Land ownership Hell: The Philippines is Squatter Central when it comes to government subsidies!

Squatting does indeed pay in the Philippines. The most recent pandering to this vote-rich sector of Philippine society is an 18,000-peso “rental subsidy” to be provided by the Philippine government to each squatter family relocated to other settlement sites. This follows a reported announcement from Public Works and Highways Secretary Rogelio Singson that “there is a need to clear the estuaries (esteros) and other waterways of informal settlers.”

For its part, the Kilusang Mayo Uno (“May One Movement” or KMU) denounced the 18,000-peso dole-out as “too meager even for renting houses and won’t cover additional expenses caused by being uprooted from the families’ sources of livelihood,” and offered their take on what the solution ought to be…

“Policies on the urban poor should primarily be about what’s good for the urban poor, not what’s cheap for the government. The government will never find a solution to the problems of the urban poor if it weighs options on the basis of what’s cheap,” [KMU chairperson Elmer “Bong” ] Labog said.

“The government should think beyond giving money to the poor or shelling out money during typhoons. The urban poor are calling for decent jobs, decent housing, and affordable social services,” he added.

Filipino warriors defending their 'informal settlement'
Filipino warriors defending their ‘informal settlement’

You wonder though why the “poor” is entitled not only to “decent jobs” and “decent housing” but an 18,000-peso “rental subsidy” as well. Last I heard, it is rich folk and people who occupy their domiciles legally who pay all the taxes that fund all these government “gifts” to these “less fortunate” sods.

I’ve been raised to believe that a “decent job” is something one earns by (1) listening to your parents’ sensible advise, (2) studying hard, and (3) working hard to earn your boss’s respect and confidence. So following that logic, one can infer that people who hold “decent jobs” are those that somehow did something right in the past.

Then jumping off that, the whole point of having a “decent job” is so that you secure yourself a reliable enough income stream to afford you “decent housing” either through an ability to pay a good enough amount of rent or to make the payments on a housing loan.

I fail to see where in the “solution” offered by the KMU this chain of causality I described above fits in. They seem to imply that bagging the good job and nice house is somebody else’s responsibility as far as the average squatter is concerned.

To be fair, squatters’ lifestyles are consistent with this KMU philosophy. They live on land funded by the hard work of somebody else and put a strain on public works and services funded by somebody else’s tax money.

Funny the way we paint these squatters (oh excuuuzzze me, “informal settlers” pala) like they are the victims in the overall scheme of things when in actual fact they hold Philippine society hostage by virtue of their enormous numbers. As Neal Cruz in his recent Inquirer article laments…

Even the government, at national and local levels, seems powerless against them. Or more accurately, is not willing to get the ire of squatters by relocating them. Reason: Squatters are voters. And squatters usually vote as a block. They vote for whomever their leaders choose. And with barangay elections coming up, it would be even more difficult for barangay officials to muster the courage and the will power to eject squatters. In fact, some of these local officials are the very same people who brought in squatters to vote for them. Some barangay officials (and even councilors, mayors and congressmen) protect certain squatter colonies because they consider these their bailiwicks.

That’s not exactly a new notion — just one of those commonsensical concepts that hover way above the intellectual faculties of most Filipinos. As far as the maths are concerned, there’s nothing like an accounting of who coughs up the cash to put the whole idea of the “victimisation” of “informal settlers” in the proper perspective…

Look at it this way: The homeowners pay the real estate taxes—in Quezon City, the highest in the whole country—as well as many other taxes. These taxes pay the salaries and allowances of all City Hall and barangay officials, as well as for all city assistance extended to squatters and other city expenses made for squatters. On the opposite end, the squatters pay almost no direct taxes (real estate tax, business tax, income tax, etc.). Worse, they are lawbreakers, technically stealing properties owned by others. So why do they have more rights than the law-abiding, tax-paying citizens?

I guess somebody needs to remind Mr Cruz that the Philippines is a society where all the wrong arguments win. Foremost of these arguments is who really is the bad guy around here.

As long as we celebrate poverty, poverty will celebrate us.

[Photo courtesy The National.]

57 Comments on “Land ownership Hell: The Philippines is Squatter Central when it comes to government subsidies!”

  1. IF all Filipinos became lawyers and doctors, a good number of lawyers and doctors will still have to wash floors and perform menial jobs for larger society to run. The problem is that society is unable to give pay decently for such jobs, if indeed jobs were available. No decent housing programs, no comprehensive programs for health. The phenomenon of informal settlers must be explained beyond moral turpitude of the urban poor. Unplanned urban development that attracts the rural poor onto cities is one of them. Land invasion is but a natural consequence of government incompetence in this area.

    1. do not blame the is the people who make their own destiny and choices….neither the society in make yourself poor because you dont want to give an extra effort to find work…to educate yourself…and to find money….ika nga kung madiskarte ka lng kahit wala kang pinag aralan…di ka maghihirap…the filipino culture of “mahilig sa libre at dole out” must be removed..their is nothing free in this world today…katamaran ang bunga ay kahirapan…

  2. That’s what many people who make a decent living are complaining about. Their money and property are being siphoned off to support the “indecent” people (if you don’t like that adjective, just look at the picture above) who love to rely on dole outs. This and CCT will only make more people even lazier to take jobs. Funniest way to picture it is that they’ll just take to the streets and hold a rally where they hold their hands high pointing down to their “nganga” mouths.

    1. I totally agree with you Chris. An illegal settler in my land knew someone who works at City Hall and was able to file charges against me (Robbery) which was changed to coercion (someone was bribed there), and yet the public officials want suhol from me when I did everything by the book.. Barangay, etc.

      Indeed only in the Philippines

  3. only politicians pander to squatters not the common citizen. we need leaders with the will to eject these freeloaders and instill some discipline but to suggest that this problem is unique to the philippines is irresponsible and an outright lie. see brazil site of upcoming world cup and olympics hehehe

    1. We won’t be able to get leaders “with the will to eject these freeloaders” if the leaders that keep popping up turn to said “freeloaders” to help them rise to power.

    2. “but to suggest that this problem is unique to the philippines is irresponsible and an outright lie. see brazil site of upcoming world cup and olympics hehehe”

      Troll comment you got there. 😛

      Brazil wasn’t actually a Third World country to begin with so your argument is invalid.

      You’re the one who is lying there.

  4. Have you read the Philippine Constitution or are you preaching another failed Western system for Filipinos to suck-on? Let me educate you so you don’t spout diatribes on the net without even checking the legality of your proposed measures.

    Section 9. The State shall, by law, and for the common good, undertake, in cooperation with the private sector, a continuing program of urban land reform and housing which will make available at affordable cost, decent housing and basic services to under-privileged and homeless citizens in urban centers and resettlement areas. It shall also promote adequate employment opportunities to such citizens. In the implementation of such program the State shall respect the rights of small property owners.



    Eye-sore esteros are of little significance when contrasted with human lives. I wish fate will not consign you to be born in one of these poverty-stricken families so you don’t suffer their plight, but maybe some of us need that so we see things from their perspective.

    If we are to follow the constitution and implement the same with maximum benefit to the families involved herein, 18,000 PhP is not even enough nor legally acceptable at the current prices of rent and housing. The constitution says, “will make available at affordable cost, decent housing and basic services.” 18,000 / 12 months equals 1,500 pesos. Tell me, at the current prices, is there any “decent” housing to be availed at that price? Even if they rent, is there any? And is that sustainable for them? Don’t tell me it’s not the problem of the government because that’s utter BS. It is the problem of the government, both constitutionally and socially, as these are human beings and not livestock. Their lives and actions will soon impact society in terms of crime if they are not taken cared-of. If you don’t like that, then you better migrate elsewhere or move for a constitutional amendment.

    The constitution further adds, “it shall also promote adequate employment opportunities to such citizens.” Have we done that to them? Of what use is their 18,000 if they can’t even work, eat, drink water, or avail electricity. In other countries, that is given a welfare or dole to make sure these people survive those circumstances. Why don’t you fill-in their shoes and write another article, what they should do instead, if you were in their situation. That would be more productive and useful.

    The rich are paying for these people as your article says? Clearly you don’t understand how a government works. In a country where the majority are poor, and you see people inside it becoming rich, only means their wealth are supported by the docile acquiescence of the poor around them, duped into believing it ought to be that way. It’s grounded on dirt-poor slavery and dismal wages or predatory property-laws. The taxes that the rich pay is an exaggeration. You may dismiss that notion. Our government does not run on the basis of the tax-evading contributions of the rich.

    Concerning labor, if you are a student of Misesian economics, too bad, his theories are already outdated and would never work in the Philippines, where labor is not scarce. His world was a very different world from the one we know now. Our problem is that, over the last fifty years or so, we have made the big mistake of adopting economic policies recommended by Mises and his patrons. Such policies might have been suitable, up to a point, for the conditions which prevailed when he wrote “Human Action”. Today, they are clearly not what we need. In our present-day economies, clearly labour is not generally scarce. Employers may still have difficulty filling vacancies calling for particular skills that are not so easily found; but, in general, the supply of workers looking for jobs runs well ahead of the demand for them. That is why we have persistently high unemployment levels.

    Yet, according to Mises, unemployment should not be a problem. There are also technologies that could literally negate the need for human labor. So what do we do now? Blame these unemployed for being lazy? Blame them for being too poor to afford expensive decent education? Should we reduce their wages to dirt-poor prices barely able to support them or their families because labor anyway is abundant? Do you think those would remedy those in any way? Should we stop governments from giving-out doles because anyway the poor deserves to be poor and if possible they should stay that way or die immediately?

    Is that what you want?

    1. Um, “…the State shall respect the rights of small property owners.” Squatters are not property owners.

      But if you ask me, this is one of the stupid parts of the Constitution. Hope it gets removed.

      And by the way… do you see the housing part getting implemented? I don’t see any evidence. The last good project like that, BLISS, was stopped.

    2. And what makes you think the 18,000 will really be used for procuring housing for the squatters? It’ll likely be siphoned off to something else.

        1. That’s might even be one of the better ways they spend their dole-out money, some might even use it to shop for alcohol and party for a few days

    3. You miss the whole point. The question is, why were these trespassers allowed to ILLEGALLY infest all these public and private properties to begin with. What is being highlighted here is the lack of foresight and the lack of accountability that allowed the Squatter Problem to fester to the enormous problem that it is today.

      There is nothing in all the populist laws you cited that sanctions the illegal occupation of public and private land by these parasites. What you pointed out here specifically…



      …is all after the fact. The real issue here is why Pinoys and their government are such pushovers when it comes to enforcing the law before the fact — before they become the vast social cancers we see today.

      1. Agreed. Like all the bleeding hearts who claim to “speak” for the poor and “act” on their behalf, Concerned Citizen fails to address the root of the problem and instead revels in sentimental notions of the nobility of poverty. But you never hear anything about HOW they will eliminate poverty and the attendant problems such as squatting.

      2. We used to own 20 hectares of land and now its gone because of this informal settlers.When we were trying to claim what was rightfully ours ang sabi nila sa amin “Sa inyo ang titulo, Sa amin ang lupa.”Tama ba yun?Kami ang nagbabayad ng RPT.BS yung mga nasa pelikula na sila ang kawawa.we experienced it.ang kawawa ung may-ari ng lupa.

        1. i share same sentiments. We that own the land now renting and those who informally settled in our land residing there for free. Do you call that fair? Plus the fact that they are also earning income because they rent-out to others part of their house. Now, this “Concerned Citizen” are you concerned enough to even look at those who are aggravated by the situation.

    4. you talking about rich folks, what about middle to lower class employees who work hard and has to pay taxes? middle to lower class people who had a hard time saving up for a piece of land for his family to call home and find out that it has been invaded by informal settlers? i would say both rich and informal settlers are not the victims here. it would be us middle to lower class people! we’re the once robbed by both the government in taxes, and the informal settler on the streets! sometimes even killed! oh yeah not to mention the rich who takes advantage of both middle and lower class people by controlling most of the economy price on certain products. have you seen thos units they have prepared for informal settlers? i sure as hell can’t afford to get a place that big fully furnished with couches and glass top tables… i’ve been paying my taxes for a decade now, what do i get govt? a house? don’t even get me started on those govt. officials who we pay and still have the nerve to rip us off! oh yeah, i’ve seen where these informal settlers live, i have stayed there for sometime… it’s dark, drugs, alcohol and prostitue infested! where do you think will the 18k go to? most of them are just plain lazy, if you don’t believe me? go live with them for a few! i’ve seen people move out of the squatters and make a living for themselves, why can’t most of them do the same? coz they’re dumabass! they just choose to live of the government, rob middle and lower class people, and sit on their lazy bum asses sniff meth and drink all day! just my 2 cents

    5. kaya pala puro nlng kau asa sa gobyerno dahil sa constitution..if the state will always do everything for you..while you are just their..sitting pretty and receiving dole out…and what ever the state could you think ..the philippines will progress with that kind of attitude..while others are paying their taxes diligently..and this “poor” they say, they are..will just receive everything for free…..Being poor is not a is the result of wrong decision that has been make…..kung ayaw mung magsinop at magsikap..talagang ikaw ay maghihirap….di na kasalann ng gobyerno yun…

  5. Squatters problems cannot be solved. The Squatters are sources of captive votes of politicians…no solution, unless you hang all politicians supporting Squatters.

    Look at the case in Davao, some years ago…

    1. Keep them ignorant and dependent then throw them a bone or two to keep the votes coming in. Oh and don’t forget the mindless games for hope of a jackpot.

  6. If the Philippines turns into a welfare state, expect more criminals, terrorists, and/or illegal immigrants from any other countries to pursue illegally migrating to the Philippines.

  7. To Concerned Citizen:

    I think you fail to understand what you posted.


    So how is this done? Well, government provides the guidelines for low cost housing BP344. Private Sector is approached to proceed with developing low cost projects either via house & lot, condominium/apartment units. Government puts in place the infrastructure for the loans through PagIbig and SSS. Specifically Pagibig.

    So these facilities are in place and the “poor” are expected to avail of these facilities to provide housing for their families.

    Nowhere is it written that they are provided “FREE HOUSING”. That is stupid. Everyone else works and they get a free pass? That is unfair to all those who pay taxes and the landowner where they have squatted.

    Granted the problem of squatting exists. It has existed since the past and it would be inhuman to just toss them to the side. So I would simply just argue, they are to pick from relocation sites where they pay for the housing provided them through long term loans with PAGIBIG etc. And once the lands are clear, LGUs should be penalized if cleared out properties are illegally squatted on again and any squatter that does reside on someone else’s property is immediately detained for squatting which is illegal in itself and tasked to pay a fine.

    It won’t be unjust because the property owner who worked hard for the land they bought could not get a return on their property during the times the property/land was squatted on. FAIR? I think so.

    1. Even if the poor are poor, they should still be made to pay for things. You can lower prices for them, but giving a free pass is not good.

      1. Chino,

        Why lower prices for them? Why would that be any different? The cost of living, the prices of goods and services, these weren’t raised to afflict any one group of people.

      2. All of these laws are useless because if you have nothing now you will have nothing after they build and they still will have nothing. If you have nothing you have nothing to lose. They are squatters because they have nothing so how in the world can they “pay” no matter what they build. And all things being equal many of the squatters prefer the current situation. The only fix is a free market and development of the economy and with the current political climate nothing is going to change anytime soon.

        1. I’m sorry, but isn’t the reason they are squatting is they found opportunities in the cities? They couldn’t have been squatting for 5 to 10 years and not have a job.

          Your mindset simply puts them at 0 money, when in fact, they have 0 savings because they do not know how to save. So because of their irresponsible spending and no savings, does that mean they should be given a free pass? I don’t agree.

          They spend on vices, they have lots of children yet you are arguing they have no ability to provide even shelter for the families they brought into this world? I’m sorry. The world didn’t put them in that predicament, they put themselves in that predicament. It’s time they climbed out with help, but the hole doesn’t magically fill up.

        2. It is the illusion of opportunity and they do have nothing in the real sense even though they may have some income. Ignorance is a bliss, for the elite perpetuate the condition since it keeps them in power.You don’t feed a man by giving him fish you teach him to fish.

        3. @Jim

          Again, I don’t get it. So you want him to be taught to fish, hence no freebies. Aren’t we on the same page then?

          They have money, the problem is it comes in one way but it’s already spent even before they actually earned it. If they didn’t have money, how in the world could they even survive?

          It’s more of teaching them how to prioritize and allocate. Booze and cigarettes are a luxury. That goes the same with cellphones and load. Just the economics of how the “unlitext schemes” would tell you that they don’t know how to put their money to good use. Instead of availing of a monthly prepaid unlitxt load of 250 from say sun or globe, they would rather go with the daily unlitext which is 10/15. Just multiplying the 15 peso a day by 30 would give you 450php expenses in a month. But their rationale is “mas hindi masakit sa bulsa yung 15 a day”. How does that make any sense?

          Back when I was studying a 300php load lasted me 2 months, even with no unli scheme. Now its different because I use it for work but you get the picture of what I am trying to imply just through this example. They don’t yet understand the repurcussions of their actions that amounts to money down the drain.

    1. I agree. 35% of my income goes to paying taxes. And yet, pag nagkasakit ako, kahit Biogesic, wala akong natatanggap sa gobyerno. Tapos sila libre? And by the way, I live in the South so kahit iyong kalyeng dinadaanan ko, may bayad. Bwiset.

      1. Libre talaga ang gamot even the check up, just visit your local brgys when you get sick, meron silang health clinics. For urine tests it costs me around 20 – 30 bucks. Tried this also in QC, mas mahaba nga lng ang pila. In Makati, no Pila! amazing! Di ko lang alam sa south. XD

  8. What about the rich but squatter Sys, Tans, Gokongweis, etc.? They only have fake land titles. Rich squatters is what they are. That huge piece of land near Quezon Ave. MRT station is one big fake land title of Lucio Tan. And there are plenty others. Typically Filipino. They can enforce the law on the poor, but not the rich. Now that’s rich (no pun intended).

    1. How exactly are they squatting Commie? I you are twisting the idea. If they legitimately bought the property or leased the property, they are not squatting.

      Granted, I am not really one to like what Sy is doing but that doesn’t make it illegal.

      If the land they stand on is not their own and you seem to have proof, bring it to court. Or if you are freaking land grabber who wants to make a quick buck, bring them to court so you can be charged with falsifying documents. win-win I say.

      1. You took the words right out of my mouth. Proof? I have solid proof which I will disseminate to the real commies who’ll eat this shit up. Sadly, the case might not flourish in the courts seeing as how easily judges can be bought. Still, that’s better than keeping this proof all to myself.

        1. Well, ditto here. Your fail grammar leaves much to be desired anyway, lowerclassperson. 😛

  9. I think people should understand that “squatting” is theft and should be treated thusly. Why should law-abiding, tax-paying citizens subsidize these thieves, who in turn, vote bigger thieves into government? I am all for helping the poor but it must be done in a manner that will have long-term impact instead of just handing them dole-outs.

  10. kamot ulo ako nung napanood ko kagabi na para daw hindi na sila ng tambay ay “bigyan sila ng trabah”. now tell me, sa lahat ng kakilala niyong nagtatrabaho sino dun ang “binigyan ng trabaho”. except maybe for those who have parents with businesses, lahat nag-apply at nag-hanap. even vendors made efforts. bakit sila gusto bigay lahat? mula bahay hanggang sa pagkakakitahan libre…

  11. Everyone will agree that “small time” lot owner can do nothing about this if he is alone or two, I think lot owners with squatters on their lot should band together to have more voice or force
    against this fight or any willing lot owner to support because they will benefit eventually if this fight will be successful, I know it’s a long battle but is doable. Anyone willing to support? A lot of agenda is needed to attack this, so we need expert in many field. A lot of talk is made but it seems nothing is done.Can we do it now?

  12. I always almost eachtime i check my payslip seeing almost 50% of gross pay goes to tax, i save as best as I can for my everyday budget because i take public transpo everyday to get to work which is an hour from my home and reserve for my bills esp. for house rental, see i dont have my own house while these people who do not pay taxes, who do not play fair get thier houses for free yet complaining that they do not have source of income near thier relocation area, etc.. too many complaints when they DO NOT REALLY HAVE RIGHTS!!

  13. Lord Willin Lord Forgive, use not the term ‘h*ll’ loosely, ‘symbolically seeming’, jokingly, metaphorically, etc. Lord Willin

    Lord Knows i mayn’t judge, Lord Willin Lord Forgive be i or any wrong or offbase PLGB

  14. The solution for the Philippines is education and the minimisation of the role of the Catholic church and all other religions in the country. Uncontrolled population growth with uneducated masses adds up to a mess. The Catholic Church fought against the RH bill and that was reprehensible. All religious institutions in the Philippines should be taxed.

  15. “another failed Western system for Filipinos to suck-on?” that remark in itself is blaming the failures of the Filipino on another part of the world, own up already. Implement programs that have worked in other Asian nations if “Western” systems are too difficult to adapt, such as Singapore & Hong Kong. They aren’t perfect but they aren’t free. Start somewhere. Ah, but the PH has trouble accepting advice of Singapore or HK. Aid they will accept but not advice or criticizm and here in lies the problem.

    People are poor for many reasons, lack of resources or education or poor choices. Ignoring it brings down any society. It also smacks in the face of Christianity (like pride) and the much touted “Filipinos look out for eachother”. From what I see Filpinos have difficulty respecting themselves, family or neighbors even in the wealthiest neighborhoods. Imagine life in a squatters area.

    Compassion I have but I must see them work for their reward and I expect the same of the politicians and civil workers and myself.

  16. meron ba kayo address ni Joey Lina? siya kasi ang gumawa ng batas na yan, squat all you can. Baka siya mapagbigay sa kanyang mga lupain.

  17. It’s been there since biblical times. Christ said, the poor shall always be with you, or will always be around. He said this while judas escariot was around, when a woman ws wiping jesus’s feet with expensive perfume. Judas was thinking, the money used to buy the perfume could have been given to the poor. Jesus saiod, hayaan mo na sya, nagsisisi siya at nagmamahal, but the poor shall alway be around. Ano ang matututuhan natin dito. Si Judas ay traydor at magnanakaw. Sino ang mga Judas sa kasalukuayng panahon.Ngayon, sa ‘Pinas, sobra sobra ang pera, pero saan napupunta. Kahit maraming mahihirap,lahat sila ay nagbubuhis ayon sa batas. bawat bili ng anuman ay may evat. Saan napupunta ang evat nakinokoleta ng mga nagnenegosyo? Kung walang pera, o kung saan ginagasto ang pera, papano matutuloungan umangat ang mga mahihirap, papano, makakapag aral, papano, magkakaroon ng job, papano magkakaroon ng bahay. Di nila kaya ‘yan. Ang poor ay walang naisasantabi, walang ma-save, deficit spender palagi, hindi rin makapag utang, o nababaon sa utang, blah, blah, blah.

  18. as far as land ownership is concerned we, or majority of us, are victims of history since the Europeans (Spaniards, particularly) subjugated the Philippines.
    They were the ones who institutionalized the concept of private property of land ownership, the titulo torrens. Before the Spaniards, everything is own by community, the datu takes care of the people, and the people work for the community. The Spaniards gave encomiendas to the locals who serve them fightr rebellion. The economiendas are gifts of the King of Spain for loyal service to the King and Spains interest. In other words from the point of view of the natives or so-called indios, those encomienderos are traitors to the local communities. This system of ownership, the titulo torrens, has persisted. Ngayon, ang Pilipino ay squatters sa sariling lupa.All other arguments are just variants of the original roots of Spanish subjugation, and institutionalizstion of private property, the titulo torrens. Sa mga documento mababasa mo ang Title Of Ownership, Original Certificate of Title, Transfer Ceretificate of Title. Lahat yan ay ang systema ng Titulo Torrens. Hanggang ngayon, walang restitution and Spanisards sa kanilang ginawa sa ‘Pinas. After na pinagsawan tayo, ibenenta ng Spaniards ang Pinas sa Amerikano. Panibagong, mandarambong at colonizer. Kung ano man ang ginagawang mga banyagang ito sa ating bansa ay mga pa-cnsuelo de bobo, to appease the conscience, and to maintain their national interest. Ngayon, nag-aaway away tayo, mga may lupa kontra sa mga squatters. Ibaling ang paningin sa kasaysayan, sa mga banyagang nagsamantala at patuloy na nagsasamantala sa bansa. Na program ang kaisipan ng local na lider sa istilo ng mga nagsamantalang banyaga. Nawala ang sense of community natin. Dahil sa pag-dating nig concepto ng private property, ang lahat ay pera pera, at weder weder na lang. papalit palit na lider ng bayan, walang pagbabago dahil ang titulo torrens system ay sinira ang community sense ng tao. Ang titulo torrens ay ang pinaka-simbolo ng nag-iiral na economic system: Capitalism. What Christ was saying is: we should be compassionate and truly care for others. How do we lift, and can do more to lift the squatters from the gutters?

  19. Kindly read Kiyosaki’s Rich dad, poor dad.. And ya’ll know why here in the PH, rich gettin richer and poor gettin poorer.
    I know my mga businessmen na tuso pero wag isisi lahat sa mga mayayaman o sa govyerno. Blame yourself too.
    Un mga mahihirap, lazy, may victim mentality at entitlement.. it’s really unfair for pinoys who work hard to elevate his status in life.

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