Anonymous auto insurance quotes: do they exist?


The appeal of anonymous car insurance is clear: you can get a quote for your vehicle without submitting personal information or dealing with car insurance agents. But a reliable anonymous car insurance quote can be hard to get. Because car insurance reflects the risk presented by your driving record and your vehicle specifically, remaining anonymous throughout the insurance-shopping process isn't really an option.

Still, there are ways to wisely navigate the line between anonymity and disclosure, while ensuring you receive an accurate car insurance quote. Keep reading to learn more.

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What personal information do car insurance companies require?


In order to generate a rate and sell you a policy, an auto insurance company usually needs the information below:

  • Driver’s license numbers of all drivers on the policy
  • Vehicle identification number of any vehicles on the policy
  • Date of birth of all drivers on the policy
  • Garaging address of the vehicle (most likely your home address)
  • Prior insurance information

Depending on the car insurance company, you may need to provide additional details. These details help underwriters put together a policy that is specific to the risk that you pose. Specific factors that underwriters look for are your driving record, age, claims history and, in most states, your credit history. While you might be able to use a fake name or secondary E-mail address during the quote process, your real identity and personal details must be used once you attempt to purchase a policy.



How to get an anonymous car insurance quote


Depending on the insurance company you select, receiving an accurate anonymous quote could be near-impossible — or not worth the effort. Some companies require your driver's license in order to start the quote process.

However, some companies make it a bit easier to get an anonymous quote. In these cases, the only info you need to submit accurately is your ZIP code, date of birth, driving record, and vehicle information. These rating factors are fairly significant aspects of your premium. If you want your quote to be reliable, you should provide accurate info. Once you receive a quote, you’ll be given a quote number. You can use this later if you want to fetch your quote and purchase a policy.

Another way to get an anonymous quote is to avoid insurance companies altogether and use a comparison website. These tools allow you to follow the same process as you would with an insurance company, but they'll provide quotes from a variety of insurers. This way, you only need to create an alias once.


Compare insurance quotes online today.

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How does The Zebra use my personal information?


The Zebra requires some personal information to provide the most accurate insurance quotes possible. The Zebra collects this information through direct interactions with you, either through the input fields on our website or via contact with our in-house agents. This information is passed along to our trusted partner carriers. We collect only the information necessary to deliver an accurate quote-comparison experience. 

We take great care to safeguard your personal information, which is why we don't ask for your phone number when you search for quotes with us. The Zebra does not share users' personal information or phone number, so you won't receive unwanted phone calls after receiving quotes. 

Read more about The Zebra's privacy policy.



FAQs on anonymous car insurance quotes


Can I get quotes for car insurance without revealing personal information?

While you can try to disclose as little personal information as possible, the highly personalized nature of car insurance quotes means it could be in your best interest to provide accurate and up-to-date information to receive the most precise quotes possible.

What personal information is needed to get auto insurance quotes?

You will need to provide the following personal information to get accurate rates: driver's date of birth, vehicle storage location, driver's license number, driving and insurance history, and VIN of the vehicle to be insured.

How do I compare insurance quotes without getting spammed?

Follow-up phone calls are a common complaint from insurance shoppers looking for quotes online. The most effective way to avoid spammers is to use legitimate, trusted comparison sites. The Zebra takes pride in its strict no-spam policy, allowing shoppers to compare quotes from an array of insurers without being hounded by spam calls.

Get car insurance quotes quickly and easily online today.

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