Angel Alvarez-Pérez Annie Astor-Carbonell Luis M. Beauchamp Aurelio Alemán Fernando L. Batlle Ricardo N. Ramos Jae First BanCorp.> 2001 2 0 20 Angel Alvarez-Pérez  Chief Executive Officer Annie Astor-Carbonell  Chief Financial Officer Luis M. Beauchamp Chief Lending Officer Aurelio Alemán Retail Banking Fernando L. Batlle Branch Banking, Mortgages Ricardo N. Ramos First Securities Randolfo Rivera Commercial Wholesale José H.Aponte Commercial Mortgage Miguel Babilonia Credit Policy & Portfolio Management Luis Cabrera Treasury & Investments Eva Candelario Corporate Business Development James E. Crites Sales & Distribution Virgin Islands Aida M. García Human Resources Michael García Consumer Collection Fernando Iglesias Special Loans Roger Lay Internal Audit Miguel Mejías Information Systems Carmen Nigaglioni Middle Market John Ortiz Remote Banking Haydeé Rivera Branch Banking Operations Julio Rivera Construction Lending Carmen Rocafort Structured Financing Josianne M. Rosselló Marketing & Public Relations Demetrio Santiago Auto Wholesale Héctor Santiago Auto Business & Operations Denisse Segarra Sales & Distribution Laura Villarino Controller President >. Senior Executive Vice Presidents >. Executive Vice Presidents >. Senior Vice Presidents >. First BanCorp Officers