Certificates had the following remaining maturities at December 31, 2002: (In thousands) $100,000 Maturity Minimum Other Total (1) 0-3 months . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $ 107,008 $ 337,239 $ 444,247 4-6 months . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 35,300 313,710 349,010 7-12 months . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 76,708 566,233 642,941 13-24 months . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 47,824 299,677 347,501 25-36 months . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 7,547 52,743 60,290 37-48 months . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4,685 30,925 35,610 49-60 months . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 7,076 29,497 36,573 Over 60 months . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 252 2,331 2,583 $ 286,400 $1,632,355 $1,918,755 (1) Includes no brokered deposits. 12. Short-term Borrowings The following table sets forth selected information for short-term borrowings (borrowings with an original maturity of less than one year) for each of the years in the three year period ended December 31, 2002:  2002  2001 2000 (Dollars in thousands) Amount Rate Amount Rate Amount Rate At December 31, Federal funds purchased . . . . . . . . . . . . . $265,000 1.20% $ 48,000 1.73% $ 91,000 6.49% Securities sold under repurchase  agreements . . . . . . . . . . . . . . . . . . . . 547,743 1.37 669,734 1.83 794,320 6.61 Treasury, tax and loan note payable . . . . . 15,808 1.12 125 1.40 13,375 5.73 Line of credit . . . . . . . . . . . . . . . . . . . . 13,500 2.20 2,000 2.41 – – Total . . . . . . . . . . . . . . . . . . . . . . . . $842,051 1.32 $ 719,859 1.82 $ 898,695 6.58 Year ended December 31, Average daily balance Federal funds purchased . . . . . . . . . . . . . $188,559 1.67% $ 120,812 3.77% $ 10,989 6.68% Securities sold under repurchase  agreements . . . . . . . . . . . . . . . . . . . . 340,311 1.70  908,016 4.14 664,015 6.41 Treasury, tax and loan note payable . . . . . 29,348 1.50  62,111 3.61 68,631 6.14 Commercial paper . . . . . . . . . . . . . . . . . – – – – 4,843 6.18 Line of credit . . . . . . . . . . . . . . . . . . . . 15,717 3.23 6,749 5.57 18,824 7.58 Total . . . . . . . . . . . . . . . . . . . . . . . . $573,935 1.72 $1,097,688 4.08 $ 767,302 6.41 Maximum month-end balance Federal funds purchased . . . . . . . . . . . . . $271,000 N.A.  $ 304,000  N.A.  $ 91,000  N.A. Securities sold under repurchase  agreements . . . . . . . . . . . . . . . . . . . . 766,511 N.A.  1,047,301 N.A. 1,070,790 N.A. Treasury, tax and loan note payable . . . . . 200,000 N.A.  262,680 N.A. 250,000 N.A. Commercial paper . . . . . . . . . . . . . . . . . – – 19,039 N.A. Line of credit . . . . . . . . . . . . . . . . . . . . 42,500 N.A. 30,500 N.A. 79,000 N.A. N.A. Not applicable.  page 60