For nearly   , The Hartford has proudly provided  protection for customers – individuals  and businesses – in times of need. We  also partner with customers to protect  and grow their wealth. Everything we  do is focused on ensuring a safe and  secure financial future for our customers.  On the cover: Sustaining work- ing relationships over two gener- ations with The Hartford: Two family-run businesses are repre- sented here by Al Villasenor, seated, with his daughter Anne Villasenor Perez, left. Behind Al is Marc Schwartz and his sister Lisa Schwartz Koonce. Read more on page 14.