Fang Ming deposits 1,500 yuan in the bank for two years, with an annual interest rate of 4.50%. Two years later, when Fang Ming withdraws money, he will have to pay interest tax at 5%. How much interest will Fang Ming actually get after the maturity date?
方明将1500元存入银行，定期二年，年利率是4.50%．两年后方明取款时要按5%缴纳利息税，到期后方明实得利息多少元？
<gadget id="calculator">4.5 / 100</gadget>
<output>0.045</output>

<gadget id="calculator">5 / 100</gadget>
<output>1/20 = around 0.05</output>

<gadget id="calculator">1 - (1/20)</gadget>
<output>19/20 = around 0.95</output>

<gadget id="calculator">1_500 * 0.045 * 2 * (19/20)</gadget>
<output>128.25</output>

<result>128.25</result>