Business NorthWest Indiana Bancorp (the Bancorp) is a bank holding company registered with the Board of Governors  of the Federal Reserve System. Peoples Bank (the Bank), an Indiana bank, is a wholly owned subsidiary of the Bancorp. The Bancorp has no other business activity other than being the holding company for the Bank. The Bancorp conducts business from its Corporate Center in Munster and its twelve full-service offices located in Crown Point, Dyer, East Chicago, Gary, Hammond, Hobart, Merrillville, Munster, St. John, Schererville, and Valparaiso, Indiana. The Bancorp is primarily engaged in the business of attracting deposits from the general public and the origination of loans secured by single family residences and commercial real estate, as well as, construction loans, various types of consumer loans and commercial business loans, and loans to local municipalities. In addition, the Bancorp's Wealth Management Group provides estate  and retirement planning, guardianships, land trusts, profit sharing and 401(k) retirement plans, IRA and Keogh accounts, and investment agency accounts. The Wealth Management Group may also serve as the personal  representative of estates and act as trustee for revocable  and irrevocable trusts. The Bancorp's common stock is traded in the over the counter market and is quoted on the OTC Bulletin Board. On January 31, 2011, the Bancorp had 2,828,977 shares of common stock outstanding and 413 stockholders of record. This does not reflect the number of persons or entities who may hold their stock in nominee or “street” name through brokerage firms. 9 December 31, December 31, December 31, December 31, 2004 2003 2002 2001 ____________ ____________ ____________ ____________ $ 26,614 $ 26,357 $ 27,781 $ 28,425 6,858 7,521 10,107 13,222 ____________ ____________ ____________ ____________ 19,756 18,836 17,674 15,203 385 420 720 230 ____________ ____________ ____________ ____________ 19,371 18,416 16,954 14,973 ____________ ____________ ____________ ____________ 3,312 2,968 2,675 2,402 13,174 12,037 10,859 9,911 ____________ ____________ ____________ ____________ 9,862 9,069 8,184 7,509 ____________ ____________ ____________ ____________ 3,219 3,411 3,277 2,754 ____________ ____________ ____________ ____________ $ 6,290 $ 5,936 $ 5,493 $ 4,710 ____________ ____________ ____________ ____________ $2.28 $2.16 $2.01 $1.73 $2.24 $2.13 $1.99 $1.71 $1.24 $1.20 $1.12 $1.04 December 31, December 31, December 31, December 31, 2004 2003 2002 2001 ____________ ____________ ____________ ____________ $ 557,393 $ 508,775 $ 488,002 $ 440,710 433,790 409,808 380,428 342,642 79,979 63,733 56,571 67,260 451,573 421,640 406,673 355,215 57,201 40,895 36,065 44,989 44,097 41,554 39,148 35,882 December 31, December 31, December 31, December 31, 2004 2003 2002 2001 ____________ ____________ ____________ ____________ 5.31% 5.65% 6.26% 7.29% 1.40% 1.67% 2.38% 3.55% ____________ ____________ ____________ ____________ 3.91% 3.98% 3.88% 3.74% ____________ ____________ ____________ ____________ 3.94% 4.04% 3.99% 3.90% 1.17% 1.20% 1.18% 1.15% 14.64% 14.65% 14.58% 13.49% December 31, December 31, December 31, December 31, 2004 2003 2002 2001 ____________ ____________ ____________ ____________ 12.2% 12.5% 13.1% 13.6% 11.2% 11.5% 11.9% 12.5% 8.0% 8.0% 7.6% 8.3% 0.90% 0.92% 0.96% 0.92% 371.00% 220.31% 152.43% 108.64% 0.24% 0.42% 0.63% 0.85% 5,370 5,213 5,049 4,964 32,866 32,502 31,385 30,433 8 8 8 8