To us, it means making constant, significant progress toward our strategic goals. One goal is to  grow  revenue before reimbursables by 6-8 percent, faster than the payments industry at large. We’re also focusing on continuing to diversify  beyond the issuer credit processing  markets. And we’re ready to continue our international  expansion  to grow revenue in countries where we have a presence. TSYS continues to grow on an international scale, focusing on our “home markets” of the United  Kingdom, Ireland, the Netherlands and Germany, and selected target markets, particularly Brazil, India, Italy and Switzerland. to provide authorization, settlement  and terminal services to its 155,000  merchants. We also signed Cynergy  Data, a leading ISO provider to 120,000  merchants. In addition, we extended  our agreement with Bank of America  Merchant Services in late 2010, but we expect this business to decline over time as it transitions to a new joint venture.  TSYS Acquiring Solutions signed an authorization and capture agreement  with Central Payments Co., one of the fastest growing transaction processors in the United States, and we also extended our existing  agreement with Planet Payment. Heading up TSYS Merchant Solutions is president Diana Mehochko. As a merchant acquirer, TSYS Merchant Solutions delivers a full set of products  and services for merchants of every Of note, TSYS Merchant Solutions signed Nebraska Methodist Health System, our first large-scale  health system client, and also signed  SmartyPig, an online savings account  provider. SmartyPig was our first cli- ent to leverage our prepaid platform  combined with the strength of TSYS  Merchant Solutions. size in every industry, including complementary services that support  their operations. As part of our mer- chant acquiring strategy, we intend to grow our existing restaurant, retail  and home services verticals, while expanding into new and different verticals and building scale through  direct sales and the acquisition of portfolios. In addition, we will expand  our offer of traditional authorization and settlement services in areas such as healthcare, retail, e-Commerce and prepaid. We will reach a significant milestone this year as TSYS Europe$^{SM}$ celebrates its ten-year anniversary. Our leadership in the region is widely recognized, as we were named Card Processor of the  Year by  Cards International  in 2010. Key TSYS clients also received awards  for innovation and best card products. We couldn’t be prouder of this prestigious recognition. Last year, we signed Swisscard, a joint venture between Credit Suisse and American Express, and the only Swiss company to offer its  cardholders American Express, MasterCard and Visa credit cards. It  boasts a multi-product card portfolio of 1.2 million and is scheduled to be converted in mid-year 2011. Tesco Bank, one of the UK’s most successful supermarket banks, selected  us to support its credit card business, INTERNATIONAL SERVICES  PROGRESS 3