PLAYERS SECTION XI - WTA PLAYER MEMBERSHIP ii.  Associate Members c.  Additional Requirement for Disability Coverage d.  Enrollment Period i.  By credit card through their PlayerZone accounts; or ii. By sending the completed and signed Membership/Insurance  Application Form, plus payment, to WTA headquarters in Florida,  USA by December 15. The insurance package for Associate Members includes worldwide  Medical, Dental, and Vision coverage. To qualify for Disability Coverage during the current calendar year, players  will need the Disability Application Physical Form to be completed by  SS&M staff or a personal physician. (WTA physical examinations may be  offered at designated Tournaments during the Tour Year.) All current Full and Associate Members can purchase insurance: Any current member who does not pay her insurance fees by the  December 15 deadline will be charged a $100 late fee for each payment. A player must be a Full Member and have five (5) years of Vesting Service to  begin receiving 100% of the money in her Pension Plan account when she  turns fifty (50) years of age. e.  Late Fee E.  PENSION PLAN INFORMATION 1.  Qualification for Pension Plan 2.  Initial Eligibility A Full Member initially is eligible for the Pension Plan if she has played at least  twelve (12) singles (Main Draw or Qualifying) or ten (10) doubles (Main Draw  or Qualifying, only if Qualifying counts for ranking points, excluding mixed  doubles) at WTA Tournaments (including Grand Slams but not WTA 125  Tournaments) in one (1) calendar year. 199