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ECONOMIC EVALUATION OF SHORT-TERM ENVIRONMENTAL RISK INSURANCE

The article proposes a procedure that allows economic and mathematical methods to justify the calculation of environmental insurance rates. The development of an appropriate algorithm makes it possible to take into account compensation for environmental damage. The calculation of the monetary component of the negative impact will allow an adequate assessment of environmental actions, will optimize environmental damage, prevent environmental accidents. A mathematical model of short-term (for a year) calculation of environmental risk insurance is presented. Material and financial resources were initially fixed in an amount that fully covers possible losses associated with the elimination of negative environmental conditions. Insurance of such risks is carried out by independent insurance contracts with different values of average losses and variances of possible damage.