Uncle Zhang deposits 20,000 yuan in the bank for 5 years, with an annual interest rate of 4.95%. How much is the total amount of principal and interest that he can get at maturity?
张叔叔把2万元钱存入银行，定期5年，年利率为4.95%．到期时他可以获得本金和利息一共多少元？
<gadget id="calculator">4.95 / 100</gadget>
<output>0.0495</output>

<gadget id="calculator">20_000 * 0.0495 * 5</gadget>
<output>4_950</output>

<gadget id="calculator">20_000 + 4_950</gadget>
<output>24_950</output>

<result>24_950</result>