A certain brand of digital camera has a promotional activity, and the price is reduced by 8%. On this basis, the mall returns 5% of the selling price in cash. Buying this brand of digital camera at this time is equivalent to how much is the price reduction?
某品牌的数码相机进行促销活动，降价8%，在此基础上，商场又返还售价5%的现金，此时买这个品牌的数码相机，相当于降价百分之多少？
<gadget id="calculator">8 / 100</gadget>
<output>2/25 = around 0.08</output>

<gadget id="calculator">1 - (2/25)</gadget>
<output>23/25 = around 0.92</output>

<gadget id="calculator">5 / 100</gadget>
<output>1/20 = around 0.05</output>

<gadget id="calculator">1 - (1/20)</gadget>
<output>19/20 = around 0.95</output>

<gadget id="calculator">(23/25) * (19/20)</gadget>
<output>437/500 = around 0.874</output>

<gadget id="calculator">1 - (437/500)</gadget>
<output>63/500 = around 0.126</output>

<result>63/500 = around 0.126</result>