Radian Group Inc. Notes to Consolidated Financial Statements - (Continued) The following table reflects additional information regarding all market condition awards for the years indicated: Performance-Based RSUs —In 2012 and 2011, the Compensation Committee granted a total of  2,211,640 and 3,004,730,  respectively, of performance-based RSUs (to be settled in cash) to eligible of ficers under the 2008 Equity Plan. These  performance-based RSUs entitle grantees to a cash amount equal to the fair market value of RSUs that have vested at the end of  a three-year performance period.  Vesting of awards granted to executive of ficers in 2012 is dependent upon Radian Group’s absolute “total stockholder  return” (“TSR”) and Radian Group’ s relative TSR compared to the relative TSR of the companies listed on the NASDAQ 100  Financial Index and our most directly comparable mortgage insurance peers (the “201 1 and 2012 TSR Peer Groups”), with a  maximum payout at the end of the three-year performance period of 200% of a grantee’ s target number of RSUs. If Radian  Group’s absolute TSR during the performance period is negative, the payout of the performance-based RSUs awarded will be  at 0% and none of the performance-based RSUs will vest. If Radian Group’ s absolute TSR is positive, the payout will be  determined based on an analysis of both Radian Group’ s relative TSR and absolute TSR, beginning with an assessment of  Radian Group’s relative TSR. Vesting of awards granted to non-executives in 2012 and to both non-executives and executives in  2011 is dependent  upon the performance of Radian Group’ s TSR compared to TSRs of the 2011 and 2012 TSR Peer Groups, with a maximum  payout at the end of the three-year performance period of  200% of a grantee’s target number of RSUs. Vesting of the performance-based RSUs awarded to executives and non-executives in 2010 is based on two factors, both  equally weighted at 50% of the total performance tar get: (1) the performance of Radian Group’ s relative TSR compared to the  TSRs of an industry peer group, with a maximum payout of  100% of the peer target (i.e., 50% of the total performance tar get);  and (2) the performance of Radian Group’ s relative TSR compared to the TSRs of companies included in the S&P MidCap  400® index, with a maximum payout of  150% of the index target (i.e., 50% of the total performance tar get). Upon the  occurrence of certain corporate events involving one or more companies included in the industry peer group, the performance  goals for the entire award (between  0% and 150% of the total target award) would then be based on Radian Group’ s relative  TSR compared to the TSRs of companies included in the S&P MidCap 400® index.  In general, pursuant to the terms of the  2012 and 2011 award agreements, in the event of a grantee’ s retirement, the award  will continue to vest and be paid in accordance with the achievement of the performance goals as of the stated vesting date.  Each RSU was granted at full value with  no exercise price. The RSUs do not entitle the grantees to voting or dividend rights. Timed-Vested RSUs— In 2012, the Compensation Committee awarded to certain non-executives  151,154 time-vested  RSUs (to be settled in cash) under the 2008 Equity Plan .  In 2010, the Compensation Committee awarded to our non-employee  directors 108,921 time-vested RSUs (to be settled in cash) under the 2008 Equity Plan.  The estimated fair value of the time- vested RSUs is based on the closing price of our common stock on the measurement date.  These RSU awards entitle award  recipients to a cash amount equal to the closing price of our common stock on the New  York Stock Exchange (“NYSE”) on the  vesting date for employees or the conversion date for non-employee directors (generally defined as a director ’s termination of  service with us). These RSU awards vest in their entirety three years from the date of grant, or earlier , upon retirement, death or  disability.  252 RSUs (Cash Settled)  Year Ended December 31, ($ in thousands except per-share amounts) 2012 2011 2010 Total compensation cost recognized. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $ 28,366 $ (969 ) $ 20,369 Less: Costs deferred as acquisition costs. . . . . . . . . . . . . . . . . . . . . . . . . . . . 465 171 551 Stock-based compensation expense impact on net (loss) income before  income taxes—increase (decrease) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $ 27,901 $ (1,140 ) $ 19,818 Stock-based compensation expense impact on net (loss) income—decrease  (increase). . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $ 18,136 $ (741 ) $ 12,882 Excess tax benefits from stock-based payment arrangements. . . . . . . . . . . . $ — $ 4 $ — Stock-based compensation expense impact on diluted (loss) income per  share—increase (decrease) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $ 0.14 $ (0.01 ) $ 0.11