system
Given the following post, respond as if you're commenting on Reddit:
human
[Marvel/DC] Who are the wealthiest / smartest people on Earth who are not also a super hero or villain?

It seems like most of the top tier superlatives in both universes use their brains and/or wealth as either a means to or a cover for caped adventuring. So are there any noteworthy billionaires who don't secretly go out and cause or prevent mayhem? Any super geniuses who don't also spend their time fighting dinosaurs via time travel?
gpt
To be fair, almost all rich superheroes were rich *before* becoming superheroes, rather than as a result of it.

That said, the first who comes to mind is Spike Freeman for me. He's a media-mogul and billionaire. He's a bad person, and sort of an antagonist, but he's not really a "villain" in any poetic sense. He's a rich douchebag who runs a reality TV show about superheroes, and he knowingly allows them to endanger themselves for ratings.