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Digital Currency in Nigeria: The Next Big Thing

Advances in the global digital ecosystem are ever continuous. The use of digital devices is already ubiquitous. At one glance, the cascading effects of digitization have crystallized on the evolution of money as we know it. The arrival of Bitcoin on the global financial is a testament to this assertion. As national central banks around the world simmer the prospects of issuing their digital currency, all hands must be on deck and knowledge brought to the fore. The creation and regulation of a digital currency ecosystem is an uncharted destination unguarded even by the constellation of the stars in the galaxy. The Central Bank of Nigeria must steer the frontiers of digital currency innovation by leading the race in the ecosystem. This paper proposes three names for digital currency and a pathway for digital currency regulation while revealing the prospects and challenges in Nigeria.