The pension provision for the Group is calculated as follows: The development of the pension provision for the Group is  structured as follows:  The pension expense is structured as follows:  Expense for pension claims involved during the reporting year  3.9 1.1 Interest expense for acquired pension claims  1.5 1.3 Expected income on plan asset -0.6 -0.5 Adjustment amount due to recorded actuarial gains/losses 0.1 0.2 Expense for defined benefit plans 4.9  2.1 Expense for defined contribution plans 1.0  0.7 Total 5.9 2.8 Dec. 31, 2004 Dec. 31, 2003 € million € million Present value of non-funds financed pension claims pursuant to  actuarial opinion 22.5 17.6 Present value of funds-financed pension claims 12.3  10.7 Net of the fair value of the funds assets -10.0 -8.0 Short cover/surplus cover of the fund assets 2.3  2.8 Present value of pension claims 24.8  20.4 Adjustment amount due to non-recorded  actuarial gains/losses (-) -3.6 -1.8 Pension provision, Dec. 31 21.2  18.5 Dec. 31, 2004 Dec. 31, 2003 € million € million Pension provision, Dec. 31, previous year 18.5  17.9 Currency translation 0.0 0.0 Pension expense 4.9 2.1 Pension payments -2.2 -1.5 Pension provision, Dec. 31 21.2  18.5 Dec. 31, 2004 Dec. 31, 2003 € million € million 78 Foreword | Mission | Management Report | Share | Marketing |  Consolidated Financial Statements - IFRS - | Report of Supervisory Board | Board of Management