THE ODYSSEY EDGE QUICK  Speed creates value. But sophisticated tools and sound judgment matter little if you can’t deliver quickly and accurately. Getting back fast not only serves the client, it allows us to help shape the transaction. SKILLED  OdysseyRe is an underwriting company. Our job is to create value for stockholders while diminishing risk for our clients. We strive for underwriting profitability, and we employ the best people and technical resources available to achieve it. STRONG  Financial strength is fundamental to any financial service like reinsurance. But while size does matter, ratios and results matter more. At OdysseyRe, we use our capital, capacity and continuity to fortify our client and broker relationships in all of our markets.  DIVERSE Diversification is as vital to underwriting as it is to investment performance. A measured diversification of exposure, geography, product line and source of business strengthens the durability of our commitments. OdysseyRe is one of the best diversified among leading reinsurers. GLOBAL  An active and informed local presence is a key factor in choosing business partners. As the future landscape increasingly shifts away from developed Western nations, we are well-positioned to partner with those companies who share our objectives to participate in economic growth worldwide. Q uick, skilled, strong, diverse and global – five characteristics that have consistently distinguished OdysseyRe in the marketplace. Our goal is to exceed the expectations of clients, of stockholders and of ourselves. ELEMENTS OF UNDERWRITING 17