SMBC Loans (Nonconsolidated) Balance of Loans and Bills Discounted Balance of Loans and Bills Discounted, Classified by Purpose Balance of Loans and Bills Discounted, Classified by Collateral SMFG  2011 166 Millions of yen March 31 2011 2010 Securities ......................................................................................................... ¥ 492,005 ¥ 562,243 Commercial claims .......................................................................................... 966,036 996,719 Commercial goods .......................................................................................... 123 — Real estate ....................................................................................................... 6,747,774 6,895,988 Others .............................................................................................................. 689,604 603,538 Subtotal ........................................................................................................... 8,895,545 9,058,490 Guaranteed ...................................................................................................... 18,505,823 21,075,681 Unsecured ....................................................................................................... 27,836,245 26,484,887 Total ................................................................................................................. ¥55,237,613 ¥56,619,058 Millions of yen March 31 2011 2010 Funds for capital investment ........................................................................... ¥21,095,931 38.2% ¥21,487,115 38.0% Funds for working capital ................................................................................ 34,141,682 61.8 35,131,942 62.0 Total ................................................................................................................. ¥55,237,613 100.0% ¥56,619,058 100.0% Millions of yen March 31 2011 2010 Domestic operations: Loans on notes ............................................................................................ ¥ 1,321,221 ¥ 1,472,451 Loans on deeds ........................................................................................... 36,510,374 38,069,787 Overdrafts .................................................................................................... 8,122,475 8,202,796 Bills discounted ........................................................................................... 139,034 152,782 Subtotal ....................................................................................................... ¥46,093,104 ¥47,897,818 International operations: Loans on notes ............................................................................................ ¥ 482,697 ¥ 416,026 Loans on deeds ........................................................................................... 8,558,792 8,223,003 Overdrafts .................................................................................................... 103,019 82,210 Bills discounted ........................................................................................... — — Subtotal ....................................................................................................... ¥ 9,144,508 ¥ 8,721,240 Total ................................................................................................................. ¥55,237,613 ¥56,619,058 Year-End Balance Average Balance Sumitomo Mitsui Banking Corporation Note: The average balance of foreign-currency-denominated transactions by domestic branches in international operations is calculated by the monthly  current method. Millions of yen Year ended March 31 2011 2010 Domestic operations: Loans on notes ............................................................................................ ¥ 1,428,036 ¥ 1,720,223 Loans on deeds ........................................................................................... 37,892,485 38,993,305 Overdrafts .................................................................................................... 8,083,617 8,969,237 Bills discounted ........................................................................................... 132,861 160,676 Subtotal ....................................................................................................... ¥47,537,001 ¥49,843,442 International operations: Loans on notes ............................................................................................ ¥ 431,246 ¥ 444,610 Loans on deeds ........................................................................................... 8,166,756 8,704,843 Overdrafts .................................................................................................... 100,044 91,980 Bills discounted ........................................................................................... — 104 Subtotal ....................................................................................................... ¥ 8,698,046 ¥ 9,241,539 Total ................................................................................................................. ¥56,235,047 ¥59,084,981