14 | Driver’s Manual This receipt plus your photo learner permit will be  a temporary driver license valid for 90 days. Your  new photo license will arrive in the mail within  three to five weeks. If you qualified to add anoth- er license class to your current driver license, you  will need to wait 7 days, then go to a DMV office  to upgrade your driver license. When you qualify for a license, you must  continue to be careful and obey the traffic laws to  gain experience as a capable driver. Many motor- ists enroll in a DMV-certified Accident Prevention  Course to help them gain knowledge of safe  driving practices and important highway safety  issues. This course, commonly known as the Point  and Insurance Reduction Program (PIRP), is avail- able through private companies or corporations in  New York State. The course is available as a classroom course  or online (called I-PIRP) and reviews time-tested  safe driving tips and provides a summary of the  vehicle and traffic laws. If you are eligible for  point reduction, as many as four (4) points can be  reduced from your driving record. (For more infor- mation on the point system, see The Point System  in Chapter 2.) You can complete this course every  18 months for the purpose of point reduction. You  can also qualify for a minimum 10% reduction in  the base rate of liability and collision insurance  premiums for three years. More information  regarding the Point and Insurance Reduction  Program, including lists of sponsors approved to  provide this course, is available on DMV’s website  at https://dmv.ny.gov/learn-more-about/pirp.  New York State also has additional restrictions  that apply to drivers under the age of 18. Based  on the Graduated Driver Licensing laws, if you  have a Class DJ Driver License (also known as  a Junior Operator License) you are restricted to  where and when and who can be in the car with  you when you drive. These restrictions are based  on where you are driving and are best explained  by the chart on the next page: • Also see “Special Rules for Drivers with  Junior Permits and Licenses,” Chapter 2. • You cannot drive with more than one pas- senger under the age of 21 unless they are  members of your immediate family. • You and each passenger must wear a seat  belt: one per person. Every child passenger  must use a correct child restraint. (See: Chapter 8, “Seat Belts, Child Safety Seats,  and Air Bags”) JUNIOR OPERATOR RESTRICTIONS Driving with a Junior License