PLAYERS SECTION XI - WTA PLAYER MEMBERSHIP Please note that New Full Members, whose eligibility for Full  Membership is only confirmed after the WTA year-end rankings,  must pay the difference between Associate and Full Membership by  March 31 of the following Tour Year. iii. By returning the completed and signed Membership Application  Form, plus payment, to WTA headquarters in Florida, USA by  December 15 prior to the start of the applicable Tour Year. b.  New Associate Members c.  Late Fee New Associate Members may join at any time throughout the year by  returning the completed and signed Membership Application Form, plus  payment, to an on-site Supervisor or to the WTA headquarters in Florida,  USA. Regardless of the date of joining, new Associate Members must renew  their Memberships for the following Tour Year by December 15 of the  year prior to the applicable Tour Year for which they are purchasing  Memberships. Any current member who does not pay her membership dues by the  December 15 deadline will be charged a $100 late fee for each payment. All Full and Associate Members of the WTA and WTBA have the option to  purchase insurance (currently through Aetna Global PPO) as part of the  membership benefit package. Insurance coverage is for the calendar year, January 1 to December 31. 2. Insurance a.  Coverage Dates b.  Coverage Included i.  Full Members The insurance package for Full Members includes worldwide Medical,  Dental, Vision, and Disability coverage, and Full Members also have  the option to purchase Disability Insurance only. 198