bank voted 8-1 for no rate change the decision to keep interest rates on hold at 4.75% earlier this month was passed 8-1 by the bank of england s rate-setting body  minutes have shown.  one member of the bank s monetary policy committee (mpc) - paul tucker - voted to raise rates to 5%. the news surprised some analysts who had expected the latest minutes to show another unanimous decision. worries over growth rates and consumer spending were behind the decision to freeze rates  the minutes showed. the bank s latest inflation report  released last week  had noted that the main reason inflation might fall was weaker consumer spending.  however  mpc member paul tucker voted for a quarter point rise in interest rates to 5%. he argued that economic growth was picking up  and that the equity  credit and housing markets had been stronger than expected.  the bank s minutes said that risks to the inflation forecast were  sufficiently to the downside  to keep rates on hold at its latest meeting. however  the minutes added:  some members noted that an increase might be warranted in due course if the economy evolved in line with the central projection . ross walker  uk economist at royal bank of scotland  said he was surprised that a dissenting vote had been made so soon. he said the minutes appeared to be  trying to get the market to focus on the possibility of a rise in rates .  if the economy pans out as they expect then they are probably going to have to hike rates.  however  he added  any rate increase is not likely to happen until later this year  with mpc members likely to look for a more sustainable pick up in consumer spending before acting.