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Last week, my husband and I made our first-ever roasted turkey. The meat was tender and juicy, the skin delicate and crisp. It was perfect! But then, after we cleaned our plates and the kitchen mess, there was a problem. WHAT were we going to do with all those leftovers?!
I needed some creative ideas, and fast, so I headed to a favorite online source, Simply Recipes, and found this hearty, delicious turkey chili with a list of ingredients that I already had in my fridge and cabinets.
After about an hour of simmering and filling our home with the warm smell of simmering tomatoes, peppers, stock and turkey meat, we dug in. Topped with a dollop of sour cream, a few sprigs of cilantro, and a sprinkle of freshly shredded Monterey cheese, it was like a hug in a bowl. And couldn't we all use a few more hugs?
If you have some leftover turkey to play with, I couldn't recommend this scrumptious chili enough. It was just so, so good and EASY, and I can't wait to make it again!
Serve it with a side of jalapeno or honey cornbread, tortilla chips and lots of napkins, and you'll be warmed up in no time!
Turkey Chili
- 1/4 cup olive oil
- 2 cups chopped onion
- 1 cup chopped green pepper
- 4 garlic cloves chopped fine
- 2 Tbsp. chili powder or up to 4 Tbsp. if you like it really hot
- 1 Tbsp. ground cumin
- 1 Tbsp. dried hot red pepper flakes
- 2 15 oz. cans stewed tomatoes, crushed
- 2 Tbsp. tomato paste
- 3/4 cup chicken or turkey stock
- 2 15 oz. cans kidney beans, drained
- 1 teaspoon dried oregano
- 1 Tbsp. salt plus more if desired, to taste
- 1/2 teaspoon black pepper
- 3 to 4 cups of shredded cooked turkey meat
- Sugar
- Shredded cheese, cilantro, chopped red onion, sour cream for optional garnish
- In a large, thick-bottom pot, add olive oil and cook the onion and green pepper over medium high heat, stirring, until golden, about 5 minutes. Add the garlic, chili powder, cumin, and red pepper flakes and cook, stirring, for a minute or two more. Add a bit more olive oil if needed.
- Add tomatoes, tomato paste, stock, beans, oregano, salt, pepper, and cooked turkey meat. Bring mixture to a simmer and reduce heat to low. Simmer, uncovered, for an hour, stirring occasionally.
- Salt to taste. Add 1 to 3 teaspoons of sugar to take the edge of the acidity of the tomatoes, if desired.
- The chili may be made in advance and chilled for 2 days, or frozen for 2 months.
- Serve with shredded cheddar cheese, cilantro, chopped red onion, and/or sour cream. Serve alone, over rice, or with corn bread.
- Enjoy!


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Garden State Saint wrote:El Asian wrote:So in a current WWE storyline, WWE "fires" Cody Rhodes after failing to beat Randy Orton, which lead to this to the McMahons feuding with the Rhodes family, however, just today, Pro Wrestling Syndicate announced they are booking Cody Rhodes for a show exclusively it seems, so while Cody getting "fired" is a work, the fact they are allowing him to work indies is surprising all things considered. So whatever this angle is going, I do hope this means PWG can book Cody Rhodes for a show if possible because despite what some of you might think, I think Cody would fit really well in PWG and could have a great match with anyone in PWG as well.
I've done PWS shows and I'd be shocked if he actually showed up on their next show, which is late October.
Cody confirmed it on his Twitter but even then, it seems very confusing
toby80 wrote:pwggrodd wrote:If he did show up, it'd probably be a one-shot deal-so, who does he face?
There's a few guys I'd like to see Rhodes face. Ricochet, O'Reilly and Steen would all be ace. How about him as an outsider challenging for the PWG title? Very much doubt it'll happen, but would be fun.
Good choices, Elgin and Drake are other ones but for me, I'd go with Adam Cole

subset: commoncrawl


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Trước 1 Sau
Popular tiaras de cabelo infantils of Good Quality and at Affordable Prices You can Buy on AliExpress.
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Ultimate Heavy-Duty Winter Cover 33 ft. x 18 ft. Oval, Greens
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Seller: Stefano Neis, SCVIEW & Sons Antique Images, SOUTH CAROLINA, US Log in to ask the seller a question
Other items by this seller Email this listing to a friend.
Please email the seller to answer any questions you may have on this item before bidding. Buyer pays postage/shipping unless otherwise noted. The seller assumes all responsibility for their own listings. Currency used in the listings is U.S. Dollars. For an up-to-date conversion to worldwide currencies, click here.
Price: $2.00
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The performance of equity real estate investment trusts (REITs) is outpacing that of the hot stock market, according to industry data released early Monday. A survey of some major ETFs with a REIT focus, though, shows that some these financial products aren't keeping pace with the markets as consistently as their industry indexes—at least in the first few months of the year.
On a total return basis, the FTSE NAREIT All REITs Index gained 5.8% in April, while the FTSE NAREIT All Equity REITs Index ticked up 6.33%, according to the National Trade Association of Real Estate Investment Trusts (NAREIT).
During the same 30-day period, the S&P 500 rose 1.93% and the Dow Jones 1.94%.
In the first four months of April, the FTSE NAREIT All REITs Index improved 15.44%, and the FTSE NAREIT All Equity REITs Index increased 14.94%. The S&P 500 was up 12.74% in the same period.
For the 12 months ending April 30, the FTSE NAREIT All REITs Index rose 22.20%, and the FTSE NAREIT All Equity REITs Index 21.28%. The S&P 500's gain was 16.89% for the year-long period.
A look at 12-month data as of May 13, however, shows that some key real estate ETFs are not always matching the NAREIT returns.
As of Monday, the S&P is up about 22% for 12 months, and the Dow roughly 19%. The iShares Cohen & Steers Realty Majors ETF (ICF), however, has ticked up only 15% in the same 12 months. The Vanguard REIT ETF (VNQ) is doing better at 17.5%, but is still behind the major market indexes.
On a year-to-date basis through May 13, however, the Vanguard REIT is up about 15.5% vs. 15% for the Dow Jones and 14.5% for the S&P. Plus, the iShares Cohen & Steers Realty ETF is up about 15%, beating the performance of the broader market indexes in early 2013.
The performance of both the SPDR DJ Wilshire Global Real Estate ETF (RWO) is about the same as the Dow at 13% year to date as of Monday. And the SPDR DJ Wilshire International Real Estate ETF (RWX) is up about 11% this year.
But RWO has a very strong 12-month performance that is slightly better than that of the S&P at 22%.
In terms of specific REIT sectors, year to date through April, the health care sector tops the list of performers with a 23.77% total return.
The fund that tracks this group is Health Care REIT (HCN)—which is not an ETF. It's boasting returns of 22.5% from Jan. 1 to May 10, and 35% for the past 12 months, putting it way ahead of the major market indexes.
Read Nontraded REITs: Friend or Foe? on AdvisorOne.


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Hour-Long Pandemic Special Premieres Weds, Sep 30 at 8p ET on Comedy Central
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The United States continues to move toward energy independence with oil-and-natural gas industry exploration and production (E&P) companies playing an important role in that trend. Research asked five industry experts for their views on the sector:
- Andrew Coleman, managing director E&P Research, Raymond James Energy Capital Markets;
- John Dowd, portfolio manager of the Fidelity Select Energy Fund;
- Michael Forman, CEO, Franklin Square Capital Partners;
- Tim Guinness, chief investment officer and fund manager, Guinness Atkinson Funds; and
- Will Riley, fund co-manager with Guinness Atkinson Funds.
How did the E&P companies that you follow perform over the past year or two?
Andrew Coleman, Raymond James: Last year, one-third of our covered names saw share prices advance, while two-thirds saw share prices decline. The average return was negative 6.9%.
John Dowd, Fidelity: The group as a whole, if you look at the S&P Composite Energy Index, has basically been flat over the past year or two. If you look at calendar 2012, the group was up and had a total return of 2%. In calendar 2011, it wasn't so different—it was down 7.6%. So, the group's been trailing the S&P 500.
Will Riley, Guinness-Atkinson: We follow approximately 50 U.S. E&P companies in the United States and 26 non-North American E&P companies with market capitalizations over $1 billion. We divide the U.S. universe into gassier E&Ps, oilier E&Ps and mixed oil and gas E&Ps.
In 2012, the oilier part of the U.S. universe was up 1%, the gassier down circa 6% and the mixed down 5%. In the first seven weeks of 2013 the oilier were up by 5%, the gassier by 4% and the mixed by 6% …
The international E&Ps as a group performed better than their U.S.-opposite numbers and were up about 20% on average over the period with strong performances from [some] stocks … up over 60% (and beneficiaries … of strong Brent pricing).
Did these recent results differ significantly from your expectations? If they did, what factors caused the unexpected results?
Coleman: Last year, given a litany of economic and industry headwinds (e.g., U.S. fiscal cliff, a U.S. presidential election, weak economic growth in Europe, the U.S., and China, and rising production on both the gas and oil front), we expected shares of E&Ps to fall in the plus-or-minus 5% range, so were comfortable with that prediction and the actual results bore that out.
Dowd: In general, yes. I think one of the big surprises has been that the agents of energy independence, the companies driving the growth in U.S. oil and natural gas, have not actually benefited from a stock perspective. If we read the front page of almost any newspaper, people are talking about the potential for energy independence in the United States. And I think one of the big surprises has been that the companies that are making that happen, the exploration and production companies that are growing the natural gas volumes and oil volumes as a group, aren't actually seeing the benefits.
Three things are taking place and are the three causes of that surprise. One is that the growth in production, both for natural gas and oil, has taken place quicker than the ability of the industry to move that product out of the local market. As a result, for natural gas we're seeing U.S. natural gas prices traded at a discount to global markets.
For oil, the oil production growth that's taken place has resulted in U.S. onshore oil prices trading at a significant discount to global oil prices. Now, in both cases, that's more of a transportation-bottleneck issue that eventually will be fixed, but it has not been fixed yet. So from an income statement point of view, when I look at the group, they've delivered on the volume growth, [but] this has been offset by pricing.
It's also been offset by rising costs. While it's possible to grow oil and natural gas production in the United States, the cost per unit has in general been skyrocketing upwards. This holds truer for oil than for natural gas.
Natural gas costs have basically stabilized over the past couple of years and in some cases have come down. But for oil, the development costs and the operating costs have been trending continuously higher, almost regardless of what's been taking place with the service pricing.
The resource that these companies are developing is a higher-cost resource. So if or when you start to see oil service pricing come lower, the fact that the companies are producing from more expensive zones has been driving up per unit costs.
The third [issue] is it hasn't really been a group call. One surprise has been that the E&P group as a whole hasn't outperformed in the face of substantial volume growth. That's true for the group, but it's not true across the group: There's been a wide dispersion of performance across the group. Some companies have done a much better job managing costs. Some companies have done a much better job delivering the volume growth. So, it varies.
It's a company-by-company situation where some of the companies have done very, very well. One of the best-performing stocks, I think, the best-performing stock in the S&P 500 over the 2011-2012 time period was a U.S. natural gas producer. Natural gas prices went down over that timeframe, but I believe that the best-performing stock was a natural gas producer. They drove costs lower. They delivered on the volume growth. They were the company that successfully implemented the disruptive technology that pushed down natural gas prices. Their stock did benefit, but a lot of their competitors did not.
Riley: As a broad generalization, the U.S. natural gas price was weaker than we expected 18 months ago; the Brent oil price was stronger; West Texas Intermediate (WTI) and the prices available for Bakken and Permian basin oil were in line with our expectations, and natural gas liquids (NGLs) were weaker than we expected. These more or less fed through into the actual performances we saw.
Thus we were not surprised by the weak performance of the gassier stocks on the back of the extreme weakness of the U.S. gas price last March. And mostly the winners were the stocks in the right (i.e., oily) basins with good execution.
What energy trends are driving the E&P sector's business results and its business strategies—and why?
Coleman: The most notable trend the past couple of years has been the targeted drilling of oil and liquids plays. Oil prices have remained very favorable relative to natural gas prices, so companies have been aggressively repositioning their portfolios to take advantage of that pricing outlook.
The North Dakota Bakken oil play has been the biggest beneficiary, with other plays such as the Eagle Ford and Niobrara gaining traction, too. But the growth in liquids coming from natural gas plays swamped infrastructure, leading to a pullback in NGL pricing. Combined with decade low natural gas prices, the entire gas value chain remains challenged.
Dowd: The energy trends are basically the ability of the companies to evacuate their product and get global market pricing, the ability of companies to control costs or reduce costs and the ability of the companies to effectively implement strategies that will enable them to profitably grow volumes. But it's, again, the same themes.
You can make the case that we've seen a disruptive technology enter the energy space. Horizontal drilling and fracturing is enabling the development of unconventional oil and unconventional natural gas resources; from an aggregate point of view, this is a big deal.
This is important in that it enables the overall U.S. energy sector to grow volumes. The U.S. is one of only a handful of countries in the world that has grown oil production over the past several years. Most of the resource based outside of the U.S. is also seeing costs inflation and is seeing production decline. So, when you look at non-OPEC countries outside of North America over the past several years, the production has actually declined.
The theme that's driving the stocks is going to be the ability of these different companies to execute on their business plan. That means are they going to be able to successfully implement the technology, this disruptive unconventional oil and gas drilling technology, and use it to drive profitability higher?
Forman: We believe that the U.S. is in the early stages of a long-term trend to re-emerge as a global leader in both oil and natural gas production. This month, the Energy Information Association reported that oil production topped 7 million barrels per day (mbpd), which is up from a recent low of about 4 mbpd. Although it represents a 20-year high, it is well short of the approximately 10 mbpd produced back in the late 1970s. Advancements in technology, specifically hydraulic fracturing and horizontal drilling, are primarily propelling this resurgence.
Areas of the nation that were once nearly nonexistent from a production standpoint are now among the leaders in production. Last year North Dakota overtook Alaska to be the second-largest oil producing state in the nation. Given the movement afoot, there has been a strong demand for capital as the nation builds out and, in some cases, replaces its infrastructure and extracts resources from the ground.
Tim Guinness, Guinness-Atkinson: The big-picture driver for energy markets that is too much ignored by commentators is the demand shock from the emerging world that is near doubling the world's vehicle fleet from 1 billion to 1.8 billion vehicles from 2010 to 2030 and increasing miles flown by a similar margin.
We see global demand for oil growing by at least 10 million to 12 million barrels/day by 2020 and compared to that the extra U.S. oil supply from shale oil (2 million barrels per day say) is not a game changer. Nor will any rise in LNG or electric vehicles remotely dent this.
Outside the U.S., non-OPEC supply from places like Brazil, Africa and the Caspian region struggles to grow enough to replace declines from mature field in e.g., the North Sea and Mexico. All of this, plus OPEC's position as successor price-setter to the Texas Railroad Commission, will keep oil prices firm.
Our projection is that oil prices will rise from, say, $100 today in line with global GDP growth in nominal terms (i.e., at circa 3% (real growth) plus 2% per annum inflation equals 5%per annum). On this basis, oil prices will average $148 per barrel in 2020.
What potential upside do you see for the E&P sector for the next six, 12 or 18 months, and why?
Coleman: Through 2013, we continue to watch for signs that all the supply growth the industry has delivered will find accessible markets. With lower interest rates, we've seen a bit more debt issuance, continued interest in asset monetizations to close company cash flow gaps, and a lower level of new equity infusion. Our concern over the timing of supply/demand balancing led us to be bearish on oil prices about the middle of last year, and we have maintained that stance.
In the short term, we're pretty focused on the potential for oil and natural gas inventories to outpace demand, offset by continued political tension in the Middle East, and quantitative easing around the globe medium term.
Dowd: I focus more on trying to differentiate the stocks within the sector than making a macro call for the group. I think that from a practical point of view over the next six, 12 or 18 months, the group as a whole is going to be driven by natural gas prices and oil prices. And I don't have conviction on what the global economy is going to do over the next two years. So, I really don't have conviction on what the trend in oil prices is going to be.
That being said, if a company is successful at maintaining its cost structure and growing its volumes 20 to 30% per year organically, I would expect its stock to appreciate 20 to 30% per year. Now, that's the success case.
The good companies in the sector should be able to deliver that type of results. The weaker companies in the sector are going to be delivering sometimes negative or up to 5 to 10% volume growth coupled with rising costs such that the earnings actually decline. But, I'm assuming a stable flat commodity price outlook, and I'm trying to figure out which companies are best positioned to execute in that environment.
Forman, Franklin Square: It is our view that the energy renaissance in the U.S. is still in the early innings of a game that could possibly go into extra innings. The E&P sector should continue to benefit from this movement as more companies seek to extract resources from the ground. Additional advancements in technology could further propel the ability to squeeze more reserves from each well, increasing the possibility that the U.S. becomes energy independent.
Guinness: The next 18 months will be a period of rising oil prices for U.S. oil (as the discount to Brent narrows bringing WTI up to $100) and for U.S. natural gas (as supply and demand come back into balance at the long-run marginal cost of the marginal shale million cubic feet, or mcf, which we believe to be nearer $5 than $3.50/mcf and certainly over $4). Brent will remain solidly firm.
This backdrop will enable investor confidence, which was knocked by the natural gas price bust last year and was unnerved by Libya coming back on stream and fears of Grexit (the Greece Euro-area exit) and China's hard landing, to recover. We see steady growth in E&P results from here leading to useful outperformance against the broader market with some enterprise value/earnings before interest, taxes, depreciation and amortization (or EV/EBITDA) margin expansion occurring.
How do you expect the E&P sector to perform in the intermediate- and long-term?
Coleman: Given our cautious/bearish commodity outlook, we have no "strong buy" rated names in our coverage and so until we get more clarity on the balancing of supply/demand fundamentals, we do not anticipate a meaningful amount of upside the sector.
Once the market has a chance to balance, we see the medium-term outlook for stocks to be a lot better than the short term. I generally prefer larger-cap, defensive names, especially on the gas side of things. On the oil side, even though oil prices may soften, the commodity is more robust than gas so I'm a fan of higher growth, top-tier acreage holders in places like the Bakken.
Dowd: I don't really believe it's a group call. Clearly in any given day, the whole group moves up or down together. But over the intermediate and long term or even over the next two years, I think that some companies are positioned to deliver earnings growth, and some companies are more challenged.
Over the past several years, we've seen a land grab take place where companies in the exploration and production space have leased up millions of acres of land across the United States and Canada, and they've leased these lands in anticipation of being able to apply these new technologies economically to the resources that lie underneath these lands.
For several years a substantial portion of the cash generated from these companies was being reinvested in securing these lands. They would pay lease bonuses to the landowners. They would basically acquire these lands from either the owners or from other groups that aggregated them. This was a major investment on the part of the industry.
I think the land grab is coming to an end, and what that means is there are some companies that have won and have secured solid perspective positions that will be harvested for years to come. There are others that are still struggling, because they have not secured that land position, and they're going to continue to be investing aggressively in order to solidify their future.
So, there's a big different between the haves and the have-nots within the industry, and I think that the differences across the group are large relative to the outlook for the group as a whole.
Forman: Intermediate and long-term trends are more difficult to forecast given the potential for new technologies and new discoveries. Even with the expected strong growth in the sector, companies will still require capital to maintain, expand and/or grow their businesses. We feel comfortable that lending to energy-related companies will continue to provide attractive investment opportunities.
Guinness: In the U.S., horizontal drilling and fracking are enabling the production of both oil and natural gas from oil and gas shales to occur profitably and grow, when the oil price is over $70 and the gas price is over $5. Naturally the E&P sector in the U.S. is energetically pursuing the lowest cost areas for this—Bakken (for oil), Eagle Ford (for oil and gas), Marcellus for gas, and Permian (for oil).
Outside the United States, exploration/development progress is being achieved around Africa's shores, in Colombia, offshore Brazil and in selected parts of Asia—Vietnam, Malaysia, Thailand and (for natural gas) Australia.
Essentially the private sector is stepping up to the plate and supplying the extra oil needed by the world, while OPEC and Russia and other national oil companies will not contribute much to this. So to the steady growth in profits as prices steadily appreciate over time, we can add—for probably the whole of the next decade—rather higher production growth for the independent oil & gas sector than seen in the 1980–2010 era.
What potential risks should E&P-sector investors monitor? For example, are there any potential regulatory developments in the U.S. that might affect your outlook?
Coleman: E&Ps, by their very "growth-oriented" nature, hold investor allure when production growth drives top-line expansion and economies of scale keep operating costs in check. Our net asset value models help us determine which companies are successfully capturing the most resources. When companies trade below the value of their proved reserves, then we expect to see some merger & acquisition activity close those gaps as well (e.g. the "make versus buy" argument).
Primary risks to the sector involve: one, commodity price risk and, two, political risk, especially in the Middle East. Additionally, since the industry has done a masterful job of innovating and unlocking previously unexploitable shale resources, the industry faces the prospect of "drilling their way to lower commodity prices."
But, with greater supply certainty, especially in the U.S., the less dependent we are on imported resources and the more jobs will be created here at home. The risk from continued success is that the industry needs to spend more time educating constituents on the benefits of the activity that is now occurring in places that prior to the shale boom hadn't seen the oil industry in decades.
Dowd: There are many. I think there are economic risks to the extent that the global economy slows or to the extent the Chinese economic development slows. That would be a negative for the commodity price, and that would present a headwind to the overall group's performance that we haven't really been talking about.
For companies that operate outside of the U.S. or even for companies that operate within the U.S., there's always the risk of terrorist attacks or political change or changes in the tax regime that would impair the profitability of the group.
Most countries around the world have been increasing tax rates on energy production, and I don't think the U.S. is immune from that trend. So that's a risk.
There's potential for environmental legislation. We could see more stringent regulation of the hydraulic fracturing business that has enabled this growth in supply. That industry could be regulated in a way that would materially change the cost structure and impede activity, which would be a negative.
We've seen shortages of services emerge periodically, which have impaired the ability of the E&P industry to execute.
When I look at it in the aggregate, I'm fairly optimistic on the outlook for certain companies. I'm fairly optimistic about the outlook for the companies that have secured sizable land positions in geologically advantaged areas.
At the end of the day, this business is driven by the economics, and the economics of developing natural gas or the economics of delivering oil for the marginal companies today are not attractive. So I don't think that we're starting from a point where drilling economics for mediocre companies are great.
We're starting from a point where the drilling economics for the mediocre companies are actually abysmal, and most of the companies in the space are earning rates of return or return on assets. Many of the companies are delivering today return on assets below 5%.
So, this isn't an industry that is currently frothy from a return point of view, and as a result the valuations are not stretched for the group as a whole. I think that mitigates a lot of the economic risk going forward. There's always the potential for disruptions or outages caused either by terrorist attacks or by just operational challenges. But, for a portfolio that holds different names, I think we can manage through that type of volatility.
Forman: We believe that U.S. oil and natural gas companies are in a favorable position to expeditiously harvest many of our conventional and unconventional resources. The ability to buy and sell mineral rights, leverage the extensive network of pipelines and satisfy the abundant demand for our resources all bode well for the upstream sub-sector. The sub-sector is, however, not without risk.
Regulatory risks will always be present in the space and any governmental action to curtail production could impede a company's ability to succeed. Vital to our ability to extract resources from shale formations is hydraulic fracturing. If the government suspends or limits the use of this technology, it could have negative consequences on the ability of the U.S. to achieve energy independence.
We feel that E&P investors should continue to monitor political developments that could impose additional regulations on both the federal and state level. The energy space is heavily regulated, and current regulations have tended to favor natural gas production at the expense of coal. This move has caused many coal-fired power plants to switch over to natural gas, providing weaker demand for financing of coal-related projects.
Guinness: Short-term energy prices are volatile. The short-term price elasticity of demand is low, so small shortages or surpluses can cause wide price fluctuations. This comes with the territory.
Sensible investors must look through this volatility to the average prices that are achieved by medium-term supply/demand factors. Again, political turmoil is ever present. Think the 1974 OPEC embargo … Will Al-Qaeda close down Algeria, Libia or Egypt?
All of these are very real factors that may disturb the short run price deck (and so profits). But we've been here so many times before, and we know in the long run they are noise.
The world at the moment is facing an upsurge in demand for oil and gas, because three billion people are energetically moving towards achieving a 50% of OECD gross domestic product per capita with all that means for energy consumption. This is a good investment space for the value investor with a medium/long term investment time horizon. It's cheap on historic metrics (in our opinion); it's an inflation hedge; and it will grow value long term.


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The Department of Sustainability, Environment, Water, Population and Communities (DSEWPaC), in conjunction with UNESCO Apia, is hosting an exhibition at the Festival of Pacific Arts, Honiara, 1–14 July 2012, entitled "Celebrating World Heritage in the Pacific". The exhibit celebrates the 40th Anniversary of the World Heritage Convention and showcases World Heritage activities being undertaken in the region.
This exhibition at the Festival of Pacific Arts is an opportunity for furthering outcomes under the AusAID Pacific Public Sector Linkages Program (Pacific PSLP) DSEWPaC activities: "Strengthening World Heritage and Protected Area Governance: Papua New Guinea & Solomon Islands" and "Strengthening World Heritage and Protected Area Governance in Vanuatu."
The interactive exhibition will show images, artefacts, posters, and fact sheets about World Heritage. It will also promote the launch of the Pacific Heritage Hub. The Pacific Heritage Hub's aim is to strengthen Pacific Heritage, increase communication networks, coordinate training opportunities and bring together donors and projects in the region. The exhibition will provide a conduit to hold a series of informal conversations on key themes and challenges for World Heritage in the Pacific.


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Up to this point I hadn't considered teaching my preschool aged daughter how to tie her shoes. For one thing, she wears shoes with Velcro straps. Also, I myself learned to tie my shoes in kindergarten, and I guess I thought I'd wait until she turned 5 to start teaching her. I never realized that some younger kids do possess the motor skills needed to tie their own shoes, and a new product called Tie Buddies can help.
Just recently we had the chance to test out the girl version of Tie Buddies. According to the website children ages 3-9 can learn how to tie their shoes using this fast and easy method for teaching the tying skill. Tie Buddies are special tabs you thread onto the shoe laces. Children grasp the tabs and don't have to worry about making their own loops to tie the bow. By following the simple step-by-step directions provided on the packaging (a modified bunny-ear method), parents and educators can teach children how to tie faster and without as much confusion.
Since my 4-year-old daughter doesn't own any lace-up shoes, we put the Tie Buddies on a pair of her daddy's shoes. I slowly helped her through the steps and with a little assistance she excitedly made a bow. Even thought she lost interest after a few tries, the tabs did make the process of teaching tying a lot easier and more understandable. Within the next year I plan on purchasing a pair of lace-up shoes for her so she has a little more incentive to learn this essential skill. We will try the Tie Buddies again then. Just one point worth mentioning -- I tie my shoes using the one-loop method, so it took me a couple extra seconds to familiarize myself with the method used by Tie Buddies. Fellow FRN reviewer, The Mud Bug, has posted a great video if you want to see Tie Buddies in action.
Tie Buddies are available in two different styles:
Boy - Red and Green Race Cars (Blue Color)
Girl - Fairies and Magic Wand (Pink Color)
Each set retails for $7.95. Visit www.tiebuddies.com for more information. The Tie Buddies website features two special story ideas you can use to help your child remember the steps.
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welcome baby Elin & a birth story
A week ago yesterday our sweet baby was born. My due date was Saturday so I wasn't expecting to go into labor just yet. But that morning soon after my husband came home from work, I noticed mild contractions roughly 5 mins apart. I asked him to start timing them, just out of curiosity, and they were almost exactly 3 minutes apart from each other. Being still very manageable we all headed to the grocery store near our house to grab some snacks and for labor-in case this was the real thing. we bought my favorite superfood smoothies, fresh pineapple (my favorite) and white tulips. As we shopped each contraction slowly became more intense but it felt so good to be up and walking around that we finished up before heading home.
Maybe I should explain, before I go any further, that we have been planning a home birth with this baby. I had my son naturally and without drugs but in a birthing facility. I did a lot of research and found that home birth is incredibly safe and has many wonderful benefits. So you can see I wasn't in a rush to leave the store, I was happy to have my early labor among the product aisle.
We kept in contact with our midwife and doula about my progress and decided we'd meet at our house soon to have her check in on me. Soon we were back home and even though my contractions were consistently 3 minutes apart still and growing in intensity, I was happy to carry on a conversation, unload bags from the car and trim flowers I had bought to put in a vase. I'd pause as another contraction would come on, leaning over the table or on my husband. It was so relaxing to be in my own space, among my own things and moving at my own pace. It felt great to move around and keep walking, albeit slowly. It felt great to light some candles and put on comfortable clothes, to put on some of my favorite lotion to just relax.
Within an hour my contractions were taking up all my energy and attention, they were powerful. I'd hang on my husband during them and relax my knees, remembering to stay soft and let each one do its job to dilate. Sometimes I'd tense up with surprise at how intense each new one was, but I quickly reminded myself that they were doing a great job in me and not to be afraid.
Jeremiah and I went for a short walk behind our house. The cold air felt amazing and I loved just walking, talking with him. He was so encouraging and supportive, as were our midwife and doula too. I had 3 big contractions on our walk and soon felt like we needed to go back inside. By this time I asked for the midwife to check my dilation. I had been hesitant to be checked earlier in case I had not dilated much, I didn't want to feel discouraged but I knew I was close to transition and was too curious not to know.
Well it was a good thing I did have her check me because I was 9 cm dilated at this point, almost there!
I was still feeling pretty good and pretty encouraged by this news but really wanted to get into the birth pool our midwife had set up for me. The warm water was relaxing and supportive. I had a few more strong contractions, these were serious. They moved over my whole body like a wave and I kept imagining them to be like waves in the ocean, passing over me and opening my cervix, getting closer to bringing my baby out. On my knees in the water, with my husband sitting behind me, I savored those little breaks in between each contraction. After 3 or 4 of those I suddenly felt the overwhelming urge to push. In my mind I yelled a little "yay!" as I could feel baby's head suddenly passing through. I've heard some moms say they didn't like pushing, but this is a stage I always liked. It's so very intense but also feels incredibly productive.
Two pushes and the baby's head came out. I remember our midwife whispering "feel your baby's head" and I reached into the water and felt her soft, fuzzy head. It was so encouraging, she was almost here! Two more big pushes and she was completely out! I opened my eyes which had been closed for the last half hour and saw this our perfect baby girl in my arms. She was here, and so quickly! I kissed her soft wet skin and rubbed her back. My husband and I talked to her, telling her how happy we were to have her here, how beautiful and perfect she was and how thankful we were for her.
It was pure euphoria, an incredible high and rush of emotions. This is what it's all about, this very moment. I savored it and tried my best to memorize her new smell and little sounds. There, still in the water I nursed my baby for the first time. She latched right away and everything was right in the world! We had a wonderful, supported birth and now a perfectly healthy, responsive and beautiful baby. These first moments of birth that I've experienced with both my babies are the highest and most blissful moments I've experienced in my life. I wish every mom could have an experience like this, it was a gift!
I hope you all don't mind my being so personal. I feel a bit exposed but at the same time I think it is so important for people to hear positive birth stories from moms who enjoyed their births. It wasn't panicked, it wasn't rushed, it wasn't interfered with, it was a perfectly normal, healthy act and it was all mine. I loved building a relationship with our caring, knowledgeable midwife these past few months.
I feel so blessed and hope that for some mom out there my story will encourage them also.
Needless to say to those of you who have kids, this first week has been a slow one. Lots of nursing, lots of trying to sleep, a whole lot of laundry and even more little kisses from mom, dad and new brother. We all love little Elin so much and are happy to share a bit of her with you.
Thank you all dearly for listening. And I hope to be posting regularly again soon (fingers crossed).
*a couple resources about home birth you may find interesting
BMJ article on outcomes of home births
Home birth safety article
Ina May's Guide to Childbirth (highly recommended!)
The Business of Being Born
Other Stories
48 comments:
Your birth story brought tears to my eyes, what a wonderful experience you had! And Elin is absolutely beautiful. Sending you big congratulations hugs from Malmö, Sweden and thinking of you and your family! /NikiReplyDelete
I want to start crying at my desk! This is exactly how I want to give birth, and it's so warming reading your story. Congratulations!!ReplyDelete
Oh my, Jennifer, such a lovely story! We send so many sweet congratulations to you and your family!ReplyDelete
Whoa Jennifer, what a beautiful and perfect moment, this sounds exactly how it is supposed to be. Much love to your sweet family! XReplyDelete
So happy for you and happy to read what a positive experience it was for you. You did amazingly well! Many congratulations to you all xxReplyDelete
Congratulations and thank you for sharing such a beautiful moment. It took me right back to the birth of my little boy seventeen months ago, the pure euphoria of greeting your new child is a true gift and a memory I will always treasure.ReplyDelete
Warm regards,
I had tears in my eyes while reading this! Congratulations and welcome to this world sweet Elin!ReplyDelete
My precious Jennifer! Thanks for sharing. I can't wait to meet this little one! I hope we can see you next time we are in Boise. Know you are dearly loved and that years don't dim the memory of you and Misty huddling on the bed supposedly doing homework together. I love recalling that moment in time! XOReplyDelete
Wow. Wow wow wow. What a wonderful birth story. Makes me think of mine (my first son born four years ago and my second will be one in February).ReplyDelete
What an amazing little baby Elin <3
congratulations and lots of love and happiness with your newborn, sounds like an amazing experience and I have to agree, giving birth at home is so relaxing ;)ReplyDelete
Congrats! She's a cutie and I like the spelling of her name.ReplyDelete
This sounds like a very special and even a bit magical experience. The way you wrote it down is very honest and beautiful. Thank you for sharing it Jennifer!ReplyDelete
<3 Perfect! <3ReplyDelete
Congrats!! She is beautiful!! I loved your story.ReplyDelete
I love your birth story. I had a natural labor with my second child and I love your thoughts about staying soft, it describes it perfectly! I need to type my son's out as he's quickly approaching his second birthday. I had a birth photographer with him though and love reminiscing over the photos. It was such a loving moment for me.ReplyDelete
She is beautiful, congratulations!!ReplyDelete
The pictures of Elin and Israel is lovely xx
Such a lovely story Jennifer!!ReplyDelete
Welcome to this world Elin!
Big hello from Croatia.
Thank you Jennifer for sharing these beautiful and honest moments! And for the beautiful pictures of your little family. Lots of love & happiness to all of you!ReplyDelete
What a beautiful (and encouraging) birth story. Thank you for sharing. Congrats on Elin!ReplyDelete
How wonderful! I miss my babies, 2 already in college and my baby in high school. Nursing is such a wonderful bonding time with babies . I remember my first born when I was feeding him in the quiet of the night and feeling so tired, but looking down in my arms to such beautiful blue eyes staring at his new mom and the wave of fierce love , wow. ENJOY! PatReplyDelete
Huge congrats to you and your gorgeous family!ReplyDelete
Congratulations to your beautiful babygirl!! And wonderful story you are sharing! Thank you! :) It was exactly what I needed to read, sitting here nervous expecting my third child any day now (due date 31 january). Now I feel a little bit more calm :)ReplyDelete
Congratulations! Welcome to Elin!ReplyDelete
And what a wonderful story!
Really beautifully written birth story and so happy for you that everything went so smoothly! Reading this I felt like it was just yesterday when I gave birth to our little boy, but actually it's exactly 8 months today! Time goes so fast, so enjoy these moments with your gorgeous new baby, she looks really gorgeous!ReplyDelete
Congratulations! Elin is a beautiful name (and girl!) Thank you for sharing your story - I had both of my children at home and agree that it has lots of benefits and feels very safe. Enjoy your family time - and no blogging pressure!ReplyDelete
Beautiful birthstory, my eyea teared up a little while reading! My birth was also all natural and I would not want it any other way and hearing about your homebirth experience makes me want to try that the next time. I also agree with you on how important it is for mothers-to-be to hear positive birth atories, I feel like there are so manu negative ones that it makes you nerveous and afraid rather than excited for the birthing experience which is a miracle.ReplyDelete
Thank you for sharing this wonderful experience; it's calming and encouraging.
Love and happiness to your family from Denmark!
Amazing! Thank you and all the best!ReplyDelete
Thank you for sharing your experiences. My due date is in five weeks and it feels good to read your words.ReplyDelete
- AnonymousJanuary 24, 2014
Beautiful. Happy tears in my eyes for you and your family: Thank you for sharing these lovely, intense moments...- a big reminder to us mothers who have given birth to our babies - It´s such a precious gift we have got... Thank you. Love from Norway, hmReplyDelete
congratulations to you, on such a beautiful little wonder. and welcome elin! I simply love your name.ReplyDelete
Congratulations! I'm so glad you were able to have the birth you wanted!ReplyDelete
Congratiluations to you and your husband! Such a cute little one!ReplyDelete
What a glorious picture of the birthing process you have painted. Little Elin is beautiful! Congratulations!ReplyDelete
Wow, your home birth sounds completely different than the usual hospital experience! Congrats on the new little one. She looks so cuddle-able in her sweater!ReplyDelete
this is absolutely the sweetest and loveliest birth story i've ever read. i'm so glad you had such a positive experience. if i was to ever have a child, i'd definitely want a home birth too. also, elin is a wonderful name!ReplyDelete
Congratulations on your sweet little baby Elin. She is perfect. Thank you for sharing your oh so personal story with us, I love hearing the magic in a mother's voice after having a child. It's an unbelievable experience. xReplyDelete
Congratulations, again, guys! We are just so happy for you! What an amazing birth story you have and I am so glad that you shared it because natural birth is a terrifying thing, but after having experienced both, I would absolutely go natural again. Wishing you wonderful and beautiful days together as a family of four!ReplyDelete
Just beautiful. What a gift to be born into a peaceful and loving home. So happy for you, and your new family of four.ReplyDelete
I just happened upon this blog by accident and was very moved by your beautiful story. How inspiring to hear your approach to child birth and such a personal experience, thank you for sharing this it was a pleasure to read. Congratulations and I wish you and your family all the very best!ReplyDelete
What a beautiful birth story. II'm so glad it was such a peaceful and calm experience for you. I had my first home birth recently as well, it is such a wonderful feeling to be at home surrounded by people you love. Congratulations on the birth XxxReplyDelete
Eek! She's adorable. ANNNND we share a birthday :)ReplyDelete
beautiful readingReplyDelete
congratulations with your lovely Elin
congratulations and respect on entirely natural birth giving!ReplyDelete
Jennifer, your experience is very touching. I'm far away from being a mom now, but I recently became an aunt and my sister in law gave birth to my little niece in water as well, with my brother holding her every single minute, and she felt amazing. I believe it is really important women like you, who decided to have a home birth, to share their stories. We should realize that giving birth is one of the most beautiful things a woman can do, and it is a pity to be drugged and in a place that you don't feel like home when in labor.ReplyDelete
Congrats again! Your baby is adorable and I really enjoyed reading your words!
Jennifer this is incredibly inspiring for my next experience so thank you for sharing your story! What a precious baby!ReplyDelete
Amazing, amazing, amazing story. Thank you for sharing and yes I completely agree that women need to hear more positive stories because half the pain we experienced is a result of our own fear and tension (as I know you'd agree!). I did a hypnobirthing course for my son's birth and it was wonderful. Next time I want to move around more though. I'm looking forward to my next labour, how many people can say that! Congraulations, Elin is BEAUTIFUL. Well done.ReplyDelete
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Daniel D. Spracklin married Sarah Blacketer Allgood on 21 November 1863 in Marengo, Iowa Co., Iowa.
Source: Marriage Record of Daniel and Sara Spracklin Vol. C 1863-1874, Microfilm at the Iowa Genealogical Society, Des Moines, Iowa. Marriage Record, November 21, 1863. D.D. Spracklin and Sarah Allgood received marriage license November 21, 1863, State of Iowa, Iowa County. I herby certify that on the 22nd day of November 1863. D.D. Spracklin and Sarah Allgood were by me joined together in marriage. Given under my hand the 22nd date of November 1863, D.W. Chance J.P.
Photo: L to R: Reed A. Spracklin,
Daniel Goss Spracklin, Charles Edward Spracklin, Virda Huston Spracklin, Peter George Spracklin, Lydia Marie Spracklin, Daniel Goss Spracklin Reed Andrews Spracklin. There seems to be a little disagreement in the family as to which one is Daniel and which one is Reed. Based on other photos I think that the update is correct (11/2014). I think they look cold. I would say this was taken about 1908 or maybe 1915???
Daniel and Sarah's Children:
1. Lydia Marie Spracklin was born 12 July 1864, Benton County, Iowa and died the 27th of May 1930 in Somers, Calhoun Co., Iowa. She married Thomas Jefferson Ross on 9 Sept. 1881 in Dayton Twp., Iowa Co., Iowa. They are both buried in the Cedar Cemetery, Rinard, Calhoun County, Iowa.
2. Virda Huston Spracklin was born 11 June 1866 in Benton County, Iowa and died 15 November 1927 in Woonsocket, Sanborn County, South Dakota. He married Lillie Mae Amsden on 12 November 1889 in Rockwell City, Calhoun Co., Iowa. They ar both buried in the Eventide Cemetery in Woonsocket. I was very excited to see that FindAGrave has a picture of Virda's tombstone. I have tried to figure out how I could visit.
3. Reed Andrews Spracklin born 24 August 1868, Benton Co., Iowa and died 18 July 1938 in Jordan, Garfield Co., Montana. He married Julia Ann Siler on the 29th of December 1897 in Greenfield Twp., Calhoun Co., Iowa. They are buried in the Pioneer Cemetery in Jordan, Montana. Reed was the administrator of his father's estate. I have visited his granddaughter Bertha Spracklin Roufley on several occasions and learned a great deal about Reed.
4. Daniel Goss Spracklin was born 21 Sept. 1870 in Benton Co., Iowa and died the 8th of August 1927 in Calhoun Co., Iowa. He married a Susan Matilda Marrow on the 29th of January 1907 in Iowa Co., Iowa. I do not yet know where Daniel is buried.
5. Peter George Spracklin was born the 31st of August 1872 probably Iowa Co. His father Daniel had moved the family from Benton Co. to Iowa County and 20 miles south and it was about this time that he made that move. Peter died on the 26th of January 1956 in Reading, Berks County, Pennsylvania. He married Etta Mae Hall on 1 January 1896 in Calhoun Co., Iowa but that marriage didn't last. Peter has descendants in Pennsylvania and West Virginia and I have had the great fortune to meet them while traveling in Ohio in 2011.
6. Charles Edward Spracklin was born the 19th of September 1874 probably in Iowa County. He died on the 10th of September 1946, Deerfield Township, Cass County, Minnesota and is buried in the Bethlehem Cemetery, McKinley Township, Cass County, Minnesota. He married Arminda Victoria Ward sometime in 1915 in Pine River, Cass County, Minnesota. I have been to the graveside of both Charles and Arminda.
7. Alfred Marion Spracklin was born 16 July 1876 in Iowa County, Iowa and died Dec. 12 1893 in Iowa County. He is buried with his parents in the Community Cemeter east of Millersburg. There is some confusion in the published cemetery records of his exact birth date. Some say it was 1899 but I believe it was 1893. More on Alfred in a future post.
Each one of the children of Daniel and Sarah and has a great story to tell. One of my biggest problems in tracking the descendants of Daniel and Sarah was that most left and lived in other parts of Iowa or headed for the Dakotas, Minnesota, Oregon, California even some went back to Pennsylvania. By the time of Daniel's death in 1915 they had scattered. Spracklins are a restless bunch and they don't like to leave records unless you are willing to dig for them.
I pause to give a great deal of credit to my whole and half cousins who have helped me to learn more about each one of these families, the first and the second of Daniel's. I am grateful for their passion and willingness to share. Of course my interest tends to lean toward the first family so forgive me if I error or fail to present all information.
Note: The two photographs were given to me by my cousin
Gloria Spracklin Spinler Gloria Stocker Spinler a great granddaughter of Reed Spracklin. She gave me permission to share. Her Aunt Bertha helped to clarify and confirm correctly, who the persons in the photograph were. Reed was her grandfather.


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Welcome to Hyperion Records, an independent British classical label devoted to presenting high-quality recordings of music of all styles and from all periods from the twelfth century to the twenty-first.
Hyperion offers both CDs, and downloads in a number of formats. The site is also available in several languages.
Please use the dropdown buttons to set your preferred options, or use the checkbox to accept the defaults.
from notes by Angela Hewitt © 2001
extrait des notes rédigées par Angela Hewitt © 2001
Français: Isabelle Battioni
aus dem Begleittext von Angela Hewitt © 2001
Deutsch: Anne Steeb/Bernd Müller
|Bach: Angela Hewitt plays Bach
Angela Hewitt's acclaimed recordings of Bach on the piano have received the highest critical acclaim and found their way into thousands of homes, selling nearly 400,000 copies since her recording of the Inventions burst onto the scene in 1994. Now ...» More
|Bach: Italian Concerto & French Overture
'Hewitt remains today's finest exponent of Bach's keyboard music' (Gramophone)
'One of the most convincing Bach pianists at the present time. These performances rate highly in my league table and deserve 'benchmark' status' (BBC ...» More


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Mariners - 001 300 010 02 - 7 13 0George Kottaras hit his first major league home run in the 11th, but the Sox came up one run short.
Red Sox - 200 000 120 01 - 6 11 0
Trailing 5-2 in the seventh, J.D. Drew belted a solo home run to dead center. With one out in the eighth, facing Sean White, Jason Bay walked and Mark Kotsay singled. Sean Kelley got Jacoby Ellsbury on a high fly to the track in left. Then Sean Green doubled high off the Wall, missing a home run by a few feet, but still tying the game at 5-5.
Seattle scored twice in the top of the 11th off Ramon Ramirez, with Rob Jonson's two-run double -- his third two-bagger of the night -- being the big blow.
Kottaras belted his dong to right-center with two outs in the bottom half of the 11th. Drew followed with a line drive single to right, but Dustin Pedroia grounded into a fielder's choice to end the game.
It was the first time Boston had played consecutive extra inning games since July 9 and 13, 2006. The first one was a 19-inning loss to the White Sox.
Wakefield: 8-10-5-0-3, 112. Manny Delcarmen and Jonathan Papelbon each pitched an effective inning of relief.
Drew, Green, Kottaras and Kotsay each had two hits; Green also walked and was the only Boston batter to reach base three times. Kevin Youkilis was 0-for-5, David Ortiz was 0-for-4 with a walk and a run scored, and Pedroia was 1-for-6.
The Yankees beat the Blue Jays 4-2 earlier in the afternoon, so the Red Sox are now only 2 GA.
Felix Hernandez (2.54, 167 ERA+) / Tim Wakefield (4.18, 111 ERA+)
When Tim Wakefield throws his first pitch tonight, he will have started more games than any other pitcher in Red Sox history. The new Top 5:
(Also, if Wakefield is chosen for the All-Star team, he would be the second-oldest player selected for his first appearance. Satchel Paige was 46 in 1952.)Pitcher Starts
Tim Wakefield 383
Roger Clemens 382
Cy Young 297
Luis Tiant 238
Mel Parnell 232
Hernandez returns to the scene of one of his best career starts -- a one-hitter against the Red Sox at Fenway Park three years ago [April 11, 2007] -- on a big-time roll. The ace right-hander has surrendered five earned runs in his past 53 innings, striking out 51 over that span. His two-seam fastball has been his bread-and-butter pitch, and rookie catcher Rob Johnson has not been shy about calling for it.***
Canadian-born Jason Bay became an American citizen on Thursday (photos):
My wife is American and both my girls are American as well. This is where I spend most of my time [Bay lives in Seattle]. Although it is a big deal, it doesn't mean I cease being Canadian. I'll always be Canadian.Bay had a horrible road trip, going 6-for-36 (.167/.189/.250); in his first game at Washington, Bay went 4-for-6, so in his last seven games, he is 2-for-30, with one walk. On Wednesday he became the fifth Red Sox player to strike out five times in one game.
I'm completely getting myself out now. Timing-wise, I'm kind of in between - I can't hit the fastball, can't hit the breaking ball. It's just one of those situations where everything that could go wrong is going wrong.Daisuke Matsuzaka is on his way to Florida to begin a conditioning and shoulder-strengthening program. ... The Globe has an interesting article on Nick Green, anger and stress management. ... Thursday's Astros-Padres game in San Diego was delayed 52 minutes because of bees.


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Since the financial crisis, advisors have had to defend their businesses from wary consumers, overzealous legislators and sometimes even other advisors whose unscrupulous actions would cast good advisors in the same shadow as bad advisors.
There are those in the industry, though, that are working to build an industry that allows financial professionals to conduct business efficiently and protect consumers' interests.
The people mentioned here are making an impact by working for an industry where neither the advisor nor the client suffers in the relationship; where advisors can provide the services their clients need and clients know their advisors are working for them.
At SIFMA, Chet Helck is looking closely at the way the industry is perceived by investors. "My most important goal for this year is to take on the issue of public trust and confidence," he told Investment Advisor. "Trust and confidence in our institutions, in our markets, in our products and in our leadership has reached down to a level where it's critical that we address it in order to restore that trust."
That trust has implications beyond advisors and their businesses, too. "The markets can't function in a healthy manner, the economy won't regain momentum, employment won't reach its target levels, and we won't see economic growth until we have confidence in the future," Helck said.
When reminded that this is the seventh year that he's been named to the IA 25, Dale Brown was quick to give kudos to his entire team, noting that the Financial Services Institute's success doesn't hinge on his abilities alone. FSI's staff, Brown told Investment Advisor, "sets priorities and makes sure those priorities are relevant to our members."
Brown said one of FSI's top goals this year is bringing more advisor members on board and "getting them personally involved in our advocacy mission."
FSI is "working on the right issues; it's challenging, but we're getting results," he said.
Eleanor Blayney took up the role of the CFP Board's consumer advocate at the beginning of 2009, after several months of discussions with CFP Board CEO Kevin Keller developing the position before the "true meltdown" took place.
"It was almost coincidence that the position that we thought about in the middle of 2008 was more needed than ever," she told Investment Advisor. "We both acknowledged that Americans needed to understand more about the financial planning process and needed to understand more about the CFP designation and exactly what went into it."
In her five years at the CFP Board, Blayney has spent her time trying to reach out to consumers. "Many times, what's needed is to make all of the complexity of personal finance more accessible, give it a human dimension," she said.
As the 2013 chairman of the Financial Services Institute and president and CEO of Advisor Group, Larry Roth has a unique vantage point from which to view the industry. Of FSI, he told Investment Advisor "most of the big firms are now represented, as are mid-size firms and those that are privately held."
The organization's CEO and President Dale Brown does it, Roth explained, by having every member of the board sit on an operating committee, which makes sense: If you want to continually move things forward, be sure to leverage the leadership of people who run businesses on a daily basis.
Prior to being appointed the new SEC Chairwoman, Mary Jo White spent 10 years as a U.S. attorney in the Southern District of New York and became well-known for her prosecutions of organized crime figures and suspected terrorists. Now she's pursuing a fiduciary standard for advice givers.
One of her "focus" areas while chairwoman, White said during her confirmation hearing in March, will be regulating the conduct of broker-dealers and investment advisors when giving retail investment advice.
She said at the hearing that she would "absolutely" make a priority of reviewing the public feedback the agency has been getting since March 1 regarding costs and benefits of a fiduciary rulemaking and that that finishing rulemaking mandates under the Dodd-Frank and JOBS Acts "in as timely and smart a way as possible" will be her top priority at the agency.
Despite taking a drubbing from the industry over her insistence on issuing a rule to amend the definition of fiduciary under the Employee Retirement Income Security Act, Phyllis Borzi remains steadfast in her conviction to do so.
After pulling the original draft of the fiduciary rule last year, Borzi and her team at the Department of Labor's Employee Benefits Security Administration are planning to release a re-draft of that rule in July.
In an email exchange with Investment Advisor in mid-April, Borzi said that while EBSA's regulatory agenda states the rule proposal's release will come then, "we're going to take the time we need to get this right."
It's no secret that investment advisors are opposed to the Financial Industry Regulatory Authority becoming the self-regulatory organization that steps in to examine them—and, at least for the near term, it looks as though their wish has been granted.
As Richard Ketchum, FINRA's CEO, said in a recent email exchange with Investment Advisor, "given the lack of consensus on the Hill" regarding an SRO for advisors, FINRA "is not pursuing legislation in either the House or Senate at this time."
However, Ketchum told IA that FINRA "continues to believe that the current levels of investment advisor oversight and examinations are unacceptable and a risk to investors, and that this significant gap in investor protection needs to be addressed." It's undeniable, he said in his email, "that proper and timely oversight of investment advisors needs to be put in place sooner rather than later."
According to William Galvin, Secretary of the Commonwealth of Massachusetts and its securities regulator, the state has been able to do what the SEC hasn't in examining advisors.
Since last June, when advisors with assets of between $25 million and $100 million under management were required to switch from federal to state jurisdiction, Massachusetts has already examined 40% of the new firms under its purview, Galvin said, and has already "gotten a better feel for the nature of their businesses."
Indeed, with a total of 929 advisors under its belt, Galvin said Massachusetts has "repositioned" exam personnel to be more efficient and to help create economies of scale when it comes to examining advisors.


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Dolores wrestlers were lucky enough this year to wrestle in league championships on their home mat, as Dolores hosted the league championships last week.
The Bulldogs claimed eight league champions to easily with the tournament with 158.5 points. Nucla was second with 81 and host Dolores placed third at 65. Ignacio and Norwood were fourth and fifth with 58 and 49 points, respectively.
Dolores had two league champions. Wyatt Wade took care of business at 145 pounds. He went 2-0 with each win by technical fall, as he defeated Dove Creek's Tommy Fury and Nucla's Danny Harris. Wade is ranked No. 2 by coloradopreps.com.
Ethan Upton was a pleasant surprise for the hometown Bears. The former 182-pounder cut weight to 170 and wrestled two hard fought matches that went the distance.
After 10 minutes of wrestling on the day, Upton's final period against Dove Creek's Wyatt Applin was two minutes for the ages.
Upton led Applin 7-4 after an exhausting two rounds, as each wrestler greatly gasped for air.
In the end, it came down to who was the better conditioned athlete. Even after losing more than 10 pounds, it was Upton that had more left in the tank.
With each side of fans frantically cheering on the grapplers, Upton controlled Applin on the mat for the final two minutes to hang on for a tough 7-4 win by decision.
"That kid's (Applin) really tough. I've been watching him all year. He's just one of them farmer-built kids," said Upton, who also won a 7-4 decision over Norwood's Kolby Starks in the first match. "I've just been cutting, cutting weight and trying to get down to 170s. I tried match control and tried to get as many takedowns as I can."
Upton won his first SJBL title and his season record is now 18-4. The junior is confident heading into regionals in Grand Junction.
"My confidence is way up right now," Upton said. "I haven't won a league championship yet. Last year, I took third and going into regionals, I feel pretty good. My biggest goal is to go undefeated the rest of the season and try to get that state championship."
Luke Murefield and Kacee Davis placed second for Dolores at 132 and 160.
"I though the guys wrestled really well," said first-year Dolores coach Leo Garand. "We wrestled technically very sound. Wyatt took care of business and Ethan coming back from tonsillitis, to come out and do what he did, I thought was very impressive."
The Bears only had six guys suit up, but Garand expects injured wrestlers Wyatt Mattausch (132) and Levi Noyes (120) to be back for regionals. Murefield will drop back to 126.
"It's just keeping them focused," Garand said. "It's staying focused and doing those things that we're doing that fuels the success that we're seeing."
Before regionals, Dolores wrestled last Saturday at the Nucla tournament and took third as a team.
The host Mustangs were first and 4A Delta was second.
Wade, Valdez and Upton all won titles at 145, 152 and 170 with 2-0 records apiece.
Wallace was third at 138 with a 2-1 mark and Murefield came in fourth at 132s.
"I think it was a nice way to finish. We've been wrestling tough the last week," Garand said. "Their hard work is paying off. They're wrestling at the top of their game going into regionals."
The Bears will gear up for the 2A western regionals today and Saturday at Grand Junction High School.
"We've got three, possibly five guys that look like they can go on," said Garand about wrestlers advancing to next week's state tourney. "Wyatt Mattausch is coming back from injury. A couple guys are wrestling real well that can surprise some folks."


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Gangster Chronicles Music/ StarlightStudios Presents: The Untouchables [Trailer #2][User Submitted]
After a new regime took over Capital City, the crime rate rose and the poor were left stranded to only rely on The Untouchables for justice. Political corruption and police brutality are at an all time high and a group of local gangs were organized by V.E.R.M.I.N. an evil underworld conglomerate that works hand in hand with the corrupt powers that be. They step on the throats of the good people of Capital City for their own personal gain. Capital City became a police state where the people struggled to survive. From a project called Glass Manor rose a crew with the strength to stand up and fight to win back the voice of the people. Ishmael, 30, Mr. Dink, Half Dog , & Miss Xela fight together as one to become Untouchable.
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Listings in Church of Jesus Christ of Latter Day Saints (LDS), Fine Dining, Barber Shop, Automotive, Seventh-Day Adventist and Attractions
Landry's Seafood
in Steak, Seafood/Fish, Gluten-Free, Fine Dining
Landry's Seafood has brought the great taste of the Gulf Coast to one of the nation's premier entertainment destinations.
2900 W 76 Country Blvd
Branson 65616
Level 2 Steakhouse
in Steak, Seafood/Fish, Fine Dining, American
Located at the Hilton Branson Convention Center Hotel. Level 2 Steakhouse is the prime location in Branson for outstanding steaks.
200 East Main Street
Branson 65616
Fat Donny's Barber Shop
in Barber Shop
Fat Donny's Barber shop, an old school barber shop with a new school feel.
206 E Long Street
Branson 65616
Dobyn's Dining Room
in Fine Dining
"Dobyn's Dining Room" at College of the Ozarks brings you fine dining in Branson with a difference...every aspect of your dining experience involves students!
1 Opportunity Avenue
Point Lookout 65726
Devil's Pool Restaurant
in Fine Dining, Barbecue, American
"Devil's Pool Restaurant," located at one of the Branson area's most beautiful resorts, Big Cedar Lodge, combines casual dining with rustic elegance and southern, homestyle fare.
612 Devil's Pool Road
Ridgedale 65739
Church of Jesus Christ of latter Day Saints - Branson West
in Church of Jesus Christ of Latter Day Saints (LDS)
9113 E St Hwy 76
Branson West 65737
Main Street Lake Cruises
in Attractions
9 S Boardwalk
Branson 65616
Scotty's Trout Dock
in Attractions
400 Boxcar Willie Dr
Branson 65616
Branson Centennial Museum
in Attractions
120 S Commercial Street
Branson 65616
Church of Jesus Christ of Latter Day Saints
in Church of Jesus Christ of Latter Day Saints (LDS)
224 Church Rd
Branson 65616


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Acquiring Jason Vargas, Keeping (and Playing?!) Peter Bourjos and Other Things that Make this Blogger Giddy Happy
Stop me if you've heard this one before. So, these two Dirt Bags walk out to the mound and…and…well, suddenly I'm a much happier Angels fan, that's what. No, no punch line. Just that. See, early yesterday I started writing a post that was quite ranty (about the need for another starting pitcher, a good one this time) and involved a great deal of begging and pleading (please, please don't trade either Mark Trumbo or Peter Bourjos to accomplish this). I don't like writing begging, pleading rants at all and I liked both the state of the starting rotation and the, seemingly likely, prospect of trading Bourjos and/or Trumbo with or without additional prospects in order to correct the situation even less.
But instead, thanks to Santas Jerry Dipoto and Arte Moreno, I get to write about the Angels trading Kendrys Morales to the Mariners for Jason Vargas instead (another Long Beach State baseball team alum, joining fellow Dirt Bag Jered Weaver in the rotation). What's not to like about that? Yes, the Angels and, indeed, this Angels fan will absolutely miss Kendrys in the lineup and I even think that he will improve a bit more this season as he moves further and further away from his last surgery. However, I think that with the addition of Josh Hamilton, we will miss Kendrys a lot less than we would miss the more versatile Trumbo. In addition to slugging, Trumbo can cover both corner outfield positions, first base and – yes I'm going to say it, quiet you – if he actually gets practice time during Spring Training this season there is even the possibility of him covering third. Hey, it could happen.
And — and this is a huge and in my book, more of an AND, really – Trumbo can now spend most of his time in the now vacated designated hitter's position allowing for a regular outfield featuring Mike Trout and Hamilton in the corners and Bourjos playing an even better centerfield than Trout. Yes, you read that correctly, an even better centerfield than Trout – Bourjos is alternately just as fast and faster depending on the task in question, tends to run better routes and has a stronger arm. And watching Trout and Bourjos dominate the outfield together on the rare occasions I've gotten to see it is one of my current favorite delights in baseball…adding Hamilton to that mix? Every day or very nearly so? Um, yeah, I'll be in my bunk.
But Bourjos can't hit, whine the naysayers. Correct, he can't hit…when he's only getting one or two innings of playing time a week as he was in 2012 or during his first half season in the majors. When Bourjos has a full season of regular playing time however, well we only have a one season sample size for this but, while he started out slow to be sure in 2011, Bourjos hit .271 with a .765 OPS (a decidedly speed enhanced figure, and yay for that) and 12 homeruns for the season. I for one would really like to see what the kid can do with another full season of regular playing time and it sure sounds like Dipoto and Mike Scioscia would like to see that as well. Yo ho, yo ho, it's a lightning fast Angels lineup for me!
Um, hey, blogger lady? Sorry to interrupt and all but so far you've talked about every single aspect of this Vargas trade except Vargas himself. Yeah, yeah, yeah. Patience. There was a reason for that. In my opinion this deal is every bit as important to the Angels for it allowed the team to do in terms of bolstering defense while maintaining offense as for what it did for the starting rotation. However, when it comes to the starting rotation, the Angels just moved from having an Ace, a positive and three question marks to having an Ace, two positives and Scioscia's choice of the two most promising question marks out of the three. Is it perfect? No. But it is a lot better. And, with this outfield and this offense, on paper at least it all looks pretty darned good. The same can also be said of Vargas himself. Yes, that 4.35 career ERA looks a little scary. But I think this is a case where the numbers don't really reflect the reality of Vargas's pitching. Vargas has pitched better than that 4.35 ERA for three of his four seasons – the most recent three – with Seattle. And last season he was good for 14 wins…with Seattle's outfield and Seattle's offense. Wait'll he gets a load of ours!


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With more than 40,000 finds to date, the Messel Pit is one of the world's most productive fossil sites, documenting dramatic changes to the biosphere during past geological periods. It reveals the wonders of evolution around 47 million years ago and was designated Germany's first UNESCO World Natural Heritage site in 1995.
It may be hard to believe now, but back in the mists of time the area around Darmstadt consisted of a volcanic lake surrounded by a tropical forest. The result is that Messel Pit offers a particularly bio-diverse window into life in the Eocene period. The oil shale hides a wealth of excellently preserved fossils whose diversity and quality is simply unparalleled. These include more than 100 plant species, 8 fish, 31 reptile, 5 amphibian, more than 50 bird and more than 30 invertebrate species. Exhibits of particular interest are the various mammals, especially the remains of prehistoric horses such as the Eurohippus, which would have fit comfortably in a shopping bag. So far, more than 30 complete skeletons have been recovered. Preserved stomach contents and soft tissue samples even provide information about diet and lifestyle. The pit can be visited as part of regular group tours. A visitor and information centre on the edge of the pit opened in August 2010. Its design is based on the oil shale stratification. There is also a viewing platform offering views of the pit site for visitors who do not wish to take part in a guided tour. In addition, there are numerous information panels should you wish to explore the pit individually. The insights gained from a tour of the site can be explored in greater depth at the fossil and local history museum in the nearby town of Messel, at the Hessian State Museum in Darmstadt and at Senckenberg Natural History Museum in Frankfurt am Main.
Opening times
Visitor centre: open daily from 10am to approx. 5pm
Guided tours
Guided tours of the exhibition at the visitor centre: Monday to Friday at 11.30am, Monday to Thursday at 3.30pm and Friday at 1.30pm
Guided tours of the open pit: daily, booking is recommended
Further information:
Messel Pit Fossil Site is part of the '' UNESCO route. Other stops on the route are:
UNESCO World Heritage sites:
Other towns and cities worth seeing:
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*Note: topping can be made days ahead and baked whenever.
View the complete recipe
Chef John, this looks delicious!
If I made the topping ahead of time and kept it in the fridge, would that still work?
Looks great, and love the idea of doing it as a sandwich! Made me think maybe of using a ramekin topped with a piece of pie crust to make it a Chicken Cordon Bleu-Pie. See Chef, you inspire us!
my husband is trying this tonight. Looks great so far! Really can't go wrong, right? Love your site, and I tell all my friends!
Brilliant! What's not to love?
Hmmm, looks and sounds amazing. And Gruyere is my favorite cheese too besides S'brinz. Lovely. Yet another reason why you are my absolute favorite Chef ever. I will have to try this sometime very soon.
Quick question of interest because I noticed every time you said it. Is the 'bleu' part generally pronounced as 'blue' in the US or is that a personal quirk of yours?
Thanks for dinner Chef John, It came out awesome!
uh huh... yummy meaty filling on bread. I love any type of sandwich and this one simply looks divine. Not even difficult to make!
That's how we say it!
Yes, you can make ahead!
At the end of the list it says 1/2 cup diced ham. Is that in addition to the 1/2 cup diced smoked ham?
no, typo! fixed!
Chef John, you rule... doing your ultimate roast chicken (again) in our new Weber kettle this Saturday for friends... reckon I already know what's for Sunday lunch after watching this! Also, every time you grate fresh nutmeg into a recipe, I die a little more inside. Can't find whole nutmeg anywhere in Australia for love or money :(
that looks delicious
Joey - you buy SFQ sauce online from Chef John, right? So have you searched for an online source?
Or use Google like I did, "whole nutmeg Australia" .. that gave me over 2 million hits.
This looks delicious!
Is there a substitute for ham? Or can i just completely remove it?
This looks delicious!
Is there a substitute for ham?
Would the preparation method change if i remove the ham?
Is there a substitute for ham?
would the preparation method change if i remove the ham?
I love this idea but a major part of the appeal of chicken cordon blue is the crunchy exterior. I think this needs to be an "inside-out" grilled cheese sandwich instead. Thanks for the inspiration CH!
Looks good. We cooked the Swiss meatballs last week. They were great!!
Just made the bleu sandeu with pancetta. Going back to the store for more supplies to finish the whole loaf this way.
nice ^^
Wow. I don't make chicken cordon blu all that often because it is a pain to do all the steps... I was at the point where I was going to just do a chirashi sushi/7 layer dip approach and just layer ingredients into a casserole. Your sandwiches look awesome!
I tweeted this already, but to elaborate, I made a turkey version of this using my early Christmas turkey leftovers, and it was fantastic! I had to use cheddar instead of gruyere/swiss because certain family members are swiss averse, so I also omitted the nutmeg. Now I'm regretting sending the rest of my leftovers home with my mom!
Hi Chef,
Made this Sunday and it came out great. These reheated quite nicely as well. I reheated two of them Tuesday night in a 350° F oven for 20 min. in a glass baking dish covered with foil (next time I would probably go for 25 min.), and let them rest for 5 min. The bread re-crisped on the outside and the topping was warmed through.
Thanks for another great recipe!
Hi Chef John. if say your in a situation where Greyere Cheese isn't really an option, will this work with any other cheese?
Hi Chef John.
I was watching this recipe and wondering, if you're in a situation where gruyere cheese isn't really an option, will this work with any other cheese? Thank you.
Any sharp. melty cheese will work!
Hi Chef John, This recipe made me look sooooo good and was really easy. And as always,super tasty!
dear Chef, i tried to make it, the only problem for me is that i put in the oven for 20 minutes, and the butter side is over cooked, it is all black....i am so sad.....
Thin pan? Too hot oven? Too thin slice of bread? Sorry, but not sure! Haven't had any complaints yet. Also, with something like this, you have to check near the end to be sure.
Hi Chef John.. ooooh.. can't wait to make this in the morning.. and have it ready for my daughter who will drop in between classes. I see the ingredients list but no written instructions. Is this correct?
Correct! Enjoy!
Hi Chef John.. I'm thinking panko for the breadcrumbs.. what do you think?? Made the meatloaf.. yummm! and the banana bread.. Triple EeYummm!! thank-you for sharing your talent with us amateurs. You give me hope in the kitchen. I used to do everything by America's Test Kitchen but I'm two-timing with you because I love how you make everything so simple. Bless you.
Chef John, what can i substitute to dill pickle if it's not available?..
Hi Chef John! Could you write the quantities in grams in the future? Us fans in Europe are having trouble converting cups of ham... You are simply the best and funniest chef (After my dad, that is. Sorry!)
I just made this, and it turned out fantastic! The smokiness of the ham adds a nice touch. Oh, and the cayenne of course. I really enjoy watching your videos, and though this was my first attempt at recreating one of your recipes, I will definitely try out more. Thank you Chef John!
i love listening your youtube recipes , you are the best


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The Old and New Hermitage Palace in Bayreuth represent a remarkable synthesis of architecture and scenic parkland from the 18th century. The gardens were designed by Margravine Wilhelmine from 1735 onwards and later landscaped in the Romantic style.
At the Old and New Hermitage Palace in Bayreuth there is a variety of buildings to discover from down the centuries as well as an enchanting park created by Margravine Wilhelmine herself. On a stroll around the grounds, you can admire the fountains, water features, sun temple and the mock ruined theatre, and explore the mysterious grottos. The Old Palace, built for Margrave Georg Wilhelm in 1715, has a music room, an exquisite Japanese room and an equally lavish Chinese mirrored room where Wilhelmine wrote her memoirs. The crowning glory of the ensemble is the New Hermitage Palace built between 1749 and 1753. Its crescent-shaped design with beautiful arcaded walkways exemplifies the rococo style. At the centre of the two wings is the temple of the sun with Apollo gracing the roof. In the mid-1740s Wilhelmine also had a theatre built in the style of a classical ruin, and she is considered the founder of this remarkable architectural style. Regular summer performances were reintroduced in 1982. On a visit to Bayreuth, the venue of the Wagner Festival, be sure not to miss the magnificent Margravial Opera House. It was inaugurated in 1748 for the wedding of Princess Friederike and Duke Carl II Eugen von Württemberg. Another place of interest is Fantaisie Palace – the summer residence of Wilhelmine's daughter, Duchess Elisabeth Friederike Sophie von Württemberg, who inherited this landscape garden idyll in 1763.
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