SMFG Capital Ratio Information Sumitomo Mitsui Financial Group, Inc. and Subsidiaries The consolidated capital ratio is calculated using the method stipulated in “Standards for Bank Holding Company to Examine the Adequacy of  Its Capital Based on Assets, Etc. Held by It and Its Subsidiaries Pursuant to Article 52-25 of the Banking Act” (Notification No. 20 issued by  the Japanese Financial Services Agency in 2006; hereinafter referred to as “the Notification”). In addition to the method stipulated in the Notification to calculate the consolidated capital ratio (referred to as “First Standard” in the  Notification), SMFG has adopted the advanced internal ratings-based (IRB) approach for calculating credit risk-weighted asset amounts.  Further, SMFG has implemented market risk controls, and, in calculating the amount corresponding to operational risk, the Advanced  Measurement Approach (AMA). “Capital Ratio Information” was prepared based on the Notification, and the terms and details in the section may differ from the terms and  details in other sections of this report. SMFG  2011 179 4. Companies Subject to Deduction from Capital, with Capital below Basel II Required Amount and Total Shortfall Amount Not applicable. 3. Restrictions on Movement of Funds and Capital within Holding Company Group There are no special restrictions on movement of funds and capital among SMFG and its group companies. ■  Scope of Consolidation GLYPH<129> Number of financial affiliates subject to deduction from capital: 59 Please refer to “Principal Subsidiaries and Affiliates” on page 216 for their names and business outline. 2. Deduction from Capital GLYPH<129> There are no companies engaged exclusively in ancillary banking business or in developing new businesses as stipulated in Article 52-23  of the Banking Act. GLYPH<129> There are no affiliates to which the proportionate consolidation method is applied. GLYPH<129> Scope of consolidated subsidiaries for calculation of the consolidated capital ratio is based on the scope of consolidated subsidiaries for  preparing consolidated financial statements. GLYPH<129> Number of consolidated subsidiaries: 327 Please refer to “Principal Subsidiaries and Affiliates” on page 216 for their names and business outline. 1. Consolidated Capital Ratio Calculation GLYPH<129> Number of nonconsolidated subsidiaries subject to deduction from capital: 210 Principal subsidiaries:  SMLC MAHOGANY CO., LTD. (Office rental, etc.) SBCS Co., Ltd. (Venture capital and consulting)