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Type02 Shoe Rack
- Taxes included
- Free delivery Free deliveryEnjoy free professional delivery – right to your doorstep. Your shelf will arrive in labelled flat pack boxes for quick, easy assembly. We ship to all EU countries, including Switzerland and Norway.
- 100 days to fall in love 100 days to fall in loveIf for any reason you're not happy with your shelf, we'll pick it back up for free within 100 days and give you a full refund. No questions asked.
The Type02 Shoe Rack
The shoe definitely fits
Let your shoe collection find its feet. This sleek and scalable rack can store as many or as few shoes as you want. Enjoy hassle-free shopping, bold new colours, and easy assembly.
A strong style statementInnovative materials. New-look wrapped edges. But what you'll notice first about the Type 02 is the vibrant colour. Every shelf features a fresh, modern hue that is guaranteed to make a statement in any space.
Easy assembly
Product details
Shelf parameters
109 cm
Compartment max load
63 cm
Shelf max load
32 cm
- Weighted to self-close
- Extruded aluminum handles
- Extendable runners for deep access
- Weighted to self-close
- Extruded aluminum handles
Shelf Feet
- Adjustable to sit on uneven floors
What's Included
- A plain-language instruction manual
- Padded tool for shelf disassembly
- Wall fasteners and universal screws for safety
Click it together. Quick and easy.
Save valuable time and energy with our colour-coded, click-together assembly system. Just unpack the numbered boxes in order, follow the easy instructions and you'll have your shelf up in minutes.
We recommend that shelves higher than 60cm and wider than 150cm are fastened to a wall. We also recommend fastening all shelves with a 24 cm depth. You'll find the necessary hardware and wall plugs suitable for any wall inside your package so you can safely attach your shelf to make it extra stable and prevent tipping.
- Pre-mounted hinge hardware
- Click together to connect
- Pre-mounted slider hardware
- Parts easily click together
- Slide in the shelf to complete
- Max load bearing: 30kg
Material and quality
Our certified particle board is 18 mm thick for durability and sturdiness. It won't sag, even after years of use. It features wrapped edges with a sleek concealing band to create a smooth, unnoticeable edge and a flawless, full-colour finish.
Caring for your Shelf
Free Returns
If for any reason you're not happy with your shelf, we'll pick it back up for free within 100 days for a full refund. No questions asked.
Free delivery
We professionally deliver your Tylko shelf for free – right to your doorstep. It will arrive in labelled flat pack boxes for quick, easy assembly.
We ship to the following countries: Austria, Belgium, Bulgaria, Croatia, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, The Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland, and the United Kingdom.
If for any reason you're not happy with your shelf, we'll pick it back up for free within 100 days for a full refund. No questions asked.
The Tylko guarantee
All of our furniture is made from high-quality materials that can withstand tough everyday use. We provide a two-year guarantee against failure and manufacturing flaws. For more details and conditions please read our Terms of Service
We accept most major credit cards (Mastercard, Visa) and payments through PayPal.
Additional payment options differ depending on the country. All transactions are processed securely via our payment provider Adyen.
For more information regarding payment please read our FAQs
you comfortable
to fall in love
happy customers
personal service
Customer Reviews
Love at first sight!
The whole experience was impressive, lots of ways of customisation and great communication throughout the process. I wasn't sure if the colour would be right, as I was looking for a rather black accent to my apartment. However, the colour looks very modern and the dark blue shade is only noticeable in a very strong light and even adds to its charm. All my friends love it and everyone asks where I bought it. I can honestly say that this sideboard just looks amazing and has become the real heart of my small living area. Not to mention the great quality and easiness of assembly. I would recommend Tylko to anyone who needs custom made furniture.
A real showstopper!
The perfect console for a living room - I use it to store my records/player, plus a bunch of books and favourite things I like to keep at hand. My apartment is rather small, with a combined living-kitchen area, so the sideboard is really in the centre of it all. The assembly took less than an hour and the manual was super easy to follow. Loved the click-in legs!
Absolutely delighted!
Excellent quality product and extremely straightforward to put together. Absolutely delighted with all aspects of our purchase and would definitely recommend to others.
Every bibliophile's dream
I've been dreaming of a huge bookcase for years, and when I discovered Tylko, I knew the time had come to make that dream come true :-) I'm absolutely in love with it. The delivery was easy, the assembly system is ingenious and the final result still makes me wanna grab my chair and just simply look at it for a while.
6 Waltham Lane
Easy to use design process making it completely unique to you. Assembly was easy and idiot proof, with the materials and fixings being top quality. I have recommended to 2 friends already and would definitely buy a Tylko unit again.
So in love with our new shelf. We totally love the quality and especially the practical drawers.
Great timeless design, very good quality. Was very easy to put together. Can totally recommend this shelf!
Very happy
Great quality, straightforward assembly and the customer service was very helpful.
Great product and service
Love our new bookcase! Great quality, easy to build, clear instructions. Really happy with customer service, friendly helpful team! Delivery went smoothly, there were no delays and even the delivery driver was nice and helpful. Great after sales experience as well, 5 stars + customer care. Excellent overall service! Highly recommend and will definitely use again!
We LOVE our tylko. It took us forever to decide on the final set up and also which wood to use. But after receiving the wood samples we went for ash and we couldn't be happier. The shelf was also put up by the tylko team in under 45 minutes, which was an amazing service to have and definitely worth the extra money if you have such a high and wide shelf as we opted for. We would definitely recommend tylko to friends and family as we are extremely happy with our self and have nothing to complain about :)
Just what we needed, perfect!
After searching some time for a wall storage we liked, we found Tylko..... and it was exactly what we needed. They did what they promised, delivery, quality and everything fitted perfectly. See the picture, I mounted a Philips Hue light strip as well for the ultimate experience!
Fantastic stylish shelves & great service!
Stylish, quality design options! Easy to use App ensured mm perfect fit - delivery was on time as stated. Assembly was simple with the bespoke instructions! Fantastic finished product which we would definitely order again - thank you!
High quality product and great service - well done !
a very clever and well thought through innovation for bespoke shelving.. from time of order, to updates until delivery the whole process has been well thought through and professional. before finding Tylko we had requested several carpenters for quotations for installation of a fitted bookshelf but either we received no quote or it was for mdf without coating which we would have to arrange ourselves as well as provide a design template.. not what we wanted. Tylko not only offered us the chance for a bookshelf with exact measurements to our requirement but it also looks excellent and of high quality.. Tylko is not cheap but am pleased to say they have delivered in our opinion value for money and we will most certainly consider to order again or perhaps even invest in this exciting company should the opportunity come. Nb, it is worth noting we had installed our bookcase in an enclosed space which did not allow us to lie flat during build, we overcame this by building to a height (8th level) where we had floor space, then errecting and pushing into situ with final 2 levels completed on the vertical.. it proved not to be a big issue and we managed with a fit MM perfect.
Frequently asked questions
What's the difference between the Type01 and Type02 shelves?
The Type01 and Type02 are both based on the same iconic Tylko shelf design and feature the same customisation options. Both are delivered in flat packs, and utlilise our easy click-in assembly system. The key difference between the two product families lies in the general design approach and the materials used. The Type01 is our original design, focusing on natural materials and classic style that will stand the test of time, while the Type02 line is a more adventurous approach, with the shelves available in a range of trendy colours with fully-wrapped edges for a bold and sleek look.Check out our comparison page
How will I know if a shelf colour will suit my home?
We offer sample kits that let you experience our great colours and finishes – perfect if you're having a hard time deciding! You can order three different sample kits at the bottom of this page. We can also provide the RAL/NCS codes for all of our colours.
Is a Tylko shelf safe to use in a child's room?
Absolutely. We use emission-free, non-toxic particle board, as well as rounded handles. Our soft-close doors and drawers ensure no fingers get caught. The included wall mounts offer extra stability and safety.
How does the 100-day free return work?
Try your shelf for 100 days. If for any reason you're not happy with it, we'll pick it back up for free and give you a full refund. No questions asked.
Why do you offer only three row sizes?
Our three row heights are influenced by the common everyday objects of our customers – things like photo frames, vinyl records, oversized coffee table books and shoeboxes. The three heights (18 cm, 28 cm, 38 cm) have been carefully designed so that no matter how much you adjust or adapt them, they won't sway or sag under weight.


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Ghosts and goblins may be scary, but the thought of Halloween injuries to trick-or-treaters is even more frightening.
Just like trick-or-treating children, Halloween's hidden dangers also come in disguise. The major dangers don't come from witches or spirits but rather from falls and pedestrian/car crashes.
According to a recent study that looked at holiday-related pediatric emergency room visits between 1997 and 2006, Halloween is among the top three holidays producing the most ER visits. The single most common Halloween injury was finger/hand injuries, with the majority of those being cuts and broken bones.
That's the bad news. The good news is most Halloween accidents are easily preventable. With a little thought and preparation, you can make Halloween safety as easy as pie ... pumpkin pie, that is.
So, without further ado, here are five tips to keep your little monsters safe and healthy this year while ensuring everybody still has some frightful fun ...
No. 5: Make sure your own house is in order
Things can get more than a little hectic for parents as Halloween approaches. There are costumes to be bought or made, pumpkins to be procured and carved, candy to be purchased and so much more to be done.
Amid all the worrying about your own children, it can be too easy to forget about all the other kids who will be traipsing through your yard.
The American Academy of Pediatrics suggests clearing the porch and front yard of anything a child could trip over, such as garden hoses, toys, bikes and lawn decorations. Also, make sure all walking areas are well lit and that jack-o'-lanterns are placed away from stairways and landings.
It's equally important to check any decoration lights for safety and be sure not to overload extension cords. Of all the hair-raising experiences you could wish for on Halloween, fighting an electrical fire is not one of them.
Lastly, if you have pets, make sure they are restrained on Halloween so they do not inadvertently jump on or bite a trick-or-treater.
No. 4: Be extra careful when driving
Halloween safety isn't just for the trick-or-treaters, it's also important for motorists.
Whether you're chauffeuring your kids on a candy quest or just driving home from work, the main thing to remember is to drive slowly through neighborhoods
.Be especially careful when exiting driveways and alleyways and always be on the lookout for kids darting out from between cars. According to the National Safety Council, most young pedestrian deaths happen at spots other than intersections.
If you're driving costumed kids around, make sure they exit the vehicle on the curb side, not on the side facing traffic. Similarly, avoid passing or going around stopped vehicles yourself, as they may be dropping off kids too.
And perhaps the most important tip: Park your mobile devices. Being safe on the roads for Halloween can be tough enough without calling, texting or surfing while driving.
No. 3: Supervise younger kids
Many Halloween-related injuries can be prevented if parents closely supervise school-aged children during trick-or-treat activities.
You should make sure to bring along at least one flashlight for yourself. If your kids balk at carrying their own flashlight, wearable glow lights are a cool, fashionable option they're more likely to embrace.
As you go door-to-door, be sure to stick close by your kids. Halloween can be an excitable night for even the safest kid, so make sure they know to not dart between cars and to always cross at intersections.
However, if you want to make Halloween even safer, remove traffic and the street from the equation. Consider taking your kids to a local mall or community center for an indoor event or throw your own neighborhood party, complete with decorations, games, a costume contest and, of course, plenty of candy.
They'll be so happy -- not to mention hopped up on sugar -- that they won't even miss going door-to-door.
No. 2: Pick a safe costume
While kids' costumes ideally should be made of a light-colored material, whatever the color, the U.S. Consumer Product Safety Commission recommends adding some reflective tape for an extra measure of safety.
The CPSC also suggests all costumes and accessories such as masks, beards and wigs be flame resistant. And if you are making costumes at home this year, choose inherently flame-resistant fabrics, like nylon and polyester.
To further limit fire danger from candles and jack-o'-lanterns, avoid costumes made with flimsy materials and outfits with big, baggy sleeves or billowing skirts.
When trick-or-treaters are going out at night, the worst thing is a mask that restricts their vision, the CPSC says. Parents should consider widening the eye holes on masks or use face paint instead.
Lastly, when it comes to swords, knives and similar costume accessories chose ones that are flexible and made of a soft material, not rigid or sharp.
No. 1: Prepare your kids before heading out
Remember that there is safety in numbers. If you have older kids who are going door-to-door without you on Halloween, be sure they travel in small groups, only knock at well-lit houses and never go inside houses unless a trusted adult is along.
Given that texting has practically replaced talking as teens' chosen form of communication, you shouldn't have any trouble convincing them to stash their cell phones in their costume -- Hey, vampires and zombies need to stay connected too, right? -- in case of an emergency.
It's next to impossible to stop kids from snacking from their treat bags on Halloween, but ideally you want to check their candy before they start eating it. So try to eat dinner early or give them a snack before heading out.
Finally, establish a curfew for older children and stick to it.
And when everybody gets home safe and sound, don't forget to take your cut of the candy stash. You've earned it.

subset: commoncrawl


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Move It! Move it! Madagascar - Escape 2 Africa is available on DVD and Blu-ray starting Friday, February 6th. We didn't get a chance to see it in theaters so we're excited to watch Alex the Lion, Gloria the Hippo, Marty the Zebra and Melman the Giraffe on their new adventure. Check out the Madagascar: Escape 2 Africa Website for fun, games and more information.
Two (2) Brimful Curiosities readers will win a Madagascar: Escape 2 Africa Coloring & Activity Book.
To enter, check out Madagascar - Escape 2 Africa and leave a comment here telling me another children's DVD you'd love to own.
• For contact purposes, if you are a non-blogger or your email is not accessible in your blog profile, please leave a valid email address within the comment section.Four ways to gain extra entries (Maximum total entries is 5):
• Contest is open to US only
• Contest ends on Monday, February 16th, 2008 at 11:59 PM CST.
• Winner will be chosen at random
1st extra entry: Follow Me! or subscribe by email or RSS reader
2nd extra entry: Blog about this contest then post your link in the comment section.
3rd extra entry: Follow me on twitter (iambrimful) and tweet about the contest.
4th extra entry: Fav my blog on technorati


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If it needs to be said, chances are Peter Schiff is going to say it.
The outspoken head of Euro Pacific Capital is at it again, noting that a currency war is unlike a conventional war in that "the objective is to kill yourself."
Which is a problem, since one is currently being waged, he says. Schiff told The Breakout on Tuesday that although he thinks the United States is in position to win this particular conflict "in a big way," it's a pyrrhic victory due to the self-inflicted damage it would cause.
The website notes the reason countries are debasing their currencies is because it inflates corporate profits and makes it cheaper to pay back debts.
"The U.S., having borrowed trillions, prefers to pay those debts back using less valuable (debased) money," it adds. "The lenders don't like it, but for the borrowers, a currency falling in value is like newfound money. At least for a while."
As the old adage goes, there is no free lunch. The price the U.S. pays for this currency debasement is that it amounts to a transfer of wealth from loaners to borrowers not just on an international level but also locally, The Breakout notes. Even minuscule inflation is losing out to many government securities favored by ultraconservative, generally aging investors.
"If and when inflation kicks in the way Schiff and others predict, the problem gets even worse," the site says. "Suddenly retirees will have almost no buying power, those who borrowed recklessly get rewarded, and the economic world as we currently know it becomes a much more complicated and unpleasant place."
Other countries are also now debasing their currency, but Schiff says they won't be able to compete with the U.S. for long.
"We're going to win the war, which means Americans are going to lose," he said.
In a blow to Revolutionary War re-enactors, Schiff also told the site that America is becoming the "United States of Britain."
"If you look at what's happening in Britain right now, you have a glimpse of what's about to happen in the United States," Schiff noted by turning his ire to his old nemesis. "Britain is one of those countries that can print money, issue debt in its own currency, so according to guys like Paul Krugman, 'Hey, they got no problem.' The can stimulate and they've got no negative consequences. Well, the British economy contracted in the fourth quarter of 2012."
And it's probably going to contract again, he argues, adding that inflation is accelerating.
"It's at 2.7%, which is the official rate; the actual rate is probably higher. It's probably going to be above 3% soon, so Britain is moving into stagflation. Their central bank has said even though inflation is higher than they'd like it to be, they don't care. They're going to continue to stimulate the economy with cheap money."


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Many visitors to New York, financial advisors included, travel on a budget and can be hard put to find inexpensive hotel rooms. But not all visitors are on a budget.
Some visitors seek out hotel suites that pay close attention to detail, don't stint on opulence and promise to meet all their needs—a butler and chauffeur, Central Park views.
They are willing to pay handsomely for overnight stays in New York's most luxurious accommodations, according to a recent survey by New YorkHotels.org. The 10 most expensive hotel rooms in the city start in the five figures, and go up from there.
By way of comparison, CNN in June identified what it said were "America's most luxurious hotel suites." The two most expensive suites on CNN's list ranked No. 1 and No. 3 on the New York list, but only four others on CNN's list would have joined their expensive New York counterparts: those at The Greenbrier in White Sulphur Springs, W.V., at the Fairmount San Francisco Hotel, at the Palms Casino Resort in Las Vegas; and at the Hotel Bel-Air in Los Angeles.
NewYorkHotels.org said it developed its ranking, using the average rate at each hotel throughout the month of September as the basis of comparison.
Following are the 10 most expensive hotel suites in New York, along with their nightly rates. Happy lodging!
10. Trump SoHo
2-BR Penthouse: $10,000
Trump SoHo is located in lower Manhattan at the nexus of SoHo, Tribeca and the West Village. The penthouse suites offer loft-like layouts with custom-designed modernist furnishings by Fendi Casa. Views include the Hudson River, midtown Manhattan, the Empire State Building, downtown or the East River bridges.
9. The Ritz Carlton
Royal Suite: $14,000
The Royal Suite, which overlooks Central Park, features the ambiance of a private home, and offers easy access to the best of New York's culture, shopping and restaurants.
8. The Carlyle
Empire Suite: $15,000
The Art Deco-inspired Empire Suite, designed by interior designer Thierry Despont, features a spiral staircase, walls wrapped in cashmere, an office and a private art collection curated by the Metropolitan Museum of Art.
7. The New York Palace Hotel
Tower Royal Suite: $15,000
The Tower Royal Suite is furnished with French period furniture, and includes a master bedroom, his-and-hers dressing rooms, two guest chambers, a drawing room and a formal dining room that seats 12. The hotel is located on Madison Avenue behind St. Patrick's Cathedral and cater-corner to Saks Fifth Avenue.
6. The Mandarin Oriental
Presidential Suites: $18,000
Located on top of the Time Warner Center on Columbus Circle, the Mandarin Oriental's Presidential Suites offer views of both Central Park and the Hudson River as well as wide swaths of the Manhattan cityscape. The opulent décor reflects Asian touches.
5. The Pierre
The Tata Suite: $20,000
The Tata Suite is located on the hotel's 39th floor, providing views of Central Park. Decorated in neutrals and beiges with hints of India, the two-bedroom suite includes a dining room with a custom silver leaf table that seats eight and a pantry kitchen. For visitors requiring more space, the suite can be combined with other rooms and suites to provide up to six bedrooms and a private floor.
The Peninsula Suite: $24,000
The newly renovated hotel's Peninsula Suite caters to visitors with a taste for minimal, modern design. They also have at their disposal the Forbes Five Star-rated Peninsula Spa, located on the rooftop, and the rooftop bar Salon de Ning, both of which offer broad cityscape views.
3. The Plaza
Royal Plaza Suite: $30,000
Opulence inspired by the ambiance of Louis XV's royal court greets guests who step off their own personal elevator into the Royal Plaza Suite: an elaborate array of private and social rooms, a grand piano in the living room, a formal dining room that seats 12. The suite looks onto Fifth Avenue and the Pulitzer Fountain, located next to Central Park.
2. St. Regis
The Presidential Suite: $35,000
Boldface names of the past have stayed in the Presidential Suite: Salvador Dali, Babe Paley and Marilyn Monroe. Amenities include a marble foyer, a fully equipped kitchen with a separate entrance ideal for entertaining, a walnut-paneled library, three bedrooms, four bathrooms and a powder room. A full-service butler is available at any hour.
1. Four Seasons Hotel
Ty Warner Penthouse: $40,000
The Ty Warner Penthouse, designed by I.M. Pei and Peter Marino, is the highest hotel suite in Manhattan at 800 feet above the street. The 4,300 square foot space offers 360-degree views of the city through its floor-to-ceiling windows. It is decorated with artwork specially commissioned by internationally known artists and artisans.
– Check out these related stories on ThinkAdvisor:


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621 N Veterans Pkwy
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The Securities and Exchange Commission released late Thursday its examination priorities for this year, which cover a wide swath of issues including fraud detection and prevention, corporate governance and enterprise risk management, conflicts of interest and technology controls.
Specifically for advisors and broker-dealers, the agency also highlights the "ongoing risks"—which include safety of assets and conflicts of interest—and "emerging risks"—such as new advisor registrants as well as dually registered advisors—the staff will focus on.
Carlo di Florio, director of the SEC's Office of Compliance Inspections and Examinations (OCIE), said in a statement that the exam priorities reflect areas that the SEC "perceives to have heightened risk."
The priorities cover a wide range of issues at financial institutions, including broker-dealers, advisors, clearing agencies, exchanges and self-regulatory organizations, investment companies, hedge funds and private equity funds and transfer agents, di Florio said.
Priorities for advisors and broker-dealers include:
— For investment advisors and investment companies–presence exams for newly registered private fund advisers, and payments by advisers and funds to entities that distribute mutual funds;
— For broker-dealers—sales practices and fraud, and compliance with the new market access rule.
For advisors specifically, the exam guidance states that SEC staff anticipates that the "ongoing risks" selected as focus areas for investment advisors and investment companies in 2013 will include: Safety of Assets
As it has in the past, the staff will continue to utilize a risk-based asset verification process to confirm the safety of client assets and compliance with custody requirements. The staff will review the measures taken by registrants to protect client assets from loss or theft, the adequacy of audits of private funds, and the effectiveness of policies and procedures in this area. Recent examinations of investment advisers have found a high frequency of issues regarding the custody and safety of client assets under Advisers Act Rule 206(4)-2.
Conflicts of Interest Related to Compensation Arrangements
The staff will review financial and other records to identify undisclosed compensation arrangements and the conflicts of interest that they present. These activities may include undisclosed fee or solicitation arrangements, referral arrangements (particularly to affiliated entities), and receipt of payment for services allegedly provided to third parties.
Marketing and performance advertising is an inherently high-risk area due to the highly competitive nature of the investment management industry. Aberrational performance of certain registrants and funds can be an indicator of fraudulent or weak valuation procedures or practices. The staff will also focus on the accuracy of advertised performance and also review changes in advertising practices related to the JOBS Act, which requires modification of the rules restricting general solicitations. Conflicts of Interest Related to Allocation of Investment Opportunities
Advisers managing accounts that do not pay performance fees (e.g., most mutual funds) side-by-side with accounts that pay performance-based fees (e.g., most hedge funds) face unique conflicts of interest. While reviewing portfolio management practices, the staff will confirm that the registrant has controls in place to monitor the side-by-side management of its performance-based fee accounts, such as certain private investment vehicles, and registered investment companies, or other non-incentive fee-based accounts, with similar investment objectives, especially if the same portfolio manager is responsible for making investment decisions for both kinds of client accounts or funds.
Fund Governance
Fund governance and assessing the "tone at the top" is a key component in assessing risk during any investment company examination. The staff will confirm that advisers are making full and accurate disclosures to fund boards and that fund directors are conducting reasonable reviews of such information in connection with contract approvals, oversight of service providers, valuation of fund assets, and assessment of expenses or viability.
New and emerging risks for investment advisors and investment companies, according to the SEC, are as follows:
New Registrants—Since the effective date in early 2012 of Section 402 of the Dodd-Frank Wall Street Reform and Consumer Protection Act, approximately 2,000 investment advisers have registered with the SEC for the first time. The vast majority of these new registrants are advisers to hedge funds and private equity funds that have never been registered, regulated, or examined by the SEC. The IA-IC Program therefore intends to launch a coordinated national examination initiative designed to establish a meaningful presence with these newly registered advisers. The initiative is expected to run for approximately two years and consists of four phases.
Dually Registered IA/BD—Due to the continued convergence in the investment adviser and broker-dealer industry, the IA-IC Program will continue to expand coordinated and joint examinations with the BD Program of dually registered firms and distinct broker-dealer and investment advisory businesses that share common financial professionals. For example, it is not uncommon for a financial professional to conduct brokerage business through a registered broker-dealer that she does not own or control and to conduct investment advisory business through a registered investment adviser that she owns and controls, but that is not overseen by the broker-dealer. This business model presents multiple conflicts.
"Alternative" Investment Companies—The investment advisor/investment company (IA-IC) Program is focusing on the growing use of alternative and hedge fund investment strategies in open-end funds, exchange-traded funds (ETFs) and variable annuity structures. More specifically, the staff will assess whether: (i) leverage, liquidity and valuation policies and practices comply with regulations; (ii) boards, compliance personnel and back offices are staffed, funded and empowered to handle the new strategies; and (iii) the funds are being marketed to investors in compliance with regulations.
Payments for Distribution in Guise—The IA-IC Program is focusing on the wide variety of payments made by advisers and funds to distributors and intermediaries, the adequacy of disclosure made to fund boards about these payments, and boards' oversight of the same. These payments go by many names and are purportedly made for a variety of services, most commonly revenue sharing, sub-TA, shareholder servicing, and conference support. The staff will assess whether such payments are made in compliance with regulations, including Investment Company Act Rule 12b-1, or whether they are instead payments for distribution and preferential treatment.


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Consuming CP souls
Join Date: Oct 2005
Location: U.S.A.
Casino cash: $48980
The list of 85 by Roastmaster Saul Good. And hey, it's actually saul good.
As a spinoff to the successful NFL Network's version of this and from the drama thread, it has come to fruition that this thread must be created.
Each day Hootie will reveal a member starting with 101 and working his way in order to number 1. I will update the OP as I see the names revealed.
*Warning this thread may cause a severe case of butthurt*
Let it begin!!
Hootie's List
Saul Good - A little about Roaster #2 (by frazod)
Positives: Cherishes the spirit of Hootie. Cherishes all things Hootie. Was once himself Hootie, right up until the day that goddamn bitch refused to get an abortion. Longs to be Hootie again. Cries himself to sleep at night remembering what it was like to be Hootie. Covets Hootie. In fact, if he actually knew where Hootie was, Saul would probably kill Hootie, eat his heart, and then fashion a Hootie suit out of Hootie's actual skin and wear it while posting in this very thread. So that's settled - he's the best man for the job. Also, is smarter, more experienced, and a bit more creative than Hootie (brain was spared the hard years of constant alcohol abuse). And unlike Hootie, who works 50 hours a week, gets 1 day off and has a life, Saul's got nothing but time, and time, and more time, to pour himself into these rankings in honor of his fallen (or at least wandered off) champion. Well, that and argue the same points over and over with Wickedson in the realignment thread, but seriously, there's no reason he can't do both. It's not like anyone outside of cyberspace will miss him.
Negatives: Can't match Hootie's energy level, goofiness or actual happiness. Vaguely remembers what it was like to be joyfully carefree, but sadly can no longer emulate that since he turned into an angry version of Phil from City Slickers all those years ago; instead substitutes vitriol and spite for Hootie's slapstick silliness. Mean and nasty can only be fun for so long. At least for normal people.
Outlook: Saul seems to have impressed the Hootiephiles with his initial offering, but they are a fickle bunch, and much like their hero, easily distracted and ohhhhh shiny. He may have the right stuff, but let's see what he does with it.
Good luck Saul!
85 BigRedChief
BigRedChief is the single most self-indulgent poster on this board. He tries to come across as everyone's buddy, but every thread he starts is nothing more than a vehicle for humble-bragging. We get it, BRC...you make a bunch of money, but you could make a lot more if you weren't so dedicated to serving others...what a great guy you are. Basically, he's the upper-middle class version of Dane. I'd say he's like Dane minus the part about treating twelve year old's sphinctors as pinky rings, but I've seen pictures of him, and if he doesn't have to turn off his lights and close his curtains on Halloween, he should. Also, he's the kind of guy who calls his
curtains "drapes".
He decorates his house in 1980s artwork that focuses on nearly nude drawings of women with butch haircuts. They remind him of his younger days when he was a keytar player in a Styx cover band. He claims that he is some black belt in karate, but the closest he comes to working out is when he invites frazod over to jack off to Jane Fonda movies on VHS.
Pros: Once got away with ripping off Columbia House by purchasing 8 tapes for a penny and then claiming to move out of the country to avoid having to buy the rest. Can wear Zubaz pants, and it actually works for him.
Cons: Calls black people "coloreds". Chews nicotine gum while smoking. Cleans his ears with safety pins.
Outlook for 2014: Exactly the same as this year. Nothing about him has changed since 1982. Why should next year be any different?
84. StevieRay
Stevie is a devout Christian. He briefly flirted with the idea of becoming a priest because he wanted a job that encouraged being a sexual predator, but he couldn't figure out how to show off his chest hair while wearing the clerical collar. Eventually, he decided to become an Elvis impersonator so that he could have the best of both worlds.
Easily the most passive-aggressive member of our fine community, Stevie loves to take cheap shots at other posters under the guise of being concerned about their emotional and spiritual well-being. He's elevated it to an art-form. This is the closest he will ever get to being an actual artist despite the fact that he fancies himself a painter. Maybe I'm a philistine, but any asshole with a can of spray paint and a bad attitude can produce the kind of "art" Stevie shits out. I've paid $3 for landscapes on cardboard in Tijuana that were better than the portraits of black people Stevie adds to the side of charter schools. Maybe if he had thought of doing portraits of Andre the Giant and writing "obey", he could have become the modern day Andy Warhol. Instead, he's Bazooka Joe without the punchlines.
His claim to fame is that he's a Chiefs superfan. Not just anyone can do that, you know...you have to have a costume...or at least some red face paint and Chiefs bed sheets to wear as a cape or something. Okay. Anyone can do that, but it's still pretty sweet. They get their own locker room at Arrowhead and everything. I mean, it's not technically a locker room per se, but he and X-factor do change in the same port-a-potty in the parking lot before games. (I guess I was right the first time. You have to be able to fit inside a port-a-potty to be a superfan, so not just anyone can do it...sorry, Fraz.)
Pros: I like the way the word "pompadour" sounds. Now that the new Liberace movie has come out, his Elvis costumes actually seem relevant. Does that sweet "stick your arm out straight and wiggle your hand" thing really well.
Cons: Looks inside his kleenex after blowing his nose. (What the **** are you hoping to find?) Mixes his "Jesus Juice" too stiff. Remember, Stevie, putting it in a Pepsi can isn't enough. If the first one has too much booze, the kids are going to get wise to your plot. Fast-forwards "Passion of the Christ" to the scenes where Jim Caviezel has his shirt off.
Outlook for 2014: Let's say higher. No way does this year's list even get finished, so who gives a **** about next year, anyway?
83. Rustshack
You probably don't recognize the name, but the next time you read a random post about how ****ing great Iowa State is...think back to this thread...this is who I'm talking about. His posts are like when Bad Company is the band playing the local free concert in the park. At first, you're like "who the **** is Bad Company?" Then, when the first song starts, you're going "I didn't know they played this song". Then, an entire hour passes where you know all the words to the songs that you didn't realize were by Bad Company. You probably thought it was Foriegner your whole life, but it wasn't. Its totally understandable that someone could think that some of their songs were by Foriegner...or maybe Cheap Trick. It does kind of sound like them, but its Bad Company. Look it up if you dont believe me. Anyway, they aren't good songs. They suck shit, actually. Still, when the concert ends, you're all "all those shitty songs...they were Bad Company all along...I never knew". All those shitty posts...you'll recognize them when you see them...that's Rustshack.
So Rustshack is just your skinny, geeky kid right out of central casting. He got the zits and the glasses, and the floodwater pants and the whole bit. He tries to go goth and be all dark and mad at the world, but he just looks like a pasty queer. He's dressed up as a vampire every Halloween since he was an eighth grader in 1999. Then, when vampire movies got popular, he got pissed off because everyone else dressed up like vampires for Halloween looked cooler than him. Seriously, Rusty...you were trying for Edward from Twilight, but people were getting Count Chocula from Kellogg's. So he would cry like a bitch, and the other kids would make fun of him. He thought about hanging himself but decided against it because vampires can't die from that. So he went to one of the other vampire/goth kids the next day for advice, they told him that he had to think of something even worse, so he went to Iowa State. (Look, not all of these jokes are going to be gems.)
So, anyway, **** you, Rustshack. Iowa State sucks. Steele Jantz sucks. Paul Rhodes sucks. Frazod is fat. Larry Eustachy is awesome for sucking down cool ones from cans with pull-tabs with hot skanks at Mizzou. You suck.
Pros: Isn't a KU fan. Isn't bothered by the fact that Top Gun was laced with latent homosexuality...he appreciates it for what it was...a pretty kickass movie that doesn't need me to defend it from YOU.
Cons: If he did hang himself, he could easily be mistaken for a flaccid penis dangling from a string if the person who was looking at him was kind of far away...or was close by but wasn't wearing their necessary prescription glasses or something. Probably knows enough about computers to track me down in real life if he took this the wrong way and decided to smear goat's blood on my door (or whatever the **** renaissance festivaly people do whenever they want to convey disapproval).
Outlook for Rustshack in 2014: Everyone will forget who he is again. Years from now, people will still talk about the time Dave got a DUI on the way home from that Foreigner concert.
Outlook for the Cylcones in 2014: Somewhere in the 5-7 to 7-5 range. Just like they are every year.
82. KCnative
This little jumping bean occasionally posts about the Chiefs, but the vast majority of his work centers around accusing everyone of racism. It never occurs to him that it's not his race that makes people hate him...it's the fact that he's a fat, angry prick. I hate to break it to you, native, but you're basically frazod with a sombrero.
He came to Chiefs Planet because he is fascinated by sports in general. You see, where his family is from, sports aren't really part of the culture. After all, every Mexican who can run, jump, or swim sneaks into the US. Hootie's threads are of particular interest to him because all of native's brothers used to bus tables at hootie's restaurant, and now all of his sisters clean the rooms at hootie's hotel. In that regard, hootie is kind of the pied piper of pendejos.
He works in the financial services industry where he became a hero to his people when he realized that Mexicans in the US could write off their trucks as both a work vehicle AND an office. (I'm kidding, of course. They don't really file tax returns.)
Pros: Sells tamales out of a truck, and everything tastes better out of a truck. Has a dog that lives on the roof of his house.
Cons: Spends twenty minutes every afternoon making his chili dog at 7/11 and doesn't leave any toppings for anyone else. Brings live chickens on the bus.
Outlook for 2014: Will be higher on the list if he spends more time posting in threads about football and less time in threads about napping on other people's front lawns.
81. Notorious
Notorious has a picture of his cat, Lobo (named after his favorite WNBA player) as his avatar. I should probably end this roast with that, but...whatever. Cats are for spinsters and pillowbitergots. Notorious is neither, so you know he hates them...so what gives? Why the **** does he have a cat? Well, I'll tell you why. Notorious has always kept a box full of piss and shit inside his house. People used to think of him as the sick **** with the boxes full of turds in his foyer. Now, he's just a guy with a cat, so his bizarre fetish seems socially acceptable. It's kind of a genius move, really. I mean, if I could get away with leaving dead hookers on my lawn by buying a ferret, I'd be at Petland right now.
Still, having cats around actually comes in handy for him, as he's a little too in touch with his feminine side, and he likes to gently stroke the cat while having himself a good cry. Pretty soon, though, he's going to have to tie the ****ing thing up in a burlap sack and throw it off a bridge, or I'm taking back what I said earlier about him not being a pillowbitergot.
All in all, he's an okay guy. I'll probably take him up on his offer to babysit my kids.
Pros: Really good at tickling. Keeps working at growing that mustache even though it isn't coming in very thick.
Cons: Huge fan of Jackson Browne. Drives a Plymouth.
Outlook for 2014: His neighbors will be asked to describe him on the local news.
80. Braincase
Braincase loves to talk about how he knows all of the movers and shakers in the KU athletics department. He's always dropping tidbits of "inside information" that inevitably turn out to be wrong. I'm pretty sure the closest he's ever gotten to the Kansas athletics program is when he outbid frazod to win Mark Mangino's custom built toilet. It was a great moment for Braincase who has turned it into a shrine, but it sucked for frazod. He hates KU but was desperately in need of a toilet that could support his big fat ass while receiving the massive meat-logs he delivers. Fortunately, they were able to work out an arrangement wherein frazod can take his hippo dumps on the toilet while Braincase gives him blumpkins and imagines that frazod is actually coach Mangino.
While he may not be an insider with KU hoops, he was an assistant to the coach of an eighth grade girls basketball team...until he cracked under the pressure and got ejected from a game. (I'm not even joking. He made a thread about it that's absolutely hysterical...look it up.)
He has started over 500 threads in total, and that is the only one that doesn't suck. You'd think he would accidentally post an interesting topic every now and again, but he hasn't. Recent threads include such riveting topics as the Trans-Siberian Orchestra, licking a man's ass, and a princess Diana joke right at the height of its relevancy in 2011. At some point, he thought to himself, "CP is going to ****ing love this princess Diana joke...I can't wait to start a thread about it". We need more posters like him.
Pros: Was told that it's not butter, accepted it, and moved on...if he was in disbelief, he didn't show it. Beats the shit out of his kids. That wouldn't normally be considered a positive, but his kids are ugly and, as such, deserve every ass-whipping they get.
Cons: Wears pleated jeans. Drinks Taster's Choice coffee because he wants to celebrate the moments of his life.
Outlook for 2014: Dies when his skull is crushed under frazod's fupa. At his funeral, people will take solace in knowing that he died doing what he loved.
79. big nasty kcnut
kcnut is genuinely one of my favorite posters on this board. Normally, you have to actually read a post or two before realize how stupid the posters on this board are. Nut saves you time because you don't have to read a single word of his incoherent ramblings in order to realize how insane he is. The first time I tried to decipher one of his bizarre missives, I felt like John Nash trying to intercept Soviet communications.
If you've never seen the big nasty, you can find his doppelganger helping out in the concession stand at any little league baseball complex in the country. Look for kid with the oversized hearing aids and the random shaved patches on the back of his head. (I'm not sure if those are related to surgery, or if he is just constantly trying to cut his own hair, but I don't know who to ask.) Fortunately, his hair is mostly covered up by the old-school motorcycle helmet that he has to wear at all times.
When he's not posting on CP, he's either handing people their Doritos Loco tacos through a window or putting together a political podcast. (The realization that this is simply a statement of fact rather than a joke is unsettling when you realize that his votes count as much as anyone's...and you know he votes.) If you ever want to send yourself into a coma but can't find a rock to bash against your head, you might want to consider giving him a listen. He is to Rush Limbaugh what frazod is to Alan Dershowitz. I guess it's a good hobby for him given the fact that his mom finally stopped secretly replacing the pet bunnies he kept hugging to "sleep", so who am I to judge?
Pros: Has amazing retard strength. Incredibly, he has never eaten from a package with a skull and crossbones on the label. When he tucks his shirt in, the bottom of his shirt sometimes pokes through his fly, and that makes me laugh.
Cons: Makes LiveSteam look like the Indian kid at the Howard Scripps spelling bee. Chewed the points off all my new Crayolas in pre-school. I thought that was a shitty thing for an eleven year old to do.
Outlook for 2014: I expect big things from the big nasty. Hopefully he doesn't get cratered in a drone strike.
78. crazycoffey
Hopefully everyone is breathing a sigh of relief seeing that I'm doing coffey's roast rather than hootie. If my roast of big nasty kcnut caused an uproar, a hootie roast of cc would probably spark an international incident. But enough about me and my giant cock...
Crazycoffey has a tendency to blur the lines between CP and real life as evidenced by the fact that he posted Clay's grandfather's contact information in a thread on this very board. You'd think he might know better than to do something like that, but he's a drunk...and an angry one at that. For more evidence of this, look no further than his infamous run-in with our own hootie.
As usual, hootie was minding his own business...objectively watching Peyton Manning highlights after a long day of ladling out soup to the less fortunate...when CC stumbled onto the board three Zimas deep and started talking shit about minorities. Now normally hootie isn't one for confrontation, but he will not tolerate mean-spirited comments about others. Coffey's response was to abuse the infraction system in order to get hootie banned. Naturally, hootie was beyond pissed, created a new account, and resumed setting cc straight in a stern but fair tone (or something like that...I don't remember the exact details...**** you). Coffey then did what any mentally unstable drunk would do in the middle of a heated argument...he sent hootie a PM about the most intimate, painful details of his own life...naturally.
Let me repeat this for Rico and anyone else who missed it... Crazycoffey, while in the midst of a nasty flame war with hootie, sent hootie a private message full of personal details about the ongoing problems in his marriage. Fortunately for coffey, hootie is a classy guy with a keen understanding of boundaries, so he kept those details private... I'm just ****ing with you. Hootie immediately shoved that shit right back in coffey's face. Would any sane person expect anything less from hootie? Of course not...but coffey is not sane. He is, however, a cop.
Let that ****ing sink in... Here is a guy who can't even be trusted with the infraction system, yet our tax dollars pay for him to carry a gun on behalf of the criminal justice system. Are you ****ing kidding me? I wouldn't trust this drunk to drive a goddamned honey wagon let alone a paddy wagon, but what the **** do I know?
Fortunately, hootie made a much-heralded return, and cc has been working to get his marriage back on track. He and his wife have even started dabbling in the swinging lifestyle in order to spice things up. Being a short, fat, bald guy, he doesn't exactly get invited to the "A-squad" parties like in Eyes Wide Shut, though. It's mostly a bunch of skinny white dudes going balls deep into fat Asian hookers while frazod sits in the corner trying desperately to find his penis, but coffey works with what he's got, and I can't fault him for that. The problem is that he tends to just show up, rip off all of his clothes, and yell, "orgy time". WTF, dude? That's terrible form. I mean yes, there's going to be an orgy, but even orgies at the Ramada expect a certain level of decorum...at least take off your socks and shoes. This isn't like back when you were a scout leader and took the kids on campouts. The webelos may not have known better, but that's no excuse for you.
Pros: Gets paid to harass minorities. Is handy with a sewing machine.
Cons: Doesn't wipe after he shits if it felt like it came out clean. (I understand his reasoning, but you still have to check.) Always does the "cha cha cha" thing when singing Happy Birthday.
Outlook for 2014: He and his wife answer an ad on adult friend finder only to find out when they meet up that it's Clay...evening goes better than expected.
77. Phobia
Phil is a legend in his own mind. He has this peculiar habit of bragging over things that nobody else on the face of the earth even cares about. I swear to Christ, P, nobody gives a shit that you once called Trent Green "TrINT Green" 12 years ago. It was funny enough to generate a 44 post thread. Congratulations. Why is that throw-away of a thread in the ****ing Hall of Classics? Is that really a classic thread? In Phil mother****ing Kloster's head? Yes. To anybody else in the world? Hardly.
Phobia is the kind of guy who will only befriend people who are a rung below him in status. If you make more money than him...are smarter than him...have a better goatee than him...drive a faster Camaro than him, etc., he's going to run you off. You see, the most important thing to Phil is to surround himself with people who admire him. That makes him feel important. By weeding the successful people out of his circle, he gets to wax poetic about how he "only drinks the finest domestic macro brews" without getting called on his bullshit.
Everyone knows a guy like this. He's the guy who has his buddies over for beers so he can "big time" them. He'll make a big show about how generous he is with his beer. Then, he'll come out with a frosted mug for himself. "Nothing beats a cold one after a softball double-header, right guys? Feel free to drink my beer, but only the big guy gets the frosty mug. You guys can fight over who gets the koozie." He's also the guy who takes the extra base and slides in beer league softball games.
So that's pretty much phobia. He'll read this and pretend that he thinks it's sort of funny (but could be better if...). He may even poke a little fun at himself just to show how self-deprecating he can be. He doesn't think it's funny, though. He's WAY funnier than me. Don't believe him? Just ask any of the slightly older, slightly fatter, slightly less successful friends, and they'll back him up.
Pros: If frazod really wants to live in someone's head, phobia is the one guy who might be able to squeeze his fat ass in. Didn't really rip off a customer like billay said he did on his Facebook page.
Cons: Has a bizarre goatee size to face size ratio. Isn't a goatee supposed to at least be wider than your lips? Talks about how good he is at eating pussy to anyone who will listen...That must be a "thing" for middle aged dudes with beer guts and goatees because he's not the only one who does that, but it just creeps me the **** out.
Outlook for 2014: Bans hootie for no good reason...2,000 post threads fighting about it litter the front page for weeks...hootie comes back...sun rises, sun sets
76 Dave Lane
76. Dave Lane
Dave is the embodiment of "stuck in the 80s guy". He peaked back in the days when movie bad-guys rode dirt bikes and your t-shirts turned colors when they got hot or cold. It was a kick-ass time, and nobody kicked more ass than Dave. He bought the sweetest hot tub that Watson's had to offer, and he used to rail chicks in it with Mark Gubicza. ("With Mark" might be a bit of an overstatement, actually. I mean, it WAS Dave's wife that Gubie was dumping his nuts into while Mr. Lane cheered, but Dave didn't get to touch her until after Mark would leave. Still...Dave was sitting on the edge of the tub, and his feet were in the water, so that ****ing counts.)
Anyway, as the years went by, Dave kept doing the same things. Those things just became a little less cool with time. I mean, he was still watching Royals players with mullets turn his wife inside out in that very same hot tub, but the nineties didn't have that same magic about them. Sure, Jeff Montgomery had a mullet too...but it just wasn't the same. It's kind of hard to pinpoint what changed...Dave blames the AIDS epidemic. That does make a little sense, I guess. After all, when you have to fish used condoms out of the filter, you realize that the raw-dogging innocence of the eighties is gone forever. Still, Dave didn't exactly do himself any favors.
You see, Dave has a habit of pissing in the hot tub. No big deal. We've all done it. I'm not saying it's right, but everyone sort of accepts it. Dave's problem wasn't so much that he peed in the hot tub...it was the fact that he would do it when he wasn't even in the tub at the time, and that's just bad form. (I'm not going to have this conversation with you again, Dave. I understand that the same urine gets in the pool either way. It's still way grosser when you're arcing a boner-whiz into the tub from 15 feet away.)
So now, thirty years have passed. The party has ended, and his wife is gone, but Dave just can't let it go. He's still got the hot tub and the "Missouri Compromise" hair style, but now he has to settle for jacking it to old school porn...the kind on tapes you have to rewind when you're done. If you forget, and someone comes over and turns on the television, they immediately know what scene you finished to. In Dave's case, it's always either the scene shot from directly behind the dude's asshole or the one where they show the guy's face right as he busts.
I understand that accidents happen. The chick's titties are waggling back and forth...she's really into it...you're about to blow...and then...pow...they cut to the ol' back of the sack cam, and you can't shut it down in time. You know in your head that it doesn't make you queer, but you still just feel sad and uncomfortable the rest of the day...like people somehow know. Then, you just get pissed off at the movie because "who the **** decided that putting a camera there was a good idea? Nobody wants to see that shit". Well, people like Dave want to see that shit. And people like Dave pay for porn. So if you're looking for someone to blame, Dave's your guy.
Pros: Once saw Steve Gutterberg while eating at at the High Boy. Above-average break-dancer. Those lessons have really paid off.
Cons: Hates religion with a passion because, back when he was an altar boy, that really handsome priest touched everyone but him. (Dave...it's like your dad told you...it's not the sex he was after. It was the chase.) Has black lights in his room that make his bed spread look like it's covered in glow-in-the-dark maps of Hawaii.
Outlook for 2014: Slips into a deep depression after his VCR eats his only copy of Butt **** Sluts go Nuts volume IX.
75 KnowMo roasted by PGM
75. KnowMo2724
KnowMo is the typical, delusional Bronco fan...only on speed. He is one of the biggest homers to ever grace the board and has less football knowledge than Donger. Also, has a penchant for losing bets and welching on them in short order.*
He lives in his mom's basement and her meatloaf gives him the ability to post for hours at a time. She is pretty cool though. She takes him and his friends to Casa Bonita every year for his birthday to see the cliff divers and Black Bart's cave (ooooo scary). His most recent gift was a custom orange and blue 1974 Dodge Dart from Elway Motors.
Once, he convinced a drunken Hootie that he was a 22 year old college coed and a three way with a Peyton Manning fathead ensued. They then took pictures of the sheets covered in anal blood and framed them on the basement wall.
Positives: Went 16-0 in Madden on Pro difficulty after editing all Denver players to 99 overall. The meatloaf is pretty good. Only crossed swords once during the 3 way (swore that it was Peyton's, so it resumed).
Cons: He is Blackbob's Uncle everyone jokes about. Welches on bets. Still dresses as the Green Ranger for Halloween every year.
Outlook: After being found guilty in the trial he welches and comes back anyway. Never appears on the board again after Peydaton goes down in preseason ending his career.
74 Luv roasted by Mr. Flopnuts
Luv is a name that almost anyone on this board would recognize if they've been around for a while. You either know her as the passive aggressive old nag that tries to play mommy to the board, or you remember her antics in the beginning in which seeking out Daddy's approval she joined CP, only to have it turn into a forum to help her with her Daddy issues.
Over the years Luv has given us a litany of additions to the CP lexicon such as Grape gatorade, Moooo, and Endelt raped me. Of course that case took care of itself when in court proceedings Endelt got the case dismissed by simply asking the judge "How could it have been rape your honor? She was on top!"
Luv has also contributed greatly to our community by organizing the Springfield get togethers. Quite an accomplishment for someone to be able to organize board get togethers 200 miles away from the city the board is centrally located. There have been staggering numbers at these get togethers including 4, 3, 2, and a whole bunch of 1's.
What many people should really appreciate about Luv is that she is one of the members that takes a very personal approach to the board. And she's not afraid for the rest of us to learn from her mistakes. Such as, why you should never finance a car for a booty call you've been sleeping with for less than 3 months. How professing your illness on the board may lead someone of the opposite sex to picking up some grape gatorade for you and pounding your baby maker. Other gems include mid life crisis booty calls, and questioning the morals behind them after the deed has been done, how to find yourself in the friend zone with every individual you meet due to your own inability to hide your self consciousness, and why the postal service and their workers are such an important commodity to our society.
The good news is, after being laid off and taking the time to gain a certificate to become a paralegal from an [scratch]online[/scratch]local instituion that offered an 18 week course, she is now no longer living with her father at 38 years of age, and only took a 40% pay cut. We should appreciate her showing us the value of a higher education. She really is an asset to the board, and someone we should appreciate being able to interact with on a daily basis.
Pros: This is a member that you have a legitimate shot of sleeping with, whether you are married or not. She's also someone that you can almost rest assured has less knowledge about the game of football than you do, which should help pump up your internet ego. Almost a guarantee to provide a laugh, and life lesson (or simple reminder) every time she starts a thread.
Cons: Doesn't include pics of numerous said booty calls (some may consider this a pro, apply to your life as needed) tends to be very passive aggressive when she disagrees with a take, or moderator decision. If you sleep with her, it may become a hot topic of board conversation for years to come.
Outlook for 2014: Luv is decreasing her activity on this board, but not in her online sexual life. This may change as her mid life crisis is transitioning from fun, to blowhard. Outside possibility of major board entertainment should she show up at this year's bash and sleep with Clay. Marriage is slim to none, as it's unlikely she'll ever take Daddy off of his pedestal and put a man in his place.
Last edited by Mr. Flopnuts; 06-25-2013 at 07:16 PM..
Posts: 57,157
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Closed thread. Looks like it's starting to cause server lag. Will bust out pertinent recent posts in new thread momentarily.
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One of the few positives for Samsung that came out of its billion-dollar loss to Apple was a ruling that it did not infringe one Apple design patent. But before the trial began, US District Court Judge Lucy Koh on June 26 granted Apple a preliminary injunction barring sales of the Samsung Galaxy Tab 10.1 based on that patent.
Unfortunately for Samsung, the company is now having trouble getting that preliminary injunction lifted. Samsung asked Koh to dissolve the preliminary injunction, but she said she can't right now, because Samsung appealed the matter to a different court. "Samsung's pending appeal of the June 26 Preliminary Injunction deprives the Court of jurisdiction to dissolve the injunction until and unless the Federal Circuit returns jurisdiction to this Court," Koh wrote in a ruling on Monday (PDF).
If Koh's hands weren't tied, she would lift the ban immediately, it seems. "The Court agrees with Samsung that the sole basis for the June 26 Preliminary Injunction was the Court's finding that Samsung likely infringed the D'889 Patent," she wrote. "The jury has found otherwise. Thus, the sole basis for the June 26 Preliminary Injunction no longer exists. Based on these facts alone, the Court at this time would dissolve the June 26 Preliminary Injunction if the Court had jurisdiction."
Samsung's official Galaxy Tab 10.1 page notes only that it is "currently not available in Germany," due to another ruling. You can't buy it from Samsung's website, but you can get it from T-Mobile or Best Buy. Samsung is unlikely to suffer much harm from a sales ban affecting only this tablet, given that it is already selling newer tablets in the same size. But Koh's June 26 ruling said the ban would affect not just the original Galaxy Tab 10.1 but also "any product that is no more than colorably different from this specified product and embodies any design contained in U.S. Design Patent No. D504,889."
Apple had to post a $2.6 million bond to enforce the injunction. Samsung also asked the court to retain that bond, pending a calculation of damages suffered by Samsung as a result of the injunction.
Once the jurisdiction issues are settled, Samsung will likely win this particular battle. But the company is still facing potential bans on various other devices as a result of its loss to Apple. The Galaxy Tab 10.1 did infringe other patents, according to the jury, but Apple did not include it on the list of eight devices it wants banned as a result of the ruling.


text:
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The client newsletter is a staple of the financial advisor's business. It costs money and time to produce, and advisors surely worry that some unknown number of contacts are just throwing it away (or deleting it), thus diluting the value of the investment.
But fail to put it out and you have dispensed with a valuable tool that enables you to communicate with multiple clients and prospects in one fell swoop, and allows you to maintain mindshare with clients in between one-on-one appointments or phone calls.
"It allows us to continue communicating with clients versus going month to month without having any [dialogue]," says James Schwartz, a senior advisor with Strategic Wealth Advisors, a registered investment advisor in Scottsdale, Ariz.
In an interview with AdvisorOne, Schwartz urged his fellow advisors to be consistent in their client communications. "Don't miss a month, or feel you can skip a quarter or a month, because people will start looking for it."
And not finding it will undermine your authority because clients are looking for your viewpoint, or at least a viewpoint you endorse, Schwartz adds.
"Our clients say, 'Hey I just read this article or saw this story on TV and they were talking about the tax package. What do you think about it?'"
What the advisor thinks of an issue, and how to present that, is a key strategic question advisors confront: namely, do they write the newsletter themselves, or do they private-label someone else's newsletter?
And if the latter, does the advisor work with a large outfit that mass-produces newsletters or does the advisor collaborate with someone who can customize the product, to help the advisor develop a consistent and unique voice?
Schwartz says his firm has no interest in the do-it-yourself approach to client newsletters.
"Writing takes a long time," he said. "So we want to get the message out there in as efficient a way as possible."
For Schwartz, that means using the Morningstar Newsletter Builder "because it's reasonably priced, it's fairly easy to assemble the newsletter and we're able to put in a customized blurb on page 1."
The Scottsdale, Ariz.-based advisor says his $399-per-year subscription permits him to choose from an ever-expanding library of FINRA-reviewed and non-FINRA-reviewed articles, all publicly identified as coming from Morningstar. He says stock pickers "might want a newsletter that focusses on investments, and markets and what's going on with the budget. We like newsletters that offer articles on financial planning issues like long-term care and Social Security optimization."
Schwartz is not bothered by the fact that the articles are seen to come from Morningstar, and is unimpressed with those who put their names on other people's articles.
"I see a lot of attorneys doing that and a lot of other advisors doing that. Most people understand that the attorney and advisor are not writing that. That takes time."
But to Marshall Jaffee of Jaffe Asset Management in Beverly Hills, Calif., the considerable amount of time he spends writing his own client newsletters is well worth it.
"The reason I don't use a service is because, for better or worse, I have something to say that differs from what investors are hearing from their normal sources of information," says Jaffe.
A former wirehouse advisor, the independent advisor was particularly put off by his former firm's research, which he says was "educating" clients "in ways that led them to make poor choices on a regular basis. This insanity drove me crazy—so in some way writing the newsletter was a form of therapy to convince myself that I wasn't nuts."
Jaffe told AdvisorOne his opinionated letters "might risk losing a few clients—but the ones I keep will be mine for life."
The Beverly Hills-based advisor confirms Schwartz's point about the time commitment involved in writing his own newsletter, a process he describes as "constructive agony." But he says the effort is of crucial importance.
"I get a paragraph or two on paper, and then I try to expand on my point and then wrap it all up in a perfect bow with a catchy and resounding ending. That's my goal. After the 10th draft I start losing faith that I can write anything cogent. But little by little it comes around—and I'm almost always happy with the end result.
"But what makes the entire process worthwhile is that the struggle I go through really solidifies and clarifies my thinking, both about the specific issue I'm writing about as well as investing in general," he says. "Writing the newsletter forces me to face head-on the flaws and/or weaknesses in my thinking and to re-evaluate previously held conclusions that no longer appear to be as solid as I first thought. More than any other activity, writing (and rewriting) the newsletter has been the single most important factor in forming, solidifying, clarifying and changing my investment philosophy over the years."
Between Jaffe's suffering for his newsletters and Schwarz's turnkey approach using Morningstar—Advisor Products, Advisor Intel and Litman Gregory's Advisor Intelligence are among the many purveyors of similar services—a middle way is to hire a writer to customize an offering for you, which offers the opportunity to develop a consistent voice.
"Services that offer FINRA- reviewed, off-the-shelf articles for advisors are very helpful—especially for those who are busy and don't have the time or the budget to work with a ghostwriter or a designer for a custom newsletter," says Sydney LeBlanc, a veteran brokerage-industry freelancer.
"But I've talked to advisors who have said, 'I don't want to give my clients a newsletter with cookie-cutter articles, or something they've already read on the Internet,'" she says. "Working with a ghostwriter ensures that the newsletter is 'personal' and reflects the personality and style of the advisor. The thing is, most clients can tell when a newsletter contains canned articles. I know I can."
The San Diego-based writer says the costs of customization can vary widely. "Some financial writers charge by the word ($0.50 to $1.50 per word), some by the page ($200 to $400), and some by the hour ($50-$150 per hour). And even those costs are negotiable."
The key objective of the advisor, however, should be making a memorable impression, she says.
"I believe this is best accomplished by working with a writer who can introduce your persona in the articles," she says. "You want your clients and prospects to look forward to your newsletter!"
One final consideration, from Strategic Wealth Advisors' James Schwartz: "Whatever newsletter you do select, it has to be relevant to today's market."
Yet, here too, Marshall Jaffe counsels steeling yourself to put in the necessary time and effort:
"In a financial world that is simply awash with millions of pages of commentary that say next to nothing, you would think that the easiest and most obvious choice for an individual who wants to stand out is to simply write what's on their mind."
Read What Works in Client Communications? Getting Personal by Allen Williamson at AdvisorOne.


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The Dow and S&P 500 indices reached all-time highs this quarter, which boosted investor inflows and the performance of many equity fund categories, according to several reports released this week.
The Dow Jones Industrial Average had returns of 11.25% for the quarter, while the S&P 500 returned 10.03%.
For the quarter, Lipper says that 80 of its 90 equity and mixed-equity fund classifications posted positive returns. The U.S. diversified-equity fund category was up 10.16%, however the overall equity fund group tracked by the research firm averaged returns of 7.68%, underperforming the S&P 500 for the period.
"At the top of the equity fund leaderboard were health/biotechnology funds (15.53%), equity-leverage funds (+15.36%), global health/biotechnology funds (14.57%) and mid-cap value funds (13.74%) … as investors began focusing on out-of-favor issues," said Tom Roseen (left), head of research services for Denver-based Lipper, in a report published on Wednesday.
"Given the new concerns over the Cyprus bank bailout and Italy's inability to form a coalition government, it wasn't surprising to see world equity funds (3.81% for the quarter) underperform the other three macro-classifications for the first quarter in three and U.S. diversified-equity funds (10.16%) jump to the top of the podium as investors eyed attractive domestic issues," Roseen said.
Fund Flows
According to BlackRock, exchange-traded products had inflows of more than $70 billion during the first quarter of 2013, up from $65.5 billion in the year-ago period. Equity-focused ETPs accounted for $65 billion, or 93%, of the first quarter's inflows.
ETPs with developed market investments represented the largest share of these flows, at $60 billion, during the first three months of 2013, versus $4.6 billion for emerging-market ETPs. U.S. equity ETPs experienced inflows of $37.3 billion, BlackRock noted in the report, issued late Tuesday.
In March, for instance, global ETF flows totalled $23.5 billion, more than double February's level.
"Investors registered renewed confidence in developed-equity markets with record ETP flows in the first quarter," said Russ Koesterich, chief investment strategist for BlackRock's global operations, in a statement. "Despite continued market volatility, investors recognize that the fundamentals in the United States are generally favorable, given strong corporate earnings and cheap equity valuations.
"Rather than the much-discussed 'great rotation' from bonds into equities, the first quarter showed investors moving cash from the sidelines into equities, and preparing for a rise in interest rates by rotating within fixed income into short-term and floating-rate ETFs," added Koesterich.
Read BlackRock's Koesterich: Europe's Banks Are Its 'Achilles' Heel' on AdvisorOne.


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If you use Facebook to keep up with your social circle, and LinkedIn with your professional circle, you're no different from your highly affluent clients.
A study by Spectrem's Millionaire Corner found that affluent investors tend to view these sites pretty much as they were intended, with Facebook a true "social network" and LinkedIn a professional network. Between 98% and 99% of respondents said Facebook was a social site, compared with 84% who said Twitter was social and 78% who said LinkedIn was social.
However, the study found ultrahigh-net-worth respondents, those with net worth higher than $5 million, were more likely to see LinkedIn as a social website than other income groups.
The study found social media use overall drops as income increases. The mass affluent respondents in the study, those with between $100,000 and $1 million in net worth, were most likely to have a social media account at 74%. About 70% of millionaires, who have between $1 million and $5 million, and 69% of ultrahigh-net-worth respondents had accounts. Facebook was the most commonly used site, followed by LinkedIn and YouTube.
More than 60% of mass affluent respondents say they use Facebook, and about two-thirds of those use the site at least once a day. Among millionaires, 55% use Facebook, but they are less likely than the mass affluent to visit the site daily. Just 56% said they viewed the site at least once a day. Half of UHNW respondents said they visit Facebook once a day or more.
Unsurprisingly, younger affluent investors said they use Facebook more frequently than older investors. Among the 35-and-younger mass affluent set, 78% said they use the site. Half of those 65 or older said they use Facebook.
LinkedIn use among age groups was far more varied, the study found. Just over half of those 35 and younger use the site, compared with only 19% of those over 65. More than two-thirds of millionaires younger than 47 use LinkedIn, while just over a quarter of those over 65 use it. Among UHNW respondents, who tend to perceive LinkedIn as more social than other income groups, usage by age group was reversed, with middle-age respondents more likely to use the site. Among users 47 and younger, 23% use LinkedIn, but 56% of those between 48 and 54 use it. For users 65 and older, usage falls again to 35%.
Respondents typically see Twitter as a social site, but actual usage was "low and unusual," according to Spectrem. Just 7% of UHNW respondents said they use it. Of those, all of the users younger than 47 said they use it for "observation" rather than actually tweeting. Nearly half of mass affluent respondents said they use Twitter at least daily.
Check out Raymond James Gives Advisors Access to New Social Media Platform on ThinkAdvisor.


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I'm not sure about your house, but around our place we have a ba-zillion chargers for all things Apple. Two iPhones, my old iPhone that Kaleb uses for apps and music, Chris' iPod and an iTouch (passed down from a friend) … we are constantly shuffling around cords and chargers! Needless to say, "Guys! Who has my charger?!" is a frequently used phrase in the Bassett household. Until now … behold: organize your iPhone chargers with washi tape!
Though they are pretty much interchangeable, the boys are a little rougher on things than I, so I wanted a way to keep all of our chargers organized and easy to find. So, I had a flash of brilliance (I do have them every now and again, ha ha!), let the boys pick out their favorite washi tape patterns and got to taping!! I wrapped washi tape around all three parts of the charger and used a small piece of clear scotch tape to cover the ends of the washi tape – especially since we'll be handling them often.
Now, it is easy to track down whose plug goes with which charger cord and what device! And I totally love my red and white polka dot charger!!


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no I didn't!!! nice pull Bad Habit!! Yeah Brighter Day!!!
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Angels vs. Royals: More Blah, but Then Victory!
Friday's Angels looked much like Monday through Thursday's Angels, only with much better fielding than on several of the previous days. While this was an improvement, it was not enough to yield a different result and they lost four to two. The Angels aren't exactly getting killed on the field this season. Most of the losses have been close. But it does go to show that if you aren't scoring many runs, then your pitching and fielding have to be absolute perfection game in and game out in order to compensate for it, and that just isn't feasible for any team.
So, cut to last night's seven to five victory over the Royals. What changed? Several very important things as it turns out:
The veteran bats came alive. I admit it. I was less than pleased when I saw Vernon Wells batting cleanup last night. But he waled on the ball, going three for four with nice solid base hits that moved runners around the bases and lead to Wells scoring a run each time he made it on base. Howie Kendrick also went three for four, with two RBIs. Bobby Abreu had a key hit and he and Torii Hunter worked counts into walks for needed bodies on base. I cannot tell you how nice it was to see all of them on in one game!
We put runners on base and scored runs in multiple innings. If you look at the typical 2011 Angels box score, the one to three runs scored by our heroes usually occur all in one inning, often early in the game and then they don't score again. This has not been an effective strategy. Last night, the Angels scored four runs in the second – more than their game average already – added a fifth run in the third and then game back to put two runs on the board and regain the lead in the 8th.
Our fielding was stellar. The Angels fielding has been good for most of 2011, but last night it was just on fire and it was equally on fire all around the diamond. Double plays. Two beautiful plays at the plate, including one highlight reel play on a perfect throw from Torii in right. Great catches all over the field and heads up back up.
We stole four bases! Stolen bases is one of many areas where sabermetrics and I have to agree to disagree. A team doesn't have to be loaded with power hitters to win as long as they know how to consistently manufacture runs. The Angels know how to manufacture runs. This is one of Mike Sciocia's specialties as a manager. They just haven't been doing it consistently. Last night, the final two runs were the result of situational hitting, stolen bases and smartly taking advantage of a few Royals mistakes. This is a great sign and hopefully the beginning of a re-emerging trend. Now let's just hope Alberto Callaspo, who pulled a hamstring during a successful double steal, is able to move from being day to day back to an everday player soon. This injuries trend is one that can stop any day now.
Looking at the season strictly from a numbers standpoint, one win by no means offsets six straight losses, even when the rest of the division helpfully loses again. But I never think numbers tell the whole story, especially in early June. They're more like a guideline, actually. 😉 This was a good solid win, a pretty win if you will, the end result of several missing pieces coming together for the Angels all at once while other team strengths continued. If the Angels can capitalize on the momentum from this game heading into interleague, I think they can start putting together enough wins for significance from any standpoint!
Friday (and Saturday!) Gourmet, Wine & Angels
This week's Friday Night Ritual (wine, "gourmet" dinner and the Angels game) spread? Well, the chefs – read, Seth and I – were tired after a long week and indulged in a bit of lazy cooking: grilled turkey and cheese sandwiches with bacon and TJ's guacamole (hence the lazy). Quick and dirty, but tasty. And the wine was amazing – Mitchella's 2007 Cabernet which tastes of black currants and dark chocolate. Yum!
We were better rested on Saturday and grilled up a feast for the evening game. Tri-tip, rubbed with olive oil, crushed garlic, cracked black pepper and kosher salt, which my husband grilled to that perfect state where the meat has an amazing crust, but is a gorgeous medium to medium rare throughout when you slice into it. Tri-tip is an absolutely glorious cut of beef that I am sorry to say we Californians have not shared much with the rest of the country. Trust me, you are very sad. You just don't know it. 😉 We served it with black beans, fresh tortillas and queso fresco and squash lightly sautéed with garlic and black pepper. Paired with Dead Nuts, Chronic Cellars luscious Zinfandel, Petite Sirah blend, it was a fantastic meal…and the Angels won, so if I were inclined to superstitions on that front I would say they prefer us to make more of an effort for the game, LOL.


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Tagged: Mike Carp
Two Steps Forward, One Step Back. It's a September Simon Says to the Season Finish, Folks!
And a September Simon Says is pretty much what I expected for the Angels push to catch up with those wily Rangers in this season's wild, wild, a wee bit wilder than usual in fact, AL West. Yes, Tuesday night's loss was frustrating. All those errors! Ugh! But Monday night's win, with the Angels' bats rising to the occasion to pick up Dan Haren, was glorious and this evening's come from behind win was exhilarating, if a bit more exciting than strictly necessary. And, with Texas unable to do much against the pitching firm of Shields and Price – love that fan cave bit! – the Angels have gained one precious game on them, shrinking Texas' lead to a mere 2.5 games.
September is still young and I predict a lot more Simon Says-style steps forward and back in the standings before all is said and done. So hang on to your hats and glasses, Angels fans. I think this rollercoaster of a season is going to come down to the last three games when the Angels and Rangers clash in Anaheim, don't you? In the mean time, what better place is there to soak in all the excitement of the closest division race of the season than the Big A? (Sorry New York and Boston. Yes, I am aware that your division race is closer, and that the end result is extremely important to you, but for the rest of us? It's not that big a deal. We already know you're both going to the playoffs.) Of course, I won't be able to attend as many games as I want to this month, but I plan on heading out to the ballgame as often as my wallet and a very understanding boss will allow. Seth and I started with Monday's game.
As I mentioned, this was not Dan Haren's best night by any means. But like the veteran workhorse he is, he battled and kept the Angels in the game. And, like Jered Weaver in his equally turbulent Saturday start, this guy has lost pretty so many times this season, he deserved to be able to win ugly this time. It didn't hurt that he was facing off against a rookie and that the Angels graciously decided not to make this rookie look like Cy Young award winner. 😉
In both team's cases, the relievers actually fared better than the starters. Kudos to Bobby Cassevah and Hisanori Takehashi for maintaining the lead. And while I certainly haven't spoken with either reliever, somehow I am sure that in return they say kudos to the Angels offense for not handing them yet another one-run lead.
For the Angels offense truly was the key to this game. It was a thing of beauty! You couldn't keep them off the base paths, a trend that absolutely must continue this month if they're going to catch the Rangers. I say that it's all well and good to rest a few bats here and there but, unlike Tuesday's game, multiple bats should not be rested at the same time and when say Howie or Trout is sitting out the game, if his replacement isn't getting it done in the field or at the plate they should be replaced in inning three or four, not inning nine. How about it Sosh, what do you say?
The future is now! Peter Bourjos, Mark Trumbo and Mike Trout. Watching these rookies (and near rookie) come up to the big leagues and into their own while breathing new life into the veteran players has made my season. Seeing Trout and Bourjos in the same outfield a year early makes me giddy every time I their names in the lineup. And between the Trumbomb, Trumbo and Bourjos' doubles and Bourjos and Trout's speed everywhere, all three players had an excellent night.
Trout did miss robbing a Seattle homerun that several of the fans thought he should have caught. From my vantage less than 30 feet away, he would have had to dive into the 4th row to catch the ball. He's good, but that wasn't happening. Besides, as Seth and I joked afterwards, judging from the number of hits I get on this blog for "Peter Bourjos Butt," "Mike Trout Butt" and even "(insert name of Angels rookie of choice here) naked" when there ain't no booty shots here to be found (so you know that number of actual searches using these terms is exponentially larger), I think it's safe to say that the young women (and likely some of the young men) of Orange County have…um…shall we say…caught Angels rookie fever. If young Trout were to sail into the stands, they might try to keep him for a souvenir.
Mariners outfielders Mike Carp and Trayvon Robinson warm up between innings. The Angels are not the only team hoping to benefit from a youth uprising. Both young players have looked very good, at least against the Angels. Can an influx of young blood help lead the Mariners to a winning season in 2012? Guess we'll have to wait and see. Personally, now that we've knocked them to elimination, I would love to see the Mariners start an amazing winning streak immediately. You know, really take their bad season agressions out on the Rangers…hey, a girl can dream.
And now for something completely silly…the Angels wonderfully goofy production staff has started airing short Q&A's with the players on improbable topics in between innings. This evening's fodder? 'How many Jersey Shore kids can you name?' and 'Team Edward or Team Jacob?' Needless to say, these are hardworking professional baseball players, not pre-teen girls. In most cases they didn't even understand the questions, with humorous results. Ervin Santana's expression shown below was the funniest, but Joel Pineiro with his "Is that the show with that chick that looks like a poodle?" had the best answer. Though Torii was pretty funny too. He scoffed at Twilight (though he did know what it was – he has teenagers after all) and said they should be asking him about "man" movies. When the reporter obliged and asked what his favorite action movie was, he was so taken aback that he sputtered and laughed at himself because he could not think of a single one.
And, let us not forget, rookie call-ups mean more rookie backpacks:


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"Out of the fog...out of the night...and into his American adventures comes...Bulldog Drummond."
Footsteps in the dark presage the coming of H. C. "Sapper" McNeile's famous British crime-solver! This collection of classic radio adventures stars George Coulouris and Ned Wever.
The Captain, along with his sidekick Denny, solves cases of slayings, submarines, and sabotage in ten digitally restored and remastered episodes, hosted by Jackson Beck.
Includes a Program Guide by radio historian Elizabeth McLeod.
Episodes Include: First American Adventure 09-26-41; The Case of the Axis Submarine 09-20-43; The Case of the Double Death 04-16-45; The Case of the Fatal Right 10-14-46; The Case of the Atomic Murders 01-17-47; The Bookstore 12-24-47; Death Loops the Loop 03-10-48; Death Uses Disappearing Ink 06-09-48; Death in the Deep 06-16-48; The Deadly Stand-In 07-14-48


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