{'fraction_non_alphanumeric': 0.03889789303079417, 'fraction_numerical': 0.04457050243111831, 'mean_word_length': 5.175, 'pattern_counts': {'":': 0, '<': 0, '<?xml version=': 0, '>': 0, 'https://': 0, 'lorem ipsum': 0, 'www.': 0, 'xml': 0}, 'pii_count': 0, 'substrings_counts': 0, 'word_list_counts': {'cursed_substrings.json': 0, 'profanity_word_list.json': 0, 'sexual_word_list.json': 0, 'zh_pornsignals.json': 0}}
401(k) Plan Asset Allocation, Account Balances, and Loan Activity in 2015

Over the past two decades, 401(k) plans have grown to be the most common type of employer-sponsored retirement plan in the United States, and now serve as the most popular defined contribution (DC) plan, as measured by number of participants and assets. In 2005, 47 million American workers were active 401(k) plan participants. By year-end 2005, 401(k) plan assets had grown to represent 17 percent of all retirement assets, with $2.4 trillion in assets. In an ongoing collaborative effort, the Employee Benefit Research Institute (EBRI) and the Investment Company Institute (ICI) collect annual data on millions of 401(k) plan participants as a means to accurately portray how these participants manage their accounts. This paper serves as an update of EBRI and ICI's ongoing research into 401(k) plan participants' activity through year-end 2005. The report includes two sections: The first focuses on account balance information for participants who consistently maintained accounts between 1999 and 2005. The second provides a snapshot of all 401(k) participants at year-end 2005, and reviews their account balances, asset allocations, and loan activity.