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"Nature hates miracles that last too long"
Camus wrote: "Nature abhors miracles that last too long." How long can it unfold before our eyes?
In Europe and the United States, rising interest rates or falling activity are giving way to inflation without even appreciable increases in unemployment! Surprisingly, it remains at the lowest level: 6.5% in the euro zone, 3.6% in the US, according to Eurostat.
Thus, the labor market remains strong, wages are rising, especially in Europe, increasing the fixed costs of companies. That's pressure on margins… But for companies, it's also a necessary investment in a demographic context where the workforce is structurally expanding and the costs of talent acquisition and rotation are rising. Is the miracle of a soft landing, preventing inflation without destroying jobs, happening right before our incredible eyes?
The German chancellor wants to believe it: the economic slowdown will perhaps be weaker than expected, Germany should miraculously escape the vengeful god of recession, and this despite the guilt of making a deal with the Russian devil.
Investors should continue to see the inertial effect of inflation on the cost of goods sold over the past few months.
However, activity slowed in the fourth quarter: chemical company BASF (which succeeded Covestro in disappointing downward revisions to profit) experienced a volume decline that offset the positive impact of price increases billed to customers.
Moreover, with lower raw materials and observed or expected inflation indices (Germany's losses are coming back around 2%), customers may be less inclined to accept further price increases in the future.
In the consumer sector, Fnac Darty in France reported a 55 million euro drop in sales in December, a key period for the distributor. America's Procter & Gamble admitted to a 6% decline in volume in the last quarter.
Meanwhile, investors should continue to see the inertial effect of inflation on cost of goods sold (variable costs, or "COGS") over the past few months.
We see a similar trend in Continental's Contitech division, which is disappointing both in terms of margins and cash flow. Between September and December, the still strong growth in receipts leaves its mark.
Some companies in the same industry sector will do better than others and will be able to exploit their competitors' weaknesses during economic downturns to strengthen their competitive advantages and capture market shares during economic recovery.
According to McKinsey, in a study of 1,200 companies, investors have historically favored managements that made the following decisions during periods of declining profits: increased earnings retention (reduced dividend distributions or reduced share buybacks), reduced leverage, R&D, Capex and M&A Rapid reinvestment as profit recovery promoted in Above all, the study concludes that a simple cost-cutting strategy is counterproductive.
Microsoft's decision to cut its payroll by 5%, or 10,000 workers, may protect its margins in the short term, but could penalize the group's competitiveness in the event of a faster or more dynamic recovery than expected, such as after the first series. arrests.
So, after a particularly favorable year for systematic funds, stock picking could return to its heyday in 2023.
For investors, after the start of the year (historical in European markets), it may be necessary to favor alpha over beta now.
With high valuation spreads, the European banking sector (50% discount compared to the rest of the market!) can present the same picture as the Atlantic.
So that explains the 12% difference between Morgan Stanley and Goldman Sachs on the same day when their results were published last Tuesday. Does 2022 herald a more fundamental stock-picking year than sector positioning?
With high valuation gaps (hidden cost of capital reaches 23-25% against an average of 17% for Societe Generale, Barclay's), the European banking sector can offer (a 50% discount compared to the rest of the market!). Same show across the Atlantic.
Spanish and Swedish banks are opening a ball of publications. First to publish Bankinter offers a mixed view: the bulk of the gains from the recovery in interest margins (which helped analysts raise revenue expectations for the sector to €90 billion from 2022 to date and up to 2023) due to growth is consumed. operating costs.
Although the sector is not (at least directly) affected by the commodity rebound, rising wages and the cost of IT modernization projects are real concerns for both US and European banks.
Western finance no longer dominates
The sovereign wealth funds of Saudi Arabia, Qatar and Abu Dhabi now manage $3,500 billion, which is more than the GDP of Britain. The first Abu Dhabi bank also considered buying PJSC Standard Chartered.
In 2022 alone, funds from the Middle East invested $90 billion, including 16 in Europe, twice as much as in the U.S.… against the current position of asset managers: As Bank of America points out, they have never done this in America. they were not as overweight. Shares since October 2005.
The challenge for Saudi Arabia, which exports up to $1 billion a day in 2022, is more in its ability to find targets than to finance its purchases. The rise in oil and gas has boosted the holdings of sovereign wealth funds and their investments in oil-importing geographies…
WTI quality barrels have been recovering for several sessions. All futures payments through October 2023 are now above $80. The resilience of the European economy and the latest high-frequency data from China argue for a revival in mobility energy.
The Chinese are learning to live with the virus: participation in public places (such as cinemas) marked a strong start to the year. Traffic jams in cars and subways increase by 50%. With some estimates putting the contamination rate at 40%, we can assume that it will peak around the New Year and collective immunity may be observed sooner than expected (30 days…)
According to Goldman Sachs, the current price of Brent does not include increased demand for oil from China and assumes stable Russian supply.
But like the banking sector, which is held very little despite a good stock market, oil prices also show investors' lack of confidence in economic growth, which is not unfounded, especially when they take a "bottom-up" approach, that is, observing the commercial activity of companies, especially in the consumer sector.
Conversely, the most optimistic scenarios come with the dreaded Sword of Damocles. Could the stronger-than-expected resilience of Western economies and China's growth above 5% in 2023 reverse the overheating that central banks have been fighting for more than a year?
This may be the reason why the ECB groups, who are trying to dispel rumors of only a 25 basis point hike, are in turn intensifying the institution's hawkish discourse. Christine Lagarde declares that the fight against inflation is not over. François Villeroy de Galhau ensures that sustainability strengthens the organization's ability to deliver planned rate growth. Philip Lane argues that entry into restrictive territory on tariffs is inevitable. Pablo Hernandez de Jose guarantees significant increases. Finally, says Olli Rehn, "we can protect ourselves from a Volcker shock by acting quickly now."
Given these commitment letters, the main risk today is that markets entered the monetary turnaround a little too quickly.
The ECB's expected rate of 3.25% in May seems justified, but is it reasonable to expect a cut already in June? Is it consistent with the impending economic resilience and potential recovery of China, a leading raw material importer? Is it a miracle or an illusion to return to an inhabited area after just one year?


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Junior Programming & Summer CampsLake Norman Tennis Association
Lake Norman Junior Programming
Junior tennis programs are available in spring and fall – whether your child has never held a racquet, is a seasoned tournament player, or somewhere in between! There are clinics, academies, and private lessons. Scroll farther down for summer options.
Click on any of the options below to be directed to the appropriate contact or website for additional details.
- Altitude Tennis Academy
- Lake Norman Tennis Center
- Lake Norman Tennis Academy
- Northstone Country Club
- Prosperity Athletic Club
- Westport Swim & Tennis Club
2023 Summer Camps & Clinics
Many of the area facilities offer youth camps and clinics over the summer. Some camps include other sports and activities, in addition to tennis instruction. Updated Summer, 2023 info is highlighted in red. We'll continue to post information as we receive it.
- Altitude Tennis Academy – Huntersville
- Lake Norman Tennis Center – Mooresville
- Northstone Summer Junior Academy – Huntersville
- Northstone Summer Teen Camp – Huntersville
- SportsCenter Summer Camp – Concord
- SportsCenter College Prep Camp – Concord
- Westport Summer Junior Tennis – Denver

subset: commoncrawl


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A progressive metal band from Haugesund (later Bergen), Norway, formed by Ivar Peersen (aka Ivar Bjørnson) and Kjetil Grutle (aka Grutle Kjellson) in June 1991. Enslaved are typically identified as viking metal. Their current sound (although characteristic of black metal) is very much influenced by the British progressive rock bands of the 1970s
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Hello everyone~ I know it's been a super long time and I really shouldn't be making any excuses. In light of my college graduation coming around the corner, I am no unemployed and no longer in schooling so time is aplenty. I'll be getting back to translating soon, but in the meantime, I have a series review/recap/impressions for you all.
Note: A large chunk of this will look familiar if you follow AVirtualVoyage. As I've mentioned before, I work with the wonderful team there on their blog sometimes and this is one that I created for them and transplanted here.
This post will also include complete episode recaps when I get around to it, but for now, only the first two pages have content so enjoy~
Just a warning, it will be pretty long and multi-page. Continue reading


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Private finance columns at the moment are filled with options that mortgage holders with a little bit of spare money ought to pay down their loans within the face of upper rates of interest. Not least this week when the Financial institution of England raised rates one other notch.
Actually, you're assured to avoid wasting on the curiosity whenever you overpay. Scores of wealth coaches extol clearing your mortgage outright and changing into "free" of home debt.
However I imagine overpaying your mortgage can critically hurt your future wealth. That is notably true for youthful individuals, with many years of time forward to earn, save and make investments.
First, let's cope with the plain: overpaying your mortgage when you will have higher-rate loans elsewhere (corresponding to bank cards) doesn't make monetary sense. Earlier than you even take into consideration overpaying in your mortgage just remember to've eradicated higher-cost money owed first.
However my important level is extra elementary: don't overpay your mortgage with out a minimum of contemplating the choice of investing the cash.
Let's assume your mortgage carries a 5 per cent rate of interest — meaning for each £1 you overpay you save 5 pence. It's billed as a "risk-free funding". And although you don't lose cash by overpaying your mortgage (until you get hit with overpayment costs — at all times examine first earlier than you overpay) the fact is you're not investing. You're saving.
For those who have been to speculate that cash in belongings it's not unlikely you possibly can earn greater than 5 per cent over the long term. For instance, the FTSE 100 has achieved a mean annual complete return of 6.35 per cent from 1996 to 2021.
The total return on FTSE All-World index — world equities — was a mean of 9.9 per cent yearly from 1994 to 2021. For those who have been invested within the FTSE All-World over the entire interval you'll have considerably outperformed rates of interest.
However be aware that the previous 20 years have seen exceptionally low mortgage charges. These greased the wheels of borrowing and spending, lowered the price of capital and boosted equities.
Equities are unstable. Asset supervisor Vanguard notes the annual efficiency was solely inside 5 per cent of the typical — above or beneath — in seven of these years.
The reality is we at the moment are in fairly totally different monetary situations: anybody who determined at first of this yr to not overpay their mortgage in favour of a low-cost tracker fund is prone to be worse off. For instance, the S&P 500 was down 23.9 per cent for the yr on the finish of October.
"It's best to solely spend money on equities when you've got a minimum of a five-year horizon". That is the normal recommendation wheeled out in danger disclaimers worldwide.
Certainly, 5 years will not be sufficient to see a return in an period the place charges are excessive. You could not see a return even in a for much longer interval.
However, traditionally, betting on shares has seen increased charges of return than curiosity prices when the investments are made for very lengthy intervals. Twenty years for instance. That appears like a really very long time, however it's a lot lower than the time between beginning work and retirement for most individuals.
For those who overpay your mortgage you might be certainly assured to avoid wasting the curiosity prices. However additionally, you will miss out on the chance to construct wealth utilizing that capital within the inventory market.
Clearly rate of interest ranges matter. In case your mortgage is mounted at 0.8 per cent then saving 0.8 per cent isn't interesting. But when your mortgage fee strikes to five per cent, immediately saving 5 per cent isn't such a foul deal.
Let's assume that over a 25-year mortgage you overpay £100 a month. In case your mortgage is financed at a most fee of 5 per cent (once more, not possible to foretell) overpaying will prevent £60,136.14 in curiosity (compounded yearly).
But when we make investments that in index funds and generate an achievable 6 per cent return (compounded yearly), our complete steadiness can be £69,787.66. That's 16.05 per cent increased. No matter your opinion on overpayments, it's clearly value contemplating.
You additionally want to think about tax. Each mortgage overpayments and inventory market investments are made with taxed earnings. However mortgage overpayments are tax-free investments and inventory market investments are sometimes not, although there are tax-free instruments obtainable, corresponding to Isas.
Since each rates of interest and inventory market returns range, there's neither a proper nor fallacious reply right here. It depends upon the person's circumstances and urge for food for danger.
Some individuals can settle for they could be worse off financially by overpaying however really feel a deep sense of consolation figuring out their mortgage shall be paid off faster. Others could possibly settle for additional danger within the inventory market within the hope of reward.
Whereas I firmly imagine overpayments are overly cautious for youthful individuals, with center age come new priorities and anybody approaching their later years is prone to be danger averse (and with good purpose).
Telling individuals to think about extending their mortgage is prone to flip you right into a social pariah. However that's precisely what I've executed, as a result of it is sensible to me as I can enable my capital to compound within the inventory market.
Select correctly, as a result of the selections you make on overpaying your mortgage may be massively influential in your future wealth.
Michael Taylor is a dealer of his personal capital and founding father of buying and selling training web site shiftingshares.com. He has lengthy and brief positions in Purpose and important market London Inventory Change securities
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This might be among the many gay applications that's been around for a bit however, seems caught within the a comfort zone I really don't think its achieved far traction regarding LGBTQ neighborhood away from a number of its popular nations in the China and South usa. Individually, I've never such because been able to […]
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The action of caffeine in promoting ultrastructural damage in frog skeletal muscle fibres. Evidence for the involvement of the calcium-induced release of calcium from the sarcoplasmic reticulum
Duncan, C.J.; Smith, J.L.
Naunyn-Schmiedeberg's Archives of Pharmacology 305(2): 159-166
Accession: 006595603
Caffine at concentrations above 5 mM caused rapidly extensive ultrastructural damage to the myofibrils of frog skeletal muscle. The effect was promoted at lower temperatures, whereas the myofibrils were protected by prior exposure to procaine. Caffeine may cause a Ca2+-induced Ca2+ release (the CROC) from the S.R. [sarcoplasmic reticulum] and that the consequent rise in [Ca2+]i promotes the ultrastructural damage observed. Myofibril degradation is also produced by treatment of the muscle with the divalent cation ionophore A23187 [2-[(3,9,11-trimethyl)8,12-pyrrole carboxymethyl-1,7-dioxaspiro[6.6] undecyl-2-methyl]-5-methyl amino benzoxaxole-4-carboxylic acid]; this effect is not protected by either procaine or Dantrolene sodium. It is suggested that A23187 causes the release of Ca2+ from the S.R. by a mechanism that differs from both excitation and the CROC; the resultant rise in [Ca2+]i again causes myofibril degradation. The ways in which a marked rise in [Ca2+]i could cause muscle damage and the possible relevance of these findings to the sequence of events in the development of myopathies of human skeletal muscle are discussed.


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Over time, the continued use of photobiomodulation on the brain causes the brain to become a strengthened, upgraded organ as the cells begin to signal better and connectivity is repaired between the neurons.
Current research has just scratched the surface as to advancing our understanding of how infrared light can be used to foster positive neurophysiological change.
This is an exciting time for research, discovery in the field of digital neurotherapeutics, as it verges on discovering ever more profound answers and applications. We surely will gain greater understanding about the benefits of combining photobiomodulation and neurofeedback in remediating neuropsychiatric, neurodegenerative and neurodevelopmental disorders.
Below is a collection of the growing body of published research on clinical application of photobiomodulation.
Alzheimer's Disease
Photobiomodulation is showing to be a promising new treatment strategy for Alzheimer's and other forms of neurodegenerative conditions including amnestic mild cognitive impairment (aMCI). Along with demonstrated clinical effectiveness, it represents a safe, inexpensive, sustainable treatment in both the clinical and at-home setting.
Long COVID-19
Current evidence suggests how the impact of COVID can be mitigated by 1070nm photobiomodulation. Our current efforts are to obtain support for trials directed at the underlying pathophysiological response as well as clinical trials with long-COVID subjects. We intend to study how repeated exposure to the 1070nm PBM may decrease the duration and intensity of long-COVID cognitive and physical symptoms as well as diminish the severity of post infection neurological injury.
Parkinson's Disease
PBM has been successfully used in animal models to reduce the signs of Parkinson's Disease and to protect dopaminergic neurons. Moreover, recent clinical trials have shown that photobiomodulation can be an effective treatment method for individuals diagnosed with Parkinson's disease, as it has shown to improve measures of mobility, cognition, dynamic balance and fine motor skill.
The use of photobiomodulation on people with Autism is being widely studied as a new alternative option for aiding some of the symptoms of Autism. Each year more research is being conducted and trials facilitated to learn more about the application of photobiomodulation on people with Autism.
Healthy People - Optimal Performance
Photobiomodulation is not only something for those looking at alternative therapies. It can also be used on Healthy individuals to drive optimal performance, did you know Jack Dorsey used to stand under a near infrared light when working at Twitter?
Traumatic Brain Injury
Traumatic brain injury (TBI) is a brain dysfunction caused by some type of trauma to the head, often resulting from sports injuries, road traffic accidents, or blast injuries suffered in military conflict.
Did you know that each year in America roughly 1.5 million people have Traumatic Brain Injury, with only 1 out of 6 being hospitalized?
Neuropsychiatric Conditions -Depression and Anxiety
Many animal and human studies have reported the beneficial effects from the application of near-infrared PBM to improve the psychological status of patients with major depression and anxiety.
Studies reviewed and described below provide strong evidence that suggest the mechanism of PBM (increasing mitochondrial activity and energy production, increasing regional blood flow) has a downstream effect of not only ATP production, but also potentially increases intercellular signalling and connectivity.
According to Hopkins Medicine, 9.5% of adults over the age of 18 suffer from depressive illness each year.
Neuronic devices are not medical devices under any jurisdiction and are not intended to diagnose, treat, cure or prevent any disease. These statements have not been evaluated by the Food and Drug Administration. Neuronic is not providing any medical advice. We advise you to consult a medical professional and conduct your own independent research.


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Decision pending on school's land petition
PUHI — After years of planning and deliberation, Island School's efforts to reclassify 38.4 acres of land to urban usage could be decided in July. David Pratt, Island School Board of Directors vice president and chair of development, said he
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All the attention is on the Deltin Poker Tournament Xpress (DPTX) which is currently being played out at the Deltin Denzong in Sikkim. The first of its kind in the state, players were excited to be a part of the live action, and we now have another result to report to you, after Vivek Anand Baskey won the opening tournament.
The next tournament to be played out was the DPTXpress INR 10k Bounty Event, which saw another healthy participation of 48 entries. All of these players coughed up the entry fee of INR 10,000 but only the top 6 were paid out eventually, with a minimum pay-out of INR 14,000.
It was a long night at the casino and after 13 levels of grinding, we had a winner in Prashant Malik, who walked away with the top prize of INR 90,000. The blinds had reached 5k-10k and the Big Blind Ante was running at 10k when the final hand took place at Malik was declared winner.
Malik was up against Rishav Gupta in this final hand. Gupta held Q2 off-suit here, while Malik was slightly ahead with Qd 6d. Gupta, being the shorter stack decided to shove all his chips into the pot when the flop opened 9d 8h Qc and he hit a pair of Queens. However, he would've realized he was behind after the players revealed their cards.
The turn and river cards opened 4d and 3c and Malik went on to win the pot with a pair of Queens and a higher kicker, Six. This was good enough to win the beautiful DPTX trophy while Gupta took away INR 53,000 for finishing second. GutshotMagazine.com wishes to congratulate Malik and you can keep watching this space for more updates from the DPT Sikkim series.
Don't have an account on Adda52 as yet? You can join their platform and be one of the big winners of the Adda52 featured tournaments, or any of their other top tournaments. To do so, sign-up HERE.
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How to Update your business info on Google...
Google MyBusiness
Engage with customers
Engaging with the customer is direct innvolving with the customers, direct handling their problems and solving their problems online. Engaging with the customers is talking with the customer taking the feedback from the customer about the product. Engaging with the customer help the business to know about what customer actually want and taking the feedback helps the business about what they are lacking in their products.
There are several methods which will help in engaging with the customers which are as follows:
1. Reply to customer reviews:
The Businesses can improve its product quality by taking customer reviews seriously.These reviews helps the businesses to tell about the quality of the product they are giving and also tells about what product quality they should give to customers
2. Add photos and videos to showcase your services to customers:
The businesses should add photos and videos of their products so that when the customer sees the website the customer can easily get the idea about the products or services offered by the company
3. Answer question about their business through q/a:
Businesses can do a Q/A session with the customers for knowing about what demand is in the market and for also knowing about the demands of the customers
4. Chat directly with the customers:
Talking directly with the customers asking about their problems they are facing while using their products and by this, they can directly deal with their customers and through this they can easily solves the customer problems and this also helps for business as the customer will be more confident on this company
Recent post:
How to verify your business on Google...


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Motorcycles and Mascara T Shirt / Tank Top
T-shirts for men, women, boys, girls, kids, & the baby
Motorcycles and Mascara T Shirt / Tank Top
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Motorcycles and Mascara Shirt
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Most orders ship out within 3-4 business days from our warehouse in California, United States via USPS 1st class mail.
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text: in Trending Divock Origi transfer claim shows Liverpool have turned tables on Barcelona by autobot October 7, 2021, 8:20 pm Divock Origi has been linked with a surprise move to Barcelona by reports in Spain www.liverpoolecho.co.uk Leave a Reply Cancel replyYour email address will not be published. Required fields are marked *Comment * Name * Email * Website Save my name, email, and website in this browser for the next time I comment. By using this form you agree with the storage and handling of your data by this website. *


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City Street View Building Blocks Model Building For Children's Toys
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- 30-day returns as standard OnBuy's minimum returns period is 30 days for most products. There are however some exceptions e.g. perishable goods, personalised items, digital downloads etc. Please read our T&Cs for more information.
In stock
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Standard (Free): Tue 18th - Mon 24th Apr
Sold by: VELKOMMENDIG
Most Popular in Building & Construction Toys
This product has other options in stock
- Street
- Model
- Building Blocks
- Ministreet
City Street View Building Blocks Model Building For Children's Toys Description
Lego City Street View Building Blocks Model Building For Children's Toys
Building Blocks
SAFE AND DURABLE -- Our premium quality toy building sets are built to last! The parts are made of ABS material with a high-security level and are rigorously built for quality. The building block parts have no smell, non-toxic, smooth without burrs, colorful and solid. Children have fun while playing, mom is at ease.
EDUCATIONAL TOYS -- Building blocks playsets put open-ended play and self-expression into the hands of budding young builders. In the process of building this set of blocks, children have incorporated their own imagination into it. The creative toy building sets help your kids improve their fine motor skills and creative thinking when they build, also encourage them to do role-play and storytelling.
Great Gift -- The exquisite color box packaging is suitable for gifts for kids 6+. Ideal gift for birthday, Children's Day, Christmas, Chanukah, Easter, summer camp activities, back to school. Also a fantastic decoration in your kid's room. At the same time, our toy building sets are also suitable for beginners who love bricks toy. Children will be entertained for hours with our building toy set.
Color : Mixcolor
Package : With Box
Material : Eco-Friendly Abs Plastic
Suitable : Kids Boys Girls Teen Gift
Classification : Assemblage
Feature : Mini Street Bricks
Age:7-14 years
Condition : 100% New
Application : Puzzle And Enrich The Child'S Imagination And Ability Of Operation
Package Include:
1xIce cream 184pcs,
1xDesserts 157pcs,
1xKFE 164pcs,
1xCoffee 208pcs,
1xMcDonalds 167pcs,
1xCake 185pcs Building Blocks
(Other accessories are not included)
1: Measurement of the item lying on the table may cause 1-3cm difference, please note the sizes for it doesn't fit all people. Please view the details of the size information before your purchase.
2: The real color of the item may be slightly different from the pictures shown on website caused by many factors such as brightness of your monitor and light brightness when photo taking.
3: Each product is unique and made by hands, that's why small deviation from the photos in the listing is possible.
|#2 Building & Construction Toys
|#35 Toys & Games
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Product Reviews of City Street View Building Blocks Model Building For Children's Toys
All OnBuy Reviews are Verified
Ok smaller than expectedShould have checked Not as big as thought it was but easy to build and children enjoying playing with it
NoveltyBought as stocking filler for grandson, cheaper version of lego, great see novelty piece,grandson loved it, who doesn't love mcdonalds
mcdonalds legoi was very happy with my mc donalds product and it was a lego piece that i would buy again
GreatSon was again happy with this item as it fitted his city theme, simple instructions to follow and no pieces were missing
FunMy son loved this little build and it fits well with his city theme, instructions he found easy to follow and all pieces were found.
Lovely little Lego substitute.My son was so excited to receive this and the others. He spent the best part of the day building them. They are dainty little buildings, which was expected, and I really cannot complain for the price.
GreatThis is a great product and i love that you can connect it with others from this set. Great price too.
Coffee Lego shopNot original lego but pieces are fine to build. The well known coffee shop is renamed in this set for obvious reasons.
Delivery took quite some time but that was probably due to RM strikes.
Lego city???This isn't lego as advertised..
But looks just like lego,the kids are happy and so am I.. ill be buying more...
McDonald's legoSmaller than expected, However my children loved it and it was completed quickly Christmas day morning. May look to purchase more buildings in the future.
Ordered mdonalds but was sent KFE, however son loves it!Really cute Lego, we ordered mdonalds but we're sent KFE by mistake but decided to keep it, our son loves it. Nice design and quite funny as it mocks the actual brands (KFC and McDonald's etc). If you buy more than one they can connected together to make a run of fast food stores. Will be buying them all as our son collects Lego, value for money also.
FunBought for my son, he absolutely loved the knock off macdonalds (madonalds.) Bricks are a little fidly and take some work to stick together. However the fun factor of making your very own fake burger joint was 10/10.
Very PleasedFirst time I have used this site which I stumbled across by Google search engine. Easy site to navigate, product looks good (Christmas present so not yet opened) and quick delivery.
Brilliant.Bigger than expected and arrived in good time. Just what I thought it would be but bigger! Thank you for prompt delivery.
Not mcdonalds, but madonaldsMy sister works for mcdonalds and I purchased this for her. Aside from misleading title she liked it. Its fairly small.
Cheap and cheerful (and squashed) fake legoHaven't built this yet and it arrived in a very squashed box - looks cheap but then it was cheap! Looking forwards to building it.
Looks like real legoLooks like real Lego, came in a box, my son will love this at Christmas. Worth the money for a stocking filler.
not legobox damaged and ẃould not recommened for under 8s.but good value for price paid and the qality was not to bad
NiceNot Lego but I suspected this when ordering. Nice little set though and will probably be compatible with lego. I ordered 3 altogether and are nice little stocking fillers
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If needing proof that the proverbial Earth is therapeutic, Dolly Parton has lastly returned to Dollywood.
After noting in early March that she would return to the park after full vaccination, following her April 2 dose of the Moderna vaccine, she joined Good Morning America host Robin Roberts from the theme park on Could 12 additionally along side the theme park's April 23 to June 7 Flower and Meals Pageant.
Throughout her go to, the acclaimed performer and entrepreneur carried out her 1971 hit, "Coat of Many Colours," whereas additionally — throughout her interview with Roberts — mentioned Dollywood's return after a yr of COVID-19 restrictions. After closing in March 2020 at the start of the pandemic, the park opened with restricted capability and restrictions. General, concerning the state of affairs, Parton famous, "I feel it's superb how our crew has completed all of the issues that they've completed."
The Flower and Meals Pageant is a signature Dollywood occasion that includes the park being adorned with 500,000 flowers, together with a sculpture of the Coat of Many Colours. Upon viewing the sculpture, Parton famous that she was "emotional" seeing the sculpture for the primary time. "That little coat has carried me up to now, it's sort of like a little bit signature factor," Parton provided.
Noting that she views the park's staff "as members of her household," she continued, "That is our thirty sixth season, by the way in which. We've acquired all types of individuals which have been right here from the very begin. We're companions. That's the way in which I'm with my band. We're simply all companions right here. It takes us all to make it work."


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3 Affordable Examples Of Cosmetic Dentistry
Although it is not something that people discuss very often, the truth of the matter is that the condition of your smile is often a great indicator of your life and even your financial situation. Virtually everyone wants the healthiest, whitest smile they they could get, so if you do not have one, there is likely to be a good reason for it. In many instances, that reason will be that you cannot afford to spend huge sums of money on your teeth.


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Celeb goss 15th September 2017 by Grace McGettigan
How Much?! This Is What Rob Kardashian Will Pay Blac Chyna For Child Support Every Month
They've finally settled their child custody battle.
Rob Kardashian and ex-fiancee, Blac Chyna, have finally settled their custody battle over 1-year-old daughter, Dream.
The child was at risk of being taken by child protective services because of Rob's alleged history of domestic violence and Chyna's supposed drug usage.
However, the pair have agreed to split custody, with Rob getting slightly more than 50 per cent, according to TMZ.
When it comes to child support, Rob has agreed to pay his ex a whopping $20,000 a month, most of which will go towards hiring nannies. He had initially put his foot down at $10K, but was willing to double that when Chyna said she'd drop her domestic violence claims.
Do you think $20 grand is excessive for child support, or nah?
Have your say


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Alfa Romeo driver Zhou Guanyu has given his thoughts on the team's fight with Aston Martin for sixth place in the Constructors' standings with four races left to go.
Alfa started this season wonderfully well but in the second half of the campaign we have seen them struggle for pace, with the likes of Alpine and McLaren overhauling them in the standings and leaving them behind.
They're sat in P6 as it stands, then, but Aston Martin are showing some great form at the moment and, after appearing to jump AlphaTauri and Haas in the standings and move away from them, the team in British Racing Green now has Alfa in its sights.
There's just seven points between the two teams in the table at the moment, then, as we head into the United States Grand Prix weekend, but Zhou believes that recent upgrades brought in in Japan and here in Austin could help them fend off the challenge of the Astons.
"I think in terms of the speed we're always there in qualifying," Zhou said to Give Me Sport when assessing the fight.
"Let's say in terms of race pace, they probably were a little bit better recently because we were quite, let's say, not as quick to bring in new parts.
"Here we have a bit more of the upgrade. So yeah, I see no reason why we can't keep them behind.
"It's so difficult to predict this season, some races we'll be fine, some races we'll be struggling but we're to get the best out of ourselves. That's definitely one of the biggest targets for the remaining races."
Whilst the fight out in front could be completely done and dusted this weekend in terms of Red Bull winning the Constructors' standings, there's still plenty to be won and lost further down the table.
Both Alfa and Aston have a great chance of securing P6 this year and it's going to be fascinating watching them battle it out in the closing stages of the season.
Zhou appears hopeful that the upgrades Alfa have managed to bring to their car of late could help them swing the momentum back in their favour, but ultimately the proof will be in the lap times over the final four race weekends.
You can keep up to date with all the latest F1 news, rumours and results right here at Give Me Sport.
FIA-accredited Formula 1 and motorsport writer.
© 2022 Sports New Media Limited. All Rights Reserved.
Alfa Romeo driver Zhou Guanyu has given his thoughts on the team's fight with Aston Martin for sixth place in the Constructors' standings with four races left to go.


text: Surprises Making the most of surprises is a great reason to work with us. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content The Power of Compound Interest Learn how to harness the power of compound interest for your investments. How Retirement Spending Changes With Time It can be difficult for clients to imagine how much they'll spend in retirement. This short, insightful article is useful for jumpstarting a conversation about retirement spending, spending habits, and potential medical costs. Building a Solid Financial Foundation Sustain financial well-being or create wealth through these actions.


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Monkey Trousers
Monkey Trousers was a short-lived comedy series on ITV in 2005, featuring Alistair McGowan, John Thomson, Ronni Ancona, Mackenzie Crook, Griff Rhys Jones, Neil Morrissey, Vic Reeves, Bob Mortimer, Marc Wootton and Steve Coogan. It was directed by David Kerr and produced by Bob Mortimer and Vic Reeves' production company, Pett Productions.
Visningar: 140
Genre: Komedi
Skådespelare: Bob Mortimer, Harry Enfield, Lesley Sharp, Steve Coogan, Vic Reeves
Kal Tak
Kal Tak is a Pakistani current affairs show, which airs on the news channel, Express News. It is hosted by Javed Chaudhry.
Zay El Naharda
MAX Sessions: Powderfinger, Concert for the Cure
Digging for Britain
Dr Alice Roberts follows a year of British archaeology, joining up the results of digs and investigations the length of the country.
Concerto was a Canadian music television miniseries which aired on CBC Television in 1976.
WWE Confidential
The World of Lee Evans
The World of Lee Evans was a BAFTA nominated TV show written by and starring Lee Evans and a range of actors, it followed Lee around getting stuck in tight…
Anak Cucu Adam
NBA Awards
The NBA's official annual award show to honor all of the league's top performers.


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If you're a human and see this, please ignore it. If you're a scraper, please click the link below :-)
Note that clicking the link below will block access to this site for 24 hours.
The popular Allston bar and restaurant has been reborn in Waltham.
Newly Reviewed
The Reign of Spain
An updated list of the top 50 restaurants in town that make Boston a true dining destination. These are the best places to eat in the city right now.
Stellar seafood, the coolest cocktails, and the reservations to make right now.


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- Many famous people hail from Hampton Roads. A similar list organized by city can be found in Wikipedia. This page is organized by category of fame and alphabetized by first name. The Wikipedia page attempts to catalog all persons of notable achievement. This page is more of a reference to popular culture.
Historical Figures
Actors and Comedians
- Bob Saget, Norfolk
- Mark Ruffalo, Virginia Beach
- Wanda Sykes, Portsmouth
- Ella Fitzgerald, Newport News
- Missy Elliot, Portsmouth
- Pharrell Williams, Virginia Beach
- Pusha T
- Timbaland, Norfolk (H.S. in Virginia Beach)
- Allen Iverson, Newport News
- B.J. Upton, Norfolk (H.S. in Chesapeake)
- Bruce Smith, Norfolk
- JR Reid, Virginia Beach
- Justin Upton, Norfolk (H.S. in Chesapeake)
- Kam Chancellor
- Michael Vick, Newport News
- Ryan Zimmerman, Virginia Beach
- John Ian Bobbitt, Newport News


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Enduring Love Wreath™
Gracefully show your enduring love. With its delicate and tasteful blooms, this floral wreath will elegantly celebrate the life of a special person you'll always carry in your heart.
Roses, Dendrobium orchids, irises, and more are arranged for display at the funeral home or service.
Product ID UFN1188
Approximately 24" W x 30" H
What People Are Saying
February 11, 2023
Ordered flowers for my sister. She was having a bad day. Diana loved the flowers. Fantastic job. Diana said they're fresh & gorgeous. They're still beautiful... You'll have my bussiness. Thank you
January 24, 2023
Very easy process and my wife was very happy with the flowers! Will use them again!!
December 11, 2022
It is great to do business with a local business…. You are the BEST!!!
Reviews Sourced from Lovingly


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ruffled wrap dress from ERMANNO SCERVINO featuring white, cotton blend, crochet panelling, ruffled detailing and wrap design.
Model Measurements:Height: 1.77 mBust/Chest: 83.0 cmHips: 90.0 cmWaist: 60.0 cm
Model wears size 40
Designer Style ID: D424Q609FWFDesigner Colour: 10602 WHITE
Composition:Cotton 55%, Ramie 100%, Viscose 45%Washing instructions:Machine Wash
Made in Italy
A modern illustration of Italian-made quality, Ermanno Scervino houses its atelier, research and prototype laboratories, and finished garments departments within its Florentine headquarters. Inspired by the international styles of 1970s and 80s New York, Paris and London, the brand is renowned for its hyper-feminine aesthetic.


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Hesarukalu kosambari | green gram salad | protein rich salad recipe | vegan | gluten free }| no onion and no garlic recipe HereRead More
Category: Gluten free
mavinakayi panaka | green mango juice
mavinakayi panaka | green mango juice |mavinaki paanaka Happy rama navami to our viewers, Here is a simple panaka or juice recipe to offerRead More
sprouted menthya kosambari |sprouted menthe salad
sprouted menthya kosambari | sprouted menthe salad | menthya kaalina kosambari | methi salad is a very simple yet tasty, healthy raw salad recipe.Read More
curry leaves rasam | karibevu soppu saru
curry leaves rasam |ಕರಿಬೇವು ಸೊಪ್ಪಿನ ಸಾರು | karibevu soppu saru Rasam is one of the important dishes to be prepared in traditional brahmin families.Read More
badam chocolate burfi | almond cocoa burfi
badam chocolate burfi | almond cocoa burfi yugaadi habbada shubhaashayagaLu. Let this new year bring health, wealth and happiness to you and to yourRead More
green gram ambode | hesaru kaalu ambode | moong vada
green gram ambode | hesaru kaalu ambode | moong vada Ambode is a south Indian deep fried snack made with lentils. These are calledRead More
viledele chutney | paan leaves chutney
viledele chutney | paan leaves chutney | betel leaves chutney – during festival seasons it is customary to give viledele and adike as tamboolaRead More
basale soppina tovve | malbar spinach dal
basale soppina tovve | malabar spinach dal | vegan dal recipes | Another interesting tasty, delicious and healthy recipe using basale soppu or malbarRead More


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Harry Smith Vacation Studentships (UK | Ireland microbiology)
The Harry Smith Vacation Studentships from the Microbiology Society support undergraduates to work on microbiological research projects during the summer vacation. Applicants must be made
Archive of research funding requiring applicants to hold PhD degrees.
The Harry Smith Vacation Studentships from the Microbiology Society support undergraduates to work on microbiological research projects during the summer vacation. Applicants must be made
The 2023 Cross-Species Studies of ASD from the Simons Foundation provides support for autism research projects with multi-disciplinary teams of PIs with expertise in both human and
The AACR Cancer Disparities Research Fellowship funded by the American Association of Cancer Research (AACR) supports postdoctoral or clinical research fellows to conduct cancer disparities
The Starter Grants for Clinical Lecturers from Versus Arthritis and the Academy of Medical Sciences support UK-based research active clinical lecturers to pursue their research work, gather
The 2023 Reach Grant from the Alex's Lemonade Stand Foundation (ALSF) supports preclinical hypothesis-driven research projects that are necessary to move a study from the
The AHA's Second Century Early Faculty Independence Award supports highly promising investigators in the early years of their first professional appointment as they address one
The ASH-AMFDP Award from the American Society of Hematology (ASH) promotes diversity in the biomedical research workforce by supporting historically disadvantaged physicians who are committed
The Emerging Leaders Prize from the Medical Research Foundation recognizes the achievement of emerging researchers in the UK who are making an impact on viral
The Biology to Prevention Award from Cancer Research UK (CRUK) supports translational research that will build and use greater biological and mechanistic understanding of cancer
The 2023 R Accelerated Award Grant from the Alex's Lemonade Stand Foundation (ALSF) provides funding for new independent researchers working on pediatric cancer in the
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Company Description
Millenium Construction from Lloydminster, AB. Company specialized in: general oilfield construction.
Check out our website for more - https://www.facebook.com/pages/Millenium-Construction-Ltd/703167503204230
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Address:5115B 55 Ave Lloydminster, AB
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financial wellness
How This Woman Got A Free Honeymoon By Paying For Her Wedding With Her Credit Card
NEW YORK (Newswire.com) – iQuanti: Wedding photographer Olivia Kalton knows a thing or two about the costs involved in making a wedding day happen. So when she got engaged, she decided to shop around and find the right credit card for wedding expenses she'd have to pay that would also give her the most bang for her buck.
She posted her "hack" on TikTok detailing how opening a new Chase Sapphire card helped her maximize her purchases and allowed her to convert all those points she earned on purchases into an all-expenses-paid honeymoon.
Though her TikTok doesn't specify if it was the Reserve® or Preferred® version of the card, we'll show you how you can use any card to help subsidize your wedding or honeymoon costs just for buying the things you already need.
Difference between a credit card and a personal loan
First, let's cover the basics to help you decide if you should use a credit card for wedding expenses or a personal loan for wedding expenses. While there are some similarities between a credit card and a personal loan there are also some major differences.
Personal Loans
- Work like installment loans so you will receive the funds upfront in one large sum and repay the loan each month over a certain period
- They can be both secured or unsecured
- Personal loans have an end date
- Personal loan funds can be used for almost anything
Credit Cards
- Work as revolving credit, so you can borrow as much as you need (up to your limit) and then your payments depend on the outstanding balance.
- The payments don't have interest if the balance is paid in full each month
- Credit cards usually have interest rates
- Credit cards can be used for everyday purchases
How to earn a free honeymoon with your credit card
Step 1: Figure out which costs you'll have to pay.
Before you even start looking at cards, you'll need to know your budget and what you'll need to pay for.
Step 2: Start saving
None of this works if you'll be left with a balance on your credit card at the end of the month. While free travel is always nice, it's not really "free" if you're paying compounding interest on your purchases, so start putting money away for your wedding ASAP.
Step 3: Ensure your vendors accept credit cards
Some of Olivia's commenters mentioned they had trouble paying with credit cards for wedding services, so shop around first to see what companies accept credit cards and which type. Some vendors will accept Visa or Mastercard but not American Express (due to their higher vendor fees). Knowing this ahead of time will give you a better idea of which card you'll need to get.
Step 4: Research your honeymoon ideas
You can do this after Step 5 if you want, but having an idea of where you want to go will help you determine which airlines, hotels, cruises, etc., you'll need to work with.
Step 4: Research credit cards
There are dozens of cards that offer membership or reward points for purchases, so you'll need to research and find the one that best fits your needs. In particular, look at:
- How many points you'll get for each spending category (some cards will offer more points for travel, while others give bonus points for groceries, online shopping, etc.)
- Their travel partners – Again, you can base your honeymoon off of your preferred cards' travel partners instead of Step 4. Regardless, see which travel partners (airlines, hotels, cruises, rental car companies, etc.) they work with so you'll know your options.
- The annual fee – Many premium travel cards come with hefty annual fees that should be considered in your expenses
- The welcome offer and terms – Most cards will offer you a lump sum of reward points, typically in the tens of thousands, if you spend a specific amount of money within the first few months of opening your card. This is usually a one-time offer, so you'll need to strategize your costs accordingly.
Step 6: Check award blogs and calculators
Now that you know how many points you'll earn off the bat (plus a rough estimate of how many points your purchases will earn), you'll need to find out just how many points it'll cost you to do your honeymoon. There are dozens of travel blogs and websites with calculators that help people figure these out, like Doctor of Credit or the /r/churning and /r/awardtravel subreddits.
Step 7: Open the card and start spending
Step 8: Keep a running tally of your total points and how close you are to your goal
Step 9: Convert the points with travel partners
This is it! Now that you've accumulated all those points, it's time to cash it in and book your trip! Keep confirmation records handy, just in case.
Bonus tip
Keep an eye out for promotional offers from credit cards and travel partners that offer bonus points. Some hotels will offer a % bonus if you buy points in bulk (i.e., 25% more points if you buy points directly from them), while others will have a temporary promotional period where your credit card points convert to a higher amount (i.e., instead of 1:1, 1:2, etc.)
Source: iQuanti. Inc
Business and Finance
Economics expert explains how consumer price reports show 'inflation is not done yet'
The statistics from these reports have economists predicting that the Federal Reserve will continue to raise interest rates to get inflation under control.
Expectations that inflation has eased fueled recent stock market gains, but results from two major price-tracking indexes came in higher than expected, dousing that optimism with cold water. The statistics from these reports have economists predicting that the Federal Reserve will continue to raise interest rates to get inflation under control.
"The latest figures underscore the risks of persistently high inflation. Much of the easing that was celebrated at the end of last year has been erased," said David Bieri, an economics professor for Virginia Tech's School of Public and International Affairs. He answered a few questions about the persistence of inflation and the Federal Reserve's efforts to reverse it.
Q: What is the difference between the Consumer Price Index (CPI) and the Personal Consumption Expenditures Price Index (PCE)?
"The CPI is a measure of the average change over time in the prices paid by urban consumers for a basket of goods and services. This basket includes commonly purchased items such as food, housing, clothing, transportation, and medical care. The rate of inflation (or deflation) is then inferred by comparing the price of this basket to a base period. The PCE is the one used by the Federal Reserve. Unlike the CPI, the PCE measures not just goods and services for urban consumers, but the prices of all goods and services purchased by households. While the CPI uses a fixed basket of goods and services, the PCE uses a changing basket of goods and services that reflects consumers' evolving spending patterns. Also, the PCE incorporates data on the quality of goods and services."
Q: What can be deduced about inflation and the economy from these new statistics?
"Different components of the indexes react to different influences of the economic process, and they also do so at different speeds, or as economists like to say, with different lags. For example, fuel and gas prices react with very little delay and if the price of crude oil goes up, it does not take long for these effects to show up. But this is not the case for other important components. Quite a bit of the recent uptick in inflation has to do with the fact that it has taken so long for the post-COVID related upswing in housing to show up in the data. As for the most recent PCE numbers, these were unexpected and point in the direction of more entrenched inflation. In other words, inflation is not done yet."
Q: What do these results indicate about the Federal Reserve's efforts to curb inflation?
"The Fed has to be patient. If we take the image of interest rates working like a brake pedal, the Fed is driving a car on a windy road with a blacked-out windscreen and when it brakes, it can only guess how soon the car — that is, the economy — will slow down, let alone by how much and when the next bend will be. However, the Fed has one key trick up its sleeve: unlike the hapless driver of our car, the Fed can influence how many bends in the road might show up in the future. It does this by something that we call 'forward guidance,' which is a wonky term for how the Fed's attempts influence consumer and market expectations of consumers and market participants. Essentially the Fed is saying that if we stop believing there will be inflation in the future, there actually won't be any."
About Bieri
David Bieri is an associate professor of urban affairs in the School of Public and International Affairs and an associate professor of economics. He also holds an appointment in the Global Forum on Urban and Regional Resilience. His teaching interests are at the intersection of public finance, monetary theory, and history of economic thought. He has held various senior positions at the Bank for International Settlements in Basel, Switzerland. Prior to his work in central banking, he worked in investment banking in London and Zurich. View Bieri's full bio.
Source: Virginia Tech
Business and Finance
What's Happening with student loan forgiveness?
The Biden administration's student loan forgiveness program has been met with opposition from some states, and the issue is now before the Supreme Court. The program, which was designed to help borrowers struggling to repay their loans, would forgive up to $10,000 in federal student loan debt for borrowers with incomes up to $125,000.
Opponents of the program argue that it is an unconstitutional use of executive power. They argue that it is Congress' job to provide relief for student debt, and that President Biden does not have the authority to unilaterally forgive these loans. Additionally, some states argue that providing such relief could lead to an increase in tuition rates, as the universities would no longer face the pressure to keep tuition costs low in order to maintain student loan payments.
The Supreme Court is currently considering the issue, and a decision is expected soon. If the court rules in favor of the Biden administration, the student loan forgiveness program could be implemented in the near future and provide much-needed relief to many borrowers. If the court rules against the Biden administration, the program will likely be halted, leaving many borrowers in a difficult financial situation.
financial wellness
5 Financial Steps to Take Once You Turn 50
NEW YORK (Newswire.com) – iQuanti: As you enter your 50s, it's important to have a long-term plan for financial stability. It won't be long before you start living off of the retirement you've saved up. Some financial steps that can help you prepare for the future include paying off your debt and getting life insurance. Here are five financial steps you can take once you turn 50.
1. Boost your retirement account contributions
Make it a goal to put away as much money as you can towards your retirement. If you work for an employer that offers a traditional 401(k) plan, you might be able to contribute pretax money. Additionally, if your employer offers to match your 401(k) plan contributions, be sure to take advantage of it. Let's say your employer offers to match 50% of your contributions up to 5% of your salary. That means if you earn $60,000 a year and contribute $3,000 to your retirement, your employer will add another $1,500. One other thing to remember is that after 50, you're able to make annual catch-up contributions to your retirement.
2. Get a life insurance policy
As we get older, we become more at risk of developing serious health issues. Given the increased risk, it's important to financially protect your family whenever you pass away. A life insurance policy can provide enough finances to cover the loss of your income, living expenses, and any remaining debt you have. It can also cover funeral costs, allowing your family to keep most of their attention on mourning their loss. Through life insurance protection, you can give yourself and your family peace of mind knowing that if anything happens to you, they'll be financially taken care of.
3. Pay off your debt
Paying off your debt will allow you to save more for retirement. There are several strategies that can allow you to become debt-free. One strategy you might consider is the debt snowball strategy. With this method, you'll focus on paying off your smallest debt first, and then gradually work your way up to the largest one.
Another idea to look into is consolidating your debts. This can help make your payments more manageable or potentially make the payoff period shorter. Getting rid of your debt will allow you to spend your retirement savings however you want.
4. Take care of your health
Having health problems may lead to costly medical bills. Taking care of yourself can help you avoid needing as much medical care. Practice good health habits such as eating healthy, exercising regularly, and getting adequate sleep.
5. Ask your parents about their financial plans
If you still have living parents, it's important to discuss with them how they'll continue to be financially stable. They may have enough in retirement to live independently for a long time. But it's also possible that unexpected health issues could cause them to need your financial support.
Come to a decision about whether your parents will live with you when they can no longer take care of themselves. If it's not possible for them to live with you, discuss the possibility of finding them a long-term care home. Knowing these things ahead of time can help you avoid being unprepared financially. Consider taking all these financial steps when you turn 50 to help ensure you have a strong financial future.
Source: iQuanti
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