NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 133 12/31/2003 12/31/2002 ¤ mn ¤ mn Loans to banks 4,439 5,213 Loans to customers *) 120,851 148,530 Total lending volume 125,290 153,743 Less loan loss allowance 5,725 6,967 Lending volume after loan loss allowance 119,565 146,776 12/31/2003 12/31/2002 ¤ mn ¤ mn Corporate customers 136,360 123,082 Public authorities 3,270 2,989 Private customers 69,054 68,572 Loans and advances to customers 208,684 194,643 Less loan loss allowance 5,425 6,559 Loans and advances to customers, net  of loan loss allowance 203,259 188,084 12/31/2003 12/31/2002 ¤ mn ¤ mn Loans 120,717 148,253 Reverse repos 63,296 39,002 Other advances 24,671 7,388 Total 208,684 194,643 The overall volume of risk provisions includes allowances for loan losses deducted from loans and advances to banks and customers in the amount of  ¤ 5,725 (2002: 6,967) mn and provisions for contin- gent liabilities included in other accrued liabilities in the amount of ¤ 549 (2002: 633) mn. Loans and advances due within 1 year total  ¤ 131,471 (2002: 106,603) mn, those due after more than 1 year total  ¤ 77,213 (2002: 88,040) mn. Loans and advances to customers include amounts receivable under finance leases at their net investment value totaling  ¤ 933 (2002: 1,104) mn. The corresponding gross investment value of these leases amounts to  ¤ 1,030 (2002: 1,224) mn, the associated unreal- ized finance income is  ¤ 97 (2002: 120) mn. The residual values of the entire leasing portfolio were fully insured, both in the reporting year and in the preceding year. Lease payments received have been recognized as income in the amount of  ¤ 80 (2002: 141) mn. The al- lowance for uncollectable lease payments amounted to  ¤ 42 (2002: 4) mn at the balance sheet date. The total amounts receivable under leasing arrangements include  ¤ 114 (2002: 122) mn due within 1 year, ¤ 450 (2002: 714) mn due within 1 to 5 years, and  ¤ 466 (2002: 388) mn due after more than 5 years. In contrast to the reporting of loans and advances, lending volume does not include reverse repos or other advances. However, this item does comprise loans extended on bills of exchange which, in turn, are not reported under loans and advances to customers or loans and advances to banks. $^{*) }$Including bills of exchange amounting to ¤ 134 (2002: 277) mn, unless these are included under loans and advances to banks or customers Allowance for loan losses Loans and advances to customers Lending volume Loans and advances to customers by customer category (before loan loss allowance) are as follows: Loans and advances to customers by type of loan  (before loan loss allowance) are as follows: