York Traditions Bank Balance Sheets in thousands, except share data)  December 31,  2013 2012 Assets Cash and due from banks $  2, 521 $  4, 207 Interest bearing deposits 719 6, 091 Federal funds sold 1, 746 12, 974 Cash and cash equivalents 4, 986 23, 272 Securities available - for -sale 39, 203 36, 228 Loans held - for -sale 6, 669 6, 005 Loans receivable, net of allowance for loan losses 2013:  2, 305; 2012: $ 2, 220 218, 537 204, 315 Investment in restricted bank stocks 1, 788 1, 814 Property and equipment, net 6, 305 4, 493 Accrued interest receivable 736 745 Foreclosed real estate 880 120 Other assets 5, 395 5, 349 Total Assets $  284, 499 $  282, 341 Liabilities and Shareholders’ Equity Liabilities Deposits:  Demand, non - interest bearing $  23, 635 $  31, 972 Interest bearing 221, 336 214, 130 Total deposits Long -term borrowings Other liabilities 244, 971 246, 102 7, 750 5, 750 1, 357 1, 228 Total Liabilities 254, 078 253, 080 Shareholders’ Equity Preferred stock, par value $ 1 per share; $ 1, 000 liquidation preference; 5, 000, 000 shares authorized; 5, 115 shares issued and outstanding; total liquidation value $5, 115, 000 5, 115 5, 115 Common stock, par value $ 1 per share; 10, 000, 000 shares authorized; issued and outstanding 2, 154, 429 shares in 2013 and 2, 144, 684 shares in 2012 2, 154 2, 145 Surplus 18, 163 18, 048 Retained earnings 5, 014 3, 205 Accumulated other comprehensive income ( loss)  25)  748 Total Shareholders’ Equity 30, 421 29, 261 Total Liabilities and Shareholders’ Equity $  284, 499 $  282, 341 See accompanying notes to financial statements.  6