TCF Financial Corporation 200 Lake Street East Wayzata, MN 55391-1693 www.tcfexpress.com E  In an effort to help save our natural resources, the cover and inside pages of this annual report are printed on paper stock made from  30% post-consumer waste and a total 50% recycled fiber content. This report is printed with vegetable-based inks. TCFIR9317 2690-AR-03