NOTES TO CONSOLIDATED FINANCIAL STATEMENTS December 31, 2011, 2010 and 2009 (currencies in millions) over 90 days past-due and other accounts on non-accrual status. The Company uses historical data and expectations  about the future to estimate default rates for each credit quality indicator as of December 31, 2011. The table below  summarizes the Company’s finance receivables by credit quality indicator and portfolio class.  The table below summarizes the Company’s financing receivables by aging category: Troubled Debt Restructurings:  The Company modifies loans and finance leases as a normal part of its Financial  Services operations. The Company’s modifications typically result in granting more time to pay the contractual  amounts owed and charging a fee and additional interest for the modification. The Company rarely forgives  principal or accrued interest and may require principal and accrued interest payments at the time of  modification. When the Company modifies loans and finance leases for customers in financial difficulty and  grants a concession, the modifications are classified as TDRs. For the year ended December 31, 2011, the  decrease in the recorded investment for loans and leases modified as TDRs was $.2 resulting in post- modification recorded investment of $33.1. At modification date, the pre- and post-modification recorded  investment balances by portfolio class are as follows: The balance of TDRs was $26.0 and $6.5 at December 31, 2011 and 2010, respectively.  OWNER/ At December 31, 2011 WHOLESALE  FLEET  OPERATOR TOTAL Performing  $1,451.9  $4,262.8  $1,361.0  $7,075.7 Watch  46.7 37.2 13.7 97.6 At-risk  18.4 76.5 19.5 114.4 $1,517.0  $4,376.5  $1,394.2  $7,287.7 OWNER/ At December 31, 2010 WHOLESALE  FLEET  OPERATOR TOTAL Performing   $ 966.2  $3,544.0  $1,359.4  $5,869.6 Watch  13.8 46.6 23.2 83.6 At-risk  3.4 115.1 34.9 153.4 $ 983.4  $3,705.7  $1,417.5  $6,106.6 OWNER/ At December 31, 2011 WHOLESALE  FLEET  OPERATOR TOTAL Current and up to 30 days past-due $1,490.0  $4,321.8  $1,365.2  $7,177.0 31– 60 days past-due  9.1 8.7 11.9 29.7 Greater than 60 days past-due 17.9 46.0 17.1 81.0 $1,517.0  $4,376.5  $1,394.2  $7,287.7 OWNER/ At December 31, 2010 WHOLESALE  FLEET  OPERATOR TOTAL Current and up to 30 days past-due  $ 966.2  $3,581.1  $1,359.5  $5,906.8 31– 60 days past-due  7.7 48.5 19.7 75.9 Greater than 60 days past-due 9.5 76.1 38.3 123.9 $ 983.4  $3,705.7  $1,417.5  $6,106.6 OWNER / FLEET  OPERATOR TOTAL Pre-Modification Recorded Investment $  27.7  $  5.6  $  33.3 Post-Modification Recorded Investment 27.5  5.6 33.1