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Making money with money: Your savings program may include several kinds of investment to provide the right combination of security, return, and liquidity

Saving money for the future can be a step toward a specific goal, such as buying a house or taking a trip, or it can be a way of preparing for emergencies. Whatever your motivation, you can amass more money in less time if you know how to put your money to work. If you have no more than a few hundred dollars to invest, a simple savings account may be the only investment that is open to you. Through regular deposits and the magic of compound interest, however, your assets will grow to the point where you can start considering a more complex savings or investment plan.