Eastland N ational B ank Office Senior Officers Directors 201 E. Main  Eastland,Texas 76448 Chartered 1934  Tommy J. Barrow Chairman of the Board, President and  Chief Executive Officer Clint S. Ferguson Executive Vice President Jim Davidson Senior Vice President and Cashier Tommy J. Barrow Chairman of the Board, President and  Chief Executive Officer F. Scott Dueser First Financial Bankshares, Inc. Clint S. Ferguson Executive Vice President Curtis R. Harvey First Financial Bankshares, Inc. Jim Keffer President, EBAA Iron Sales, Inc. Mike T. Perry President, Kinnaird, Rossander & Perry  Agency, Inc. Dale Squiers, R.Ph. Owner, Eastland Drug Company Tommy Warford Turner, Seaberry and Warford, Attorneys M.D. White, Jr. President and Owner, Ace Hardware Store Eastland/Cisco Assets $59,090 $57,412 Loans 31,931 29,904 Deposits 50,109 51,577 Equity 6,113 5,737 Net Income 1,016 894 Return on Average Assets 1.70% 1.58% Return on Average Equity 16.90 15.91 IN THOUSANDS December 31, 2002 December 31, 2001 Tommy J. Barrow Chairman of the Board, President and  Chief Executive Officer 2 8 % Eastland County Deposit Market Share 16