Uncle Wang deposited 20,000 yuan in the bank in January for two years. If the annual interest rate is 3.25%, how much yuan can you get back with the principal and interest when it matures?
王叔叔一月份把20000元存入银行，定期二年，如果年利率是3.25%，到期时连本带息一共可取回多少元．
<gadget id="calculator">3.25 / 100</gadget>
<output>0.0325</output>

<gadget id="calculator">20_000 * 0.0325 * 2</gadget>
<output>1_300</output>

<gadget id="calculator">20_000 + 1_300</gadget>
<output>21_300</output>

<result>21_300</result>