(a) Officers in the United States or any foreign country. (b) Officers who perform their services gratuitously, not being employed in some other governmental capacity with remuneration. (c) Officers of the Army and Navy of the United States detailed for duty in the Philippine service. [1739-4.] Copyright 2012 CD Technologies Asia, Inc. and Accesslaw, Inc. Philippine Law Encyclopedia 2011 130 S ECTION  408 . Persons Exempt from Individual Liability . — The following shall be wholly exempt from the payment of premium charge: [1739-3, 8; 2436-3.] SECTION  407 . Liability for Premium . — One-third of the premium shall be a personal liability of the officer insured, unless he be exempt therefrom. The remaining two-thirds, and also the personal share of one-third, in case of exemption, shall be a liabili ty of the Bureau, Office, province, municipality, or other branch of the Government concerned. When an official is acting in a bonded capacity for two or more governmental units, the governmental share of the premium on his bond shall be paid by the respec tive units served in such proportion and in such manner as the Insular Auditor shall determine. aIAEcD [1739-3, 6.] Premiums shall be due and payable semi-annually in advance, and shall be collected by the Insular Treasurer. [1739-3.] SECTION  406 . Determination of Premium Rates — Collection of Premium . — The Insular Treasurer, with the approval of the Governor-General shall fix, and may from time to time change, the uniform annual rate of premium chargeable for insurance under this chap ter. STADIH SECTION  405 . Unsafe Risks — How Dealt with by Governor-General. — When a person insured or about to be insured in said fund is not, in the judgment of the Insular Auditor or Insular Treasurer, a safe and conservative risk, owing to character, associations,  or habits, the facts shall be reported to the Governor-General, who, if he disapproves the risk, shall either remove the officer or deprive him of such duties as require insurance. IaESCH [1739-7.]