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Problems and Countermeasures of Mutual Pension Model in Time Bank in China against the Background of “a boom of the graying”

Under the impact of the “silver wave”, not only the aging of Chinese is on the rise, but also the pressure on social pension is continue to increase. China’s undertakings for the aged and the construction of the pension system are confronted with dire challenges. In order to cope with aging society, China has formed a pension system based on home-based care service, supported by communities and supplemented by institutions. However, the family structure has become miniaturization and centralization and the demand for pension has characterized by diversity and individuality. The single pension mode cannot satisfy the large number of elders. The Time Bank, as an emerging pension model, has certain practical significance to relieve the pressure of endowment. Based on the study of the pension dilemma in China, this paper puts forward the problems of the pension model of The Time Bank in policy, time value and social cognition and corresponding countermeasures. Keywords—aging society; pension model; pension model of