Chapter 1 — Your License 21 Liability Insurance Requirement Proof of liability insurance coverage applies to those: The N.C. General Assembly has enacted legislation to require some (but not  all) driver license applicants in North Carolina to submit proof of automobile  liability insurance coverage in order to obtain a North Carolina driver license. Form DL-123, binders and certificates are valid only for 30 days from the  date of issuance. This does not apply to applicants who do not own currently  registered motor vehicles and who do not operate non-fleet private passenger  motor vehicles that are owned by other persons. In such cases it is required that • Applying for an original license, including transfers from out of state; • Whose licenses are being restored after revocation or suspension; or • Awarded a Limited Driving Privilege by the court. Table (8) – NO FEE IDs:  To obtain an identification card at no charge, you must also include one of the following items with your documents from tables 1-5. Table (7) – PROOF OF INSURANCE FOR DRIVER LICENSE:  If  you are obtaining a driver license, you will need to provide proof of liability  insurance coverage from a North Carolina-licensed insurance carrier. The proof  of insurance must reflect your name. DOCUMENT DETAILS 1. Form DL-123 from your insurance agent 2. Vehicle insurance policy reflecting  your name and expiration dates 3. An insurance binder 4. An insurance card with your name,  the policy number and issue and  expiration dates DOCUMENT DETAILS 1. Homeless Must present letter from the shelter  in which you reside 2. Legally Blind Must present a letter from  physician 3. 70 years of age or older No additional documentation  needed 4. At least 17 years old Refer to Chapter 1  Required Documents 5. Medically Cancelled Your NC Driving Record must  reflect that your driving status is  medically cancelled 6. Developmental Disability Must present a letter from primary  care provider