04-HP-876_newMDA.qxd 12/15/04 3:04 PM Page 71 NOTE 9 ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) 72 The table below presents changes in the components of accumulated other comprehensive income (loss). (in thousands) Balance at September 30, 2001  $ 50,295  $ (986)  $ – $ 49,309 2002 Change: Pre-income tax amount  (16,228) (127) (12,277) (28,632) Income tax provision  6,167 48 4,665 10,880 Amortization of swap (net of $7 income tax benefit) – 11 – 11 Realized gains in net income (net of $9,431 income tax) (15,388) – – (15,388) (25,449) (68) (7,612) (33,129) Balance at September 30, 2002  24,846  (1,054) (7,612) 16,180 2003 Change: Pre-income tax amount  29,731  –  2,421 32,152 Income tax provision  (11,298)  –  (920) (12,218) Amortization of swap (net of $602 income tax benefit) – 982 – 982 Realized gains in net income (net of $2,101 income tax) (3,428) – – (3,428) 15,005 982 1,501 17,488 Balance at September 30, 2003  39,851  (72)  (6,111)  33,668  2004 Change: Pre-income tax amount 31,420 – (1,951) 29,469 Income tax provision  (11,940)  – 742 (11,198) Amortization of swap (net of $45 income tax benefit) – 72 – 72 Realized gains in net income (net of $9,659 income tax) (15,759) – – (15,759) 3,721 72 (1,209) 2,584 Balance at September 30, 2004  $ 43,572  $  –  $ (7,320)  $ 36,252 Total Minimum Pension  Liability Interest Rate  Swap Unrealized Appreciation (Depreciation) on Securities