Xiaoli's mother deposits 5,000 yuan in the bank, calculated at an annual interest rate of 2.05%, and deducting 20% interest tax after 2 years, how much can she get as principal and interest?
小丽的妈妈把5000元存入银行，按年利率2.05%计算，2年后扣除20%的利息税，可获得本利和多少元？
<gadget id="calculator">2.05 / 100</gadget>
<output>0.0205</output>

<gadget id="calculator">5_000 * 0.0205 * 2</gadget>
<output>205</output>

<gadget id="calculator">20 / 100</gadget>
<output>1/5 = around 0.2</output>

<gadget id="calculator">1 - (1/5)</gadget>
<output>4/5 = around 0.8</output>

<gadget id="calculator">205 * (4/5)</gadget>
<output>164</output>

<gadget id="calculator">5_000 + 164</gadget>
<output>5_164</output>

<result>5_164</result>