Du Juan's mother deposited 10,000 yuan in the bank for three-year education savings, with an annual interest rate of 3.24%. How much is the total amount of principal and interest that can be obtained after maturity?
杜娟的妈妈在银行存了10000元三年期的教育储蓄，年利率3.24%．到期后能拿到本金和利息一共多少元？
<gadget id="calculator">3.24 / 100</gadget>
<output>0.0324</output>

<gadget id="calculator">10_000 * 0.0324 * 3</gadget>
<output>972</output>

<gadget id="calculator">972 + 10_000</gadget>
<output>10_972</output>

<result>10_972</result>