Note 38.1  Credit risk  continued  Credit quality – Consolidated 2013  (1) In the year ended 31 March 2013, margin monies placed of $1,710 million were included in Receivable from financial institutions. These  balances are now included in Loan assets held at amortised cost.  Included in the past due category are balances in which an amount was overdue by one day or more.  185  Neither past due nor impaired Past due or  individually  impaired  $m  Total  $m  Investment  Grade  $m  Below  Investment  Grade  $m  Default  $m  Unrated  $m  Receivables from financial institutions (1) 13,440  1,358  8  –  –  14,806  Trading portfolio assets  10,653  Governments  7,987  159  –  –  –  8,146  Financial institutions  1,042  401  55  –  –  1,498  Other  345  616  48  –  –  1,009  Derivative assets  14,704  Governments  365  3  –  –  –  368  Financial institutions  9,634  505  –  –  –  10,139  Other  2,690  1,507  –  –  –  4,197  Debt investment securities available for sale  13,901  Governments  3,528  –  –  –  –  3,528  Financial institutions  9,877  20  –  –  –  9,897  Other  134  340  –  –  2  476  Other financial assets  9,444  Governments  –  –  –  –  3  3  Financial institutions  –  –  –  –  37  37  Other  6,383  2,190  13  687  131  9,404  Loan assets held at amortised cost (1) 50,793  Governments  236  7  –  –  –  243  Financial institutions  4,400  2,242  29  –  –  6,671  Other  20,975  20,727  289  –  1,888  43,879  Other financial assets at fair value through  profit or loss  2,655  Governments  456  –  –  –  –  456  Financial institutions  816  88  –  –  –  904  Other  82  1,177  –  –  36  1,295  Total  82,390  31,340  442  687  2,097  116,956 