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The Impact Of Credit Policy On Achieving Justice And Prosperity In Iraq (A Standard Study)

After four decades of state and public sector control in various joints of the economy, crowding out the private sector and Iraq's entry into three consecutive wars. These events resulted in economic and social distortions in the Iraqi economy, which prompted the government to adopt a policy of support and intervention. Also, they had carried a great burden that put pressure on the public budget, and all this comes within the framework of the possibility of achieving and achieving the economic well-being of citizens, but the arrival of the level of economic well-being in Iraq to a high level does not mean that the citizen is luxurious in all aspects and even luxurious in terms of consumption associated with developments in monetary income. The gap between the different income segments has widened and there are two classes the lower and upper categories as a result of the factor of inflation and financial corruption, so came the necessity of analyzing bank credit and a cycle in achieving well-being, justice, and efficiency. Therefore, this study has reached several conclusions, the most important of which is that it is the increase in national income that will lead to equity in the distribution of incomes, that is, the issue seems to be related to productivity, as Pareto's optimization addresses any distribution of income away from products that will lead to the well-being of all, that is, increasing the well-being of the most disadvantaged people, without compromising the well-being of the well-off.