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Insights into physician retirement.

Most physicians in this study retired because they thought the time was right, and they did not feel forced to do so. This situation may not be the case in the future with changes occurring in the practice of medicine. Most of the physicians were pleased with their retirement after they had completed an adjustment period, often lasting about a year. The most important factor involved in successful retirement was the health of the physician and his or her spouse. A good relationship with the spouse was important. Typically, relationships with spouses improved. If a physician has no spouse or poor spousal support, some other method of replacing the support network previously provided by staff, patients, and practicing colleagues is necessary. After retirement, the physicians in our study became comfortable with living on their savings. Strategies employed after retirement were diverse. Many of the retired physicians took advantage of increased time to exercise for enjoyment and for health. Although some of the retired physicians continued to pursue medical interests, many others discovered rewarding activities away from medicine, but rarely for financial compensation.