Table of Contents The following table summarizes the gross and net carried reserves for Specialty. (In millions) 2019 2018 Gross case reserves $ 1,481 $ 1,623 Gross IBNR reserves 3,757 3,842 Total gross carried claim and claim adjustment expense reserves $ 5,238 $ 5,465 Net case reserves $ 1,343 $ 1,483 Net IBNR reserves 3,333 3,348 Total net carried claim and claim adjustment expense reserves $ 4,676 $ 4,831 December 31 33