system
Given the following post, respond as if you're commenting on Reddit:
human
Is there too much saving going on?

One person's savings is another person's debt.

For debt levels to reach so high is there too much saving going on?
gpt
>One person's savings is another person's debt.

That's not exactly true. It could be put in bonds (public / corporate debt), invested directly (stocks / mutual funds), or put in several other options that aren't debt (buy rental housing properties).