Commercial Automobile (In thousands) 84 Accident Year 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 IBNR Cumulative Number of Reported Claims 2011 $ 314,028  $ 322,516  $ 329,917  $ 334,816  $ 343,421  $ 344,174  $ 345,044  $ 346,619  $ 346,490  $ 342,581  $ 100  37 2012 —  314,309  326,831  342,588  355,609  364,717  364,966  367,216  366,493  366,649  365  41 2013 —  —  327,514  349,136  368,894  377,696  368,106  367,720  366,885  365,820  586  44 2014 —  —  —  363,996  385,329  420,139  418,150  415,727  415,621  411,158  1,506  47 2015 —  —  —  —  390,002  419,663  425,865  434,254  435,438  433,888  3,111  53 2016 —  —  —  —  —  434,582  434,117  445,516  446,521  443,338  8,135  52 2017 —  —  —  —  —  —  431,504  429,372  431,177  435,099  14,298  47 2018 —  —  —  —  —  —  —  443,045  463,057  479,502  29,712  45 2019 —  —  —  —  —  —  —  —  483,483  488,777  74,684  44 2020 —  —  —  —  —  —  —  —  —  523,753  264,630  28 Total $ 4,290,565  Loss and Loss Expenses Incurred, Net of Reinsurance For the Year Ended December 31, Unaudited As of December 31, 2020 For the Year Ended December 31, Cumulative Paid Claims and Claim Adjustment Expenses, Net of Reinsurance Unaudited Accident Year 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2011 $ 135,350  $ 211,756  $ 262,685  $ 296,370  $ 321,814  $ 333,987  $ 338,325  $ 340,360  $ 340,799  $ 341,781  2012 —  136,844  215,214  273,446  312,342  344,952  356,264  361,342  362,426  363,587  2013 —  —  142,929  218,596  267,253  323,227  344,357  354,280  363,038  363,805  2014 —  —  —  155,614  237,765  329,979  367,283  396,089  404,087  406,795  2015 —  —  —  —  160,237  267,420  327,462  372,587  400,304  413,838  2016 —  —  —  —  —  186,867  282,375  344,503  393,509  412,967  2017 —  —  —  —  —  —  181,317  268,201  327,765  372,689  2018 —  —  —  —  —  —  —  180,306  281,888  350,572  2019 —  —  —  —  —  —  —  —  185,488  290,449  2020 —  —  —  —  —  —  —  —  —  142,826  Total $ 3,459,309  Reserves for loss and loss adjustment expenses before 2011, net of reinsurance 4,119  Reserves for loss and loss adjustment expenses, net of reinsurance $ 835,375 