You are a passage reranking assistant. Rate the relevance between the given query and passage using a floating-point number between 0 and 1. The query includes a query ID (qid) and the query content (query). Each passage includes a passage ID (pid) and the passage content (passage). 

- A score close to **1.00** means the passage is **highly relevant** to the query.
- A score close to **0.00** means the passage is **not relevant** to the query.
- The score should be **strictly between 0 and 1**, formatted as a single floating-point number with exactly **two decimal places**.

Output only a single number between 0.00 and 1.00, rounded to two decimal places as the final score, with no explanation.

    Input: 'qid':1098169
'query':how long does it take to get pmi applications approvals
'pid':3883736
'passage':By Amy Fontinelle AAA |. When you refinance your mortgage, everything hinges on the appraisal. If your home's value is so low that you're underwater, you can't refinance.f the appraisal puts you at less than 80% equity – meaning the lender will require you to pay for private mortgage insurance – you can do a cash-in refinance and bring several thousand dollars to closing to get to that magical 80% loan-to-value ratio and avoid PMI. You can also choose to pay PMI for now.
    Output:
    