SMBC Assets and Liabilities (Consolidated) Deposits and Negotiable Certificates of Deposit Balance of Loan Portfolio, Classified by Industry SMFG  2011 158 Millions of yen March 31 2011 2010 Domestic operations: Manufacturing.............................................................................................. ¥ 5,997,719 11.30% ¥ 6,689,718 12.20% Agriculture, forestry, fisheries and mining ................................................... 148,770 0.28 153,199 0.28 Construction ................................................................................................ 961,596 1.81 1,094,835 2.00  Transportation, communications and public enterprises ............................ 3,816,458 7.19 3,261,007 5.95 Wholesale and retail .................................................................................... 4,216,614 7.94 4,475,464 8.17 Finance and insurance ................................................................................ 5,241,692 9.87 5,271,565 9.62 Real estate, goods rental and leasing ......................................................... 7,729,135 14.56 8,179,721 14.92 Services ....................................................................................................... 3,954,440 7.45 4,192,580 7.65 Municipalities ............................................................................................... 1,230,912 2.32 1,117,092 2.04 Others .......................................................................................................... 19,796,115 37.28 20,374,612 37.17 Subtotal ....................................................................................................... ¥53,093,455 100.00% ¥54,809,798 100.00% Overseas operations: Public sector ................................................................................................ ¥ 35,733 0.40% ¥ 43,100 0.50% Financial institutions .................................................................................... 621,657 7.01 543,997 6.33 Commerce and industry .............................................................................. 7,385,370 83.31 7,142,983 83.09 Others .......................................................................................................... 822,832 9.28 866,945 10.08 Subtotal ....................................................................................................... ¥ 8,865,594 100.00% ¥ 8,597,027 100.00% Total ................................................................................................................. ¥61,959,049 — ¥63,406,825 — Millions of yen March 31 2011 2010 Domestic operations: Liquid deposits ............................................................................................ ¥46,475,850 ¥42,959,169 Fixed-term deposits .................................................................................... 25,358,154 25,125,800 Others .......................................................................................................... 3,858,755 3,617,857 Subtotal ....................................................................................................... 75,692,760 71,702,827 Negotiable certificates of deposit ................................................................ 6,054,758 5,246,004 Total ............................................................................................................. ¥81,747,518 ¥76,948,832 Overseas operations: Liquid deposits ............................................................................................ ¥ 4,818,026 ¥ 5,243,318 Fixed-term deposits .................................................................................... 1,533,773 1,763,200 Others .......................................................................................................... 108,904 7,831 Subtotal ....................................................................................................... 6,460,703 7,014,351 Negotiable certificates of deposit ................................................................ 2,368,364 1,828,914 Total ............................................................................................................. ¥ 8,829,068 ¥ 8,843,265 Grand total ...................................................................................................... ¥90,576,587 ¥85,792,098 Notes: 1. Domestic operations comprise the operations of SMBC (excluding overseas branches) and its domestic consolidated subsidiaries. Overseas operations  comprise the operations of SMBC’s overseas branches and its overseas consolidated subsidiaries. 2. Liquid deposits = Current deposits + Ordinary deposits + Savings deposits + Deposits at notice 3. Fixed-term deposits = Time deposits + Installment savings Notes: 1. Domestic operations comprise the operations of SMBC (excluding overseas branches) and its domestic consolidated subsidiaries. Overseas operations  comprise the operations of SMBC’s overseas branches and its overseas consolidated subsidiaries. 2. Japan offshore banking accounts are included in overseas operations’ accounts. Sumitomo Mitsui Banking Corporation and Subsidiaries Year-End Balance Year-End Balance