(Dollar Amounts in Thousands, except per share data) The following selected financial data is not covered by the auditor’ s report and should be read in conjunction with Management’ s Discussion and Analysis of Financial Condition and Results of Operations, which follows, and with the consolidated financial statements and related notes. All amounts have been restated to reflect the poolings of interests. Financial statement amounts for prior periods have also been reclassified to conform to the presentation format used in 2001. The reclassifications had no effect on the Corporation’ s financial condition or result of operations. SELECTED FINANCIAL DATA FIRST COMMONWEALTH FINANCIAL CORPORATION AND SUBSIDIARIES Years Ended December 31, 2001 2000 1999 1998 1997 Interest income $ 308,891 $ 311,882 $ 296,089 $ 282,067 $ 253,917 Interest expense  167,170 174,539  152,653  148,282 124,427 Net interest income 141,721 137,343 143,436 133,785 129,490 Provision for credit losses 11,495 10,030 9,450 15,049 10,152 Net interest income after provision for credit losses 130,226 127,313 133,986 118,736 119,338 Securities gains 3,329 1,745 565 1,457 6,825 Other operating income 36,895 31,938 33,660 27,929 20,599 Merger and related charges -0- -0- -0- 7,915 -0- Other operating expenses 105,007  99,461  95,569 93,980 89,885 Income before taxes and extra- ordinary items 65,443 61,535 72,642 46,227 56,877 Applicable income taxes 15,254 14,289 19,612 12,229 17,338 Net income before extraordinary items 50,189 47,246 53,030 33,998 39,539 Extraordinary items (less applicable taxes of $336) -0- -0-  -0- (624) -0- Net income $ 50,189 $ 47,246 $ 53,030 $ 33,374 $ 39,539 Per Share Data (a) Net income before extraordinary items $ 0.87 $ 0.82 $ 0.88 $ 0.55 $ 0.64 Extraordinary items 0.00 0.00  0.00 (0.01)  0.00 Net income $ 0.87 $ 0.82 $ 0.88 $ 0.54 $ 0.64 Dividends declared $ 0.585 $ 0.565 $ 0.515 $ 0.445 $ 0.410 Average shares outstanding 57,885,478 57,558,929 60,333,092 61,333,572 61,671,898 Per Share Data Assuming Dilution (a) Net income before extraordinary items $ 0.86 $ 0.82 $ 0.88 $ 0.55 $ 0.64 Extraordinary items 0.00 0.00 0.00 (0.01) 0.00 Net income $ 0.86 $ 0.82 $ 0.88 $ 0.54 $ 0.64 Dividends declared $ 0.585 $ 0.565 $ 0.515 $ 0.445 $ 0.410 Average shares outstanding 58,118,057 57,618,671 60,569,322 61,666,026 61,845,674 At End of Period Total assets $ 4,583,530 $ 4,372,312 $ 4,340,846 $ 4,096,789 $ 3,668,557 Investment securities 1,762,408 1,636,337 1,592,389 1,525,332 1,015,798 Loans and leases, net of unearned income 2,567,934 2,490,827 2,500,059 2,374,850 2,436,337 Allowance for credit losses 34,157 33,601 33,539 32,304 25,932 Deposits 3,093,150 3,064,146 2,948,829 2,931,131 2,884,343 Company obligated mandatorily redeemable capital securities of subsidiary trust 35,000 35,000 35,000 -0- -0- Other long-term debt 629,220 621,855 603,355 630,850 193,054 Shareholders’  equity 370,066 334,156 286,683 355,405 354,323 Key Ratios Return on average assets 1.11% 1.10% 1.25% 0.85% 1.15% Return on average equity 13.85% 15.65% 15.44% 9.13% 11.31% Net loans to deposit ratio 81.92% 80.19% 83.64% 79.92% 83.57% Dividends per share as a percent of net income per share 67.24% 68.90% 58.52% 82.41% 64.06% Average equity to average assets ratio 8.01% 7.00% 8.10% 9.28% 10.16% (a) Where applicable, per share amounts have been restated to reflect the two-for-one stock split effected in the form of a 100% stock dividend declared on October 19, 1999. 39