Zhang Jing deposited 30,000 yuan in the bank for five years, with an annual interest rate of 2.88%. After paying 20% of the interest income tax when it is due, how much is the bank's total principal and interest payable to Zhang Jing? (selected as)
张晶在银行存了30000元人民币，定期五年，年利率是2.88%．到期时交纳利息所得税20%后，银行应付给张晶本金和利息一共多少元？(选作)
<gadget id="calculator">2.88 / 100</gadget>
<output>0.0288</output>

<gadget id="calculator">30_000 * 0.0288 * 5</gadget>
<output>4_320</output>

<gadget id="calculator">20 / 100</gadget>
<output>1/5 = around 0.2</output>

<gadget id="calculator">4_320 * (1/5)</gadget>
<output>864</output>

<gadget id="calculator">4_320 - 864</gadget>
<output>3_456</output>

<gadget id="calculator">3_456 + 30_000</gadget>
<output>33_456</output>

<result>33_456</result>