Mom and Dad have deposited 20,000 yuan in education deposits for Beibei. The deposit period is three years, the annual interest rate is 3.24%, and the deposit is withdrawn once due, and the interest income tax on savings deposits is exempted. How much money can Beibei get when it matures?
爸爸妈妈给贝贝存了2万元的教育存款，存期为三年，年利率为3.24%，到期一次支取，免征储蓄存款利息所得税，那么贝贝到期可以拿到多少元钱．
<gadget id="calculator">3.24 / 100</gadget>
<output>0.0324</output>

<gadget id="calculator">20_000 * 0.0324 * 3</gadget>
<output>1_944</output>

<gadget id="calculator">1_944 + 20_000</gadget>
<output>21_944</output>

<result>21_944</result>