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Internet of Intelligences Can Be a Platform for Risk Analysis and Management

ABSTRACT In this article, we clarify the concept of the Internet of Intelligences (IOI) to be a platform for risk analysis. An IOI is a triple consisting of a set of agents, a network, and a model. A process of processing homological information is a layer. An IOI with more than one layer is a Multiple Internet of Intelligences (M-IOI). If agents in an M-IOI not only provide information in response to a question asked by a customer but also review information from other agents and summarize it, we refer to this as a summarizing M-IOI. In this article, a simplest M-IOI is used to answer a question issued by an insurance company considering selling policies in Wenzhou, China, where the level of typhoon risk is high. We employ the normal diffusion model to process the summaries and give an adequate answer.