INVESTOR INFORMATION Stockholders’ Meeting Auditors Transfer Agent and Registrar Send certificates for transfer and address changes to: Stock Trading Common Stock and Dividends Employees Information Request: Odyssey Re Holdings Corp. Certifications Caution Regarding Forward-Looking Statements:  The 2005 Annual Stockholders’ Meeting will be held on Wednesday, April 20, 2005, at 9:00 a.m. (Eastern Daylight Saving Time), at The Yale Club, 50 Vanderbilt Avenue, New York, NY. PricewaterhouseCoopers LLP 300 Madison Avenue New York, NY 10017 The Bank of New York Shareholder Relations Department P.O. Box 11258 Church Street Station New York, NY 10286 Telephone:  (800) 524-4458, (610) 382-7833  (Outside the U.S.),  (888) 269-5221 (Hearing Impaired – TDD Phone) Email:  Shareowners@bankofny.com The Bank of New York’s Stock Transfer Website: http://www.stockbny.com Receive and Deliver Department P.O. Box 11002 Church Street Station New York, NY 10286 Odyssey Re Holdings Corp. shares are traded on the New York Stock Exchange under the trading symbol “ORH.” Quarterly high and low sales prices per share of the Company’s Common Stock, as reported by the New York Stock Exchange Composite, for the four quarters of 2004, and the four quarters of 2003, as well as dividends paid, were as follows: On February 18, 2005, the Board of Directors declared a cash dividend of $0.03125 per common share to be paid on or before March 31, 2005 to stockholders of record as of March 17, 2005. In 2001, the Board of Directors established a policy of paying regular quarterly cash dividends. The declaration and payment of future dividends, if any, by the Company will be at the discretion of the Board of Directors and will depend upon many factors, including the Company’s consolidated earnings, financial condition and business needs, capital and surplus requirements of the Company’s operating subsidiaries, regulatory considerations and other factors. The Company is a holding company, whose principal source  of income is dividends from its subsidiaries. The payment of dividends by its subsidiaries is restricted by insurance regulations. (See Note 13 of Notes to Consolidated Financial Statements.) As of January 31, 2005, the number of holders of the Company’s Common Stock, including those whose Common Stock is held in nominee name, was approximately 6,798. As of December 31, 2004, the Company and its subsidiaries had 558 employees. A copy of Odyssey Re Holdings Corp. Annual Report and Form  10-K are available without charge on OdysseyRe’s Web site http://www.odysseyre.com, or upon written request to: Attn: Investor Relations 300 First Stamford Place Stamford, CT 06902 Telephone: (203) 940-8610 Facsimile: (203) 965-7960 For more information about Odyssey Re Holdings Corp., visit OdysseyRe’s website at:  http://www.odysseyre.com The Company has filed the certifications required by Section 302 of the Sarbanes-Oxley Act of 2002 as exhibits to its Annual Report on Form  10-K for the fiscal year ended December 31, 2004. In addition, the Company has submitted to the New York Stock Exchange the certification of its Chief Executive Officer required by Section 303A.12(a) of the Exchange’s Listed Company Manual. This document may include “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995. These statements, which may relate to risks and uncertainties, are based upon management’s current expectations and are subject to uncertainty and changes in circumstances. Actual results may differ materially from those contained in, or suggested by, such forward-looking statements. Additional information concerning factors that could cause actual results to differ materially from those in the forward-looking statements is contained in the Company’s filings with the Securities and Exchange Commission. (In dollars) High Low Dividends  Paid 2004 Fourth quarter 25.40 20.09 $0.03125 Third quarter 24.64 21.40 $0.03125 Second quarter 27.80 23.57 $0.03125 First quarter 27.14 22.28 $0.03125 2003 Fourth quarter 23.29 20.10 $0.03125 Third quarter 22.17 18.00 $0.025 Second quarter 22.53 17.88 $0.025 First quarter 19.28 15.55 $0.025 96 Common Stock Market Price