167 ANNUAL REPORT 2010 NOTE 13.1REAL ESTATE HELD FOR OWN USE  AND EQUIPMENT  Net book value General  account real  estate held for  own use Policyholder  account real  estate held for  own use Equipment Total At January 1, 2009 343 6 191 540 At December 31, 2009 332 – 216 548 AT DECEMBER 31, 2010 333 – 241 574 Cost At January 1, 2010 386 – 519 905 Additions 1 114 115 Capitalized subsequent expenditure 1 – – 1 Disposals (8) – (98) (106) Unrealized gains / (losses) through equity 2 – – 2 Net exchange differences 15 – 23 38 Other – – (6) (6) AT DECEMBER 31, 2010 397 – 552 949 Accumulated depreciation and impairment losses At January 1, 2010 54 – 303 357 Depreciation through income statement 9 – 67 76 Disposals (1) – (72) (73) Net exchange differences 2 – 13 15 AT DECEMBER 31, 2010 64 – 311 375 Cost At January 1, 2009 383 6 516 905 Additions 101 – 99 200 Capitalized subsequent expenditure 2 – – 2 Disposals (11) (6) (89) (106) Disposal on group of assets – – (9) (9) Unrealized gains / (losses) through equity (1) – – (1) Realized gains / (losses) through income statement 1 – – 1 Transfers to investments in real estate (91) – – (91) Net exchange differences (7) – 2 (5) Other 9 – – 9 AT DECEMBER 31, 2009 386 – 519 905 Accumulated depreciation and impairment losses At January 1, 2009 40 – 325 365 Depreciation through income statement 7 – 61 68 Disposals – – (83) (83) Disposal on group of assets – – (2) (2) Transfers to investments in real estate (1) – – (1) Net exchange differences (1) – 2 1 Other 9 – – 9 AT DECEMBER 31, 2009 54 – 303 357 SHARPENING OUR FOCUS