system
Given the following post, respond as if you're commenting on Reddit:
human
I believe the dream that freer markets will solve all our problems is flawed. I believe hoarding defeats the system. CMV.

I'm no expert on economics or ideologies, but...

The point I keep hearing is that all problems come back to price manipulation in one way or another.  "The government interfered, artificially inflating..." and so on.  

I don't see how a private entity hoarding resources (money) isn't price manipulation.  

* I've heard the argument that you eventually have to stop hoarding to buy stuff that you need, but that only ensures a trickle.  If you love money (resources) more than good food, you can save $10 and spend $1.

* Allowing “some” inflation, as I understand it, is price manipulation and not a free market.  I’m not sure “some” inflation is even a barrier as investment vehicles keep up with inflation.

* I've heard that hoarding money doesn't hurt the economy and everything still works regardless, the values just shift.  But if that's true, that's just acknowledging that you can manipulate over time.

Here’s my analogy: Let's picture a small island with a few thousand people.  They use a commodity standard so that money approximately matches resources, is finite, and government isn't assigning any monetary values.  Let's call this time "A".  Then, one guy comes along who is good with the free market and very committed, hard working, etc.  He loves nothing more than to own more money and resources, a money hoarder.

He piles up 10% of the money on the island before anyone notices through diligent saving (or hoarding, depending on your perspective) and sacrificing anything but basic needs.  Eventually, 10% of the money is out of circulation, so the price of everything falls by 10%.  Nobody cares because all prices fell together.  Let's call this time "B".  However, one person is different.  Our beloved hoarder can now buy goods using his stockpile at 90% its previous price.  This makes collecting more even easier, and eventually 10% becomes 20% becomes 90%.  

He can control prices over time.  Price manipulation, by a private individual.  He has power of coercion over other individuals granted to him entirely through the free market.  

Finally, to relate to our world: Consider that most wealthy individuals keep only a tiny fraction of their wealth "liquid" and a slightly larger fraction "semi-liquid".  

**Edit**: I'm not precluding investing as part of the hoarding, but I was trying to keep it simple.  A large percentage of our real world wealth is owned by a small fraction of individuals, which I believe proves that it is plausible - although the real world is much more complex than Thought Experiment Island.
gpt
You cant "hoard" money unless you have a stack of bills in front of you that you do not touch. As this is not what happens, "hoarding" is a ridiculous reason to not believe in markets.

If you out money in a bank the bank lends out that money. It is invested. It doesnt just sit in a vault looking pretty. This is the entire concept of fractional reserve banking.