0 21 First BanCorp.> 2001 Alexis Aguiar Structured Financing William Alvarez Indirect Business & Merchants José Alvelo Information Systems Marga Avilés Consumer Loans Operations Beverly Bachetti Private Banking María Benabe Consumer Collections Ana Colón Centralized Accounting Wanda Cooper Customer Care Center Lenitzia Delgado Corporate Services Mayra Gascot Information Systems David González  Corporate Business Development Nelson González Structured Financing Gilberto López Middle Market Marcelo López Sales & Distribution Juanita Marrero First Mortgage José Negrón Auto Lot José Nevárez Information Systems Luis Orengo Commercial Wholesale Eduardo Ortiz Auto Wholesale María Cristina Oruña Customer Relationship Management Osvaldo Padilla Corporate Services Reynaldo Padilla Auto Finance Miguel Pimentel Corporate Business Development Dionisio Ramírez Construction Lending Jorge Rendón Operational Support Migdalia Rivera Middle Market Sandra Rivera Consumer Collections Belinda Rodríguez Remote Sale José L. Rodríguez Information Systems Elizabeth Sánchez Marine Financing Roberto Sánchez Consumer Loans Credit Risk José J. Santiago Commercial Wholesale Ramón Santiago Asset Based Unit Miguel Santín Corporate Banking Carmen Szendrey Legal Counsel Carmen Torres Branch Manager Raphael Torres Sales & Distribution Víctor Santiago Product Development Manager Angel Alvarez-Pérez Chief Executive Officer Aurelio Alemán President and Chief Operating  Officer Angel Alvarez-Pérez Chief Executive Officer Aurelio Alemán President and Chief Operating  Officer Agustín Dávila General Manager Angel Alvarez-Pérez Chief Executive Officer Aurelio Alemán President and Chief Operating  Officer Carlos Power Senior Vice President and  General Manager Vice Presidents >. >. First Federal Finance  Corporation  DBA Money Express  “La Financiera” >. First Leasing and Rental  Corporation >. FirstBank Insurance  Agency, Inc.