Xiaojia deposits 5,000 yuan in the bank for two years, and gets back a total of 5,356.25 yuan after paying 5% interest tax after the maturity date. What is the annual interest rate of Xiaojia's deposit?
小佳将5000元存入银行两年，到期后除去交纳5%的利息税后共取回5356.25元，则小佳的存款年利率是多少？
<gadget id="calculator">5_356.25 - 5_000</gadget>
<output>356.25</output>

<gadget id="calculator">5 / 100</gadget>
<output>1/20 = around 0.05</output>

<gadget id="calculator">1 - (1/20)</gadget>
<output>19/20 = around 0.95</output>

<gadget id="calculator">356.25 / 5_000 / 2 / (19/20)</gadget>
<output>0.0375</output>

<result>0.0375</result>