system
Given the following post, respond as if you're commenting on Reddit:
human
What's the difference between banks and credit unions - is one really more safe than the other for our money?
gpt
First, it's not a matter of safety; all of the savings accounts they offer are likely to be FDIC insured (ask!)

Banks are for profit.  They exist to make money off of you.

Credit unions are typically non-profit and customer-owned.  They do not exist to make money off of you.