Every step of what happens in California is predictable:

1. The government denies reality. It sets price caps on insurers and listens to environmentalists instead of fire experts.

2. Reality occurs, homes burn.

3. Politicians blame others. Politicians will now blame greedy insurance companies and/or climate change rather than face reality.

4. The media runs cover. You will see very few stories in centrist or left-wing media that will blame price caps and/or forest mismanagement.

5. The government gets bigger. Politicians and the media will work together to push for bailouts to homeowners, paid for by taxpayers. More regulations for insurance will be proposed.

6. Nothing changes. One year from today, California will still have price caps and will still not manage its forests properly.