BOARD OF DIRECTORS, EXECUTIVE OFFICERS, AND EXECUTIVE COMMITTEE MEMBERS BOARD OF DIRECTORS EXECUTIVE OFFICERS Pictured left to right, previous page: EXECUTIVE COMMITTEE MEMBERS DAVID B. ATKINSON Executive Vice President and Chief Operating Officer ROBERT M. MUSEN Executive Vice President PAUL A. SCHUSTER Executive Vice President BRENDAN J. GALLIGAN Senior Vice President JACK B. LAY Executive Vice President and Chief Financial Officer GRAHAM S. WATSON Executive Vice President and Chief Marketing Officer PAUL NITSOU Executive Vice President FRANK A. ALVAREZ Executive Vice President A. GREIG WOODRING President and  Chief Executive Officer MELVILLE J. YOUNG Executive Vice President GRAHAM S. WATSON Executive Vice President and Chief Marketing Officer A. GREIG WOODRING President and  Chief Executive Officer PAUL NITSOU Executive Vice President JAMES E. SHERMAN Executive Vice President, General Counsel and Secretary PAUL A. SCHUSTER Executive Vice President FRANK A. ALVAREZ Executive Vice President DAVID B. ATKINSON Executive Vice President and Chief Operating Officer BRENDAN J. GALLIGAN Senior Vice President ROBERT M. MUSEN Executive Vice President JACK B. LAY Executive Vice President and Chief Financial Officer TODD C. LARSON Senior Vice President, Controller and Treasurer ALAN C. HENDERSON Director, Retired President and  Chief Executive Officer, RehabCare Group, Incorporated STUART I. GREENBAUM Director, Dean of the John M. Olin School of Business, Washington University  in St. Louis J. CLIFF EASON Director, Retired President of Southwestern Bell Telephone WILLIAM A. PECK, M.D. Director, Retired Executive Vice Chancellor for Medical Affairs  and Dean of the School  of Medicine, and Director, Center for Health Policy, Washington University  in St. Louis JOSEPH A. REALI Director, Senior Vice President  and Tax Director, MetLife, Inc. LISA M. WEBER Director,  Senior Executive Vice President  and Chief Administrative Officer, MetLife, Inc. A. GREIG WOODRING President, Chief Executive Officer and Director, Reinsurance Group of America, Incorporated LELAND C. LAUNER, JR. Director,  Executive Vice President and Chief Investment Officer, MetLife, Inc. STEWART G. NAGLER Director and  Chairman of the Board,  Vice Chairman of the Board,  MetLife, Inc. 16 THIS IS RGA. 2003 ANNUAL REPORT