Separate steps will need to be taken to enforce a judgment if a judgment debtor does not pay.

This can include instructing bailiffs, securing a charge for the debt against property, obtaining an order that the debtor’s employer pay a proportion of the debt directly from the debtors wages or seeking an order that a third party who owes the debtor pays the creditor the money owed instead.

These steps all have a cost implication, so it is important that before any claim is issued, some consideration is given to the financial circumstances of the other party. If a debtor has no money or assets, the judgment may go unpaid.