Xiaohong deposits 1,200 yuan of lucky money in the bank for two years. If the annual interest rate is 3.25%, and the interest tax is 20% of the interest rate, how much is the total principal and after-tax interest?
小红把1200元压岁钱存入银行，定期两年，如果年利率是3.25%，利息税为利率的20%，到期本金和税后利息一共多少元？
<gadget id="calculator">3.25 / 100</gadget>
<output>0.0325</output>

<gadget id="calculator">20 / 100</gadget>
<output>1/5 = around 0.2</output>

<gadget id="calculator">1 - (1/5)</gadget>
<output>4/5 = around 0.8</output>

<gadget id="calculator">1_200 * 0.0325 * 2 * (4/5)</gadget>
<output>62.4</output>

<gadget id="calculator">1_200 + 62.4</gadget>
<output>1_262.4</output>

<result>1_262.4</result>