Financial Tables Table 9 - Allocation of Allowance for Loan Losses page 31 December 31 2011 2010 2009 2008 2007 (Dollars in thousands) Amount %* Amount %* Amount %* Amount %* Amount %* Commercial and industrial $ 948 14.8 $ 972 14.2 $ 784 14.3 $ 417 14.6 $ 620 15.7 Construction and land development 1,470 10.7 2,223 12.8 2,063 15.1 873 18.3 613 14.2 Commercial real estate 3,009 43.9 2,893 44.4 1,264 41.7 1,175 36.0 1,237 37.4 Residential real estate 1,363 27.5 1,336 25.7 1,706 25.9 1,430 27.8 1,214 29.1 Consumer installment 129 3.1 141 2.9 227 3.0 166 3.4 118 3.6 Unallocated — 111 451 337 303 Total allowance for loan losses $ 6,919 100.0 $ 7,676 100.0 $ 6,495 100.0 $ 4,398 100.0 $ 4,105 100.0 * Loan balance in each category expressed as a percentage of total loans.