FIRST COMMONWEALTH FINANCIAL CORPORATION AND SUBSIDIARIES SELECTED FINANCIAL DATA (Dollar Amounts in Thousands, except per share data) The following selected financial data is not covered by the auditor’s report and should be read in conjunction with Management’s Discussion and Analysis of Financial Condition and Results of Operations, which follows, and with the consolidated financial statements and related notes. All amounts have been restated to reflect the pooling of interests. Financial statement amounts for prior periods have also been reclassified to conform to the presentation format used in 2002. The reclassifications had no effect on the Corporation’s financial condition or results of operations. Years Ended December 31, 2002 2001 2000 1999 1998 Interest income $ 275,568 $ 308,891 $ 311,882 $ 296,089 $ 282,067 Interest expense 122,673 167,170 174,539 152,653 148,282 Net interest income 152,895 141,721 137,343  143,436 133,785 Provision for credit losses 12,223 11,495 10,030 9,450 15,049 Net interest income after provision for credit losses 140,672 130,226 127,313 133,986 118,736 Securities gains 642 3,329 1,745 565 1,457 Other operating income 36,564  36,895 31,938 33,660 27,929 Litigation settlement 8,000 -0- -0- -0- -0- Restructuring charges 6,140 -0-  -0- -0- -0- Merger and related charges  -0-  -0- -0- -0-  7,915 Other operating expenses 111,301  105,007 99,461 95,569 93,980 Income before taxes and extraordinary items 52,437 65,443 61,535  72,642 46,227 Applicable income taxes 8,911 15,254 14,289 19,612 12,229 Net income before extraordinary items 43,526 50,189 47,246 53,030 33,998 Extraordinary items (less applicable income taxes of $336) -0- -0- -0- -0- (624) Net income $ 43,526 $ 50,189 $  47,246 $ 53,030 $ 33,374 Per Share Data (a) Net income before extraordinary items $ 0.75 $ 0.87 $ 0.82 $  0.88 $ 0.55 Extraordinary items  0.00 0.00 0.00 0.00  (0.01) Net income $ 0.75 $ 0.87 $ 0.82 $ 0.88 $ 0.54 Dividends declared 0.605  0.585 0.565 0.515 0.445 Average shares outstanding 58,409,614 57,885,478 57,558,929 60,333,092 61,333,572 Per Share Data Assuming Dilution (a) Net income before extraordinary items $ 0.74 $ 0.86 $  0.82 $ 0.88 $  0.55 Extraordinary items  0.00 0.00 0.00 0.00 (0.01) Net income $  0.74 $ 0.86 $  0.82 $ 0.88 $ 0.54 Dividends declared  0.605 0.585  0.565 0.515  0.445 Average shares outstanding 58,742,018 58,118,057 57,618,671 60,569,322 61,666,026 At End of Period Total assets $4 ,524,743 $ 4,583,530 $  4,372,312 $  4,340,846 $  4,096,789 Investment securities 1,680,609  1,762,408  1,636,337  1,592,389  1,525,332 Loans and leases, net of unearned income 2,608,634  2,567,934  2,490,827  2,500,059  2,374,850 Allowance for credit losses 34,496 34,157 33,601 33,539 32,304 Deposits  3,044,124  3,093,150  3,064,146  2,948,829  2,931,131 Company obligated mandatorily redeemable capital securities of subsidiary trust 35,000 35,000 35,000 35,000 -0- Other long-term debt 544,934  629,220 621,855 603,355 630,850 Shareholders’ equity 401,390  370,066 334,156 286,683 355,405 Key Ratios Return average assets 0.96% 1.11% 1.10%  1.25% 0.85% Return on average equity 11.09% 13.85% 15.65% 15.44% 9.13% Net loans to deposits ratio 84.56% 81.92% 80.19% 83.64% 79.92% Dividends per share as a percent of net income per share 80.67% 67.24% 68.90% 58.52% 82.41% Average equity to average assets ratio 8.64% 8.01% 7.00% 8.10% 9.28% (a) Where applicable, per share amounts have been restated to reflect the two-for-one stock split effected in the form of a 100% stock dividend declared on October 19, 1999. 39