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The FAQs of Title Insurance For Homebuyers

May 24, 2018

A home is the single largest investment most of us will make in our lives. To buy with confidence, get owner’s title insurance. It’s the smart way to protect your property from legal and financial claims. To help you understand how it works, here are answers to common questions:

What Is Title?
A title is your ownership right to your property.

What is a Title Search?
A title search is a standard part of the home buying process that is conducted to uncover issues that could prevent your right to the property. Your closing agent reviews public records to see if there are problems or defects that could cause you legal issues.

What is Title Insurance?



Why Should I Purchase Owner’s Title Insurance?


What Does Owner’s Title Insurance Cost?
The one-time payment for owner’s title insurance is low relative to the value of your home. The typical owner’s title insurance policy costs around 0.5% of the home’s purchase price.

How Long Am I Covered?

Your owner’s insurance policy lasts as long as you own your property. Your life will change over time, but your peace of mind never will.

What Happens At Settlement?

To learn more about the title process, contact your Fidelity National Title OC Sales Executive.