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The Analysis of Factors Affecting Farmers to Take Out Agricultural Insurance: A Case Study of Altinekin District, Konya Province of Turkey

Abstract Agricultural insurance is one of the management risk tools. This research aimed to analyze the factors affecting food crop farmers’ agricultural insurance in the Altınekin District of Konya Province. To obtain data using a questionnaire by interviewing 66 food crop farms entreprises who did agricultural insurance in the previous year. The population sampling was calculated with a single-stage non-clustered probability sampling. Factors affecting farmers’ agricultural insurance were analyzed by Binary Logistic Regression. The results of the analysis of factors affecting farmers’ willingness to take out agricultural insurance were farmers age, education, land size, sources from which they receive information on agricultural insurance, and the amount of support paid by the state, the amount of debt, pure product and agricultural income. The sources from which they received information on agricultural insurance had negative effect. The other factors have a positive effect. Providing education and advertising about agricultural insurance to farmers can increase the willingness of farmers to take out agricultural insurance. Support in the form of assistance on agricultural insurance of the government is also needed.