Older People And 0% Interest

What if the Fed paid 5% interest on IRA accounts? Currently people are getting no return on their savings because of the Fed’s zero interest policy. Older people just trying to get by are eating their savings (and catfood) because they are getting no interest.
So what if the Fed undid some of the damage 0% interest does to older people who depend on a rate of return? They could “helicopter” some money to people who need it, need to eat, and have no other source of income? They currently are literally handing free money to banks, this would be a small gesture for some people who are being hurt by those policies that are giving free money to banks.