How Does a DUI Affect Your Auto Insurance?

A man in the driver's seat of a car breathing into a breathalyzer to determine the possibility of a DUIDriving under the influence is a serious offense that can not only temporarily lose your license but can affect your insurance for years to come. While everyone finds this an easy misdemeanor to avoid, people aren’t always aware of how just two drinks can put you over the legal limit or that certain prescription drugs can land you in deep water behind the wheel. There are obvious safety concerns when it comes to drinking and driving, but let’s review the further financial implications by discussing how a DUI can affect your auto insurance. [Read more…]

Why You Shouldn’t Neglect a Vehicle Recall

We likA mechanic in a manufacturers auto body shop inspecting a car's engine due to a vehicle recalle to think that the vehicle we drive is safe and reliable, but malfunctioning parts are far more common than we think. Even when we receive a vehicle recall notice in the mail, it can be easy to ignore the problem, as fixing it can be a considerable inconvenience. However, it’s essential to recognize how important these recalls are, as even the smallest malfunction can lead to life-threatening situations. Not only can ignoring recalls be a threat to your safety, but they can affect your insurance and result in legal ramifications. It’s time to understand how neglecting a vehicle recall can hurt you. [Read more…]