{'fraction_non_alphanumeric': 0.01904761904761905, 'fraction_numerical': 0.0, 'mean_word_length': 5.276119402985074, 'pattern_counts': {'":': 0, '<': 0, '<?xml version=': 0, '>': 0, 'https://': 0, 'lorem ipsum': 0, 'www.': 0, 'xml': 0}, 'pii_count': 0, 'substrings_counts': 0, 'word_list_counts': {'cursed_substrings.json': 0, 'profanity_word_list.json': 0, 'sexual_word_list.json': 0, 'zh_pornsignals.json': 0}}
SUBMISSION TO THE ACCC EBAY AND PAYPAL This submission is in response to the ACCC’s invitation to comment on the likely effects of the proposal by eBay to mandate the use of PayPal for almost all

The Payments System Board of the Reserve Bank has responsibility for, among other things, promoting stability, efficiency and competition in the payments system. In respect of retail payment systems, the Board’s work has focused on: establishing clearer price signals to cardholders; removing restrictions on merchants that limit their choices in accepting payment instruments; improving access to payment systems; and increasing transparency in the payments system. Throughout this reform process, the Board’s focus has been on the payments system as a whole, not just on the operation of individual payment systems within the overall system.