Using Decision Tree Learner to Classify Solvency Position for Thai   Non-life Insurance Companies
  This paper introduces a Decision Tree Learner as an early warning system for classification of the non-life insurance companies according to their financial solid as strong, moderate, weak, or insolvency. In this study, we ran several experiments to show that the proposed model can achieve a good result using standard 10 fold crossvalidation, split train and test data set, and separated test set. The results show that the method is effective and can accurately classify the solvency position. 
Phaiboon Jhongpita, Sukree Sinthupinyo and Thitivadee Chaiyawat
q-fin.RM