SMFG Notes to Consolidated Financial Statements Millions of yen Banking business SMBC Others Total Consumer banking unit Middle market  banking unit Corporate banking unit International banking unit Treasury unit Head office  account Subtotal Gross profit ........................... ¥391,695 ¥472,866 ¥197,224 ¥169,135 ¥272,848 ¥ (48,492) ¥1,455,275 ¥213,979 ¥1,669,255 Interest income .................. 357,215 298,183 125,853 110,135 187,552 (32,555) 1,046,382 135,460 1,181,843 Non-interest income .......... 34,480 174,683 71,371 59,000 85,296 (15,937) 408,892 78,519 487,411 Expenses ................................ (288,724) (218,652) (33,268) (54,493) (16,333) (74,282) (685,752) (117,547) (803,300) Depreciation ...................... (27,044) (21,870) (4,789) (4,842) (3,493) (6,817) (68,855) (9,725) (78,580) Other profit or loss ................ — — — — — — — (132,759) (132,759) Consolidated net business profit ..................... ¥102,971  ¥254,214  ¥163,956  ¥114,642  ¥256,515  ¥(122,775) ¥ 769,522  ¥ (36,327) ¥ 733,194  Year ended March 31, 2010 Millions of yen Securities services Leasing SMBC  Friend  Securities  Co., Ltd. Nikko  Cordial  Securities  Inc. Others Total Sumitomo Mitsui  Finance and  Leasing Company,  Limited Others Total Gross profit ........................... ¥67,205 ¥100,511 ¥ (6,317) ¥161,398 ¥97,218 ¥12,313 ¥109,531 Interest income .................. 598 (1,382) 536 (247) 59,841 4,711 64,552 Non-interest income .......... 66,606 101,893 (6,854) 161,646 37,377 7,602 44,979 Expenses ................................ (44,413) (76,968) (2,886) (124,267) (28,508) (12,448) (40,956) Depreciation ...................... (2,495) (1,109) (1,395) (5,000) (3,064) (512) (3,577) Other profit or loss ................ — — 13,702 13,702 (24,814) (2,674) (27,488) Consolidated net business profit ..................... ¥22,792  ¥ 23,542  ¥ 4,499  ¥ 50,834  ¥43,896  ¥ (2,809) ¥ 41,086  Year ended March 31, 2010 Millions of yen Credit card services Other  business Grand total Sumitomo  Mitsui Card  Company,  Limited Others Total Gross profit ........................... ¥183,594  ¥ (210) ¥183,383  ¥19,269 ¥2,142,838  Interest income .................. 27,531 1,733 29,264 9,982 1,285,395 Non-interest income .......... 156,063 (1,944) 154,118 9,287 857,443 Expenses ................................ (135,739) (2,170) (137,909) 6,547 (1,099,886) Depreciation ...................... (7,795) (3,763) (11,559) (9,431) (108,148) Other profit or loss ................ (23,539) (16,878) (40,417) (23,697) (210,660) Consolidated net business profit ..................... ¥ 24,316  ¥(19,259) ¥ 5,056  ¥ 2,119 ¥ 832,290  Year ended March 31, 2011 Millions of U.S. dollars Banking business SMBC Others Total Consumer banking unit Middle market  banking unit Corporate banking unit International banking unit Treasury unit Head office  account Subtotal Gross profit ........................... $4,664 $5,338 $2,420 $2,243 $3,977 $ (220) $18,422 $2,907 $21,329 Interest income .................. 4,059 3,282 1,580 1,295 1,639 (215) 11,640 1,801 13,441 Non-interest income .......... 605 2,056 840 948 2,338 (5) 6,782 1,106 7,888 Expenses ................................ (3,491) (2,667) (433) (697) (215) (906) (8,409) (1,624) (10,033) Depreciation ...................... (317) (267) (63) (74) (39) (94) (854) (124) (978) Other profit or loss ................ — — — — — — — (414) (414) Consolidated net business profit ..................... $1,173 $2,671 $1,987 $1,546 $3,762 $(1,126) $10,013 $ 869 $10,882 SMFG  2011 126$^{Year ended March 31, 2010}$