing position," "go long risk on some belly tranches especially where defaults may realize" and "buy protection on HY and Xover in rallies and turn the position over to monetize volatility."
I must confess that I have no clue what those statements mean. It would concern me even more if the Whale's supervisors didn't either, but it's possible—based on the $6 billion in losses they incurred—that they didn't want to look stupid by asking Iksil to explain what he was saying.
Jargon, catch phrases, clichés and throw-away lines are embedded in how we convey ideas—whether explaining a strategy, anticipating a problem or criticizing a colleague. These code words can be toxic, however, filtering through the culture of your firm like poison. They also have a way of preventing newcomers, outsiders and even clients from understanding what's going on. Have you ever been befuddled by a phrase but were reluctant to ask what it meant because of how you thought you might be viewed by others?
Even more insidious than ambiguous jargon are clever phrases people use to deflect accountability. "That's above my pay grade." "It's on my radar." "I don't have the bandwidth to deal with that right now." In other words, good luck expecting them to respond to your need. Their language lets you know that they are "passing the buck."
Fast-growing advisory firms find their span of control stretched with each new employee. Unfortunately, I often hear advisory professionals use phrases loaded with resentment and criticism. Instead of leadership and courage, this talk reflects a lack of responsibility. Often snarky and pointless, such phrases do not contribute to the solution but rather aggravate the problem. In my top 10 most exasperating phrases: "I don't want to throw him under the bus."
This common refrain emerges when someone recognizes a problem and knows the perpetrator, but is unwilling to reveal him either for fear of disturbing a friendship or alienating a key person in the organization. As a result, management often doesn't know who is "on the bus," let alone who should be thrown under it. Problems around responsiveness, accuracy, efficiency and clarity are not addressed because the witnesses look the other way in hopes others will rise to the challenge.
This is when advisory firms start to get into trouble. Instead of having an early warning system for malfeasance, errors, service issues or bad processes, firm leaders stroll blithely along thinking their world is in order. If nobody's talking about problems or taking responsibility for fixing them, how would the boss know about them until they have escalated to a crisis? There have been enough headlines about crises in financial services firms, including small advisory practices, to raise the alarm. Take note of the words or phrases your people are using. Does their way of speaking cause you concern about their sense of accountability to the business?
Have managers ask questions. Are they answered in a constructive, direct manner? Or do respondents triangulate: the act of whining to a third party, hoping the listener will have the courage to tell the bosses where and what the problem is.
Triangulators require a willing third party. The listener should encourage them to raise the issue, identify the problem, propose a solution and deal with it directly. Asking a triangulator if they've discussed the matter with the person they're not happy with is the best way to handle this behavior. Suggest that if they don't raise the issue with the other person, they'll never get the issue resolved. The response should always be, "Well, if you haven't told them, then I can't help you."
Those of us in financial services find it easy to measure success in terms of numbers and data. We know how to evaluate rates of return, margins, yields, allocations and indexes. These left-brain functions are critical to our success.
But active management of a business requires that we step away from the comfort of metrics to the ambiguous world of behaviors, emotions and language. Take an inventory of the phrases used within your firm and with clients. Make a game of it and ask each of your employees to keep a log of acronyms and idioms they use and hear throughout the day.
What do these phrases say about your culture, acceptable forms of criticism, the values of your people and the way in which they are taking ownership of your business challenges? Do they convey your values and create the right impression of your firm? Do they isolate or exclude certain people? Do they shelter malfeasance or hide poor workflow? Or are they constructive and positive ideas that will help you run your business more efficiently and serve your clients more effectively?
Lead your firm in speaking clearly and openly—and avoid the toxic effects of "The Dirty Thirty."


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Paradise — or at least parts of it — is on sale.
Although not as high profile as places such as Las Vegas or Phoenix, real estate prices in parts of Hawaii have been pummelled almost as badly as the mainland U.S.
While that's bad news for American sellers, that's good news for anyone interested in buying — such as frostbitten Calgarians.
As part of a recent three-city show-and-tell tour, experts spent a day in Calgary touting the allure of Hawaii, focusing on winter escapes along the Gold Coast of the Big Island.
"It's been a tougher market for the past couple of years, but we are seeing more Canadians visiting with the intent to purchase," says Dodie MacArthur, broker/owner of MacArthur and Co. Sotheby's International Realty.
She was joined on the tour by Rebecca Keliihoomalu, a top realtor with the Kamuela, Hawaii company.
Because of the strength of the Canadian dollar and economy, snowbirds are taking advantage of reduced prices to get into home ownership.
The Gold Coast of the Big Island is a favourite area for resort property investment, says Keliihoomalu. "That's an area where Canadians tend to gravitate."
MacArthur and Keliihoomalu aim to educate Canadians on the many opportunities that come with being a full or part-time resident of Hawaii.
Working with Sotheby's International Realty Canada offices, they are presenting a diverse selection of properties from all over the Big Island, including those at island resorts such as Mauna Kea, Mauna Lani, Waikoloa and Hualalai.
"I'm excited to have our company interact with our Canadian neighbours," says MacArthur, adding that she wants potential snowbirds to have an opportunity to meet Sotheby's agents face to face, ask questions and learn about Hawaii's real estate opportunities.
"Thanks to the current economic conditions in the United States, the Canadian dollar can buy more, and those same conditions have created an opportunity to buy the property they want — not just to get their foot in the door," says MacArthur.
In her opinion, the Big Island has some of the best value opportunities in Hawaii.
Depending on the resort, the style of housing and the location on the property, residences are being discounted anywhere from 25 per cent at KaMilo at Mauna Lani to more than 60 per cent at Waikoloa Beach Resort, she says.
For example, a property at Mauna Kea Resort sold in 2006 for $2.35 million US. That same property is currently listed for $1.35 million.
At the Waikoloa Beach Resort, a property in the Fairway Villa section of the development was purchased in 2006 for $695,000.
Earlier this year, it was listed for sale at $309,900, but sold for $260,000.
"Prices are starting to creep back," says Keliihoomalu. "Tourism dropped dramatically in 2008, along with the economy, so now we have a strong inventory and great prices."
A Calgary businessman named Maurice (who doesn't want his full identity revealed) went in with other family members to buy a condo on the Big Island at Waikoloa Beach Resort.
"Condos there are going for less than half what they did between 2005 and 2007 — and substantially less than on Maui or Oahu," he says.
They purchased a two-bedroom, 1,172-square-foot home in the Fairway Villas section of the resort for about $260,000. The plan is to use it as a rental property for now and as a retirement destination in the future.
Deborah Kurtz, a realtor with Sotheby's International Realty Canada in Calgary, works with Canadians looking to buy or sell properties in Hawaii.
The islands are continuing to draw potential homebuyers, she says.
"It's still attracting Calgarians looking for retirement, or second or third homes, or for just a getaway place," says Kurtz, adding that prices can run from as low as $70,000 for an apartment condo up into the millions of dollars for estate homes.
"It's my role to work with clients here, narrow down what they are looking for and where, and then pass them along to our Sotheby people there," says Kurtz. "Everybody wants their dream place with ocean views, but sometimes, you have to start with something else."
Calgary buyers are looking for value and lifestyle, says MacArthur. "It's about them and what they want to do with the rest of their lives."
Since its inception in 1989, MacArthur and Co. Sotheby's International Realty, headed by broker/owner Dodie MacArthur, has continued to expand its services.
In 1991, then MacArthur and C. was asked to become the exclusive affiliate for Sotheby's International Realty on the Big Island of Hawaii. In 2006, MacArthur and Co. became MacArthur and Co. Sotheby's International Realty.
For more information, visit www.bigislandreale.com.
Sotheby's International Realty Canada expanded into Calgary in April at a time when improvements in the energy sector are anticipated to promote stronger job growth and boosting the economy —creating a foundation for continued strengthening in the real estate market.
"Calgary is a strategically important real estate market and our presence represents a key step forward in our growth across Canada," says Ross McCredie, president and CEO of Sotheby's International Realty Canada. For information, visit www.sothebysrealty.ca
To avoid confusion with the name of the entire state, the Island of Hawaii is often called the "Big Island" because it's nearly twice as big as all of the other Hawaiian Islands combined.
It all began on the Big Island, which is the youngest in the archipelago. It is believed to be the first Hawaiian island Polynesian voyagers from the Marquesas Islands set foot on 1,500 years ago at Ka Lae (South Point).
Today, the Island of Hawaii remains a vital link for Hawaiian culture.
Despite its modernization, one ancient Hawaiian god is believed to be alive and well here.
Pele, the volcano goddess, is believed to have settled in Kilauea Volcano at Hawaii Volcanoes National Park after moving south along the island chain.
She continues to display her power today, keeping Kilauea in a constant state of eruption since 1983.
For information, visit www.gohawaii.com


text:
The cap on tax-deferred retirement savings proposed in President Barack Obama's 2014 budget, which limits accumulated savings in a retirement plan (including defined benefit accruals) to between $2.3 million and $3.4 million, will affect very few people immediately, but will have a bigger impact on plan balances over time, according to an issue brief published recently by the Employee Benefit Research Institute in August.
The proposed cap would affect tax-advantaged plans like IRAs, 401(k), 403(b) and 457(b) plans, and defined benefit plans. It would prohibit participants who reach the cap from making tax-deferred contributions until the balance falls below that level again, but earnings from market gains would be unaffected.
Obama's budget ties the cap to the maximum annuity amount a participant can receive from a tax-qualified defined benefit plan, currently $205,000 per year, according to EBRI. The brief noted that those annual benefits, if they begin at age 62, would translate to a maximum permitted accumulation of approximately $3.4 million at today's interest rates. If enacted, the cap would take affect for tax years 2014 and beyond.
However, that $3.4 million cap was determined by assuming the discount rate, which is the rate actuaries use to estimate how much future cash flows will be worth in today's dollars, remains at 4%. EBRI noted that if the discount rate goes up, the present value of those benefits, and thus the level at which savings would be capped, could be reduced dramatically. If the discount rate increases to 6%, the cap would fall from $3.4 million to $2.7 million. At 8%, the cap would fall to $2.3 million.
EBRI said such a scenario isn't out of the question. According to the brief, a reversion to historical norms "might be expected once the Federal Reserve eases its current monetary policies designed to keep interest rates low."
EBRI ran several simulations to determine how the cap would affect different plans. The simulations assumed equity returns of 5.9% and bond returns of 3.3%. ERBI also assumed that even if participants were ineligible to make a contribution in a certain year because they reached the cap, they would continue to make contributions at the same rate in any year they were able to.
In the first simulation, EBRI assumed 401(k) participants with no defined benefit accruals. At a 4% discount rate, between 10% and 20% of participants would suffer reduced balances as a result of the cap; 10% would lose 1.7% of their balance and 5% would suffer a drop of at least 5.5%.
Between 20% and 30% of participants would be affected by the cap with a discount rate of 8%. Of those, 10% would lose at least 6.6% of their balance and 5% would lose more than 10%. However, a full 1% of participants would lose more than a quarter of their balance.
When EBRI added a 2% defined benefit accrual to the scenario at a discount rate of 8%, between 30% and 40% of participants were affected. Ten percent of participants lost more than 30% and 1% lost almost 58%. At a 1% accrual, losses were less pronounced: 10% experienced a drop of nearly 12% and 1% lost almost 46%.
In another scenario, EBRI considered the impact on small 401(k) plans and found that almost two-thirds of plans with between 51 and 100 participants would have at least one participant affected by the cap. In very small plans, those with between one and 10 participants, 18% would have at least one participant affected. With an 8% discount rate, those figures jumped to 29% of plans with one to 10 participants and 75% of plans with 51 to 100 participants.
EBRI noted that in at least some cases, employers with fewer than 100 participants may justify the cost of employer contributions with the benefit of tax-advantaged savings in their own plan. "While it is not possible in the database analyzed to identify which (if any) of the 401(k) participants in a plan is the owner of the firm, a proxy that is likely highly correlated with that status is the 401(k) participant who would reach the retirement savings account cap in the shortest number of years (if any)."
EBRI found that a "significant percentage" of small plans never have a participant reach the proposed cap. Furthermore, even in simulations that do eventually terminate, not all participants would be affected; for example, anyone who would retire prior to the cap being reached.
Check out 401 (k)s More Confusing Than Health Insurance: Charles Schwab on ThinkAdvisor.


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Difference between revisions of "PanoTools:Newsreader"
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====Reset Quote Header====
====Reset Quote Header====
Highly recommended. Implements [[#Requirements/Advantages|proper quoting]]. Allows to select text before replying such that only the selected text is quoted in the outgoing mail. As another benefit you can edit your quote header: [
Highly recommended. Implements [[#Requirements/Advantages|proper quoting]]. Allows to select text before replying such that only the selected text is quoted in the outgoing mail. As another benefit you can edit your quote header: [://..//]
====Reply In Group====
====Reply In Group====
Revision as of 21:56, 4 May 2007
- 1 Preface
- 2 Thunderbird
- 2.1 Setup
- 2.2 Extensions
- 2.3 Tweaks
- 2.4 Conclusion
Yahoo mailing list interface is known to be clumsy and inconvenient and many mail readers are not very good to follow a high traffic mailing list like Panotools NG. Hence NNTP usenet news feed was provided in order to use more appropriate tools - i.e. newsreaders - for that task. This page introduces a newsreader and shows how to configure it. (Please add more newsreaders!)
Some of the many advantages of newsreaders - at the same time requirements:
- Threaded view. You always see a discussion thread as a whole, with the possibility to expand and collaps branches at need.
- Watching and ignoring threads. You can easily mark a thread as watched and choose a view where you only see watched threads.
- Proper quoting. Only relevant text should be quoted, as demanded by the netiquette and the User Guidelines
- Download headers only. Only relevant header information like subject, references, author etc. is downloaded from the server. The message body is only retrieved on request (great for slow connections). Better newsreaders allow to mark and retrieve selected bodies for offline reading.
- Killfile (sometimes referred to as Bozo Bin). A list where you specify certain posters you don't want to read (in better newsreaders you can put someone into the killfile for a limited time).
- Scoring. You can apply more or less elaborated rules to score messages up or down, f.e. to bring certain keywords or posters easier to your attention.
- Flexible sorting. Good newsreaders support a threaded view with sort order based not on the thread start date but on the most recent posting in the thread. This way you can always see the threads with new postings on top of the list.
Being not only a powerful and free mail client Thunderbird has a reasonably news interface as well. Even better: It can be greatly enhanced with some extensions.
If you don't already have it, get Thunderbird f.e. from http://www.mozilla.com/en-US/thunderbird/ and install it. A standard installation would do.
- On a fresh install you get the Account Wizard automatically. On an already running version you choose Account Settings from the Tools menu and click Add Account.
- In Account Wizard check "Newsgroup Account" and proceed.
- Enter your name, proceed.
- Enter news.panotools.org as Newsgroup Server, proceed.
- Name the account to your liking, proceed.
- Finish the wizard.
Now your account should show up in the left pane. Click it. In the right pane you should be presented, with some options. Choose "Manage newsgroup subscriptions". You also can right click the account name and choose Subscribe.
In the Subscribe dialog expand the newsgroups tree and check local.panotools.main which should be the only available group from this server. After you click Ok the (abbreviated to l.p.main) name of the group should show up in the left panel.
Once you click the name you are asked to download headers. Checking Download all headers will download all headers (which is subject line, sender etc. but not message body) from the server. Message bodies are downloaded on request.
Presumable you want to write and reply to messages as well. Since the newsgroup is readonly this has to be done directly to your mail server. If you don't use Thunderbird as a mail reader already you need to specify a mail account:
From the Tools menu choose Account Settings. Click Add Account. In Account Wizard
- check Email account and proceed.
- Enter your name under which you are already known in Panotools NG and your email address you use on the list, proceed.
- If you don't want Thunderbird to fetch your mail you can enter "None" for Incoming Server, proceed.
- Add your mail account user name as Outgoing User name. If you don't want Thunderbird to fetch your mail you can enter anything you want as Incoming User Name, proceed.
- Name the account to your liking, finish.
If you don't want to use Thunderbird for incoming mail got to Tools->Account Settings again and disable automatic mail downlaod and checking. Enable "Leave messages on server". You can even delete the incoming mail account since outgoing is a different one.
You will need to use "Reply to Sender only" from the context click menu, since the "Reply" button will always try to reply to the newsgroup directly (which isn't possible). For a more convenient solution see below.
There are a couple of extensions to make the Thunderbird a more convenient newsreader.
Reset Quote Header
Highly recommended. Implements proper quoting. Allows to select text before replying such that only the selected text is quoted in the outgoing mail. As another benefit you can edit your quote header: [1]
Reply In Group
This extension provides some useful buttons for the main toolbar, f.e. a "Reply to Sender" button (see above): [2]
Allows to color quote levels with the additional benefit of altering the default blue line quoting: [3]
Right Click Watch Ignore
Adds "Watch Thread" and "Ignore Thread" to the right click menu: [4]
Adds a couple of useful toolbar buttons to easily filter for watched threads. Can also color watched threads. [5]
Thunderbird has some neat features to make following discussions easier.
Filter to detect own messages
A filter to automatically mark threads with own messages is easy to create: With the newsgroup selected in the left pane choose Tools->Message Filters from the menu. Click New and add name the filter to your liking. Choose "From", "contains" and add your name you use in the list. In the action pane below choose "Watch Thread".
If you like you can additionally color your own messages if you press the + button in the action pane and choose "Label Message As", "Personal".
Descending date order
I suggest to use the sort possibilities from the menu, not to click the column caption. If you click on the column title threading is switched off. In the menu you can specify a descending date order together with a threaded view.
View threads with most recent mails only
Above the right pane there is a drop list labeled "View:", where you can limit the displayed messages. Choose "Recent mail" or "Last 5 Days" to see only threads with new posts. Unfortunately I didn't find any information what exactly "recent" means in this context. This option automatically expands all threads. You can quickly collaps all by pressing \
Thunderbird serves very well as newsreader with the special demands of a read only newsgroup that allows replies by mail only. Lets see how it complies with the above requirement:
- Threaded view. Yes.
- Watching and ignoring threads. Yes, with Right Click Watch Ignore extension.
- Proper quoting. Yes, with Reset Quote Header extension.
- Download headers only. Yes, even offline reading configurable.
- Killfile No, but this is less a thunderbird limitation because email adresses of the single posters are not provided. However, there can be rules specified, but no expiration date and pretty inconvenient, since the "create rule from message" always uses the list mail address as condition.
- Scoring. No. Could be there is an extension, but I didn't find anything.
- Flexible sorting. Partly. In threaded view sorting is by the thread start date. However, you can limit the display to threads with most recent mails.
--Erik Krause 15:03, 9 March 2007 (CET)


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Of the three palaces that Ludwig II actually had built, Linderhof Palace is the most inspired. A triumph of splendour and extravagance, it lies in the secluded Graswang valley.
King Ludwig II of Bavaria's fairytale palace at Linderhof is the only one he lived to see completed and the one in which he stayed more than anywhere else. Set in the Graswang valley, this world of fantasy and flamboyance includes an illuminated artificial grotto surrounding a small lake. On it bobs a shell-shaped boat and there are garlands of flowers everywhere. A romantic, allegoric painting is daubed on a rock face. Linderhof Palace occupies the original site of the Königshäuschen hunting lodge which belonged to Ludwig's father, King Maximilian II. In 1874, Ludwig had the Königshäuschen pulled down and moved to its current location. A vestibule and staircase were added to the royal villa, followed by a hall of mirrors and two tapestry chambers. Like all other state rooms in the palace, it is decorated in the style of the second rococo era. The original wooden exterior was clad with solid stone, which enabled the building to take on the representative character of French palaces and become the focal point of the estate. Linderhof Palace Park is a stunning example of historicist-era landscape gardening. Immediately outside the palace are baroque partitions such as garden and water parterres as well as terraces and cascades arranged in the Italianate Renaissance style. Every year on 24 August fires are lit on the hills surrounding nearby Oberammergau to celebrate the birthday of Bavaria's favourite king. Also worth checking out are the violin-making museum in Mittenwald and Gasteig arts centre on Lake Ammersee, around 80 kilometres north of Linderhof Palace.
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Life Mobile
Samsung TYPE C USB 15W Travel Adaptor
Based in Australia, Life Mobile are a telecommunication mobile phone accessories, brand new and pre-owned unlocked phones supplier.
In terms of accessories, Life Mobile specialise in accessories designed to complement and enhance the way in which consumers use their mobile phones while also being affordable.
Together life mobile have gathered a team with over 22 years combined experience in the industry to build a brand that celebrates the needs of the individual. As avid mobile consumers themselves, the team understand that customers need protection for their phones while also demanding style, functionality and something to highlight their personal flair.
It is because of this sense of style that they have developed business partnerships with Australian telecommunication leaders Vodafone and Telechoice.
They also have their own branded showroom in Oxford Street, Leederville. If you are in the area make sure to pop in and say hello. The staff would love to show you Lifemobile's range to suit your life.
Free Express Shipping 1-3 days (*Business day)
Free 6 Months Warranty
Genuine Accessories
Featuring Samsung's Adaptive Fast Charging (AFC), it can recharge compatible devices to 50% in about 30 minutes
A genuine Adapter manufactured by Samsung
TYPE C to USB Cable included
Our items are shipped via either Australia Post - Express Post or occasionally via Toll Priority to give you the fastest possible delivery
We charge a flat rate of $5.00 for shipping. If you spend $30.00 or more in one transaction then your shipping is FREE.
Tracking is include with all our packages and once your purchase has shipped you will be emailed a tracking number.
Items shipped by Australia Post do not require a signature on delivery and they can be sent to Post Office boxes. Items shipped by Toll Priority will require a signature and cannot be delivered to Post Office boxes.
To track your item or to estimate you delivery time please visit http://www.auspost.com.au
We want all of our customers to love their products which is why we offer a 30 day, no risk satisfaction guarantee. If you are not 100% satisfied with your product within the first 30 days of purchase you may return it to us for a full refund or an exchange.
Please choose your item carefully as in the case of a change of mind or where you have chosen an incompatible item the cost for return postage must be paid by you, the Buyer. In order to receive a refund the item must be received in its original conditional and all packaging must also be returned in a saleable condition. If the item is not received in a saleable condition that we can only offer you an exchange or store credit. Please note – items marked as Clearance or Sale cannot be returned under this policy. Standard warranty applies only.
If we have made an error and the product is not as described, you have been sent an incorrect item or you have received it in a faulty condition we will refund the additional cost of return postage upon examination of the item and proof of fault.
Once your item is received your return request will be processed within 1 to 3 business days. The refund will be made via the payment method of the original purchase (e.g. if you paid via credit card then your refund will be made to your credit card). Please note that your financial institution may need 2 to 5 days to clear the funds back into your bank account.
To return your purchase we recommend using a postal service that provides proof of delivery and has compensation insurance for lost or damaged goods as returns are not our responsibility until they arrive back to us.
If you would like to return an item please contact email@example.com for full instructions and so a member of our helpful staff can assist you and assign you a Return Authorisation number for tracking purposes. You can also contact us via email with any questions you may have about your item.
If it has been over 30 days since your purchase then our standard 12 month warranty applies. Please contact firstname.lastname@example.com to organise for your item to be returned under warranty for an exchange or store credit. Please note we do not offer refunds on warranty returns occurring after 30 days.


text:
Oscar winner Kathy Bates has done it all over the past three-plus decades, from comedy, drama and family films, to adventure, mystery and horror -- so you can about imagine how unique a film role has to be before she signs the dotted line. But when it came to the new comedy "Tammy," it didn't take her long to commit to the project, mainly because it presented her with a first.
"The main reason for doing it was Melissa McCarthy. I had seen her in 'Bridesmaids,' and I wish I could be as clever, wonderful and physical in comedy as she is," Bates told me in a recent interview. "I wanted to get to know her -- I really wanted to understand her secret. I wondered, 'How can she stay so real yet push the envelope the way she does, physically and comedically?'"
Bates said she still doesn't have the answer to the mystery, but she at least has a better understanding of who McCarthy's gifts mirror.
"I can see a comparison in her and Lucille Ball in the way Melissa fearlessly goes places that a lot of actresses wouldn't go," Bates said. "She's nimble, quick and fearless. "
Bates added that being around McCarthy encouraged her to up her comedic game -- or at least try to up it.
"It was wonderful to pretend for a while that you can be as funny as she is," Bates said, laughing. "When we were all doing our improv scenes for the film, we were just shameless trying to be as good as Melissa because she raises the bar -- but of course, we fell short."
Opening in theaters nationwide on Wednesday, "Tammy" stars McCarthy as the title character, a down-on-her-luck fast-food worker whose day starts off with a deer-car collision and quickly spirals out of control from there. There appears to beacon of hope, though, when her hard-drinking, foul-mouthed and sexually liberated grandmother, Pearl (Susan Sarandon), bankrolls a well-intended road trip that quickly detours into disaster.
Bates stars as Lenore, Pearl's cousin who provides safe harbor to Tammy and her grandmother when Tammy runs into trouble with the law.
Apart from working with McCarthy, another first for Bates working on "Tammy" came with throwing a Molotov cocktail, which is featured in a scene where she's helping conceal some evidence connected to one of Tammy's many misgivings.
As Bates discovered, tossing the flammable firebomb was fun -- and a bit dangerous.
"That was really a blast, I have to say," Bates said with a chuckle. "I held one a little too long and it exploded in my hand. It was sugar glass, so you really had to throw it quickly once the end of the cloth was lit."
Fortunately, Bates wasn't hurt in the incident ("It caused a tiny nick from a sharp corner of the sugar glass," she said), making her Molotov cocktail-throwing endeavors all the more enjoyable.
"It was fun to blow up s--- or pretend that you were blowing up s--- and not be arrested," Bates enthused.
In addition to playing opposite McCarthy, Bates said she was also excited to work under the direction of Ben Falcone, McCarthy's husband and co-writer on the film. Falcone, of course, has also worked often with McCarthy as an actor, too, in such films as "Bridesmaids," "The Heat" and at the beginning of "Tammy" -- and Bates believes his experience as an actor was not only beneficial to his creative partner, but to the whole cast.
"Ben had been with the script for six years and he knew how he wanted to shoot the film and the story he wanted to tell," Bates said. "Being an actor is really a major plus in his makeup as a filmmaker, because a lot of younger writer-directors haven't a clue how to talk to actors. But because Ben knows acting so well, he knows when to say something and when to shut up. He also knows when he's got a shot. He doesn't have to play it over and over from the beginning until the actors are exhausted and don't know what the directors want."
Bates, who stars with Sandra Oh as a lesbian couple in the film, also appreciates the way Falcone presented the healthy relationship of the couple, which is revealed in a pivotal scene where Lenore in a tough love sort of way explains the hardships of life.
"In the scene, I wanted Lenore to talk about the difficulties 20 years ago of being in love with a woman, starting a business , trying to get to know people in the community and have a normal relationship with them," Bates, 66, recalled. "Straight people in those days were probably ill at ease, of course, and others more accepting. So in the case of this film, to have two gay women build up this business and have the healthiest relationship of all of them, was inspiring. There were no caricatures. There was tremendous love."
Another relationship examined in the film is the family dynamic between Lenore and Pearl -- and Bates said she couldn't have been more excited than to play cousins opposite Sarandon.
"I was very gracious to have scenes with her. The film really gave me my first chance to do scenes with Susan, even though we were both in a film with James Spader called 'White Palace' where I played Jimmy's boss," the "Misery" Best Actress Oscar-winner said. "I was very green as a film actor back then and was very much in awe of Susan. Still to this day for me, 'Thelma and Louise' is right up there as one of the most wonderful movies ever made. Susan's and Geena Davis' performances in that movie really get to the heart of women's rage."
Apart from Sarandon's screen work, Bates said she loves how Sarandon "puts her money where her mouth is, politically, when it's not fashionable to do."
"She's very well-versed about what's going on in the world with global issues, so I've always admired that trait in her," Bates said.
Tim Lammers is a nationally syndicated movie journalist and the author of the new ebook Direct Conversations: The Animated Films of Tim Burton (Foreword by Tim Burton).


text:
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text:
However, it is jolly fun PRETENDING to jump into a book. My daughter and one of her friends experienced their own Alice in Wonderland storybook adventure a while back with a little help from Storybook Tea Kit Company.
Alice's Pawfect Tea-Party kit comes with all the ingredients to host your own imaginative Alice in Wonderland inspired tea party. (Sadly no rabbit, but there is a pocket watch and more!) The classic story comes to life for kids as they read a section of the book and enter Lewis Carroll's dreamy Wonderland world, experiencing it one treat at a time.
The kit includes the following:
❀ Alice's Pawfect Tea-Party Storybook Keepsake Book Box with a magnetic closure
❀ White Rabbit Milk Chocolate Pocket Watch
❀ Mad Hatter Two Pack Vanilla Sugar Cookies
❀ "Eat Me" Alice White & Milk Chocolate 2-Tier Candy Cake
❀ "Drink Me" Bottle with Cork
❀ "Open Me" Herbal Cinnamon Apple Tea Bag
❀ "Read Me" Booklet Chapter Seven "A Mad Tea-Party", by Lewis Carroll
❀ "Play Me" Interactive Audio CD "Alice's Pawfect Tea-Party
(Just a note, the kit does not come with a ceramic tea set. You must use your own. It also does not include the an entire copy of the book Alice's Adventures in Wonderland, only a booklet covering chapter seven, a portion of the book.)
The girls lost no time opening the box and pouring over all the treasures. In fact, they could hardly contain their excitement. I managed to help them open all the treats and I boiled some hot water so we could steep the tea bag. Then we grabbed our own personal copy of Alice's Adventures in Wonderland (a must in every home) and read a few fun parts, including the "Eat Me" and "Drink Me" sections. The girls pretended to shrink and grow like Alice as they ate the little cake and drank from the bottle (the bottle comes empty so we added a little Apple Juice to make it seem more realistic). The shrinking and growing was their favorite part of the afternoon!
Afterwards we moved on to the tea party. Luckily earlier this summer I found a small ceramic tea set at Goodwill and the girls used it for their tea party. They invited a few stuffed animals to attend and their little brothers also "crashed" the party. We divided the chocolate pocket watch and the cookies and distributed them to all attendees, including the little brothers. (No use in being rude like the Hatter.) The kids obviously aren't used to actual tea and didn't really care for the Apple Cinnamon tea flavor, but they ate every last crumb of the rest of the consumables. During the tea party we listened to the kit's CD.
Later on we played with Photoshop and truly sent the girls swirling down the rabbit hole using the twirl effect! If you have your own Alice in Wonderland tea party, I'd recommend taking pictures from different perspectives while the kids enjoy the "Eat Me" and "Drink Me" treats. The girls thought it was hilariously funny that camera tricks could make them look really small and really, really big.
The creators of the kit have seen to every last detail. The tiny "Eat Me" cake comes in a plastic container that looks like a "glass box" as specified in the original story. I was able to grab a few bites of the treats and they are scrumptious! I do wish there were more yummy treats in the single kit, but if you have a really large party planned you can buy a multi setting kit for extra goodies or purchase refills. I really, really adore the storybook keepsake container. It looks like an old fashioned leather book with fancy gold letters and it works wonderfully as a hidden compartment, hollow book perfect for hiding all your treasures once you've consumed the contents of the kit. The company takes great care in shipping the product, using plenty of cushioning wrap and it arrived quickly with the perishable contents fully intact. The kit provides creative kids with wonderful tools to explore a beloved classic and conduct their own tea party all in the course of one afternoon.
The Tea Party Kit normally retails for $40, but during the month of September it is going on sale for $24.99 + tax/shipping! (Another reason to buy -- According to the website, storybookteakit.com donates $1.00 on every purchase of Alice's Pawfect Tea-Party Kit to the National Bullying Prevention Center™)
Find Storybook Tea Kit Company online at http://storybookteakit.com or http://storybook.predomedia.com, on Facebook and on Twitter.
Storybook Tea Kit Company has kindly offered to giveaway an Alice's Pawfect Tea-Party kit to a Brimful Curiosities reader.
To enter the contest, answer the following question: What book, classic or not, would you like to explore as a tea party kit? (Storybook Tea Kit Company has plans to release more kits including The Princess Collection of Fairy Tales, The Wonderful Wizard of Oz, The Adventures of Huckleberry Finn, Beauty and the Beast and Peter Pan.)
• For contact purposes, if you are a non-blogger or your email is not accessible in your blog profile, please leave a valid email address within the comment section.Three ways to gain extra entries (Maximum total entries is 4; please leave a separate comment for each entry):
• Contest is open to US/Canada (No PO boxes)
• Contest ends on Monday, September 26th, 2011 at 11:59 PM CST.
• Winner will be chosen at random and sent an email notification.
1st extra entry: Blog about this contest then post your link in the comment section.
2nd extra entry: Follow me on twitter (iambrimful) and tweet about the contest.
3rd extra entry: Follow Me! or subscribe by email or RSS reader
Thanks to the Storybook Tea Kit Company for providing a kit for my family to review. (View my full disclosure statement for more information about my reviews.)


text:
Yankees - 001 000 000 - 1 9 0Update: "Terrible, Terrible Strike Zone"
Red Sox - 000 000 000 - 0 6 0
"Strike 3" to Lowell is circled. As you can see, the baseball was not close to the strike zone.
A few more games like tonight's and I will have completely changed my position on keeping the human element in umpiring.
Home plate umpire Marty Foster embarrassed his entire profession tonight. It's bad enough that no one raises an eyebrow when media talk about umpires having their "own strike zones". But when an umpire is inconsistent all night long, often batter-to-batter -- then it's time to start thinking about phasing out the men in blue.
I have argued in favour of having on-field umpires having the final say in all facets of the game -- for better or worse -- for more than 30 years. However, pitch calling has gotten much worse in the past five years and if the technology now exists to negate the imperfect human eye and render a truer decision on what has actually happened on the field, then why not take advantage of that? As it stands now, I am in full support of MLB's plan to have an off-field arbiter ruling on fair/foul disputes. I'll be thrilled if it's in place by the playoffs (Selig's stated goal).
There were so many blatantly wrong calls tonight -- most of them going in favour of the Yankees (Update: he sucked all night long). I'll comment on the worst one. With Kevin Youkilis representing the tying run at first base and one out in the bottom of the ninth, Mariano Rivera worked Mike Lowell steadily away. Ahead in the count 1-0, he took what looked like ball 2 for strike 1, then fouled off three outside pitches, took ball 2, and fouled another pitch off. Rivera's 8th pitch was well inside and a bit high, clearly off the plate. Foster called it strike 3.
The normally reserved Lowell exploded. He jumped straight up in the air and when he came down, he was giving it to Foster at a volume and intensity I have never seen from him. I have no doubt he was talking about other calls that night in addition to the one that had just retired him. He was quickly ejected. J.D. Drew was also called out on strikes -- ending the game -- but at least that strike 3 was actually a strike.
Beckett (7-9-1-1-6, 110) allowed nine hits, and only a 10-hopper to the shortstop spot with the shift on for Jason Giambi put the Yankees on the scoreboard. And it was Foster's bogus strike zone that set it up. Beckett fanned Johnny Damon and got Derek Jeter to ground back to the mound. He got ahead of Bobby Abreu 0-2, then threw him strike 3. Foster called it a ball, and Abreu promptly singled to center. Alex Rodriguez also singled and Abreu raced to third. Because of the runner on third, Lowell was playing closer to the base. Giambi's squibby grounder went right to the spot where Lowell would usually be positioned. The ball barely rolled out of the infield, but the run scored.
The Red Sox got only three runners to second base -- and no one to third. Their best shot at tying the game came in the eighth. Kyle Farnsworth took over for Chamberlain (7-3-0-1-9, 103) and gave up hits to Jed Lowrie (opponents had been 0-for-their-last-28 against the Mop) and Coco Crisp. Joe Girardi summoned Rivera, who struck out Jacoby Ellsbury and got Dustin Pedroia to tap back to the hill.
Oh: JtC threw yet another pitch at Yook's head, this time on an 2-0 count in the seventh inning. Both benches were warned.
Joba Chamberlain (2.52, 163 ERA+) / Josh Beckett (3.98, 110 ERA+)
Plus: The Large Father returns!
The Sox went 26-19 without Ortiz -- a .578 winning percentage, which would work out to a 93.6 win season. Boston's offensive numbers actually improved (slightly) with Flo out of the lineup.
And, thanks to Kansas City, we are tied for first place.
Chamberlain pitched six strong innings against the A's on Saturday afternoon but came away with his seventh no-decision in nine starts. ... He has not given up more than three earned runs in any of his starts. ... [Beckett] fired a complete game in his last start, though it was in a losing cause. ... Beckett has given the Red Sox at least six innings in 10 of his last 11 starts. In seven Fenway starts, he [has] a 4.82 ERA.Joba's stats in his nine starts: 47.2 IP, 44 H, 22 BB, 54 K, 2.64 ERA (.249/.337/.316).
George A. King III, Post:
The A's can't hit and the Twins' bowels lock every time they enter Yankee Stadium, so the six wins [following the All-Star break] have a "So What?" feeling attached to them.Beckett understands that It. Is. On.
The Red Sox ... can hit - and are getting Yankee-killer David Ortiz back from the disabled list tonight - and don't wet themselves upon seeing the Yankees.
Also: Rays/Royals, 8 PM


text:
Deaf drivers get assistance on the road
Two students create a sign language brochure
Two students at the Iowa School for the Deaf are helping people nationwide.
Seniors John Issacson and Johanna Scherling created a sign language brochure to help emergency personnel communicate with hearing impaired individuals.
"There should be no communication barriers between two people," Isaacson said.
The chart has basic messages to help people on the road.
"We took pictures that were our idea and a design and put it into a brochure,"Scherling said.
Dean Bentizer is a volunteer for the Metro Area Motorist Assist Program.
"Some people, some of them call us 'road angels,'" Bentizer said.
Bentizer rescues people on the highway by helping change tires and taking people to get gas.
"When I approached them, the young girl let me know that she could not speak or hear. I went and got the chart and showed it to her," Bentizer said.
"I think it's really cool that we've done something for our community," Issacson said.
The Roadside Assistance Sign Language brochure was published in the National Sheriff's Association Magazine.
"I just hope that it helps others," Scherling said.
Any volunteers or state employees can receive a copy of the brochure by calling 1-800-424-7827.


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Measure your hand from the heel of the palm to the tip of the middle finger, then consult the chart below to find the size that will work for you.
Key to a Proper Fit:
The blocker should be fitted based on hand size. The goalie's fingers should be no more than 1/4" from the end of the fingers in the palm. If the fingers are too long, chances are the hand tabs that tie down the palm to the blocker are too large. This will cause the blocker to wobble, tilt or rotate on the goaltender's hand, seriously affecting control while limiting coverage (blocking surface).


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Hyper Japan 2011
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Clifford is my 1st cousin 2x removed – he was my granddad's cousin. Our common ancestors are my 2x great grandparents John Dawson and Ellen Gawthrop. Clifford was born in Keighley, West Yorkshire, sometime in Q3 1900 to parents Joseph Dawson and Elizabeth Hannah Barrett.
Clifford enlisted in the army on 2 August 1918 and was called up for service on 27 August. His age is given as 18 years 24 days and his occupation is described as 'iron turner'. He was assigned to the 53rd Durham Light Infantry. His service number was 113260.
Details of Clifford's war activity are unclear. But I have been able to discover that he was stationed in Cologne, Germany during 1919. I know this because I have information about two misconduct charges in his service records on www.ancestry.co.uk.
On 16 May 1919 he was charged with 'neglect of duty including a dirty locker'. I can't make out the punishment for this offence.
Three months later on 24 August 1919 he was charged with being 'late on dinner parade'. Clifford's punishment for this was '3 days C B' – confined to barracks.
Clifford was demobilized on 24 March 1920 and transferred to the Class Z Reserve.
Class Z Reserve was authorised by an Army Order of 3 December 1918. There were fears that Germany would not accept the terms of any peace treaty, and therefore the British Government decided it would be wise to be able to quickly recall trained men in the eventuality of the resumption of hostilities. Soldiers who were being demobilised, particularly those who had agreed to serve "for the duration", were at first posted to Class Z. They returned to civilian life but with an obligation to return if called upon. The Z Reserve was abolished on 31 March 1920.


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A research paper has drawn on data from NASA and ESA satellites to produce the most comprehensive assessment of ice sheet losses in Antarctica and Greenland to date.
The paper, published on 29 November in the journal Science, shows that melting Antarctic and Greenland ice sheets have added 11.1mm (0.43") to global sea levels since 1992. The paper, A reconciled estimate of ice sheet mass balance, was drawn together by an international team of 47 researchers, using data collected from ten satellite missions to produce the most consistent picture of polar ice sheets ever recorded. The resulting findings have been able to reconcile the differences that existed between previous ice sheet studies, by carefully matching observation periods and survey areas.
The findings of the international team—the Ice Sheet Mass Balance Inter-comparison Exercise (IMBIE)—give clarity to the Intergovernmental Panel on Climate Change's 2007 reports. The latter study's time scale was so broad that it was not possible to tell if Antarctica was growing or shrinking, but the use of data from NASA and ESA satellites have confirmed that both Antarctica and Greenland are losing ice.
The combined melting of both the Antarctic and Greenland ice sheets accounted for one-fifth of all sea level rises over the 20-year survey period—the remainder caused by the thermal expansion of the warming ocean, melting of mountain glaciers and small Arctic ice caps, and groundwater mining.
The rate at which the ice sheets are melting was also seen to rise over the study period, with both Antartica and Greenland shedding more than three times as much ice each year (the equivalent to a sea level rise of 0.95mm) as they were in the 1990s (0.27mm). Approximately two-thirds of the loss is coming from Greenland.
"The rate of ice loss from Greenland has increased almost five-fold since the mid-1990s" said NASA's Erik Ivins, co-author on the study. "In contrast, while the regional changes in Antarctic ice over time are sometimes quite striking, the overall balance has remained fairly constant—at least within the certainty of the satellite measurements we have to hand."
Andrew Shepherd of the University of Leeds led the study, which drew together teams from 26 laboratories from across the globe.
"It wasn't clear to us when we set out whether or not we would be able to reconcile the different satellite techniques that were involved," Shepherd told Wired.co.uk. The study was hoping to reconcile data sets from satellite altimetry, which measures changes in the ice sheet shape, interferometry, which measures changes in the speed of the ice flow, and gravimetry, in which satellites are able to sense the very small changes in attraction of the planet as a whole.
"In the past, the accuracy of climate models has been challenged by accuracy of the data that go into them. We would expect, by delivering a data model that's two or three times more reliable than the last, any model predictions will be two or three times more reliable than the last one as well.
"The caveat to that is that the great deal of uncertainty that exists over future sea level projections is not related to the observations of the ice sheets models -- it's the uncertainty associated to the emission scenario. There's a wide range of different trajectories that we might follow in terms of atmospheric emissions, and the variations in sea levels are really a consequence of those, and they're outside the control of the scientists."
The data from the study is now available on the IMBIE website for use in climate models.
This article originally appeared on Wired UK.


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28 February, 2019
Hello friends, if you are looking for Printable Calendar April and May 2019 here then you are at right place. Here we have Templates of Two month Calendar which are ready to print. At CA-LENDAR.COM we have all Monthly, Weekly, Yearly Template with Notes and Holidays.
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Autostadt is an exhibition complex in Wolfsburg, the home of the Volkswagen Group. Focused on the subject of mobility, it offers a variety of exciting attractions and activities.
Autostadt Wolfsburg takes you on a fascinating journey through the world of the automobile.Set in more than 28 hectares of parkland, a mixture of stunning architecture, design and nature provides the framework for a wide range of attractions. Exhibitions feature classic cars through the ages and focus on what made them so groundbreaking at the time. Works of art and short films offer new perspectives on automotive subjects, while interactive research installations provide hands-on experiences. Autostadt also hosts events that open up new horizons – ranging from themed marketing presentations to the Movimentos festival. Experiences. The diversity of attractions on offer at Autostadt reflects the wide-ranging interests of Volkswagen as a global company and its corporate responsibility for people, culture and society. Art lovers will be able to find just as much inspiration here as engineering enthusiasts, multimedia fans and those looking for peace and quiet. Find out why quality ensures safety, how performance and sustainability go hand in hand, and the significance the company puts on client focus. Autostadt also showcases the knowledge generated by the company's employees around the world and explains the philosophy behind the individual brands. Visit Autostadt for an experience that embodies the theme 'People, cars and what moves them'!
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New York 962; ca. early 1950s; Smart Coat
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Situated in the heart of Hessen, the Lahn-Dill-Bergland Nature Park is bordered by the Lahn and Dill rivers. Twenty different walking trails make up an outstanding network of premium routes.
The dramatic cliffs will appeal to climbers, and a panoramic route takes you through the lovely highland on trails through woodland and meadows and alongside babbling brooks. The 19 accredited loop trails are best suited to a half-day or full-day trek. For longer walks, the 90km Lahn-Dill-Bergland Trail takes in many of the reserve's highlights.
Cyclists can escape the tourists and explore the first Cyclist Tour Zone (RadReiseRegion) as certified by the German Cyclists' Federation (ADFC). From rugged valley tours to demanding mountain stages, a well-maintained network of cycle paths invites you to explore medieval towns, Lake Aartalsee or the region's castles and palaces. You can even take in the nature park on horseback. Varied landscape makes the Lahn-Dill-Bergland a horserider's paradise, best explored from a dense network of routes that for the most part are suitable for trail riders.
With the services of a guide, you can take a 'living tour' of the nature park, for example through the Hauberg woods, a sustainably managed forest that is part of the park's day-to-day operations. Lake Aartalsee is a conservation area offering shelter to many endangered birds such as the lapwing, titlark and Egyptian goose, but it's also used for a wide range of water sports.
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Please note that for the use of MASTER SOLUTION you need to read the following processors "Clap", "Execute it", "Merge", "Hoppo" here
Thank you for the Solutions. My classes enjoyed the clapped technique as we explored asanas that also release emotions. Most students commented that they enjoyed the class because they felt better!
"Looks like a nice peace-full universe be in created over there..."
I have been turning my patients on to you and we are all grateful and frankly blown away by the elegant solutions presented here. I was unaware of SCM processors until now and wonder why. These concepts interface seamlessly with my Taoist perspective and what ever else these ideas floating through me are called. I appreciate your identity not being obvious.


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The LDWA organises many challenge and local group walks, as well as listing many more organised by other organisations. Challenge events are normally between 20 and 100 miles and must generally be completed within a defined time limit. Group walks are normally led walks of around 20 miles.
Click here to go to the LDWA website.
© Long Distance Walkers Association


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Store tightly sealed in the original packaging in a cool, dry place, avoiding direct sunlight. Once opened, refrigerate and consume within 4 weeks.
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NGC receives millions of coins each year from dealers and collectors who trust the security of the NGC holder, the consistency of NGC coin certification and grading, and the strength of the NGC guarantee.
The NGC coin certification and grading process involves several steps, including receiving, grading, encapsulation and shipping.
We invite you to read the sections that follow, or watch a video overview of your coin's journey through NGC.
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Tree of Life Charm, Mama and Baby Tree Charm, Family Tree Pendant, Family Tree Charm, Sterling Silver Tree of Life, Small
Tree of Life Charm, Mama and Baby Tree Charm, Family Tree Pendant, Family Tree Charm, Sterling Silver Tree of Life, Small
This listing is for one beautiful sterling silver tree of life charm. Great for all your jewelry making needs.
Measurements: 21mm x 15mmx x1.5mm
General Policies
ORDERS ARE CURRENTLY BEING PROCESSED WITHIN 1-2 BUSINESS DAYS and are processed in the order in which they were received, regardless of the shipping method you choose. Please be sure to allow us time to pull your order and package it. Orders typically do not ship the same day they are placed because our post office runs are in the early morning. Orders will most likely ship out the day after they are placed unless you place your order on Friday. FRIDAY ORDERS SHIP OUT ON MONDAY. We are closed on the weekend and holidays, though we answer messages.
IT IS HIGHLY RECOMMENDED THAT YOU CHOOSE PRIORITY SHIPPING IF YOU NEED YOUR ORDER QUICKLY. The Post Office can be VERY unpredictable and shipping times are often delayed. (I've seen them take up to 2 weeks in busy seasons) Priority packages usually arrive within 3-4 days. Keep in mind these packages are not guaranteed, however they do typically arrive faster.
ANY and ALL shipping fees are the responsibility of the buyer.
All orders are shipped USPS First Class. This shipping method does not include insurance and a signature is not required. Insurance, Signature Confirmation and Priority shipping (faster shipping, (not faster order processing) can be added to your order for an additional fee. These services are highly recommended on larger orders. Please know that we have no control over a package once it leaves our possession. Please let us know right away if you wish to add any of these services to your order. Larger orders will ship with insurance and signature confirmation for your and our protection. No exceptions.


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A group of former Merrill Lynch (BAC) advisors has attracted two more members of the Thundering Herd to its independent practice. TRUE Private Wealth Advisors said Monday that Joseph Opsahl and Chris Hatfield moved to the Oregon-based firm, which is affiliated with Dynasty Financial Partners.
With the latest additions, TRUE expects to have some $500 million in client assets — up about $140 million thanks to the addition of the latest team.
"Our hope is that we can build a multibillion-dollar advisory firm within the next five years," said Steve Altman, a founding partner and senior wealth advisor at TRUE, in a statement.
"We are delighted to welcome the quality, experience and expertise of Mr. Opsahl and his team into the TRUE partnership. This expansion demonstrates our focus on growth in the Pacific Northwest and ongoing commitment to provide the highest quality resources to high net worth families," Altman explained.
(Check out Going Independent virtual conference Wednesday morning.)
Opsahl, a CPA, has nearly 30 years of experience in the financial industry. He spent the past four years with Merrill Lynch in Portland after working for Smith Barney for 21 years. Prior to that, he worked as a CPA with an international accounting firm.
"I did extensive due diligence in the independent space and reviewed the business models available. When I met the team at TRUE Private Wealth Advisors, it was an immediate fit," Opsahl said in a press release. "Through their strategic partnership with Dynasty Financial Partners, they have the infrastructure in place to both remain dynamic and to serve complex client needs long-term."
Like Opsahl, Hatfield also previously worked for Merrill's office in Portland.
"We are excited about this significant addition to the TRUE team. Dynasty remains committed to being their transition and growth partner, as they continue to add clients and advisors on the path to becoming one of the premier wealth management brands in the region," said Dynasty President & CEO Shirl Penney in a statement.
New York-based Dynasty currently has 18 affiliated advisor teams with $17 billion in client assets in its network.
Check out our Going Independent virtual conference on Wednesday, Oct. 30 at 9:30 a.m.


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At Ars, we've seen tears and faux tarantulas inside fMRI machines, but here's a new one: rappers. A group of researchers from NIH wanted to investigate what goes on in the brain during periods of intense creativity, and what's a better example of pure improvisation than freestyle rapping? So the researchers—along with two rappers/co-authors—ran a group of freestylers through an fMRI machine and reported their results in this week's Scientific Reports.
Twelve male rappers, all of whom had at least 5 years of professional experience, took part in the study. The same 8-bar background track was used for all the experiments; in the "conventional" condition, the participants were asked to memorize lyrics given to them a week before the experiment. In the "improvised," or freestyle, condition, the rappers had to come up with lyrics on the spot—or, rather, in the tube. Each participant was scanned in an fMRI machine under both the "conventional" and the "improvised" conditions to determine how brain activity differed between these two types of performances.
One of the major differences between the improvisational and the rehearsed rap was that those who were freestyling had increased activity in the medial prefrontal cortex (MPFC) and decreased activity in the dorsolateral prefrontal cortex (DLPFC), compared to those that were rapping verses they had practiced. In general, the MPFC provides signals to the DLPFC, where the information is processed and passed along to the rest of the body.
The DLPFC, therefore, can act as a filter and has executive control over what eventually reaches the motor system. During freestyling, however, it appears that this control system is muted, allowing flexibility and creativity to blossom without being stifled or double-checked.
The fMRI results suggest that, while improvising, rappers enter a "flow" state that is similar to athletes being "in the zone." Several parts of the brain involved in sensory experience—including the amygdala, the inferior parietal lobules, and the insulae—are activated and connected, helping the rapper become immersed in the performance, and potentially fostering creativity.
The researchers also found that brain activity during freestyles changes across time, possibly due to differing demands at various parts of the rap. At the beginning of an improvised 8-bar segment, activity peaked in the left half of the brain. However, by the last measure of each 8-bar segment, activity in the right half of the brain was peaking. This may be due to differing cognitive demands at these different parts of the rap; at the beginning of a segment, language and creativity may be of the utmost importance, but by the end of the verse, a rapper might need to rely more on a rule-based approach in order to ensure proper rhyme and rhythm.
As an interesting side note, each rapper was given a language test before the experiment that assessed their linguistic skills; all twelve participants scored above the 80th percentile. It's not too surprising that these guys are whizzes with language, when you consider the incredible linguistic demands of freestyling.
Although the study was largely exploratory and the researchers didn't test any explicit hypotheses, the study offers interesting insights into the neural underpinnings of improvisation and the creative process. It's clear that different areas of the brain are activated during freestyle compared to rehearsed rap; in fact, entire neural networks emerge during improvisation, inhibiting self-control and affecting emotional state, two changes that may foster and improve creativity.
While some other types of musicians, such as jazz pianists, have undergone fMRIs to investigate improvisation, the jury is still out on whether similar process underlie creativity in non-musical artistic pursuits, or in spontaneity in our day-to-day life.
Scientific Reports, 2012. DOI: DOI: 10.1038/srep00834 (About DOIs).


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On this page you can see the list of all the suburbs in New South Wales with postcode 2708. Click on the suburb name to list streets in that suburb. Suburbs in New South Wales with postcode 2708:
To find phone numbers in New South Wales state from Australia, click on the first letter of the NSW suburb you are looking for:
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Week That Was – Week 3
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The New York Times Book Review has named its 10 best books of 2007, right after one of its 10 best of 2006 got shortlisted for a Bad Sex in Fiction Award. Want a list of books that don't have writing, on sex or any other topic, that will test your gag reflex?
By Janice Harayda
Are you sore that your favorite novel didn't make the list of the 10 best books of 2007 published in the New York Times Book Review today www.nytimes.com/2007/12/09/books/review/10-best-2007.html?
Or did you give up on the Times's list after Claire Messud's The Emperor's Children made it last year? (Memo to the editors of the NYTBR: Read this and tell us if you still think the novel deserved its spot www.oneminutebookreviews.wordpress.com/2007/03/16/. Maybe it's not too late to publish a retraction?) Or are you skeptical of the NYTBR list now that another of the 10 best of 2006, Gary Shteyngart's Absurdistan, made the shortlist for a Bad Sex in Fiction Award for the writing you can read here http://books.guardian.co.uk/news/articles/0,,2217735,00.htm?
Okay, now you have an alternative list.
One-Minute Book Reviews will publish its first "10 Best Books of the Year" on Friday, December 14. This post is sure to be as controversial as its annual Delete Key Awards, partly because some of the best books may not even be 2007 books. (One-Minute Book Reviews didn't begin until late last year, so I may have to grandfather in a couple of 2006 books that I didn't get to until 2007 … and think how good those must be if they KO'd all the 2007 books.) You know how David Letterman said that traffic signals in New York are just rough guidelines? We're applying a similar standard this year to the publication dates of the best books.
Other links: In addition to its "10 Best" list the New York Times has published a list of "100 Notable Books of 2007" at this site www.nytimes.com/2007/12/02/books/review/notable-books-2007.html
(c) 2007 Janice Harayda. All rights reserved.


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Financial advisors just won't stay down.
The Obama Administration thinks $3.4 million is more than enough for any one individual to accumulate tax free, and said as much in its recent budget proposal. The reasoning behind that is "a worker's total account balance would be limited to the amount needed by a 62-year-old to buy an annuity generating an annual payment of $205,000," according to The Wall Street Journal's Kelly Greene.
The response was predictable outrage, most of which centered on the very obvious point that with entitlement spending already out of control, a top-heavy generational issue with boomers in retirement, and images of a broke Spain and burning Greece, is a disincentive to save really the best course of action?
"Curbing the growth of retirement plans in a nation where 91% have less than $100k saved is insanely ignorant," financial planner Rick Kahler tweeted.
Unintended consequences are rarely considered when politicians are looking to do good. I hope further reflection will result in this proposal going the same way as the ill-conceived 1099 rule for purchases over $600—which is to say dropped and forgotten.
And let's not forget the options backdating scandals that grew as a direct result from do-gooder attempts to limit CEO pay.
But unintended consequences cut both ways, and I was heartened to see advisors already getting to work to use the proposed cap appropriately to their clients' advantages. Social media blew up with back-and-forth over possible estate planning strategies it might afford.
One strategy is "advising your children to fund Roth IRA accounts, on which tax is paid up front and withdrawals are generally tax-free after meeting holding requirements, early in life till they reach the cap, giving their investments more time to grow," WSJ's Greene reported.
A second is setting up a Roth IRA trust to follow another provision of the budget proposal: "emptying inherited accounts within five years of the IRA owner's death. The IRA could be emptied into the trust, and then you could still require your heirs to take withdrawals over a longer period of time, if you'd rather them do that than be hit with a one-time windfall."
It's early in the analysis of the proposal and much will likely change, but for those who fear for the future of the industry, take heart–we'll always have the government's (unintended) help.


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Politics with James Shaw
We're talking to James Shaw about climate change, tourist taxes, and sunny Nelson.
August 19th, 2016
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