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Debtors Protection and
Enforcement Efficiency According to
Finnish Law

Human rights/ human considerations have started to carry more weight nowadays,
especially in enforcement matters. Both rehabilitative and social aims in legal matters
have been strengthened during recent decades. At the same time, increasingly intensive
instruments to handle artificial arrangements and fraudulent debtors have emerged.
Thus, the question arises whether the enforcement system embodies a creditor-biased or
a debtor-biased framework. The present article debates this question in the context of
Finnish legislation, focusing on two perspectives of the Finnish enforcement system: How
are debtors protected? How can we ensure that the enforcement is efficient?