Contribution Rates

To ensure Morgan Stanley can continue to offer comprehensive, valuable benefits, per paycheck contributions will increase in 2016: For Options A and B, contributions will increase by an average of 3% to 6% depending on your earnings. The new Option C has the lowest paycheck contribution rates, but has the highest deductible and out-of-pocket maximum. The Firm will continue to cover a significant portion of the Medical Plan’s total costs.

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