Table of Contents CITIZENS, INC. NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued) December 31, 2019 | 10-K 100 December 31, (In thousands) 2019 2018 Assets: Life Insurance $ 1,284,844 1,174,769 Home Service Insurance 391,366 369,563 Other Non-Insurance Operations 68,726 71,229 Total assets $ 1,744,936 1,615,561 Year ended December 31, 2017 (In thousands) Life Insurance Home Service Insurance Other  Non-Insurance Enterprises Consolidated Revenues: Premiums Life insurance $ 149,957 41,385 — 191,342 Accident and health insurance 751 641 — 1,392 Property insurance — 4,986 — 4,986 Net investment income 38,578 13,132 1,436 53,146 Realized investment gains (losses), net (461) 979 — 518 Other income 1,061 3 179 1,243 Total revenue 189,886 61,126 1,615 252,627 Benefits and expenses: Insurance benefits paid or provided: Claims and surrenders 60,393 22,512 — 82,905 Increase in future policy benefit reserves 70,783 5,246 — 76,029 Policyholders' dividends 6,226 42 — 6,268 Total insurance benefits paid or provided 137,402 27,800 — 165,202 Commissions 25,760 15,564 — 41,324 Other general expenses 18,597 23,395 4,396 46,388 Capitalization of deferred policy acquisition costs (23,157) (5,963) — (29,120) Amortization of deferred policy acquisition costs 25,295 4,395 — 29,690 Amortization of cost of insurance acquired 595 1,534 — 2,129 Total benefits and expenses 184,492 66,725 4,396 255,613 Income (loss) before income tax expense $ 5,394 (5,599) (2,781) (2,986) The table below summarizes assets by segment.