For certain customers with established business relationships, the Corporation is contingently liable as guarantor in  connection with lease agreements with varying terms through 2020 for which the average annual minimum lease  payments for the next five years will be $ 0.3  ($ 0.4  in 2013 ). The  maximum contingent liability under these guarantees  as  at September 27, 2014was $2.0($2.5 as at September 28, 2013). In addition, the Corporation has guaranteed loans  granted to certain customers by financial institutions, with varying terms through 2025. The balance of these loans  amounted  to $22.8 as at September 27, 2014($22.5as at September 28, 2013). No liability has been recorded in respect  of  these guarantees  for  the years ended  September 27, 2014  and  September 28, 2013 . In  the normal course of business, various proceedings and claims are instituted against the Corporation. The Corporation  contests the validity of these claims and proceedings and management believes that any forthcoming settlement in  respect  of these claims will not have a material effect on the Corporation's financial position or on consolidated earnings. The  Corporation  has  significant interest in  the  following  subsidiaries,  joint venture and  associate: Names Country of  incorporation Percentage of  interest in the capital Percentage of  voting rights Subsidiaries Metro Richelieu Inc.  Canada 100.0 100.0 McMahon Distributeur pharmaceutique Inc.  Canada 100.0 100.0 Metro Ontario Inc.  Canada 100.0 100.0 Metro Québec Immobilier Inc.  Canada 100.0 100.0 Metro Ontario Real Estate Limited  Canada 100.0 100.0 Metro Ontario Pharmacies Limited  Canada 100.0 100.0 Groupe Adonis Inc.  Canada 55.0 55.0 Groupe Phoenicia Inc.  Canada 55.0 55.0 Groupe Première Moisson Inc.  Canada 75.0 75.0 Joint venture Dunnhumby Canada Limitée  Canada 50.0 50.0 Associate Alimentation Couche-Tard Inc.  Canada 5.7 17.0 28. RELATED PARTY TRANSACTIONS Claims Guarantees 27. CONTINGENCIES  - 79 - Notes to consolidated financial statements  September 27, 2014 and September 28, 2013 (Millions of dollars, unless otherwise indicated)