Losing your wallet can be an absolute nightmare.

Replacing all the cards can run into the hundreds of pounds and little day-to-day things get a whole lot harder like getting cash out or getting a bus.

That's why if someone finds your wallet and works hard to get it back to you it's so impressive.

But few would have seen the ingenious way one do-gooder got a certain wallet back to its rightful owner.

Tim Cameron, from Islington, lost his wallet on the way home from work and unfortunately there wasn't much in there that could help find him.

Not put off, the good Samaritan figured out a genius way to contact Tim.

Regular users of online banking will know that when you transfer money you can put in a few words as a 'reference'. This means the receiver of the money knows what its for.

The clever person, who Tim names as Simon, transferred the grand sum of 1p, four separate times and used the limited characters available in the reference to write out a message.

"HI, I FOUND YOUR" the person wrote in the first message before being cut off.

The next 1p bought "WALLET IN THE ROAD".

He then spelled out his phone number and in the reference for the fourth and final penny wrote: "TEXT OR CALL!".

The clever plan worked and Tim was reunited with his wallet.

Tim posted about the whole experience online and others responded with other clever funny stories of people getting their lost items back.

Get WhatsApp news alerts to your phone







Although Tim said he hasn't paid back the 4p Simon spent in sending the message, he has bought him a bottle of wine.