“expiry date”, in relation to a simple payment licence, means the date specified in the  licence as being the last day that the licence is valid.”;  (b) for paragraphs 19(1) to (3) substitute—  (c) in paragraph 20(1)—  (d) after paragraph 20(3), insert—  (e) in paragraph 20(4), in the definition of “a debt advice charity”, for paragraphs (a) to (g)  substitute “a charity registered under the Charities Act 2011( a ) that provides debt  counselling or other financial advice to persons in financial difficulty;”;  (f) in paragraph 21(2) for “the instalments” to the end substitute “sub-paragraphs (2A) to  (2D) apply”;  (g) for paragraphs 21(3) to (8) substitute—  Table 1  (2E) Where the person to whom the simple payment licence is issued elects, before or on  the issue date, to pay monthly instalments, sub-paragraphs (2F) to (2I) apply.  ( a ) 2011 c.25.  2 Issue fee  Number of further instalments  Amount  of  each  further  instalment  £6.25  25  £6.05  £6.30  24  £6.30  £6.62  23  £6.56  £7.02  22  £6.84  £7.35  21  £7.15  £7.50  20  £7.50  £7.97  19  £7.87  £8.46  18  £8.28  £8.75  17  £8.75  £9.34  16  £9.26  £9.90  15  £9.84  £10.50  14  £10.50  £11.25  13  £11.25  £12.18  12  £12.11  (2D) The amounts of the issue fee and each further instalment are determined according  to the number of further instalments payable, as set out in Table 1.  (2C) The number of further instalments is determined by the number of complete  fortnights in the period beginning with the date on which the first instalment falls due and  ending with the expiry date.  (2B) Further instalments are payable at fortnightly intervals with the first being payable  on the date which is the last day of the period of 2 weeks beginning with the date  immediately following the issue date.  “(2A) An issue fee is payable on the issue date.  “(3A) Circumstance D is that the person held a simple payment licence within the period  of 12 months ending with the issue date.”;  “(1A) A simple payment licence is to be issued only to a person who is in any of  circumstances A to D (see paragraph 20).”;  (i) for “questioned under caution” substitute “visited for enforcement purposes”;  (ii) for “2018” substitute “2020”; 