system
Given the following post, respond as if you're commenting on Reddit:
human
ELI5: New services are being advertised that you can pay to instantly increase your credit score. How does this not invalidate the purpose of credit scores?
gpt
These services exist for a long time and i might say that they are not legit. You increase your credit score by paying your debts and keeping your bills up-to-date. You can also renegociate old contracts in order to clean your score.