Uncle Li deposited 20,000 yuan in the bank on February 1, 2008. The deposit period is 3 years, the annual interest rate is 5.4%, and 5% interest is payable after maturity. How much money can he get back from the bank?
李叔叔2008年2月1日把20000元存入银行，存期3年，年利率为5.4%，到期后应缴5%的利息，他到期可以从银行取回多少钱？
<gadget id="calculator">5.4 / 100</gadget>
<output>0.054</output>

<gadget id="calculator">5 / 100</gadget>
<output>1/20 = around 0.05</output>

<gadget id="calculator">1 - (1/20)</gadget>
<output>19/20 = around 0.95</output>

<gadget id="calculator">20_000 * 0.054 * 3 * (19/20)</gadget>
<output>3_078</output>

<gadget id="calculator">20_000 + 3_078</gadget>
<output>23_078</output>

<result>23_078</result>