The bank's three-year annual interest rate is 3.75%. Xiao Li deposits 40,000 yuan. How much yuan can he withdraw from this deposit slip when it expires? (in two different ways)
银行定期三年的年利率为3.75%，小李存入4万元，到期后这张存款单可取走多少万元？(用两种不同的方法)
<gadget id="calculator">3.75 / 100</gadget>
<output>0.0375</output>

<gadget id="calculator">4 * 0.0375 * 3</gadget>
<output>0.45</output>

<gadget id="calculator">4 + 0.45</gadget>
<output>4.45</output>

<result>4.45</result>