Xiaoli deposits 4,000 yuan in the bank with a deposit period of 5 years and an annual interest rate of 4.95%. She needs to pay 3% interest tax when it matures. How much after-tax interest can she get after maturity?
小丽把4000元人民币存入银行，存期5年，年利率是4.95%，到期需支付3%的利息税，问到到期后她可以拿到税后利息是多少？
<gadget id="calculator">4.95 / 100</gadget>
<output>0.0495</output>

<gadget id="calculator">3 / 100</gadget>
<output>3/100 = around 0.03</output>

<gadget id="calculator">1 - (3/100)</gadget>
<output>97/100 = around 0.97</output>

<gadget id="calculator">4_000 * 0.0495 * 5 * (97/100)</gadget>
<output>960.3</output>

<result>960.3</result>