Xin Yu's elder brother deposited RMB 2,000 in the bank for three years, with an annual interest rate of 3.74%. After deducting 5% interest tax after three years, how much is the total principal and interest?
欣雨的哥哥将2000元人民币存入银行，定期三年，年利率3.74%．三年后扣除5%的利息税，本金和利息一共多少元？
<gadget id="calculator">3.74 / 100</gadget>
<output>0.0374</output>

<gadget id="calculator">5 / 100</gadget>
<output>1/20 = around 0.05</output>

<gadget id="calculator">1 - (1/20)</gadget>
<output>19/20 = around 0.95</output>

<gadget id="calculator">2_000 * 0.0374 * 3 * (19/20)</gadget>
<output>213.18</output>

<gadget id="calculator">2_000 + 213.18</gadget>
<output>2_213.18</output>

<result>2_213.18</result>