SMFG Income Analysis (Consolidated) Fees and Commissions Trading Income Notes: 1. Domestic operations comprise the operations of SMFG, its domestic consolidated banking subsidiaries (excluding overseas branches) and other domestic  consolidated subsidiaries. Overseas operations comprise the operations of the overseas branches of domestic consolidated banking subsidiaries and  overseas consolidated subsidiaries. 2. Intersegment transactions are reported in the “Elimination” column. 3. “Investment trusts” are reported as sub-account of “Fees and commissions” from the fiscal year ended March 31, 2011, because their significance  increased. Notes: 1. Domestic operations comprise the operations of SMFG, its domestic consolidated banking subsidiaries (excluding overseas branches) and other domestic  consolidated subsidiaries. Overseas operations comprise the operations of the overseas branches of domestic consolidated banking subsidiaries and  overseas consolidated subsidiaries. 2. Intersegment transactions are reported in the “Elimination” column. Millions of yen 2011 2010 Year ended March 31 Domestic  operations Overseas  operations Elimination Total Domestic  operations Overseas  operations Elimination Total Fees and commissions .............................................. ¥806,591 ¥92,975 ¥(2,105) ¥897,461 ¥651,331 ¥80,655 ¥(2,622) ¥729,364 Deposits and loans ............................................... 21,264 61,373 (33) 82,604 20,660 49,988 (55) 70,592 Remittances and transfers .................................... 119,605 8,253 (2) 127,856 118,012 7,782 (2) 125,792 Securities-related business ................................... 70,803 631 (156) 71,277 54,380 0 (16) 54,363 Agency .................................................................. 18,054 — — 18,054 14,763 — — 14,763 Safe deposits ........................................................ 6,505 2 — 6,507 6,681 2 — 6,684 Guarantees ............................................................ 52,403 10,559 (200) 62,762 40,468 9,138 (242) 49,365 Credit card business ............................................. 185,970 — — 185,970 143,770 — — 143,770 Investment trusts .................................................. 161,632 2,073 — 163,706 — — — — Fees and commissions payments ............................. ¥120,594 ¥11,046 ¥ (410) ¥131,230 ¥111,320 ¥10,923 ¥(1,495) ¥120,748 Remittances and transfers .................................... 27,927 6,149 (118) 33,958 26,285 4,920 (155) 31,050 Millions of yen 2011 2010 Year ended March 31 Domestic  operations Overseas  operations Elimination Total Domestic  operations Overseas  operations Elimination Total Trading income .......................................................... ¥251,626 ¥ 2,787 ¥(17,321) ¥237,093 ¥186,117 ¥28,902 ¥(20,932) ¥194,087 Gains on trading securities ................................... 92,932 1,301 — 94,234 63,212 211 — 63,424  Gains on securities related to  trading transactions ............................................ 1,019 519 — 1,538 2,254 — — 2,254 Gains on trading-related financial derivatives ....... 156,512 966 (17,321) 140,157 120,075 28,691 (20,932) 127,833 Others ................................................................... 1,162 — — 1,162 576 — — 576 Trading losses............................................................ ¥ 6,732 ¥10,589 ¥(17,321) ¥ — ¥ 8,313 ¥12,619 ¥(20,932) ¥ — Losses on trading securities ................................. — — — — — — — —  Losses on securities related to trading transactions ............................................ — — — — — — — — Losses on trading-related financial derivatives ..... 6,732 10,589 (17,321) — 8,313 12,619 (20,932) — Others ................................................................... — — — — — — — — SMFG  2011 148