system
Given the following post, respond as if you're commenting on Reddit:
human
ELI5: What exactly happens to people in the US, if they have no health insurance, no money, and get badly injured?

I'm in England, and over here, if you got hit by a car, and were badly hurt (let's say a broken pelvis, back and legs), you'd get picked up by a free ambulance, taken to a free hospital, fixed up for free by whatever surgeons were necessary. You'd stay in hospital for however long without it costing a penny. At the end of it all you'd go 'yeah, cheers', and walk away, with a total cost of £0.00. And this would be the same whether you earned £1 / year, or £10m / year.


Imagine the same situation in the US, where you have no private health insurance whatsoever, and no money. Presumably you wouldn't be left at the side of the road to die, but if you needed massive surgery right away, and had no way at all of paying, what happens then?


I'm asking in good faith; I don't want this to be all 'Goddam Commie Europeans / Bastard heartless Yanks blah blah'. I'm just baffled at how it all actually works in practice in the US. Thank you.
gpt
You go to the hospital and get treated in the emergency room until such point as you are stable. 

You will be charged and you can either pay the fees or you don't and it goes to collections tanking your credit score.