system
Given the following post, respond as if you're commenting on Reddit:
human
ELI5: Why is it so easy for hackers to disrupt government services and access private information but no one has erased all credit card debt for everyone?
gpt
Because, no matter what movies and TV shows teach you about hackers, in the real world we have redundant servers and offline backups to prevent what you're talking about.

Sure, it's remotely possible to delete all of that data at an institution -- but just for a few hours. Then they restore it, and you get 10 years in prison and the bank is just inconvenienced.