28 ❏ AEGON LINES OF BUSINESS AMERICAS Includes AEGON’s business and  operating units in the United States,  Canada, Mexico and Brazil. ■ Life and protection  ■ Individual savings and  retirement products  ■ Employer solutions and pensions Products with mortality, morbidity  and longevity risks, including  traditional and universal life, as well  as endowment, term and whole life  insurance products. Accident and  health business, including accidental  death and dismemberment insurance,  critical illness, cancer treatment,  disability, income protection and  long-term care insurance.  Primarily fixed and variable annuity  products and retail mutual funds.  Includes both individual and group  pensions, as well as 401 (k) plans and  similar products usually sponsored  by, or obtained via, an employer.  THE NETHERLANDS ■ Life and savings  ■ Pensions ■ Distribution UNITED KINGDOM ■ Life  ■ Pensions ■ Distribution NEW MARKETS ■ Central & Eastern Europe  ■ Asia ■ Spain Products with mortality, morbidity  and longevity risks, including  traditional and universal life, as well  as endowment, term, whole life  insurance products, mortgages and  annuity products. Individual and group pensions,  usually sponsored by, or obtained via,  an employer.  Includes commissions earned by  AEGON’s Unirobe-Meeùs distribution  business. Term insurance and annuity products.  Accident and health care products,  such as accidental death and  dismemberment cover, critical illness,  cancer treatment, disability, income  protection and long-term care  insurance.  Both individual and group pensions,  usually sponsored by, or obtained via,  an employer.  Includes commission earned by  AEGON’s financial advice and  distributions businesses, Origen and  Positive Solutions.  Includes all business and operating  units in Central & Eastern Europe, Asia,  Spain and France as well as AEGON’s  variable annuity activities in Europe and  AEGON Asset Management.  Active in six countries: Czech  Republic, Hungary, Poland, Romania,  Slovakia and Turkey. Includes life insurance, individual  and group pension products, savings  and investments, as well as general  insurance.  Joint ventures in China, India and  Japan. Products include life insurance  in China and India and variable  annuities in Japan. Distribution partnerships with  leading Spanish savings banks.  Products include life insurance  and investments. 