region of First Commonwealth Bank. Great American Federal brings  twelve full-service community offices and $890 million in assets to  this robust new region. The dedicated employees of these two fine banks will form  the nucleus of a dynamic new region with substantial growth  opportunities. The shareholders of both organizations will also  benefit from being part of a larger organization with substantially  increased liquidity. Throughout 2003, First Commonwealth  continued to maximize its community office delivery  network by consolidating, closing, and selling offices  in slower growth markets. Plans continue to proceed  for the development of de novo offices in key locations  and the renovation and relocation of other important  community offices. The use of our enhanced Internet  banking and bill payment sites (WebBank and  WebPay) continue to grow dramatically, rounding out  a complete client delivery network. her children’s lives. She helped with her  daughter’s cheerleading squad and  became a track team booster. This led to  her involvement on the Northern Cam- bria Track/Sports Complex Committee  which raised funds to provide a much  needed track for student athletes. Happy  to help her own children as well as  others, Elaine also taught Sunday school.  Now, she volunteers for friendship and  fun as an officer of the Ebensburg Rotary  Club, the Cambria County Industrial  Development Corporation, and several  other organizations.  2003 Annual Report 7 ELAINE BONANNO BEGAN VOLUN- TEERING TO STAY INVOLVED IN Elaine Bonanno COMMUNITY FINANCIAL CENTER MANAGER II, VICE PRESIDENT , Ebensburg Office