Assets and Liabilities (Consolidated) SMBC Risk-Monitored Loans Securities Year-End Balance Trading Assets and Liabilities Notes:  Definition of risk-monitored loan categories 1. Bankrupt loans: Credits for which accrued interest is not accounted in revenue; credits extended to borrowers that are undergoing bankruptcy,  corporate reorganization and rehabilitation proceedings or debtors receiving orders of disposition by suspension of business at bill clearinghouses 2. Non-accrual loans: Credits for which accrued interest is not accounted in revenue; credits, excluding loans to bankrupt borrowers and loans with grace for  interest payment to assist in corporate reorganization or to support business 3. Past due loans (3 months or more): Loans with payment of principal or interest in arrears for more than 3 months, calculated from the day following the  contractual due date, excluding borrowers in categories 1. and 2. 4. Restructured loans: Loans to borrowers in severe financial condition given certain favorable terms and conditions to assist in corporate rehabilitation or to  support business, excluding borrowers in categories 1. through 3. Notes: 1. Domestic operations comprise the operations of SMBC (excluding overseas branches) and its domestic consolidated subsidiaries. Overseas operations  comprise the operations of SMBC’s overseas branches and its overseas consolidated subsidiaries. 2. “Others” include foreign bonds and foreign stocks. Notes: 1. Domestic operations comprise the operations of SMBC (excluding overseas branches) and its domestic consolidated subsidiaries. Overseas operations  comprise the operations of SMBC’s overseas branches and its overseas consolidated subsidiaries. 2. Intersegment transactions are reported in the “Elimination” column. Millions of yen March 31 2011 2010 Bankrupt loans ................................................................................................ ¥ 90,171 ¥ 162,969 Non-accrual loans ........................................................................................... 958,729 1,047,913 Past due loans (3 months or more) ................................................................. 14,226 38,249 Restructured loans .......................................................................................... 466,459 249,139 Total ................................................................................................................. ¥1,529,587 ¥1,498,271 Amount of direct reduction .............................................................................. ¥ 716,192 ¥ 710,815 Millions of yen March 31 2011 2010 Domestic operations: Japanese government bonds ...................................................................... ¥25,934,346 ¥16,738,321 Japanese local government bonds ............................................................. 544,409 422,648 Japanese corporate bonds ......................................................................... 3,237,321 3,531,793 Japanese stocks .......................................................................................... 2,621,131 2,843,148 Others .......................................................................................................... 5,713,956 3,431,856 Subtotal ....................................................................................................... ¥38,051,166 ¥26,967,768 Overseas operations: Japanese government bonds ...................................................................... ¥ — ¥ — Japanese local government bonds ............................................................. — — Japanese corporate bonds ......................................................................... — — Japanese stocks .......................................................................................... — — Others .......................................................................................................... 1,697,228 1,454,593 Subtotal ....................................................................................................... ¥ 1,697,228 ¥ 1,454,593 Total ................................................................................................................. ¥39,748,394 ¥28,422,362 Millions of yen 2011 2010 March 31 Domestic  operations Overseas  operations Elimination Total Domestic  operations Overseas  operations Elimination Total Trading assets ........................................................... ¥6,107,160 ¥518,595 ¥(34,836) ¥6,590,920 ¥6,067,423 ¥587,881 ¥(36,046) ¥6,619,258 Trading securities .................................................. 2,735,578 38,619 — 2,774,197 2,656,782 32,229 — 2,689,011 Derivatives of trading securities ............................ 3,857 — — 3,857 1,244 — — 1,244  Securities related to trading transactions ............. — — — — — — — —  Derivatives of securities related to  trading transactions ............................................ 5,338 — — 5,338 6,931 — — 6,931 Trading-related financial derivatives ..................... 3,071,434 479,623 (34,836) 3,516,221 3,124,521 555,288 (36,046) 3,643,763 Other trading assets.............................................. 290,952 353 — 291,305 277,943 363 — 278,307 Trading liabilities ........................................................ ¥4,631,357 ¥612,920 ¥(34,836) ¥5,209,441 ¥4,446,003 ¥632,763 ¥(36,046) ¥5,042,720 Trading securities sold for short sales .................. 1,582,282 830 — 1,583,112 1,557,587 — — 1,557,587 Derivatives of trading securities ............................ 1,514 — — 1,514 2,296 — — 2,296  Securities related to trading transactions sold for short sales .............................................. — — — — — — — —  Derivatives of securities related to  trading transactions ............................................ 5,638 1 — 5,639 6,961 — — 6,961 Trading-related financial derivatives ..................... 3,041,922 612,088 (34,836) 3,619,174 2,879,158 632,763 (36,046) 3,475,875 Other trading liabilities .......................................... — — — — — — — — SMFG  2011 159