Consolidated Balance Sheets See accompanying notes to consolidated financial statements. (In Thousands Except Share Data) December 31, 2001 2000 Assets Cash and due from banks $ 643,938 $ 701,424 Funds:sold and resell agreements 3,400 49,305 Trading ‘securities 10,327 39,865 Securities: Available for sale 2,815,070 2,105,619 Available for sale securities pledged to creditors 634,479 658,201 Investment (fair value: 2001 — $242,628; 2000 — $233,867) 241,113 233,371 Total securities 3,690,662 2,997,191 Loans 6,295,378 5,517,862 Less reserve for loan losses (101,905) (82,655) Net loans 6,193,473 5,435,207 Premises and equipment, net 141,425 132,066 Accrued revenue receivable 68,728 74,981 intangible assets, net 152,076 109,045 Mortgage servicing rights, net 98,796 110,791 Real estate and other repossessed assets 7,141 3,851 Bankers’ acceptances 4,179 6,925 Other assets 116,243 87,683 Total assets $11,130,388 $9,748,334 Liabilities and Shareholders’ Equity Noninterest-bearing demand deposits $1,366,690 $1,243,766 interest-bearing deposits: Transaction 2,559,714 1,985,670 Savings 158,234 143,381 Time 2,821,106 2,673,188 Total deposits 6,905,744 6,046,005 Funds purchased and repurchase agreements 1,601,989 1,853,073 Other borrowings 1,220,948 882,204 Subordinated debentures 186,302 148,816 Accrued interest, taxes‘and expense 67,014 77,860 Bankers’ acceptances 4,179 6,925 231,660 Amount due on unsettled security transactions Other liabilities Total liabilities Shareholders” equity: 84,069 29,875 10,301,905 9,044,758 Preferred stock 25 25 Common stock ($:00006 par value; 2,500,000,000 shares authorized; issued: 2001 — 51,737,154; 2000 — 49,706,055) 3 3 Capital surplus 323,860 278,882 Retained earnings 511,301 431,390 Treasury stock (shares at cost: 2001 — 541,240; 2000 - 487,553) (12,498) (10,044) Accumulated other comprehensive income 5,792 3,320 828,483 703,576 Total shareholders’ equit Total liabilities and shareholders’ equity $1 1,130,388 $9,748,334