SMBC Ratios (Nonconsolidated) Securities-Deposit Ratio SMFG  2011 174 Note: Deposits include negotiable certificates of deposit. Millions of yen March 31 2011 2010 Domestic operations: Securities (A) ................................................................................................ ¥32,161,772 ¥23,387,488 Deposits (B) ................................................................................................. 72,421,723 67,982,357 Securities-deposit ratio (%) (A) / (B) ..................................................................................................... 44.40% 34.40% Ratio by average balance for the fiscal year ............................................ 39.62 32.36 International operations: Securities (A) ................................................................................................ ¥ 7,691,659 ¥ 5,148,712 Deposits (B) ................................................................................................. 10,021,562 9,648,282 Securities-deposit ratio (%) (A) / (B) ..................................................................................................... 76.75% 53.36% Ratio by average balance for the fiscal year ............................................ 56.14 41.81 Total: Securities (A) ................................................................................................ ¥39,853,432 ¥28,536,200 Deposits (B) ................................................................................................. 82,443,286 77,630,639 Securities-deposit ratio (%) (A) / (B) ..................................................................................................... 48.34% 36.75% Ratio by average balance for the fiscal year ............................................ 41.65 33.62