2001 2000 Operating results: Net interest income $236,055 $190,773 Provision for loan losses 61,030 45,718 Other income 52,980 50,032 Other operating expenses 120,855 113,050 Income tax provision 20,134 14,761 Cumulative effect of accounting change (1,015 Net income 86,001 67,276 Per common share: Net income – basic 2.61 2.22 Net income – diluted 2.60 2.21 Weighted average common shares: Basic 26,567 26,943 Diluted 26,762 27,145 At year end: Assets $8,197,518 $5,919,657 Loans 4,308,780 3,498,198 Allowance for loan losses 91,060 76,919 Investments 3,715,999 2,233,216 Deposits 4,098,554 3,345,984 Borrowings 3,425,235 2,069,484 Capital 602,919 434,461 >. >. >. ) Financial Highlights 2 00 2 First BanCorp.> 2001 In thousands (except for per share results)