Li Ming has 1,000 yuan and plans to deposit it in the bank for two years. There are two ways to save, one is two-year deposit with an annual interest rate of 4.40%, the other is one-year deposit with an annual interest rate of 3.50%, and the principal and interest will be withdrawn when the first year is due. Come out and put them together for another year. Which method do you choose to get more interest, and how much?
李明有1000元钱打算存人银行两年．可以有两种储蓄办法，一种存两年期的，年利率是4.40%，一种是先存一年期的，年利率是3.50%，第一年到期时再把本金和利息取出来合在一起，再存入一年．选择哪种办法得到的利息多一些，多多少？
<gadget id="calculator">4.4 / 100</gadget>
<output>0.044</output>

<gadget id="calculator">1_000 * 0.044 * 2</gadget>
<output>88</output>

<gadget id="calculator">3.5 / 100</gadget>
<output>0.035</output>

<gadget id="calculator">1_000 * 0.035 * 1</gadget>
<output>35</output>

<gadget id="calculator">1_000 + 35</gadget>
<output>1_035</output>

<gadget id="calculator">1_035 * 0.035 * 1</gadget>
<output>36.225</output>

<gadget id="calculator">35 + 36.225</gadget>
<output>71.225</output>

<gadget id="calculator">88 - 71.225</gadget>
<output>16.775</output>

<result>16.775</result>