cars pull down us retail figures us retail sales fell 0.3% in january  the biggest monthly decline since last august  driven down by a heavy fall in car sales.  the 3.3% fall in car sales had been expected  coming after december s 4% rise in car sales  fuelled by generous pre-christmas special offers. excluding the car sector  us retail sales were up 0.6% in january  twice what some analysts had been expecting. us retail spending is expected to rise in 2005  but not as quickly as in 2004.  steve gallagher  us chief economist at sg corporate & investment banking  said january s figures were  decent numbers .   we are not seeing the numbers that we saw in the second half of 2004  but they are still pretty healthy   he added. sales at appliance and electronic stores were down 0.6% in january  while sales at hardware stores dropped by 0.3% and furniture store sales dipped 0.1%. sales at clothing and clothing accessory stores jumped 1.8%  while sales at general merchandise stores  a category that includes department stores  rose by 0.9%. these strong gains were in part put down to consumers spending gift vouchers they had been given for christmas.  sales at restaurants  bars and coffee houses rose by 0.3%  while grocery store sales were up 0.5%. in december  overall retail sales rose by 1.1%. excluding the car sector  sales rose by just 0.3%. parul jain  deputy chief economist at nomura securities international  said consumer spending would continue to rise in 2005  only at a slower rate of growth than in 2004.  consumers continue to retain their strength in the first quarter   he said. van rourke  a bond strategist at popular securities  agreed that the latest retail sales figures were  slightly stronger than expected .