system
Given the following post, respond as if you're commenting on Reddit:
human
ELI5: Why are some people seemingly born with good time and money management skills while others need actual training to become decent at it?
gpt
People have different life experiences. If you had parents who discussed money in front of you, gave you an allowance and encouraged you to save to get things you wanted - you would likely grow up to manage money well. Likewise, if you grew up and had to beg your parents for money, needed to spend it right away before a sibling stole it - you would probably suck as money management as you grew older.