Tip #1 Get good credit first. Good credit adds points bad credit takes points. Your credit profile adds points and takes points in the same motion. Create a credit profile that adds more points than points are being taken away. Then start attacking your collections and charge-offs.

Did you know you can have all the score building credit you need to push your scores to 800 and beyond and pay less than $5 per month in interest? More on that later.

Create a solid credit plan. Stop looking for shortcuts. Stop guessing, message me. I can help you. It’s not hard, it doesn’t take long and our fee is reasonable.