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Empirical Analysis of Claims Development Trapezoids Following Benford's Law

In this paper we make an empirical analysis of a wide range of claims development trapezoids following Benford's law. In particular we determine Benfors's law for different characteristic factors depending on claims development triangles/trapezoids. These characteristic factors are the cumulative claims payments, the incremental claims payments and the individual development factors. For each characteristic factor hypothesis testing is done for verifying/rejecting Benford's law.