21.  LONG-TERM LOANS (INCLUDING LONG-TERM LOANS - CURRENT PORTION) LED obtained a secured loan from Chang Hwa Bank in September 2010. Interest is paid monthly and the principal is paid  yearly from December 2011 and due in September 2015. The loan from Chang Hwa bank was NT$2,750 million and the  interest rate at December 31, 2011 was 1.10%. LED renegotiated the loan repayment schedule with Chang Hwa bank in  September 2011. LED early repaid NT$1,100 million in 2011, and will repay NT$600 million and NT$1,050 million in  December 2012 and September 2015, respectively. LED obtained a secured loan from First Commercial Bank in September 2010. Interest is paid monthly and the principal is  paid yearly from September 2014 and due in September 2017. The loan was repaid early in June 2011. CHIEF obtained an unsecured loan from Bank of Taiwan in January 2009. Interest and principal amount are paid monthly  from January 2009 and due in January 2013. The loan from Bank of Taiwan in January 2009 was NT$209 million and range  of interest rate at December 31, 2011 was 2.01%-2.04%. SHE requested a loan from the Industrial Development Bureau, Ministry of Economic Affairs and obtained a secured loan from  Taiwan Business Bank. Interest is paid monthly and the principal is paid every three months from January 2009 and due in  April 2013. The loan was repaid early in April 2010. CHPT obtained a secured loan from the E. Sun Commercial Bank in February 2009. Interest and the principal are paid  monthly from March 2009 and due in February 2012. The loan from E. Sun Commercial Bank in February 2009 was NT$10  million and the interest rate at December 31, 2011 was 1.83%. The scheduled maturities of our long-term debt are as follows: PART III F-34 Amount NT$ (In Millions) For the year ending December 31 2012 $  702 2013 8 2014 ─ 2015 1,050 Total long-term debt $  1,760 December 31 2010 2011 NT$ NT$ (In Millions) Secured loans - annual rate 0.80%-1.60% and 1.10%-1.83% for 2010 and 2011, respectively $  3,248 $  1,651 Unsecured loans - annual rate 2.01%-2.04% for both 2010 and 2011 209 109 3,457 1,760 Less: Current portion of long-term loans 309 702 $  3,148 $  1,058