I have had my car for almost eight years and never had to claim anything through my insurance. I have also never really considered changing insurance companies. But now I have bought another car which I will be collecting next week, and wondering whether I should look around at other insurance companies or stay with the same one.

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Well Pam, there's no harm in shopping around and comparing quotes for your new car. But loyalty brings significant rewards when it comes to insurance; particularly your no-claim bonus and if you change insurance companies they might not recognise your good record. So consider that first. Insurance companies usually also offer discounts if you bundle together multiple policies, such as your car, home and contents. So if you currently do that, moving your car insurance to another company may impact on the cost of other policies. And vice versa; if you bring your car insurance to the insurer of your house it could pay dividends.