Modern payments

As technology moves on, banks and technology companies like Apple and Google are encouraging users to use their payment systems, but are they as safe as the users think? Biometric and passcode logins should protect the user from unintentionally making any sort of payments. Safe from criminals and those trying to access your accounts, therefore your bank details and cash should be secure.

Unfortunately this doesn’t seem to be the case, smartphones are only as good as the programmers and developers who code the systems for the phone and bank companies, any holes in these system can lead hackers and criminals to take control of these systems and in essence have full access to your data and information stored in the modern devices.

Is your data safe?

Day to day we are hearing stories in the news about international companies and even national security agencies being hacked and  criminals having access to databases, passwords emails and login details. Smart phones are no different in many respects and the weakest links are always the humans that build the operating systems and applications.

Keeping up with the latest security implementations and best practises seems to be too much for many companies another badly coded authorised login that is implemented on almost all internet connected devices, from a universally used websites, allows access to information stored within the app, if that app is hotel books with stored card information, in theory criminals could book rooms in your name. What if the app they get access to has all your card details? The risks are all still there, even once the loophole has been closed as criminals are always looking for ways to gain peoples confidence to gain access to accounts or to use in phishing emails to further attack the users device or computer.

What you can do to protect yourself

  • Use unique passwords for all websites and logins
  • Keep device and computer security and operating system up-to-date

Where possible

  • Use encrypted data sites
  • Two factor authentication (another layer of protection like Google authenticator, even if your password is stolen, your data is safe and encrypted without this second key.)
  • Only login to websites using HTTPS


Use email links to login to websites, unless you are completely sure it is from the right website


