2012 Dear Fellow Shareholders: 2012 was the third consecutive record year for Century Bank. As we approach our  44th anniversary, assets, deposits, earnings, and loans all reached record levels.  We ended 2012 at $3.09 billion in assets and $19.04 million of annual earnings.  In a year when bank stock prices generally declined, ours rose 17% to close at  $32.95; a three-year increase of 50%. 2012 was another solid year of achievements  in the midst of a banking industry in transition. Our theme this year is “ability,” and its many derivatives. It takes a combination of  skills to achieve a sustainable and stable platform for growth. Century continues  to prove that the pathway set nearly 44 years ago by our intrepid Founder and  Chairman, Marshall M. Sloane, a man with many different abilities, resonates  equally well in 2013. 