COMMON STOCK DIVIDEND REINVESTMENT PLAN STOCK DATA INVESTOR/ANALYST CONTACTS ADDITIONAL INFORMATION TRADING OF COMMON STOCK CORPORATE WEBSITE  2003 COMMON STOCK DIVIDEND DATES ANNUAL MEETING TRANSFER AGENT AND REGISTRAR ILLUSTRATION: ©TIM ZELTNER www.i2iart.com page 80 Approximately 58% of TCF’s 11,042 shareholders of record participate in the Dividend Reinvestment Plan. Under the plan, common shareholders may purchase additional shares of common stock at market price without service charges or brokerage commissions through automatic reinvestment  of cash dividends. Optional cash contributions may be made monthly with a minimum investment of $25 per month and limited to $25,000 per quarter.  Information is available from: EquiServe Trust Company, N.A. PO Box 43010 Providence, RI 02940-3010 (800) 730-4001 www.equiserve.com TCF’s report on Form 10-K is filed with the Securities  and Exchange Commission and is available to shareholders without charge. Information may also be obtained from: TCF Financial Corporation Corporate Communications 200 Lake Street East EX0-02-C Wayzata, MN 55391-1693 (952) 745-2760 Please visit our website at www.tcfexpress.com for free access to investor information, news, investor presentations, access to TCF’s quarterly conference calls, TCF’s annual report, quarterly reports and SEC filings.  The annual meeting of shareholders of TCF will be  held on Wednesday, April 23, 2003 at 10:00 a.m. at  the Sheraton Minneapolis West, 12201 Ridgedale Drive, Minnetonka, Minnesota. EquiServe Trust Company, N.A. PO Box 43010 Providence, RI 02940-3010 (800) 730-4001 www.equiserve.com The common stock of TCF Financial Corporation is listed on the New York Stock Exchange under the symbol TCB. At December 31, 2002, TCF had approximately 73.9 million shares of common stock outstanding. Dividends  Paid Year Close High Low Per Share 2002 Fourth Quarter $43.69 $44.75 $35.10 $.2875 Third Quarter 42.33 50.30 39.90 .2875 Second Quarter 49.10 54.07 46.65 .2875 First Quarter 52.61 54.60 46.87 .2875 2001 Fourth Quarter $ 47.98 $ 48.25 $ 39.40 $ .25 Third Quarter 46.06 51.12 39.45 .25 Second Quarter 46.31 46.55 34.90 .25 First Quarter 37.79 44.38 32.81 .25 2000 Fourth Quarter $ 44.56 $ 45.56 $ 33.81 $ .2125 Third Quarter 37.63 37.88 25.75 .2125 Second Quarter 25.69 29.06 22.00 .2125 First Quarter 23.81 24.88 18.00 .1875 1999 Fourth Quarter $ 24.88 $ 30.56 $ 23.75 $ .1875 Third Quarter 28.56 29.38 26.63 .1875 Second Quarter 27.88 30.69 25.13 .1875 First Quarter 26.06 27.25 21.69 .1625 1998 Fourth Quarter $ 24.19 $ 25.63 $ 15.81 $ .1625 Third Quarter 19.88 32.44 19.88 .1625 Second Quarter 29.50 37.25 28.38 .1625 First Quarter 33.94 35.13 29.25 .125 Expected Record: Expected Payment: February 7 February 28 May 2 May 30 August 1 August 29 November 7 November 28 Jason Korstange Patricia Quaal Senior Vice President Senior Vice President Corporate Communications Investor Relations (952) 745-2755 (952) 745-2758 Shareholder Information