$ 45.3 $ 59.7 $ 71.2 managed loans ($ in billions) 1999 2000 2001 2002 2003 $ 29.5 $ 20.2 $ 642.0 $ 469.6 $ 363.1 $ 899.6 $ 1,135.8 net income ($ in millions) 1999 2000 2001 2002 2003 1999 2000 2001 2002 2003 $ 2.91 $ 2.24 $ 1.72 $ 3.93 $ 4.85 diluted earnings per share