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ELI5: The meaning behind Lupe Fiasco's album, "The Cool" and symbolism behind the album art/ cover

My brother told me a general description of it; its about "The game, the streets, and the Cool"  and that's represented in the album art/cover. He said that it is a lot more detailed than that and I'm curious.
gpt
Basically, the story is an expansion of the character "The Cool" from the song of the same name on his first album. The full name of this character is "Michael Young History", read aloud to be "My-Cool Young History".
The album introduces two new characters, The Streets (a female) meant to be the personification of the street life. Also, The Game (a male) meant to represent the "game", basically life as a hustler/drug dealer/pimp.   
  
The album art is meant to represent these three people. The top is a skeletal right hand, which represents how The Cool has rotted away the only thing "right" about him, his right hand. The skull with smoke is supposed to be the Game, and the locket is meant to represent the Streets.

The story follows "Michael Young History" and his eventually downfall into street life and death. And the song "The Cool" from F&L picks up after his death. It's not a full concept album really, it's only covered in 6-7 songs on the album but it's still an interesting listen, and Lupe is a fantastic lyricist (here's hoping to F&L II).