The month of December is a balancing act. Trying to stay on top of regular bills, but also trying to make sure everyone on your list gets a gift they will love. How do you stay within budget?

It turns out that the average person isn't going overboard for Christmas this year. Most people decided they weren't going to spend over $50 per person. 

This doesn't mean we are scrooges or bad people, it just shows we are money conscious and don't want catapult ourselves into dept this holiday season. "Ba-humbug" at me all you want, but I refuse to spend over $50 on any given person on my list this year. Time together is the greatest gift of all!