NOTES TO CONSOLIDATED FINANCIAL STATEMENTS  16. SHORT-TERM BORROWINGS  sold under repurchase agreements, derivative collateral, FHLB  advances and other borrowings with original maturities of one  year or less. A summary of short-term borrowings and weighted-average  rates follows:  Borrowings with original maturities of one year or less are  classified as short term, and include federal funds purchased and  other short-term borrowings. Federal funds purchased are excess  balances in reserve accounts held at Federal Reserve Banks that  the Bancorp purchased from other member banks on an  overnight basis. Other short-term borrowings include securities  2010  2009  ($ in millions)  Amount Rate Amount Rate As of December 31:  Federal funds purchased  $279 0.18%  $182 0.11% Other short-term borrowings  1,574 0.14  1,415 0.16  Average for the years ended December 31:  Federal funds purchased  $291 0.17%  $517 0.20% Other short-term borrowings  1,635 0.21  6,463 0.64  Maximum month-end balance for the years ended December 31:  Federal funds purchased  $422 $1,160 Other short-term borrowings  1,975 11,076 98 Fifth Third Bancorp