A: This is what I have been told by several customers but I honestly have not asked an insurance company. I would guess you would be a preferred customer if you have an alarm system that protects your home. These days it is easy to install a system that monitors your home for everything from moisture intrusion to low temperatures in the home due to furnace failure. These systems usually have the ability to call your cell phone with an alarm code that alerts you of the potential problems going on at home. With these advance warning systems it is much less likely that you will have an insurance claim so I suspect you would get a discount on your insurance premium.