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DIGITALIZATION AND ARTIFICIAL INTELLIGENCE IN BANKS: A STEP INTO THE FUTURE

The author of the article emphasizes the importance of using digitalization and artificial intelligence in banks. The transition to such a model in a particular area will be a serious driver of growth for them and a catalyst for the use of AI technologies. Innovations in the field of digitalization of the banking sector are considered. The plan for the development of the digital ruble project was studied. The introduction of the fast payment system (SPB) is considered. The application of artificial intelligence in the banking sector is studied. The forecast of revenues of the artificial intelligence market is made.