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Financial capabilities and financial behavior of overseas Filipino workers in South Korea

This study aimed to identify factors affecting the financial behavior of overseas Filipino workers. Responses from a survey of 116 Filipino workers in Korea were analyzed using descriptive statistics and hierarchical regression. The results revealed that some Filipino workers showed sound financial behavior only for simple financial activities; many were not equipped with complex financial management skills. Migrant workers with high financial self-efficacy in the Philippines were likely to have more positive financial behavior. However, this was not significantly associated with financial literacy or attendance in financial education programs. Implications for the development of financial education for migrant workers are discussed.