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About will4star

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  1. Perhaps - But I think she fundamentally misunderstood the fact that $2.7tn being 'saved' (or rather, released) thanks to xRapid equates to $2.7tn flowing through XRP. It does not. Much of the total $27tn is contingency, but this isn't to say the value flow through XRP will necessarily be less. Who knows? But mores the point -- if I pass $2.7tn through 100bn XRP, but in millions of different chunks over the course of a year, that is NOT the same as paying $2.7tn for 100bn XRP in one go. Point being, the 'recycling' (or velocity) will come into play and the unit price will likely be substantially lower. In any case, she seems to be conflating use of XRP as an institutional investment option with her price prediction, and the use of XRP as a liquidity tool that she bases it on. I don't believe they are directly connected.
  2. That was April 2017. And December-January 2018. (But hopefully, also June '18 )
  3. ^ This. The cash flow going through xRapid (& thus XRP) would be the value of the on-demand payments made between FI's that don't have existing credit lines with one another (i.e. it would be cheaper & easier than establishing a new one) and/or where the liquidity between the two currencies is low -- NOT the value of the nostro/vostro account being held. It serves as a rough gauge, but nothing else. It's also worth remembering that the volume of int. txs made in real time using xRapid could quite easily increase exponentially - so there is no static figure to base a price prediction on. And setting it to 2 decimal places, in my opinion, is pretty silly (esp. when she makes other rounding errors elsewhere ><). @OzAlphaWolf -- I get your point, but I just assumed she was making a mistake and meant to say a 10% uptake of xRapid - not xCurrent. In that case, her explanation makes more sense.
  4. Duh yes, I know. Hence the word 'seem'.
  5. hah - you read my mind (& typed faster!)
  6. It depends how you look at it. If one pizza was divided into 8 pieces, and another into 6, someone who owns 1 piece of the 6-slice pizza owns a higher proportion of the pizza than someone who owns one slice of the 8-piece one. The point the OP is trying to make, I think, is that people buy can buy several more whole 6-slice pizzas that 8-slice ones for the same money, and thus end up owning a higher proportion of the total available pizza supply in the pizzeria... without even realizing it. I don't know what affect this will have on the price. Maybe it will lead to a more exponential increase, as %supply is soaked up more quickly (we've certainly see XRP price do that a few times.)
  7. This is an excellent point! If the global debt was measured in $100 bills, it would seem considerably less. That said, I'm not too sure how this will affect the Fiat-denominated XRP market prices.
  8. Personally, I think there's limited scope for new educational material that isn;t already out there. You just have to look for it. Having said that, improving the experience, accessibility and/or presentation of this material could potentially be improved. Free RippleLearn courses, a dedicated educational website, something like that maybe?
  9. This is a great idea. There are some good wallets out there (ledger and toast, for example), but I imagine many more will spring up. In the absence of an official, Ripple-sponsored wallet (which would be awesome), an accredited list would be neat. Edit: (By an accredited list, I mean a list of accredited ones... What use is a reliable list of unreliable wallets?)
  10. All forgiven ^^ I know the temptation to share when you make a good trade - I only meant it as friendly advice, that it can come across as a bit ostentatious. I was probably a bit too hard with my 1st comment, tbh.
  11. Calm down. All I'm saying is you could be like the 95% of the other ppl who have large holdings, and be mindful of those who don't as they are not in such fortunate positions.
  12. I 100% agree with this. Long-term benefits are most likely to come from Dev tools. They also give us more exciting things to get behind (whereas new T-shirts etc are neat, but feel kind of 'extra' in comparison. Not no.1 priority IMO)
  13. That a guy thinks it's OK to boast about how many XRP he has when he's part of a community where, quite frankly, there are probably many who'd only dream of having so much money, is really not cool. Just saying.
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