Board of Directors  Officers and Employees  CORPORATE  LURAY  Larry Dees  Certified Public Accountant  John H. Graves  President/CEO  Luray Caverns Corporation  Monte L. Layman  President/CEO  Blue Ridge Bank  Richard L. Masincup  Retired Tax Auditor  Robert S. Janney  Attorney at Law  James E. Gander II  Farmer  William W. Stokes  Chief Financial Officer  Bio-Cat, Inc.  Malcolm R. Sullivan, Jr.  Chief Executive Officer  Sullivan Mechanical Contractors, Inc.  Blue Ridge Bank  SHENANDOAH  MCGAHEYSVILLE  CHARLOTTESVILLE  Bookkeeping/Data Processing  Cynthia D. Fravel, Vice President  Kimberly D. Dinges  Pamela G. Miller  Patricia B. Painter  AUce B. Beahm  Juanita A. Woodward, Office Manager  Diaima C. Keeney, Assistant Vice President  Jonathan B. Comer, Commercial Lender  Kimberly F. Good, Loan Officer  Mark P. Milam, Mortgage Loan Officer  Cheryl E. Petefish, Loan Officer  Brandy L. Rothgeb  Jill M. Taylor  Lisa M. Turner  Betty J. White  Compliance  Donna S. Dofilemyer  Ashley N. Marshall  Credit Administration  Julie A. Catron, Assistant Vice President  Crystal D. Alger  Melissa A. Deeds  Timothy W. Bailey, Assistant Vice President  Rebecca K. Dovel  Haley M. Jenkins  Retail Investments  Adam J. Powell, Investment Advisor  Crystal L. Breeden Burker  Darlene M. Turner  Brittney D. Hinegardner  Management and Administration  Monte L. Layman, President/CEO  Benjamin T. Home, IV, Executive Vice Fresident/CLO  Brian K. Plum, Executive Vice President/CFG  Aim M. Mann, Vice President/Retail Operations Officer  Sharon S. Lamb, Assistant Cashier  Sharon D. Nauman  Kelly A. Potter, Vice President - Conmiercial Lending  Laura S. Breeden, Branch Manager  Lisa S. Engstler  Georgette T. Grant 