{'fraction_non_alphanumeric': 0.013618677042801557, 'fraction_numerical': 0.0, 'mean_word_length': 4.65934065934066, 'pattern_counts': {'":': 0, '<': 0, '<?xml version=': 0, '>': 0, 'https://': 0, 'lorem ipsum': 0, 'www.': 0, 'xml': 0}, 'pii_count': 0, 'substrings_counts': 0, 'word_list_counts': {'cursed_substrings.json': 0, 'profanity_word_list.json': 0, 'sexual_word_list.json': 0, 'zh_pornsignals.json': 0}}
Focus On… Powers of Attorney and Retirement Plans

Increasing longevity carries with it the risk that a retirement plan participant or beneficiary may lose decision-making capacity and may cease to be able to manage, or plan for the investment or distribution of, his or her benefits under a retirement plan. This article discusses the extent to which an ERISA plan may safely act on the instructions of an agent under a power of attorney, given the lack of guidance in ERISA itself or the regulations there under.