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So you want to do a PhD

You're in your final year of a BSc or MPhys physics course. Perhaps things have gone better than expected – maybe you're really enjoying the final-year project, or perhaps you always did think of further research as a possibility. Or you've heard someone say that people with a physics PhD can end up with better career prospects in the long run. What do you do now? What are your chances of success? Can you really measure up to three more years at university? And, if so, which university? What about finance? How do you find a research problem? Should you take an MSc first? How does it all work?