a Florida couple enjoy a special moment outside their restored home in Port Charlotte, on the Gulf Coast. Three months after the devasta- tion from Hurricane Charley,  John and Tracy Bennett were surprised and relieved to be back in their home in time to celebrate the holiday. The August 13, 2004 storm ripped off some of the roof and much of the home was rain-soaked or damaged by fallen ceilings. Both Tracey and John are nurses and used to managing crisis. However, standing in her home with many of her possessions destroyed, Tracey found herself crying. “It was too much,” she remembers. Now that it’s over, they are feeling much better. “The Hartford was wonderful,” says Tracy. “They always called me right back and the entire process was fast and smooth compared to what I saw everyone else going through.” A team from The Hartford’s claims 16     ,  your income and property