TRANSACTION SYSTEMS ARCHITECTS,  INC. is a global provider of software for  electronic payments. The company  serves more than 720 customers in the  finance, retail and transaction processing  industries. TSA software was used to  process more than 41 billion transactions  during the past year involving credit and  debit cards, smart cards, checks, remote  banking services, Internet commerce,  secure document delivery, wire transfers,  and automated clearing and settlement.  TSA maintains its global presence with  sales and support offices throughout  North and South America, Europe, the  Middle East, Africa, Asia and Australia. ACI WORLDWIDE Every second of every day, ACI  Worldwide solutions power the world’s online consumer  e-payment systems. The largest of the TSA business  units, ACI provides software that enables consumers to  get cash at ATMs, use debit, credit and smart cards to  make purchases in stores and over the Internet, bank  by phone and PC, pay bills online, and access financial  services via mobile telephone. ACI was founded in 1975  and pioneered the development of 24/7 applications and  networking software for online e-payment processing. INTRANET  IntraNet provides international payments  and messaging solutions that maximize performance  in highly complex and real-time wholesale financial  environments. Many of the world’s largest financial  institutions use IntraNet software in their global high- value payments and messaging environments to move  money, settle multiple currencies and streamline  back office operations. IntraNet’s leadership in the  wholesale banking industry is proven by over 25 years  of experience in developing and successfully delivering  business-critical banking systems throughout the world. INSESSION TECHNOLOGIES provides scalable  infrastructure software and services that facilitate  communication, data movement, systems monitoring,  transaction processing, Web enablement, Web  security, Web services and workflow/business process  management across heterogeneous computing systems.  Those systems include mainframes, distributed  computing networks and the Internet. With  Insession products, businesses are able to optimize  business-critical operations throughout the enterprise. 1/10/05 2:39:42 PM 8818_Fnl.indd 6 TSA BUSINESS UNITS