$0 $50 $100 $150 31-Dec-07 31-Dec-08 31-Dec-09 31-Dec-10 31-Dec-12 31-Dec-11 MetLife Inc. S&P 500 S&P 500 Insurance S&P 500 Financials CUMULATIVE TOTAL RETURN Based upon an initial investment of $100 on December 31, 2007 with dividends reinvested Source: Capital IQ  MetLife, Inc. 208