79 Loss and Loss Expenses Incurred, Net of Reinsurance As of December 31, 2018 For the Year Ended December 31, Unaudited Accident Year 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 IBNR Cumulative Number of Reported Claims 2009 $ 689,634 $ 656,788 $ 624,991 $ 599,235 $ 589,659 $ 561,784 $ 557,661 $ 553,058 $ 546,746 $ 542,568 $ 18,690 23 2010 — 612,210 615,797 592,117 590,818 577,679 574,780 573,532 571,305 566,695 26,658 23 2011 — — 665,035 673,730 660,023 659,026 653,864 649,055 645,123 634,264 30,381 24 2012 — — — 693,447 702,342 703,118 709,026 713,266 723,610 718,166 47,001 24 2013 — — — — 751,544 792,464 784,906 784,342 805,288 811,592 78,784 26 2014 — — — — — 847,207 848,947 847,008 851,503 864,157 128,856 26 2015 — — — — — — 951,041 986,792 961,289 964,415 217,570 26 2016 — — — — — — — 1,018,454 1,011,368 1,019,749 375,609 25 2017 — — — — — — — — 1,067,376 1,100,243 567,982 23 2018 — — — — — — — — — 1,104,518 837,548 18 Total $ 8,326,367 Cumulative Paid Claims and Claim Adjustment Expenses, Net of Reinsurance For the Year Ended December 31, Unaudited Accident Year 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2009 $ 44,801 $ 122,850 $ 214,498 $ 311,979 $ 385,068 $ 429,128 $ 470,830 $ 486,893 $ 500,953 $ 510,474 2010 — 45,193 128,946 248,698 336,243 417,166 461,442 491,104 508,359 525,016 2011 — — 48,825 142,713 266,780 379,845 470,849 524,314 556,110 575,194 2012 — — — 58,108 158,869 299,842 417,686 513,644 580,750 622,687 2013 — — — — 63,868 189,936 332,871 473,933 589,564 650,428 2014 — — — — — 79,078 191,394 338,961 481,039 595,024 2015 — — — — — — 82,829 210,940 382,498 538,502 2016 — — — — — — — 69,620 209,212 390,552 2017 — — — — — — — — 80,174 256,448 2018 — — — — — — — — — 87,075 Total $ 4,751,400 Reserves for loss and loss adjustment expenses before 2009, net of reinsurance 121,405 Reserves for loss and loss adjustment expenses, net of reinsurance $ 3,696,372 Insurance Other Liability (In thousands)