Washington Trust Bancorp, Inc. 2002 Annual Report Embracing Opportunities Warwick Branch Opening – 2003 Acquisition of Phoenix  Investment Management – 2000 Acquisition of  Pier Bank – 1999 Washington Trust Founded – 1800 Acquisition of First Bank  and Trust Company – 2002 mm i, ie : fab | et i H i 3 -: fi - = F f | 2 a = Fi i 4 il r 7 i # i oe 7 ri E ” = En rn a = | 2 | | aw i od — m =F m = a. a aa De a ft it ETT =“ te N | a i Cl gry