Notes to the financial statements (cont’d) For the year ended 30 June 2012 This note provides information about the contractual terms of the Group’s interest-bearing borrowings, which are measured at  amortised cost. For more information about the Group’s exposure to interest rate and liquidity risk, see Note 4 Risk management. The cash advance facilities and working capital facility is provided under an Australian dollar line of credit facility, to which unrestricted  access was available at balance date as follows: During the period the Group drew down $55 million of the Commonwealth Bank of Australia (CBA) facility with a fixed term of three  years at a variable interest rate for the purposes of acquiring DKN. The financial liability under the facility has a fair value equal to its carrying amount. Further information about the Group’s exposure to risks arising from borrowings is provided in Note 4 Risk management. In addition to the cash advance and working capital facilities, the Group has a number of facilities with the Commonwealth Bank of  Australia. These include equipment finance, MasterCard and contingent liability facilities. The aggregate of these facilities are $36.35  million. page 96 Consolidated 2012 Consolidated 2011 Future  minimum  lease  payments Present  value of  minimum  lease  payments Future  minimum  lease  payments Present value  of minimum  lease  payments Finance lease liabilities of the Group are payable as follows: $’000 $’000 $’000 $’000 Less than one year 482  408  19  18  Between one and five years 1,488  1,383  21  20  1,970  1,791  40  38  Less future finance charges (179) (2) 1,791  38  (c) Finance lease liabilities (b) Other bank facilities (a) Cash Advance & Working Capital Facility 21 Borrowings Consolidated 2012 2011 $’000 $’000 Total facilities 100,000  25,000  Used at 30 June 55,000  - Unused at 30 June 45,000  25,000  Consolidated Parent 2012 2011 2012 2011 $’000 $’000 $’000 $’000 Cash Advance & Working Capital Facility drawn - Commonwealth Bank of  Australia (a) 55,000  - 55,000  - Loan from controlled entity - - 16,000  10,000  Finance lease liabilities (c) 1,791  38  - - 56,791  38  71,000  10,000 