Corporate Information Shareholder Inquiries General Information Annual Meeting Computershare Trust Company of Canada Corporate Communications Department This BMO Financial Group 2002 Annual Report is available for viewing/printing on our web site at www.bmo.com. For a printed copy, please contact: For dividend information, change in share registration or address, lost certificates, estate transfers, or to advise of duplicate mailings, please call Bank of Montreal’s Transfer Agent and Registrar at  1-800-332-0095 (Canada and the United States), or at (514) 982-7800 (international), or write to: 302 Bay Street, 10th Floor Toronto, Ontario M5X 1A1 (On peut obtenir sur demande un exemplaire en français.) 100 University Avenue, 9th Floor Toronto, Ontario M5J 2Y1 For general inquiries about company news and initiatives please contact our Corporate Communications Department. BMO Financial Group’s news releases are available on our web site  at www.bmo.com. The Annual Meeting of Shareholders will be held on Tuesday, February 25, 2003 at 9:30 a.m. (Eastern Standard Time) at the Fairmont Château Laurier, Ottawa, Ontario, Canada. TM/ ¤ Trade marks/registered trade marks of Bank of Montreal $^{¤}$* GLYPH<210>Nesbitt BurnsGLYPH<211> is a registered trade mark of BMO Nesbitt Burns Corporation Limited TM1/ ¤ 1 Trade marks/registered trade marks of Harris Trust and Savings Bank TM2 Trade mark of Credit Suisse Group TM3 Trade mark of myCFO, Inc. ¤ 2 Registered trade mark of MoodyGLYPH<213>s Investors Service, Inc. ¤ 3 Registered trade mark of Standard & PoorGLYPH<213>s Corporation ¤ 4 Registered trade mark of MasterCard International Incorporated ¤ 5 Registered trade mark of Dow Jones & Company, Inc. TM4 Trade mark of dealerAccess Inc. ¤ 6 Registered trade mark of Morgan Stanley Dean Witter & Co. TM5 Trade mark of Moneris Solutions Corporation www.bmo.com/annualreport2002