The Differences Between Pet Insurance and Pet Wellness Plans

The Differences Between Pet Insurance and Pet Wellness Plans

Pet insurance and Wellness plans are both different methods that help make healthcare for your pet more affordable. It's important to understand the specific benefits of each before selecting one. In this blog our Edgewater vets discuss the key differences between both options to help make your decision easier. 

Protecting Your Pet's Future

Both pet insurance and Wellness plans offer different benefits and, you have to know the veterinary services each option covers before deciding which one you want to select. When you fully understand what each option has to offer, you wont have to pay out of pocket on the day you have to visit your veterinarian's office. 

What is a wellness plan?

Wellness plans make it easier for you to cover the cost of routine veterinary care and, unlike pet insurance, you only need to pay for the treatments and services you use throughout the year.

Wellness plans let you take a more proactive approach to veterinary care by only paying a small amount every month rather than a lump sum every visit. These plans help your vet detect early signs of conditions or diseases your pet might have before they get more serious, and expensive to treat.

What do wellness plans cover?

Usually, wellness plans cover routine vet care services such as wellness exams, parasite preventives, annual blood testing and vaccines. Maintaining and Improving the standard of your pet’s overall health during their lifetime is easier because these plans spread out the cost of routine vet care.

What is pet insurance?

If your pet needs emergency veterinary care, pet insurance will help cover the costs of treatment.

Emergency treatment or treating an illness like cancer or diabetes can get very expensive. Pet insurance can provide financial help when paying the bills for any conditions and accidents that are covered by your pet insurance policy.

What expenses does pet insurance cover?

Pet insurance policies differ but usually cover any treatments for illnesses or emergencies after accidents. Sometimes policies might also include prescription medications and the treatment of hereditary and congenital conditions as well as orthopedic conditions.

How do I choose which option to buy?

Knowing exactly how wellness plans and pet insurance can benefit you and your pet can assist you in making your decision. Some pet owners choose either a wellness plan or pet insurance, while others opt for both to make sure their pet is fully covered. 

If you still aren't sure which coverage is best for you, your veterinarian can help you decide based on your pet's individual concerns and requirements.

The Wellness Plans we offer at Animal General help keep your healthy year round. Browse our Wellness Plans today to find the option that best matches your pet.