This pdf is interactive. The content is clickable so you can navigate through this document. 3 Introduction About this report Presentation of certain information This report serves as Aegon´s Annual Report prepared in  accordance with International Financial Reporting Standards, as  adopted by the European Union (IFRS), and with Part 9 of Book 2  of the Dutch Civil Code for the year ended December 31, 2013,  for Aegon N.V. (the company) and its subsidiaries (collectively  known as Aegon). This report presents the consolidated financial  statements of Aegon (pages 122-288) and the Parent Company  Financial Statements of Aegon (pages 291-305). Aegon N.V. is referred to in this document as “Aegon”, or  “the company” Aegon N.V. together with its member companies  are referred to as “Aegon Group”. For such purposes, “member  companies” means, in relation to Aegon N.V., those companies  that are required to be consolidated in accordance with the  legislative requirements of the Netherlands relating to  consolidated accounts.  References to the “NYSE” are to the New York Stock Exchange  and references to the “SEC” are to the Securities and Exchange  Commission. Aegon uses “EUR” and “euro” when referring to the  lawful currency of the member states of the European Monetary  Union; “USD” and “US dollar” when referring to the lawful  currency of the United States of America; “GBP”, “UK pound” and  “pound sterling” when referring to the lawful currency of the  United Kingdom; “CAD” and “Canadian dollar” when referring to  the lawful currency of Canada; “PLN” when referring to the  lawful currency of Poland; “CNY” when referring to the lawful  currency of the People’s Republic of China; “RON” when referring  to the lawful currency of Romania; “HUF” when referring to the  lawful currency of Hungary; “TRY” when referring to the lawful  currency of Turkey; “CZK” when referring to the lawful currency  of Czech Republic, and “UAH” when referring to the lawful  currency of Ukraine.