FIRST COMMONWEALTH FINANCIAL CORPORATION AND SUBSIDIARIES QUARTERLY SUMMARY OF FINANCIAL DATA—UNAUDITED (Dollar Amounts in Thousands, except per share data) The unaudited quarterly results of operations for the years ended December 31, 2003 and 2002 are as follows: 2003 First Quarter Second Quarter Third Quarter Fourth Quarter Interest income  $ 62,317 $ 61,186 $ 59,605 $ 60,665 Interest expense  25,471  25,745  24,616  24,409 Net interest income 36,846  35,441  34,989  36,256 Provision for credit losses  3,460   3,465   3,495   2,350 Net interest income after provision  for credit losses 33,386  31,976  31,494  33,906 Securities gains  2,234  3,221  166  230 Other operating income 8,837  9,977  13,691  10,088 Litigation settlement  (610)  -0-  -0-  -0- Other operating expenses 28,382  28,382  28,005  28,496 Income before income taxes  16,685  16,792  17,346  15,728 Applicable income taxes   3,381   3,365   3,511   2,994 Net income  $ 13,304 $ 13,427 $ 13,835 $ 12,734 Basic earnings per share $ 0.23 $ 0.23 $ 0.23 $ 0.21 Diluted earnings per share Average shares outstanding 58,703,260  58,769,160   58,950,258   59,577,396 Average shares outstanding assuming dilution 58,934,248  59,101,475   59,376,716   60,122,832 2002 First Quarter Second Quarter Third Quarter Fourth Quarter Interest income  $ 70,523 $ 69,878 $ 68,784 $ 66,383 Interest expense  32,481  31,945  30,457  27,790 Net interest income  38,042  37,933  38,327  38,593 Provision for credit losses   2,917   3,008   3,103   3,195 Net interest income after provision  for credit losses  35,125  34,925  35,224  35,398 Securities gains  39  576  26  1 Other operating income  8,572  9,583  9,597  9,701 Litigation settlement  8,000  -0-  -0-  -0- Restructuring charges  -0-  3,116  2,473  551 Other operating expenses  27,665  28,721  27,240  28,564 Income before income taxes  8,071  13,247  15,134  15,985 Applicable income taxes   433   2,290   2,947   3,241 Net income  $  7,638 $ 10,957 $ 12,187 $ 12,744 Basic earnings per share $ 0.13 $ 0.19 $ 0.21 $ 0.22 Diluted earnings per share Average shares outstanding   58,142,359  58,359,322   58,521,562   58,608,857 Average shares outstanding assuming dilution   58,484,806  58,851,264   58,862,215   58,765,383 41