system
Given the following post, respond as if you're commenting on Reddit:
human
If Russia is cut off from SWIFT, does it mean that all cards from Russian banks stop working outside of Russia, or are normal cash withdrawals and card payments for individuals still possible?
gpt
SWIFT is essentially one of the systems banks use to "talk" to each other for international transactions. If your bank is cut off from SWIFT, other banks can't initiate transactions between them and your bank if they rely on SWIFT.

In other words, no your card won't work.

There are some alternatives, Russia has one, China has one, but they are for the most part irrelevant outside of those countries and a few neighbouring nations.