Edwin A. Scharlau II 97 98 99 00 01 TOTAL ASSETS (dollars in millions) 1,301 1,355 916 952 1,247 97 98 99 00 01 DILUTED EARNINGS  PER SHARE (dollars) $ 1.15 $ 1.03 $ .74 $ .81 $ .90 Barbara J. Kuhl h * er a 5 Ai Fi ae 97 98 99 00 01 DIVIDEND (dollars) $ .52 $ .48 $ .35 $ .39 $ .44 P. David Kuhl } RETURN ON  AVERAGE ASSETS (percentage) RETURN ON  AVERAGE EQUITY (percentage) CLOSING STOCK PRICE (dollars) 97 98 99 00 01 1.19% 1.12% 1.18% 1.22% 1.22% 97 98 99 00 01 15.80% 16.56% 13.42% 14.02% 14.68% 97 98 99 00 01 $21.48 $19.94 $13.75 $18.25 $22.63