B ill Bran i gan , opera t i ons area manager  f or We ll s F argo Card Serv i ces i n Des Mo i nes , Iowa , and h i s w i f e , D i ane , recen t l y bough t  and cus- t om i zed a bus  t o use  f or v i s i t s t o  t he i r  t hree grown ch il dren . Bac k home  t he i r i nves t men t s w ill be i n  t he care o f  Joe l Wors f o l d ,  f i nanc i a l consu l t an t w i t h We ll s F argo Inves t men t s i n Des Mo i nes . The C li ve , Iowa , coup l e have our mu t ua l f unds and var i ab l e annu i t i es — t he l a tt er w i t h The Har tf ord ’ s Pr i nc i pa l F i rs t f ea t ure — i n t he i r por tf o li o . Eighteen The Hartford Financial Services Group, Inc. A sound financial plan provides peace of mind. amount invested. The guarantee gives investors more peace of mind and the confidence to invest. Giving customers peace of mind is also the main goal of our life insurance products. Most Americans with annual household incomes of $100,000 or more lack sufficient life insurance to replace their salaries, according to our 2003  survey. Sixty-five percent of respondents had less than $500,000 in life insur- ance, and 38 percent did not review their coverage after a major life event. We’re the number-one provider of variable life insurance in the United States, and in 2003 we expanded our portfolio of universal and whole-life insurance products to meet a broad range of customer objectives. Our growing mutual fund family also provides customers with a wide range of options. We offer 23 equity mutual funds for customers who want to build wealth over the long term. And our 11 fixed-income funds serve customers who need income now.  An ever-expanding mix of investment products and features helps financial professionals meet their customers’ ever-changing needs. 