Construction and Land Residential Commercial December 31, 2012 Commercial Development Farmland Real Estate Real Estate Consumer Unallocated Total Allowance for loan losses:  Beginning balance 686 $  132 $  11 572 $  577 5 $  296 2, 279 Charge -offs 465 - -  62 55 2 -  584 Recoveries Provision 508 ( 65)  2 49 71 10 ( 50)  525 Ending balance 729 $  67 $  13 559 $  593 13 $  246 2, 220 Ending balance:  Individually evaluated for impairment 234 $ - $ -  180 $  110 524 Collectively evaluated for impairment 495 $  67 $  13 379 $  483 13 $  246 1, 696 Loan receivables:  Ending balance 55, 430 $  10, 073 $  2, 252 64, 049 $  72, 982 1, 749 206, 535 Ending balance:  Individually evaluated for impairment 686 $ - $  1, 098 2, 881 $  2, 181 6, 846 Collectively evaluated for impairment 54, 744 $  10, 073 $  1, 154 61, 168 $  70, 801 1, 749 199, 689 Unpaid Principal Balance Related Allowance Related Allowance 806 806 1, 097 1, 097 1, 122 1, 122 With an allowance 2013 2012 Recorded Investment Unpaid Principal Recorded Investment Unpaid Principal Balance Related With no related allowance recorded:  Commercial 176 176 Construction and land development Farmland 806 806 1, 098 1, 098 Residential real estate 794 794 Commercial real estate 682 682 Consumer an allowance recorded:  Commercial 208 208 40 510 614 234 Construction and land development Farmland 235 235 110 Residential real estate 726 726 146 2, 087 2, 087 180 Commercial real estate 1, 059 1, 059 110 Consumer Total:  Commercial 208 208 40 686 790 234 Construction and land development Farmland 1, 041 1, 041 110 1, 098 1, 098 Residential real estate 1, 823 1, 823 146 2, 881 2, 881 180 Commercial real estate 682 682 2, 181 2, 181 110 Consumer 3, 754 3, 754 296 6, 846 6, 950 524 24 The following summarizes the information in regards to impaired loans by loan portfolio segment as of December 31, 2013 and 2012 ( in thousands): 