WORLDWIDE OPERA TIONS UNITED STATES CANADA RGA Life Reinsurance Company of Canada RGA Life Reinsurance Company of Canada RGA International Corporation International Headquarters  RGA Reinsurance Company RGA Reinsurance Company India Representative Office  INDIA RGA Reinsurance Company (Barbados) Ltd. RGA Americas Reinsurance Company Ltd. RGA Asia Pacific Pty Ltd. RGA Reinsurance Company of Australia Limited  AUSTRALIA RGA Financial Markets RGA Reinsurance Company World Headquarters  1370 Timberlake Manor Parkway Chesterfield, Missouri 63017-6039 U.S.A. t. 1-636-736-7000 f. 1-636-736-7100 1370 Timberlake Manor Parkway Chesterfield, Missouri 63017-6039 U.S.A. t. 1-636-736-7555 f. 1-636-736-7554 Australia Square Plaza Building Level 9, 87-95 Pitt Street Sydney NSW 2000 Australia t. 612-8264-5800 f. 612-8264-5999 Australia Square Plaza Building Level 9, 87-95 Pitt Street Sydney NSW 2000 Australia t. 612-8298-9800 f. 612-8298-9850 The Business Centre, Upton St. Michael, Barbados West Indies t. 246-437-5431 f. 246-426-8762 The Business Centre, Upton St. Michael, Barbados West Indies t. 246-437-5431 f. 246-426-8762 BARBADOS #151, The Leela, Sahar, Mumbai, 400 059 India t. 91-22-56911374/5 f. 91-22-56911526 3410-3412, Tower II Lippo Centre 89 Queensway Hong Kong t. 852-2511-8688  f. 852-2511-8827 77 King Street West, Suite 4108 P.O. Box 321 Toronto, Ontario, M5K 1K7 Canada  t. 1-416-943-6770 f. 1-416-943-0880 HONG KONG 1255 Peel Street, Suite 1000 Montréal, Québec H3B 2T9  Canada t. 1-514-985-5260 f. 1-514-985-3066 toll free. 1-800-985-4326 55 University Avenue, Suite 1200  Toronto, Ontario, M5J 2H7 Canada t. 1-416-682-0000 f. 1-416-777-9526 toll free. 1-800-433-4326 85 THIS IS RGA. 2003 ANNUAL REPORT