EXECUTIVE OFFICES General Information INFORMATION AVAILABLE TO SHAREHOLDERS CORPORATE GOVERNANCE SHAREHOLDER AND  INVESTOR INQUIRIES TRADEMARKS AND  SERVICE MARKS DIRECT DEPOSIT OF DIVIDENDS TRANSFER AGENT AND REGISTRAR STOCK EXCHANGE LISTING STOCK PURCHASE PLAN INDEPENDENT AUDITORS ANNUAL MEETING ©2003 American Express Company. All rights reserved. The Annual Meeting of Shareholders of American Express Company will be held at the company’s headquarters, 200 Vesey Street, New York, New York 10285, on Monday, April 28, 2003, at 10:00 a.m., local time.  Ernst & Young LLP 787 Seventh Avenue New York, NY 10019 American Express Company 200 Vesey Street New York, NY 10285 212.640.2000 A written transcript or an audiocas- sette of the meeting will be available upon written request to the Secretary’s Office. There will be a modest fee to defray production and mailing costs. Copies of the company’s Form 10-K, proxy statement and other documents, as well as information on financial results, products, services and com- pany press releases are available through the American Express home page on the Internet at the following address: www.americanexpress.com. Copies of these materials also are available without charge upon written request to the Secretary’s Office at the above address. Mellon Investor Services LLC Overpeck Centre 85 Challenger Road Ridgefield Park, NJ 07660 1.800.463.5911 or 201.329.8660 Hearing Impaired: 1.800.231.5469 or 201.329.8354 www.melloninvestor.com Primary listing: New York Stock Exchange  (Symbol: AXP) Copies of the American Express Company Board of Directors Corporate Governance Principles,  as well as the Charters of the five standing committees of the Board  and the American Express Company Code of Conduct, are available  on the company’s web site at http://ir.americanexpress.com. Copies of these materials also are available without charge upon written request to the Secretary’s Office at the above address. The company has established an Electronic Direct Deposit of Dividends service for the electronic payment of quarterly dividends on the company’s common shares. With this service, registered shareholders may have their dividend payments sent electronically to their checking account or financial institution on the payment date. Shareholders interested in enrolling  in this service should call Mellon Investor Services at 1.800.463.5911. The company’s Shareholder’s Stock Purchase Plan provides shareholders and new investors with a convenient way to purchase common shares through cash contributions and reinvestment of dividends. For a prospectus and other inquiries regarding the Shareholder’s Stock Purchase Plan, contact: Mellon Investor Services LLC P.O. Box 3338 South Hackensack, NJ 07606 1.800.842.7629 Written shareholder inquiries may  be sent either to Mellon Investor Services LLC, P.O. Box 3315, South Hackensack, NJ 07606 or to the Secretary’s Office, American Express Company, 200 Vesey Street, New York, NY 10285. Written inquiries from the investment community should be sent to Investor Relations at the American Express Company headquarters address. The following trademarks, service marks and copyrighted material of American Express Company and its affiliates may appear in the text of this report: AMERICAN EXPRESS® AMERICAN EXPRESS @ WORK® EXPENSE REPORTING AMERICAN EXPRESS BOX LOGO® AMERICAN EXPRESS CARD DESIGN® AMERICAN EXPRESS ONE SM FINANCIAL ACCOUNT AMERICAN EXPRESS PLATINUM  FINANCIAL SERVICES® AMERICAN EXPRESS WORLD SERVICE & DESIGN® BLUE FROM AMERICAN EXPRESS® BUSINESS MANAGEMENT ACCOUNT SM BUSINESS PURCHASE ACCOUNT SM CENTURION® CARD GLADIATOR HEAD® DESIGN MEMBERSHIP REWARDS® OPEN: THE SMALL BUSINESS NETWORK SM PLATINUM CARD® PLATINUM DELTA SKYMILES® BUSINESS  CREDIT CARD SAVINGS AT WORK SM TRAVELBAHN SM TICKET TRAX® DESIGN: Bernhardt Fudyma Design Group EXECUTIVE PORTRAIT: Bill Hayward PRODUCT PHOTOGRAPHY: Lisa Charles Watson PAGE 22 & 24: Peter Ross PRINTING: Graphic Arts Center