Mr. Zhang borrowed 100,000 yuan from the bank, calculated at a monthly interest rate of 0.48%, and fixed for 5 years. How much should Mr. Zhang return to the bank after maturity?
张先生向银行贷款10万元，按月利率0.48%计算，定期5年，到期后张先生应向银行归还多少元？
<gadget id="calculator">10 * 10_000</gadget>
<output>100_000</output>

<gadget id="calculator">0.48 / 100</gadget>
<output>0.0048</output>

<gadget id="calculator">100_000 * 0.0048 * 12 * 5</gadget>
<output>28_800</output>

<gadget id="calculator">100_000 + 28_800</gadget>
<output>128_800</output>

<result>128_800</result>