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Are Reusable Cotton Pads Good
A great reusable menstruation pad ought to be comfortable, affordable as well as well made. Today's reusable hygienic pads are like close allies for your body, going away underneath your clothes and allowing you live your life as you would any type of various other day of the month.
Why Reusable Pads?
If you're brand-new to the world of reusable menstruation pads or are in search of a much better brand, you've concerned the best place. Most of us grew up with non reusable womanly hygiene products. It seemed that the only choice was to visit the drugstore and purchase what was readily available there: Plastic-backed, blonde out, white cotton disposables, in some cases with a fashionable fragrance. Not only did the price of getting them month after month rapidly accumulate, yet they could be extremely uneasy to use (chafing, any individual?).
Cloth pads can set you back even more up front than a pack of disposables, but they last for a very long time. Imagine not having to invest one more cent on tampons or pads — for several years! Along with conserving you money over the long run, reusable pads are a lot more comfy and also are better for the environment– as well as did we state fabric pads come in adorable prints, as well?
The average American woman makes use of almost 17,000 tampons in her lifetime– or as lots of as 24,000 if she goes through estrogen replacement treatment. Which's just tampons. Females additionally make use of numerous sanitary pads instead of, or along with, tampons. After giving birth, some women might also use maternal and also nursing pads.
The uneasy point is that sanitary napkin producers aren't needed to detail every one of the chemicals in the pads. Some consumer watchdogs have done screening on them and also claimed they show signs that they may consist of dioxins, synthetic fibers and petrochemical ingredients. We understand a lot nowadays regarding the harmful nature of plastic chemicals, a lot of women are reconsidering wearing these plastic products so near to their skin.
Ideal Reusable Pad Brands
An increasing number of shops are carrying reusable pads nowadays, but now with the Internet, any person can get excellent quality, comfy, reusable menstruation pads from residence.
There are established business that create towel pads and smaller sized ' home sector' manufacturers of the pads; much of them are a home-based organization of one. There is a vast option to choose from, so we've scoured the marketplace to contrast as lots of reusable pads as we can in order to find the best. We wish to aid you to make the best selection for you with this list of the Top 10 Reusable Menstrual Pads.
Valuable links:
Reusable Cloth Pads– FAQs
Fabric vs. Disposable Menstrual Pads
Tampons & Pads vs. Menstrual Cups & Cloth Pads– What's Right for You?
Picking the Right Fabric for Your Reusable Menstrual Pad
1. Tree Hugger ® Reusable Cloth Pads
Editor's Rating: 5/5
Users' Rating: 4.6/ 5 Based on 5 testimonials
Tree Hugger cloth pads can be found in a selection of fabrics, shades, as well as sizes , all developed to help maintain girls and females really feeling comfortable while maintaining traditional duration products out of garbage dumps. They are a tiny business owned by Crystal Burton, a mom of 2. She as well as her husband Scott began their venture right into towel pads in 2008, after discovering that fabric menstruation pads are an environment-friendly alternative to traditional ones.
This firm sets itself apart by utilizing elegant textiles in fun colors and also prints, plus they partner with WeForest, and plant a tree for each solitary cloth pantyliner and pad they offer. The business is based in Winnipeg, Manitoba, Canada, and also produces various other environmentally friendly products including fabric diapers and nursing pads.
Minimal Offer! Free Shipping on Orders Over $99 CAN/USA
2. GladRags ® Reusable Cloth Pads
Editor's Rating: 5/5
Customers' Rating: 3.3/ 5 Based on 5 reviews "
GladRags are perhaps the best-promoted brand name of reusable menstruation pads on the marketplace. They're hand-crafted in the USA from soft, breathable cotton. It can be mindblowing for women who, up until discovering this item, thought that chafing and irritability from plastic products were simply something they just had to put up with.
Unlike some other reusable menstrual pads, GladRags don't have a plastic support, which suggests much less irritability. If taken treatment of appropriately, and they're made to last at the very least five years.
3. Aisle ® Reusable Cloth Pads
Editor's Rating: 5/5
Users' Rating: 3.5/ 5 Based on 14 reviews "
Lunapads have two parts: a pad base with wings that attaches around the undergarments as well as a removable insert made from absorbent fleece. The Pad Base is made to be leak-resistant. Lunapads recommends that individuals keep the Pad Base in place all the time and then change out the insert as required. In fact, this is provided as one of the major factors that makes Lunapads various from various other fabric pad brands. With the majority of various other brand names, you need to transform out both the base as well as the inserts. Changing every one of that would need you to carry a lot more with you, to do more laundry and to potentially have to buy even more things. With Lunapads, you simply put on the one base all day and also readjust the absorption levels with the detachable inserts.
4. Sckoon Organic ® Reusable Cloth Pads
Editor's Rating: 5/5
Users' Rating: 0/5 Based on 0 evaluations "
If you like lots of options, Sckoon might be the reusable menstruation pad manufacturers for you. They likewise provide lots of vibrant alternatives for their natural towel pads. Make a decision if you desire breathable or waterproof pads.
5. PantyProp ® Reusable Cloth Pads
Editor's Rating: 4.5/ 5.
Individuals' Rating :0/ 5 Based on 0 testimonials ".
These natural, reusable cloth pads are compatible with most of PantyProp's existing items. Whether you're taking into consideration these duration underclothing or already have some on hand, the pads make a beneficial addition, specifically on those days when your flow is also heavy for the undergarments's integrated lining to take care of. You can use them as a backup for a cup or tampon, or you can use them on their own.
When put on with PantyProp garments, these double-sided pads provide security from front, back, as well as side discolorations and also leakages. The layout is implied to use maximum discretion and also convenience, so it's as if you're not using a pad in all.
PantyProp's reusable double-sided pads are made with a mix of soft cotton and super-absorbent cashmere wool. They are environmentally friendly, equipment washable, and budget-friendly, as well as they are made in the USA.
6. Domino Pads ® Reusable Cloth Pads.
Editor's Rating: 4.8/ 5.
Individuals' Rating :5/ 5Based on 1 evaluations ".
These "far-out" pads with tie-dyed materials are thoughtfully created. Including bamboo blend products and black bordering to lessen discoloration, these are probably one of the more high-end reusable pads on the market.
Domino Pads are made from top notch materials such as Windpro fleece. In addition to the formed pads, which are hand-dyed, they additionally use pads that are undyed (called all-natural). Domino Pads are readily available in seven various dimensions and also 5 absorbency degrees as well as come with wings that break shut. Remember, when you order direct from the website, every pad is handmade to order. This requires a seven-day or much less turn-around time for many orders to ship. To obtain the pads quicker, you can buy prefabricated Domino Pads on Amazon.com.
7. Bububibi ® Reusable Cloth Pads.
Editor's Rating: 4.5/ 5.
Customers' Rating: 1/5 Based on 1 evaluations ".
Whimsically named Bububibi is a manufacturer of cloth diapers along with reusable menstruation pads. Their site ' concerning us' information hasn't been upgraded in a while, however the pads and child products are still selling both on their main site and on Amazon.
8. Heart Felt ® Reusable Cloth Pads.
Editor's Rating: 4.5/ 5.
Customers' Rating: 3/5 Based on 4 testimonials ".
Heart Felt is an environmentally friendly company that generates family items in addition to cloth menstrual pads. They also distribute the Cerene Menstrual Cup.
9. Celebration In My Pants ® Reusable Cloth Pads.
Editor's Rating: 4.5/ 5.
Customers' Rating :4.3/ 5 Based on 12 reviews ".
Party In My Pants (also referred to as PIMPS) are not your mom's reusable menstrual pads. This sister-run company produces more of a hipster buzz than a hippie vibe. One sister is a sewing whiz as well as the various other an art college graduate, and also it shows. They supply their pads in a thrilling-to-the-fashionista assortment of trendy, unusual prints, consisting of the much-coveted galaxy print and also an unexpected line of dinosaur themed pads (at the time of this writing). The pads come in 11 various sizes to cover all phases of the menstruation.
10. Hannahpad ® Reusable Cloth Pads.
Editor's Rating: 5/5.
Individuals' Rating :4.5/ 5 Based on 2 testimonials ".
Hannahpad has actually been around considering that 2005, with the aim of using females a more comfy, enjoyable menstruation. Hannahpad reusable fabric pads are eco-friendly, in accordance with the firm's objective of providing premium items that are healthy and balanced for its clients as well as our world alike. All hannahpad items are made and made in Korea. The firm depends on real user responses to make improvement, and also they expect learning through their customers. We assume this is simply one reason that hannahpad has actually come to be such a success! To date, Hannapad Global makes this item offered to women in Australia, Canada, France, Japan, Korea, New Zealand, Philippines, Singapore, South Africa, and also the United States. Plans for increasing to the United Kingdom, Taiwan, as well as Indonesia are underway.
Minimal Offers: $6.95 (AU) Delivery and also Free on orders over AU $50.00 in Australia.
International Delivery from AU $10.00.
To Sum It All Up.
We've assembled this checklist in an order that makes good sense to us and would benefit lots of people that are shopping for reusable menstruation pads. However, your very own list could be various depending upon what is essential to you.
Is eco-friendliness more important than the lowest rate? Do you like to have handmade items with some variability or the consistency used by mass-produced items? A beautiful design might rank higher for you than where the pad was made. Your choice also may differ depending on whether you intend to have pads to cover your entire menstrual cycle or equally as a back-up for a menstrual cup.
We tried to rank these pads in order of comfort, design, absorbency and also toughness . We wish this checklist will certainly be of excellent aid for finding the most effective reusable menstrual pad for your requirements!
How to Choose?
With a lot of reusable pads to pick from, where should a lady start? After reading the testimonials, looking at pictures and watching some video clips, a few brand names of pads are probably catching your passion. Many business will use totally free samples or at the very least, examples where you spend for delivering just, as a means to experiment with their brand. Some females like to look into a brand-new towel pad brand by purchasing an inexpensive pantyliner. That can offer you a good suggestion of the kind of materials being used to see if it's something you would certainly like to put on for your entire cycle. Whatever reusable pads you choose, We desire you luck; and as constantly, have fun with it!
In enhancement to conserving you cash over the lengthy run, reusable pads are extra comfy as well as are much better for the environment– and also did we mention towel pads come in adorable prints, also?
The worrisome thing is that hygienic pad suppliers aren't called for to list all of the chemicals in the pads. In enhancement to the formed pads, which are hand-dyed, they likewise provide pads that are undyed (called all-natural). To get the pads much faster, you can get ready-made Domino Pads on Amazon.com.
They supply their pads in a thrilling-to-the-fashionista assortment of stylish, wacky prints, consisting of the much-coveted galaxy print and also an unanticipated line of dinosaur themed pads (at the time of this writing).


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Acorns is a robo advisor that invests one's money for them into a collection of ETFs (exchange traded funds). The goal is for long-term investing. The company will recommend a portfolio but one can easily pick the kind of portfolio that they want. The portfolios are in a few different categories which are Conservative, Moderately Conservative, Moderate, Moderately Aggressive, and Aggressive. In this article, I want to look at the aggressive portfolio as I believe that it is the one that most people should do.
The aggressive portfolio is the only one that is 100% stocks. There is an option to add a Bitcoin ETF into the portfolio, but it is worth mentioning that the ETF is a Bitcoin futures ETF which bets on the future price of Bitcoin. This means that the ETF will not move exactly with the price of Bitcoin itself. Even if one does believe in Bitcoin, it is worth knowing the difference before adding that ETF. In this article, I'll be looking at the portfolio without the Bitcoin futures ETF in it.
55% of the portfolio consists of the S&P 500 ETF VOO. Most investors, historically, have lost to the S&P. In my opinion, it is the best way to passively invest. While there are many ETFs out there that track the S&P, VOO is best for long-term investing.
30% of the portfolio is in the ETF IXUS which consists of international stocks. The ETF's past performance is not as good as VOOs over the last 3, 5, and 10 years, but I believe that diversifying into international stocks is a good thing.
10% of the portfolio is in the ETF IJH. This ETF invests into mid-cap stocks. This ETF has a low expense ratio which makes it great for long-term investing. The fund also has an average p/e (price/earnings) ratio of around 15.
Lastly, 5% of the portfolio is in the ETF IJR. This ETF invests in small-cap stocks. Small-cap stocks have historically seen great growth, and it is a segment that I believe deserves a spot in almost everyone's portfolio. This is a good small-cap stock ETF for long-term investing.
If I was managing the portfolio, I might change the percentages in some of these ETFs, but I believe that each of these ETFs are good ones to own. This portfolio is fairly diversified, so I wouldn't consider it that risky over a long period of time.
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Meta had a really rough 2022. The market itself experienced a pretty large downturn, and Meta was hit especially hard. This happened mostly due to two not so great quarters for Meta. While I was not surprised to see the stock fall from these reports, I was very surprised to see how much they fell. Meta started trading at valuations so bizarre that I could not believe the opportunities that I was given to buy shares of this company.
At one point I wrote that Meta was trading at a p/e ratio of a tobacco stock. That was when I thought the valuation Meta was trading at was an amazing opportunity to buy shares of the company. While the company was having problems with earnings, I saw that Meta was still growing its platforms like Facebook, Instagram, and WhatsApp. Their earnings were hit from Apple's privacy change, but I believe this will be temporary, and Meta's latest earnings report did show that people advertising on their platforms were getting a better return than previously. I've seen many people claim that they believe that ad spend will be decreasing, but considering the fact that advertising on Meta's platforms has the best return over any other ad platform that I know of, I believe they would be the last platforms advertisers would pull money from. Since they are still increasing users, that gives them even more people to show ads to.
Another comment that I kept seeing while Meta stock was crashing last year, was that the company was going to fail because the metaverse will fail. This take was one that always baffled me, and I have concluded that the people saying this have just never actually looked into this. It's almost like people forgot that behind the metaverse, there is still a core business. Even if the metaverse does completely fail, Meta as a company will be fine. Their key business is still growing. It seemed like everyone took this huge, highly profitable company and decided to only value it based off of a side project they have. Meta has a ton of cash, and while it might look like they spent a ton of cash on the metaverse, they have a ton more. I'm completely fine with Meta spending part of its excess cash on metaverse technology. If the metaverse fails, there's still a large company there that I'm happy to own. If it succeeds, then I'm happy that I'm a shareholder. What I find crazy is how many people last year would say that they are bearish on Meta, and when asked why, they would say because they don't believe in the metaverse.
While the stock is doing well so far this year, It's still not valued at what I believe it should be. The company is currently valued at $477.65 billion. I believe that 2023 could be a very profitable year for them.
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SoFi is a company that I have been buying shares of for quite awhile. I really like this company, and I use this company myself. Their stock has risen by over 60% since the beginning of the year. A lot of that is due to their latest quarterly report where they beat expectations.
In the fourth quarter of 2022, SoFi brought in $440 million in revenue beating the consensus estimate of $425.84 million. This is because of huge growth on their services.
Most of their revenue came from their lending business. This accounted for around $330 million of their revenue. While the company was hurt from student loan extensions and possible forgiveness, personal loans have increased quite dramatically. Also, many people have taken more than one loan out through SoFi. This is great news for the company as they are able to make more money off of the same customer.
SoFi has also expanded the amount of members that they have to 5.2 million. This is a 51% year over year gain in members. This is what I care about the most as an investor in this company. The fact that the company is still rapidly growing the amount of people using their platform is great news.
SoFi's banking numbers were also a standout in their quarterly report. They now have 2.2 million accounts on SoFi money which is their checking and savings account. I see a lot of potential here so I am very happy with this growth.
I see a lot of potential with this company, and I am very happy with this quarterly report. The company is seeking to become profitable this year which I would be happy to see.
Even with the increase in share price, I'm not planning to sell any shares. I want to own more of this company not less, so I plan to keep accumulating shares.
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Bank of America, JP Morgan Chase, and Other Banks are Teaming Up to Make a Digital Wallet to Rival Apple Pay
Bank of America, JP Morgan Chase, Wells Fargo and several other banks are reportedly working on a digital wallet that they hope will compete with Apple Pay, Samsung Pay, PayPal and other services. This digital wallet would be operated by Early Warning Services which is a joint venture between several banks and also runs payment app Zelle.
This new wallet would be launched with Visa and Mastercard already on board. While this does make sense for these banks to do, I believe that it is probably too late. Services like Apple Pay and Samsung Pay are already built into our phones. They also already have a huge amount of users that already know how to use them, and I don't believe those users are going to jump ship for another app.
Apple has created some banking services, and this is a very real threat to these companies. Not only does Apple have Apple Pay, but they also offer their own branded credit card which is another threat to these banks.
I am surprised that it took these banks this long to try to create their own digital wallet. While I do believe that they waited too long, I was surprised to see Zelle get as many users as it has. Perhaps there is a market for this wallet afterall.
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Analysis of Ally Financials Inc. Stock
I recently started purchasing shares of Ally Financials Inc. The stock has been on my radar for awhile now, and I plan to acquire more shares of this company over a longer period. Ally Financials is a digital financial services company most famous for its banking services. It's a completely digital bank which is great because it doesn't have to deal with the cost of brick and mortar locations. From the research that I have done on them, I can confidently say that it does a really good job as a bank. In this article, I want to look at the stock and give my analysis of the company.
The first thing I noticed when looking at this company is their price/earnings ratio (p/e ratio). They have a p/e ratio of 4.37 at time of writing. They're a bank stock so I expected a low p/e ratio but 4.37 is, in my opinion, extremely low. They currently have a market cap of $7.82 billion. The company also offers a dividend yield of 4.44%.
When looking at their revenue and earnings over the last few years, one will see that in 2021, Ally brough in $8.67 billion in revenue and made $3.06 billion off of that. In 2020, they brough in $6.2 billion in revenue and made $1.08 billion. In 2019, they made $6.38 billion in revenue and made $1.72 billion off of that. One can see a decline in both revenue and profits from 2019-2020 which investors should notice.
I bought stock in Ally financials because I believe that they have a lot of growth potential. I am very bullish on online banking and believe it has a lot of potential. While I can see Ally having some short term struggles (and I hope it does so I can buy shares at a cheaper price), I do see a big opportunity for long-term growth. I think that Ally Financials is in a good position to capitalize on this in the long-term.
While I do believe this is a good investment for me to make, I don't necessarily believe that this is a good investment for everyone. My hope is that this article will help one better make that decision for themselves.
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The Business Model of Money Management
Money Management is a very good business model. I am an investor in a couple money management companies, and I hope to create a fund one day where I can manage money for other people as well. In this article, I want to discuss the business model of money management and fund management.
A money manager will usually collect around .25%-1% of the money under management. If one is managing a $10 million portfolio, they would collect around $25,000-$100,000 off of that. A lot of money management companies, however, are making a lot more money than that as they are managing hundreds of millions to billions of dollars. Blackrock is the largest money management company in existence with around $10 trillion dollars in assets. If one can get enough money under management, they can make some serious money, and considering the fact that one is collecting a fee off of the total amount under management, money managers are incentivized to grow that money as much as possible so that they can earn more money.
With funds, the percentages are much different depending on the fund. With a venture capital fund (a fund that invests in startups), most funds get 2% of the initial investment plus 20% of the carry. Venture Capital investing can be very fruitful if done right which is why the fees are so high. Exchange Traded Funds (ETFs) usually have much lower fees. According to Morningstar, the average ETF fee was .23% in 2016. The fee mostly depends on what the fund does and who it is with. Vanguard, for instance, has very low fees while Ark's are much higher. ETFs usually have more money to manage than everything else I've mentioned which is a big reason for the lower fees.
Anyways, the point is, money management can be an insanely profitable business model.
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StartEngine is an equity crowdfunding platform where startups can raise money from retail investors. This is really important as retail investors were not allowed to invest in startups for a long time. Thankfully, retail investors can invest in startups now, and companies like StartEngine are making it easier for them to do so. I believe that this is a great thing, and while I do not own any shares of the company myself at time of writing, I will mention that StartEngine is currently raising money on their own platform at a $1.32 billion valuation.
StartEngine is buying their competitor SeedInvest from parent company Circle. As part of the terms of the deal, Circle will own a minority stake in StartEngine. I think that this was a genius decision for StartEngine. SeedInvest has around 700,000 investors currently using their platform that StartEngine has the chance to add to their 1 million users. SeedInvest also has had $470 million dollars raised on its platform so far while StartEngine has had $650 million raised.
StartEngine will now be able to put startups in front of more people than they were able to before, and I believe that this will give those investors the opportunity to invest into more companies. StartEngine and SeedInvest together have seen 37 exists with the startups on their platforms.
StartEngine is ran by CEO Howard Marks who one may know as the founder of Activision. Shark Tank's Kevin O'Leary is also a strategic investor for StartEngine and a big focus on their marketing.
The crowdfunding space is growing very quickly and by buying SeedInvest, StartEngine is in an even better position to grow in the market.
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I have a lot of goals in 2023. One of them is more than doubling the amount of money that I have invested. There are two ways to increase the amount of money that I can invest. One of them is by achieving a higher income which I definitely will do. The other is by spending less money which is harder but I also will do. If I can cut down on my expenses, then I will have more money to invest.
I have 4 different investment accounts which are my 401k, Roth IRA, Acorns, Individual Investment Account. My 401k is a percentage of my income. If I can make more money, more money gets put into it. That's really all I can do concerning that. With my Roth IRA, I can only invest $6k a year into it. The first thing I try to do every year is max out my Roth IRA. Since I can only invest $6k into that account this year, I can't really increase my investments concerning that. Acorns is a robo-investor that I invest into every week and it puts it into a collection of ETFs (exchange traded funds) for me. I don't invest a large portion of money into Acorns, but I like to have it as a passive way to invest my money. One of the first things I intend to do is double the amount that I normally invest in here. Lastly, there is my individual investment account. This account is all just stocks that I believe in. It's an active investment account, and most of my blog posts are concerning that account. There are quite a few companies that I have written about on this blog that I bought stock in that I really want to increase my holdings of. I plan to grow that investment account as much as possible because I want to own as many shares of these companies as possible.
Those accounts are where I plan to put my money into this year. To hit my net worth goal this year, I need to both increase my income and decrease the amount of money I spend. One of the ways that I plan on doing this is by looking at what I spend my money on and finding cheaper alternatives. I also want to build out an actual budget as well.
I'm very excited for this year. Join my email list down below so that you never miss an article!
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I don't normally buy stocks that I consider risky. I like investing in companies that are trading at very low price/earnings ratio that I believe will continue to grow. One stock that I own that does not fit this criteria at all, however, is AST Spacemobile Inc (Ticker: ASTS). This stock is, in my opinion, a very risky investment to make for a ton of reasons that I will list, but it is also a stock that I believe could potentially have an amazing outcome. The stock is down almost 47% year to date.
First, I want to discuss why I bought ASTS in the first place. The company has a pretty impressive goal. They are trying to create a cellular broadband network for mobile phones through satellites. This will be very helpful for people in underdeveloped countries and rural areas. I really liked the mission of this company, and I still do. That is why I bought the stock. That was awhile ago though, and I have since learned a lot more about investing and valuing businesses. I'm not saying that I necessarily regret buying the stock, but I am saying that knowing what I do now about investing, I am not sure I would still have invested. I do still support the mission of ASTS, and I do not plan to sell my shares of the company anytime soon at all.
ASTS currently has a market cap of around $876 million. They're losing a ton of money right now as the technology that they are building simply costs a lot of money. Last year, ASTS did $12.4 million in revenue but lost $30.55 million. The year before, they did $5.97 million in revenue but lost $24.06 million. They're growing their revenue every year which is a good thing, but they are also losing more and more money every single year which is obviously a bad thing. Again, this is to be expected as the technology that they are trying to build is very expensive, and if they can build it and it works, I believe this company will be worth so much more than they are now. Unfortunately, that is a big if.
The reason I say that this is a big if is because they are currently spending more than they are making. When a company is spending more money than they are making, they have to continue to raise more money. While that does give the company more money to spend, it dilutes their shareholders. Let's say someone buys 1% of ASTS. They now own 1% of the company. ASTS is going to have to raise more money so they create more shares to sell to get that money and now that someone owns less than 1% of the company even though they haven't sold any of their shares. This is a worry I have with ASTS. They are going to have to dilute their shareholders, and while I do understand that, as a shareholder, I don't want my stake in the company to be diluted to nothing.
An even bigger worry I have with ASTS is that they will be unable to raise enough money. If they can't continue to raise money, they cannot continue to be in business. I believe that I am either going to make a lot of money off of this stock or the stock will go to zero because they'll be unable to raise enough money. This is why I consider this to be such a risky stock.
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My Current Investment Strategy
The market itself has not preformed very well this year. The S&P 500 is down around 18% year to date right now. With 2023 approaching, many companies are predicting another tough year. At the beginning of 2022, I stated that I thought that this year would be a down year for the market as a whole, but I ended up being way more right than I thought that I would be. I have no idea how 2023 is going to go, and I don't know how anyone could possibly know. Perhaps the stock market has already bottomed or maybe it still has a bit more to fall. I have no idea. I do know that I will be buying stocks. Here is my current investment strategy.
1. The S&P 500 itself
90% of investors underperform the S&P over a long period of time. With this in mind, I like to invest most of my money into the S&P 500 ETF VOO. There's a lot of S&P 500 ETFs out there, but I like to invest in VOO because of its low expense ratio. I plan for my money to be in this ETF for a long time, so I want a very cheap expense ratio. VOO makes up my entire Roth IRA, and I even invest in VOO in my regular investment account as well. VOO, on average, goes up around 10% per year, and I believe that it will continue to do so.
2. Robo Investors
I really like robo investors, and I believe that everyone should have one. I use the app Acorns as my robo investor. With Acorns, they manage my money for me. They invest it into a collection of ETFs (exchange traded funds). My goal with Acorns, is to have a passive investment platform that I do not touch ever. I have an automatic buy order set up with Acorns where every single week a certain amount of money automatically gets invested into my account which they then invest for me. I never open Acorns. I just have that money passively growing my net worth. My goal with my robo investor is to have a benchmark that my personal investments can look at as a goal to outperform. If you would like to join acorns, they'll give you $5 for free by creating an account through my link - www.acorns.com/invite/LXHSGB
3. Individual stocks
With the market in a downturn, I have put a lot more work into finding what a business is actually worth in my own opinion. When I look at a company like Meta, for instance, I try to look at the revenue and profit that they are achieving and find what I believe the business is actually worth. If it's worth more to me than what it is trading at, then I buy the stock. This year, I have found a few companies trading below what I believe is fair value, so I invested in those companies. Time will tell if I am right, but I am a big believer in the companies that I am in. I plan to increase my holdings in the companies that I am already in, and I hope to find more companies that I can build a position in.
4. Private companies
My main goal is to turn CWT into an investment company. I want to invest into private businesses that will either get acquired by another company, go public on the stock exchange, or make enough profit for me to make more money than I invested. On this article, one likely sees ads. The revenue that I can bring in from these ads, I hope, will provide me with money that I can place into businesses. That is my main investment goal.
This is my current plan to build wealth.
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We came back with a pretty big update as a lot of things got changed and tool and armor codes were written from scratch. In this update there are many improvements and new features, so stay until the end. "More Ores Tools" is an addon which adds more than +240 tools and more than +12 armors with different designs which are made of new minerals that this same addon adds, these new minerals are: Tin ,Bronze, Jade, Ruby, Cobalt, Migtinio, Paladium, Platinum, Onyx, Tourmaline and Enderite.
Magma Zombie(NEW)
It is stronger and more resistant than a normal zombie, it lives in the depths of the caves and sometimes you can see it on the surfaces. Remember that you are afraid of water!
Ores Trader(NEW)
It is very useful if you want to get emeralds and you have a couple of minerals to spare in your chests!
A new mineral, its characteristics are similar to those of Paladium.
New Tools
New Sweep in the "Greats Swords"(NEW)
Hitting a mob or monster with any "Great Sword" will perform a sweep that will damage nearby entities, exampleNews:
- Now the HAMMERS work again when chopping ANY block :D.
- Fixed a bug that made you have infinite ores and also dropped you by 2.
- Renamed "Trunk Stick" to "Hammer Stick".
- Changed the name of "Strong Stick" to "Handle".
- Added a durability balance for ALL tools.
- Changed the texture of ALL tools for each ore.
- Functions were added to obtain a KIT in CREATIVE MODE (Special for Reviews), just by writing "/function <mineral>_set".
- Fixed ore generation bugs.
- Changed the design of ALL armor, now the chestplate is also 3d.
- The functionality of each hammer has been improved.
Hammers 3×3 (New operation)?
To begin with, the addon adds a new crafting table with which we will make the hammers that the addon adds.
What is achieved like this:
Inside this you will find the crafting of all the things added by the addon except some things that I will show later
Hammers 3×3 (New operation)?
Hammers function as combat weapons and mining tools
To use the hammers is very easy you just have to chop a block and the hammer will chop it in 3×3 and if you mine downwards it will give you the feather drop effect for 1 seconds. Each one has a different durability.
11 new apples have been added to the game, each with different effects.
2 of them have special abilities:
By crouching down and eating the apple, you will blast lightning at 5 mobs near you within a 20 block radius.
By crouching down and eating the apple, raise 1 mobs near you in a 22 block radius.
Generation ?
Armor now doesn't look purple when enchanted
Remastering of the ores:
Don't be afraid if you get this warning:


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7 ways to live a full life at 93
The eyes are failing and the hearing's shot. The joints are creaking and the digestive system isn't doing much better, but I've discovered lots of chances to be creative in problem solving. Let me share with you seven ways that I have learned to keep living a full life at 93.


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Joel Lalgee, lead recruiter at Hirewell, who has amassed over 131K followers on LinkedIn, joins host James Mackey to break down his social media game and much more!
Episode Chapters
00:28 Who is Joel Lalgee
03:31 Content development as a function of talent acquisition
13:45 The need to diversify your recruitment efforts
23:01 ROI of social media posting for a recruiter
31:35 What are things employers need to do to attract and retain recruiters
34:40 What recruiters should be looking for when deciding what company to work for
37:15 Recruiters Should Set Themselves up as a Business for Contract Recruiting
Our host James Mackey, SecureVision CEO
Listen to our full episode list here:
Follow us:
Our YouTube channel:
#1 Rated Embedded Recruitment Firm on G2!
Thanks for listening!


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FluMoS Light 1.40Free
Review Comments Questions & Answers Update program info
Old versionsSee all
The FluidMonitoring Software FluMoS is a program for reading, displaying, and processing values measured by HYDAC's fluid sensors. FluMoS Light is available as a free download and can be used with HYDAC's new generation of fluid sensors with HSI interface (CS 1000, FCU 1000, FMM, FMMP, FMMHP, AS 1000, HYDACLab).
Share your experience:Write a review about this program
Info updated on:


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See how your daily usage may be causing this condition.
Here's when a mere annoyance could become cause for action.
Experts say you should get ready as if you were taking a trip to a new time zone.
A dietitian has some good advice.
A sustainability expert shares tips on how to improve air quality in the home.
Do you really need all that stuff?


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I'm not sure if these are supposed to be sold online but I'm starting to see them pop up, i've ordered 1 from each store and hope they don't cancel but i figured this would be a good place to add additional stores we find. Heres what i found so far
Views: 38020
That's vey nice of you!!
Humbled to see this... Kudos to you Matt!
Total class act. So great to see.
That's amazing - kudos to you .. lovely to see this
Awesome! Kenny definitely deserves it.
Amazingly kind gesture of you Matt!
it wouldn't let me message you because we weren't friends yet on this new account but i sent you a friend request. you are the best
Glad to do it…accepted your request.
Turned out, most people in the line were there for something else (I honestly didn't even catch what it was, don't think it was a signed anything).
One of staff called out if anyone there for RHCP and plopped down a stack of signed cds on a cardboard promo stand…only 3 or 4 people came forward. I asked if limit was 1 and she said yes. But no one was really paying attention and lots of chaos with the other release going on.
I got my copy and checked out but noticed they had different registers going. Went to my car and was thinking I could probably get away with going back in for another one, as I wanted to hook up KD.
Took my glasses off and put on a mask that was in my car. Was kicking myself for not bringing a change of clothes lol. Went back in without glasses and with mask…shopped around for minute, picking up a cheap used cd to put with the 2nd RHCP so it didn't look so obvious… then checked out again at different register. No questions asked.
Good work!
Shame you don't have a fake beard / wig you could go back for a third and fourth...
Lol right, I feel like I could have gotten away with a 3rd if I had some sort of further disguise / change of clothes. There was a 3rd register lol but didn't want to press my luck. It's a small store and crowd was thinning out.
thanks, man, I really appreciate it, one less thing to stress out about even though I shouldn't lol. I'm in the process of trying to move to Seattle so maybe I can help someone else out in the future like this. and I'll make sure I have a change of clothes and a fake beard so thanks for the tips lol
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Do you have a question or need help? Please contact us at firstname.lastname@example.com and one of the team will get back to you asa soon as possible.
To save you some time, you'll find most frequently asked questions below:
Randies was founded in 2020 by husband and wife team Ricky & Georgie who are driven by a desire to create innovative, everyday luxury. They are based in the UK with the design studio in London and HQ in West Sussex.
They grouped together a team of respected designers to help create the most comfortable, luxurious and sustainable men's underwear. They have sourced environmentally responsible fabrics and packaging to ensure they uphold their own ethical principles.
Producing as close to home as possible, Randies are made by our small and family owned fábrica in the beautiful coastal town of Porto, North-West Portugal. Made in Europe also means a safe working environment and fair wages. Our partners share our love for quality, and pride themselves on their craftsmanship.
Randies underwear fits true to size and are designed with a close, supportive fit. If in doubt we would suggest going a size up. Please use the following suggestions as a guide.
Size guide:
Small 28"-30"
Medium 31"-33"
Large 34"-36"
We want to ensure your premium underwear stays that way, so, here are our top tips for keeping your underwear in tip top condition.
• Machine wash cold with like colors at 30 degrees
• Hang dry. Avoid tumble dry
• Never use bleach or softeners
• Avoid washing with heavy or zippered items (like jackets or jeans) that could snag or pull the fabric
You can also wash your Randies inside out for further protection.
Randies are 95% TENCEL™ Modal & 5% Elastane. TENCEL™ Modal is an amazing eco-friendly fabric that represents a milestone in the development of environmentally sustainable textiles.
Made from wood pulp from sustainable tree farms, TENCEL™ fibers are the most sustainable around.
Unlike most cellulosic fabrics, Tencel is produced using recyclable, Earth-friendly solvents.
In addition to the low environmental impact of the harvest and production process, the fibers are biodegradable and compostable, allowing them to eventually revert back to nature.
If washed correctly this incredibly luxurious and silky smooth fabric is shrink resistant and unlikely to fade. Please remember to wash at 30 degrees and hang dry.
All TENCEL™ Modal fibers are biodegradable and compostable and in the right conditions this incredible fabric can fully revert back to nature.
However, whilst the TENCEL™ fibres are 100% biodegradable, the 5% elastane we currently use is not, something we are working on.
You can track your order by logging onto the Royal Mail website with you delivery reference number and see how close your Randies are to your door. Once your order is confirmed you can also request 'shipping updates by text' to the mobile given.
We've designed our eco-friendly packaging to also be suitable to fit through a standard letter box. If you order four or more pairs or the luxury gift box then as per your normal deliveries, they may be left with a neighbour or in a safe space. Please contact Royal Mail if your order is already in transit where you can nominate a designated place if you are not going to be in.
As soon as you place your order, we will immediately start fulfilling it in order to provide you with the fastest delivery time possible. Therefore, your order cannot be changed once it is placed.
It is important that our customers feel safe ordering from us. We accept PayPal and a range of credit and debit cards, including Visa, Mastercard and American Express.
If for any reason your Randies have been damaged on their way to you or there is a fault with them, please do email firstname.lastname@example.com
We'll organise a free return and get a replacement pair sent out to you straightaway.
As soon as we receive your returned item, we'll work hard to process it quickly. This can take up to 5 working days and your refund can take up to 7 days to appear in your bank. Please note we can only refund the account that originally made the purchase. Please email us firstname.lastname@example.com to make your return.
We are currently only shipping within the UK.
Yes we do; This is our 'Randies Resolution'. We are so confident that you will love your experience wearing Randies that we have a 100% Satisfaction Guarantee.
If, for any reason, you're displeased with your Randies, let us know by emailing us firstname.lastname@example.com
If you have a legitimate complaint, we'll issue a refund. It's our aim to make our customers happy.
If you've already tried on your Randies, then we won't ask you to return them.
When you buy our underwear for the very first time, this is our promise.


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评论列表 (1条)
2023-03-27 00:05:32
Our future growth resilience and nation-building are driven by the fabric of high innovation, creativity, and building of vibrant and versatile human capital pillared by a knowledge- and technology-based economy. The advancement of the US in these fields and its capacities in protecting our national interest, survival and security remain crucial to our long-term future projection of growth and modernisation. Taking into account our strategic role in the region and being the driver of peaceful dialogue-building initiatives amid the changing global order and geopolitical climate, America remains our vital and indispensable partner in championing the cause of regional and global conflict management and peacebuilding measures.怎么样怎么样


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This month's special topic:
Finding Inspiration: Where to Find and How to Adapt Programming Ideas
Constantly producing new and creative programming ideas can be a challenge. If you have a limited budget and a small staff, it can seem impossible. A panel of programming staff from two libraries will discuss how they do it. We also encourage your participation in this discussion.
Staff from the Catlin Public Library and Vespasian Warner Public Library will discuss their programming efforts, share their successes, and what they learned from efforts that missed the target.
Advance registration is required. Please register through this L2 page.
Joining the Meeting
Join the meeting using this link: https://Illinoisheartland.zoom.us/j/91882550245?pwd=YUd3a0FpTTQzUVVsN3B1b3VHK3dCZz09


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About Me
Step by step instructions to Watch Live Cricket Without Promotions
To observe live cricket without promotions, you can track down a few unique choices on the web. One of the most incredible choices is to buy into an exceptional help, like smartcric. This web-based feature offers a great many games channels. Its membership plans start at Rs. 299, and you can get a wide assortment of channels from various nations. The help additionally offers magnificent picture quality and critique in various dialects.
Another great choice is Webcric. A well known site allows you to observe live cricket coordinates, and is accessible to anybody with a web association. It has various servers, so you'll have the option to find the match that is appropriate for you. In spite of the fact that it doesn't offer news updates or cricket writes, its attention is on giving great streams.
In the event that you live beyond India, you can watch ICC T20 matches utilizing a VPN. You'll have to pick an intermediary server area viable with the help that you're utilizing. For instance, assuming you're in Pakistan, you can watch the T20 World Cup 2022 matches on the state-claimed channel smartcric live. Willow television is another choice, yet you'll have to work with your ISP to utilize it from abroad.
Live cricket streaming can likewise be found on YouTube. The Live Cricket Match Today channel offers free live cricket streams and puts together features of matches. You can watch features from matches by making playlists and labeling them. Also, you can watch the features continuously, so you can follow the activity as it works out.
In the event that you're living in the USA, you can likewise observe live cricket coordinates without advertisements with Willow television. This is a fantastic choice for the people who need to watch the game without promotions, and it's accessible in top quality. The web-based feature additionally gives live scores from all the matches. The assistance additionally has an application for portable clients, which you can download for nothing from Google Play Store.
Willow television is one more extraordinary choice to observe live cricket on the web. You can watch matches from everywhere the world, including neighborhood cricket associations. Everything you need to do is set up a free record and appreciate watching cricket matches live without promotions. Moreover, Willow television has a basic and easy to understand interface. Live streaming choice likewise offers different servers guarantee continuous gushing of live cricket matches. These are only a portion of the many destinations to consider.
One more choice for observing live cricket is to download Yippee! Cricket Application. This application is created by Yippee and is accessible for Android cell phones. This application offers live cricket news, scores, and group profiles. It likewise has an implicit scoreboard that changes consequently each second. Also, you can set up alarms for your number one groups or players. It is additionally viable with Chromecast, and that implies that you can observe live cricket matches without interferences.
Different choices for observing live cricket incorporate Willow television and SkySports. Sadly, these destinations don't offer free preliminaries. You should buy into the assistance or contact the organization for help. Other than observing live cricket without advertisements, you can likewise watch games on smartcric live cricket. These administrations offer great video and transfer quicker than other live streaming choices. These locales are dependable, so if you need to observe live cricket without promotions, these are two of the most ideal choices.
One more extraordinary choice for observing live cricket without promotions is a VPN. You can get to this help utilizing a virtual confidential organization (VPN) association and you will actually want to observe any cricket match you need. Contingent upon your area, you might need to introduce a VPN. A VPN is an extraordinary method for keeping away from limitations, similar to area limitations.
ESPN+ offers a top to bottom inclusion of all significant cricket associations all over the planet. It incorporates live cricket matches and all the most recent news. You can likewise watch the most recent scores and read text analysis. ESPN+ likewise has cricket content in superior quality, so you can watch matches without interferences. This application is perfect for observing live cricket matches without promotions.
Cricvid is one more incredible choice for observing live cricket on the web. It is allowed to utilize and offers live cricket matches as well as features in HD. You can likewise see your #1 associations as a whole and competitions utilizing this help. Cricvid is additionally accessible on Android, IOS, and tablets. The site is versatile and lightweight, so regardless of whether you have a fast association, it will in any case allow you the opportunity to observe live cricket without promotions.


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Neill Blomkamp's next movie will be Firebase, which is based on the short released last year through his Oats Studios.
The director, known for District 9 and Elysium, announces in the following video that Firebase will be funded through crowd-sourcing.
"We want to build a 21st century studio that is funded directly by fans. The more people online that support us the more content we will put out. We want to create an ecosystem where we are directly fueled by the community. Our goal now is the next FIREBASE film. Help Fuel us here (https://fuel.oatsstudios.com). We want to grow and expand, but we need the communities help. We will create the FIREBASE film tailored to the incoming dollar amount. If we raise $40 dollars we will film a firebase "Cat" video. If we raise $100 million we will shoot a FIREBASE feature trilogy.
Update: The Firebase fund raiser as been canceled:
To all backers of Firebase.. Oats will be refunding everyone who contributed completely. Unfortunately we didn't raise enough to do something truley awesome. We would rather over deliver than create an average film. We thank the thousands of people who did back us- hang in there.
— Oats Studios (@oatsstudios) April 20, 2018
Neill Blomkamp has been putting out various science-fiction shorts through his Oats Studios, which actually have been really good, so let's hope Firebase gets funded and it leads to more.
Watch the 26-minute short below.


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Sources told the New York Times McGregor was arrested in January. He has not been charged with a crime.
Irish investigators are reportedly looking into sexual assault claims against former UFC champion fighter Conor McGregor.
A woman accused McGregor of assaulting her at the Beacon Hotel in Dublin, according to a report out Tuesday by the New York Times. Police reportedly took evidence and footage from the hotel. The outlet cites four people familiar with the investigation, who say law enforcement arrested McGregor in January for questioning and then released him. He hasn't been charged with a crime.
Irish news outlets have been reporting on a sexual assault case involving an "unnamed sportsman" since late last year, but because of strict libel laws in the country, McGregor has not been named as the accuser.
News of the allegation comes hours after the UFC fighter announced he will no longer be competing, writing on Twitter, "I've decided to retire from the sport formally known as "Mixed Martial Art" today. I wish all my old colleagues well going forward in competition."
A U.S. based publicist for McGregor told Newsy the accusation is a "rumor" and has nothing to do with the announcement of his retirement.
Transgender women to be banned from top track and field events
World Athletics also issued strict testosterone limits on athletes with differences in sex development who participate in women's events.
Why are MLB salaries rising?
The average MLB player made more than $4.2 million last season, according to the players' union. Here's how salaries have increased over the years.
NFL player learns he has cancer during routine physical exam
Foster Moreau said he was diagnosed with Hodgkin's lymphoma during a routine physical with Saints' doctors in New Orleans.
Top Stories
Jonathan Majors arrested on assault charge in New York
The star of recently-released "Creed III" and "Ant-Man and The Wasp: Quantumania," was involved in a domestic dispute involving a 30-year-old woman.
Daylight savings dispute leaves Lebanon with two time zones
Many Lebanese have found themselves in the position of juggling work and school schedules in different time zones.
Biden sending federal aid to tornado-wrecked Mississippi
President Joe Biden says full federal support is on the way to Mississippi after a series of tornadoes killed 26 and destroyed homes and businesses.


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With incredible and proficient firm of Dentists, Rick Brar DMD became one of the most reputable dental businesses in Elgin Illinois. We have been supplying high-quality dental services to the local Elgin area and we will continue to do this for the years into the future.
Dentists are experts in oral health care, prevent future illness, and diagnose and treat present oral health problems. They are the most certified to produce the best dental care prepare for their patients.
With their education, experience, and advanced qualifications, dental practitioners have an obligation to help people produce a healthy mouth that will last a lifetime. Dental experts need to combine the most recent understanding from the dental field with modern innovation and materials.
They need numerous tools, including X-rays makers, drills, bondings materials, tooth whiteners, and more. These tools can assist them lower tooth decay or gum disease while fixing other dental problems prior to they become worse.
There are several aspects to consider when choosing a dental expert, including their training and experience, place, and the times they provide.
If you also asked friends or household for recommendations, it would help.
Because there are so lots of options readily available in the area, picking a dentist can be hard.
Here is a list of some questions you may want to ask:
– What kinds of treatments do they specialize in?
– Do they have emergency hrs?
– Do they take insurance policy?
– What is their termination policy?
DDS is a Doctor of Dental Surgery, and they get substantial training in the field of maxillofacial and oral surgical treatment.
A DMD is a Doctor of Dental Medicine. They study for four years, graduating with their Doctorate level and after that completing at least 2 years of residency training to end up being a general dental practitioner.
The distinction in between the two fields generally comes down to qualifications and specializations: dental cosmetic surgeons complete four extra years of training to go into the field, consisting of a maxillofacial and oral surgical element; dental practitioners typically do not have any other training in dental surgery.
Dentists are experts who are certified to offer oral care to clients. They perform preventive, diagnostic, surgical and psychosocial procedures to enhance the oral health of patients.
Dentists take a look at clients' teeth and gums for any injury, infection or other issues. They likewise encourage on keeping the tooth healthy and dealing with discomfort or fear of oral treatment.
Some dental experts focus on a particular field such as orthodontics, dental surgery, pediatric dentistry or public health dentistry. The dental professional can operate in different settings, such as a private practice or health center.
Cosmetic Dentistry can enhance your natural smile, even if you have uneven teeth, and it likewise helps with oral health and having an excellent dental foundation.
For a cosmetic dentistry treatment, a dental practitioner will get rid of any imperfections in your teeth and gums so that they look directly and healthy. They will also bleach your teeth to provide a more radiant look. These procedures might use up to 2 hours for total, however the experience is well worth it!
Dental practitioners can be scary for kids, so it's vital to prepare them prior to the go to. By speaking with them about what to expect and how they will feel after their visit, kids will feel more comfy when they get there.
Benefits of a nearby dental professional is that it conserves money and time, and it's easier for you to visit them, and they can provide faster services. Neighboring dentists also use more flexible hours. For example, if your work schedule is rather busy, you can go to the dental practitioner throughout their late working hours.
Neighboring dental practitioners might not be the most renowned professionals in the area, but they offer exceptional service at competitive prices. It's best to go for a neighboring dental professional instead of something like a long-distance specialist if you require dental care on a spending plan.
If you are looking for a qualified Dentist practice that you can count on, contact us now. We've got our contact details down below.228 Randall Rd, Elgin, IL 60123, United States
Claim listing is the best way to manage and protect your business.


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The Acharya Nanda Dev College of Delhi University has announced the application from eligible candidates for appointment to the post of Assistant professor. Interested candidates can apply on the official website i.e colrec.du.ac.in. Delhi University has advertised about the vacancies which are available in 8-14 May issue of Employment news. The assistant professor post will be available for recruitment till the four weeks of releasing the advertisement. The selection process for the Acharya Nanda Dev College, DU will be conducted for 41 posts of Assistant Professor. They have categorised the vacancies for the post of Botany 5 posts, Biomedical science 4 posts, Chemistry 2 posts, Physics 9 posts, Commerce 5 posts, Computer science 5 posts, Electronics 1 post, Mathematics 5 posts, Zoology 5 posts.
These posts eligibility criteria are by the UGC regulation 2018 which will be adopted by the University of Delhi. The candidates will be recruited for permanently in various college departments with an academic pay level 10 of the 7th central pay commission matrix. The salary for the post of Assistant Professor is Rs. 57,700 with other allowances as per DU norms. Acharya Nanda Dev College, University of Delhi, has invited applications form eligible candidates for appointment to the post of Assistant Professor on permanent basis in the several departments of college. They have mentioned the posts on the official website as well.
Candidates can visit the official website and go through the eligibility criteria and the selection process as well. The last date for online application will be 08th June, 2021. Acharya Nanda Dev College, University of Delhi has released the notification for the candidates who has completed their graduation from any recognised university or college and completed the post graduation from any recognised college or university. The application form will be acceptable through the official website i.e www.andcollege.du.ac.in.
Candidates are required to click on the option "Vacancies" where they will get the online application link. The application form will open, read the form and fill in the required details such as candidates name, father's name, date of birth, qualification details carefully. Submit the application form and take a print out for the future reference. The application form needs to be submitted within the date of publication the advertisement in employment news. The details regarding the vacancies and online application will be available on the official website. So the interested candidates can visit the website. To know more about this article stay connected to us.


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Goat Goat
I can't be racist against my own race. And I don't think saber spamming while there's 5 people on the server even deserves a warn. I also don't think that you should let complaints pile up into a 2 week ban. I would've gladly sat down and listened to the people complaining against me. And I strongly urge you to let me know if someone complains about me doing something, so I can stop doing that thing. I'm not sure why you wouldn't do that in the first place. And why would staff complain about me and do nothing about it? I would appreciate being told not to do something, if I'm doing something I shouldn't be. I can't memorize every rule on the server, and I'm sorry I can't be a perfect person for you. But I think 2 weeks for minimal things is over the top. I didn't even ask to be unbanned. I just want a shorter ban. Because the only serious thing that you have me doing, is pretending to be someone and saying stupid things. And I'm gonna be completely honest. You do have a bias against me. You refused to give me an example of something I was doing before hand. And then told me to not message you. I'm sorry if you legitimately don't, but try to look at this from my point of viewThere is no bias against you, the proof is there. You were racist, you were trying to frame someone else for racism. You were rdming and you were ignition spamming. Not to mention the non-stop complaints about you from other staff and players.
I dont see you defending yourself I see you putting blame on others for your actions. If tyr did such a thing then you should have reported it and it would be dealt with.


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Margaret Louise "Marg" (Brenner) Tosten, 88, of Hagerstown, passed away on Saturday, October 24, 2015 at Meritus Medical Center.

Born January 14, 1927, in Maryland, she was the daughter of the late Mr. Brenner and Florence (Wissinger) Long.

Marg worked as a homemaker. She enjoyed bowling and was on several leagues at Long Meadow and Southside Bowling Alley.

In addition to her parents, she was also preceded in death by her loving husband of 70 years, Elmer Earl "Jake" Tosten, who died on August 29, 2015; and a step-sister, Viola Wahl.

She is survived by a daughter, Louise Ann Smith; three sons, Howard E. Tosten and partner Elizabeth Baker, Jake J. Tosten, Richard A. Tosten; a former daughter-in-law, Jennie Avey; six grandchildren, Tommy Hoover, Amanda Younker, Tristen Tosten, Michelle Tosten, Andy Smith, Lesa Lewis; 8 great-grandchildren; and 3 great-great-grandchildren.

A funeral service will be conducted at 1:00pm on Thursday, October 29, 2015 at Rest Haven Funeral Chapel, 1601 Pennsylvania Ave., Hagerstown, with the Rev. Mark Mooney officiating. Burial will follow in Rest Haven Cemetery.

Friends will be received one hour prior to the service and again for a lunch reception after the burial at the funeral home.

www.rsthvn.com


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Here's a list of our Bootstrap developers. Vetted, monitored & ensured to deliver quality work. You can also simply post for all Codeable experts and let our system find you an expert with the right skills and availability.
WordPress developer on Codeable since 07 Jul, 2015
8 years
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Specialized in building rich UX and custom interactivity from within my favorite CMS – Wordpress, I can single-handedly produce all aspects of an online product (wireframing, design, development) with excellence!
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I'm a passionate and reliable UK-based freelance WordPress developer with 10+ years experience in WordPress responsive design, front-end development, custom WordPress builds and WooCommerce.
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WordPress custom development, plugins, themes, integrations, bug fixing, speed and SEO optimization, etc. Professional full-stack web developer with 20+ years of experience. Certified Codeable WordPress Expert. Member of the Codeable expert vetting team.
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Hey there 👋, my name is Mat Gargano, and I run StatenWeb, a full-service WordPress development agency. Personally, I'm a full-stack WordPress developer based out of Staten Island, NY. I've been developing websites since 1998 and developing in WordPress since 2006.
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I'm Ioanna, and I am here to help you on your Wordpress project. I specialize in turning mockups into fully functional Websites, including creating custom Themes that are fully compatible with WooCommerce. Let's build with heart!
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Zeshan here 👋 One of the top Codeable experts and a face on their homepage. I have been a part of Codeable for 5+ years with an almost perfect 4.99/5 stars rating. I build long-term relationships with my clients. To do that I never compromise on these things: communication, quality, and deadlines.
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Hey! I'm a WordPress expert and a digital marketer with 13+ years of experience. I specialize in responsive website development, troubleshooting/fixes, online sales funnels, and paid media marketing. I have completed ~200 projects, including business and e-commerce websites.


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Three northwest Georgia people arrested recently on charges of First Degree Child Cruelty and Deprivation of a Minor, have now been charged with Aggravated Cruelty to Animals.
According to Floyd County Jail records, 47-year-old Austin Ferris Byess, 37-year-old Robin Leighann Smith, and 47-year-old Albert Foster Byess, all of Cave Spring, failed to provide a shepherd mix named "Spike" with enough food.
The report states that "Spike" showed signs of malnourishment as a result.
At the time of their initial arrests, authorities said the three allowed children to live in the Chubb Road home that was covered in trash, and animal waste. The children had been living with roaches on their clothing and had a noticeable odor while at school.
(WRGA Rome)


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Wonderful 3 bedroom 2 bath home in Piedmont with views of the black Hills! So many upgrades throughout! Meticulously cared for and ready for its new family. New A/C unit, upgraded kitchen, bathrooms & laundry room floors, wood flooring throughout the halls and entryway, newer dish washer, installation of ice maker, new doors and flooring in furnace closet, siding 2 yrs old, roof only 1 year old! Owners also opened up the wall from living room leading into kitchen to create a wonderful open floor plan for entertaining! Over $50,000 in upgrades! Newer refrigerator stays, as well as the work bench in the garage. Great home for a small family or older couple. Easy access to the interstate to get to Rapid City in less than 15 minutes. Close to great hiking and biking trails. Come and see this gem before its gone!
Listing courtesy of Homes In The Hills.


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SVT seeks a new Executive Director to guide the organization as we pursue our mission to conserve natural areas and farmland in the 36 communities around the Sudbury, Assabet, and Concord Rivers.
SVT seeks an accomplished leader who has a passion for this mission as well as a genuine and authentic connection to nature and the outdoors. The ideal candidate will demonstrate a proven ability in strategic leadership, fundraising, staff management and development, collaborative ventures, and constituency building. Successful fundraising experience that includes securing major gifts and cultivating individual donors is highly preferred.
The ideal candidate will be both a strong and effective leader and have success fostering broad diversity and inclusion among the organization's Staff, Board, supporters, volunteers, and visitors, thereby ensuring open and equal participation in the enjoyment of SVT's properties. This individual must be confident and thoughtful and have the appropriate skills and presence to work effectively, collegially, and collaboratively across the state and region.
For more details and application information, please see the full description and SVT position guide.


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Starting Price
Passenger Volume
Cargo Space
If you're shopping for a sedan near Casper, you'll struggle to find better value than the affordable Honda sedans at Sheridan Honda. Whether you choose the Honda Civic or Accord, you'll enjoy impressive fuel economy numbers, roomy dimensions, and athletic performance at an accessible price. The only issue you'll run into is choosing between the Honda Civic or Honda Accord. Which is best depends on your unique needs, as both of these sedans are leaders in their segment. Take a moment to learn about the difference between the Honda Civic and Accord. Then, fill out a pre-approval and contact us to arrange for a test drive near Cheyenne!
You'll notice one difference between the 2022 Honda Civic and Accord when you compare the Honda Civic vs. Accord starting price. When choosing between the Honda Civic or Accord based on starting price, note that the Honda Accord is several thousand dollars more than the Honda Civic. Still, both models are quite affordable.
One of the main reasons that the 2022 Honda Accord costs more than the 2022 Honda Civic is that it offers a standard turbocharged engine that's a bit more powerful than the Civic engine, all while offering similar fuel economy numbers. Still, both sedans offer riveting performance. Compare their specs below:
2022 Honda Civic Sedan LX Engine Specs
2022 Honda Accord Sedan LX Engine Specs
Both the Honda Civic and Accord offer seating for five passengers; however, the more expensive 2022 Honda Accord features more cargo space and cabin space. If affordability is especially important, however, have no fear. The Civic offers quite a bit of wiggle room. Key measurements include:
2022 Honda Civic Sedan LX Interior Dimensions
2022 Honda Accord Sedan LX Interior Dimensions
So, when comparing Honda Civic or Accord, which is best for you? Both of these affordable sedans offer impressive engine specs and roomy cabins. But the best way to experience the difference between the Honda Civic and Accord and get a real sense of whether you prefer the Honda Civic or Accord, is to test drive both models at Sheridan Honda! Just call our associates at (307) 672-3492 to arrange a test drive! And while you're here, explore our Honda research guides for other helpful reads like our guide to the 2022 Honda Accord interior and 2022 Honda Civic MPG ratings!
If you're shopping for a 2022 Honda Pilot near Casper, one of the most important steps of the Pilot shopping process is to explore the interior and exterior Honda Pilot color options and pick out the perfect tones for your tastes! Take a moment to review the menu of Honda Pilot colors, and then,…
What is the Honda Odyssey MPG for 2023? How many miles per gallon does the 2023 Honda Odyssey get? While the Honda Odyssey is known for its roomy dimensions and impressive performance, the 2023 Honda Odyssey's gas mileage is also quite impressive, especially when you consider that this large minivan seats up to eight…
If you're shopping for a commuter sedan around Casper, and a roomy cabin and clever cabin features are at the top of your list, check out the new Honda Civic. The 2022 Honda Civic interior is sure to check all of your boxes, from its ample 2022 Honda Civic dimensions and 2022 Honda Civic…
*MSRP excludes destination charges, tax, title, and license fees. Destination charges and actual dealer prices may vary. Vehicles displayed may contain optional equipment at additional cost.
**Based on 2022 EPA mileage ratings. Use for comparison purposes only. Your mileage will vary depending on how you drive and maintain your vehicle, driving conditions and other factors.


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Within the midst of the continued disaster, current stories counsel that quite a lot of shareholders have initiated authorized motion towards the Silicon Valley Bank, its guardian company and a number of other of the financial institution's administration. The proposed class motion lawsuit was filed in federal court docket in San Jose, California towards SVB, CEO Greg Becker, and CFO Daniel Beck.
Silicon Valley Financial institution Sued By Buyers
The lawsuit would more than likely be one of many first to be filed in court docket after California regulators closed the financial institution on March 10. This led to the catastrophic de-pegging of certainly one of crypto's largest stablecoin by market cap, as USD Coin (USDC) step by step began deviating from its $1 worth. This occurred in response to stories that Circle had greater than $3 billion value of reserves trapped on the monetary establishment. On the time of writing, USDC's price was at the moment exchanging arms at $0.99 at a market cap of $39 billion.
Learn Extra: U.S. President Biden Claims Investors Of Affected Banks Will Not Be Bailed Out
In line with the lawsuit, the shareholders alleged that SVB, Becker and Beck withheld details about the corporate's rates of interest, which made the agency "notably inclined" to a financial institution run and even artificially inflated their share costs. The official feedback understated the dangers posed to the corporate "by not disclosing that possible rate of interest hikes, as outlined by the Fed, had the potential to trigger irrevocable injury to the corporate".
The Widening U.S. Banking Disaster
Previous to its abrupt collapse, the financial institution was reported to have property value $209 billion and deposits standing at $175.4 billion. With Silicon Valley Financial institution changing into the biggest financial institution to fail in america for the reason that 2008 monetary disaster, the grievance asks for unspecified compensation for SVB buyers between the time span of June 16, 2021 to March 10, 2023.
Fears of contagion have aroused amongst different lenders that additionally cater to rich purchasers because of its failure. These purchasers embrace expertise start-ups, firms supported by enterprise capital, crypto-focused firms like crypto exchanges in addition to important regional banks. SVB introduced on Monday that it's at the moment investigating potential strategic avenues for the rest of the corporate, which has been divested of its main banking operations.
Additionally Learn: Bitcoin Price And Crypto Stocks Soar Amidst U.S. Banking Crisis; But For How Long?
The put up Breaking: Trouble Grows For Silicon Valley Bank As Shareholders File Lawsuit For Fraud appeared first on CoinGape.
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Creator: Pratik Bhuyan


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Cambridge Online Courses (GCSE)
Geography Quizzes
Geography Quiz PDF - Complete
Study multiple choice questions and answers, quiz answers PDF 146 to study Geography course online. MCQ trivia questions, Multiple Choice Questions (MCQ) for online college degrees. "Sustainable Energy supplies MCQ" PDF eBook: sustainable energy supplies test prep for colleges that offer certificate programs.
"" MCQ PDF: , ,, and for online college courses. Learn questions and answers to improve problem solving skills for completely online college.


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Bee Card Wallet
Bee Card Wallet
This super cute small Bee Card wallet is made of a single piece of leather, with a laser engraved Honeybee outline and a hand painted floral design. It is a thin and lightweight wallet with enough space to carry your all your essentials at ease, adding a playful touch.
The bee as a spirit animal has a strong work ethic and symbolizes hard work and dedication - But it also signifies the importance of stopping and smelling the flowers once in a while. While people with the bee as their spirit animal are busy busy busy, it is important not to let life's little pleasures pass you by.
The inside of the Bee Card Wallet can take up to 5-7 cards and few folded cash. It is a perfect last minute gift that combines usability with longevity and will definitely make any recipient smile every time they hold it in their hands!
Product Features:
* Size: 7 X 10 cm / 2.75 X 3.93 inches,
* Material: 100% Full Grain Leather
* Inside: a Single compartment for cash and cards
*Special Features: The Bee Card Wallet is Hand Painted with acrylics, sealed and Hand Stitched without the use of a sewing machine
Personalizable: You can optionally personalize this little wallet on the back with a name, initials or any special message. Positioning will be chosen according to the length.
*Recipient: Girls and Women
- 100% Full Grain Leather
- Ready to ship in 1-3 business days
All orders are prepared and shipped in 1-3 business days as A Priority Registered Airmail, at a flat 3 euros cost.


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Marketing & PR Experienced (non manager) jobs in England
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Found 4 jobs using the terms 'chief marketing officer'
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Campaigns and Mobilisation Advisor
This is a crucial role in helping us to secure meaningful social change and communicating our influencing work to our communities.
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Animation Supervisor
Animation Supervisor - Celestial are looking for an Animation Supervisor to steer the creative direction of their growing animation team.
Top job
Chief Product Officer
Chief Product Officer sought to develop our client's SaaS platform coupled with other revenue-generating aspects of the business. Who will this su...
Global Advocacy Adviser
Strong networking and interpersonal skills and the ability to liaise and communicate clearly with a variety of stakeholders.
Communications Manager
The Sickle Cell Society is looking for a Communications Manager to lead and develop the Society's internal and external communications.
Internal Communications Manager
Creative, tech savvy Internal Communications Manager for this innovative and client centric global business. Independent thinker, hands on! Up to £50k


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The GOP successor candidate in the SD-11 recall special election, former Colorado Springs city councilor Bernie Herpin, is pushing back angrily against the accusation that he is a supporter of the so-called "Personhood" abortion bans that have failed in Colorado over several consecutive election cycles. As the Colorado Independent noted updating their report on the matter after belatedly hearing from Herpin's campaign:
The Herpin mailer refers to his alleged support as city council member of the "personhood" movement, which seeks to outlaw abortion by granting full legal rights to fertilized human eggs, or "life from the moment of conception," as supporters put it. Analysts have said personhood would amount to sweeping changes in the law, where countless statutes would have to be reworked and legal interpretations extended broadly and perhaps to absurd ends, where not only birth control would be outlawed but also where activities like drinking, smoking and raw-cheese eating, for example, could turn pregnant women into suspects or criminals.*
Herpin didn't answer calls Thursday from the Independent seeking comment. But subsequent to publication, his campaign told the Independent that, although he is pro-life, there is "no evidence" that he has ever supported the personhood movement and that, in fact, Herpin does not support personhood [Pols emphasis] and has never signed a personhood petition.
First and foremost, the attack mailer the Independent's story this weekend reports on, and that Herpin is responding to above, does not allege he signed a petition to place any of the "personhood" ballot initiatives before Colorado voters. As our readers know, the "personhood" abortion ban campaign seeks a constitutional amendment declaring that human life begins "at conception," or at the moment an egg becomes fertilized by a sperm. The logical consequences that follow from that declaration, including a ban on all abortions and even birth control that could harm a fertilized egg, are not expressly defined in the amendment but fully understood.
With that in mind, where does Bernie Herpin actually stand on the underlying issue? For that, we turn to the Pikes Peak Citizens for Life city council candidate questionnaire from last April:
The answers to these questions, especially #4 where Herpin says that we "become persons" at the "single cell" stage of development, constitute the literal response required by supporters of "personhood" to call someone a supporter of their movement. The fact that the "personhood" initiative has failed in Colorado over and over by seventy percent margins, while remaining a litmus test for Republican candidates, is why they avoid mentioning their support for it at all costs outside of a very narrow audience.
And yes, folks, this means Bernie Herpin "supports a plan that would deny women access to common forms of birth control."
From Bob Schaffer in 2008 to Joe Coors in 2012, Republicans have tried and failed to explain their stand on "personhood" in a way that either placates the hard-liners or keeps them electable–leading directly to this awkward dance around the issue in election after election. Despite the insistence that this isn't "the issue they're running on," predictable failure to adequately respond to questions about abortion has become a very effective way to sink Republican candidates. This issue, which a small segment of the GOP base demands total compliance on, repels too many swing voters in a general election–but dogmatic obsession with the issue among anti-abortion activists prevents Republicans from running away from it.
Folks, we didn't make this rule. But it's a rule. And it applies to Bernie Herpin too.


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Tips For Buying Real Estate In A Challenging Market
Purchasing a piece of property is both frightening and nerve-wracking. If you do not know all the details you need to, you face the possibility of making mistakes that could haunt you for many years. Avoid these mistakes by reading the tip-filled article below.
Real estate agents would do well to reach out to former clients during the holiday season or sell a purchase date. They will remember how you made their home buying experience. At the close of your greeting, let them know that you function by means of referrals and you would really appreciate it if they recommended you to their other friends.
If you have children or plan on having them, your home should have plenty of space for everyone. You should have a safer house is safe if there were children brought up in it.
If you are looking to relocate, research the prospected neighborhood of the desired property online. You can discover a great deal of information about even the smallest town. Consider the population, population and unemployment rate of your desired location before purchasing a house there so you ensure that you will love where you live.
Homes that need multiple improvements or updates are often sold for cheaper than other homes. This permits you to save your money on the purchase price, allowing you to invest extra capital into fixing your home at your own pace. A little fix up work can transform that diamond in the rough into the house of your dream home!
If you are planning on having kids, you should consider the location of the house in relation to your preferred school district in case you decide to have children.
Be flexible in making choices. You might not have the financial resources to buy your dream house in your dream neighborhood, but narrowing it down to a few things you absolutely have to have can give you a lot of what you want. If you are unable to find the home you want in the desired area, find one with the amenities in a different neighborhood.
A lot of Realtors have lists that contain all the important components of everything you need to do when buying a home.The checklist allows all necessary parties to make sure everything is taken care of when it needs to be.
Buyers generally expect the closing costs will only consist of points paid to the bank, any points that go to the bank, and obviously the down payment. In most cases though, the closing costs include additional items, school taxes, and other things that depend on your area.
If your seller is helpful, you are sure to reach a selling price that you both feel comfortable with.
You should ask questions about their track record. A reputable agent will definitely be able to answer all of your questions you have.
Always obtain home warranty for your home. When you buy a brand-new home, whether from a previous owner or the builder, or get the seller of a pre-owned home to provide you with at least a one-year warranty. The builder should stand by what he or her work for a minimum period of time.
When you are plunging into real estate, you should keep your goals in mind. Determine early on if your goals are short term or long term. Don't invest in any property that don't meet your pre-determined criteria.A lot of investors don't do this due diligence and buy something that does not satisfy them or even lose money.
These suggestions can assist you in making choices from which you will benefit. Put them to work, so that you do not end up wasting your money. Purchase a property secure in the knowledge that you have all the information that you need to make a good decision.


text: Brian SheehanJun 18, 2020 Submitted by Brian Sheehan 2018 Peterbilt 579 Paccar 515hp 13 speedRelated StoriesHomeGreg HoaglandHomeCarole WebsterHomeKenneth meyetHomeBill CrydermanTop StoriesBusinessHolding the line: Owner-op's playbook to push back on cheap freightWhen Joe Bielucki got an email from a corporate logistics director that his rates would take a hit, he was fuming. But with an iron grip on fundamentals, and some advice from his wife, he persuaded them to reverse course and throw in some other perks too.EquipmentThe heaviest of hauls: Peek into 2022's biggest, baddest jobs by specialized carriersOverdrive RadioOversize hauler's shower solution for small sleepers | More 'Winter from hell' on I-80RegulationsProposed CSA-scores change a mixed bag, particularly for hours of service categorySponsor ContentKeeping you safe, secure, and compliant. At your nearest travel center.Overdrive RadioLatest EpisodeOversize hauler's shower solution for small sleepers | More 'Winter from hell' on I-80More episodes »Apple PodcastsSpotifyStitcherSoundcloudShowcase your workhorseAdd a photo of your rig to our Reader Rigs collection to share it with your peers and the world. Tell us the story behind the truck and your business to help build its story.Submit Your Rig


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Spiritual Teachings
Audios and Videos
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The Story Of The Child Who Left Home
Sat tells a story of a child who accidentally wanders away from a very comfortable home and his subsequent journey back to that home. The child is symbolic of identification with the mind and body and how each of us leaves our true nature upon birth and how we can each find Home again. The audio ends with an elaboration of the parable.
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Class-Man Or Woman Witness
In this video, Sat teaches us how to attain peace by dropping our old beliefs and concepts through the "Art of Living." She discusses tools such as the "Am I a Man or Woman," meditation which help us drop being somebody and knowing something.
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