“In 2000 we took great pride in Euronet’s Fast 500 ranking by Deloitte & Touche as the second fastest  growing technology company in North America.” 2 0 0 0 During 2000, we failed to meet our revenue target for our software division. In the Fourth Quarter, we initiated the steps necessary to rightsize our software business and to bring costs in line with ongoing revenue expectations. However, owning this software division gives us control of software development. It also provides the expertise and  flexibility to adapt to emerging transaction needs and to bring  new payment solutions quickly  to market, which enhances our  outsourcing opportunities. The software business is very valuable to Euronet and completes our  service offering. We expect it to be a positive contributor to our bottom line going forward. our future has more potential than ever before. Today, we’re expanding the reach of our ATM networks, delivering innovative new mobile operator services and tapping the promise of mobile commerce with an expanding suite of wireless solutions. Based on this strong foundation, We’re continuing to build on our recurring revenue stream through transaction channels that reinforce our strengths as an electronic payments processor. Touche as the second fastest growing technology company in North America based on our five-year revenue growth of 66,790%. Since founding Euronet in 1994, we’ve worked hard to establish the company as a leader in the field of secure electronic financial transactions and to grow our presence worldwide. So in 2000 we took great pride in Euronet being ranked by Deloitte & We’re excited about the possibilities ahead as we continue to form the digital bridges that will  position Euronet Worldwide as a global leader in secure electronic financial transactions. 2 Daniel R. Henry Chief Operating Officer Michael J. Brown Chairman & CEO Annual Consolidated Revenues 27% increase for full year  2000 over 1999 1995 1996 1997 1998 1999 2000 52.7 USD Million 41.5 11.9 5.3 1.3 0.1