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Do individualised life course plans improve work-life balances?

In Europe creating diversity and extending workers’ freedom of choice is a policy argument of increasing importance. On 1 January 2006 an individuals voluntary Life Course Savings Scheme (Levensloopregeling), unique in Europe, was introduced in the Netherlands. The aim of this individualised voluntary scheme is to improve work-life balances over the life cycle and to increase labour participation. To find out whether the scheme lives up to its expectations, we analyse the actual participation of over 500,000 employees in the Dutch government and educational sector. The results from our logistic regression analysis differ considerably from expectations and from bivariate cross tabulations. Although participation (still) is low, the LCSS has a potential to contribute to balancing the work-life balance over the life cycle. The contribution to continued employment participation is unclear.