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ADA applies to insurance discrimination, judge rules.


 A U.S. District judge determined that an HIV-negative plaintiff may proceed with a lawsuit against Chubb Sovereign Life Insurance for denying her coverage because of her husband's HIV-positive status. Both Jane Doe and John Doe agreed to HIV testing as a condition of applying for the policy; when John Doe was found positive, Jane Doe's policy was denied. Plaintiffs allege discrimination and claim the husband's right to privacy was violated by using his results to deny another's insurance application. The case will go to trial in 1997.
