NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 155 The non-recognition of deferred taxes on tax losses for the cur- rent fiscal year increased tax charges by  ¤ 254 (2002: 794) mn. The above-mentioned effects are shown in the reconciliation statement as “effects of tax losses”. Unused tax losses carried forward at the balance sheet date of ¤ 17,633 (2002: 18,322) mn have been recognized as deferred tax assets where there is sufficient certainty that the unused tax losses will be utilized.  ¤ 11,301 (2002: 10,376) mn of the tax losses carried forward can be utilized indefinitely. Losses carried forward can be utilized subject to restrictions and are scheduled in subsequent years as follows: The recognized tax charge for 2003 is  ¤ 699 (2002: 391) mn less than the anticipated tax charge. The following table shows the reconcilia- tion of the anticipated tax charge on income with the effectively rec- ognized tax charge.  The Group reconciliation statement is a summary of the individ- ual company-related reconciliation statements which are based on the respective country-specific tax rate after consolidation effects are taken into account. The tax rate for domestic Group companies applied in the rec- onciliation statement includes corporate tax and the solidarity sur- charge and amounts to 27.96 (2002: 26.38) %.  Due to the “moratorium” introduced by the “law for the disman- tling of tax benefits”, the dividend distribution proposed for fiscal 2003 will not lead to a reduction of corporate taxes (2002:  ¤62 mn). The changes in German tax law passed in December 2003 have abolished the tax-exempt status of dividends and gains from the sale of interests in corporations for life and health insurance companies. In some cases, this also resulted in retroactive changes in the taxa- tion of investment funds.  Year 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 > 10 years Unrestricted Total ¤ mn 224 233 350 125 619 368 49 11 12 6 4,335 11,301 17,633 2003 2002 2001 ¤ mn ¤ mn ¤ mn Anticipated tax rate in % 31.3 32.6 18.6 Anticipated tax charge on income – 774 451 – 315 Municipal trade tax and similar  taxes 219 138 276 Tax-free income 1,492 1,416 1,314 Amortization of goodwill – 437 – 285 – 211 Effects of tax losses 222 – 801 – 63 Effects of German tax law  changes – 794 – – Other tax settlements – 3 – 77 – 66 Current tax charge – 75 842 935 Effektive tax rate in % 3.1 – 60.9 – 55.2