Commercial Liability As of December 31, 2019 Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance Total of Incurred- but-Not- Reported Liabilities Plus Expected Development on Reported Claims Number of Reported Claims Per Year For the Years Ended December 31 (2010-2018 is Supplementary Information and Unaudited) Accident Year 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2010 $ 31,124 $ 22,161 $ 21,899 $ 19,139 $ 20,300 $ 19,764 $ 19,377 $ 19,081 $ 19,985 $ 19,994 $ 113 2,403 2011 46,829 43,832 31,633 36,894 35,805 37,122 36,076 37,852 37,795 32 2,902 2012 49,743 54,269 49,743 51,367 48,708 51,475 51,648 51,962 266 3,131 2013 53,817 39,143 37,701 36,371 46,690 48,857 51,598 546 3,751 2014 49,971 52,254 52,483 52,964 64,372 70,841 1,268 3,323 2015 61,420 70,174 64,323 71,088 75,503 2,211 3,197 2016 61,638 68,974 77,362 79,015 4,913 3,737 2017 103,126 103,611 99,287 19,772 5,364 2018 179,589 177,262 28,324 8,003 2019 198,022 98,371 7,286 Total $ 861,279 $ 155,816 Cumulative Paid Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance For the Years Ended December 31 (2010-2018 is Supplementary Information and Unaudited) Accident Year 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2010 $ 1,649 $ 7,166 $ 11,635 $ 16,052 $ 18,627 $ 18,517 $ 18,866 $ 18,662 $ 18,791 $ 18,791 2011 1,809 11,350 23,615 30,795 33,255 34,009 35,561 36,400 37,263 2012 3,086 23,252 32,942 45,303 47,601 50,036 50,750 50,882 2013 5,167 15,772 25,270 34,481 44,865 46,084 49,522 2014 4,023 9,046 28,393 45,075 57,692 68,392 2015 10,923 27,582 49,267 63,133 71,697 2016 6,843 30,377 52,764 70,324 2017 11,415 46,529 58,173 2018 18,689 66,575 2019 19,311 Total $ 510,930 Outstanding liabilities prior to 2010, net of reinsurance 4,799 Liabilities for claims and claims adjustment expenses, net of reinsurance $ 355,148 - 51 -