system
Given the following post, respond as if you're commenting on Reddit:
human
ELI5: What does “decentralized government” mean?

People reference this idea all the time without explaining.  What would decentralized government look like  - are they really referring to municipal governments making decisions that are now federal, or is it more than that?

Furthermore, what about decentralized banks?  Another idea I hear people stating then nodding in agreement.
gpt
Decentralization is simply the concept of power being spread outing more local, while centralization is the opposite, concentration of power in a single location/entity.  So shifting power from the federal government to the states would be decentralization.  When speaking about banks it's probably means decreasing the power of the US Federal Reserve.