{'fraction_non_alphanumeric': 0.015086206896551725, 'fraction_numerical': 0.01939655172413793, 'mean_word_length': 5.781021897810219, 'pattern_counts': {'":': 0, '<': 0, '<?xml version=': 0, '>': 0, 'https://': 0, 'lorem ipsum': 0, 'www.': 0, 'xml': 0}, 'pii_count': 0, 'substrings_counts': 0, 'word_list_counts': {'cursed_substrings.json': 0, 'profanity_word_list.json': 0, 'sexual_word_list.json': 0, 'zh_pornsignals.json': 0}}
Estimated Plan Enrollment Outcomes After Changes to US Health Insurance Marketplace Automatic Renewal Rules

Key Points Question Is a smart automatic renewal policy that defaults US health insurance marketplace enrollees to more generous health care plans with equivalent or lower premiums associated with enrollees’ health care costs? Findings In this economic analysis of US marketplace health care plan choices under the American Rescue Plan, 5.8% of 748 087 California marketplace enrollees currently default to dominated health care plans with higher premiums and cost sharing; more than 98.0% of enrollees have low incomes. By comparison, an alternative smart default system would default many enrollees to more generous plans with approximately $100 lower monthly premiums and almost $2000 lower deductibles. Meaning Policy makers should consider implementing smart defaults for future marketplace automatic reenrollment.