Credit cards

Understanding travel credit cards

How do travel credit cards work?

If you travel abroad with a normal credit card, you could be hit with charges of between 2-3% for each transaction. This charge is for the service of converting sterling into local currencies and it’s added on top of the exchange rate.

When you think about the number of purchases you could make when you're on holiday, the total cost of foreign transaction fees could really add up.

Why get a travel credit card?

The benefit of most travel cards is they don’t charge these foreign transaction fees. So you're free to enjoy your trip without the worry of returning to a large credit card bill.

For details on managing credit card fees and charges, read our handy guide.

Our range of credit cards

Head on over to our credit card hub to take a look at our range of credit cards. It's all here in one place. 
Eligibility applies. Over 18s only.

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Other ways we can help

Applying for a credit card

Credit card applications aren’t always successful. To improve your chances of a successful application, we’ve put together a 5-step list of things you could do.

Our guide to credit cards

Want a bit more background detail about how credit cards work? In our handy guide, we run through the different types of credit cards and help you understand the basics, as well as offering you some useful tips.

Support with Coronavirus

If you are concerned about being unable to make your repayments on your NatWest credit card, we have lots of guidance and support to help you.

Something else we can help you with?