system
Given the following post, respond as if you're commenting on Reddit:
human
How do I productively discuss the "realness" of human constructs like money, finance, law etc

In particular, I find that people like to say "the stock market isn't real", and in an abstract way, they are right, but there is so much more to it. Love, marriage, law, political borders, money, finance - are there better terms, phrases or concepts that address the impact of topics like this I can use to come to an understanding with people with no philosophical background? Whether it's "real" seems so far beside the point one might want to make with such things. They have an impact, and how we choose to relate to them is so much more complicated than what I have been able to get at. "Illegitimate" seems to be what most people more closely mean when they say those things aren't real, but it's a hair that's too difficult to split without the right language set.
gpt
The term is socially constructed. Social constructs are very real, and any social constructivist will tell you as much. Just because something isn’t a part of the natural furnishing of the world it doesn’t mean it’s not real.