Grandma Li deposits 3,000 yuan in the bank and withdraws it in lump sum for five years. The interest on the time deposit is 4.95%, and the interest tax is 5%.
李奶奶将3000元钱存入银行，整存整取五年，定期存款利息4.95%，利息税为5%，到期后李奶奶将取出利息和本金多少元？
<gadget id="calculator">4.95 / 100</gadget>
<output>0.0495</output>

<gadget id="calculator">5 / 100</gadget>
<output>1/20 = around 0.05</output>

<gadget id="calculator">1 - (1/20)</gadget>
<output>19/20 = around 0.95</output>

<gadget id="calculator">3_000 * 0.0495 * 5 * (19/20)</gadget>
<output>705.375</output>

<gadget id="calculator">3_000 + 705.375</gadget>
<output>3_705.375</output>

<result>3_705.375</result>