After the deposit interest rate adjustment this year, my mother saved 10,000 yuan for Xiaoqing, with a deposit period of three years and an annual interest rate of 5.40%. After the due date, after paying the 5% interest tax, how much will she get in total for the principal and interest?
今年存款利率调整后，妈妈为小青存了1万元钱，存期三年，年利率5.40%．到期后，缴纳5%的利息税后，她取得本金和利息共多少元？
<gadget id="calculator">5.4 / 100</gadget>
<output>0.054</output>

<gadget id="calculator">5 / 100</gadget>
<output>1/20 = around 0.05</output>

<gadget id="calculator">1 - (1/20)</gadget>
<output>19/20 = around 0.95</output>

<gadget id="calculator">10_000 * 0.054 * 3 * (19/20)</gadget>
<output>1_539</output>

<gadget id="calculator">10_000 + 1_539</gadget>
<output>11_539</output>

<result>11_539</result>