system
Given the following post, respond as if you're commenting on Reddit:
human
ELI5: what's to stop somebody from stashing all their belongings and cars at a friends house if the bank is about to take everything?
gpt
Banks don't "take everything" like that.  The only time your possessions can be taken are if you don't really own them (you have a car loan or mortgage that isn't paid off), or you file for bankruptcy.

If you file for bankruptcy, you will be investigated, and the property that you tried to hide will be discovered, and then your bankruptcy claim will be denied (or revoked if it's already gone through), and you will not be allowed to discharge your debts, now or in the future.

And if it's a severe enough attempt at hiding property, you'll also face criminal charges, including fines of up to $500,000, and prison time of up to five years.