DIVERSIFIED ROYALTY CORP .  19. Financial risk management (continued):  Notes toConsolidatedFinancial Statements  (Unaudited)  (Expressed in Canadian dollars)  Year ended December 31, 2014  (c) Exposure to credit risk: The carrying amount of financial assets represents the maximum credit exposure. The  maximum exposure to credit risk at  the reporting date was: Carrying amount  2014  2013  Cash and cash equivalents  $ 34,510,514  $ 68,999,809  Royalties and amounts receivable  1,496,788  392,598  $ 36,007,302  $ 69,392,407  The aging ofroyalty andamounts receivable at the reporting date  was:  Carrying amount  2014  2013  Current  $ 1,496,788  $ 392,598  Over 30days -  -  Total amounts receivable $ 1,496,788  $ 392,598  30 