system
Given the following post, respond as if you're commenting on Reddit:
human
Why don’t we have programs that allow individuals to allocate a specified amount of their pay checks to pay certain essential debts (mortgage, car, student loans) with pretax dollars?
gpt
We sort of do. Mortgage interest and student loan interest, with restrictions, are tax deductible, which essentially makes them pretax.

In addition we have 529 plan's which allow you to save pre-tax dollars for college.