Corporate Information Corporate Headquarters Investor Relations Media Inquiries Internet Address Annual Meeting Common Stock and Dividend Information Form 10-K and Other Information Transfer Agent/Shareholder Records Common Stock Price Dividends High Low Declared 2003 First quarter $48.71 $32.30 $ 0.27 Second quarter 51.84 36.18 0.27 Third quarter 55.75 49.88 0.27 Fourth quarter 59.03 53.10 0.28 2002 First quarter $68.56 $59.93 $ 0.26 Second quarter 69.97 58.04 0.26 Third quarter 58.63 41.00 0.26 Fourth quarter 50.10 37.38 0.27 The Hartford Financial Services Group, Inc. 690 Asylum Avenue Hartford, Connecticut 06105 860-547-5000 http://www.thehartford.com Shareholders are cordially invited to attend The Hartford’s Annual Meeting of Shareholders, which will be held on Thursday, May 20, 2004 at 9:00 a.m. in the Wallace Stevens Theater at The Hartford Financial Services Group, Inc.’s home office at 690 Asylum Avenue, Hartford, Connecticut. Shareholders of record as of March 22, 2004 are entitled to notice of, and to vote at, the Annual Meeting. Additional copies of The Hartford’s Form 10-K filed  with the Securities and Exchange Commission for the year ended December 31, 2003, as well as copies of all of  The Hartford’s other recent filings with the Securities and Exchange Commission, may be accessed without charge through The Hartford’s web site at  http://www.thehartford.com or may be obtained without charge by contacting  The Hartford’s Investor Relations Department: The Hartford Financial Services Group, Inc. Hartford Plaza, HO-1-01 Hartford, Connecticut 06115 Attn: Investor Relations 860-547-2537 For information or assistance regarding stock records,  dividend checks or stock certificates, please contact  The Hartford’s transfer agent: The Bank of New York Shareholder Relations Department–12E P.O. Box 11258 Church Street Station New York, NY 10286 800-254-2823 To send certificates for transfer and address changes: The Bank of New York Receive and Deliver Department–11W P.O. Box 11002 Church Street Station New York, NY 10286 Address inquiries about The Hartford’s Dividend Reinvestment and Cash Payment Plan to: The Bank of New York Dividend Reinvestment Department P.O. Box 1958 Newark, NJ 07101-1958 E-mail: shareowners@bankofny.com Internet address:  www.stockbny.com The Hartford Financial Services Group, Inc. Hartford Plaza, HO-1-01 Hartford, Connecticut 06115 Attn: Investor Relations 860-547-2537 The Hartford Financial Services Group, Inc. Media Relations Hartford Plaza, T-12-56 Hartford, Connecticut 06115 860-547-5200 The Hartford’s common stock is traded on the New York Stock Exchange (NYSE) under the trading symbol “HIG.” The following table presents the high and low closing prices for the common stock of The Hartford on the NYSE for  the periods indicated, and the quarterly dividends declared per share. Some of the statements in this Annual Report may be considered  forward-looking statements as defined in the Private Securities Litigation Reform Act of 1995. We caution investors that these  forward-looking statements are not guarantees of future performance, and actual results may differ materially. Investors should consider  the important risks and uncertainties that may cause actual results  to differ. These important risks and uncertainties include those  discussed in our Form 10-K for the year ended December 31, 2003, the full text of which is included herein, and in the other filings  we make with the Securities and Exchange Commission. Des i gn : GeneMayerAssoc i a t es , Inc ., M il f ord , CT Tex t : Dan i e l D . E l man Pho t ography : TedKawa l ers k i , New Y or k