Grandma Wang deposits 1,000 yuan in the bank for a period of two years with an annual interest rate of 4.50%. After the deposit is due, she withdraws it in one lump sum. How much money can Grandma Wang get back? (Note: 5% of the interest is treated as personal income tax)
王奶奶把1000元钱存入银行，存期两年，年利率为4.50%，到期后一次性取出，王奶奶可取回多少钱？(注：利息的5%作为个人所得税)
<gadget id="calculator">4.5 / 100</gadget>
<output>0.045</output>

<gadget id="calculator">5 / 100</gadget>
<output>1/20 = around 0.05</output>

<gadget id="calculator">1 - (1/20)</gadget>
<output>19/20 = around 0.95</output>

<gadget id="calculator">1_000 * 0.045 * 2 * (19/20)</gadget>
<output>85.5</output>

<gadget id="calculator">1_000 + 85.5</gadget>
<output>1_085.5</output>

<result>1_085.5</result>