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Study on Meteorological Service Policy for Agricultural Insurance in Hebei Province under the Background of Climate Change

Hebei Province is a region sensitive to global climate change. Under the background of climate change and frequent extreme climate events, existing agricultural production structure is facing enormous risk of climate disasters. In order to reduce the risk level of agricultural meteorological disasters, it is imperative to implement effective agro-insurance meteorological services. This paper analyses the facts of climate change, the trend and influence of extreme weather and climate events in recent years. Based on the simulation results of climate models under moderate and high emission scenarios, the distribution characteristics of mean annual and seasonal air temperature in Hebei Province in the first 50 years of the 21st century are given, and the main problems in the practice of agricultural insurance in Hebei Province are pointed out. This paper also puts forward some countermeasures and suggestions for optimizing the agricultural insurance policy and improving the meteorological service effect of agricultural insurance.