239 30.2 Receivables 31 Cash and cash equivalents 30.3 Accrued income The movements in the provision for doubtful debts during the year were as follows: EUR 1,599 million of accrued income is current (2012: EUR 1,592 million). The carrying amounts disclosed reasonably approximate the fair values as at the year end. EUR 10.7 billion (2012: EUR 12.3 billion) of cash collateral is received of which EUR 116 million (2012: EUR 258 million) is  included in cash and cash equivalents. This collateral relates to securities lending and repurchase agreements and margins on  derivatives transactions. A corresponding liability to repay the cash is recognized in other liabilities (note 46). Refer to note 52 for  details on collateral received and paid. Investment of cash collateral received is restricted through limitations on credit worthiness,  2013 2012 Cash at bank and in hand 1,215 995 Short-term deposits 2,893 5,430 Money market investments 1,468 2,907 Short-term collateral 116 258 At December 31 5,691 9,590 2013 2012 Accrued interest 1,596 1,589 Other 13 12 At December 31 1,609 1,601 2013 2012 At January 1 (132) (138) Additions charged to earnings (7) (16) Unused amounts reversed through the income statement 12 1 Used during the year 14 21 Net exchange differences 2 - At December 31 (111) (132) 2013 2012 Loans to joint ventures - 2 Loans to associates 2 16 Finance lease assets 6 8 Receivables from policyholders 1,111 1,337 Receivables from brokers and agents 169 156 Receivables from reinsurers 241 286 Cash outstanding from assets sold 38 45 Trade receivables 487 501 Cash collateral 1,167 1,265 Reverse repurchase agreements 981 1,186 Income tax receivable 402 34 Other 767 797 Provision for doubtful debts (111) (132) At December 31 5,261 5,501 Current 4,964 5,233 Non-current 297 268