SMBC Deposits (Nonconsolidated) Sumitomo Mitsui Banking Corporation Deposits and Negotiable Certificates of Deposit Millions of yen March 31 2011 2010 Domestic operations: Liquid deposits ............................................................................................ ¥43,898,428 60.6% ¥40,457,064 59.5% Fixed-term deposits .................................................................................... 21,339,847 29.5 20,973,648 30.9 Others .......................................................................................................... 1,020,166 1.4 1,119,778 1.6 Subtotal ....................................................................................................... 66,258,442 91.5 62,550,491 92.0 Negotiable certificates of deposit ................................................................ 6,163,280 8.5 5,431,866 8.0 Total ............................................................................................................. ¥72,421,723 100.0% ¥67,982,357 100.0% International operations: Liquid deposits ............................................................................................ ¥ 3,846,223 38.4% ¥ 4,171,693 43.3% Fixed-term deposits .................................................................................... 1,110,176 11.1 1,355,428 14.0 Others .......................................................................................................... 2,821,627 28.1 2,379,653 24.7 Subtotal ....................................................................................................... 7,778,027 77.6 7,906,775 82.0 Negotiable certificates of deposit ................................................................ 2,243,535 22.4 1,741,507 18.0 Total ............................................................................................................. ¥10,021,562 100.0% ¥ 9,648,282 100.0% Grand total ...................................................................................................... ¥82,443,286 — ¥77,630,639 — Year-End Balance Millions of yen Year ended March 31 2011 2010 Domestic operations: Liquid deposits ............................................................................................ ¥39,935,948 ¥38,899,878 Fixed-term deposits .................................................................................... 21,296,124 20,484,955 Others .......................................................................................................... 446,739 444,553 Subtotal ....................................................................................................... 61,678,813 59,829,387 Negotiable certificates of deposit ................................................................ 7,425,533 7,376,192 Total ............................................................................................................. ¥69,104,346 ¥67,205,580 International operations: Liquid deposits ............................................................................................ ¥ 3,883,930 ¥ 4,417,417 Fixed-term deposits .................................................................................... 1,217,809 1,366,600 Others .......................................................................................................... 2,682,413 2,826,011 Subtotal ....................................................................................................... 7,784,154 8,610,028 Negotiable certificates of deposit ................................................................ 1,932,985 1,746,135 Total ............................................................................................................. ¥ 9,717,140 ¥10,356,164 Grand total ...................................................................................................... ¥78,821,486 ¥77,561,744 Average Balance Millions of yen March 31 2011 2010 Individual ......................................................................................................... ¥36,653,677 50.2% ¥35,637,984 52.8% Corporate ........................................................................................................ 36,395,320 49.8 31,921,076 47.2 Total ................................................................................................................. ¥73,048,997 100.0% ¥67,559,060 100.0% Balance of Deposits, Classified by Type of Depositor SMFG  2011 164 Notes: 1. Figures are before adjustment on interoffice accounts in transit. 2. Negotiable certificates of deposit are excluded. 3. Accounts at overseas branches and Japan offshore banking accounts are excluded. Notes: 1. Liquid deposits = Current deposits + Ordinary deposits + Savings deposits + Deposits at notice 2. Fixed-term deposits = Time deposits + Installment savings 3. The average balance of foreign-currency-denominated transactions by domestic branches in international operations is calculated by the monthly current  method. Notes: 1. Liquid deposits = Current deposits + Ordinary deposits + Savings deposits + Deposits at notice 2. Fixed-term deposits = Time deposits + Installment savings