Page Number Report of Independent Registered Public Accounting Firm .................................................................. 76 Financial Statements at December 31, 2012 and 2011 and for the Years Ended December 31, 2012, 2011 and 2010: Consolidated Balance Sheets ...................................................................................... 77 Consolidated Statements of Operations ............................................................................... 78 Consolidated Statements of Comprehensive Income .................................................................... 79 Consolidated Statements of Equity .................................................................................. 80 Consolidated Statements of Cash Flows .............................................................................. 83 Notes to the Consolidated Financial Statements .......................................................................... 85 Note 1 — Business, Basis of Presentation and Summary of Significant Accounting Policies ...................................... 85 Note 2 — Segment Information ..................................................................................... 95 Note 3 — Acquisitions and Dispositions .............................................................................. 100 Note 4 — Insurance .............................................................................................. 103 Note 5 — Deferred Policy Acquisition Costs, Value of Business Acquired and Other Policy-Related Intangibles ....................... 108 Note 6 — Reinsurance ............................................................................................ 111 Note 7 — Closed Block ........................................................................................... 113 Note 8 — Investments ............................................................................................ 115 Note 9 — Derivatives ............................................................................................. 130 Note 10 — Fair Value ............................................................................................. 139 Note 11 — Goodwill .............................................................................................. 163 Note 12 — Long-term and Short-term Debt ........................................................................... 165 Note 13 — Collateral Financing Arrangements .......................................................................... 167 Note 14 — Junior Subordinated Debt Securities ........................................................................ 168 Note 15 — Common Equity Units ................................................................................... 169 Note 16 — Equity ................................................................................................ 170 Note 17 — Other Expenses ........................................................................................ 180 Note 18 — Employee Benefit Plans .................................................................................. 181 Note 19 — Income Tax ........................................................................................... 192 Note 20 — Earnings Per Common Share ............................................................................. 196 Note 21 — Contingencies, Commitments and Guarantees ................................................................ 196 Note 22 — Quarterly Results of Operations (Unaudited) .................................................................. 204 Note 23 — Subsequent Events ..................................................................................... 205 Financial Statements and Supplementary Data Index to Consolidated Financial Statements, Notes and Schedules 75 MetLife, Inc.