SMBC Income Analysis (Nonconsolidated) Fees and Commissions Trading Income Net Other Operating Income (Expenses) General and Administrative Expenses SMFG  2011 163 Millions of yen Year ended March 31 2011 2010 Salaries and related expenses ........................................................................ ¥210,947 ¥206,536 Retirement benefit cost ................................................................................... 12,612 14,146 Welfare expenses ............................................................................................ 32,364 31,479 Depreciation .................................................................................................... 71,030 68,855 Rent and lease expenses ................................................................................ 56,459 50,809 Building and maintenance expenses .............................................................. 6,795 5,377 Supplies expenses .......................................................................................... 5,382 5,856 Water, lighting, and heating expenses............................................................. 5,190 5,084 Traveling expenses .......................................................................................... 3,285 2,658 Communication expenses ............................................................................... 7,390 7,420 Publicity and advertising expenses ................................................................. 7,814 7,307 Taxes, other than income taxes....................................................................... 37,883 36,759 Deposit insurance ............................................................................................ 51,220 48,892 Others .............................................................................................................. 190,821 194,569 Total ................................................................................................................. ¥699,197 ¥685,752 Millions of yen 2011 2010 Year ended March 31 Domestic  operations International operations Total Domestic  operations International operations Total Net other operating income (expenses) ......... ¥34,696 ¥ 73,200 ¥107,897 ¥(10,104) ¥15,190 ¥ 5,085 Gains on bonds .......................................... 28,388 118,732 147,120 9,070 28,199 37,270 Gains (losses) on derivatives ...................... 874 8,454 9,328 (15,682) (629) (16,310) Losses on foreign exchange transactions ... — (53,976) (53,976) — (9,635) (9,635) Millions of yen 2011 2010 Year ended March 31 Domestic  operations International operations Total Domestic  operations International operations Total Trading income ............................................... ¥940 ¥150,129 ¥151,070 ¥2,424 ¥112,932 ¥115,356 Gains on trading securities ......................... 257 — 257 1,309 — 1,309  Gains on securities related to trading transactions .................................. — 1,538 1,538 — 2,254 2,254  Gains on trading-related financial derivatives .................................. — 148,111 148,111 — 110,677 110,677 Others ......................................................... 683 479 1,162 1,114 0 1,115 Trading losses ................................................ ¥ — ¥ — ¥ — ¥ — ¥ — ¥ — Losses on trading securities ....................... — — — — — — Losses on securities related to trading transactions .................................. — — — — — — Losses on trading-related financial derivatives .................................. — — — — — — Others ......................................................... — — — — — — Note: Figures represent net gains after offsetting income against expenses. Millions of yen 2011 2010 Year ended March 31 Domestic  operations International operations Total Domestic  operations International operations Total Fees and commissions ................................... ¥327,776 ¥111,993 ¥439,770 ¥321,837 ¥91,123 ¥412,960 Deposits and loans ..................................... 11,271 49,608 60,879 11,114 36,137 47,252 Remittances and transfers ......................... 92,675 25,946 118,621 92,857 24,162 117,019 Securities-related business ........................ 11,920 734 12,655 13,280 1,125 14,405 Agency ........................................................ 12,089 — 12,089 11,611 — 11,611 Safe deposits .............................................. 6,045 — 6,045 6,249 — 6,249 Guarantees ................................................. 20,374 14,376 34,750 20,934 14,434 35,368 Fees and commissions payments .................. ¥118,967 ¥ 18,135 ¥137,103 ¥108,603 ¥17,643 ¥126,246 Remittances and transfers ......................... 21,368 9,631 31,000 20,479 8,000 28,479