246 ADDITIONAL INFORMATION ❏ QUARTERLY RESULTS - UNAUDITED 2009 2010 First  quarter Second  quarter Third  quarter Fourth  quarter  Full  year Amounts in EUR millions First  quarter Second  quarter Third  quarter Fourth  quarter  Full  year Underlying earnings before tax 211 236 251 233 931 Life  229 276 279 264 1,048 (320) 88 105 117 (10) Individual savings and retirement products  132 134 117 117 500 76 117 63 139 395 Pensions  122 115 124 108 469  (23) 13 15 16 21 Life reinsurance  30 26 4 19 79 11 20 17 19 67 Non-life  15 20 2 16 53 6  1   (1)  (8)  (2) Distribution  9 4 2  (5) 10 - - - - - Asset management  7 12 13 14 46  (63)  (72)  (69)  (48)  (252) Other   (69)  (74)  (83)  (57)  (283) 4 12 9 10 35 Share in underlying earnings before tax  of associates  13 9 15 13 50  (98) 415 390 478 1,185 UNDERLYING EARNINGS BEFORE TAX  488 522 473 489 1,972  (167)  (17)  (196)  (164)  (544) Fair value items   (16) 3  204  30  221  144 21 38 315 518 Realized gains / (losses) on investments  126 148 129 255 658  (385)  (394)  (286)  (212) (1,277) Impairment charges   (150)  (77)  (92)  (133)  (452)  (24)  (352) 48  5   (323) Other income / (charges)  23   (60)  (14)  (258)  (309) 77   (9)  (34)  (47)  (13) Run-off businesses   (60)  (49)  (28)  (28)  (165)  (453)  (336)  (40) 375   (454) Income before tax  411 487 672 355 1,925 280 175 185 18 658 Income tax   (39)  (74)  (15)  (37)  (165)  (173)  (161) 145  393  204  NET INCOME / (LOSS) 372 413 657 318 1,760  (64) 331 348 390 1,005 Net underlying earnings  381 390 395 387 1,553 Underlying earnings before tax   (146) 289 324 350 817 Americas  379 437 376 406 1,598 72 129 102 95 398 The Netherlands  104 97 97 87 385 8 20  (9) 33 52 United Kingdom  28 22 28  (6) 72 31 49 42 48 170 New Markets  46 40 55 59 200  (63)  (72)  (69)  (48)  (252) Holding and other activities   (69)  (74)  (83)  (57)  (283)  (98) 415 390 478 1,185 UNDERLYING EARNINGS BEFORE TAX  488 522 473 489 1,972 8,206 6,732 6,889 6,719 28,546 Gross deposits (on and off balance sheet)  7,775 7,584 9,408 7,813 32,580 (1,271) (568) (1,380) (5,585) (8,804) Net deposits (on and off balance sheet)  (1,458)  (839) 2,666  (1,946) (1,577) New life sales  1,974 1,397 1,674 2,017 7,062 Life single premiums  1,930 1,923 1,656 2,003 7,512 370 345 323 355 1,393 Life recurring premiums annualized  345 398 361 358 1,462 567 484 492 557 2,100 TOTAL RECURRING PLUS 1/10 SINGLE  538 590 527 558 2,213 164 146 126 125  561  New premium production accident & health  insurance  148  148  146  180  622  12  11  12  21  56  New premium production general insurance  14  15  14  15  58 