system
Given the following post, respond as if you're commenting on Reddit:
human
ELI5: Why does a bank, such as US Bank, charge a $100 levy fee when an entity, like California state tax collections, freezes your account? Why is it this arbitrary number and who gets paid $100 per minute to press a button?

This just happened to me and I called US Bank and they said they have no idea why it's this amount. I said this economy charges what a service or product is worth, so how do you guys warrant placing this amount on a service that clearly sounds automatic? How is this legal?
gpt
Because we have to get the letter from the irs/cftb/etc and deal with it by pulling up your acct and send the cash over to them. Then we have to notify you, document the whole process, and keep/maintain the records for something like 10 years.