The Bancorp’s impaired loans are summarized below for the years indicated: (Dollars in thousands) Unpaid Average Interest Recorded Principal Related Recorded Income Investment Balance Allowance Investment Recognized 2010 With no related allowance recorded Residential real estate, including home equity .................... $ 64 $ 103 $ – $ 28 $ – Commercial real estate, construction & land development and other dwellings...................................... 1,054 1,345 – 2,181 19 Commercial participations purchased ................................ 2,696 8,140 – 397 92 Commercial business loans ................................................ 354 354 – 414 1 With an allowance recorded: Residential real estate, including home equity .................... – – 1 – – Commercial real estate, construction & land development and other dwellings...................................... 9,920 10,361 875 3,181 305 Commercial participations purchased ................................ 11,797 11,797 1,897 16,098 216 Commercial business loans ................................................ 128 128 21 113 4 Total: Residential real estate, including home equity .................... $ 64 $ 103 $ 1 $ 28 $ – Commercial real estate, construction & land development and other dwellings...................................... $ 10,974 $ 11,706 $ 875 $ 5,362 $ 324 Commercial participations purchased ................................ $ 14,493 $ 19,937 $ 1,897 $ 16,495 $ 308 Commercial business loans ................................................ $ 482 $ 482 $ 21 $ 527 $ 5 (Dollars in thousands) Unpaid Average Interest Recorded Principal Related Recorded Income Investment Balance Allowance Investment Recognized 2009 With no related allowance recorded Residential real estate, including home equity .................... $ 64 $ 64 $ – $ 13 $ – Commercial real estate, construction & land development and other dwellings...................................... 1,005 1,019 – 1,299 1 Commercial participations purchased ................................ 1,601 5,121 – – 20 Commercial business loans ................................................ 2,906 2,956 – 192 9 With an allowance recorded: Residential real estate, including home equity .................... – – – – – Commercial real estate, construction & land development and other dwellings...................................... 1,017 1,017 239 1,630 23 Commercial participations purchased ................................ 10,271 11,632 908 9,501 51 Commercial business loans ................................................ 101 101 32 185 1 Total: Residential real estate, including home equity .................... $ 64 $ 64 $ – $ 13 $ – Commercial real estate, construction & land development and other dwellings...................................... $ 2.022 $ 2,036 $ 239 $ 2,929 $ 24 Commercial participations purchased ................................ $ 11,872 $ 16,753 $ 908 $ 9,501 $ 71 Commercial business loans ................................................ $ 3,007 $ 3,057 $ 32 $ 377 $ 10 31