SMBC Income Analysis (Consolidated) Fees and Commissions Notes: 1. Domestic operations comprise the operations of SMBC (excluding overseas branches) and its domestic consolidated subsidiaries. Overseas operations  comprise the operations of SMBC’s overseas branches and its overseas consolidated subsidiaries. 2. Intersegment transactions are reported in the “Elimination” column. 3. “Investment trusts” are reported as sub-account of “Fees and commissions” from the fiscal year ended March 31, 2011, because their significance  increased. Notes: 1. Domestic operations comprise the operations of SMBC (excluding overseas branches) and its domestic consolidated subsidiaries. Overseas operations  comprise the operations of SMBC’s overseas branches and its overseas consolidated subsidiaries. 2. Intersegment transactions are reported in the “Elimination” column. Trading Income Millions of yen 2011 2010 Year ended March 31 Domestic  operations Overseas  operations Elimination Total Domestic  operations Overseas  operations Elimination Total Fees and commissions .............................................. ¥574,092 ¥92,978 ¥(1,961) ¥665,109 ¥502,032 ¥80,658 ¥(2,549) ¥580,142 Deposits and loans ............................................... 22,057 61,373 (11) 83,419 21,425 49,988 (55) 71,357 Remittances and transfers .................................... 120,616 8,253 (1) 128,869 119,075 7,782 (1) 126,856 Securities-related business ................................... 58,728 631 (156) 59,203 48,897 0 — 48,897 Agency .................................................................. 16,274 — — 16,274 14,782 — — 14,782 Safe deposits ........................................................ 6,505 2 — 6,507 6,681 2 — 6,684 Guarantees ............................................................ 39,403 10,559 (184) 49,778 39,475 9,138 (232) 48,381 Credit card business ............................................. 6,208 — — 6,208 6,179 — — 6,179 Investment trusts .................................................. 145,850 2,073 — 147,923 — — — — Fees and commissions payments ............................. ¥127,305 ¥11,046 ¥ (407) ¥137,944 ¥118,326 ¥10,923 ¥(1,493) ¥127,756 Remittances and transfers .................................... 27,927 6,149 (118) 33,958 26,285 4,920 (155) 31,050 Millions of yen 2011 2010 Year ended March 31 Domestic  operations Overseas  operations Elimination Total Domestic  operations Overseas  operations Elimination Total Trading income .......................................................... ¥227,454 ¥ 2,787 ¥(17,321) ¥212,920 ¥148,600 ¥28,902 ¥(20,932) ¥156,570 Gains on trading securities ................................... 68,760 1,301 — 70,062 25,694 211 — 25,906  Gains on securities related to trading transactions ............................................ 1,019 519 — 1,538 2,254 — — 2,254 Gains on trading-related financial derivatives ....... 156,512 966 (17,321) 140,157 120,075 28,691 (20,932) 127,833 Others ................................................................... 1,162 — — 1,162 576 — — 576 Trading losses............................................................ ¥ 6,732 ¥10,589 ¥(17,321) ¥ — ¥ 8,313 ¥12,619 ¥(20,932) ¥ — Losses on trading securities ................................. — — — — — — — —  Losses on securities related to trading transactions ............................................ — — — — — — — — Losses on trading-related financial derivatives ..... 6,732 10,589 (17,321) — 8,313 12,619 (20,932) — Others ................................................................... — — — — — — — — SMFG  2011 157