{'fraction_non_alphanumeric': 0.01832460732984293, 'fraction_numerical': 0.0, 'mean_word_length': 5.17741935483871, 'pattern_counts': {'":': 0, '<': 0, '<?xml version=': 0, '>': 0, 'https://': 0, 'lorem ipsum': 0, 'www.': 0, 'xml': 0}, 'pii_count': 0, 'substrings_counts': 0, 'word_list_counts': {'cursed_substrings.json': 0, 'profanity_word_list.json': 0, 'sexual_word_list.json': 0, 'zh_pornsignals.json': 0}}
Choosing Between Fixed and Adjustable Rate Mortgages

Housing is the most important asset in the portfolio of most households. It is a relatively illiquid investment, with an uncertain capital value, and it is generally highly leveraged, which makes it a potentially important channel of transmission of monetary policy. Furthermore, houses are both an asset and a consumption good.