I currently have an auto loan through USAA.  I want to refinance my loan to a lower rate (which is currently being offered).  Can I do this?  Or are auto refinances only allowed on loans held by other banks?


Yes u can. I just refinanced my usaa auto loan through them. Make sure u call them and don't do the online application. They will end up having to pull you're credit again.
Yeah. The reason is because we can only do applications for renewals, (refinancing an existing USAA loan), over the phone.