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Mobile Payment Development in China

The thesis first analyzes the concept of mobile payment, and then it makes a distinction between remote payment and near field payment. In addition to that, it infers the development of global mobile payment, which involves the users and the market size. Secondly it probes into Chinas rapid development of mobile internet economy, whose 3G network and smart phones provides high-speed mobile Internet and visual, convenient interface for mobile payment. Thirdly, harmonization of standards of mobile payment will help create industry chain parties openness, cooperation and win-win situation and promote mobile payment intensive and large-scale development process. In the end, it probes into the win-win business model for the telecom operators and financial institutions: Telecom operators will lease SIM card space to obtain revenue and financial institutions will get more fee income.