Weatherfor National Bank Assets $211,235 $201,768 Loans 96,660 91,096 Deposits 189,630 182,696 Equity 20,526 18,595 Net Income 3,862 3,721 Return on Average Assets 1.97% 1.99% Return on Average Equity 19.43 20.83 IN THOUSANDS December 31, 2002 December 31, 2001 2 6 % Parker County Deposit Market Share 23 Doyle Lee Chairman of the Board, President and Chief Executive Officer Main Office 101 N. Main Street Weatherford,Texas 76086 Chartered 1984  Branches 101 College Park Drive Weatherford,Texas 76086 1214 N. Main Street  Weatherford,Texas 76086 505 Farm Road 1187 Aledo, Texas 76008 Senior Officers Doyle Lee Chairman of the Board, President and Chief Executive Officer Bob Bradberry Executive Vice President Jay Gibbs Executive Vice President Paul Baker Senior Vice President Jean Bryan Senior Vice President Larry Mangrem Senior Vice President and Cashier Louis Sneed Senior Vice President Directors Doyle Lee Chairman of the Board, President and Chief Executive Officer Stephen G. Brogdon, D.D.S. General and Cosmetic Dentistry Mac A. Coalson Real Estate and R anching F. Scott Dueser First Financial Bankshares, Inc. Bob Kingsley Host and Producer, American Country Countdown Dave Lang President, Dralco, Inc. Kenneth T. Murphy First Financial Bankshares, Inc.