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Future Developments in Home Buying and Selling

The Council of Mortgage Lenders (CML) is the trade association representing the mortgage industry. Its members comprise banks, building societies, insurance companies and other specialist residential mortgage lenders, which together represent around 98% of the UK mortgage assets. This publication forms part of the research programme commissioned by the CML on issues related to the mortgage and housing market. Every effort has been made to ensure the accuracy of information contained within the report but the CML cannot be held responsible for any inaccuracies that remain. The opinions expressed in this report are those of the authors alone and are not necessarily the views of the CML.