The NBH is BBB-minus by Duff & Phelps , IBCA and Thomson BankWatch , BB-plus by S&P , BA1 by Moody 's Investors Service , BBB+ by the Japan Credit Rating Agency .
<response> The <organization>NBH</organization> is BBB-minus by <organization>Duff & Phelps</organization> , <organization>IBCA</organization> and <organization>Thomson BankWatch</organization> , BB-plus by <organization>S&P</organization> , BA1 by <organization>Moody 's Investors Service</organization> , BBB+ by the <organization>Japan Credit Rating Agency</organization> . </response>