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The Price of Access: Graduate Student Debt for Students of Color 2000 to 2016

ABSTRACT Despite an increase in enrollments across public and private higher education sectors, Black/African American and Hispanic students in graduate and professional programs are disproportionately affected by educational debt. Using nationally-representative data from NPSAS:2000 and NPSAS:2016, findings show that, in general, Black/African American and Hispanic graduate students borrowed more than students of other races and experienced the largest percentage increase in borrowing from 2000 to 2016. While debt is typically higher for all graduate students in private versus public institutions, the highest debt was incurred by Black/African Americans in private for-profit programs. Implications are discussed, including the need to provide opportunities for enrollment without creating disproportionately higher debt for students of color.