In thousands, except per share amounts Year ended December 31 2002 2001 2000 1999 1998 Book value $ 13.12 $ 12.95 $ 13.13 $ 12.89 $ 12.49 Market price at year-end 23.65 25.75 27.00 30.31 31.31 Earnings per share 1.25 0.97 1.31 1.44 1.31 Dividends per share 1.12 1.115 1.10 1.085 1.07 Revenue 263,151 246,820 244,806 234,937 214,926 Net income 19,073 14,965 19,963 21,971 19,860 1 Financial Highlights