MAIN PRODUCT AREAS MAJOR CUSTOMER SEGMENTS DISTRIBUTION CHANNELS CANADA MAIN PRODUCT AREAS MAJOR CUSTOMER SEGMENTS DISTRIBUTION CHANNELS ASIA TAIWAN MAJOR CUSTOMER SEGMENTS MAIN PRODUCT AREAS DISTRIBUTION CHANNELS EUROPE THE NETHERLANDS MAIN PRODUCT AREAS MAJOR CUSTOMER SEGMENTS DISTRIBUTION CHANNELS  UNITED KINGDOM  MAIN PRODUCT AREAS AMERICAS USA MAJOR CUSTOMER SEGMENTS DISTRIBUTION CHANNELS HUNGARY MAIN PRODUCT AREAS MAJOR CUSTOMER SEGMENTS DISTRIBUTION CHANNELS SPAIN MAIN PRODUCT AREAS MAJOR CUSTOMER SEGMENTS DISTRIBUTION CHANNELS AEGON GROUP ANNUAL REPORT 2003 4 AT A GLANCE Traditional, universal and variable universal life insurance, bank- and  corporate-owned life insurance, fixed and variable annuities, life reinsurance, supplemental health insurance, traditional and synthetic GICs, funding agreements, pensions and 401(k) plans, mutual funds Individuals, companies, institutions Independent agent and agent-employees, marketing companies, financial  institutions, broker-dealers, wirehouses, affinity groups, direct response, worksite marketing, institutional intermediaries www.aegonins.com www.transamerica.com Traditional, universal and term life, segregated funds, mutual funds, annuities, mutual fund dealer services, financial planning services, professional portfolio management Middle and upper income individuals Independent advisors, brokers, financial planners, financial institutions www.transamerica.ca Traditional, variable universal, term and group life, accident and  health insurance Middle and upper income individuals, companies Tied agents, brokers, banks, direct marketing www.aegon.com.tw NUMBER OF EMPLOYEES 5,908  (OF WHICH 2,935 ARE MEEÙS EMPLOYEES AND 1,269 ARE AGENT-EMPLOYEES) Individual, group life and pensions, savings and investment products, asset  management, accident and health insurance, general insurance MAIN OFFICES THE HAGUE, LEEUWARDEN, NIEUWEGEIN Middle and upper income individuals, companies, pension funds Independent and tied agents, direct marketing, franchise sales force, worksite marketing, internet www.aegon.nl  NUMBER OF EMPLOYEES 4,864  (OF WHICH 137 ARE AGENT-EMPLOYEES) MAIN OFFICE EDINBURGH Individual and group life, pension products, asset management, mutual funds,  third party pension scheme administration, financial advice Middle and upper income individuals, companies, institutions Independent financial advisors www.aegon.co.uk NUMBER OF EMPLOYEES 707 MAIN OFFICE BUDAPEST Life, pension and household insurance, asset management Middle and upper income individuals Independent and tied agents, pension advisors, direct marketing,  worksite marketing www.aegon.hu NUMBER OF EMPLOYEES 680 MAIN OFFICE MADRID Life, general and health insurance Middle income individuals, small and medium-sized companies Specialist life, independent and tied agents, brokers, internet, direct marketing, worksite marketing, financial institutions www.aegon.es NUMBER OF EMPLOYEES 825  (OF WHICH 548 ARE AGENT-EMPLOYEES) MAIN OFFICE TAIPEI NUMBER OF EMPLOYEES 678 MAIN OFFICE  TORONTO NUMBER OF EMPLOYEES 13,630 (OF WHICH 2,928 ARE AGENT-EMPLOYEES) MAIN OFFICES BALTIMORE, CEDAR RAPIDS