Other Financial Data TCFFinancial Corporation and Subsidiaries _ 2002 Annual Report Selected Quarterly Financial Data (Unaudited) (1) Annualized. page 77 At Dec. 31, At Sept. 30, At June 30, At March 31, At Dec. 31, At Sept. 30, At June 30, At March 31, (Dollars in thousands, except per-share data) 2002 2002 2002 2002 2001 2001 2001 2001 Selected Financial Condition Data: Securities available for sale . . . . . $ 2,426,794 $2,252,786 $ 1,965,664 $ 1,556,798 $ 1,584,661 $ 1,794,136 $ 1,843,871 $ 1,928,338  Residential real estate loans . . . . . 1,800,344 1,975,481 2,249,365 2,458,431 2,733,290 3,122,970 3,251,813 3,450,311 Subtotal . . . . . . . . . . . . . . . . 4,227,138 4,228,267 4,215,029 4,015,229 4,317,951 4,917,106 5,095,684 5,378,649 Other loans and leases . . . . . . . . 6,320,784 6,106,818 5,879,607 5,693,330 5,510,912 5,334,359 5,181,260 5,010,256 Total assets . . . . . . . . . . . . . . . . 12,202,069 11,970,331 11,527,351 11,170,583 11,358,715 11,723,353 11,628,663 11,845,124 Deposits  . . . . . . . . . . . . . . . . . 7,709,988 7,660,497 7,556,626 7,293,972 7,098,958 7,057,945 6,916,145 7,030,818 Borrowings . . . . . . . . . . . . . . . . 3,110,295 2,955,295 2,702,133 2,610,712 3,023,025 3,459,286 3,571,501 3,675,428 Stockholders’ equity . . . . . . . . . . 977,020 950,290 920,088 921,847 917,033 898,486 890,369 895,066 Three Months Ended Dec. 31, Sept. 30, June 30, March 31, Dec. 31, Sept. 30, June 30, March 31, 2002 2002 2002 2002 2001 2001 2001 2001 Selected Operations Data: Interest income . . . . . . . . . . . . . $ 182,352 $ 182,406 $ 184,234 $ 184,371 $ 195,777 $ 205,545 $ 212,726 $ 212,561  Interest expense . . . . . . . . . . . . . 55,729 58,637 59,925 59,847 70,031 83,138 93,448  98,770 Net interest income . . . . . . . . 126,623 123,769 124,309 124,524 125,746 122,407 119,278 113,791 Provision for credit losses . . . . . . 4,067 4,071 4,714 9,154 6,955 6,076 5,422 2,425 Net interest income after  provision for credit losses . . 122,556 119,698 119,595 115,370 118,791 116,331 113,856 111,366 Non-interest income: Fees and other revenue . . . . . . 106,057 102,575 101,788 94,924 95,621 95,295 95,650 80,741 Gains on sales of securities available for sale . . . . . . . . 2,830 2,662 – 6,044 863 – – – Gains on sales of branches . . . – – – 1,962 – – – 3,316 Total . . . . . . . . . . . . . . 108,887 105,237 101,788 102,930 96,484 95,295 95,650 84,057 Non-interest expense: Amortization of goodwill . . . . – – – – 1,944 1,944 1,945 1,944 Other non-interest expense . . 140,963 134,223 131,886 131,297 129,484 124,715 124,008 116,012 Total . . . . . . . . . . . . . . 140,963 134,223 131,886 131,297 131,428 126,659 125,953 117,956 Income before income  tax expense . . . . . . . . . . . . 90,480 90,712 89,497 87,003 83,847 84,967 83,553 77,467 Income tax expense . . . . . . . . . . . 30,704 31,845 31,526 30,686 29,652 32,077 31,539 29,244 Net income . . . . . . . . . . . . . . $ 59,776 $ 58,867 $ 57,971 $ 56,317 $ 54,195 $ 52,890 $ 52,014 $ 48,223 Per common share: Basic earnings . . . . . . . . . . . . $ .83 $ .81 $ .78 $ .75 $ .73 $ .70 $ .68 $ .62 Diluted earnings . . . . . . . . . . $ .82 $ .80 $ .78 $ .75 $ .72 $ .69 $ .67 $ .62 Dividends declared . . . . . . . . . $ .2875 $ .2875 $ .2875 $ .2875 $ .25 $ .25 $ .25 $ .25 Financial Ratios: (1) Return on average assets . . . . . . . 1.97% 2.03% 2.04% 2.01% 1.88% 1.81% 1.78% 1.71% Return on average realized  common equity . . . . . . . . . . . 26.22  26.19 25.75 24.86 24.44 23.68 23.22 21.47 Return on average common equity 25.17  25.53 25.36 24.68 23.92 23.48 23.37 21.54 Average total equity to average assets . . . . . . . . . . . 7.82 7.96 8.03 8.15 7.85 7.72 7.61 7.93 Average tangible equity  to average assets . . . . . . . . . . . 6.56 6.64 6.68 6.77 6.50 6.36 6.23 6.48 Net interest margin . . . . . . . . . . . 4.59 4.68 4.76 4.83 4.74 4.55 4.40 4.35