Guide to Sending Money to Sweden

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send money to Sweden

Swedish money transfers


Currencies usually accepted: Swedish Krona (SEK) or Euro (EUR)

Typical money transfer time to Sweden: next day (Swedish Krona) or same day (Euro)

Transfer charge: FREE if sending over £30,000, otherwise £12 per TT payment (Krona or same-day Euro) or £7 per SEPA payment (next-day Euro)

swedish bank details

Swedish payment instructions

Payment details needed for Swiss money transfers:

  • Name of Beneficiary (and address if you have it)
  • Name of Swedish Bank (and address if you have it)
  • IBAN (International Bank Account Number):
  • BIC (Bank Identifier Code) or SWIFT code

The IBAN includes various codes, like your branch and account numbers, and is the standard system for sending cross-border payments across Europe.  Swedish IBANs have 24 characters, starting with 'SE' followed by 22 characters, and can usually be found on your bank statement or other paperwork, along with your BIC or SWIFT code.


Questions on sending money to Sweden

How are Swedish IBANs made up?

A total of 24 digits, made up as follows:

SEkk bbbc cccc cccc cccc cccc

SE = country code for Sweden

b = national bank code

c = account number

k = check digits

How are Swedish BIC / SWIFT codes made up?

8 or 11 characters, made up as follows:


SE = country code for Sweden

B = Bank Code (Only Letters)
L = Location Code (Letters & Digits)

Can you provide proof of payment?


Is there a minimum or maximum transfer amount?

Generally, Currency Index's service is only efficient for payments to Sweden of over £1,000 equivalent. There is no maximum amount we can transfer on your behalf.

If you are still using your bank to send money to Sweden, try Currency Index instead and you will see a world of difference - not only a much cheaper service with better exchange rates, but super-fast transfers, clear explanations on rates, and the knowledge that you are dealing with regulated specialists in overseas money transfers.