NOTES TO THE CONSOLIDATED INCOME STATEMENTS Amounts in EUR millions Granted interest rate rebates amount to EUR 38 million (2002: EUR 50 million and 2001: EUR 94 million), entirely relating to the  Dutch companies. AEGON GROUP ANNUAL REPORT 2003 114 23 FEES AND COMMISSIONS Non- Life Non-life technical Total 2003 Fee income from asset management 530 0 — 530 Sales commissions 438 0 — 438 Other fee and commission income 12 241 — 253 TOTAL 980 241 — 1,221 2002 Fee income from asset management 496 1 — 497 Sales commissions 172 0 — 172 Other fee and commission income 8 301 — 309 TOTAL 676 302 — 978 2001 Fee income from asset management 329 0 — 329 Sales commissions 139 1 — 140 Other fee and commission income 5 141 — 146 TOTAL 473 142 — 615 24 INCOME FROM BANKING ACTIVITIES 2003 2002 2001 Bonds and other fixed rate securities 61 54 49 Loans guaranteed by mortgage 51 51 36 Other loans 40 68 83 Other investments and liquid assets 202 243 216 TOTAL 354 416 384 25 CHANGE IN TECHNICAL PROVISIONS 2003 2002 2001 Technical provisions 5,055 5,179 4,804 Technical provisions with investments for account of policyholders 14,141 (9,279) (5,504) 19,196 (4,100) (700) Investment income for account of policyholders (12,858) 11,524 9,515 CHANGE IN TECHNICAL PROVISIONS 6,338 7,424 8,815 26 PROFIT SHARING AND REBATES 2003 2002 2001 Amortization of interest rate rebates 72 84 102 Surplus interest bonuses 28 38 40 Profit appropriated to policyholders 71 67 106 TOTAL 171 189 248