After Uncle Zhou deposited 1,000 yuan in the bank for 3 years, he obtained a total of 1,064.8 yuan in principal and interest from the bank. What is the annual interest rate?
周叔叔将1000元存入银行3年后，在银行取得本金和利息共1064.8元，年利率是多少？
<gadget id="calculator">1_064.8 - 1_000</gadget>
<output>64.8</output>

<gadget id="calculator">64.8 / 1_000 / 3</gadget>
<output>0.0216</output>

<result>0.0216</result>