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A legacy is something passed on to future generations, it’s also what you will be remembered for and what you have left behind after you are dead and buried or cremated.

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The problem was the entire loan was a C or D quality loan. Shaving the top portion of it off to help make it a Triple A rated loan. Once the borrower defaulted, the whole loan went bad your Triple A parts. This is exactly what caused auto meltdown.

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To fine companies for your actual costs imposed on others with a crime appropriate. We have to pick-up toxic messes, and a few cases compensate those who suffer injury. This also means that shareholders have good reason to be careful in who they elect to the board of directors. However, “punitive” fines are ridiculous unless these kind of are levied opposed to the individual criminals. Make the person who committed the crime pay the fine.

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