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‘Deferred lives’: money, debt and the financialised futures of young temporary workers

The systemic necessity to take on ever more unsecured credit simply to go about the business of everyday life in a financialized society is still positioned as a personal choice rather than an unavoidable means of survival. In our contribution to this volume, we offer a qualitative analysis of the lived experiences of indebted lives in the context of precarious temporary employment in the UK, in order to examine the extent to which young people are ‘governed’ by debt. Rather than total discipline, we demonstrate empirically how young people actively reject, resist and negotiate the debts that they undertake, challenging a normative framing of debt that seeks to condemn the moral character of struggling debtors. As well as this empirical work, our theoretical contribution here is to interpret this data in terms of what we consider to be the temporal dynamics of indebtedness, which result in living ‘deferred lives’.