The United First Financial System is Based on the Australian Banking System!


I have had a ton of fun researching the United First Financial “program” being sold for $3,500 by multi-level marketing people. The more I read, the more it’s clear that this is a bad way to spend $3,500.

Apparently, telling consumers that it was based on the “Australian banking system” is intended to give it some credibility. That somehow, since “it” is used in a land far away and this awesome company UFF is offering it to us in the United States is supposed to make it better.

Wrong! Continue reading

United First Financial Agent Compensation Plan


In researching United First Financial and the Money Merge Account, there weren’t many sources of information on the compensation structure for agents. What I do know is this: The official corporate website does not mention “the opportunity” or “business opportunity,” as most other multi-level marketing companies do. I came to the conclusion that the company doesn’t want to be labeled as a MLM or potential pyramid scheme.

The logic is obvious: Consumers are becoming more educated about the pitfalls of MLM. They realize that because the company has to pay so many levels in the food chain of an MLM, the actual seller of a product receives relatively low compensation. If the company wasn’t worried about building and paying the pyramid, there would be far more money to reward and compensate the actual seller of the product. Continue reading