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Financial Sector Institutions and Development in Nigeria : The Recent Trends

The paper examines the impact of institutions on the banking sector reforms in Nigeria. It adopts a theoretical concept to make inferences on previous situations within the country that are responsible for the underdevelopment of the economy. The study observes the current reforms as desirable, but may not achieve the desired result if institutions are not providing the appropriate support to the industry. We opine that there is the urgent need to strengthen institutions for adequate and proper regulation, crisis prevention and financial stability.