Group Companies  (as of March 31, 2011) www.smfg.co.jp/english/ The companies of the Sumitomo Mitsui Financial Group (SMFG) offer  a diverse range of financial services, centered on banking operations,  and including credit card services, leasing, information services, and  securities. Our Mission • To provide optimum added value to our customers  and together with them achieve growth • To create sustainable shareholder value through  business growth • To provide a challenging and professionally reward- ing work environment for our dedicated employees Company Name:  Sumitomo Mitsui Financial Group, Inc. Business Description:  Management of banking subsidiaries (under the stipulations of Japan’s Banking  Act) and of non-bank subsidiaries, as well as the performance of ancillary functions Establishment:  December 2, 2002 Head Office: 1-2, Marunouchi 1-chome, Chiyoda-ku, Tokyo, Japan Chairman of the Board: Masayuki Oku  President: Koichi Miyata (Concurrent Director at Sumitomo Mitsui Banking Corporation)  (Appointed on April 1, 2011) Capital: ¥2,337.8 billion (as of March 31, 2011) Stock Exchange Listings: Tokyo Stock Exchange (First Section) Osaka Securities Exchange (First Section) Nagoya Stock Exchange (First Section) Note: American Depositary Receipts (ADRs) are listed on the New York Stock  Exchange. www.smbc.co.jp/global/index.html SUMITOMO MITSUI Banking Corporation Sumitomo Mitsui Banking Corporation (SMBC)  was established in April 2001 through the merger  of two leading banks: The Sakura Bank, Limited,  and The Sumitomo Bank, Limited. Sumitomo  Mitsui Financial Group, Inc., was established in  December 2002 through a stock transfer as a  bank holding company, and SMBC became a  wholly owned subsidiary of SMFG. In March 2003,  SMBC merged with The Wakashio Bank, Ltd.  SMBC’s competitive advantages include a  strong customer base, the quick implementation  of strategies, and an extensive lineup of financial  products and services that leverage the exper- tise of strategic Group companies in specialized  areas. SMBC, as a core member of SMFG, works  together with other members of the Group to offer  customers highly sophisticated, comprehensive  financial services. Company Name: Sumitomo Mitsui Banking Corporation Business Profile:  Banking Establishment:  June 6, 1996 Head Office: 1-2, Marunouchi 1-chome, Chiyoda-ku,  Tokyo, Japan President and CEO: Takeshi Kunibe (Concurrent  Director at Sumitomo Mitsui  Financial Group) Number of Employees:  22,524 Number of branches and other business locations:  *  The number of domestic branches excludes ATMs located at  the business sites of companies and at retail convenience stores. SMFG Card & Credit, Inc. (“FGCC”) was estab- lished in October 2008 as an intermediate holding  company of SMFG to hold shares of Sumitomo  Mitsui Card Co., Ltd., and Cedyna Financial  Corporation. FGCC is the core company respon- sible for implementing SMFG’s credit card strat- egy and establishing uniform business policies.  FGCC also creates a framework for promoting a  solid partnership between Sumitomo Mitsui Card  and Cedyna Financial Corporation, seeks to real- ize economies of scale for the Group as a whole,  and maximizes top-line synergy by leveraging each  party’s strengths. Company Name: SMFG Card & Credit, Inc. Business Profile: Management of subsidiaries and affiliates Establishment:  October 1, 2008 Head Office: 1-2, Marunouchi 1-chome, Chiyoda-ku, Tokyo, Japan President & CEO:  Ikuhiko Morikawa (Appointed on April 1, 2011) Number of Employees: 32 Maximization of top-line synergies Pursuit of economies of scale SMFG SUMITOMO MITSUI Financial group SMFG CARD & CREDIT, INC. SMFG  2011 16 SMFG CARD & CREDIT, INC. In Japan:  1,547* Branches:  493  (Including 38 specialized deposit account branches) Sub-branches:  164 Banking agencies:  2 Offices handling non-banking business:  23 Automated service centers: 865 Overseas:  33 Branches:  15 Sub-branches:  7 Representative offices:  11 Long-term Short-term Moody’s Aa2 P–1 Standard & Poor’s  A+ A–1 Fitch Ratings A F1 R&I A+ a–1 JCR AA– J–1+ Billions of yen 2011 2010 2009 2008 For the Year: Ordinary income ..... ¥2,711.3 ¥2,579.9 ¥2,989.6 ¥3,411.0  Ordinary profit ....... 751.2 557.7 59.2 734.9 Net income (loss) .... 450.8 332.4 (317.3) 351.8 At Year-End: Net assets............... ¥6,983.1 ¥6,894.5 ¥4,518.6 ¥5,080.7 Total assets ............ 132,715.6 120,041.3 115,849.3 108,637.7 Credit Ratings  (as of June 30, 2011) Financial Information  (Consolidated basis, years ended March 31)