PUBLIC LAW 116–33—JULY 25, 2019  133 STAT. 1038  Public Law 116–33  116th Congress  An Act  Protecting  Affordable  Mortgages for  Veterans Act  of 2019.  12 USC 1701  note.  July 25, 2019  [S. 1749]  To clarify seasoning requirements for certain refinanced mortgage loans, and for  other purposes.  Be it enacted by the Senate and House of Representatives of  the United States of America in Congress assembled,  This Act may be cited as the ‘‘Protecting Affordable Mortgages  for Veterans Act of 2019’’.  (a) GINNIE MAE.—Section 306(g)(1) of the National Housing  Act (12 U.S.C. 1721(g)(1)) is amended by striking the second sen- tence.  (b) VETERANS LOANS.—Section 3709(c) of title 38, United States  Code, is amended—  (1) in the matter before paragraph (1), by striking ‘‘is  refinanced’’ and inserting ‘‘is a refinance’’; and  (2) by striking paragraphs (1) and (2) and inserting the  following new paragraphs:  ‘‘(1) the date on which the borrower has made at least  six consecutive monthly payments on the loan being refinanced;  and  ‘‘(2) the date that is 210 days after the first payment  due date of the loan being refinanced.’’.  SECTION 1. SHORT TITLE.  SEC. 2. SEASONING REQUIREMENTS FOR CERTAIN REFINANCED  MORTGAGE LOANS. 