Mr. Zhang borrowed 100,000 yuan from the bank, calculated at a monthly interest rate of 0.7%, and fixed for 5 years. After the maturity, Mr. Zhang should return the principal and interest to the bank. How much is the total?
张先生向银行贷款10万元，按月利率0.7%计算，定期5年，到期后张先生应向银行归还本利和共多少元？
<gadget id="calculator">10 * 10_000</gadget>
<output>100_000</output>

<gadget id="calculator">0.7 / 100</gadget>
<output>0.007</output>

<gadget id="calculator">100_000 * 0.007 * 12 * 5</gadget>
<output>42_000</output>

<gadget id="calculator">100_000 + 42_000</gadget>
<output>142_000</output>

<result>142_000</result>