Xiaoxiao deposits 160 yuan of pocket money in the bank, and plans to use the principal and interest to buy a gift for her mother by this time next year. If the annual interest rate is 3.5%, please calculate the maximum amount of gift he can buy?
晓晓把160元零用钱存入银行，打算到明年这个时候用本金和利息给妈妈买一件礼物，如果年利率是3.5%，请你计算他最多能买多少钱的礼物？
<gadget id="calculator">3.5 / 100</gadget>
<output>0.035</output>

<gadget id="calculator">160 * 0.035 * 1</gadget>
<output>5.6</output>

<gadget id="calculator">160 + 5.6</gadget>
<output>165.6</output>

<result>165.6</result>