Interest earned on education savings is not taxable. Dad saved 10,000 yuan for Xiaoming's three-year education savings, with an annual interest rate of 3.25%. After maturity, how many yuan can be obtained from the bank for the principal and interest.
教育储蓄所得利息不需纳税．爸爸为小明存了1万元三年期教育储蓄，年利率是3.25%．到期后，可以从银行取得本金和利息一共多少元．
<gadget id="calculator">3.25 / 100</gadget>
<output>0.0325</output>

<gadget id="calculator">10_000 * 0.0325 * 3</gadget>
<output>975</output>

<gadget id="calculator">975 + 10_000</gadget>
<output>10_975</output>

<result>10_975</result>