  and  yo ur wealth     court with new partnership The Hartford is a proud corporate  partner of the National Collegiate Athletic Association (NCAA ® ).  We believe in their focus on the student-athlete and the learning, character, fair play and spirit aris- ing from athletics.  The company shares many  of these same values through its emphasis on talent, teamwork  and commitment to excellence in all it does. The NCAA is one of the nation’s oldest, largest and most respected academic and athletic organiza- tions. The Hartford is one of the largest and oldest financial serv- ices and insurance companies.  Through this partnership,  The Hartford supports a total of 88 NCAA national championships in  23 sports through advertising,  marketing and promotional mate- rials. The campaign provides  The Hartford with visibility among its targeted markets of sports- minded baby boomers and small business owners nationwide. T housands of individuals and families rely on  The Hartford for help in realizing their financial  goals. Our individual annuities, mutual funds,  529 college savings plans, 401(k) and other retire- ment plans have helped our customers accumulate the assets they need to pay for their children’s education and their own retirement. Our variable universal life and universal life products offer protection and retirement benefits and help with estate planning and wealth transfer. By offering products and services that meet the ever-changing needs of our customers, especially the growing number of baby boomers nearing retirement, The Hartford’s market leadership  in financial services is growing. The investment needs of baby boomers are as diverse as this demographic is large, and The Hartford understands their needs. We offer a portfolio of annuity products as well as a quality mutual fund family with a range of risk and return profiles, from money market and bond funds to index and high-growth funds. The Hartford provides a similar range of quality invest- ment choices for many small business owners who want to offer their employees 401(k) plans. The Hartford has long been a leader in the marketplace for  individual annuities . An annuity offers the investor something that no other product can match–the ability to receive a guar- anteed stream of income for life. This makes it an excellent foundation for retirement savings programs. Every year since 1993, The Hartford has been the nation’s No. 1 seller of  retail variable annuities by successfully meeting the needs of our customers. The Hartford introduced “Principal First” in 2002, which established a new standard for the indus- try by giving investors the confidence to invest in the market by guaranteeing their initial investment. Then, in 2004, we offered No. 1 in retail variable annuities in the U.S. since 1993 Individual Annuity Assets Under Management ($ in billions) 00 01 02 03 04 0 25 50 75 100 $125 10