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Co-Operative Society Finance and Socio-Economic Well-Being of Participant's Children

The study assesses the impact of cooperative society schemes on the socio-economic well-being of the participant children in rural areas of Ogun State, Nigeria. The study used random sampling technique with the aid of questionnaire on 287 respondents who are members of cooperative societies. Data was analysed with chi-square and student t-test. The study found that access to cooperative loan among the members lead to improvement in household welfare through the number of children in school. A significant difference (p=0.000) was found between the mean score of loan members (M=1.8543, SD=1.47842) and no-loan members (M=1.0114, SD=1.55729) on level of education completed by members children. The results brought to the fore, the need for a free education system by the state government especially in rural areas to alleviate the plight of rural dwellers that may not have the financial resources to enroll their children in a fee paying school. This is because most of the respondents took loans to enroll their wards/children in school.