more than 10 billion mail pieces per year. In 2004,  we further expanded our Mail Services business by acquiring capabilities to process mail for international delivery. To support our customers’ needs, we will continue to enhance our capabilities in these areas. In 2004 we took steps to strengthen our capabilities in a number of areas that will help us to accelerate growth in 2005 and beyond. One area is mail creation, which involves the  preparation of essential business communications— bills, statements, direct marketing material,  paychecks, and the like. In 2004, we launched a new family of folder-inserter systems that combine services, gaining more control over our distribution channels and increasing our base of small business customers. WE ARE IN THE ENVIABLE POSITION OF HAVING SIX DIVERSIFIED AREAS OF GROWTH advanced software and leading-edge paper handling technology for maximum efficiency and economy.  This line of products will be expanded in 2005 and  we expect double-digit growth in the mail creation business over the next two years. The Group 1 acquisition positions Pitney Bowes as a leader in Customer Communication Management. We help businesses link their customer communications with other business processes—from billing and  collections to marketing—to strengthen customer relationships and create opportunities for cross- selling. The key here is accurate data, personalized  communication and multichannel delivery—all core capabilities of Group 1.  Group 1 also helps us move into  adjacent market spaces. For exam- ple, Group 1 has forged a technology alliance with Microsoft to add global data-cleansing capabilities to  3 > Supplies revenue grew by 11 percent in 2004, a result driven by the growth of our Small Business Solutions business as well as customer migration to our digital mailing systems with value-added services.  > Our acquisition of Group 1 Software provides us with a growth platform in mailing software applications. Group 1 complements our other product offerings and allows us to increase our penetration of an expanded customer base. > Payment Solutions—through which we finance a broad range of our customers’ mail and document management needs—delivered revenue growth of more than 8 percent and double-digit earnings growth. More than half of our customers now use Pitney Bowes financing solutions. In 2005, we intend to increase our market penetration by leveraging the  direct sales channel to sell an even wider range of financial solutions. > International Mailstream Solutions had 8 percent organic revenue growth and double-digit earnings growth. We will continue to grow internationally by extending the global penetration of our products and FORWARD MOMENTUM