Xiaojun's father put 1,000 yuan into the bank for a fixed period of three years, with an annual interest rate of 3.24%. After the maturity, how much will Xiaojun's father actually get back the principal and interest? (Interest tax rate 5%)
小军爸爸把1000元钱寸入银行，定期三年，年利率是3.24%，到期后，小军爸爸实际取回本金和利息多少元？(利息税税率5%)
<gadget id="calculator">3.24 / 100</gadget>
<output>0.0324</output>

<gadget id="calculator">5 / 100</gadget>
<output>1/20 = around 0.05</output>

<gadget id="calculator">1 - (1/20)</gadget>
<output>19/20 = around 0.95</output>

<gadget id="calculator">1_000 * 0.0324 * 3 * (19/20)</gadget>
<output>92.34</output>

<gadget id="calculator">1_000 + 92.34</gadget>
<output>1_092.34</output>

<result>1_092.34</result>