Sumitomo Mitsui Banking Corporation ◆  Consolidated Millions of yen Year ended March 31 2011 2010 2009 2008 2007 For the Year: Total income ................................................................ ¥ 2,714,944 ¥ 2,597,675 ¥ 2,991,839 ¥ 3,417,611 ¥ 2,971,693 Total expenses ............................................................. 1,972,065 2,039,296 2,941,009 2,691,606 2,220,971 Net income (loss) ......................................................... 450,832 332,497 (317,306) 351,820 401,795 Comprehensive income ............................................... 363,689 — — — — At Year-End: Total net assets ............................................................ ¥ 6,983,132 ¥ 6,894,564 ¥ 4,518,647 ¥ 5,080,747 ¥ 5,412,458 Total assets .................................................................. 132,715,674 120,041,369 115,849,385 108,637,791 98,570,638 Risk-monitored loans ................................................... 1,529,587 1,498,271 1,561,824 1,073,471  1,047,566 Reserve for possible loan losses ................................. 943,077 1,007,160 1,011,845 848,031  860,799 Net unrealized gains (losses) on other securities ......... 305,968 523,444 (59,758) 754,456 1,852,971 Number of employees .................................................. 48,219 47,837 37,345 36,085 31,718 Selected Ratios: Capital ratio .................................................................. 19.16% 16.68% 13.54% 12.19%  12.95% Return on Equity .......................................................... 8.42% 8.64% —% 9.56% 12.95% Per Share (Yen): Net assets .................................................................... ¥50,344.52 ¥49,036.12 ¥41,492.54 ¥60,442.81 ¥67,823.69 Net income (loss) ......................................................... 4,184.89 4,240.20 (5,740.34) 6,132.91 7,072.09 Net income — diluted ................................................. 4,184.07 4,236.01 — 6,132.75 7,012.46 Notes: 1. “Net unrealized gains (losses) on other securities” represent the difference between the market prices and acquisition costs (or amortized costs) of “other  securities.” In principle, the values of stocks are calculated using the average market prices during the final month. 2. “Number of employees” has been reported on the basis of full-time workers. “Number of employees” includes locally hired overseas staff members but  excludes contract employees and temporary staff. 3. The consolidated capital ratio is calculated according to the formula specified in the FSA Notification No. 19 issued in fiscal 2006, which is based on Article  14-2 of the Banking Act of Japan. The consolidated capital ratio of SMBC is calculated under Basel II. SMFG  2011 21