SMFG Notes to Consolidated Financial Statements 34. Segment Information SMFG  2011 125 Fiscal years ended March 31, 2011 and 2010  SMFG Group’s reportable segment is defined as an operating segment for which discrete financial information is available and reviewed by  the Board of Directors regularly in order to make decisions about resources to be allocated to the segment and assess its performance. Besides banking business, SMFG Group companies conduct businesses such as securities, leasing, credit card, invest banking, consumer  finance, and venture capital. The primary businesses, “Banking business,” “Securities services,” “Leasing,” and “Credit card services,” are  separate, reportable segments, and other businesses are aggregated as “Other business.” “Banking business” includes deposit taking, lending, securities trading, securities investment, domestic and foreign exchange transactions,  brokerage, etc. of financial futures transactions, etc., corporate bond trust services, trust business, sale of securities investment trusts, sale of  insurance products, and securities intermediary services. SMBC assesses business performance by classifying businesses into 5 business units  based on client segment: Consumer banking unit, Middle market banking unit, Corporate banking unit, International banking unit and  Treasury unit. Accounting method applied to the reported business segment is the same as described in “Significant Accounting Policies.” However, profit or  loss of the equity method affiliates is recorded in “Other profit or loss” in the amount of ordinary profit multiplied by the ownership ratio. SMFG does not assess assets by business segment. 1. Outline of reportable segments 2. Method of calculating profit and loss amount by reportable segment 3. Information on profit and loss amount by reportable segment Year ended March 31, 2011 Millions of yen Banking business SMBC Others Total Consumer banking unit Middle market  banking unit Corporate banking unit International banking unit Treasury unit Head office  account Subtotal Gross profit ........................... ¥387,790 ¥443,862 ¥201,244 ¥186,503 ¥330,720 ¥(18,359) ¥1,531,759 ¥241,752 ¥1,773,512 Interest income .................. 337,529 272,866 131,355 107,708 136,318 (17,950) 967,825 149,761 1,117,586 Non-interest income .......... 50,261 170,996 69,889 78,795 194,402 (408) 563,934 91,990 655,925 Expenses ................................ (290,292) (221,725) (35,986) (57,935) (17,897) (75,362) (699,197) (135,030) (834,227) Depreciation ...................... (26,343) (22,209) (5,252) (6,148) (3,220) (7,858) (71,030) (10,249) (81,279) Other profit or loss ................ — — — — — — — (34,428) (34,428) Consolidated net business profit ..................... ¥ 97,498  ¥222,137  ¥165,258  ¥128,568  ¥312,823  ¥(93,721) ¥ 832,562  ¥ 72,294 ¥ 904,856  Year ended March 31, 2011 Millions of yen Securities services Leasing SMBC  Friend  Securities  Co., Ltd. Nikko  Cordial  Securities  Inc. Others Total Sumitomo Mitsui  Finance and  Leasing Company,  Limited Others Total Gross profit ........................... ¥52,989 ¥205,188 ¥ 3,423 ¥261,600 ¥95,260 ¥4,130 ¥99,390 Interest income .................. 626 (2,722) 778 (1,317) 60,059 (3,407) 56,651 Non-interest income .......... 52,362 207,911 2,644 262,918 35,201 7,538 42,739 Expenses ................................ (42,728) (166,645) (3,029) (212,404) (28,125) (9,851) (37,976) Depreciation ...................... (2,089) (2,439) (1,202) (5,732) (3,098) (567) (3,665) Other profit or loss ................ — — (5,596) (5,596) (16,911) 13,082 (3,828) Consolidated net business profit ..................... ¥10,260  ¥ 38,542  ¥(5,203) ¥ 43,599  ¥50,224  ¥7,361  ¥57,585  Year ended March 31, 2011 Millions of yen Credit card services Other  business Grand total Sumitomo  Mitsui Card  Company,  Limited Cedyna Financial Corporation Others Total Gross profit ........................... ¥182,307 ¥134,402 ¥5,795 ¥322,506 ¥ 75,611 ¥2,532,622 Interest income .................. 22,941 36,802 2,550 62,293 100,369 1,335,583 Non-interest income .......... 159,366 97,600 3,245 260,213 (24,757) 1,197,039 Expenses ................................ (129,823) (97,517) (2,086) (229,426) 12,952 (1,301,083) Depreciation ...................... (8,078) (7,547) (2,767) (18,393) (12,639) (121,710) Other profit or loss ................ (19,880) (37,514) 4 (57,389) (128,301) (229,544) Consolidated net business profit ..................... ¥ 32,604  ¥ (628) ¥3,714  ¥ 35,690  ¥ (39,737) ¥1,001,994 