SECTION  1227 . Secrecy of Bank Accounts . — No person connected with the Bureau of Posts shall give any information regarding bank transactions to any person not authorized by law to receive such information. SECTION  1228 . Right of Bank to Delay Repayment of Deposits . — The bank reserves the right to delay the repayment of any deposit for a period not exceeding thirty days in addition to the time required to secure the approval of the central office. [1493-14 ( b ).] S ECTION  1229 . Classification of Banks . — Banks shall be divided into three classes, to wit: ( a ) First-class banks, which may receive deposits in any amount over one peso. HSaIET ( b ) Second-class banks, which shall not receive deposits aggregating more than five hundred pesos for the credit of one account in the same calendar month. ( c ) Third-class banks, which shall not receive deposits aggregating more than one hundred pesos for the credit of one account in the same calendar month. [1493-6 ( c, d, e ).] SECTION  1230 . Classification of Accounts . — Depositors' accounts in the bank shall consist of general savings accounts and special-deposit accounts and shall be accepted for deposits and withdrawals at all postal savings bank without regard to the bank of  origin. llcd General savings accounts shall include personal, parental, guardianship, and society accounts. Special-deposit accounts shall include specified guarantee, time deposit, annuity, and all accounts not otherwise provided for. [1493-3 ( b, c ), 6  (f) .] SECTION  1231 . Deposit Books . — Deposit books or other evidences of deposit, in such form as the Director of Posts shall prescribe, shall be loaned free to all depositors in the bank, but shall remain the property of the bank, to be returned when the accoun ts are closed or upon demand of the Director of Posts. Philippine Law Encyclopedia 2011 364 Copyright 2012 CD Technologies Asia, Inc. and Accesslaw, Inc.