Financial Section Annual Report 2003 19 Consolidated Five-Year Financial Summary ..............................20 Management’s Discussion and Analysis of  Results of Operations and Financial Position ..........................21 Consolidated Balance Sheets......................................................26 Consolidated Statements of Income...........................................28 Consolidated Statements of Shareholders’ Equity....................29 Consolidated Statements of Cash Flows....................................30 Notes to Consolidated Financial Statements.............................31 Independent Auditors’ Report......................................................54