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Impact of Financial Inclusion on Women Empowerment: A Case Study of Ranchi District

Abstract: Women play a crucial part in shaping not just the home but also the society as a whole and her influence in its evolution is undeniable. In today’s world, the participation of both men and women is the sine qua non to have sustainable economic development. This paper’s main goal is to examine the current state of women’s engagement in banking and financial operations. The study also discusses how financial inclusion leads to women’s empowerment in society. 150 rural women from Ranchi District were recruited for the study, and 13 questionnaires were created to assess their knowledge of various financial schemes, subsidies, and services offered by the Government of India. SPSS software was used to check the accuracy and significance of the study. The study’s findings show that women have a high level of interest in financial and banking services, financial inclusion has low but positive impact on women empowerment and there is a long way to go, illiteracy, reliance, and lack of awareness among women remain barriers to empower them.