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The Role of FinTech Startups in Contemporary Society

Subject. This article discusses the socio-economic role and implication of FinTech startups in modern conditions.
Objectives. The article aims to identify and characterize the main areas of influence of FinTech startups on social inequality and prove the need for their support by the State in connection with the growing influence of the FinTech industry in the global financial system.
Methods. For the study, I used the methods of logical and statistical analyses, aggregation by attribute, and classification.
Results. The article reveals the growing influence of the FinTech industry on the global financial system, and in the context of this it proves that the current stage of development of world finance is characterized by an upsurge in investor interest in FinTech startups. Through empirical analysis, the article identifies the main categories of positive externalities of FinTech startups, and it also offers universal recommendations for State support for FinTech startups.
Conclusions. Today, FinTech startups are among the most dynamically developing companies in the financial market. According to the totality of characteristics, FinTech startups can become a tool for transforming the financial system at the State level. The FinTech development is reaching a new level, namely the supranational one, which has both advantages and disadvantages.