How to Collect Unemployment Wages

You are not alone in your job search. Author Richard Nelson Bolles estimates that job-seekers will search for new positions every one to eight years. State Unemployment Insurance allows you to still bring home the bacon even when you are out of work. Each state runs an unemployment program with unique benefits. Whether you are laid off from a shopping mall, out of work because a natural disaster destroyed your office, or you're a former member of the military, you need to apply with the Human Services department in the state where you worked.


Pull out your check stubs and prepare to do some paperwork. In the past, people had to wait in lengthy lines at social service departments to file for unemployment benefits. Due to the surge in claims, most states now offer an online or telephone application, which allow you to skip the lines. The Department of Labor advises ex-service members to have copies of service and discharge papers when opening a claim.


As with landing a job, the unemployment interview is the most crucial stage of the application process. With so many people out of work, the departments handling cases are swamped. A letter will be sent to you stating the date and time of your interview; most people will have this over the phone, although some professions are required to appear in person. Provide a phone number that will be in service and have a clear connection. Be ready to be questioned about your work performance and the reason you are no longer employed. You may wish to consult with a lawyer prior to this interview if there are special circumstances in your situation.


The amount paid per week is based upon a percentage of your earnings over the year prior to your application for benefits. Unemployment benefits are considered income and subject to taxes; you can opt to have taxes taken directly out of each check, or you can choose to pay the taxes later. Some states require you to submit a claim each week while others use a bi-weekly system.

Continued Eligibility

In order to keep a claim open, you must certify for unemployment benefits as required by your program. Many states require that you register with a state job search database and provide proof of job applications. If you miss submitting a claim during the claim period, you could have your benefits cut off. People who begin attending school or go on disability typically lose their coverage. Your state will send you a booklet with all of the rules; read it carefully so you can stay eligible.