Xiaoxue's family bought a new house and applied for a personal loan from the bank. The loan was 80,000 yuan, which was repaid after one year, with an annual interest rate of 5.31%. How much do you need to pay in principal and interest when repaying the loan?
小雪家购买新房，向银行办理个人贷款业务，贷了80000元，一年后归还，年利率为5.31%．还款时共需支付本金和利息多少元？
<gadget id="calculator">80_000 + 424.8</gadget>
<output>80_424.8</output>

<result>80_424.8</result>