Daiwa Securities Group Annual Report 2012 10. Lease transactions 12. Long-term debt The weighted average interest rate on total outstanding short-term  borrowings principally from banks at March 31, 2012 and 2011 was  0.21% and 0.16%, respectively. As is customary in Japan, in the case of unsecured bank borrowings,  security must be given under certain conditions if requested by a  lending bank. The bank has the right to offset cash deposited by the  borrower against any debt or obligation that becomes due, and in the  case of default and certain other specified events, against all debts  payable to the bank. Such request has never been made and such  right has never been exercised. Assets used under finance leases other than the ones that transfer ownership to the lessee at the end of the lease term, which started before  March 31, 2008, are accounted for in the same manner as ordinary rental transactions. Certain information concerning such non-capitalized  finance leases and operating leases at March 31, 2012 and 2011 are summarized as follows: Corporate Summary Executive Messages Business Strategy Financial Section Management Systems & CSR Other Information Millions of yen Thousands of  U.S. dollars 2012 2011 2012 Cash received for customers’ accounts ¥111,247 ¥132,256 $1,356,671 Cash deposits received from customers 226,144 249,362 2,757,854 Other 8,782 21,347 107,097 ¥346,173 ¥402,965 $4,221,622 Lessor: Millions of yen Thousands of  U.S. dollars 2012 2011 2012 Operating leases: Future lease receipts in respect of operating leases ¥13,890 ¥4,610 $169,390 Due within one year 6,239 648 76,085 Lessee: Millions of yen Thousands of  U.S. dollars 2012 2011 2012 Non-capitalized finance leases: Total assets under non-capitalized finance leases ¥ 130 ¥ 663 $ 1,585 Accumulated depreciation 121 416 1,476 Future lease payments in respect of non-capitalized leases 9 74 110 Due within one year 9 59 110 Operating leases: Future lease payments in respect of operating leases 67,358 70,509 821,439 Due within one year 12,335 13,091 150,427 11. Payables to customers and counterparties Payables to customers and counterparties at March 31, 2012 and 2011 consisted of the following: 82