notes to the financial statements for the year ended 30 June 2001 Credit risk represents the loss that would be recognised  if counterparties failed to perform as contracted. Credit Risk 2001 2000 Financial Corporates Total Financial Corporates Total  Institutions Institutions $’000 $’000 $’000 $’000 $’000 $’000 On-balance sheet financial assets  Cash 61,821 - 61,821 77,818 - 77,818  Sundry Debtors  187  -  187  332  -  332 Advance to Company  -  2,873,313  2,873,313  -  2,751,270  2,751,270 Advance to Macquarie Bank Limited  93,855 -  93,855  94,549  -  94,549 Total Credit Risk  155,863 2,873,313 3,029,176 172,699 2,751,270 2,923,969  Interest Rate Risk The Trust’s exposure to interest rate risk and the effective rates on financial assets and liabilities at 30 June 2001 were:  Fixed Interest Rate Maturity Floating Non interest  1 year  between 1  more than interest rate  or less and 5 years 5 years bearing Total Notes $’000 $’000 $’000 $’000 $’000 $’000  Financial Assets Cash 6 61,821 - - - - 61,821  Sundry debtors 7  -  -  -  -  187  187 Advance to Company  10  1,296,713 - -  -  1,576,600  2,873,313 Advance to Macquarie Bank Limited 10  -  -  93,855  -  -  93,855 Total Financial Assets 1,358,534 - 93,855 - 1,576,787 3,029,176 Weighted average interest rate 10.82%  -  8.50%  -  -  - Financial Liabilities Sundry creditors  11  -  -  -  -  17,866  17,866 CPI Bonds  14  -  -  -  361,607  -  361,607 Project debt borrowings  13,14 1,147,618  -  -  -  -  1,147,618 Interest rate swaps (910,018)  41,080  201,126  667,812  -  - Total Financial Liabilities 237,600 41,080 201,126 1,029,419 17,866 1,527,091 Weighted average interest rate 6.40%  6.36%  6.36%  8.86%  -  -  Net Financial Assets/(Liabilities) 1,120,934 (41,080) (107,271) (1,029,419) 1,558,921 1,502,085 19