Notes to Consolidated Financial Statements SMFG (2) Fair value of financial instruments (a) Consolidated balance sheet amounts, fair values and net unrealized gains or losses of financial instruments as of March 31, 2011 and  2010 are as follows. The amounts shown in the following table do not include financial instruments whose fair values are extremely  difficult to determine, such as unlisted stocks classified as “other securities,” and stocks of subsidiaries and affiliates. Millions of yen 2011 March 31 Consolidated balance  sheet amount  Fair value Net unrealized gains  (losses) 1) Cash and due from banks and Deposits with banks*$^{1}$ ....................... ¥ 9,227,272 ¥ 9,233,629 ¥ 6,357 2) Call loans and bills bought*$^{1}$ ........................................................... 850,997 851,482 484 3) Receivables under resale agreements ................................................ 131,104 131,145 40 4) Receivables under securities borrowing transactions ........................ 4,740,410 4,740,410 — 5) Monetary claims bought*$^{1}$ ............................................................... 1,110,692 1,117,128 6,435 6) Trading assets Securities classified as trading purposes ........................................ 3,108,841 3,108,841 — 7) Money held in trust ......................................................................... 24,011 24,011 — 8) Securities Bond classified as held-to-maturity .............................................. 4,182,273 4,242,131 59,857  Other securities ........................................................................... 34,871,036 34,871,036 — 9) Loans and bills discounted ............................................................... 61,348,355  Reserve for possible loan losses*$^{1}$ ................................................. (812,542) 60,535,813 61,586,792 1,050,978 10) Foreign exchanges*$^{1}$ ........................................................................ 1,072,850 1,076,542 3,692 11) Lease receivables and investment assets*$^{1}$ ......................................... 1,719,905 1,816,390 96,485 Total assets ...................................................................................... ¥121,575,209 ¥122,799,543 ¥1,224,333 1) Deposits .......................................................................................... ¥ 81,998,940 ¥ 82,015,066 ¥ 16,126 2) Negotiable certificates of deposit ..................................................... 8,366,323 8,365,839 (484) 3) Call money and bills sold ................................................................. 2,629,407 2,629,406 (0) 4) Payables under repurchase agreements ............................................. 726,365 726,365 — 5) Payables under securities lending transactions ................................. 5,713,233 5,713,233 — 6) Commercial paper ........................................................................... 337,120 337,120 — 7) Trading liabilities Trading securities sold for short sales ........................................... 1,623,046 1,623,046 — 8) Borrowed money ............................................................................. 10,769,668 10,780,649 10,981 9) Foreign exchanges ........................................................................... 256,160 256,160 — 10) Short-term bonds ............................................................................. 1,183,198 1,183,198 — 11) Bonds .............................................................................................. 3,866,095 3,952,658 86,563 12) Due to trust account ........................................................................ 216,171 216,171 — Total liabilities ................................................................................ ¥117,685,729 ¥117,798,915 ¥ 113,186 Derivative transactions* 2 Hedge accounting not applied ..................................................... ¥ 16,149 ¥ 16,149 ¥ — Hedge accounting applied ........................................................... 357,952 357,952 — Total ................................................................................................ ¥ 374,101 ¥ 374,101 ¥ — SMFG  2011 101