Year-End Total Assets (1) Shareholders’ Equity (1) Net Income (1) Basic Earnings per Share (2) Cash Dividends per Share (2) Stock Dividends and Splits Year-End Book Value per Share (2) Year-End Market Value per Share (2) 2002 $1,993,183 $238,768 $33,953 $2.75 $1.35 – $19.31 $38.00 2001 1,929,694 213,654 29,355 2.38 1.16 5/4 split 17.32 30.10 2000 1,753,814 196,121 28,316 2.28 1.03 – 15.92 25.15 1999 1,723,369 178,663 25,690 2.06 0.90 – 14.33 24.60 1998 1,686,647 169,449 23,254 1.87 0.80 10% dividend 13.62 28.00 1997 1,573,509 148,226 20,063 1.70 0.70 5/4 split 12.46 31.18 1996 1,262,041 131,161 18,122 1.58 0.63 5/4 split 11.36 23.27 1995 1,062,325 114,917 16,355 1.52 0.56 – 10.66 15.59 1994 1,001,906 103,908 13,112 1.22 0.51 5/4 split 9.67 12.44 1993 924,630 90,443 11,978 1.31 0.45 10% dividend 8.99 15.46 Ten-Year Compound Growth Rate 9.03% 11.36% 11.94% 9.60% 14.45% – 9.02% 11.15% IN THOUSANDS EXCEPT PER SHARE DATA  (1) As originally reported at the close of each year and prior to restatements for pooling-of-interests. (2) Adjusted for stock dividends and splits. “The value of our stock rose as we achieved higher earnings for the 1 6th year in a row.” Curtis R. Harvey Executive Vice President and Chief Financial Officer 12