Why Do You Need Accident Insurance?

A spill on the trail may have a bigger financial impact than you’re expecting. The average individual health insurance deductible is over $4,000. Once you add in copayments, coinsurance, and all of the other nonmedical expenses— like a damaged bike and travel changes— your personal cost of a wreck may leave you in a frustrating position. With protection from Buddy, you can worry less about the cost of an accident and focus on going hard on the singletrack.

  • Deductibles have risen 63% year over year.

How It Works

Our on-demand accident insurance is simple.










Q. Am I only covered while cycling?


Q. Is there a deductible?
