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Social Class and College Costs

During the past two decades there have been fundamental changes in the ways states and the federal government finance higher education (McPherson & Schapiro, 1998; Mumper, 1996; Paulsen, 1998; Paulsen & Smart, 2001; St. John, 1994). The federal government has shifted from using grants as the primary means of promoting postsecondary opportunity to using loans for this purpose. Decreases in state support for public colleges and universities have led to increases in tuition charges, which have shifted a larger portion of the burden of paying for college from the general public to students and their families (Breneman & Finney, 1997; Mumper, 1996; Paulsen, 1991,2000). Thus, the last two decades of the twentieth century can appropriately be characterized as a period of high tuition, high aid, but with an emphasis on loans rather than grants. How have these changes in the costs of college influenced the opportunities of students in different income groups to attain a higher education? To address this question we examined the ways that college costs affect the college-choice and persistence decisions of students in four different income groups. The idea that research on college students should focus on social class represents a departure from mainstream research on college students,