◆  Nonconsolidated Notes: 1. Please refer to page 169 for the definitions of risk-monitored loans and problem assets based on the Financial Reconstruction Law. 2. “Net unrealized gains (losses) on other securities” represent the difference between the market prices and acquisition costs (or amortized costs) of “other  securities.” The values of stocks are calculated using the average market prices during the final month. For details, please refer to page 29. 3. “Number of employees” has been reported on the basis of full-time workers. “Number of employees” includes locally hired overseas staff members but  excludes contract employees, temporary staff, and executive officers who are not also Board members. 4. The nonconsolidated capital ratio is calculated according to the formula specified in the FSA Notification No. 19 issued in fiscal 2006, which is based on  Article 14-2 of the Banking Act of Japan. The nonconsolidated capital ratio of SMBC is calculated under Basel II. 5. “Net income — diluted” per share for the fiscal years ended March 31, 2008 and after is not reported because no potentially dilutive shares have been  issued. SMFG  2011 22 Millions of yen Year ended March 31 2011 2010 2009 2008 2007 For the Year: Total income ................................................................ ¥ 2,110,588 ¥ 2,087,777 ¥ 2,548,073 ¥ 2,944,677 ¥ 2,492,577 Total expenses ............................................................. 1,521,748 1,633,026 2,520,286 2,437,222 1,905,648 Net income (loss) ......................................................... 421,180 317,995 (301,116) 205,742 315,740 (Appendix) Gross banking profit (A) ........................................... 1,531,759 1,455,275 1,524,856 1,484,783 1,344,490 Banking profit .......................................................... 844,897 778,589 747,647 819,691 782,330  Banking profit (before provision for general reserve for possible loan losses) ........................... 832,562 769,522 823,377 819,691 740,601  Expenses (excluding nonrecurring losses) (B) ......... 699,197 685,752 701,479 665,091 603,888 At Year-End: Total net assets ............................................................ ¥ 5,559,293 ¥ 5,397,949 ¥ 2,546,493 ¥ 3,493,249 ¥ 3,992,884 Total assets .................................................................. 115,484,907 103,536,394 107,478,218 100,033,020 91,537,228 Deposits ....................................................................... 82,443,286 77,630,639 76,905,708 69,382,834 68,809,338 Loans and bills discounted .......................................... 55,237,613 56,619,058 60,241,266 56,957,813 53,756,440 Securities ..................................................................... 39,853,432 28,536,200 28,000,515 22,758,241 20,060,873 Risk-monitored loans ................................................... 1,090,605 1,068,017 1,137,058 770,587 721,064  Problem assets based on the Financial Reconstruction Law .................................... 1,126,269 1,100,685 1,194,170 803,939 738,667 Reserve for possible loan losses ................................. 711,522 758,178 791,885 620,004 677,573  Net unrealized gains (losses) on other securities ......... 305,621 521,377 (42,701) 755,749 1,832,891 Trust assets and liabilities ............................................ 1,576,094 1,403,236 1,262,993 1,175,711 1,174,396 Loans and bills discounted ...................................... 237,383 221,970 222,030 223,740 5,350 Securities ................................................................. 444,664 457,585 392,812 273,504 267,110  Capital stock ................................................................ 1,770,996 1,770,996 664,986 664,986 664,986 Number of shares issued (in thousands) Preferred stock .................................................... 70 70 70 70 70 Common stock .................................................... 106,248 106,248 56,355 56,355 56,355 Number of employees .................................................. 22,524 22,460 21,816 17,886 16,407 Selected Ratios: Capital ratio .................................................................. 21.45% 18.28% 13.85% 12.67% 13.45% Return on Equity .......................................................... 7.87% 8.28% —% 5.64% 10.13% Dividend payout ratio ................................................... 35.53% 48.06% —% 41.99% 13.89% Overhead ratio (B) / (A) ................................................. 45.6% 47.1% 46.0% 44.8% 44.9% Per Share (Yen): Net assets .................................................................... ¥50,317.86 ¥48,799.31 ¥41,404.62 ¥58,204.22 ¥67,124.90 Dividends: Common stock ........................................................ 1,388 1,620 1,638 1,487 763 Preferred stock (1st series Type 6) .......................... 88,500 88,500 88,500 88,500 88,500 Net income (loss) ......................................................... 3,905.80 4,051.75 (5,453.06) 3,540.84 5,533.69 Net income — diluted ................................................. — — — — 5,487.21