FIRST COMMONWEALTH FINANCIAL CORPORATION AND SUBSIDIARIES QUARTERLY SUMMARY OF FINANCIAL DATA - UNAUDITED (Dollar Amounts in Thousands, except per share data) The unaudited quarterly results of operations for the years ended December 31, 2001 and 2000 are as follows: 2001 First Second Third Fourth Quarter Quarter Quarter Quarter Interest income $ 79,080 $ 77,371 $ 77,557 $74,883 Interest expense 44,848 43,413 42,000 36,909 Net interest income 34,232 33,958 35,557 37,974 Provision for credit losses 2,407 2,557 3,542 2,989 Net interest income after provision for credit losses 31,825 31,401 32,015 34,985 Securities gains 205 1,790 1,330 4 Other operating income 9,062 8,583 9,429 9,821 Other operating expenses 25,456 26,003 26,033 27,515 Income before income taxes 15,636 15,771 16,741 17,295 Applicable income taxes 3,613 3,737 4,023 3,881 Net income $ 12,023 $ 12,034 $ 12,718 $13,414 Basic earnings per share $ 0.21 $ 0.21 $ 0.22 $ 0.23 Diluted earnings per share $ 0.21 $ 0.21 $ 0.22 $ 0.23 Average shares outstanding 57,721,959 57,799,443 57,975,650 58,040,370 Average shares outstanding assuming dilution 57,802,012 58,035,585 58,342,525 58,284,340 2000 First Second Third Fourth Quarter Quarter Quarter Quarter Interest income $ 76,943 $ 77,317 $ 78,471 $79,151 Interest expense 41,504 42,443 44,734 45,858 Net interest income 35,439 34,874 33,737 33,293 Provision for credit losses 2,505 2,415 2,505 2,605 Net interest income after provision for credit losses 32,934 32,459 31,232 30,688 Securities gains -0- 1,686 -0- 59 Other operating income 7,358 8,254 8,242 8,084 Other operating expenses 25,150 25,048 24,709 24,554 Income before income taxes 15,142 17,351 14,765 14,277 Applicable income taxes 3,691 4,261 3,209 3,128 Net income $ 11,451 $ 13,090 $ 11,556 $11,149 Basic earnings per share $ 0.20 $ 0.23 $ 0.20 $ 0.19 Diluted earnings per share $ 0.20 $ 0.23 $ 0.20 $ 0.19 Average shares outstanding 57,505,462 57,515,772 57,565,411 57,648,021 Average shares outstanding assuming dilution 57,606,948 57,566,079 57,601,162 57,699,795 38