Xiaohong's family has taken out "property insurance", the insurance amount is 200,000 yuan, and the insurance period is three years. The annual insurance premium rate is 0.5%, how much is the total insurance premium that Xiaohong's family needs to pay.
小红家投保了"财产保险"，保险金额为20万元，保险期限为三年．年保险费率为0.5%，小红家共需要缴纳保险费多少元．
<gadget id="calculator">20 * 10_000</gadget>
<output>200_000</output>

<gadget id="calculator">0.5 / 100</gadget>
<output>0.005</output>

<gadget id="calculator">200_000 * 3 * 0.005</gadget>
<output>3_000</output>

<result>3_000</result>