Disability Claims and You: 3 Things You Need to Know

Are you preparing to apply for disability? Here's what you need to know.

If you've been thinking about filing for disability, you aren't alone. Each year, adults across the country need to file for disability. In some cases, you may need financial assistance to help with long-term medical problems or issues. In other cases, you might need something to help you with a short-term medical problem. Common medical conditions that require disability assistance include musculoskeletal disorders, pregnancy, cancer, and mental health disorders. Disabilities can be catastrophic since they can prevent you from working and receiving income, yet you naturally still have bills and financial obligations you need to take care of. Applying for government assistance can be one way that you deal with your disability. Receiving disability benefits can help cover the cost of your care and can provide you with financial assistance. If you're dealing with a disability and you're thinking about applying for assistance, there are several things you should understand before you get started.

1. Not all disabilities are physical.

It's important to understand that disabilities aren't always physical. Just because you have an invisible illness does not mean you are ineligible for financial assistance. Keep in mind that many disabilities may not be physical. Mental disorders may still qualify you for disability payments. Documented illnesses, such as depression or post-traumatic stress disorder may have a significant impact on your life and may render you unable to work as usual.

2. Processing your claim can take time.

Unfortunately, processing claims can take time. If your claim is incomplete or you don't have the required documentation, it may take even longer to process. It's very important to ensure that you fill out the forms you need to correctly. Any missing information, misspelled information, or incorrect information can lead to delays in your claim being processed. Consider meeting with your attorney before you file your claim, as this can help expedite the process. Your attorney understands how the disability process works and can help ensure that you have all of the necessary information available and that your documentation is clearly presented when you apply.

3. Documentation is key.

No matter what type of disability you may have, proper documentation is key. Understand that due to the nature of disability claims, it's imperative that you have the correct kind of documentation. This includes your birth certificate and work history, including previous W-2 forms. If you are self-employed, or you were previously self-employed, you may be required to include a copy of your tax return. You may also need to provide an adult disability report. If you can provide additional documentation, such as other medical records and reports, that can also be helpful in proving your disability and speeding up the processing time for your claim.

If your disability claim has been denied or you need additional assistance with receiving help, a disability attorney can help you. The right lawyer understands that this is a very personal and scary situation, and will do everything in their power to help you get your claim processed. Call today to schedule a consultation.