def all_construct(target: str, word_bank: list[str] | None = None) -> list[list[str]]:
    """
        returns the list containing all the possible
        combinations a string(target) can be constructed from
        the given list of substrings(word_bank)
    >>> all_construct("hello", ["he", "l", "o"])
    [['he', 'l', 'l', 'o']]
    >>> all_construct("purple",["purp","p","ur","le","purpl"])
    [['purp', 'le'], ['p', 'ur', 'p', 'le']]
    """

    word_bank = word_bank or []
    # create a table
    table_size: int = len(target) + 1

    table: list[list[list[str]]] = []
    for i in range(table_size):
        table.append([])
    # seed value
    table[0] = [[]]  # because empty string has empty combination

    # iterate through the indices
    for i in range(table_size):
        # condition
        if table[i] != []:
            for word in word_bank:
                # slice condition
                if target[i : i + len(word)] == word:
                    new_combinations: list[list[str]] = [
                        [word] + way for way in table[i]
                    ]
                    # adds the word to every combination the current position holds
                    # now,push that combination to the table[i+len(word)]
                    table[i + len(word)] += new_combinations

    # combinations are in reverse order so reverse for better output
    for combination in table[len(target)]:
        combination.reverse()

    return table[len(target)]