OVERVIEW OF OPERATIONS ELEMENTS OF RISK R isk exists at all levels of our society. They’re the result of human endeavor and the by-product of progress. The skills involved in taking calculated risks are predictive, protective, proactive and always much in demand. In practice, they help move society forward. OdysseyRe has emerged as a strong and cohesive global enterprise, operating under unified management. We have over 500 employees, operating out of 15 offices in nine countries. With operations in most major insurance centers, OdysseyRe is organized into four operating divisions: Americas, EuroAsia, London Market and U.S. Insurance. Each division is managed by underwriters and staffed by professionals with the technical expertise and resources to assess risk and underwrite a wide array of business. We offer a full range of products and coverages that gives us access to diverse distribution channels around the world and a balanced portfolio of risks. 7 Chicago Toronto Stamford NewYork Miami Napa MexicoCity Santiago Stockholm Tokyo Singapore Paris Bristol London