Table of Contents SIGNATURES Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized. Date: March 11, 2020 By: /s/ Geoffrey M. Kolander Geoffrey M. Kolander, President, Chief Executive Officer and Director (Principal Executive Officer) By: /s/ Jeffery P. Conklin Jeffery P. Conklin, Vice President, Chief Financial Officer and Treasurer (Principal Financial and Accounting Officer) KNOW ALL PERSONS BY THESE PRESENTS, that each person whose signature appears below constitutes and appoints Geoffrey M. Kolander and James A. Eliasberg, jointly and severally, his or her attorneys-in-fact, each with the power of substitution, for him or her in any and all capacities, to sign any amendments to this Annual Report on Form 10-K, and to file the same, with exhibits thereto and other documents in connection therewith, with the Securities and Exchange Commission, hereby ratifying and confirming all that each of said attorneys-in-fact, or his substitute or substitutes, may do or cause to be done by virtue hereof. Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following persons on behalf of the registrant and in the capacities indicated and on March 11, 2020. Dated: March 11, 2020 /s/ Christopher W. Claus Christopher W. Claus, Director /s/ Jerry D. Davis Jr. Jerry D. Davis, Jr., Chairman of the Board and Director /s/ Dr. E. Dean Gage Dr. E. Dean Gage, Director /s/ Francis A. Keating II Francis A. Keating II, Director /s/ Geoffrey M. Kolander Geoffrey M. Kolander, President, Chief Executive Officer and Director Constance K. Weaver, Director /s/ Constance K. Weaver Dr. Robert B. Sloan, Jr., Director /s/ Dr. Robert B. Sloan, Jr. Gerald W. Shields, Vice Chairman of the Board and Director /s/ Gerald W. Shields Dr. Terry S. Maness, Director  /s/ Dr. Terry S. Maness December 31, 2019 | 10-K 114 POWER OF ATTORNEY CITIZENS, INC.