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Submission on improving acquisition of risk prevention and limit the bad debts of credit cards

To develop a sound personal credit market, especially credit cards, prevent and reduce the increasing bad debts in this market, it is necessary to establish, enhance and supplement the legal framework on issuance, granting credit card limits. Through the research about legal regulations on issuing conditions, granting personal credit limit via credit cards in developed countries in Europe, the U.S., and Canada, this paper aims to present findings on the above issues to contribute to the establishment, enhancement of and supplement to the Vietnam’s legal framework on the issuance and settlement of credit card bad debts.