the GLYPH<H17073> Marsh, Inc. is a major distributor of The Hartford’s group benefits plans for mid-sized businesses— a key growth area for The Hartford. Joe Axelrod, senior account exec- utive, third from right, and Kevin Szott, group sales representative, far right, work in partnership  with senior executives from  GLYPH<H17075> I n 2001, The Hartford introduced  a new category of commercial coverage called CyberFlex, TM designed to protect small and  mid-sized businesses against  e-business risks such as e-mail viruses and Web site business interruption. Deirdre Barbee,  The Hartford’s middle market  manager in Charlotte, N.C., Mike Lesniak, Charlotte regional vice president, far left, and VIP agent Cameron Harris, president of Cameron M. Harris & Company, second from right, explain CyberFlex’s benefits to Todd W. Mansfield, CEO of Crosland, a Charlotte property developer  and a 13-year customer of  The Hartford. Product innova- tions such as CyberFlex allow  The Hartford to provide risk- management solutions for cus- tomers as their businesses evolve. Marsh’s employee benefits prac- tice. The team includes, left  to right, Senior Vice Presidents  Kerry King, Robert Lustberg, Maria McHugh and, second from right, Eric Jacobson. Szott, who is  legally blind, also works with  The Hartford’s Team Ability, a group of company-sponsored  athletes with disabilities. 16