references and resources Outstanding fines and debts  fast fact Penalties for unsafe driving  warning! 154 * Fine includes the 15 per cent victim surcharge levy. Your passenger  would also have received a $167 fine if he had refused to wear his  seatbelt. (If your passenger had been under 16, you would have received  the fine.) Most fines may be reduced by $25 if paid within 30 days. In addition to any fines at the time of your driving offences, you  would also receive a driver penalty point bill from ICBC. The bill  is based on the number of points you have accumulated during  the year, and is issued because people with driving offences are  more likely to be involved in a crash. Your 17 points would cost  you over $2,500 on your driver penalty point bill. You will pay a Driver Risk Premium (DRP) if you have: Driving without having a  valid driver’s or learner’s  licence, or without the  proper licence class,  or driving contrary to  licensing restrictions or  conditions, could breach  your insurance coverage.  That means that if you  crash, your insurance  claim may be denied. You  could be responsible for  paying the costs of your  own injuries, or damage  that you might cause to  your vehicle, or to other  people or property. Need more information? Call 1-800-950-1498 or  visit  icbc.com .  In  chapter 1, you in the driver’s seat , you were asked to make  a number of choices as you drove. Here are some of the driving  fines and penalties you might have received if you had made all  the wrong choices: If you choose to drive unsafely, you could be fined and  prohibited from driving. A prohibition means it is illegal for  you to drive for a specific amount of time. And if you are  caught driving while you are prohibited, your vehicle could  be impounded and you may be subject to fines or a jail term.  There is a $250 fee to have your licence reinstated after a prohibition.  Any outstanding fines or  debts you owe to B.C.  courts, the provincial  government or ICBC must  be settled before you can  get a new driver’s licence.  Unpaid provincial violation  tickets or unpaid driver  penalty premiums may  also affect whether you  can buy or renew your  Autoplan insurance. Any outstanding fines or debts you owe to B.C. courts, the  provincial government or ICBC must be settled before you can  obtain or renew a driver’s licence. These include outstanding  liquor fines, tolls and arrears with the British Columbia Family  Maintenance Enforcement Program. • one or more Criminal Code driving convictions and/or  10-point Motor Vehicle Act convictions, and/or Offence Fine* Points Speeding in a school zone (1–20 km over  speed limit) $196 3 Speeding (1–20 km over speed limit) $138 3 Going through a red light $167 2 Improper turn at an intersection $109 3 Passing without clear view $109 3 Failing to yield to a pedestrian $167 3 Using an electronic device (effective June 1, 2016) $368 4 Total $1254 21