Strategic Design: Ov e Design & C ommunications Ltd.  www.ovedesign.com Type: Moveable Inc. Printing: Quebecor World MIL Common Share Trading Information during Fiscal 2002 Year-end price Total volume of  Primary stock exchanges Ticker October 31, 2002 Hi gh Low shares traded Toronto BMO $ 38.10 40.65 $ 31.00 362.6 million New York BMO US$ 24.59 US$ 26.05 US$ 19.50 11.1 million Dividends per Share Declared during Fiscal Year Shares outstanding Issue/Class Ticker at October 31, 2002 2002 2001 2000 1999 1998 Common (a) BMO 492,504,878 $ 1.20 $ 1.12 $ 1.00 $ 0.94 $ 0.88 Preferred Class A Series 4 (b) — — $  — $  — $ 1.87 $ 2.25 Series 5 (c) — — $  — $  — $ 522.26 $ 19,062.50 Preferred Class B Series 1 (d) — — $ 0.57 $ 2.25 $ 2.25 $ 2.25 Series 2 (e) — — US$ 1.28 US$ 1.69 US$ 1.69 US$ 1.69 Series 3 BMO F 16,000,000 $ 1.39 $ 1.39 $ 1.39 $ 1.39 $ 1.39 Series 4 (f) BMO G 8,000,000 $ 1.20 $ 1.20 $ 1.20 $ 1.20 $ 0.90 Series 5 (f) BMO H 8,000,000 $ 1.33 $ 1.33 $ 1.33 $ 1.33 $ 0.99 Series 6 (f) BMO I 10,000,000 $ 1.19 $ 1.19 $ 1.19 $ 1.19 $ 0.63 Series 10 (g) BMO V 12,000,000 US$ 1.39 — — — — (a) Common share dividends have been restated to reflect the two-for-one stock distribution comple ted in March 2001. (b) The Class A Preferred Shares Series 4 were redeemed on September 24, 1999. (c) The Class A Preferred Shares Series 5 were redeemed on December 5, 1998. (d) The Class B Preferred Shares Series 1 were redeemed on February 26, 2001. (e) The Class B Preferred Shares Series 2 were redeemed on August 27, 2001. (f) The Class B Preferred Shares were issued in February 1998 for Series 4 and 5, and in May 1998 fo r Series 6. (g) The Class B Preferred Shares Series 10 were issued in December 2001.  2003 Dividend Dates Subject to approval by the Board of Directors. Common and preferred shares record dates Preferred shares payment dates Common shares payment dates February 12 February 25 February 27 May 7 May 26 May 29 August 6 August 25 August 28 November 12 November 25 November 27 The Bank Act prohibits a bank from paying or declaring a dividend if it is or would thereby be in contra vention of capital adequacy regulations.  Currently this limitation does not restrict the payment of dividends on Bank of MontrealGLYPH<213>s common  or preferred shares. Shareholder Administration Market for Securities  of Bank of Montreal Shareholder Dividend Reinvestment and  Share Purchase Plan Annual Meeting General Information Fees Paid to ShareholdersGLYPH<213> Auditors Direct Dividend Deposit Institutional Investors  and Research Analysts Computershare Trust Company of Canada, with transfer facil- ities in the cities of Halifax, Montreal, Toronto, Winnipeg, Calgary and Vancouver, serves as transfer agent and registrar for common and preferred shares. In addition, Computer- share Investor Services PLC and Computershare Trust Company of New York serve  as transfer agents and regis- trars for common shares in London, England and New York, respectively. For dividend information, change in share registration or address, lost certificates, estate transfers, or to advise of dupli- cate mailings, please call Bank of Montreal’s Transfer Agent and Registrar at 1-800-332-0095 (Canada and the United States), or at (514) 982-7800 (interna- tional), or write to Compu- tershare Trust Company of Canada, 100 University Avenue, 9th Floor, Toronto, Ontario M5J 2Y1, e-mail to caregistry- info@computershare.com, or fax 1-888-453-0330 (Canada and the United States) or (416) 263-9394 (international). For all other shareholder inquiries, please write to Share- holder Services at the Corpo- rate Secretary’s Department, 21st Floor, 1 First Canadian Place, Toronto, Ontario M5X 1A1, e-mail to corp.secretary@ bmo.com, call (416) 867-6785, or fax (416) 867-6793. The common shares of Bank of Montreal are listed on the Toronto and New York stock ex- changes. The preferred shares of Bank of Montreal are listed on the Toronto Stock Exchange. The Shareholder Dividend Reinvestment and Share Pur- chase Plan provides a means for holders of record of common and preferred shares to rein- vest cash dividends in common shares of Bank of Montreal without the payment of any commissions or service charges. For fees paid to Shareholders’ Auditors, see page 5 of the Proxy Circular for the Annual Meet- ing of Shareholders, which will be held on February 25, 2003. The Annual Meeting of Share- holders will be held on Tuesday, February 25, 2003 at 9:30 a.m.  (Eastern Standard Time) at  the Fairmont Château Laurier, Ottawa, Ontario, Canada. For general inquiries about company news and initiatives, or to obtain additional copies of the Annual Report, please contact the Corporate Commu- nications Department, 302 Bay Street, 10th Floor, Toronto, Ontario M5X 1A1, or visit our web site at www.bmo.com. (On peut obtenir sur demande un exemplaire en français.) Shareholders of Bank of Montreal may also purchase additional common shares of Institutional investors or re- search analysts who would like to obtain financial information should write to the Senior Vice- President, Investor Relations, 18th Floor, 1 First Canadian Place, Toronto, Ontario M5X 1A1, e-mail to investor.rela- tions@bmo.com, call (416)  867-6656, or fax (416) 867-3367.  Alternatively, please visit our web site at www.bmo.com/ investorrelations. Shareholders may choose to  have dividends deposited directly to an account in any financial institution in Canada that provides electronic funds transfer facilities. Bank of Montreal by making optional cash payments of up to $40,000 per fiscal year. Full details of the plan are available from Computershare Trust Company of Canada or Share- holder Services. SHAREHOLDER INFORMATION