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Cohesión Social, Capital Social, Conexiones Sociales y Repago en Préstamos Grupales: Revisión de la Evidencia Reciente (Social Cohesion, Social Capital, Social Connections, and Repayment in Group Loans: Recent Empirical Evidence)

Inside Group Lending, Social Cohesion (and/or Social Capital) is a positive factor for repayment rates. But recent research on Social Cohesion and repayment has found empirical evidence that states this relation is not positive. The present article intends to provide a critical review of such research. As conclusion, when social cohesion is understood in different ways (as social capital and/or social connections), measured by different variables, then it may permit (or not) the arising of group lending, and, evolve to hold it.