Cashback credit cards are not only for personal spend. A business cashback credit card will reward you on your business expenditure by giving you cash credit. Typically this cash credit will be used to help you pay your monthly credit card bill. For example, if you spend £100 in one month and your cashback offer is 1%, at the end of the month your account will be credited with £1. This means that your credit card bill is reduced by £1. In some cases, you can continue to accumulate your cashback to withdraw a lump sum later.