As of December 31, 2013, the scheduled maturities of time deposits are as follows ( in thousands):  The Bank has a $ 2, 000, 000 secured and a $ 2, 000, 000 unsecured federal funds lines of credit with Atlantic Central Bankers Bank. $ 2, 963, 000 of securities available - for -sale are held in safekeeping at Atlantic Central Bankers Bank to collateralize the secured federal funds line. There were no federal funds purchased outstanding at December 31, 2013 and 2012.  The Bank has an agreement with the Federal Home Loan Bank of Pittsburgh ( FHLB) which allows for borrowings up to a percentage of qualifying assets. All FHLB advances are collateralized by a security agreement covering qualifying loans and pledged agency and mortgage- backed securities.  In addition, all FHLB advances are secured by the FHLB capital stock owned by the Bank having a par value of $ 1, 748, 000 at December 31, 2013 and $ 1, 774, 000 at December 31, 2012. The Bank can borrow a maximum of $ 139, 143, 000 from the FHLB of which $ 7, 750, 000 was outstanding at December 31,  2013. Available - for -sale securities totaling $ 24, 819, 000 are held in safekeeping at FHLB to collateralize the secured advances.  A summary of long -term debt as of December 31 is as follows (dollars in thousands):  The Bank leases two of its branch office facilities under ten -year renewable operating leases. The rental expense under such leases amounted to $377, 000 in 2013 and $436, 000 in 2012.  2013 2012 Amount Rate Amount Rate FHLB fixed -rate advances maturing:  2014 $  4, 750 2016 1, 000 2017 1, 000 2. 86% $  4, 750 2. 86 1. 60 1, 000 1. 60 1. 60 - -  2018 1, 000 2. 01 7, 750 2. 43 % $  5, 750 2. 64 Year ending December 31,  2014 35, 504 2015 21, 782 2016 10, 616 2017 17, 765 2018 5, 805 Thereafter 91, 472 6. Borrowings and Lease Commitments 27