SMBC Capital Ratio Information ■  Capital Structure Information (Nonconsolidated Capital Ratio (International Standard)) Millions of yen March 31 2011 2010 Tier I capital: Capital stock .................................................................................................... ¥ 1,770,996 ¥ 1,770,996 Capital reserve ................................................................................................. 1,771,043  1,771,043 Other capital surplus ........................................................................................ 710,229  702,514 Other retained earnings .................................................................................... 938,155  705,991 Others ............................................................................................................... 1,203,675  1,244,635 Cash dividends to be paid ............................................................................... (25,197) (62,702) Gain on sale on securitization transactions...................................................... (35,967) (37,453) Amount equivalent to 50% of expected losses in excess of reserve .............. (6,792) (60,919) Total Tier I capital (A) ........................................................................................ 6,326,143  6,034,105 Tier II capital: Unrealized gains on other securities after 55% discount................................. 134,515  222,975 Land revaluation excess after 55% discount ................................................... 29,307  30,549 Subordinated debt ........................................................................................... 2,112,250  2,105,726 Total Tier II capital ............................................................................................ 2,276,073  2,359,251 Tier II capital included as qualifying capital (B) ................................................ 2,276,073  2,359,251 Deductions: (C) ..................................................................................................................... 283,395  371,646 Total qualifying capital: (D) = (A) + (B) – (C) ............................................................................................ ¥ 8,318,821 ¥ 8,021,710 Risk-weighted assets: On-balance sheet items ................................................................................... ¥30,584,554  ¥34,820,309 Off-balance sheet items ................................................................................... 5,523,613  6,529,273 Market risk items .............................................................................................. 212,024  169,170 Operational risk ................................................................................................ 2,461,316  2,351,082 Total risk-weighted assets (E) ........................................................................... ¥38,781,507  ¥43,869,835 Tier I risk-weighted capital ratio: (A) / (E) $_{✕}$ 100 .................................................................................................... 16.31% 13.75% Total risk-weighted capital ratio: (D) / (E) $_{✕}$ 100 ................................................................................................... 21.45% 18.28% Required capital: (E) $_{✕}$ 8% ........................................................................................................... ¥ 3,102,520 ¥ 3,509,586 SMFG  2011 210