Uncle Wang deposited 20,000 yuan in the bank for a period of 3 years, with an annual interest rate of 3.6%. After the maturity, how much yuan can he get back with the principal and interest? (Interest tax rate is 5%)
王大爷把20000元钱存入银行，定期3年，年利率是3.6%，到期后，他连本带利可取回多少元？(利息税税率为5%)
<gadget id="calculator">3.6 / 100</gadget>
<output>0.036</output>

<gadget id="calculator">5 / 100</gadget>
<output>1/20 = around 0.05</output>

<gadget id="calculator">1 - (1/20)</gadget>
<output>19/20 = around 0.95</output>

<gadget id="calculator">20_000 * 0.036 * 3 * (19/20)</gadget>
<output>2_052</output>

<gadget id="calculator">20_000 + 2_052</gadget>
<output>22_052</output>

<result>22_052</result>