FINANCIAL HIGHLIGHTS (As of December 31, 2001) ASSETS . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $4.4 billion CAPITAL . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $2.3 billion MARKET CAPITALIZATION . . . . . . . . . . . . . . . . . $4.0 billion (Dollars in millions,  except per-share data) 2001 2000 Increase EARNINGS PER SHARE $ 3.88 $ 3.22 20.5% NET INCOME $360.4 $248.9 44.8% TOTAL REVENUES $947.2 $611.3 54.9% PREMIUMS EARNED $715.9 $520.9 37.4%