FIRST COMMONWEALTH FINANCIAL CORPORATION AND SUBSIDIARIES QUARTERLY SUMMARY OF FINANCIAL DATA - UNAUDITED (Dollar Amounts in Thousands, except per share data) The unaudited quarterly results of operations for the years ended December 31, 2002 and 2001 are as follows: 2002 First Second Third Fourth Quarter Quarter Quarter Quarter Interest income $ 70,523 $ 69,878 $ 68,784 $66,383 Interest expense  32,481  31,945  30,457  27,790 Net interest income 38,042  37,933 38,327 38,593 Provision for credit losses 2,917 3,008 3,103 3,195 Net interest income after provision for credit losses 35,125  34,925 35,224 35,398 Securities gains 39 576 26 1 Other operating income 8,350 9,361  9,375 9,478 Litigation settlement 8,000  -0- -0- -0- Restructuring charges -0- 3,116 2,473 551 Other operating expenses  27,443 28,499 27,018 28,341 Income before income taxes  8,071  13,247 15,134  15,985 Applicable income taxes 433 2,290 2,947 3,241 Net income $ 7,638 $ 10,957 $ 12,187 $12,744 Basic earnings per share $ 0.13 $ 0.19 $ 0.21 $ 0.22 Diluted earnings per share $ 0.13 $ 0.19 $ 0.21 $ 0.22 Average shares outstanding 58,142,359 58,359,322 58,521,562 58,608,857 Average shares outstanding assuming dilution 58,484,806 58,851,264 58,862,215 58,765,383 2001 First Second Third Fourth Quarter Quarter Quarter Quarter Interest income $ 79,080 $ 77,371 $ 77,557 $74,883 Interest expense  44,848  43,413  42,000 36,909 Net interest income  34,232  33,958  35,557  37,974 Provision for credit losses 2,407 2,557 3,542 2,989 Net interest income after provision for credit losses  31,825  31,401 32,015 34,985 Securities gains 205 1,790  1,330 4 Other operating income 9,062 8,583  9,429  9,821 Other operating expenses  25,456 26,003 26,033 27,515 Income before income taxes  15,636  15,771  16,741  17,295 Applicable income taxes 3,613 3,737 4,023 3,881 Net income $ 12,023 $ 12,034 $ 12,718 $13,414 Basic earnings per share $ 0.21 $ 0.21 $ 0.22 $ 0.23 Diluted earnings per share $  0.21 $ 0.21 $ 0.22 $ 0.23 Average shares outstanding 57,721,959 57,799,443 57,975,650 58,040,370 Average shares outstanding assuming dilution 57,802,012 58,035,585 58,342,525 58,284,340 38