﻿ Compton, CA Car Insurance Rates for 2021 | Compare.com

Compton, CA Car Insurance

Drivers in Compton pay, on average, $65 a month for their car insurance. To learn more about what you're likely to pay in the Compton area, read our guide below.
How much can residents of Compton expect to pay for their car insurance? Are rates in Compton higher or lower than those in neighboring areas? How do they compare to the rest of California? You can see the cost breakdowns and contributing factors in the charts and writeups below:  

How much is car insurance in Compton?

Area Average Monthly Car Insurance Premium
United States$80

As you can tell from the chart above, the cost of coverage in Compton is about $9 a month more expensive than the rest of California.

Compared to the national average cost of auto insurance coverage, Compton has lower rates. It's around $15 less to insure your vehicle compared to the average rate for the U.S. as a whole.

While these are the average car insurance rates for Compton, you could end up paying something different. There are a variety of factors that insurance companies consider when determining how much to charge you for insurance. The bill you'll see each month is calculated based on things like age, gender, vehicle make and model, driving record, and in some cases, credit score.

Don't sweat it however, we've broken down average rates for Compton residents based on several different factors so that you can get a more accurate idea of what it might cost to insure your vehicle. To find out if you're overpaying for your area, just enter your ZIP below and find out in minutes!

See what you'll pay in just minutes

Average Car Insurance Rates by Age

Age Range Average Premium
Under 18Not Enough Data

It makes sense that older drivers would have more experience behind the wheel, right? That experience can turn into some real savings when it comes to car insurance bills. As you can see, 18-24-year-olds pay a lot more than drivers of retirement age.

For every 10 years, you can expect to see a decrease in your monthly premium. Drivers in Compton may see their rates creep back up once they hit retirement.

Average Car Insurance Rates by Gender

Gender Average

On average, female drivers pay slightly less for car insurance than their male counterparts. In Compton, however, male and female drivers both pay, on average, $65 for their monthly policy premium.

Average Auto Insurance Rates by Driving Record

Infractions Average Monthly Premium
1 Accident$78
Multiple Accidents$71
1 Ticket$89
Multiple Tickets$90

One of the biggest factors in determining your car insurance rates is your driving record. Drivers with clean records can expect to pay a lot less than those with accidents or violations. Drivers in Compton with a single accident on their record will usually see rates around $78 a month. In addition, drivers with one ticket can expect to pay around $89 a month on average.

Regardless of where you live, accidents, tickets, and other driving infractions can greatly increase your premium. So, if cheaper car insurance is important to you, keep your record clean and drive safe.

Average Insurance Rates by Vehicle

Vehicle Age Average Monthly Premium
Less Than 1 Year$70
2-3 Years$66
4-5 Years$64
6-7 Years$68
8-10 Years$62
11-14 Years$68
15 Years or Older$62

If you look at the first table above, you'll see that trucks and vans are typically the cheapest vehicles to insure in Compton, with drivers paying around $49 per month to insure their vehicle.

Car owners, on the other hand, by and large pay around $68 a month, while SUV drivers can expect to pay about $60 per month for insurance coverage.


Average Car Insurance Rates by Relationship Status

Relationship Average Monthly Premium
Single (never married)$68


At a national level, single drivers usually pay more than married couples do for auto insurance. Compton follows that pattern, with the difference totaling to around $12 a month.

Average Car Insurance Rates by Housing Situation

Housing Status Average Monthly Premium
Live with parents$82

Your living accommodations is another component of how insurance companies calculate your monthly rate. In Compton, homeowners can expect to pay around $3 a month less than those who rent. Those who live with their parents, however, can expect to pay a good deal more than their counterparts who rent or own.

Bundling your home or rental insurance and auto insurance policies can oftentimes reduce your car insurance premiums, depending on your insurance company.

Car Insurance Companies in Compton, CA

Recent trends in car insurance for Compton drivers

Car insurance rates are frequently changing, so it's in your best interest to understand which way your area is trending before shopping for coverage.

In Compton, car insurance rates decreased from 2016-2017, before leveling out in 2018. Car insurance rates decreased again, reaching a low of $58 in 2020, and finished up at $73 in 2021.

How does Compton compare to neighboring areas?

Why are car insurance rates in Compton different from other areas?

When considering how much to charge for coverage, car insurance companies will review many factors. The price of your insurance policy will depend largely on where you live and will be influenced by things such as:

  • Rate of crime
  • Total amount of drivers in the community
  • Off-street parking access
  • Local laws
  • Frequency of car accidents


How can I find the cheapest car insurance in Compton?



Compare the cheapest quotes from dozens of insurance companies

Compton Insurance FAQs

What factors affect car insurance quotes in Compton?


Why is the cost of car insurance in Compton different from other neighboring cities?


Which car insurance company will offer me the cheapest rate in Compton?


Do I need to change my insurance if I move to Compton?



Not at all, in fact you can switch companies at any point, regardless of how much time is left on your current policy. If you're thinking about moving to Compton or haven't checked out the latest rates in your area for some time, it might be worth your while to take 10 minutes and see if Compare.com can save you any cash.

Find your best rate in just a few minutes