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Insurability of the Pediatric Patient With Cardiac Disease

This paper provides the pediatrician with suitable guidelines to counsel parents and their children when applying for life insurance. Knowledge of the natural and unnatural history, as influenced by surgical intervention of cardiovascular disorders in the child, has increased to the point where each condition for the most part can be critically defined as to severity and survival characteristics. This should lead to more uniform standards of insurability for this group of patients. The procurement of health insurance for individuals or small groups represents a continuing problem which will require new policies by the insurance industry or federal and/or state support.