system
Given the following post, respond as if you're commenting on Reddit:
human
[DC Comics] Does Bruxe Wayne actually embezzle money?

Its safe to say that Bruce Wayne is one of the richest people In DC. We can be conservative and day he's the fith richest. In the real world Mark Zuckerberg is the fith richest with a net worth of 71 billion dollars and makes 9 billion dollars a year. So let's assume that that's Bruce's income.

Now what does it cost to be batman:
Private jet, lots of rich people have this
Shuriken, cheap
State of the art training facility
Really good computer
Smoke tablets
Misc

Theres nothing on this list that would cost more than 1billion dollars. So am I missing something? Why do people always assume he's embezzeling?
gpt
Your list leaves a lot off. 

The bat mobile is a custom combat car. 

The plane he uses isn’t a private jet, it’s a custom vtol fighter jet. 

His tech is all bleeding edge, so he has to custom build lots of components. 

That’s just the tip of the iceberg. This is why people think he’s embezzling. Even if he’s not literally taking money from company accounts and putting them in his own, it’s probable that he is using company equipment to make all his custom stuff, since that would all require industrial equipment. 

Another facet to this is his personal finances. Sure, Bruce is super rich, but that’s mostly on paper, not in the bank. The majority of his fortune would be tied up in his own company’s stock (likely both common shares and preferred stock), as well as numerous other investments and assets. All of this would have varying degrees of liquidity, meaning that some of that value would be easier to access than the rest. For instance, his Wayne shares make him rich, but he can’t use most of it. He retains control by being a majority owner of common stock, each share of which gives a vote. At the annual shareholders meeting, shareholders have the opportunity to elect board members, who in turn hire the executives that actually run the company. Since he owner’s over 50% of the voting shares, he has the power to appoint the board, since all the other shareholders don’t have enough votes to override him. If he ever sold shares to raise funds to spend on a new bat submarine, his ownership would drop and he could potentially lose control of his family’s company.

So basically, his actual income would be comprised of dividend payouts from his Wayne preferred stock, and any potential dividends on the common stock (which are not guaranteed like they are for preferred stock), as well as any salaries he is paid by Wayne for any job he has there (haven’t read DC in a while so I’m not sure if he actually works there or not). Of course, any other investments or revenue streams could supplement that income, but the key point here is that the vast majority of his wealth is effectively inaccessible without a potentially high cost (losing control of the company). 

Also, aside from Batman, Bruce himself lives a Billionaire lifestyle. He drives expensive cars, owns yachts, gives generously to charity, lives in a massive house (sure he’s not paying a mortgage in it since he inherited it, but the bills for utilities and maintenance on a place like that would be insane, plus he’d need a staff to maintain it. It all adds up very fast. 

Even with all of that, Bruce’s lifestyle simply isn’t sustainable. One thing most people don’t realize is that rich people only stay rich by NOT spending their money on crazy stuff. In the comics, Batman has had since 1938 to slowly develop his arsenal of gadgets, but Bruce can’t be more than 50 years old, so to get to where he is now, he’d have probably blown through all his funds several times over building batmobiles, bat planes, batboats, batcomputers, etc. not to mention the duplicates he’s had to build to replace destroyed or damaged ones. 

So when it comes to finance and comic book characters, it’s usually best to not think to hard about it. The Dark Knight Trilogy Batman is the most realistic in this respect, but even that version was pushing it by the end.