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How Does Bank Capital Influence Lending and Securities Holdings? Evidence From Asian Banks

This study provides empirical evidence on the impact of bank capital on lending and securities holdings in Asian banks. Using a panel data set of 370 banks from 15 Asian countries over the period 2010-2018, our findings suggest that the increase in bank capital reduces lending supply, especially lending with a maturity between 1 and 5 years. Conversely, we highlight that the incentives to hold more securities (such as investment and trading securities) increase as banks' capital increases.