FAQ - 401k Maneuver


What is the cost?

You can calculate the estimated cost by clicking here.

How do I pay?

401(k) Maneuver™ is paid monthly via credit card authorization. You are not billed until you receive your first Quarterly Allocation Recommendations.

Will I see immediate results?

Possibly. The real value will be seen over time as 401(k) Maneuver™ works to help you better protect your account during bad markets and improve performance when markets are good. See how professional help may improve your retirement future.

Do I have to move or transfer my 401(k) account?

No, 401(k) Maneuver™ will simply provide you with Quarterly Allocation Recommendations (QAR) via email.

When will I receive my first QAR?

When you enroll, immediately following the end of that calendar quarter. For example the week of January 1st, April 1st, July 1st and October 1st. You will not be billed until you have received your first (QAR).

Why quarterly?

Some workplace retirement plans only allow for quarterly allocation changes and, we want to avoid the potential of early withdrawal penalties when changing an allocation too soon.

Will my investment choices be different?

401(k) Maneuver™ will provide our recommendations based on your current Plan investment menu.

How do I make the changes 401(k) Maneuver™ is recommending for me?

Log into your plan website or get help from your HR Department or company representative.

Do I really have control over what my retirement plan is invested in?

Yes. You do not have to relinquish control to default investments that may not be the best for you. 401(k) Maneuver™ empowers you to regain control over your retirement account.

What is a fiduciary?

A fiduciary is someone in a position requiring them to act in your best interest and disclose any potential conflicts. Read More

Why is independent advice important?

Advisers who are independent work directly for you as opposed to having an obligation to the investment firm they work for. This puts 401(k) Maneuver™ on the “same side of the table” with you. Read More

Does 401(k) Maneuver™ make any commission based on the choices I make?

No, as fiduciaries, 401(k) Maneuver™ receives no commissions. 401(k) Maneuver™ simply recommends what we believe to be in your best interest per market conditions and your tolerance to risk.

Can I really do this without talking to a financial adviser?

That is one positive benefit of 401(k) Maneuver™. There is no need for uncomfortable meetings with a financial adviser. Based on an online risk tolerance assessment and current market conditions, Maneuver, LLC simply emails your Quarterly Allocation Recommendations.

Is there anything new to learn?

No, we do the research and send you your Quarterly Allocation Recommendations.

Can I use Maneuver, LLC if I leave my employer plan?

Yes, if you change jobs or retire, 401(k) Maneuver™ can continue to help.

How do I unsubscribe from the service?

You can communicate with your 401(k) Maneuver™ representative or with 401(k) Maneuver™ directly.


