NOTES TO AND FORMING PART OF THE FINANCIAL STATEMENTS FOR THE FINANCIAL YEAR ENDED 30 JUNE 2000 29. FINANCIAL INSTRUMENTS (continued) (b) Interest Rate Risk (continued) The economic entity’ s exposure to interest rate risks and the effective interest rates of financial assets and financial liabilities as at 30 June  2000 are as follows: N/a: not applicable for non-interest bearing financial instruments Floating interest rate Fixed interest rate maturing in: Non interest bearing T otal carrying Financial Instruments 1 year or less Over 1 to 5 years Over 5 years amount as per Weighted average $ $ $ $ $ balance sheet interest rate $ (i) Financial Assets Cash 5,647,299 – – – – 5,647,299 4.5% Trade debtors – – – – 4,077,295 4,077,295 N/a Other debtors – – – – 231,746 231,746 N/a Loans - related parties – 11,184 – – – 11,184 6.70% Loans - other persons – 5,590 – – – 5,590 7.55% T otal Financial Assets 5,647,299 16,774 – – 4,309,041 9,973,114 (ii) Financial Liabilities Trade creditors – – – – 1,079,327 1,079,327 N/a Other creditors and accruals – – – – 534,897 534,897 N/a Hire purchase liability – 899,399 4,156,163 – – 5,055,562 8.57% Bank loan - secured 6,500,000 – – – – 6,500,000 7.30% Loan payable - other persons – – – 93,581 – 93,581 8.00% Employee entitlements – – – – 841,895 841,895 N/a T otal Financial Liabilities 6,500,000 899,399 4,156,163 93,581 2,456,119 14,105,262 60 Gar