Notes to the consolidated financial statements of Aegon N.V.  Note 4 182 The following table shows the credit quality of the gross positions in the statement of financial position for general account  reinsurance assets specifically: Carrying  value 2013 Carrying  value 2012 AAA 7 6 AA 3,246 3,955 A 5,049 5,540 Below A 1,620 1,895 Not rated 334 472 At December 31 10,255 11,868 Credit risk concentrations – debt securities  and money market investments 2013 Americas The  Netherlands United  Kingdom New Markets Total 2013  1) Of which  past due and  / or impaired  assets Residential mortgage backed securities (RMBSs) 4,360 1,143 19 112 5,634 1,282 Commercial mortgage backed securities (CMBSs) 4,723 82 398 134 5,337 43 Asset Backed Securities (ABSs) - CDOs backed by  ABS, Corp. Bonds, Bank loans 562 1,379 - - 1,941 43 ABSs – Other 2,079 184 1,682 97 4,041 64 Financial - Banking 5,768 1,079 1,501 267 8,710 20 Financial - Other 9,124 189 1,242 239 10,802 2 Industrial 22,911 3,122 2,089 837 28,959 37 Utility 5,027 687 823 162 6,699 - Sovereign exposure 8,233 11,231 2,930 968 23,362 - At December 31 62,787 19,095 10,683 2,816 95,485 1,491 The tables that follow present specific credit risk concentration information for general account financial assets. Credit risk concentration 1  Includes investments of Holding and other activities Credit risk concentrations – mortgage  loans Americas The  Netherlands United  Kingdom New Markets Total 2013  1) Of which  past due and  / or impaired  assets Agricultural 142 - - - 142 6 Apartment 1,253 - - - 1,253 17 Industrial 882 - - - 882 18 Office 2,023 16 - - 2,039 26 Retail 1,640 15 - - 1,655 9 Other commercial 300 42 - - 342 11 Residential 27 22,581 - 324 22,932 702 At December 31 6,267 22,653 ­ 324 29,245 789 Annual Report 2013