AAATHE Law RTA 1988 sects 45, 47, 49 & 53  Insurance.   To use a motor vehicle on the road, you MUST   have a valid  insurance policy. This MUST   at least cover you for injury or damage to a  third party while using that motor vehicle. Before driving any motor  vehicle, make sure that it has this cover for your use or that your own  insurance provides adequate cover. You MUST NOT   drive a motor vehicle  without insurance. Also, be aware that even if a road traffic incident is not  your fault, you may still be held liable by insurance companies.  Law RTA 1988 sect 143  Uninsured drivers can now be automatically detected by roadside  cameras. Further to the penalties for uninsured driving listed on page 126,  an offender’s vehicle can now be seized by the Police, taken away and  crushed. Law RTA 1988, sects 165a & 165b  The types of cover available are indicated below:  Third-Party insurance   - this is often the cheapest form of insurance, and is  the minimum cover required by law. It covers anyone you might injure or  whose property you might damage. It does not cover damage to your own  motor vehicle or injury to yourself.  Third-Party, Fire and Theft insurance   - similar to third-party, but also  covers you against your motor vehicle being stolen, or damaged by fire.  Comprehensive insurance   - this is the most expensive but the best  insurance. Apart from covering other persons and property against injury  or damage, it also covers damage to your own motor vehicle, up to the  market value of that vehicle, and personal injury to yourself.  Registration certificate.   Registration certificates (also called harmonised  registration certificates) are issued for all motor vehicles used on the road,  describing them (make, model, etc) and giving details of the registered  keeper. You MUST   notify the Driver and Vehicle Licensing Agency in  Swansea as soon as possible when you buy or sell a motor vehicle, or if highwaycodeuk.co.uk 55 