The following table provides the detail of long-term liabilities: Period Coupon date 2003 2002 USD 100 mln 9$^{3}$⁄8% Domestic Debentures (Transamerica Corp.) 1996/08 March/Sept 1 79 95 USD 200 mln 6$^{3}$⁄4% Domestic Debentures (Transamerica Corp.) 1996/06 May/Nov 15 158 191 CHF 150 mln 3$^{1}$⁄4% Bonds 1997/04 June 24 96 103 DEM 150 mln 2$^{1}$⁄2% Eurobonds 1998/03 February 24 0 77 USD 500 mln 7% Eurobonds (AEGON Funding Corp.) 1999/04 September 10 396 477 CHF 300 mln 3$^{1}$⁄8% Eurobonds  1999/04 September 27 193 206 GBP 250 mln 6$^{1}$⁄8% Eurobonds 1999/31 December 15 355 384 USD 250 mln 7$^{3}$⁄8% Eurobonds (AEGON Funding Corp.) 2000/05 July 25 198 238 EUR 350 mln 4$^{3}$⁄4% Eurobonds (AEGON Funding Corp. II) 2001/05 February 28 350 350 CHF 150 mln MTN floating 2001/04 Semi-annual 96 103 EUR 100 mln MTN floating 2001/03 Semi-annual 0 100 USD 90 mln MTN floating 2001/03 Semi-annual 0 86 USD 200 mln MTN floating  2002/04 Quarterly 160 191 USD 90 mln MTN fixed 2002/03 April 10 0 86 USD 60 mln MTN floating 2002/03 Quarterly 0 57 USD 100 mln MTN floating  2002/03 Monthly 0 95 USD 50 mln MTN fixed 2002/03 March 28 0 48 USD 250 mln floating rate senior notes 2003/05 Quarterly 198 0 JPY 10,000 mln MTN floating 2003/05 Semi-annual 74 0 EUR 1,000 mln MTN 4$^{5}$⁄8% 2003/08 April 16 1,000 0 USD 750 mln 4$^{3}$⁄4% senior notes 2003/13 Semi-annual 594 0 Other 1 (including swaps) 745 969 4,692 3,856 18 OTHER PAYABLES 2003 2002 Investment creditors and other creditors 1,710 1,185 Taxes and social security 0 165 Other 1,981 2,136 TOTAL OTHER PAYABLES 3,691 3,486 19 ACCRUALS AND DEFERRED INCOME 2003 2002 Accrued interest 675 459 Deferred gains and losses on fixed rate investments 1,223 431 TOTAL ACCRUALS AND DEFERRED INCOME 1,898 890 2003 in % 2002 in % Shareholders’ equity 14,132 71.4 14,231 70.9 Capital securities 1,925 9.7 2,008 10.0 Subordinated loans 452 2.3 616 3.1 Senior debt related to insurance activities 3,288 16.6 3,203 16.0 Total capital base 19,797 100.0 20,058 100.0 CAPITAL AND SOLVENCY  AEGON’s capital base reflects the capital employed in insurance activities and consists of shareholders’ equity, capital securities and dated subordinated and senior debt. AEGON manages its capital base to comprise at least 70% shareholders’ equity, between 5% and 15% capital securities, and a maximum of 25% subordinated and senior debt. AEGON GROUP ANNUAL REPORT 2003 103 $^{1 }$Of which EUR (58) million relate to AEGON N.V. (2002: EUR 82 million).