text:
TRG Customer Solutions, Inc. d/b/a IBEX Global, and its operating groups, subsidiaries and divisions within the European Union, (the "Company") are committed to protecting the privacy and security of Personal Data and/or personal data ("Personal Data") of prospective, current and former employees ("Employees"). The Company collects, processes, and transfers Personal Data of Employees in connection with its human resources activities. The Company is s committed to complying with the EU General Data Protection Regulation , effective May 25, 2018; and all data protection laws, labor laws, and collective agreements in the countries in which it employs employees and does business regarding Employees' Personal Data . All questions, concerns, or complaints should be directed to the Company's Director of Security and Compliance by e-mail at firstname.lastname@example.com.
"Personal data," means any information relating to an identified or identifiable natural person; an identifiable natural person is one who can be identified, directly or indirectly, in particular by reference to an identifier such as a name, an identification number, location data, an online identifier or to one or more factors specific to the physical, physiological, genetic, mental, economic, cultural or social identity of that natural person, but only to the extent such personal data pertain residents of the European Economic Area (EEA) or are otherwise subject to the GDPR.
"Personal data breach,", means any breach of security leading to the accidental or unlawful destruction, loss, alteration, unauthorized disclosure of, or access to Personal Data transmitted, stored or otherwise processed.
"Process" or "processing" means any operation or set of operations which is performed on Personal Data or on sets of Personal Data, whether or not by automated means, such as collection, recording, organization, structuring, storage, adaptation or alteration, retrieval, consultation, use, disclosure by transmission, dissemination or otherwise making available, alignment or combination, restriction, erasure or destruction.
"Special personal data," includes, racial or ethnic origin, political opinions, religious or philosophical beliefs, trade union membership, data concerning health, data concerning sex life or sexual orientation of an individual, and data relating to criminal convictions and offenses.
"Criminal records data" means information about an individual's criminal convictions and offences, and information relating to criminal allegations and proceedings.
Data Privacy Principles
The Company complies with the following data privacy principles with respect to personal data:
The Purpose and Legal Basis for Processing Personal Data
The Company processes the following personal dta regarding Employees for the following purposes and based upon the following legal bases in furtherance of its human resources activities.
Recipients of Personal Data
Personal Data may be disclosed as follows:
Employee Data Subject Rights
Employees, as a data subjects, have the following rights regarding their Personal Data:
Data Security
The Company takes the security of HR-related personal data seriously. The Company has internal policies and technical measures in place to protect personal data against loss, accidental destruction, misuse or disclosure. Such internal policies and technical measures include:
Impact Assessments
Some of the Processing that the Company carries out may result in risks to privacy. Where Processing would result in a high risk to individual's rights and freedoms, the Company will carry out a Data Protection Impact Assessment (DPIA) to determine the necessity and proportionality of processing. The DPIA will consider the purposes for which the activity is carried out, the risks for individuals and the measures that can be put in place to mitigate those risks.
Data Breach Notification
If the Company discovers that there has been a breach of HR-related Personal Data that poses a risk to the rights and freedoms of individuals, it will report such breach to the appropriate data protection authority within 72 hours of discovery. The Company will record all data breaches regardless of their effect.
If the breach is likely to result in a high risk to the rights and freedoms of individuals, the Company will notify affected individuals that there has been a breach and provide them with information about its likely consequences and the mitigation measures it has taken.
International data transfers
The Company has certified that it complies with the EU-U.S. Privacy Shield and the Swiss-U.S. Privacy Shield Frameworks (Privacy Shield) as set forth by the U.S. Department of Commerce regarding the collection, use, and retention of Personal Data transferred to the U.S. from the EU and Switzerland, respectively. This certification covers the following Company entities:
Individual responsibilities
Individuals are responsible for helping the organisation keep their personal data up to date. Individuals should let the organisation know if data provided to the organisation changes, for example if an individual moves house or changes his/her bank details. Individuals may have access to the personal data of other individuals [and of our customers and clients] in the course of their [employment, contract, volunteer period, internship or apprenticeship]. Where this is the case, the organisation relies on individuals to help meet its data protection obligations to staff [and to customers and clients].
Individuals who have access to personal data are required:
The Company will provide training to all individuals about their data protection responsibilities as part of the induction process and at regular intervals thereafter. Individuals whose roles require regular access to personal data, or who are responsible for implementing this policy or responding to subject access requests under this policy, will receive additional training to help them understand their duties and how to comply with them.
Questions and Complaints
Questions or complaints regarding the processing of your Personal Data should be directed to your local HR representative. Additionally, complaints may be submitted pursuant to grievance procedures under applicable trade union contracts. If the inquiry cannot be answered or the complaint is not resolved locally, please direct the matter to our Director of Security and Compliance by e-mail at firstname.lastname@example.com
EU employees also have the right to lodge a complaint with the local or national data protection authority in the jurisdiction where you work. A listing of the EU Data Protection Authorities ("DPAs") is located at: http://ec.europa.eu/justice/data-protection/article-29/structure/data-protection-authorities/index_en.htm
Data Privacy is Important to Us
Please be assured that your privacy is of utmost importance to us. We comply with all applicable data privacy laws including the General Data Protection Regulation regarding personal data collected and processed concerning residents of the European Union and European Economic Area.
The specific practices outlined in this privacy statement apply to privacy practices and procedures maintained by or on behalf of ibex. and its affiliates. Some of our web pages contain links to web sites outside ibex. Please be aware that when you follow a link to another site, you are then subject to the privacy policies of the new site.
What Personal Data We Collect and Process
The Company collects business contact and financial information from our business customers and vendors. We collect personal contact information, purchase information, and customer experience information from individuals who purchase products and services from our business customers.
How and Why We Process Personal Data
The Company processes personal information for the following purposes:
Interaction with Children
We do not collect personal data of and our websites do not target or provide content to children under the age of 16.
Cookies are small files that web servers place on a user's hard drive. The Company does not use "persistent cookies" or any other persistent tracking methods to collect personal information about visitors to its websites. Cookies serve several functions:
We Also Collect and Use Non-Personal Data
In addition to personal information, we collect and store non-personal (such as search engine queries and anonymous survey responses) to help us better understand and meet the needs of our visitors. We may share non-personal information with others, including the public, in aggregated form (for instance, in a list of our most popular search engine queries), in partial or edited form (such as in a report summarizing responses to a questionnaire), or verbatim (for example, in a complete listing of survey responses).
Data Subject Rights of EU Residents
EU residents have the following rights regarding their personal data:
International data transfers
The Company has certified that it complies with the EU-U.S. Privacy Shield and the Swiss-U.S. Privacy Shield Frameworks (Privacy Shield) as set forth by the U.S. Department of Commerce regarding the collection, use, and retention of Personal Data transferred to the U.S. from the EU and Switzerland, respectively. This certification covers the following Company entities:
Privacy Rights of California Residents
Pursuant to Californian Civil Code Section 1798.83, California residents have the right to request certain information regarding our disclosure of personal information to third parties for their direct marketing purposes. To make such a request, please send an email to our Director of Security and Compliance by e-mail at firstname.lastname@example.com
Data Security
The Company takes the security of personal data seriously. The Company has internal policies and technical measures in place to protect personal data against loss, accidental destruction, misuse or disclosure. Such internal policies and technical measures include:
Changes to Our Privacy Policy
It is our policy to post any changes we make to our privacy policy on this page. If we make material changes to how we handle personal information, we will provide notice of the changes on the website home page.
Questions and Concerns
Any questions or concerns regarding how the Company processes personal information should be directed to our Director of Security and Compliance by e-mail at email@example.com. EU residents also have the right to lodge a complaint with the local or national data protection authority in the jurisdiction where they reside. A listing of the EU Data Protection Authorities ("DPAs") is located at: http://ec.europa.eu/justice/data-protection/article-29/structure/data-protection-authorities/index_en.htm. Dispute resolution: If for some reason you believe this site has not adhered to these principles, please notify James Ferrato, Chief Information Officer, at firstname.lastname@example.com. If our web pages are not fully in compliance with our stated policies, they will be corrected.
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Online account registration required for HBO Max access. Data rates may apply for app download/usage. EARLY TERMINATION FEE OF $20/MO. FOR EACH MONTH REMAINING ON AGMT., $19.95 ACTIVATION, EQUIPMENT NON-RETURN & ADD'L FEES APPLY. New approved residential customers only (equipment lease req'd). Credit card req'd (except MA & PA). For digital/small space, may use "Add'l fees & restrs apply." But must link/direct customers to landing page with full offer terms. See Offer Details
Based on combined upload and download capacity versus major cable providers: Xfinity, Spectrum & Cox 1GIG cable service with uploads of 35mbps. See Offer Details
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With AT&T, you get a 2-year price guarantee when you bundle your digital services! With AT&T's blazing fast Internet bundled with DIRECTV, you stay connected to the entertainment you love in Louisiana Plaquemine. Catch up on your favorite TV when you record using HD DVR service, on-the-go apps for streaming live TV and over 25 popular phone features.Bundle AT&T Home Phone with U-verse TV and Internet and get unlimited nationwide calling and 25 convenient features all for one low price. Combine the best AT&T services, including DIRECTV or U-verse TV, Internet, & home phone, on one simple bill.
1-YR BUNDLE PRICE: Ends 10/3/20. Pricing: $114.97/mo for first 12 mos. only. After 12 mos. or loss of eligibility, then prevailing rates apply (currently $97/mo for ENTERTAINMENT TV Pkg; 59.99/mo for Internet; $19.99/mo. for Phone Unlimited) unless cancelled or changed prior to end of the promo period. Must maintain qualifying bundled services with matching service address to receive advertised pricing. Pricing subj to change. $5/mo. autopay/paperless billing discount on TV: Must enroll in autopay & paperless bill within 30 days of TV activation to receive bill credit starting in 1-3 bill cycles. First time credit will include all credits earned since meeting offer requirements. Must maintain autopay/paperless bill and valid email address to continue credits. No credits in 2nd year for autopay/paperless bill. $10/mo. bundle discount on TV: Internet must be installed w/in 30 days of TV activation to receive credit starting in 1-3 bill cycles. First time credit will include all credits earned since meeting offer requirements. Must maintain both qualifying svcs to continue credits. No credits in 2nd year for bundled services. Includes: SELECT All-Included TV Pkg., Internet 1000 and Phone Unlimited North America, monthly service and equipment fees for one Genie HD DVR, and standard pro installation. Additional Fees & Taxes: Price excludes $10/mo internet equipment fee, taxes, cost-recovery charges, where applicable, applicable use tax expense surcharge on retail value of installation, equipment upgrades/add ons (min. $99 one-time & $7/mo. monthly fees for each extra receiver/DIRECTV Ready TV/Device), and certain other add'l fees & chrgs. See att.com/fees for additional details. select mdu residents, at&t employees />Retirees not eligible.
DIRECTV SVC TERMS: Subject to Equipment Lease & Customer Agreements. Must maintain a min. base TV pkg of $29.99/mo. Programming, pricing, terms and conditions subject to change at any time. Some offers may not be available through all channels and in select areas. Visit directv.com/legal or call for details.
INTERNET SVC: A $99 installation (full tech install) may apply. Subj. to Internet Terms of Service at att.com/internet-terms.
?? Internet speed claims represent maximum network service capability speeds and based on wired connection to gateway. Actual customer speeds may vary based on a number of factors and are not guaranteed. Download speeds are typically up to 940Mbps due to overhead capacity reserved to deliver the data. For more information, go to www.att.com/speed101.
AT&T PHONE service is provided over an Internet Protocol connection and powered by electricity in your home. Unless you provide any necessary backup battery power, AT&T Phone service including 911 dialing, will not function during a power outage. Pricing excludes taxes, additional fees and other charges, including a monthly Administrative Fee, Regulatory Cost Recovery Charge. See https://www.att.com/legal/terms.voiceandUverseTVFeeSchedule.html for more details. Phone Unlimited North America: Includes unlimited nationwide calling within the U.S., plus calls to Canada, Mexico and U.S. Territories; otherwise, per minute rates apply. An additional per minute rate applies to international calls terminating on mobile phones.
Offers may not be combined with other promotional offers on the same services and may be modified or discontinued at any time without notice. Other conditions apply to all offers.
© 2020 AT&T Intellectual Property. All Rights Reserved. AT&T, Globe logo, DIRECTV, and all other DIRECTV marks contained herein are trademarks of AT&T Intellectual Property and/or AT&T affiliated companies.�All other marks are the property of their respective owners.
HBO Max: Access HBO Max through HBO Max app or hbomax.com with your AT&T log-in credentials. Compatible device or browser required. Visit att.com/myatt to verify/create your account. Use of HBO Max is subject to its own terms and conditions, see hbomax.com/terms-of-use for details. Programming and content subj. to change. Upon cancellation of your video service you may lose access to HBO Max. Limits: Access to one HBO Max account per AT&T account holder. May not be stackable w/other offers, credits or discounts. Includes usage only in the United States, Puerto Rico & the U.S. Virgin Islands. To learn more, visit att.com/hbomax. hbo max is only accessible in the u.s. and certain u.s. territories where a high-speed broadband connection is available. minimum 3g connection is required for viewing on mobile devices. hbo maxT and related service trademarks are the property of WarnerMedia Direct, LLC. HBO MAX is used under license.
EARLY TERMINATION FEE OF $20/MO. FOR EACH MONTH REMAINING ON AGMT., $19.95 ACTIVATION FEE, EQUIP NON-RETURN & ADD'L FEES APPLY. New approved residential customers only. Equip. lease req'd and credit card req'd (except MA & PA).
REWARD CARD OFFERS: Subj. to change and may be discontinued at any time. For new residential customers purchasing through dgs. Residents of select multi-dwelling units not eligible. For all offers, you must maintain qualifying services from installation date through reward fulfillment to get Card(s).
Reward Card: Will be sent email or letter with redemption requirements. Redemption req'd. w/in 75 days from reward notification email or mail date. Reward Card delivered within 3-4 weeks after redemption to customers who maintain and pay for qualifying service from installation date and through reward fulfillment. Card expires at month-end 6 mos after issuance. No cash access. For cardholder agreement, go to rewardcenter.att.com. The AT&T Visa Reward Card is issued by The Bancorp Bank pursuant to a license from Visa U.S.A. Inc. and can be used everywhere Visa debit cards are accepted in the United States, US Virgin Islands, and Puerto Rico. No cash access. The Bancorp Bank; Member FDIC. The Bancorp Bank does not endorse no sponsor and is not affiliated in any way with any product or service offered by AT&T.
DIRECTV SVC TERMS: Subject to Equipment Lease & Customer Agreements. Must maintain a min. base TV pkg of $29.99/mo. Programming, pricing, terms and conditions subject to change at any time. Visit directv.com/legal or call for details. Must update with end date approx. two weeks in advance.
AT&T Internet: Residential customers. Credit restrictions apply. Activ/Installation: $35 activation fee (self-install) or $99 installation (full tech install) may apply. Subj. to Internet Terms of Service at att.com/internet-terms.
Offers may not be combined with certain other promotional offers on the same services and may be modified or discontinued at any time without notice. Other conditions apply to all offers.
We've updated our privacy policy to comply with Europe's General Data Protection Regulation (GDPR), the EU-U.S. Privacy Shield, and the Swiss-U.S. Privacy Shield.
View our HR Data Privacy Policy and Non-HR Data Privacy Policy to learn more about these changes.


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Word of the Day, Website of the Day, Number to Know, This Day in History, Today's Featured Birthday and Daily Quote.
Word of the Day
vilify VIL-uh-fahy (verb) to speak ill of; defame; slander; to make vile. - www.dictionary.com
Website of the Day
Have trouble remembering things? NudgeMail is an email system that you can set up to send reminders, and is even compatible with Google Calendar.
Number to Know
106,010: On this date in 1963, Joe Walker flew a North American X-15 to a record altitude of 106,010 meters on X-15 Flight 90. Exceeding an altitude of 100 km, this flight qualifies as a human spaceflight under international convention.
This Day in History
July 19, 1903: Maurice Garin wins the first Tour de France.
Today's Featured Birthday
Comedian Lisa Lampanelli (52)
Daily Quote
"The good man is the friend of all living things." - Mahatma Gandhi

subset: commoncrawl


text:
NEW ORLEANS - Adrian Peterson's sensational season following major knee surgery has earned him The Associated Press 2012 NFL Most Valuable Player Award.
Earlier Saturday, Peterson won Offensive Player of the Year.
The Minnesota Vikings running back finished with 2,019 yards, a mere 9 yards short of breaking Eric Dickerson's rushing record. Peterson beat out Peyton Manning, who in his first season as Denver's quarterback contended for a fifth MVP trophy. Manning's four are a record.
Peterson received 30 1-2 votes from a nationwide panel of 50 media members who regularly cover the NFL. Manning got the other 19 1-2 votes.
Peterson led the Vikings from a 3-13 mark to 10-6 and a wild-card playoff berth. He is the first running back to win MVP since LaDainian Tomlinson in 2006.
Peterson accepted his award at the "2nd Annual NFL Honors" show on CBS saluting the NFL's best players, performances and plays from the 2012 season.
Online: http://pro32.ap.org/poll and http://twitter.com/AP_NFL


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Birthday Cake M&M's Are Coming Soon in the Yummiest News Ever
We didn't know it was possible, but M&M's are about to get even more delicious.
There's a report that the iconic candy will launch a new birthday cake flavor.
What can fans expect? Well, according to the Candy Blog:
Delicious milk chocolate infused with birthday cake flavor creates an exciting new treat worth celebrating. Available in single serve bags and 8 ounce packages.
There are still many lingering questions, such as whether this will only be a temporary offering or what exactly the flavor will taste like, since birthday cakes come in all sorts of varieties (although we're pretty sure carrot cake won't be the choice -- seriously, how lame a flavor is that?).
The M&M's catalog of flavors is growing quicker than the time it takes one of the candies to melt in your mouth. In addition to the longstanding original and peanut flavors, there's peanut butter, pretzel, dark mint, almond, raspberry, dark chocolate and dark chocolate peanut.
Ah, there's nothing quite like putting a new spin on an old favorite.
Don't get too excited to try the new flavor, though – it won't be available until next May.


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Product Description
Let trespassers know that they're not welcome at your apartment community! Stop problems before they start with a quickly identifiable surveliance camera on signs. Post signs throughout your property for the biggest impact.
Product Details
- 18" w x 18" h
- heavy duty Aluminum
- Standard or Reflective
Customers who bought this Surveillance Camera Signs - "Warning" Square also bought:
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U Channel Sign Posts - 8'Keep signs straight!As low as $53.99 each
Private Property Signs - "No Trespassing"
Handicap Parking Aluminum Sign Kit
Bag Refill Recommendations
Order the correct amount of pet waste bags the 1st time!
Here at Great American we want to make your life easier. We have developed a Refill Bag Calculator to provide you with your ideal dog waste bag order. All you need to know is how many pet waste stations are on your property, and we will do the rest. Please see below:
How many do I order?
The need can vary widely depending on how many dog frequent the area you are trying to keep clean. Here are some guidelines to get your started:
For Apartment Communities: Open areas and parks are man's best friend's favorite place. Start by installing one pet waste station every 160 yards within the area. Don't forget – placing stations throughout your property is crucial; make it easy for residents to clean up after their pets. Putting stations near the mailboxes, pool, and parking spaces are all good areas. Everyone loves their dog, but no one loves dog poop.
For residential areas: Condos, mobile home communities, Home Owner Associations (HOA) and more. Place one pet waste station for every 55 homes or units. Keep in mind if the residential homes/ units are really spread out, you may need a pet waste station for every 35-40 homes/ units.
Remember: At first be sure to monitor the usage, and place additional pet waste stations if the cans are filling up or the dispensers are running out of bags more than once a week.
Did you know?
Pet Friendly areas are prospect's #1 amentity!
More than 70% of apartment renters are pet owners on average.
Leaving pet waste behind actually damages grass costing you more time and money in the long run.


text:
(OLD) (ARCHIVED) Puppy Linux Discussion Forum
Puppy HOME page :
"THE" alternative forum :
This forum can also be accessed as
It is now read-only and serves only as archives.
Please register over the NEW forum
and continue your work there. Thank you.
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How to do a One-Click Installation of Puppy
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[106 Posts]
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Joined: 05 Sep 2006
Posts: 13129
Location: Stratford, Ontario
Posted: Tue 26 May 2009, 11:57
Post subject:
How to do a One-Click Installation of Puppy
This package now contains two installer scripts. You can either boot the target machine off a Live CD or a USB drive.
Unetbootin and Pendrivelinux Users:
Look on your Puppy flash drive for a file named
. If it contains the argument
, change it to
. Otherwise the One-Click Installer will fail.
Many users have old computers that they want to completely erase and restore with Puppy. Here are the steps to do a one-click automated install.
We will assume that you already have a Live CD that works on the target machine and you are familiar with basic Puppy operations. Read
for more information. (If you want to install Puppy in a dual-boot setup with Windows, read
The package below contains scripts that will do an automatic hard drive install of any official Puppy version back to 2.15. (The USB installer may not work with very old Puppies.) There are options for both frugal and full configurations. For most machines, a frugal install is the simpler, faster choice. It also gives you the flexibility to add other features to Puppy, like Open Office.
These installers will erase the hard drive, format a new partition, create a swap file, install Puppy and set up the GRUB bootloader. They should work on any machine with standard hardware.
Download and extract the "one-click-installer" folder. Copy the folder to a flash drive. Or, if you already have the target machine on-line with the Live CD, just download the package directly and store it in /root.
CD Method:
Boot the target computer off the Live CD.
If there is an existing version of Puppy on the hard drive or if you have been storing a pup_save file there, you must boot by typing the following option. There is a short initial pause as the Live CD starts for doing this.
puppy pfix=ram
Leave the CD in the drive.
Mount the flash drive, open the "one-click-installer" folder and click on the icon labeled "install-cd". Before installation starts, you will get to answer a YES/NO question.
When the installation is done, finish with a shutdown/reboot and make a pup_save file. Your computer is ready to run Puppy on the next start. Some Puppy versions will also ask if you want to save additional files to the hard drive. Answer NO.
The full-install procedure uses the Puppy Universal Installer to do the actual copying from CD to hard drive, so it involves more steps. When the PUI gets to the point of installing GRUB, cancel it. (You may have to close several windows to make it stop.) Finish with a shutdown/reboot but do NOT make a pup_save file.
USB Method:
Copy the installer folder onto your flash drive and boot off it.
Mount the flash drive and click on "install-usb".
At shutdown, do NOT make a pup_save file yet, because Puppy will want to put it on the flash drive. Reboot off the hard drive and make one at the end of that session.
Please note.
The PET by ecomoney that is attached to the message directly below this one is now out of date and should not be used.
Updated 2012-10-27
4701 Time(s)
Last edited by rcrsn51 on Sun 04 Nov 2012, 09:09; edited 27 times in total
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Joined: 25 Nov 2005
Posts: 2183
Location: Lincolnshire, England
Posted: Sat 13 Jun 2009, 05:18
Post subject: One click puppy linux installer
I am such a dirty hacker, I almost feel ashamed to post this...I am truly "standing on the shoulders of giants"
This is a .pet that when clicked on, will look at the amount of RAM available, decide to do either a FULL or a FRUGAL install (depending on whether there is more or less than 128mb). Simply click on the attachement below and select the option "open with petget", and it will work its magic. Alternatively download it, then click on it (it will go into the /root directory, accessible from the "file" icon in the top left of the Puppy Linux Desktop).
Its based on rcrsn51's scripts, merged together with work from the HanSamBen project from Sidders and TechnoSaurus.
I would be very happy for someone to come up with a more elegant solution...perhaps in time to request its inclusion in Woof.
A "quick and dirty" One Click installer for Puppy Linux
3694 Time(s)
Puppy Linux's
Sorry, my server is down atm!
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Joined: 03 Apr 2007
Posts: 3425
Location: Oregon
Posted: Sat 13 Jun 2009, 10:53
Post subject:
Do the installers make it clear at the start with a prominent warning message that all data on the hard drive will be destroyed?
I have a computer setup with 3 gigs of ram, a SATA hard drive and a PATA (IDE) hard drive.
I was going to do a frugal install to the second (PATA) hard drive and had set up an ext2 partition that showed as sdb3.
I saw a warning with Grub install that on a mixture of SATA and PATA hard drives, Grub might see the drives as reversed.
That is if the SATA drive was hd 0, grub might see is as hd 1.
I investigated this by letting Puppy do a frugal install to sdb3.
I did not install GRUB at this time.
I then booted from a SuperGrub floppy disk and using the menu.lst created by the frugal install, moved from temp and renamed to menu.lst.
When I went to boot from the menu.lst, I got an error of :File not found.
The first line of that menu.lst was rootnoverify (hd1,2).
I then dropped to the Grub command line and typed
root (hd0,2)
I was greeted with the partition being found and listed as ext2.
I modified menu list accordingly and Puppy booted up.
So if you have a combination of SATA and PATA hard drives, be very careful using Grub.
In my case, if I would have assumed that my SATA drive was hd 0, and written grub to the superblock of hd 1, I would have been overwriting the Vista boot sector.
Also, on a file not found, when booting, if Puppy is creating a menu.lst entry to be included in menu.lst
and the default it creates uses rootnoverify, that partition validity is not checked.
If you use root (hdx,x) with the dirve and partition in place of the x'es, the validity of the partition will be checked.
Using rootnoverify will give you a file not found if the partition does not exsist with no mention of the partition not existing.
A lot of times, it can be entering the wrong drive or partition in your menu.lst.
All this info came to me after being Very Careful in trying to install Puppy frugally to a Computer that had Vista on the SATA drive.
I had installed the second drive (PATA), and wanted to make doubly sure I would not overwrite anything on the SATA (Vista) drive with the install.
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Joined: 05 Sep 2006
Posts: 13129
Location: Stratford, Ontario
Posted: Sat 13 Jun 2009, 12:00
Post subject:
I certainly agree that configuring GRUB in a multi-drive computer has to be done with caution, especially if you need to preserve another OS.
However, in your scenario, you actually would have been OK. If you had tried to install GRUB to (hd1,2), GRUB would not have found the Stage2 files there and would have aborted. So your Vista bootloader would not have been overwritten.
That's why GRUB has the "find" command. It identifies the target partition before you do the install.
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Joined: 17 May 2007
Posts: 219
Location: Queensland Australia
Posted: Wed 17 Jun 2009, 04:27
Post subject:
Some food for thought.
For the Full-Install option. Let's look at the Ubuntu solution...
Allow three choices...
1. Using the entire Hard Drive (no change required)
2. 2 Partitions (half and half) + swap partition (say 2%) - using the parted command (I don;t have the scripting experience to pull this off)
3. Manual - exec gparted
"Puppy is easy to use and little technical knowledge is assumed...."
Toowoomba Linux Users Group
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Joined: 25 Nov 2005
Posts: 2183
Location: Lincolnshire, England
Posted: Wed 17 Jun 2009, 06:58
Post subject:
The ubuntu installer (especially in later versions) is a superb model for usability. The Gui for the installer urgently needs an overhaul if puppy is to meet its first objective...
Heres an opportunity for someone with even modest GUI development skills to make areal difference to puppies primary mission goal.
Puppy can also do other types of installs that ubuntu cant (it needs its own partition). It can literally "repair" (to the end-users mind) a broken XP computer by hooking into the XP bootloader...in essence installing itself onto an NTFS partition (how cool is that?). There is some talk about that
on this thread
. The beauty of this is that it doesnt require any repartitioning (which can be risky). From the legions of frustrated XP repair men out there (and as an ex-one myself) I would think this would be an extremely popular choice too (and one in the eye for redmond).
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Posts: 3425
Location: Oregon
Posted: Wed 17 Jun 2009, 10:12
Post subject:
My install of Puppy 421 is finalized as a dual boot with Vista using the Vista bootloader and BSD to select between Vista and a Grub bootloader for a frugal install of Puppy to a partition on a second hard drive.
The thing that concerns me here is that a nobe that has an OS he wants to keep on his main hard drive and tries to use the One-Click-Install script to install Puppy to a second hard drive or partition, may lock himself out of his existing OS if not destroy it completely.
So lots of chances to back out of the install should be given with warnings before any damage is done.
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Joined: 05 Sep 2006
Posts: 13129
Location: Stratford, Ontario
Posted: Wed 17 Jun 2009, 10:33
Post subject:
The preamble in the first message of this thread talks about completely erasing an old machine. That's how the one-click installer has been employed successfully by several recent users who could not get the PUI to work for them.
Personally, I do not like the idea of a desktop icon, menu entry or an automated PET like the one above appears to be. It would be too easy for a novice to confuse this with the PUI and do something bad.
I also don't like the idea of a boot option that runs the installer. Users might assume that they were launching an Ubuntu-like setup program with multiple options.
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Joined: 25 Nov 2005
Posts: 2183
Location: Lincolnshire, England
Posted: Wed 17 Jun 2009, 12:50
Post subject:
These were the "specs" that rcrsn51 was working to.
I also don't like the idea of a boot option that runs the installer. Users might assume that they were launching an Ubuntu-like setup program with multiple options.
The "pfix=recycle" parameter would ensure that users were to know that it would be effectively reconditioning the computer (transferring from one user to another). Perhaps if this were "specialist knowledge" (i.e. only known about by specialist recyclers who need to recondition computers quickly) and was not displayed as an option in the boot parameters (f2 I believe) then it would avoid these accidents. Only people who knew what they were doing (those who recycle computers all day long) would know of its existence.
I understand both of your concerns about users losing their data. We can all agree users data is much more safely stored on a Linux computer than a Windows one. Looking at the bigger picture, perhaps then creating a suitably cautious, but easily usable, graphical installer (which the .pet package isnt) would be a way that us responsible developers could ensure the survival of peoples valuable data.
Puppy Linux's
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Location: Stratford, Ontario
Posted: Wed 17 Jun 2009, 13:28
Post subject:
For recyclers who want to image machines quickly, the easiest solution would be a remastered Live CD with the installer folder on the CD but external to the sfs file. This can easily be done by making a GRUB-bootable CD.
Once the machine has booted to the desktop, it would just be a matter of mounting the CD and running the installer from there. Puppy itself would not need remastering and there would be no permanent trace of the installer inside Puppy.
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Posts: 2183
Location: Lincolnshire, England
Posted: Wed 17 Jun 2009, 14:51
Post subject:
So your saying put it on the cd itself? ok that would work. Having it as a boot parameter would speed up the whole installation process, but I should learn compromise
When I have five minutes, I will update the PET to include an explaination (in "newblish"), an "are you sure?", an "are you absolutely sure?", and an "if you click 'yes' again it will wipe EVERYTHING off this computer, are you totally sure this is OK?"
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Posted: Wed 17 Jun 2009, 15:53
Post subject:
OK. Here are the steps to make a custom boot CD for recyclers using syslinux.
1. Start a folder named "cd" somewhere outside of your pupsave. Copy the following files into this folder:
a. Four files from the Puppy Live CD - vmlinuz, initrd.gz, pup_xxx.sfs and isolinux.bin
b. The one-click installer folder "installers"
c. The two files contained in the attachment below - isolinux.cfg and makeiso
2. There should now be seven items in the folder. While
the folder, open a console and type:
sh makeiso
3. The iso is created one level up and is named "cd.iso". Burn it.
424 Bytes
1758 Time(s)
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Joined: 25 Nov 2005
Posts: 2183
Location: Lincolnshire, England
Posted: Wed 17 Jun 2009, 20:57
Post subject:
Thank you for this tip rcrsn51, I will use it in ecopup which is specifically aimed at recyclers.
Puppy Linux's
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Joined: 26 Jun 2009
Posts: 1
Posted: Fri 26 Jun 2009, 22:16
Post subject: Installation Scripts
rcrsn51, I am grateful for the installer scripts. I have been working all day on installing Puppy to my son's Dell Inspiron 1000, a dog that flies as Puppy.
Some very basic answers are missing or hidden on the various Puppy pages: reformatting a former Winbloze drive for Puppy. But your scripts are just what I needed.
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Posts: 13129
Location: Stratford, Ontario
Posted: Fri 26 Jun 2009, 23:31
Post subject:
Glad to help.
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This page contains the driver installer for SAMSUNG NP900X3D-A05US, It is highly recommended you update your SAMSUNG regularly in order to avoid conflicts, By downloading the latest driver helps you resolve driver conflicts and improve your computer's performance.
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On Thursday, Massachusetts securities regulators fined and censured Conquest Capital Partners, Conquest Phoenix Fund and Conquest Capital co-founder Ryan Gadles for selling privately placed securities to investors, who were urged to roll their 401(k) investments into a self-directed IRA.
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Moderators: [Official] Foundry Assistants, Cartographers
pepperonibread wrote:Maybe the ocean borders could all be one-way, based on ocean currents. The ocean half could be sort of like Dungeon of Draknor. Not sure how you'd do the land-to-ocean connections though.
edbeard wrote:2. How do I want continents, territories and connections to be.
My plan at the moment is to have South America be a three territory continent. North America would be a 7 territory continent (Central Am., W. US, E. US, W. Canada, E. Canada, Greenland, and Alaska). They'd obviously connect via Central America. These would also be used as connections to the water to create a havok of connections in one spot.
This would also occur throughout the map. Such as in Cape Horn / Drake Passage where the South Atlantic and Pacific meet.
Bering Strait and alaksa/kamchaka. I think for gameplay sakes, having a connection from alaska to russia is not the way to go. Maybe others disagree. Forcing players to go into the sea to get to other land masses is the main idea behind this map. Though this is mainly just to get from the americas to everywhere else
Splitting up the oceans is tough because land and sea connections are vital to movement but I don't think any other types of impassable borders will be utilized. So making continents that are not impossible to hold is key.
Do I have a huge pacific ocean continent and split up the atlantic ocean into north and south? Or possibly the opposite. Do I include the 'southern ocean' which borders Antarctica (I don't think so). Do I make a Eurasia continent instead of splitting Europe and Asia? (that's my plan at the moment).
I kind of like the idea of splitting up two bonus mini maps, I look forward to see it all come together.My plan for the legend is pretty simple. I'm going to have two mini-maps. On one, we'll show all the land bonuses while naming all the ocean continents. The other will name the land continents and show the ocean bonuses. Perhaps it'd be simpler to just put names on one and numbers on the other but I'm getting ahead of myself.
natty_dread wrote:I was wrong
Kaplowitz wrote:You can add New Zealand
edbeard wrote:did you perhaps miss my image?
edbeard wrote:I might've been convinced about the rivers thing but that'd only give me a few places for land to ocean connections.
I chose them based on where land-land and ocean-ocean connections occurred on the map. I thought that was fairly evident. It cuts down on the total number of borders the oceans and lands will have by herding them all into one area. I think this makes for a unique setup as four continents converge in one spot on numerous occasions.
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All told, there are 1,453 individuals in the world with personal wealth of $1 billion or more, according to the Hurun Report. Asia is home to the largest share of billionaires with 608 individuals, followed by North America with 440 and Europe with 324.
Africa's billionaires range in age from 38 to 84, Ventures reports. They derived their fortunes from a variety of business ventures, including financial services, mining, construction, energy and retail.
Three women made it into Ventures' 2013 rankings, one into the top 10. The other two are Isabel Dos Santos, an Angolan investor and the daughter of Angola's president, Eduardo Dos Santos, and Mama Ngina Kenyatta, the widow of Kenya's first president.
In all, 10 African countries are represented on the billionaire list. Nigeria, South Africa and Egypt lead the pack with 20, nine and eight, respectively.
Following are the 10 richest people in Africa, according to Ventures.
10. Christoffel Wiese
Net worth: $3.4 billion
Industry: Retail
Country Of Citizenship: South Africa
Age: 72
Wiese is the chairman of Shoprite, Africa's biggest discount retailer (not to be confused with the ShopRite grocery chain in the Northeastern U.S.), and its largest individual shareholder, with a 15% stake in the $7 billion company. He also owns significant stakes in other Johannesburg Stock Exchange-listed companies, including Invicta Holdings, PSG Holdings, Tradehold and Brait, a private equity firm. Other assets include a private game reserve in the Kalahari and Lourensford Wine Estate.
9. Nathan Kirsh
Net worth: $3.6 billion
Industry: Real Estate, Distribution
Country of citizenship: Swaziland
Age: 82
The bulk of Kirsh's fortune is held in various property and distribution companies. His investment firm, Kirsh Holding Group, has a 50% stake in Swazi Plaza Properties, which owns the largest shopping mall in Swaziland. He also holds a 29% stake in Minerva, a London-based property developer, and a 63% stake in Jetro Holdings, which operates Jetro Cash and Carry stores and Restaurant Depots in the New York City area. Kirsh is also the largest individual shareholder in Magal Security Systems, a developer and supplier of control systems and intruder detection systems.
8. Gilbert Chagoury & Family
Net worth: $4.2 billion
Industry: Construction
Country of Citizenship: Nigeria
Age: 67
Born to immigrant Lebanese parents, Chagoury is a co-founder of the Chagoury Group, a multifaceted Nigerian conglomerate with interests in manufacturing, construction, real estate, hospitality and health care. Today, the Chagoury Group owns five flour-milling companies in Nigeria and Benin, as well as a glass bottle manufacturing plant and a plastic bottle manufacturing operation. Other assets include two five-star hotels in Lagos and Port Harcourt, and a high-end real estate development company.
Chagoury's career has been marked by controversy. In 2001, in a British court, he admitted to helping the family of deceased Nigerian dictator Sani Abacha transfer $300 million into foreign accounts. He returned the money and was indemnified of charges.
7. Nassef Sawiris
Net worth: $5.2 billion
Industry: Construction
Country of citizenship: Egypt
Age: 53
Sawiris is the youngest of the three sons of Egyptian billionaire Onsi Sawiris, founder of the Orascom conglomerate. Nassef Sawiris heads Orascom Construction Industries, one of the largest companies in North Africa. In January, he announced that OCI was exchanging all the company's global depositary receipts for newly issued shares of OCI NV on the NYSE Euronext in Amsterdam or in exchange for cash. A consortium of investors, including Bill Gates, provided the $1 billion in fresh capital required to pay off investors. The overwhelming majority of shareholders accepted the buyout offer, which subsequently led to the company's delisting on the EGX. Nassef also serves as a director at Lafarge, the French cement giant, and the Dubai International Financial Exchange.
6. Johann Rupert
Net worth: $6.1 billion
Industry: Luxury goods and retail
Country of citizenship: South Africa
Age: 63
Rupert's father, Anton, founded a cigarette manufacturing operation, Rembrandt, in 1941 that became one of Africa's leading tobacco firms, then diversified, splitting into two divisions: Remgro (an investment company with financial, mining and industrial interests) and Compagnie Financière Richemont (the Swiss-based luxury goods group that owns premium brands such as Cartier, Dunhill, IWC Schaffhausen, Piaget and Vacheron Constantin).
Johann Rupert is chairman and the largest individual shareholder in both companies. He also owns two of South Africa's best-known vineyards, Rupert & Rothschild and L'Ormarins, and founded the Franschhoek Motor Museum, which houses his personal collection of some 200 antique motor vehicles.
5. Nicky Oppenheimer
Net worth: $6.5 billion
Industry: Mining, investments
Country of citizenship: South Africa
Age: 68
In November 2011, Oppenheimer sold off his family's stake in De Beers, the world's largest diamond producer, to mining behemoth Anglo American. The $5.1 billion deal ended the Oppenheimer family's eight-decade control of De Beers, which began when Nicky's grandfather, Sir Ernest Oppenheimer, took over the firm in 1927 and consolidated its global monopoly over the world's diamond industry. In 2011, E. Oppenheimer & Sons, the family-owned investment firm that Nicky Oppenheimer controls, partnered with Temasek, Singapore's sovereign investment firm, to form Tana Africa Capital, a $300 million private equity fund that invests in the fast-moving consumer goods and agriculture sectors.
4. Folorunsho Alakija
Net worth: $7.3 billion
Industry: Oil
Country of citizenship: Nigeria
Age: 62
Africa's richest woman, Alakija heads Famfa Oil, a Nigerian company that owns a 60% stake in OML 127, one of Nigeria's most prolific oil blocks. In the 1980s, Alakija, who had studied fashion design in England, founded Supreme Stitches, a Nigerian fashion label that enjoyed patronage by successful women in high society, including the wife of the former Nigerian military president Ibrahim Babangida.
Alakija is believed to have leveraged this relationship to acquire an oil block in 1993 at a relatively inexpensive price. Famfa immediately entered into a joint venture agreement with Star Deep Water Petroleum (a subsidiary of Chevron and Brazil's Petrobras), ceding a 40% stake to the two companies. Famfa's 60% interest in the block became the subject of a 12-year court battle with the government after 2001. The Nigerian Supreme court settled the matter in Famfa Oil's favor in May 2013.
Alakija also owns $200 million of real estate in the United Kingdom.
3. Mike Adenuga
Net worth: $8 billion
Industry: Oil, telecoms
Country of Citizenship: Nigeria
Age: 60
Adenuga, Nigeria's second-richest man, made his first fortune in his mid-20s by distributing lace fabrics and Coca-Cola, and by handling lucrative government contracts during the regime of former Nigerian military president, Ibrahim Babangida. In the early 1990s, he founded Conoil Producing, an indigenous oil exploration and production outfit that was the first Nigerian company to strike oil in commercial quantities.
Adenuga's other holdings include Globacom, a Nigerian mobile telecommunications network that boasts more than 25 million customers in Nigeria and Benin. He also owns a 74% stake in Conoil PLC, a petroleum marketing company listed on the Nigerian Stock Exchange.
2. Allan Gray
Net worth: $8.5 billion
Industry: Financial services
Country of citizenship: South Africa
Age: 75
Gray and his family are controlling shareholders of two investment companies that collectively manage more than $50 billion in assets. Gray, who holds a Harvard MBA, founded Allan Gray Ltd., now the largest privately owned asset manager in South Africa with approximately $30 billion under management, in Cape Town in 1973. In 1989, he founded Orbis, a Bermuda asset manager that has more than $21 billion under management. Six years ago, Gray endowed his Allan Gray Orbis Foundation with $130 million, the single largest charity gift in Southern Africa at the time. The foundation funds scholarships for poor but promising South African high school students.
1. Aliko Dangote
Net worth: $20.2 billion
Industry: Manufacturing
Country of citizenship: Nigeria
Age: 56
Dangote, Africa's richest man, started building his fortune three decades ago, trading in commodities. In the early 2000s, he started producing these items himself. His Dangote Group is now the largest manufacturing conglomerate in West Africa; it owns sugar refineries, salt processing facilities and a beverage manufacturer. The group's biggest asset is Dangote Cement, a $20 billion cement manufacturer with operations in 14 countries.
Dangote is also Africa's most generous philanthropist. Within the last 12 months, he has given away more than $100 million to causes ranging from youth empowerment to flood relief, religious causes and education.
More Top 10 lists on ThinkAdvisor:


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As part of AdvisorOne's Special Report, 20 Days of Tax Planning Advice for 2013, throughout the month of March, we are partnering with our Summit Business Media sister service, Tax Facts Online, to take a deeper dive into certain tax planning issues in a convenient Q&A format. In this fifth article, we look at the deductibility of LTC premiums.
Q. Are premiums paid for a qualified long-term care insurance contract deductible as medical expenses?
Amounts paid for any qualified long term care insurance contract or for qualified long term care services generally are included in the definition of medical care and, thus, are eligible for income tax deduction, subject to certain limitations. Amounts paid for the medical care of a taxpayer, the taxpayer's spouse, or the taxpayer's dependents are deductible subject to the 7.5 percent adjusted gross income floor.
The deduction for eligible long term care premiums that are paid during any taxable year for a qualified long term care insurance contract as defined in IRC Section 7702B(b) is subject to an additional dollar amount limit that increases with the age of the insured individual. In 2011, for persons age forty or less, the limit is $340. For ages forty-one through fifty, the limit is $640. For ages fifty-one through sixty, the limit is $1,270. For ages sixty-one through seventy, the limit is $3,390. For those over age seventy, the limit is $4,240. The age is the individual's attained age before the close of the taxable year. The limits are indexed annually.
For tax years beginning after 2009, an annuity contract or a life insurance policy may be exchanged for a qualified long term care insurance contract without taxation.
For years beginning after 2009, a qualified long term care insurance contract may be exchanged for another qualified long term care insurance contract without taxation.
An amount paid for qualified long term care services as defined in IRC Section 7702B(c) will not be treated as paid for medical care if a service is provided by an individual's spouse or a relative unless the service is provided by a licensed professional. A relative generally is any individual who can be considered a dependent under the IRC.
In addition, a service may not be provided by a corporation or partnership that is related to an individual within the meaning of IRC Sections 267(b) or 707(b).
Check out our 20 Days of Tax Planning Advice for 2013 home page.
You might also be interested in The Advisor's Guide to Long-Term Care, a publication from The National Underwriter Company, another Summit Business Media company.


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Angels Win Two Against the O's, Gaining One on Texas + A Scary Stat Proposal
As I said in my last post, I think they can do it, but the Angels have a tall order ahead of them if they would like to have an October. However, with three wins in a row since then, two of which succeeded in eating up a little needed distance in the standings, the Angels are tackling that tall order head on!
…And I have been desperately trying to follow their progress each evening after the family goes to bed early on a sketchy WI-fi connection from the cabin where we are staying for the weekend in Yosemite National Park. Yeah, yeah, yeah. Stunning natural beauty. Freedom from electronic leashes. Relaxation in the great outdoors far away from the encumbrances of modern technology. Trust me, during the day I am all about that. But come 8:30 p.m. or so, I want to know the score and I want to follow the last few innings f at all possible.
Peter Bourjos and Mark Trumbo are on absolute hitting terrors. Torii Hunter's hit streak continues. Bats, gloves and arms are growing steadily more clutch. We have Hank Conger and, best of all, Mike Trout back up from the minors, which means I am seeing various incarnations of my dream, Bourjos in Center, Trout in one of the corners, 2012 outfield right now in 2011…or, at least I will be seeing it Tuesday once I'm back in town. I couldn't be happier!!
Okay, that isn't entirely true. I could be happier if a few of our pitching woes were solved, namely the number 4 and 5 starting rotation spots and some unnecessarily exciting fellows in the bullpen – why did we go to Fernando Rodney again? Why? I don't know what to make of Pineiro's outing, exactly. Nine hits and four runs in six innings but he didn't walk anyone and the runs were clustered in one bad inning plus a solo homerun. Is he a little better and likely to get better still? Were the Angels just damn lucky to score enough runs this time and might not be so next time? It's tough to tell not having actually seen it. And then we have Jerome Williams making his first major league pitching start since 2007 for us on Sunday. I wish him all the best, but I'd be lying if I said I didn't have concerns. Trust me when I say I really don't want to have to start referring to this rotation as Santana, Weaver and Haren, then two days of swearin'. I think that's a little too nostalgic, even for the 50th anniversary.
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More often than not, the rules determining which pitchers are credited with wins, losses, no decisions, saves, holds, blown saves and the like work well enough. But occasionally they can lead to some serious injustices. Take Saturday's game against the Orioles for example, two outs, bases loaded, Rodney is inexplicably called to the mound and proceeds to do what Rodney does best – okay, second best, he didn't walk anyone – he gives up a single after two pitches and a run scores, two with Torii's throwing error. But the Angels rallied in the bottom of the inning, winning in walk off fashion. So, Pineiro gets a no decision, Jordan Walden, who did allow the game to become tied in the first place but then came back for a spotless second inning gets a blown save and Rodney gets the win? Does that seem fair to you?
I think we need a new stat, indicating which relief outings are truly quality and which are…shall we say…unnecessarily exciting. Why not? We have a stat for everything else, right? Thinking of the most egregious crimes a reliever can commit, I propose something to the effect of Win/Save – (Walks + Earned Runs + Extra Base Hits)/# of batters seen. Basically, this would create fractional wins and saves for relievers. A quality win or save would be a 1 or only slightly lower, a .9 for example. But a barely deserved win might be a .25 or even a -.25. We could call this new stat something as mundane as a Weighted Relief Record, but what fun would that be? I propose instead that we call this new stat the Specific Criteria Adjusted Relief Index, or SCARI, as in Rodney may have gotten the win, but his SCARI was, well, pretty darned scary…
…because, of course, I'm completely joking around here…okay, make that mostly.


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Music has always been central to identity—people express their personality through the artists they listen to. It's common to carry thousands of songs in our pockets these days; smartphones have gigabytes and gigabytes of onboard storage, and the contents of our devices are often mirrors of ourselves. Faster processors and more storage enable today's smartphones to do more than ever before; there are more ways to listen to music on your portable device today than even a year ago, and storefronts and apps are continually popping into existence.
Much can be made about the distinction between having a song and owning a song, but the ubiquity of high speed data networks mean that it's mattering less and less where the music actually lives—whether on your phone or in the cloud, it's easy to rock out with your phone out.
In parts one and two of our Ultimate Smartphone Guide, we determined the best phone in each major ecosystem, and then we gave our recommendations for cool social apps on each platform. This time, we're going to look at how to discover and listen to music—reviewing both the buying experience with storefronts and also the major streaming services.
iOS and the iTunes Store
The iTunes Store was the first widely successful online music-buying platform. It originally sold 128kbps, FairPlay DRM-encumbered AAC files for 99 cents a pop, but it later updated to 256kbps, DRM-free, iTunes Plus AAC files with variable pricing after Apple relented to industry demands.
If you use an iPhone (or other iOS device), the iTunes Store is a great place to start discovering and buying digital music. It's organized by genre and includes a variety of lists for top singles and albums—for the store as a whole and for individual genres. Tell Apple what your favorite genres are and the company will send weekly e-mails telling you about top albums, free "singles of the week," and new releases in those genres.
Though the iTunes Store is largely dominated by popular major label releases, Apple has done a good job of courting indie labels. The breadth of artists and albums available can be surprising.
The iTunes Store has the added benefit of being available in more countries and territories (119 as of December 4) than many other competing online music stores, all of which have to navigate a draconian morass of territorial-based licensing regimes.
If you don't use an iOS device, the iTunes Store may have less appeal. Android and Windows Phone devices have their own music store options which are better integrated into those platforms. If you use a Windows PC, you can still buy and download iTunes Plus tracks—the AAC format is widely supported on most mobile devices—but syncing them on a non-iOS device requires additional software. Linux users have no official version of iTunes, and therefore no way (and we suspect little desire) to browse or buy music from the iTunes Store on the desktop.
(There's also the fact that iTunes, despite being a fairly complete media management solution if you're using an iPhone, isn't always everyone's favorite application.)
iTunes in the Cloud
Using the iTunes Store along with an iOS device does offer a few advantages, however. iTunes in the Cloud gives all your devices access to any purchased music any time you like. Just pop in to the "Purchased" section in the iTunes app and download any track that is not already on your device.
For the sticklers out there, be forewarned: iTunes will keep all the tracks you download on your device until you start running out of space. Older downloads will be automatically deleted to make room for newer ones, and there doesn't seem to be a clear way to delete tracks once you've downloaded them. We imagine this won't be a problem that for the average user, but serious music fans may get annoyed with this limitation.
iTunes Match
Apple also offers a sort of paid, expanded version of iTunes in the Cloud, called iTunes Match. For $24.99 a year, iTunes Match allows you to either "match" or upload up to 25,000 tracks to iCloud, which can then be downloaded to any device. The "match" part works by analyzing your library, and if a track matches one offered in the iTunes Store, Apple merely stores a reference to that song in iCloud. You can then download the full iTunes Plus version of that song, even replacing your less-than-stellar 64kbps CD rips from the mid-'90s.
Tracks that can't be matched up for whatever reason are uploaded to iCloud as-is. If you have a crappy rip of a song, it will still be crappy, but at least you'll be able to pull it from iCloud to your iPhone—anytime you feel like, anywhere you are—as long as you have a network connection.
Like most of Apple's products and services, the company doesn't do much to serve the 5 percent of users that fall outside of "typical." If your music library contains more than 25,000 tracks, iTunes Match won't even work (though there are workarounds).
However, if your music library can fit on a typical laptop and your tastes don't veer too far off the beaten path, the iTunes Store is a good option.
Android and Google Play Music
Google's music experience doesn't have the history of some of its digital retail competitors, but thanks to the company's power, its store has built up quickly. The store now has a huge catalog of both apps and content available for users to buy, and while the shopping experience isn't the best, it's not easy to stump.
Google doesn't make clear how it curates the discovery portions of its Play store; that is, whether "top" albums or songs are strictly the most popular in terms of songs, plays, or both (or neither). Still, it keeps a fresh cycle of new releases and popular stuff at the forefront for people who would rather not dig for their favorite music.
One of the most interesting experiments to conduct on different music services is to compare the top albums or songs listed on each of them. Even if Google guides the selection a little, it's at least a bit revealing about your Android-using compatriots and their prevailing tastes. For instance, on the same day, the top three albums on Spotify were "The Lumineers" by The Lumineers, "Take Me Home: Yearbook Edition" by One Direction, and "Christmas" by Michael Buble, while on Android's Google Play store, they were "The Carter IV" by Lil Wayne, "Hybrid Theory" by Linkin Park, and "Girl on Fire" by Alicia Keys. Both selections are more or less pop music, but they skew in different directions.
Android's top songs focus a bit less on hard pop: the top three there are "Girl on Fire" by Alicia Keys, "Some Nights" by Fun, and "Ho Hey" by The Lumineers. But the last two are the main exceptions to the top 10; the rest are strictly pop songs.
Likewise, in the featured section, Google features recent pop released front and center, but it throws a couple of curveballs. For instance, one of Google's suggestions was "Music of Faith and Devotion"—not a genre I'd normally expect to generate a huge response from the general populace, but the holiday season may be to blame here.
Below recent releases is a "recommended for you" section, where Android will suggest music based not only on your purchases, but also your viewing history from YouTube. After we wantonly watched to a string of Beyonce music videos, Beyonce's appearance in this section freaked us out more than a little. This feature can also generate recommendations based on what your friends buy or listen to, if you add them through the application.
The music store in Google Play has simple transitions and is not as animation-heavy as what we see in the Windows Phone music store. The quad-core Snapdragon in the LG Optimus G we used for these screenshots was quick to load artwork as we scrolled and swiped between screens, and operations stayed smooth.
The Web implementation of Google Play, on the other hand, is quite a bit pickier. For example, searching "beyonce" turns up nothing whatsoever; you have to either get the accented é at the end in there, or else use the dropdown menu to locate your Beyonce collection.
When you buy a song or album within the Play store on a phone or tablet, the song is automatically made available for streaming from the Google play website (play.google.com/music) as well as downloaded to your device.
After buying a song or album, Google also allows you to share one free listen of that content with a friend. This is moderately useful when you are discovering something new, but probably far better in terms of driving organic sales. Google, you schemers.
Google also offers a sizable contingent of free music. It's nothing like Spotify or other services that offer free streaming, but it's also not just a smattering of artists looking to get their name out there. Rather, it appears to music for which Google is willing to eat the costs if it will get you to listen and use the service. A sample of included artists at the time of our research: Coldplay, Mumford and Sons, Oasis, Social Distortion, and The Verve Pipe.
The selection is rotating, and once the song moves off of the free list, you'll have to buy it to continue listening. This is sort of a neat way to try before you buy, but it's a very limited version of better services (i.e. Spotify) out there; the only advantage it offers is a smooth transition between the try and the buy.
Still, Google Play doesn't require that you buy music through it to be able to download or stream. Similar to iTunes Match, Google can store up to 20,000 or your own songs in the cloud that you can stream, download, or arrange into playlists on your devices as you see fit.


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As a recruiter helping advisors with career transitions, Phillip Flakes noticed that a lot of his clients were saying their next move would be their exit from the industry. The savvy entrepreneur didn't simply move on to more active prospects but realized there was a business opportunity in helping advisors in their final career transition.
The result is Succession Link, a new online marketplace for advisory practice mergers and acquisitions, which went live in May. While there are plenty of such businesses, Flakes' offering may be a unique value-add coming from a recruiter (his StarPoint Consulting Group has been arranging advisor/broker-dealer marriages for four years now.)
But it may be unique in another way as well. Succession Link charges no transaction fees to advisors selling their practices. Its business model is based on subscription fees to buyers looking for acquisitions on the site.
"Other competitors do charge transaction fees," Flakes told ThinkAdvisor in a phone interview. "Others will help the buying advisor find a practice. We will certainly help as well, but we want to start with the selling advisor first."
The free listing has so far attracted 44 advisors to list their practice since the site's May launch (41 are listed currently), a majority of which are sole practitioners along with a few two-to-three advisor shops and some larger teams.
"We're hoping that advisors at least stop in, test the waters, and see what the market will bear," Flakes said.
While Flakes helped to seed the site with practices from among the 60 advisor groups that StarPoint has helped to transition, he sees a broader marketplace beyond these prior relationships in building Succession Link.
"67,000 advisors are 55 and older and … what that says to me there is certainly a huge opportunity," he says. "And very few have a formal succession plan in place."
Besides the wasted opportunity of a business going to its grave without giving its still-vital organs a chance for new life, Flakes argues that aging advisors must confront a basic ethical question about what is in their clients' best interests.
"What if the client were asking the question: Do you have a succession plan? And for advisors who do not, what would your response be?" Flakes asks.
"Financial advisors have to remember there are clients attached to the assets they manage," he says. "If you're trying to hold on as long as you can and not bring in a junior advisor, you have to question what that says to the client in the end."
For those advisors who have dipped their feet in succession, some hold out in another way—refusing to sell unless they get the multiple they want on their practice. But that is their prerogative.
Flakes (left) says selling advisors can list their own asking price, state their preferred multiple — say two or three times revenue — or list no asking price whatsoever. Some may stick to their price and others may lose resolve or be attracted to a deal in hand.
"We do get our handful of advisors that say 'if I don't get the multiple I want on the practice, I'll just keep working,'" he says.
Asked what current valuations look like, Flakes responds that there are "rules of thumb, which I don't love" that advisors can get the equivalent to its nonrecurring revenue and two times recurring revenue.
But he insists there are qualitative factors beyond those formulas in valuing a book of business.
"We can do a long-winded valuation, and we also have a short list of companies that specialize in doing valuations" — or the advisor can get his own appraiser," Flakes says.
He believes the free valuation offered for listing on the platform could probably get within a percentage of a professional valuation, but emphasizes that a third-party appraisal was important for the advisor's peace of mind.
"We don't want advisors to think we're conflicted," he says.
Aggregating assets of the practices currently on offer on Succession Link (as opposed to a practice-by-practice survey), Flakes asys 62% of assets are commission-based and 38% fee-based.
He says that even a 100% commission-based business — he has one such practice with $35 million in assets currently listed — can represent an attractive acquisition.
"As a buying advisor, that represents a lot of opportunity to move that business toward a fee-based model," Flakes says. "It will be lower valuation on the practice and a bigger opportunity if the new buying advisor can help restructure."
The Succession Link co-founder (together with partner Nicholas Gudz) says that broker-dealers typically help a buying advisor finance the transaction, but in a case where the broker-dealer does not provide that service, or for many RIAs lacking that access, help is available.
Succession Link has just announced a strategic alliance with PPCLoan to provide streamlined financing for advisory practice acquisitions.
"We do not provide the financing … but we wanted to go out and find solutions for advisors," he says.
Check out Is Your Practice Big Enough? on ThinkAdvisor.