{'fraction_non_alphanumeric': 0.02591792656587473, 'fraction_numerical': 0.012958963282937365, 'mean_word_length': 5.3061224489795915, 'pattern_counts': {'":': 0, '<': 0, '<?xml version=': 0, '>': 0, 'https://': 0, 'lorem ipsum': 0, 'www.': 0, 'xml': 0}, 'pii_count': 0, 'substrings_counts': 0, 'word_list_counts': {'cursed_substrings.json': 0, 'profanity_word_list.json': 0, 'sexual_word_list.json': 0, 'zh_pornsignals.json': 0}}
Credit analysis in a commercial Bank

The main issues related to the organization of the credit analysis process in a commercial Bank, the role of credit analysis in the risk management system. From the standpoint of an integrated approach, the methodology and specific methods of assessing the creditworthiness of borrowers used by banks are described. The manual includes international recommendations for the implementation of banks ' internal credit risk assessment systems. In presenting the material used examples from the practice of commercial banks, analytical tables, charts and figures. 
This manual is intended for students of master's programs of the direction 38.04.08 "Finance and credit" and the final course of the bachelor direction 38.03.01 "Economics", studying the discipline "Credit policy of the Bank", "Bank management and risk analysis" and other disciplines of financial profilez in a commercial Bank