SCHEDULE IV PROTECTIVE INSURANCE CORPORATION AND SUBSIDIARIES REINSURANCE ( (in thousands) - 82 - Direct Premiums Ceded to Other Companies Assumed from Other Companies Net Amount % of Amount Assumed to Net Premiums Earned - Years Ended December 31: 2018 $ 562,364 $ 131,080 $ 1,596 $ 432,880 0.4 % 2017 470,158 145,201 3,188 328,145 1.0 % 2016 394,679 130,012 11,344 276,011 4.1 % Note: Included in Ceded to Other Companies is $0, $0 and $86 for 2018, 2017 and 2016, respectively, relating to retrocessions associated with premiums assumed from other companies. Percentage of Amount Assumed to Net above considers the impact of this retrocession.