First Financial Bankshares, Inc. is a financial holding company  headquartered in Abilene, Texas, with consolidated assets of $2.0 billion as of December 31, 2002. The corporation has 10 affiliate banks, which provide services from 28 full-service locations in the Central, West and High Plains regions of Texas. The common stock of First Financial Bankshar es, Inc. is held by more than 3,500 shareholders and is listed on The NASDAQ Stock Market ® under the symbol FFIN. “Our 10 affiliate banks provide  services from 28 full-service  locations in the Central, West and High Plains regions of Texas.”