Mingming's father bought a personal accident insurance for Mingming, the insurance amount is 10,000 yuan, and his father paid a premium of 230 yuan, what is the insurance rate
明明爸爸给明明买了一份人身意外伤害保险，保额为10000元，爸爸给了230元的保费，保险费率是多少
<gadget id="calculator">230 / 10_000</gadget>
<output>23/1_000 = around 0.023</output>

<gadget id="calculator">100 / 100</gadget>
<output>1</output>

<gadget id="calculator">(23/1_000) * 1</gadget>
<output>23/1_000 = around 0.023</output>

<result>23/1_000 = around 0.023</result>