system
Given the following post, respond as if you're commenting on Reddit:
human
ELI5: Why do banks close at five when most people are just getting off of work? Wouldn't it be in their better interest to stay open later?
gpt
You're assuming banks actually care about consumers.  They don't.

Banks make most of their money out of businesses - the charges involved in business banking, merchant accounts, etc. are far more profitable than the tiny fees paid by most consumers.

Banks are open when their profitable customers are open - during business hours.